Travel insurance for travel to Brazil

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Travelling to Brazil offers an incredible opportunity to experience a vibrant culture and adventure experience, including Rio de Janeiro's world-famous Carnival, adventure sports at famous destinations like the Copacabana, exotic wildlife in the rainforest and pristine beaches like Praia do Sancho.

Whether you’re heading to Brazil for the beaches, adventure sports or rainforest and wildlife, a World Nomads policy can offer cover for your trip. Benefits available include:

Aerial view of Ipanema, Arpoador and Copacabana in Rio de Janeiro.
Aerial view of Ipanema, Arpoador and Copacabana in Rio de Janeiro. Photo credit: Getty images / Giordano Cipriani

Coverage for trip cancellation

It’s common to have to put down deposits on lodging, tours, excursions, and transportation because so many Canadian travellers visit Brazil. Travel insurance may protect your non-refundable and prepaid outlays should you need to cancel your trip because of a covered reason listed in your policy like a sick parent.

Also, a World Nomads plan may cover your emergency medical expenses if you become ill or injured while abroad, provide trip interruption benefits if caused by covered reasons like strike or missed connection, and offer luggage loss protection and coverage for sports like SCUBA, cycling or windsurfing.

Delayed, lost or stolen baggage

Because you will have to take a connecting flight from Canada to Brazil, your travel insurance policy provides a safety net in case your bags decide to vacation in Mexico, or somewhere else, or are permanently lost or stolen. Coverage for baggage includes:

  • If your luggage is permanently lost, World Nomads policies offer cover for the depreciated value of your baggage or personal effects that are lost or damaged by your Common Carrier, up to the policy limits.
  • If your bags are delayed by an airline or ground carrier for 12 or more hours, your policy offers cover to purchase basic clothing and personal care items to tide you over until you get your luggage. Check the policy for policy limits.

Theft of your personal possessions may also be covered by your World Nomads policy. If you’re the victim of theft, you must report the theft to your tour leader or law enforcement agencies such as the police and obtain written documented evidence such as a police report. You will need this when you submit your claim.

You should remember that negligent behavior may not be covered by travel insurance. For example, if you had too many caipirinhas, and were intoxicated and you left your camera behind at a beach bar, this loss may not be covered.

Travel tips to help protect you

  • Consider leaving very sentimental or valuable jewelry at home, particularly those items well over the policy limits.
  • Be on alert for pickpockets or scam artists, who often scheme and try to divert your attention from your belongings.

Overseas emergency medical insurance

When traveling to Brazil or other foreign countries, it’s very important to purchase travel insurance with emergency medical cover as your Canadian health insurance won’t cover your medical expenses while you're outside Canada.

So if you suffer a concussion while zip-lining in the rainforest, or if you faint while touring city centers in extreme heat, Travel Insurance can help cover the cost of seeing a doctor in Brazil, emergency medications prescribed by a licensed physician and even transport you to a trauma center or back to Canada for escalated medical treatment if needed.

Note: Canadians must be covered under their Government Health Insurance Plan (GHIP) in their home province for the entire duration of the trip to be eligible for the maximum emergency medical expenses benefit.

Access to our 24/7 Emergency Assistance Team

If you are in Brazil on holiday, and require emergency medical treatment, our 24/7 emergency team is ready to assist and may be able arrange payment for medical care and make medical referrals. They can also help with document replacement, translation services and more.

In the event of a serious medical issue, we are here to help and can organize repatriation back to Canada when recommended by your attending Physician.

Botafogo bay, Rio de Janeiro
Botafogo bay, Rio de Janeiro, Brazil. Photo credit: Getty Images / Andre Pinto

Coverage for activities and sports when in Brazil

Beyond culture and relaxation, our Canadian Nomads choose Brazil for its adventurous pursuits on water and land. Activities include tours in the rainforest, chartering boats, specialized excursions of the iconic Amazon, trekking in the sprawling mountains, and even SCUBA adventures.

Brazil boasts recreation opportunities like hiking, trekking, surfing, rappelling, zip-lining, canoeing, mountain biking, windsurfing and more. Be sure to list all of your activities when you purchase your policy to ensure you have coverage. Some activities are automatically included in the Standard and Explorer Plans, however some activities require an optional upgrade.

Be sure your activities are being led by a certified instructor and that you have the appropriate equipment to promote the safest experience.

World Nomads travel insurance policies may cover you should you become ill or injured while visiting Brazil and participating in a covered sport or activity. Coverage includes:

  • Emergency medical expenses and emergency medical treatment: These benefits may include doctor visits, hospitalizations, x-rays and prescription medication. If our team or our attending physician decides you need escalated care, you can be covered for medical evacuation, or transported to Canada.
  • Trip interruption: If you need to return home earlier than planned because you experienced an injury while participating in a covered sport or activity, we may pay travel expenses, and may also reimburse you for any trip expenses that you will miss because you cut your trip short.
  • Baggage: Should your sporting gear and equipment get damaged, lost or stolen during your trip, your policy may cover these losses.

Which plan should I choose?

World Nomads has a goal to serve your travel insurance needs. We have two policies to choose from – Standard and Explorer. Please contact us if you need assistance.

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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