Single Trip Travel Insurance
You don't need a return ticket to buy travel insurance.
- As featured in:
As featured in:
You’ve got a one way ticket in your back pocket and plans for a great new job, life or adventure… but you’re not covered for the trip to get you there. That’s where World Nomads’ Single Trip Travel Insurance may cover the gap between your old life.
- Single Trip cover
- Exclusions
- What you should look out for when considering travel insurance
- Watch Anton's true claim story
Start your future on a high note
World Nomads offers single trip travel insurance to cover you and your personal items for as long as you need us to, whether it be a few days, a few weeks or even months, before you get to where you’re going. However, you should be aware that policy cover may vary depending on your Country of Residence and the plan you have chosen.
We offer Standard or Explorer options with differing cover. It’s up to you to consider your requirements and match them up with the right cover for your needs.
Single Trip cover
All World Nomads policies cover those events our travelers most often encounter including:
- Overseas medical
- Cancellation
- Hospitalization due to a severe injury or illness
- A flight is delayed or canceled
- If your bags and valuables are delayed, stolen or damaged
- 24/7 Worldwide Emergency Assistance
- If you need cover for a multi-destination trip
- If you’re travelling with family and need cover for dependants
- Cover for some Coronavirus-related events
We cover more than 150 activities, sports and experiences depending on the policy you choose and if it’s not on the list, call us and we’ll let you know if we’ll cover it.
Exclusions
There are of course exclusions which apply. Some of the exclusions which may apply are:
- Cancellation or other expenses if you change your mind and decide not to go.
- You do anything illegal (You didn’t really think we’d cover that did you?)
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
- Certain pre-existing medical conditions
Note: don't forget to read the policy wording when you hit the quote button as all plans are different – don't just assume you are covered in every situation, as terms and conditions, benefit limits, and exclusions may apply.
What you should look out for when considering travel insurance:
- Make sure you correctly choose the right trip dates, age limit, and level of cover.
- Ensure all your destinations are covered.
- Make sure you understand what a pre-existing medical condition is under our policies (coverage varies by country of residence).
- Some activities and sports may require an extra level of cover or may not be covered.
- Make sure you clearly understand the benefit limits and the excess as per the level of cover you've selected.
- Understand that there will be General Exclusions in your cover for which you won't be covered under any circumstances.
- Make copies of travel documents and keep receipts in case you need to make a claim.
Watch Anton's true claim story
I fell on my side and heard the sound of a dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
Anton,
World Nomads customer from Iceland
At World Nomads, we strive to deliver not just travel insurance cover, but also some added value through our additional services such as:
- Dedicated 24/7 Emergency Assistance team worldwide.
- Access to travel insurance cover while traveling.
- Inspirational content for travel insurance, safety, responsible travel, how-to guides, podcasts, and Help Centre FAQs.
- Scholarship opportunities.
- The ability to give back to communities worldwide through our Footprints micro donation program.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Traveler tip: your exact coverage benefits will depend on your Country of Residence and the plan you select, each with different policy benefits and limits to cover. Make sure you read your World Nomads policy, which explains in more detail the types of situations that are and are not covered.
Kidney Stone in Bali
On Saturday 9 August 2014 I incurred acute pain and vomiting all night long. I went to Siloam Hospitals Bali due to the acute pain and non-eating. I was hospitalised immediately. X-rays and ultrasound found a kidney stone and infection. I was hospitalised for 5-6 days where I was medicated and had tests accordingly. I had a procedure to break up the kidney stone as it would not dislodge. I was released from hospital to convalesce at home
M.M. Australian in Bali
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamLong-term Travel Insurance
For those who aren't going home anytime soon.
- As featured in:
As featured in:
Planning to travel long-term? Don't forget travel insurance to keep up with your adventures. World Nomads has you covered with flexible travel insurance designed by travelers, for travelers.
- Why Choose World Nomads for long-term travel insurance?
- Travel insurance benefits for long term travelers
- Who might want to buy travel insurance for a long trip?
- How long can travel insurance cover me for?
- What if I don’t know how long I want to travel for?
- Tips for long-term travelers
- What’s not covered by travel insurance?
Why Choose World Nomads for long-term travel insurance?
World Nomads offers travel insurance that’s built for those who aren’t satisfied with the ordinary. Depending on your country of residence, our plans cover trips lasting up to 12 months, allowing you to travel without worry. Here’s why World Nomads stands out:
- Buy cover while traveling: Forgot to get travel insurance before you left? No problem. With World Nomads, you can buy or extend your cover even after you’ve started your journey (waiting periods apply).
- 24/7 Emergency Assistance: Wherever you are in the world, our emergency medical assistance team is ready to help you when you need it most, connecting you with medical treatment, transportation, or whatever support you require.
- Coverage for 150+ adventure activities, sports and experiences: Whether you’re backpacking through Europe, hiking the Andes, or volunteering in Africa, World Nomads covers more than 150 activities so you can push your boundaries without worrying about the ‘what ifs’.
Travel insurance benefits for long term travelers
Our policies come with loads of benefits, depending on the policy you buy. Whether you’re going on a long trip or a short trip, all of our policies provide cover for:
- Trip cancellation and trip interruption if you get sick or injured at the last minute and need to make a change.
- Emergency medical treatment, like an urgent visit to the doctor, medicine to help you get well, x-rays and hospital stays.
- Emergency medical evacuation if you get really sick and need to be transported somewhere with better facilities.
- Emergency repatriation if you need to be flown home to receive better care, or to bring your body back to your home country if you die overseas (it’s terrible to think about, but it happens).
- Delayed, lost or stolen baggage.
Who might want to buy travel insurance for a long trip?
Travelers of all ages might be interested in purchasing a long stay travel insurance policy. Here are a few examples:
- College students going on study abroad who want to travel in between quarters or semesters.
- Working holiday makers and digital nomads.
- Backpackers and road-trippers on a long-term holiday.
- Digital nomads making the most of work and play.
- New retirees heading out to explore the world with their newfound freedom.
- Families traveling for the summer holidays.
How long can travel insurance cover me for?
Our policies are designed to be flexible . We offer long-duration policies and allow travelers to extend their cover or buy more cover while they’re on the road.
Depending on your country of residence, you can buy a World Nomads travel insurance policy for a maximum duration of six or 12 months.
To find out how long we can cover you for, select your country of residence and get a quote. While there, you can also compare our two plans, Standard and Explorer, and download the full policy wording before you buy.
What if I don’t know how long I want to travel for?
If you’re planning on exploring the world for a while, but you don’t know how long you’ll be gone for, don’t fret. You have a couple of options to ensure you’re covered while you’re away:
- Extend your policy: You can extend most of our policies online and from overseas while traveling, as long as you extend it before it expires. Terms and conditions, and limitations apply so check the policy wording details before you purchase to make sure this will suit your needs.
- Purchase a new policy: If your policy has expired, you can purchase a new travel insurance policy while you’re still traveling. Just note that there may be a waiting period for full cover to apply (you can be covered straight away if you're injured in an accident after you buy a policy). Your policy wording will have full details to understand the cover, terms and conditions, limits and exclusions.
- Purchase and track your policies with your World Nomads membership: A free membership gives you access to all of our great content and safety advice. And if you buy travel insurance with us, your membership allows you to manage and view multiple policies in one place online, making it easy to buy more policies as needed, and access online claims forms. Make sure you log-in before purchasing each new policy.
Tips for long-term travelers
- Volunteering or working abroad?
Ensure you’re covered for the specific activities you’ll be engaging in, whether it’s teaching English, working on a farm, or volunteering at a wildlife sanctuary. World Nomads offers coverage for a wide range of volunteer and work activities, so you can focus on making a difference.
- Students on a gap year or exchange
If you're a student embarking on a gap year or participating in an exchange program, long-term travel insurance is essential. It covers you for medical emergencies, trip cancellations, and even the loss of important documents like your passport.
- Stay connected with us
Keep a copy of your policy details and emergency contact numbers handy. Whether it’s a sudden illness or an unforeseen event, knowing how to quickly get in touch with us can save you time and stress.
Don't let the unexpected derail your long-term adventure. Get a quote from World Nomads today.
What’s not covered by travel insurance?
All travel insurance policies have exclusions and limitations. Here are some of ours - we won't provide cover for:
- Anything illegal (you didn’t really think we’d cover that did you?) Be sure to respect both the local laws and mores of your host countries.
- Medical evacuation or repatriation for any incidents related to drug and alcohol abuse, or that is not pre-authorized by a physician.
- Trip cancellation for events that occurred before your policy was purchased (natural disaster, strike, etc.).
- Not having visas or passports issued on time or not properly fulfilling the entry requirements of your destination.
- Leaving your gear behind, or not keeping an eye on your things and they get stolen.
- Non-emergency treatment that can wait until you return home (remember it's not regular health insurance; it's for medical emergencies).
- Some pre-existing conditions, especially those not stable and controlled.
- Cancelling your trip due to fear of travel or just changing your mind.
This is not a full list of what's covered and not covered. There are terms, limits, conditions and exclusions that may apply. Always read your policy carefully before you buy and make sure it’s right for you and if you have more questions get in touch.
Severed Nerve
I was opening a bag of potatoes with a knife. The knife slipped and cut my finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge (and was) referred to Clinique Axium the following day. I underwent micro surgery and had two follow up appointments at the Clinique, along with having a specialised splint made to keep my finger in a bent position to enable healing.
T.P. Kiwi in France.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover more than 150 activities you love + more
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Snow
- Bobsledding
- Ice Hockey
- Ice Skating
- Kite Wing
- Skiing
- Snowboarding
- Snow kiting
- Snowmobiling
- Tobogganing
Water
- Canoeing
- Kayaking
- Paddle Boarding
- Sailing
- Scuba Diving
- Snorkelling
- Surfing
- Tubing
- Windsurfing
Air
- Aerial Safari
- Ballooning
- Bungee Jumping
- Hang Gliding
- High Diving
- Hot Air Ballooning
- Passenger in a commercial aircraft
- Skydiving
- Tandem Skydiving
- Zip Line
Land
- Bushwalking
- Camel Riding
- Camping
- Caving
- Hiking
- Orienteering
- Motorbiking
- Mountain Biking
- Trekking
Sports
- Baseball
- Basketball
- Cricket
- Fencing
- Go Karting
- Golf
- Hockey
- Tennis
- Ultimate frisbee
- Volleyball
Experiences
- Childcare work
- General farm work
- Hospitality
- Restaurant
- Teaching
- Fruit Picking
- Admin work
- Office work
- WWOOFing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamOnline Travel Insurance
Online instant confirmation for the time poor.
- As featured in:
As featured in:
There’s one thing our travelers all say they want more of… more time. More time planning their trip, more time at their destinations and much more time relaxing and enjoying their adventure.
No one tells us they want to spend their precious time sorting out travel insurance, but they know it’s a consideration, whether they be a backpacker, long term traveler or gap student.
Online Travel Insurance
All we need is some basic information on who you are, where you’re going and how long you’ll be gone for, and we’ll generate your instant quote outlining your travel insurance coverage and limitations.
To give you certainty of coverage and confidence in traveling, we’ve made sure all our online travel insurance options include:
- Overseas medical
- Trip cancellation
- Luggage and valuables cover
- 24/7 worldwide emergency assistance
- Coronavirus cover
- Trip delays and interruptions
We’ve also designed it in an easy-to-understand format, clearly outlining the Standard and Explorer levels of cover, to help you choose the right travel insurance cover for your break.
What and where you’re covered for is very important to our travelers and if you’re already overseas it’s not too late - you can still purchase online now.
World Nomads Travel Insurance at a glance:
When considering travel insurance for your next overseas holiday, you want to know that cover will be available for all those unexpected events that may happen. World Nomads Standard and Explorer plans may offer cover (up to the benefit limits) for the following, when you need it the most:
- 24/7 Emergency Assistance for a range of events including medical emergencies, multi-lingual assistance, and assistance with flight amendments when your trip has not gone as planned.
- Overseas medical cover that includes cover for hospitalization, day surgery and out-patient treatment, dental cover, and visits to registered medical practitioners.
- Cover for delayed, lost or stolen luggage and valuables. Need to cover your tech or sports gear, or travelling with a designer dress? Some plans may allow you to upgrade your cover for high value baggage and personal items.
- Cover for some of your non-refundable, pre-paid transport and accommodation expenses when you’ve had to unexpectedly cancel your trip for a covered reason.
- Cover for more than 150 adventure activities, sports and experiences. Cover for different types of types of activities such as rock climbing, snowboarding, bungee jumping, and snorkelling.
- Cover for some Coronavirus-related events. You may be covered for trip cancellation and medical treatment while on your trip, depending on your chosen level of cover and country of residence.
- Cover when your trip is delayed, interrupted or cancelled and you are stuck at the airport, or your trip is postponed indefinitely.
- And much more including travel insurance content, Help centre FAQs, some crazy true claims stories, and info on travel insurance for key trending destinations and activities.
Some handy questions to ask yourself before purchasing travel insurance:
- Will I need a visa for the destinations I am visiting? Can I travel to a specific country or region or not? Make sure you do your research on all countries and regions you are planning to visit.
- What activities do I have planned? Ensure you have the right level of cover for your planned activities, sports and experiences.
- How long am I travelling for? When buying World Nomads travel insurance online you’ll need to enter a start date, and end date of travel.
- Who am I traveling with, and do they need coverage, too?
- Does my destination have any travel insurance requirements? Some countries require foreign travellers to purchase a travel insurance policy that at least covers the medical costs associated with treating COVID-19 and other diseases.
- Do I need any travel insurance add-ons, for example, for high value tech items and sports gear?
At World Nomads, we strive to deliver not just travel insurance cover, but also some added value through our additional services such as:
- Dedicated 24/7 Emergency Assistance team worldwide.
- Access to travel insurance cover while traveling.
- Inspirational content for travel insurance, safety, responsible travel, how-to guides, podcasts, and Help Centre FAQs.
- Scholarship opportunities.
- The ability to give back to communities worldwide through our Footprints micro donation program.
Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Did you know?
- You can create a membership
- Access your policy details wherever you have internet connection
- Join a community of travelers
- Sign up to travel advice
Traveler tip: your exact coverage benefits will depend on your Country of Residence and the plan you select, each with different policy benefits and limits to cover. Make sure you read your World Nomads policy, which explains in more detail the types of situations that are and are not covered.
Severed Nerve
While in a restaurant in Saigon, Vietnam I cut my hand on a broken glass door. I was bleeding quite a bit so we went to the hospital that night. The doctor confirmed that I cut a tendon in my hand (thumb) and will need surgery. The following day I went to the hospital and received a tendon repair surgery at HCMC Family Medical Practice.
B.Q.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover more than 150 activities you love + more
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Snow
- Bobsledding
- Ice Hockey
- Ice Skating
- Kite Wing
- Skiing
- Snowboarding
- Snow kiting
- Snowmobiling
- Tobogganing
Water
- Canoeing
- Kayaking
- Paddle Boarding
- Sailing
- Scuba Diving
- Snorkelling
- Surfing
- Tubing
- Windsurfing
Air
- Aerial Safari
- Ballooning
- Bungee Jumping
- Hang Gliding
- High Diving
- Hot Air Ballooning
- Passenger in a commercial aircraft
- Skydiving
- Tandem Skydiving
- Zip Line
Land
- Bushwalking
- Camel Riding
- Camping
- Caving
- Hiking
- Orienteering
- Motorbiking
- Mountain Biking
- Trekking
Sports
- Baseball
- Basketball
- Cricket
- Fencing
- Go Karting
- Golf
- Hockey
- Tennis
- Ultimate frisbee
- Volleyball
Experiences
- Childcare work
- General farm work
- Hospitality
- Restaurant
- Teaching
- Fruit Picking
- Admin work
- Office work
- WWOOFing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Natural Disasters
Find out how earthquakes, volcanoes or tsunamis may be covered by travel insurance.
- As featured in:
As featured in:
- What’s covered for natural disasters
- What’s not covered by travel insurance in the event of a natural disaster?
- Claims process made simple
- FAQ’s
Natural disasters not only cause physical harm, they also shut down airports, wipe out accommodation and cancel trips. While natural disasters are unpredictable, some give off enough warning so you're not caught off guard.
While you can’t control the weather, you can do your part to insure yourself against unexpected weather events. If you don’t want to risk it, you should consider travel insurance on your next trip just in case it gets cancelled, or you become stranded overseas and need to pay for additional accommodation and flights.
What’s covered
If you’re affected by a natural disaster, you may be able to make a claim for:
- Trip cancellation: You must do what you can to minimize your expense (which may mean cancelling your booking) and notify us as soon as possible within seven days.
- Trip interruption: You can make a claim for pre-paid, non-refundable travel arrangements that you haven’t been able to use, such as flights and other types of transportation, tours and hotels.
For World Nomads policies that do cover natural disasters in one way or another, you'll need to have bought a policy before the natural disaster event is known and do everything you can to minimize your expenses.
For example, if you’re a UK resident, you’ll be covered for reasonable additional accommodation (room only) and transport costs (Economy Class) you incur during your trip, if you’ve taken out the Explorer plan and you:
- Cannot use your booked accommodation during your trip due to a natural catastrophe.
- If you need to move to the nearest place of safety due to a natural catastrophe.
Always read the policy wording as you go through the purchase path, as there are terms and conditions, limits and exclusions on the cover. Cover will depend on your Country of Residence and which plan – Standard vs Explorer – you buy.
Travel insurance tip: If your destination is impacted by a natural catastrophe or severe weather then you must contact our 24/7 Emergency Assistance Team as soon as possible so we are advised of the situation. If you do not comply with this condition, it may impact what we pay you for your claim.
What’s not covered by travel insurance in the event of a natural disaster?
- If you don’t follow the advice of the authorities.
- If you hang around to watch what happens.
- If you buy a policy after an event becomes known.
For more information regarding cover for natural disaster check out our Help Center article - Am I covered for a natural disaster? Just pick your country of residence in the country picker at the top of the page to access the latest information.
Claims process made simple
In the event that you need to file a claim, we’ve created this easy to follow step-by-step guide. Be sure to gather the following documentation, as it pertains to your case:
- Proof of all non-refundable, prepaid deposits or payments.
- Complete unused transportation tickets and vouchers.
- Original receipts for any expenses incurred because of the natural disaster.
- Original receipts for any new tickets.
- Invoices and original receipts from travel service providers.
If you have any questions about how World Nomads travel insurance covers natural disasters, please contact us.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
If you’re traveling to a region that’s known for natural disasters, it's a good idea to do some research to see if there have been any warnings. If you buy a policy after an event is known, and the natural disaster impacts your trip, you won’t be covered for any expenses.
Get a quote 24/7
With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.
Tsunami in Sumatra.
One night, I was on the surf charter boat, in the Mentawai Islands, Sumatra, Indonesia. There was an earthquake and tsunami that hit and completely destroyed the boat. The boat caught fire. The fire spread rapidly and we had to abandon ship. The boat along with all personal belongs were completely destroyed. The fire spread so quickly that there was no time to collect any belongings. The only things I ended up with were the shorts I was wearing, my watch and wedding ring. Almost all my possessions and documentation were on the boat and destroyed.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about natural disasters and insurance. You can also find the answers to other questions in our Help Center.
-
Will I be covered if my trip is delayed due to a natural disaster?
If your trip is delayed due to a natural disaster, you may be covered for travel delay benefits. However, this will depend on the plan you purchased and your Country of Residence. Always read your policy to find out what is the minimum number of hours required there is for a trip delay. If a natural disaster delays your trip by the specified number of hours, your travel insurance plan can reimburse you for your reasonable and necessary prepaid trip expenses such as meals, hotel rooms, communication and transportation, up to the benefit limit of your plan.
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What if I change my mind about traveling to destination due to a possible natural disaster?
Unfortunately, you will not be covered if you cancel your trip due to fear of travel or just changing your mind. The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
Compare Travel Insurance Coverage
Choose a plan from our Single Trip and Annual Multi-Trip options, depending on your needs.
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Choose the cover that best suits your needs
Whether you need cover for just the one trip or multiple over the next 12 months, World Nomads has a policy for you.
Choose between Single Trip and Annual Multi-Trip, depending on your coverage needs.
Single trip
- Explore multiple countries on the one trip for up to 365 days
- Flexibility in customising your coverage and destinations.
- Can be more cost effective compared to Annual Multi-Trip if you're a less frequent traveller
Annual Multi-trip
- Unlimited trips within 12-month period - up to 31 or 45 days each.
- Cover for both international and domestic travel.
- Convenience – no need to arrange travel insurance for each trip.
- Can be more cost effective compared to Single Trip if you're a more frequent traveller
Compare Plans
World Nomads offers two plans - Standard and Explorer - offering different benefits, limits and sub-limits of coverage.
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Standard Plan
Covers the essentials Everyday travel insuranceSuitable for?
Smart travellers seeking essential cover
Cancelling Your Trip
£3,000
Cutting Short your Trip
£3,000
Emergency Medical Expenses and Medical Repatriation
£5,000,000
Personal Baggage
£1,500
Baggage Delay (after 24 hours)
£100
Delay (per 12 hours / max.)
Not covered
Missed Departure and Connections Outside the UK
Not covered
Missed Departure from the UK
Not covered
Additional Transport Costs
Not covered
Explorer Plan
Higher benefit limits More insured events including travel delaySuitable for?
Travellers after higher limits & extra benefits
Cancelling Your Trip
£5,000
Cutting Short your Trip
£5,000
Emergency Medical Expenses and Medical Repatriation
£10,000,000
Personal Baggage
£3,000
Baggage Delay (after 24 hours)
£200
Delay (per 12 hours / max.)
£50 / £200
Missed Departure and Connections Outside the UK
£1,000
Missed Departure from the UK
£1,500
Additional Transport Costs
£1,000
Additional services included at no extra cost:
We cover 150 + Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGot questions?
We've got the answers
Here are our frequently asked questions regarding travel insurance. You can also visit our help centre for more FAQs.
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Do you cover adventure sports and activities
Yes - our travel insurance plans offer cover for more than 150 adventure sports and activities.
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Am I covered if I need to see a dentist while overseas?
Yes, there’s cover if you need to go to a dentist while abroad for emergency dental treatment.
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Do you need to include stopovers as a destination when buying travel insurance?
While there may be many reasons to buy travel insurance to help protect you for unforeseen events such as trip cancellation, injuries, overseas medical or dental emergencies, or baggage cover, you don’t need to purchase any extra travel insurance if you are making a quick stop-over in a country and not planning to leave the airport.
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Can I buy travel insurance if I'm already overseas?
Yes - If you're a UK resident then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,
Travel Insurance for Digital Nomads
Learn how your tech could be covered while you're working or traveling overseas.
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In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. Whether you’re plugging into your social network or working remotely in a hub, we can help you protect your laptop, smart phones and other devices.
Travel Insurance: How can my electronics be covered?
Our policies may offer cover for a wide range of gadgets: iPhones, smartphones, iPads, Kindles, tablets, cameras, lenses and laptops. But how we can cover your items (and how much) depends on your Country of Residence and the plan you have selected. With Standard and Explorer travel insurance plans to choose from, we may offer cover for:
- When your gear is stolen, under your supervision
- Tech devices destroyed by a fire or a natural disaster.
Note: depreciation and wear and tear will be taken into account when calculating the value of your electronic items.
Does World Nomads travel insurance cover my tech?
Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.
What's not covered by travel insurance?
- When you leave your gear behind
- Electronic malfunctions (you can take that up with the manufacturer)
- Any damage incurred when you check your device into your luggage
- Devices older than the policy can cover
- Items that can't be proved that you own (for example, you don't have a record of their purchase).
This is not a full list of what's covered and not covered. Other terms, conditions and exclusions may apply. Please read your policy carefully.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Get a quote 24/7
With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.
Tips for Digital Nomads
- Find and scan your receipts before you leave.
- If an airline loses your gadgets, notify them right away and get a record.
- Theft? Report it to the police as soon as possible.
- Password protect your devices and enable the lock screen if possible.
- Make a claim at home or on the road.
Bag snatched in Latvia.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about travel insurance for digital nomads. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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If I've not specified my items, why do they get depreciated?
Electronics age and get knocked about. Depreciation happens to match the claim with the item's current price, not cost price. Always read your policy wording to make sure you understand the wear and tear and depreciation terms and conditions, limitations and exclusions. If you are unsure get in touch with us.
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If my electronics are out of warranty, can I claim if there's a malfunction?
The policies exclude cover where there's an electronic malfunction.
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Why won't you cover electronics if they're checked-in with an airline?
Because electronics are fragile and checked-in luggage can easily be damaged.
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What if I don't have receipts for all of my items?
You'll need to show proof of ownership - enough evidence to 'tip the balance' if you're lodging a claim.
