Learn what is and isn't covered by travel insurance if you're pregnant
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With your new addition on board, it’s important that you have the right travel insurance to look after yourself and your unborn child.
If you have to cancel your trip because your doctor certifies you're medically unfit to travel due to an injury or illness, you may be covered for your pre-paid, non-refundable transport and accommodation costs.
If you're traveling while pregnant, and you're suddenly ill or injured or you have an unexpected pregnancy complication (including an ectopic pregnancy or miscarriage), all of our policies offer cover for:
Coverage for unexpected pregnancy complications depends on your Country of Residence, the plan you have chosen, and how many weeks’ pregnant you are while traveling.
Please note: depending on your Country of Residence, your pregnancy may be considered a pre-existing medical condition. Please take the time to read your policy wording as there are limits on your coverage.
The Emergency Assistance team can help get you find local medical facilities if needed, and in the worst-case scenario, help get you home if you’re seriously injured or ill and need to be repatriated. When you call (free from anywhere in the world), make sure you have your policy number and a contact number for where you are so we can help.
Some of the most common events our EA team has helped with include:
Note: coverage may depend on your past medical history, what's happened to you and any other conditions, limits or exclusions of cover as described in your policy.
The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.
For more information check out our Help Centre article - Am I covered by travel insurance if I'm pregnant? All you need to do is choose your Country of Residence from the country picker at the top of the page to access the latest information, and read your policy carefully before you buy.
With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.
It’s essential that you get in contact with our Emergency Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
I unexpectedly became pregnant towards the end of November. I was planning on still going on the trip until my doctor diagnosed me with Hyperemesis Gravidarum. They recommend not leaving the country due to these complications in the first trimester of pregnancy.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
How travel insurance helps for medical repatriation.
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When you take yourself on an adventure to the far ends of the Earth—whether it’s dog-sledding with Huskies across the snow in Scandinavia or riding the waves in Japan, accidents (or illnesses) are bound to happen. And if they do, there really is no place like home when it comes to receiving the best medical care.
Differing to medical evacuation, which may be able to help transport you to the nearest medical center in an emergency, the medical repatriation benefit offers coverage to get you home for further medical treatment, recovery, or rehabilitation.
If things go sideways while you’re overseas, we’re here to help. Here are just some of the ways we can assist with medical repatriation for you and your family.
After World Nomads and your local doctor have given you the go-ahead to return home, then we may cover:
While your safety and health are our utmost concern, we don’t cover everything. Always check your policy wording. Here’s an overview of what’s not covered.
We don’t cover:
Depending on your Country of Residence, you may have access to cover for repatriation if you’re diagnosed with COVID-19. If you are diagnosed with COVID-19 while overseas, your cover may include:
To find out what cover applies to you, read our What's Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
Coverage depends on your Country of Residence and varies between plans.
Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
Here are some of the ways we’ve been able to help Nomads get home for the medical assistance they needed:
I was driving home with my friend Nick on the back of my motorbike, when, out of nowhere, a car hit us on the side. The impact immediately trapped my right leg between my motorbike and the front of the car… Nick stood up and looked at me and the first thing he said was “Don’t look at your leg. Don’t look at your leg,”. Of course, I looked at my leg, and it was gone.
Without the 24-hour medical assistance World Nomads provided, I don’t know what we would have done.
Peter,
World Nomads customer from Australia
I fell on my side and heard the sound of dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
Anton required surgery after breaking his leg and wrist in a fall while traveling in Thailand. We called Anton daily to check on his progress and once cover was confirmed, we took care of his medical bills and his hospital admin.
After his surgery, Anton couldn’t travel back to Iceland without help, so we sent Luke from our Emergency Assistance Team to Thailand to meet him while in hospital. Luke was also there to help Anton carry his bags and escort him home on the plane to Iceland.
Anton,
World Nomads customer from Iceland
Here are our most frequently asked questions around medical repatriation. You can also find the answers to other questions in Help Center or you can ask the customer service team.
In some situations, we can send your mum over to pick you up if you need mobility support. If you’re on any kind of administrative medication, then we might send you a nurse or doctor. Check your policy wording and the conditions of your travel insurance policy to see whether you will be covered.
You can ask, and we'll see what we can do.
There are some countries which will not allow you to enter (even transit) with certain drugs, and in these cases, we will either reroute you or discuss with your treating doctor on alternate pain killers.
That’s a really bad way to end your holiday, and we hope you never end on life support. But if you do, we will look at the best possible solution to either get you home or get your family over there to say goodbye.
It’s essential that you get in contact with our Emergency Assistance team as soon as possible. Our team can support you from the time you get sick or injured until the time you get home.
To expedite your call, please be ready with the following:
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think. Featuring coverage for more than 150 activities, quotes are fast and can be done online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.
It’s essential that you get in contact with our Emergency Assistance team as soon as possible. Our team can support you from the time you get sick or injured until the time you get home.
To expedite your call, please be ready with the following:
With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.
On my second day in Burma, I woke up in the middle of the night with intense abdominal distress. I was rushed to the Asia Royal Hospital and immediately taken for evaluation and an ultrasound. I had a large mass in my abdomen and evacuated to Bangkok that evening to see a specialist. I was admitted to Bumrungrad International Hospital, where I stayed for eight days for a battery of tests, including several ultrasounds, a CT scan, and two aspirations of what turned out to be a renal cyst. After a conditional discharge, where I was restricted to rest, I was deemed stable enough to be evacuated. Two days later I was on a flight back to the U.S., where I am now continuing treatment.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling, and claim online from anywhere in the world.
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Big dumps, fresh tracks and bluebird days will make for an epic snow trip, but accidents can happen on and off the piste, even for the most experienced sliders. If you’re learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance can help you and your family when the unexpected hits your next winter adventure.
As passionate ski bums, we’ve designed our plans to offer cover options our Nomads love the most*:
*All plans are different and may require an upgrade for skiing or snowboarding cover to apply. Conditions and exclusions apply. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip.
For more information on what you may be covered for you can read our Helpdesk article on coverage when skiing and doing other winter sports. Make sure you add in your country of residence in the country picker for the most up to date information.
With Coronavirus causing travel disruptions globally, it’s important that you follow any government guidelines when planning your trip overseas.
The level of cover you’ll have for any Coronavirus-related events under our Standard and Explorer plans will depend on your Country of Residence and the plan you’ve selected. To find out more, read our What’s Covered for Coronavirus article, which goes into more detail on all the benefits, including benefit limits, terms and conditions, and exclusions.
Our 24/7 Emergency Assistance Team can direct you to nearby appropriate care, talk to doctors, help with a foreign language, provide access to translation services, and keep travelers in touch with family members. If your situation is life-threatening, seek medical help immediately and let us know when you can so we can help with medical assistance and keep your friends and family informed.
There are several factors that may affect how much you’ll end up paying for your travel insurance. Depending on what your plans are, where you are going, and how much cover and optional extras, the prices may vary due to some of these key factors:
Make sure that you’ve selected the right travel insurance plan for your specific needs. With World Nomads you can get a quote, make a claim, or extend your policy instantly online, anytime, from anywhere.
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
Whether you’re a pro skier or planning your first ever winter trip overseas, these insurance tips may be helpful when planning your next winter getaway:
Travel insurance doesn't cover everything. All the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Please carefully read your policy wording for a full description of coverage. If you have any questions, please get in touch.
Here are our most frequently asked questions about ski and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSimple and flexible travel insurance to take you trekking around the world. Buy at home or while traveling, and claim online from anywhere in the world.
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Whether you’re hiking up Mount Kilimanjaro, trekking to Base Camp or heading out a weekend walk in nature, World Nomads travel insurance may help if an unexpected event tries to derail your next hiking trip.
As passionate hikers ourselves, we’ve designed our plans to cover hiking from the most intrepid trek in the mountains to a lazy weekend hike. We offer cover on some of the world’s most famous hikes and 150+ other sports, activities and experiences including:
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific hiking and trekking plans. Depending on your Country of Residence and your chosen plan, an upgrade may be required to include trekking, hiking, camping and mountaineering at certain altitudes.
Be aware that terms, conditions, limits, exclusions may apply. Read the policy wording carefully to choose the right plan and adventure sport option for your hiking trip. If you have any questions about your policy, just ask us.
Whether you’re dusting off your boots for a few hours on the trail or going on a multi-day expedition to a far-flung corner of the globe, our policies may cover you for sudden and unforeseen events that could affect your travel plans.
World Nomads offers cover (up to the policy limits) for:
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
To make the most of your time on the trail, you might want to keep the following tips in mind:
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about hiking. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Simple and flexible travel insurance to keep you safe on your next dive trip. Buy at home or while traveling, and claim online from anywhere in the world.
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Calm waters, crystal clear visibility and a bulletproof dive plan might make for the perfect underwater adventure, but accidents can happen. Whether you're learning or you’ve done hundreds of dives, World Nomads travel insurance can help take the pressure off you and your family if the unexpected sinks your next dive trip.
As passionate divers ourselves, we’ve designed our plans to cover dives from the Great Blue Hole to The Yongala, and we can offer cover for:
Keep in mind that all plans are different and may require an additional premium when going scuba diving to specific depths depending on the plan chosen and your Country of Residence. Terms, conditions, limits, and exclusions apply. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific scuba diving plans.
For more information on what you may be covered for, check out our article on specific coverage when scuba diving. Make sure you add in your country of residence for accurate information.
We know that scuba diving equipment such as scuba tanks, fins BCD and regulator, underwater film and photography equipment can be expensive, so we can offer cover for high-value items.
We also offer cover for your baggage in general so if your baggage or scuba diving gear is delayed, lost and/or damaged, you may be able to claim for a replacement, reimbursement or delay up to a per item and total maximum limit. Terms and conditions apply so be sure to check the policy wording and contact us if you have any questions.
Your coverage will vary according to your Country of Residence and whether you choose a Standard or an Explorer Plan. Read your policy wording for details on maximum benefit limits, exclusions, and the terms and conditions of your coverage.
If your gear is delayed, lost or damaged, you must report the incident as soon as possible to a responsible officer for the carrier. Make sure you get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier before making a claim.
Your health and safety are a priority when you’re exploring the ocean, which is why our plans cover emergency medical expenses should you become sick, get into an accident or get hurt whilst diving or snorkelling.
You might be on a reef far from medical assistance on your dive, and our policies include coverage if you need to be evacuated to a medical facility.
Having an emergency in a foreign country can be overwhelming but buying a World Nomads policy means you’ll have access to our 24/7 Emergency Assistance team. Our Emergency Assistance team can facilitate a range of services in whatever part of the world you’re traveling, can speak multiple languages and they’re available 365 days a year.
While we can offer coverage for a lot of scuba diving events, there are also things we just won’t cover. These include, but are not limited to:
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Here are our most frequently asked questions about scuba diving. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamYou don't need a return ticket to buy travel insurance.
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You’ve got a one way ticket in your back pocket and plans for a great new job, life or adventure… but you’re not covered for the trip to get you there. That’s where World Nomads’ Single Trip Travel Insurance may cover the gap between your old life.
World Nomads offers single trip travel insurance to cover you and your personal items for as long as you need us to, whether it be a few days, a few weeks or even months, before you get to where you’re going. However, you should be aware that policy cover may vary depending on your Country of Residence and the plan you have chosen.
We offer Standard or Explorer options with differing cover. It’s up to you to consider your requirements and match them up with the right cover for your needs.
All World Nomads policies cover those events our travelers most often encounter including:
We cover more than 150 activities, sports and experiences depending on the policy you choose and if it’s not on the list, call us and we’ll let you know if we’ll cover it.
There are of course exclusions which apply. Some of the exclusions which may apply are:
Note: don't forget to read the policy wording when you hit the quote button as all plans are different – don't just assume you are covered in every situation, as terms and conditions, benefit limits, and exclusions may apply.
I fell on my side and heard the sound of a dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
Anton,
World Nomads customer from Iceland
At World Nomads, we strive to deliver not just travel insurance cover, but also some added value through our additional services such as:
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Traveler tip: your exact coverage benefits will depend on your Country of Residence and the plan you select, each with different policy benefits and limits to cover. Make sure you read your World Nomads policy, which explains in more detail the types of situations that are and are not covered.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFor those who aren't going home anytime soon.
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Planning to travel long-term? Don't forget travel insurance to keep up with your adventures. World Nomads has you covered with flexible travel insurance designed by travelers, for travelers.
World Nomads offers travel insurance that’s built for those who aren’t satisfied with the ordinary. Depending on your country of residence, our plans cover trips lasting up to 12 months, allowing you to travel without worry. Here’s why World Nomads stands out:
Our policies come with loads of benefits, depending on the policy you buy. Whether you’re going on a long trip or a short trip, all of our policies provide cover for:
Travelers of all ages might be interested in purchasing a long stay travel insurance policy. Here are a few examples:
Our policies are designed to be flexible . We offer long-duration policies and allow travelers to extend their cover or buy more cover while they’re on the road.
Depending on your country of residence, you can buy a World Nomads travel insurance policy for a maximum duration of six or 12 months.
To find out how long we can cover you for, select your country of residence and get a quote. While there, you can also compare our two plans, Standard and Explorer, and download the full policy wording before you buy.
If you’re planning on exploring the world for a while, but you don’t know how long you’ll be gone for, don’t fret. You have a couple of options to ensure you’re covered while you’re away:
Don't let the unexpected derail your long-term adventure. Get a quote from World Nomads today.
All travel insurance policies have exclusions and limitations. Here are some of ours - we won't provide cover for:
This is not a full list of what's covered and not covered. There are terms, limits, conditions and exclusions that may apply. Always read your policy carefully before you buy and make sure it’s right for you and if you have more questions get in touch.
I was opening a bag of potatoes with a knife. The knife slipped and cut my finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge (and was) referred to Clinique Axium the following day. I underwent micro surgery and had two follow up appointments at the Clinique, along with having a specialised splint made to keep my finger in a bent position to enable healing.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamOnline instant confirmation for the time poor.
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There’s one thing our travelers all say they want more of… more time. More time planning their trip, more time at their destinations and much more time relaxing and enjoying their adventure.
No one tells us they want to spend their precious time sorting out travel insurance, but they know it’s a consideration, whether they be a backpacker, long term traveler or gap student.
All we need is some basic information on who you are, where you’re going and how long you’ll be gone for, and we’ll generate your instant quote outlining your travel insurance coverage and limitations.
To give you certainty of coverage and confidence in traveling, we’ve made sure all our online travel insurance options include:
We’ve also designed it in an easy-to-understand format, clearly outlining the Standard and Explorer levels of cover, to help you choose the right travel insurance cover for your break.
What and where you’re covered for is very important to our travelers and if you’re already overseas it’s not too late - you can still purchase online now.
When considering travel insurance for your next overseas holiday, you want to know that cover will be available for all those unexpected events that may happen. World Nomads Standard and Explorer plans may offer cover (up to the benefit limits) for the following, when you need it the most:
At World Nomads, we strive to deliver not just travel insurance cover, but also some added value through our additional services such as:
Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Traveler tip: your exact coverage benefits will depend on your Country of Residence and the plan you select, each with different policy benefits and limits to cover. Make sure you read your World Nomads policy, which explains in more detail the types of situations that are and are not covered.
While in a restaurant in Saigon, Vietnam I cut my hand on a broken glass door. I was bleeding quite a bit so we went to the hospital that night. The doctor confirmed that I cut a tendon in my hand (thumb) and will need surgery. The following day I went to the hospital and received a tendon repair surgery at HCMC Family Medical Practice.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFind out how earthquakes, volcanoes or tsunamis may be covered by travel insurance.
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Natural disasters not only cause physical harm, they also shut down airports, wipe out accommodation and cancel trips. While natural disasters are unpredictable, some give off enough warning so you're not caught off guard.
While you can’t control the weather, you can do your part to insure yourself against unexpected weather events. If you don’t want to risk it, you should consider travel insurance on your next trip just in case it gets cancelled, or you become stranded overseas and need to pay for additional accommodation and flights.
If you’re affected by a natural disaster, you may be able to make a claim for:
For World Nomads policies that do cover natural disasters in one way or another, you'll need to have bought a policy before the natural disaster event is known and do everything you can to minimize your expenses.
For example, if you’re a UK resident, you’ll be covered for reasonable additional accommodation (room only) and transport costs (Economy Class) you incur during your trip, if you’ve taken out the Explorer plan and you:
Always read the policy wording as you go through the purchase path, as there are terms and conditions, limits and exclusions on the cover. Cover will depend on your Country of Residence and which plan – Standard vs Explorer – you buy.
Travel insurance tip: If your destination is impacted by a natural catastrophe or severe weather then you must contact our 24/7 Emergency Assistance Team as soon as possible so we are advised of the situation. If you do not comply with this condition, it may impact what we pay you for your claim.
For more information regarding cover for natural disaster check out our Help Center article - Am I covered for a natural disaster? Just pick your country of residence in the country picker at the top of the page to access the latest information.
In the event that you need to file a claim, we’ve created this easy to follow step-by-step guide. Be sure to gather the following documentation, as it pertains to your case:
If you have any questions about how World Nomads travel insurance covers natural disasters, please contact us.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
If you’re traveling to a region that’s known for natural disasters, it's a good idea to do some research to see if there have been any warnings. If you buy a policy after an event is known, and the natural disaster impacts your trip, you won’t be covered for any expenses.
With World Nomads you can buy travel insurance before you go or when you're already traveling any time anywhere 24-hours a day. Get an instant quote today.
One night, I was on the surf charter boat, in the Mentawai Islands, Sumatra, Indonesia. There was an earthquake and tsunami that hit and completely destroyed the boat. The boat caught fire. The fire spread rapidly and we had to abandon ship. The boat along with all personal belongs were completely destroyed. The fire spread so quickly that there was no time to collect any belongings. The only things I ended up with were the shorts I was wearing, my watch and wedding ring. Almost all my possessions and documentation were on the boat and destroyed.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about natural disasters and insurance. You can also find the answers to other questions in our Help Center.
Choose a plan from our Single Trip and Annual Multi-Trip options, depending on your needs.
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Whether you need cover for just the one trip or multiple over the next 12 months, World Nomads has a policy for you.
Choose between Single Trip and Annual Multi-Trip, depending on your coverage needs.
World Nomads offers two plans - Standard and Explorer - offering different benefits, limits and sub-limits of coverage.
Suitable for?
Smart travellers seeking essential cover
Cancelling Your Trip
£3,000
Cutting Short your Trip
£3,000
Emergency Medical Expenses and Medical Repatriation
£5,000,000
Personal Baggage
£1,500
Baggage Delay (after 24 hours)
£100
Delay (per 12 hours / max.)
Not covered
Missed Departure and Connections Outside the UK
Not covered
Missed Departure from the UK
Not covered
Additional Transport Costs
Not covered
Suitable for?
Travellers after higher limits & extra benefits
Cancelling Your Trip
£5,000
Cutting Short your Trip
£5,000
Emergency Medical Expenses and Medical Repatriation
£10,000,000
Personal Baggage
£3,000
Baggage Delay (after 24 hours)
£200
Delay (per 12 hours / max.)
£50 / £200
Missed Departure and Connections Outside the UK
£1,000
Missed Departure from the UK
£1,500
Additional Transport Costs
£1,000
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our frequently asked questions regarding travel insurance. You can also visit our help centre for more FAQs.