Everything Kiwis need to know about travel insurance for Kayaking & Rafting
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A silky-smooth Nordic lake at dawn or a white-knuckled ride down a river in Rocky Mountain National Park, action on the water is often the most memorable part of any holiday, especially for water-loving New Zealanders. If the unexpected happens while you’re soaking up the fun, World Nomads has travel insurance plans to help when your kayaking and rafting trip suddenly takes a nosedive.
Planning your kayaking and rafting activities before you leave home means you can arrange the right level of cover. Both our Standard and Explorer plans offer many of the same benefits including cover for level 1 sport and adventure activities such as kayaking (inland or coastal waters within 3 nautical miles), whitewater kayaking/rafting and river boarding on grades 1-5.
For more adventurous nomads you need to upgrade your cover if you’re planning on kayaking, windsurfing or sailing beyond 3 nautical miles from the coast. Simply specify all the activities you have planned for your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your Policy Document for details or contact us.
If you are planning on taking your own kayak or other gear with you, please note that there is no cover for watercraft of any type (except surfboards). For other sporting equipment, cover is available where the carrier requires it be checked-in due to its size or weight. If you've purchased the Explorer Plan, we'll also pay to hire replacement equipment because your sporting equipment was:
Note: we won’t cover damage to any sporting equipment while in use, if your sporting equipment is over three years old, or damage or theft of any sporting equipment left unsupervised in a public place.
Paddling around the hidden coves of Sydney Harbour or rafting on the Ayung River in Bali sound idyllic but if you return to your locked car to find the window smashed and your gear stolen, our Standard and Explorer plans may cover those unforeseen events and injuries to help get your next kayaking/rafting trip back on track.
World Nomads offers cover (up to the policy limits) for:
If things don’t go smoothly and you’re left bumped, bruised or even broken, the World Nomads 24/7 Emergency Assistance Team is here to help you.
If you’ve seriously injured yourself and require medical treatment, call the Emergency Assistance team as soon as possible so it can direct you to the nearest medical center or hospital. Or in the worst case, contact Emergency Assistance so it can evacuate you to the most appropriate facility for your care, where possible. We may even bring you back home to New Zealand to recover if required.
World Nomads love hearing about those exotic tales from the world’s best kayaking/rafting spots:
Sorry – we won’t cover you if you do something careless (like getting your gear stolen on the beach while you take a swim). Some things we don’t cover include:
Traveller’s Tip: Before you launch, remember to check the International River Grading of the river you’re on so you won’t invalidate your cover. The scale is used for various water sports and activities, such as black and white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Here at World Nomads, we love to find ways to help you enjoy your travels: from travelling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going kayaking or rafting in another country, check out our Travel Safety content - if you are going kayaking in some obscure location, check with us first and avoid known banjo plucking hot spots!
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Everything Australians need to know about travel insurance for Kayaking & Rafting
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Aussies love life on the water whether it’s rafting through Hippo Alley on Ethiopia’s Omo River to kayaking around the Greek island of Milos exploring ancient sea caves. Like food for the soul, cast off from the fast hustle and find your own flow on a rafting/kayaking voyage on the world’s most stunning waterways.
Planning your kayaking or rafting activities before you leave home means you can plan for the right level of cover. Both our Standard and Explorer plans offer many of the same benefits including cover for level 1 sport and adventure activities such as kayaking (inland or coastal waters within 3 nautical miles), and whitewater kayaking/rafting and river boarding on grades 1-5.
For more adventurous nomads you need to upgrade your cover if you’re planning on kayaking, windsurfing or sailing beyond 3 nautical miles from the coast k Simply specify all the activities you have planned for your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your policy for details or contact us.
If you are planning on taking your own kayak or other gear with you, please note that there is no cover for watercraft of any type (except surfboards). For other sporting equipment, cover is available where the carrier requires it be checked-in due to its size or weight. If you've purchased the Explorer Plan, we'll also pay to hire replacement equipment because your sporting equipment was:
Note: we won’t cover damage to any sporting equipment while in use, if your sporting equipment is more than three years old, or to any damage or theft of any sporting equipment left unsupervised in a public place.
When you finally take off to drift around the Seychelles or raft the canyons of North America, packing travel insurance can help if your trip hits troubled waters.
World Nomads offers cover (up to the policy limits) for:
If things don’t go smoothly and you’re left bumped, bruised or even broken, the World Nomads 24/7 Emergency Assistance Team is here to help you.
If you’ve seriously injured yourself and require medical treatment, call the Emergency Assistance Team as soon as possible so it can direct you to the nearest medical centre or hospital. Or in the worst case, contact Emergency Assistance so it can evacuate you to the most appropriate medical facility for your care where possible. We may even bring you back home to Australia to recover if required.
World Nomads love hearing tales from the world’s best kayaking/rafting spots:
Sorry – we won’t cover you if you do something careless (such as your gear getting stolen when left on the beach while you take a swim). Some things we don’t cover include:
Traveller’s Tip: before you launch, remember to check the International River Grading of the river you’re on so you won’t invalidate your cover. The scale is used for various water sports and activities, such as black and white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Here at World Nomads, we love to find ways to help you enjoy your travels: from travelling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going Kayaking or Rafting in another country, check out our Travel Safety content - if you are going kayaking in some obscure location, check with us first and avoid known banjo plucking hot spots!
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Everything the Irish need to know about travel insurance for Kayaking & Rafting
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Paddling on a velvet lake at sunrise — or holding your nerve over gripping whitewater, Irish travellers love the action of life on the water. From beginner to expert you’ll find your flow on one of the world’s great waterways on your next kayaking or rafting adventure.
Both our Standard and Explorer Plans offer many of the same benefits including cover for Level 1 sports and adventure activities such as kayaking, sea kayaking, canoeing, and for river boarding for grades 1-3 and whitewater and blackwater rafting for grades 1-5 as long as you’re with a fully qualified and licenced guide.
For the thrill seekers among you, check to see if you need to upgrade your level of cover for pursuits such as canonying or scuba diving to 50 metres. Make sure you specify all the activities you have planned for your trip when you get your quote - you can’t add them afterwards. Terms and conditions apply, check your Policy Wording for details or contact us.
As much as we would like to offer insurance for every scenario, unfortunately that is not possible.
Note: we won’t cover any loss, claim or expenses relating to or arising from damage to any sporting equipment while in use, and not for loss, damage, or theft of any sporting equipment left unattended.
Whether you’re taking a leisurely paddle through the French countryside with the family, or facing off against the roaring Salmon River in the US, both our Standard and Explorer Plans offer cover for the unexpected if your next kayaking or rafting trip hits troubled waters.
World Nomads offers cover (up to the policy limits) for:
You may also have access to World Nomads Coronavirus cover for certain events. Our plans offer:
Note: please read your Policy Wording carefully as benefit limits, conditions and exclusions apply; as Coronavirus cover varies depending on your country of residence and the plan you’ve chosen.
If your luck changes and you are injured or get sick, the World Nomads 24/7 Emergency Assistance Team is here to help you. Call the emergency team as soon as possible so we can direct you to the nearest medical centre. In the worst case we may be able to preapprove the costs of your emergency evacuation to the most appropriate facility for your care. We may even bring you back home to Ireland to recover.
Traveller’s Tip: Irish residents please keep in mind that you’ll first need to contact your private medical insurance (PMI) provider (if applicable) and follow its emergency medical procedures and claims procedures. Cover available under this travel insurance policy is in excess of any cover provided by your PMI. Also, provide us with details of your PMI provider to help us co-ordinate your care. Where your PMI provider does not cover you, contact our 24/7 Emergency Assistance Team before incurring medical costs.
Before you cast off, check that our Emergency Assistance Team can reach you if you get into trouble. Remember if you (or someone in your party) do not contact us before your emergency medical and transport costs are incurred, this may affect your cover.
Some things we don’t cover include:
Traveller’s Tip: before you launch your vessel, check the International River Grading of the river you’re on so you won’t invalidate your policy cover. The scale is used for various water sports and activities, such as black and white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Here at World Nomads, we love to find ways to help you enjoy your travels: from travelling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going Kayaking or Rafting in another country, check out our Travel Safety content - if you are going kayaking in some obscure location, check with us first and avoid known banjo plucking hot spots!
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Everything international travelers need to know about travel insurance for Kayaking & Rafting
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Exotic sunsets, the water lapping at your bow; experiences on the water are often the most unforgettable part of any holiday. From paddling with the family on Lake Superior, to sea kayaking the turquoise waters around Indonesia’s Raja Ampat archipelago, get your next holiday flowing on a kayaking/rafting adventure.
While you’re busy making waves, it’s good to know both our Standard and Explorer plans offer cover for level 1 sport and adventure activities such as kayaking for grades 1-3, sea kayaking, snorkeling or stand up paddle boarding.
If you’re planning more adventurous activities, you need to upgrade your cover for activities such as white water and black water rafting (grades 1-5 only), river boarding (grades 1-3 only), ), jet skiing (grades 1-2 only) or canyoning. Simply specify all the activities you have planned for your trip to get the correct level of cover when you get your quote, as you can’t add activities afterwards. Terms and conditions apply, check your Policy Wording for details or contact us.
As much as we would like to offer insurance for every scenario, unfortunately that is not possible. We won’t cover any loss, claim or expenses relating to or arising from damage to any sporting equipment while in use, and loss, damage or theft of any sporting equipment left unattended.
If you are injured or become ill, having travel insurance can help with unexpected medical costs. Depending on your Country of Residence and the plan you choose, World Nomads may offer cover (up to the policy limits) for:
Depending on your country of residence and the travel insurance plan you choose, you may also have access to Coronavirus coverage for certain events. Some of our plans offer:
Note: Please read your Policy Wording carefully as benefit limits, conditions and exclusions apply.
Spills and thrills are part of the fun, but if that Huggy Bear rapid wasn’t so soft after all, our World Nomads 24/7 Emergency Assistance Team can help direct you to the nearest medical center to get treatment for any injuries. For general out-patient treatment (that’s unlikely to exceed US$725), keep all your receipts so you can make a claim under your policy for reimbursement.
The big enchilada to having travel insurance is if you need emergency medical evacuation, which can leave you with an enormous bill. Contact the Emergency Assistance Team so we can preapprove the costs of your emergency evacuation to the most appropriate facility for your care. We may even bring you back to your country of residence to recover..
Before you cast off, check that our Emergency Assistance Team can reach you if you get into trouble. Remember if you (or someone in your party) do not contact us before your emergency medical and transport costs are incurred, this may affect your cover.
Some things we don’t cover include:
Traveler’s Tip: before you launch, remember to check the International River Grading of the river you’re on so you won’t invalidate your cover. The scale is used for various water sports and activities, such as black and white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Here at World Nomads, we love to find ways to help you enjoy your travels: from traveling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going Kayaking or Rafting in another country, check out our Travel Safety content - if you are going kayaking in some obscure location, check with us first and avoid known banjo plucking hot spots!
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Everything you need to know about travel insurance for kayaking and rafting
Trusted by:
Exotic sunsets, the water lapping at your bow, hurtling down river rapids; experiences on the water are often the most unforgettable part of any holiday. From paddling with the family in the Florida Keys, to sea kayaking the turquoise waters around Indonesia’s Raja Ampat archipelago, get your next holiday flowing on a kayaking or rafting adventure.
When you get a travel insurance quote for your kayaking or rafting trip, you need to double-check your policy wording the Adventure Sports & Activities list. Level 1 activities are automatically covered when you buy your policy. You’ll need to pay an additional premium to be covered for Level 2 and Level 3 activities such as kayaking outside coastal waters and sea kayaking beyond three nautical miles You’ll need to list the activities you plan to participate in when you buy your policy.
The following categories have coverage under our plans:
Several activity options above mention International River Grades which can be described as:
We offer coverage for river grades (also known as classes) from Class 1 to Class 5. We do not offer coverage for Class 6 rapids.
When you are about to head down the river or rapids, always be aware of the rating. Read more about the International River Grading System from the American Whitewater association.
We offer two plans – Standard and Explorer – each offers different limits and sub-limits of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific activity plans.
In addition to kayaking and rafting, we over coverage for more than 150 adventure activities, sports, work and volunteer experiences for our Canadian nomads. If you don’t see an activity you wish to pursue in the policy wording, please contact us.
Our policies may cover you on your kayaking and rafting adventures (up to the policy limits) for:
While there are several kayaking and rafting adventures we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions about your coverage, just ask us.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.