Ready to swap the UK drizzle for sunnier cycles abroad? Whether you dream of dodging sheep in New Zealand's trails or weaving through Tuscany's vineyards, consider packing World Nomads travel insurance with your helmet. It could be your backup plan for when those quaint cobbled streets throw a spoke in your wheel, covering everything from scrapped knees to swiped gear. Gear up, get insured, and go!

• How you may benefit from World Nomads travel insurance cover
• What's covered for cycling?
• Know where you’re going and what to do if the unexpected happens
• What's not covered
• Frequently asked questions

How you may benefit from World Nomads travel insurance cover

Hitting the road on two wheels is exhilarating, but every turn brings the unknown – especially abroad. While cycling lets you connect with landscapes and cultures intimately, it also exposes you to risks not present back home. From navigating unfamiliar traffic rules and road conditions to potential mishaps like a fall or a collision with a vehicle, the physical risks are real. And then there's theft – bicycles are a popular target.

When choosing World Nomads products, you’ll have access to two simple and flexible plans – Standard and Explorer. We offer cover (up to the policy limits) for:

• Baggage & Gear protection: With our travel insurance, whether it’s the Standard or Explorer plan, you're protected. If your baggage is delayed for more than 24 hours, we cover the cost of essential items. And if your prized cycling gear is lost or stolen, we’re here to help cover replacement costs. For high-value gear, consider upgrading for coverage up to £750 per item on the Explorer Plan and £400 per item on the Standard Plan, with maximum upgrade limits of £2,250 and £1,200 respectively.
• Emergency overseas medical: cycling through the Alps and taking in the fresh air can be great for the body and the mind, but not if it ends up in a bad injury. Emergency medical coverage will come in handy in the case of an accident, illness or injury.
• Evacuation: your cycling route may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from World Nomads. Note, there is no cover for search and rescue expenses.
• Trip disruption: has a sick or injured travelling companion put a stop to your cycling abroad? You may be able to recover your unused, prepaid travel expenses.
• 24-hour emergency medical assistance: if you find yourself in need of urgent medical help, it’s not always easy to find help. World Nomads provides 24-hour Emergency Medical Assistance.

Traveller tip: always carry enough water, especially in hot climates, and use sunscreen and sunglasses to protect against sunburn and glare.

What’s covered for cycling?

Under both of World Nomads plans – Standard and Explorer – you may be automatically covered. However you may need to upgrade and pay an additional premium depending on the type of cycling activity you'll be doing. United Kingdom travellers could be covered for the following cycling activities:

1. Cycling (incidental to the trip): level 1 activity
2. Cycling (on an organised tour): Level 2 activity – upgrade required
3. Cycling (independent cycle touring): level 3 activity - upgrade required

Note: all our plans are different and may require an upgrade to include cycling at certain altitude. In some instances, you must be with a professional, qualified and licensed cycling guide, instructor or operator. Terms and conditions, limits and exclusions, apply. Read your policy wording carefully to choose the right plan and cycling option for your trip.

For more information on cycling and mountain biking coverage check out our Help Centre article, ‘Am I covered if I'm cycling or mountain biking?’ in the Help Centre which explains what you need to know to be adequately covered. Choose your “for European residents” and you’ll access the most up to date information.

Traveller tip: keep your essential documents (passport, travel insurance details, and emergency contacts) secure in a waterproof pouch.

Know where you’re going and what to do if the unexpected happens

Before you hit the road with your bike, helmet and gear, it pays to arm yourself with these cycling tips for a safer trip:

• Include all countries you’re visiting or traveling through on your policy: as well as all the adventure activities you’re planning to do or participate in. With World Nomads you’ll have a choice of more than 150+ activities, sports and experiences to choose from.
• Check you have all your paperwork: you’ll need to have all the appropriate paperwork, these may include any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting,
• Be responsible when choosing a cycling destination or activity: does the cycling tour your planning suit your experience level? Are there any travel or weather alerts for your destination? Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes? Do you need to use an accredited tour provider or operator? Can our 24/7 Emergency Medical Assistance Team reach you if you get into trouble?
• Wear a helmet and visible clothing: this should be a no brainer, but it’s still worth mentioning, as in many countries around the world, the locals don’t wear helmets when cycling. Another no brainer is if you’re planning to ride at night, you should have high vis clothing on yourself, your bike, or both to make sure other riders and vehicles see you.
• Proof of purchase: remember that any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.

Travel insurance tip: World Nomads provides travel insurance for more than 150+ activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.

What's not covered?

Some things we may not cover include:

• Costs incurred if you refuse to be repatriated after being declared medically unfit to continue your trip.
• Costs incurred if you ignore the advice of your doctor or our 24/7 Emergency Medical Assistance Team.
• Damage to any sporting equipment while in use; loss, damage or theft of any sporting equipment left unattended.
• Pre-existing medical conditions.
• Expenses that can be recovered from another source, e.g., transport carriers or accommodation providers
• Unattended baggage or personal items
• Participating or training in activity or sport at a professional level
• Any search or rescue operations as explained in the policy wording
• Misuse or being under the influence of alcohol or drugs.
• Fraudulent or criminal acts.

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Traveller tip: keep a list of local emergency contacts, including medical facilities and the local police, on your person when cycling – just in case.

• Why consider travel insurance for team sports?
• Does World Nomads travel insurance offer cover for other team activities I might want to do on my trip?
• What else is covered by travel insurance?
• What are some things trip insurance does not cover?
• Tips for doing team sports safely

Why consider travel insurance for team sports?

Whether you’re headed to the UK to play cricket, the USA for ultimate frisbee, or somewhere in between for an entirely different team sport, travel insurance can be just as valuable when you’re traveling to play sports as it can be for your annual overseas vacations.

No matter where you’re headed or which team sports you’re planning to participate in, you should consider travel insurance — because plans go awry and mishaps can happen.

World Nomads Travel Insurance offers coverage for a number of team sports and adventure activities. Let's break down what this means for you:

1. Cover for bags and valuables: when you arrive to your destination ready to play but your gear doesn’t. Our baggage travel insurance may be able to help replace necessary items, clothing, and other personal belongings.
   
   
2. Cover for medical evacuation: cover for when you become injured or unwell and can’t participate in the team sport and need to be evacuated to a medical facility, or in the worst case scenario, back to your home country. Emergency evacuation coverage isn’t just for adventure-seekers who need adventure travel insurance; it’s also helpful for those contact sports and other team activities you might want to participate in while overseas.
   
   
3. Repatriation back home: If you're declared medically unfit to continue your travels or in the unfortunate event of your passing, cover is available for your repatriation back home. This is subject to the reasonable recommendation of a medical practitioner appointed by us, ensuring that transportation is medically necessary and appropriate.
   
   
4. Cover for the whole family: when you plan to bring the whole family overseas with you. When you have to be overseas for an extended period to play sport, it helps to know that if your family comes with you, our travel insurance may help with cover for your loved ones.
   
   

Does World Nomads travel insurance offer cover for other team activities I might want to do on my trip?

Absolutely. World Nomads offers cover for more than 150 activities, sports and experiences under our Standard and Explorer plans, from solo pursuits to team activities, such as:

• Baseball
• Basketball
• Cricket
• Fencing
• Football
• Hockey
• Tennis
• Ultimate frisbee
• Volleyball
• Ice Hockey
• Pickleball
• And a heap more team sports.

Note: Not all team activities, sports, and experiences are covered under every travel insurance plan. Cover will depend on your Country of Residence and on the plan you have chosen. For example, some snow activities require a specific plan or upgrade to be selected when you purchase with World Nomads.

It’s always a good idea to read your policy wording carefully so you understand exactly what you’re covered for. And if you’re unsure, get in touch and we can help answer any questions you might have about travel insurance for team sports and other activities.

What else is covered by travel insurance?

Playing sport comes with its share of risk, but not all accidents or calamities happen on the field — or court, or ice-rink for that matter. Other times travel insurance may come in handy include:

• A canceled trip: If you have no choice but to cancel your trip due to illness, injury, or any other unforeseen event covered under your policy, we may be able to help recoup the cost of things like your unused, non-refundable, pre paid accommodation, tours and flights.
• A natural disaster: From tsunamis to volcanic eruptions, earthquakes to floods— natural disasters can take many forms. And there’s no shortage of ways they can spoil travel plans, closing airports, delaying flights, wiping out accommodation, and closing off entire towns. Check out our natural disaster coverage article to find out how travel insurance can help when nature goes rogue.
• Cover for stolen baggage and gear: Whether you arrive to your destination, but your bags and sports gear don’t, your gear is damaged en-route, or you’re the victim of theft, we may be able to help. If your sports gear gets lost or stolen report it to your carrier or police ASAP, then get in touch with the 24/7 Emergency Assistance team who can help.
• Overseas medical emergencies: Sports injuries are common. If you become injured while participating in team sports activities, we may be able to help with things like locating a doctor or hospital, medical bills, and medical evacuation. Depending on your Country of Residence, World Nomads also offers coronavirus cover for a range of coronavirus-related events.

What plans and options do you offer?

World Nomads offers two travel insurance plans: a Standard Plan and an Explorer Plan, each one has their own benefits, limits, and sub-limits of coverage. Our Explorer Plan offers higher benefit limits and/or sub-limits.

You can compare our Standard and Explorer plans and prices through getting an instant online quote.

Note: both our travel insurance plans are different, and cover varies, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.

What are some things trip insurance does not cover?

Because travel insurance isn’t designed to cover everything, there are certain things we may not cover, such as:

• If you simply change your mind and decide not to go .
• If you don’t adhere to the recommendations of the Emergency Assistance team. Failure to do so or refusing repatriation home may result in limitations to your cover.
• Participation in a sport or activity that is not covered under your policy (check your policy wording carefully).
• Loss or theft of your bags or gear when they’re left unattended.
• If you’re participating in a sport or activity professionally.

This is not an exhaustive list. For the full details of what is and isn’t covered, read over your policy wording carefully.

What to do in case of an emergency

If you're involved in an accident, suffer a sudden illness, serious injury, or unfortunately, in the event of your passing overseas, contact the 24/7 Emergency Assistance team as soon as possible.

They're available 24/7 to provide guidance and support. The team will assist in arranging emergency medical transport, directing you to the nearest appropriate medical facility, or organizing your repatriation back home for medical reasons if and when required.

Please note that not reaching out to the Emergency Assistance team may result in limitations or reductions in your cover, and please be aware that waiting periods may apply, so don't hesitate to get in touch.

Tips for doing team sports safely

Regardless which team sport you’re partial to, safety should be your primary concern. You might find these tips helpful when planning your team sports holiday:

• Know your health and fitness limits: You may have played soccer since you were in school, or been physically active in other ways since, but it’s important to always exercise within your own capabilities. Consider your fitness levels and plan your sports and other activities accordingly.
• Safety gear: Always wear appropriate safety gear when participating in any sport or activity — because heading out on a cricket field without your cup, for example, is not going to end well.
• Keep your sports gear and other bags and items with you: Leaving your things unattended makes them a prime target for light fingers and swift snatching. Don’t make things easier for thieves.

Buy while abroad

Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get an instant online quote.

Need to know more?

Get in touch and we can help answer any questions you might have about travel insurance for team sports.

By understanding your rights, responsibilities, and the extent of coverage, you can travel with confidence, knowing that you're backed by a reliable safety net in times of need. Stay safe, and happy travels!

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life and immerse yourself in the adventurous fun of a fictional setting. 

Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance* plan with adventure sports coverage. 

• Should I consider travel insurance for LARP
• What other activities are covered by travel insurance?
• What is covered by travel insurance?
• What are some things travel insurance would not cover?
• Tips for LARPing Safely

Should I consider travel insurance for LARP? 

Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. If you get hurt, your health insurance may not always cover you when you are traveling to destinations outside of your network or plan. However, a travel insurance plan from World Nomads may be able to assist by helping to reimburse expenses for things like x-rays, prescription medications, a hospital stay, or other emergency medical needs if you get hurt while LARPing.

What other activities are covered by travel insurance?

Are you planning to explore even more sports and adventures during your travels? World Nomads offers adventure travel insurance that covers more than 250 activities for US residents, and you can also have coverage for activities like backpacking, karate, and paint balling.

We offer four plans – Standard, Explorer, Epic and Annual – each with different levels of coverage. When you get a quote, you can compare the plans, which offer coverage up to 180 days per single trip. And if you plan to take numerous trips during the year, the Annual Travel Insurance Plan could be best for you; it has a maximum trip length of 45 days.

What is covered by travel insurance?

World Nomads covers international and domestic trips, when traveling at least 100 miles from home. In addition to emergency medical expense coverage, travel insurance may help with several other unexpected emergency situations you may encounter while you are on your trip. For US residents, World Nomads may also offer coverage for: 

• Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage coverage may help reimburse the cost to replace it if it’s lost by a common carrier. All plans also include the non-insurance service Blue Ribbon Baggage, which will track and expedite the return of your airline baggage if it is lost or delayed.
• Trip Interruption and Cancellation Insurance: if your trip is cancelled, interrupted, or delayed due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid travel expenses through our trip cancellation, trip interruption or trip delay coverage. 

• Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  

What are some things travel insurance would not cover?

If you arrive at your event and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover the cancellation of your trip. Some other things that are not covered include:

• Damage that happens to your LARP equipment while you are using it.
• Injuries that happen if you are LARPing under the influence of drugs or alcohol.
• Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period were medically able to travel at the time of purchase.
• Participation in other activities not listed as covered in your policy.
• Domestic travel within 100 miles of your home.

Tips for LARPing safely

We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.  

Here are a few other tips we have found to help keep you safe while LARPing:

• Drink plenty of water. 
• Know the safe words beforehand.
• Read all the rules. 
• Listen to the game master and marshal. 
• Don’t drink alcohol and LARP.
• Wear a helmet.
• Perform a weapons check.
• Get rest the day before. 
• Take breaks when you need to. 

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described.  Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life, and temporarily enjoy some adventurous fun in a fictional setting. 

Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall to the ground will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance plan with adventure sports coverage.  

• Should I consider travel insurance for LARP
• Does travel insurance cover other adventure activities I might participate in during my trip?
• What else is covered by travel insurance?
• What are some things trip insurance would not cover?
• Tips for LARPing Safely

Should I consider travel insurance for LARP? 

Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment as a player character or non-player character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. A travel insurance plan from World Nomads could assist by helping to reimburse expenses for things like an ambulance transfer, prescription medication, hospital stay, or other emergency medical needs if you get hurt while LARPing. You will still need to have Government Health Insurance Plan (GHIP) coverage in your home province while you are on your trip though. If you don’t, your total limit for all emergency medical expenses during your trip is limited to CAD $40,000. 

Does travel insurance cover other adventure activities I might participate in during my trip?

Are you planning to explore even more sports and adventures while you are travelling? World Nomads covers more than 250 activities for Canadian residents. When you get a quote, you can check out our Standard and Explorer plans to compare coverage side by side and decide on the best travel insurance coverage for your needs. 

You will need to list all the activities that you plan to participate in while on your trip at the time that you purchase your policy. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. 

Level 1 activities like live action role play, archery, canyoning, and golf are automatically covered, but these will still need to be listed when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like hang gliding, tandem skydiving, or zip lining. Special conditions may also apply. If you plan on participating in an activity that isn’t listed in your policy wording, you will need to contact us to determine  if you will be  covered. 

What else is covered by travel insurance?

World Nomads covers international and domestic trips, when travelling outside of your home province. In addition to emergency medical coverage, travel insurance may help with several other aspects of your trip. For Canadian residents, World Nomads may also offer coverage for: 

• Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage cover may help reimburse the cost to replace it if it’s lost by a common carrier.  If your baggage going to your destination is delayed by an airline or ground carrier for 12 hours or more, you may also be reimbursed for things like toiletries or a change of clothes until you are reunited with your bag. Check the policy wording for complete details of coverage, conditions, and exclusions.  
• Trip Interruption and Cancellation Insurance: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. 
• Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  

What are some things travel insurance would not cover?

If you arrive at your event, and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover you if you wanted to cancel or interrupt of your trip. Some other things that are not covered include:

• Damage that happens to your LARP equipment while you are using it
• Injuries that happen if you are LARPing under the influence of drugs or alcohol
• Pre-existing medical conditions 
• Participation in other activities not listed as covered in your policy
• Domestic travel within your home province

Tips for LARPing safely

We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.  

Here are a few other tips we have found to help keep you safe while LARPing:

• Drink plenty of water. 
• Know the safe words beforehand.
• Read all of the rules. 
• Listen to the game master and marshal. 
• Don’t drink and LARP.
• Wear a helmet.
• Perform a weapons check.
• Get rest the day before. 
• Take breaks when you need to. 

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Whether you are into fantasy, renaissance, steampunk, or horror, the excitement of participating in live action role play (LARP) can be electrifying. You’re able to step away from the mundane reality and responsibilities of life, and temporarily enjoy some adventurous fun in a fictional setting. 

Most game masters take steps to try to keep the environment safe, but some things can’t be avoided. If you are attacked by a crunchy, step back too far when blocking, and trip over a tree root, that fall to the ground will bring you back to reality quickly. If you have plans to participate in a LARP event on your next trip, you may want to consider a World Nomads travel insurance plan with adventure sports cover.  

• Should I consider travel insurance for LARP
• Does travel insurance cover other adventure activities I might participate in during my trip?
• What else is covered by travel insurance?
• What are some things trip insurance would not cover?
• Tips for LARPing Safely

Should I consider travel insurance for LARP? 

Trip and falls are some of the most common injuries that happen while LARPing. When you’re engrossed in the moment as a player or non-player character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than the horde of monsters coming towards you. Getting hit in the eye with a spell packet is not any fun either. If you get hurt, your health insurance may not always cover you when you are traveling to destinations outside of your network or plan. However, a travel insurance plan from World Nomads could assist by helping to reimburse expenses for costs like x-rays, prescription medications, a hospital stay, or other emergency medical needs if you get hurt while LARPing. 

Does travel insurance cover other adventure activities I might participate in during my trip?

If you are looking to explore even more sports and adventures during your travels, you can compare the adventure travel insurance cover in both the Standard and Explorer travel insurance plans that are offered by World Nomads, as we offer cover for more than 150 activities

When you get a quote, you can select your country of residence, and compare both plans side by side to see what each covers. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.

If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes. 

What else is covered by travel insurance?

In addition to emergency medical cover, travel insurance may help with several other unexpected situations you may encounter while you are on your trip. Depending on your country of residence, World Nomads may also offer cover for: 

• Baggage and Gear: If the airline lost the bag that held your favorite boffer sword, baggage cover may help replace it if it’s lost by a common carrier.  
• Trip Interruption and Cancellation Insurance: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. 
• Evacuation: If you get injured while LARPing in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  

What are some things travel insurance would not cover?

If you arrive at your event, and aren’t vibing with the plot of your LARP, your adventure travel insurance would not cover the cancellation of your trip. Some other things that are not covered include:

• Damage that happens to your LARP equipment while you are using it
• Injuries that happen if you are LARPing under the influence of drugs or alcohol
• Pre-existing medical conditions 
• Participation in other activities not listed as covered in your policy 

Tips for LARPing safely

We’ve learned that every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe.  

Here are a few other tips we have found to help keep you safe while LARPing:

• Drink plenty of water.  
• Know the safe words beforehand.
• Read all of the rules. 
• Listen to the game master and marshal. 
• Don’t drink and LARP.
• Wear a helmet.
• Perform a weapons check.
• Get rest the day before. 
• Take breaks when you need to. 

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.