Travel insurance for Thailand
Turquoise waters, lush jungles and Tuk Tuks
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Essential Insurance Tips
Known as the land of smiles, Thailand is a country of friendly and hospitable locals who welcome millions of visitors annually. Its diverse scenery includes white sand beaches, lush tropical forests and island hideaways surrounded by warm waters teeming with stunning marine life. Then there’s the food – fresh, fragrant and delicious.
Surviving traveller's diarrhea
You're going to find a variety of delicious food while travelling in Thailand but food preparation standards can vary. Gastro and its unpleasant side effects are one of the more common medical complaints our World Nomads have while travelling through Thailand.
Fortunately, the Emergency Assistance team can support you 24/7, even if you’re held up in a squat toilet. We can help you find a doctor, particularly useful in Thailand’s remote areas, where access to medical care is harder to come by. Or if it’s really serious, the team can arrange for an emergency evacuation.
Hospitals in Thailand (especially if you’re near Bangkok or Phuket) are well-equipped to treat you even if they may seem less modern than facilities you’d find at home.
But let’s hope you don’t get there. Here are some simple actions that can help save you and your tummy:
- Always wash your hands before and after eating or use a hand sanitizer … that little action can save you a lot of time and expense!
- Never eat anything that's been sitting around, even for a short while. How long has that food in the hotel buffet really been sitting there?
- Try to pick clean, fly-free food stalls that have a lot of people at them. A food stall that's popular will have a high turnover of produce, so nothing is left sitting around to go off.
- Don't drink tap water in Thailand; stick to bottled, boiled or treated water. Most restaurants use ice from the extensive network of ice factories which use purified water. The safe ice is easy to spot… it’s tubular in shape.
- Gastro can turn deadly quickly if you lose more fluids than you can keep down. Seek help early and carry rehydration sachets with you.
Riding Motorbikes and Scooters
It’s easy to rent a motorcycle, so it’s not surprising that we see everything from exhaust pipe burns to injuries caused by horrific crashes, which can sometimes be fatal.
If you choose to ride, be sure to buy a travel insurance plan that covers motorbike and scooter use. Read our article on covered sports, activities and adventures; you may have to buy an adventure sports upgrade for an additional premium.
World Nomads coverage for travelers hurt in motorcycle accidents may include:
- Emergency medical expenses for treatment at the hospital or by a doctor at the local medical center
- Evacuation to more suitable medical facility if it’s urgent, medically necessary and if you’re fit to travel
- Repatriation if you’re seriously ill or injured and unable to continue your trip.
For your coverage to take effect, certain conditions apply:
- You must bring your driver’s license from home
- You need to comply with local laws and safety practices (examples: wear a helmet, obey speed limits, don’t drive drunk).
If you need medical treatment, evacuation or repatriation, you or a travel companion MUST contact the Emergency Assistance team immediately.
Limits and exclusions to coverage will apply so read your policy carefully for full details.
Theft
Before you travel to Thailand, store a copy your receipts, as you’ll need proof of ownership to make claim should your items get stolen. Contact your bank before departure to let them know of your travel plans, and be on the lookout for any suspicious transactions, especially after you return home.
All World Nomads travel insurance plans will have some coverage for theft. However, with any insurance plan, limits, conditions and exclusions may apply. For example:
- If you have simply spaced out and misplaced your gear or if your tech gets damaged from everyday wear and tear
- Generally, you need to be able to show that you took reasonable care of your belongings. That means you should carry your electronics and valuables with you at all times and lock your belongings up in a secure location.
If your stuff is stolen, you’ll need a police report, or some other kind of report from an authorized representative (for example, a property irregularity report from the airline or bus company if your bags were checked in) to validate your claim.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance for the Caribbean
Essential travel insurance tips
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Trusted by:
The Caribbean islands aren’t always paradise. That’s why there’s travel insurance. Here are a few situations that you could encounter and tips on how you can get the most out of your coverage.
Severe Weather
Hurricanes and tropical storms are among the biggest threats of your trip turning upside down. If your flight has been cancelled or your hotel is unable to accept visitors, you may qualify for trip cancellation or interruption benefits. Timing is key here: You need to have bought your plan before the storm was announced. You also won’t be eligible for coverage if you cancel because of a few knocked-down trees or the forecast is cloudy and gray.
Street Crime
Street crime and petty theft, such as pickpocketing and mugging, are unfortunate realities in the Caribbean. Should that happen to you, get to safety first and go to the local authorities to report the incident (don’t forget to get a copy of the report). World Nomads, 24/7 Emergency Assistance team can give you hand with whatever you need in a crisis, such as helping to locate health care facilities or consular services and contacting family members.
If your personal belongings get swiped under your supervision, besides reporting the incident, you’ll also need the original receipts for the items. Your policy may have per-item and maximum limits and exclude coverage of high-value items or cash.
Adventure
The Caribbean feels like a non-stop adventure, from snorkeling in crystal-clear water and trekking amid cloud forests to swimming under cascading waterfalls.
Whatever the activity, it’s important to choose the right level of coverage. Read the policy wording, browse the World Nomads’ Help Center, or contact our customer service team to see if what you’re planning to do is covered under your plan. You may have to pay an additional premium for an adventure sports upgrade or purchase the Explorer plan instead of a Standard.
Certain adventures may also have special conditions and exclusions which, if you don’t comply, could affect your coverage. These could be getting certification for your activity or booking the excursion with a qualified, licensed operator. It could also be as simple as abiding by safety practices, whether or not or they’re a part of the local law.
It’s never a good idea to guzzle multiple frozen daiquiris before scuba diving, or going hiking solo when you’re just a beginner and have a poor sense of direction. Your coverage is contingent upon your responsible behavior. So, best to refrain from anything that would be likely to get you in trouble. Also, be sure to check your policy for exclusions, such as unguided dives or search-and-rescue missions.
Medical Emergencies
Surfing accidents, sunburn and dehydration, food poisoning, or – heaven forbid – an act of violence. Major and minor occurrences can happen in the Caribbean, and believe us, they do…no matter how careful or prepared you think you are.
The first thing to remember is to contact the 24/7 Emergency Assistance team, who will need to approve your surgical procedures, medical treatment, or evacuation before you go forward with them. Otherwise your coverage may be reduced or invalidated.
Remember: Any emergencies due to pre-existing conditions aren’t included unless specified in your policy; and your plan only covers emergencies, not routine or preventative care, such as eyeglass prescriptions and annual physicals.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance for the Caribbean
Essential travel insurance tips
- Trusted by:
Trusted by:
The Caribbean islands aren’t always paradise. That’s why there’s travel insurance. Here are a few situations that you could encounter, and tips on how you can get the most out of your coverage.
Severe Weather
Hurricanes and tropical storms are among the biggest threats of your trip turning upside down. If your flight has been cancelled or your hotel is uninhabitable, you may qualify for trip cancellation or interruption benefits. Timing is key here: You need to have bought your plan before the storm was announced. You also won’t be eligible for coverage if you cancel because of a few knocked-down trees or the forecast is cloudy and gray.
Street Crime
Street crime and petty theft, such as pickpocketing and mugging, are unfortunate realities in the Caribbean. Should that happen to you, get to safety first and go to the local authorities to report the incident (don’t forget to get a copy of the report). World Nomads' 24/7 Emergency Assistance team can give you hand with whatever you need in a crisis, such as helping to locate health care facilities or consular services and contacting family members.
If your personal belongings get swiped under your supervision, besides an official loss report, you’ll also need the original receipts for the items. Your policy may have per-item and maximum limits and exclude coverage of high-value items or cash.
Adventure
The Caribbean feels like a non-stop adventure, from snorkeling in crystal-clear water and trekking amid cloud forests to swimming under cascading waterfalls.
Whatever the activity, it’s important to choose the right level of coverage. Read the policy wording, browse the World Nomads’ Help Center, or contact our customer service team to see if what you’re planning to do is covered under your plan. You may have to pay an additional premium for an adventure sports upgrade or purchase the Explorer plan instead of a Standard.
Certain adventures may also have special conditions and exclusions which, if you don’t comply, could affect your coverage. These could be getting certification for your activity or booking the excursion with a qualified, licensed operator. It could also be as simple as abiding by safety practices, whether or not or they’re a part of the local law.
It’s never a good idea to guzzle multiple frozen daiquiris before swimming, or going scuba diving at depths greater than what you can handle. So practice caution and be sure to check your policy for conditions (our plans cover scuba diving up to 165 feet), and exclusions such as extreme sports or pre-existing conditions.
Medical Emergencies
Surfing accidents, sunburn and dehydration, food poisoning, or – heaven forbid – an act of violence. Major and minor occurrences can happen in the Caribbean, and believe us, they do…no matter how careful or prepared you think you are.
In a life-threatening emergency, call the local emergency number first. Then contact the 24/7 Emergency Assistance team, who will need to approve your surgical procedures, medical treatment, or evacuation.
Remember: any emergencies due to pre-existing conditions aren’t included unless specified in your policy; and your plan only covers emergencies, not routine or preventative care, such as eyeglass prescriptions and annual physicals.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
