Photo © Nicola Katie / iStock / Getty Images Plus

Travel Insurance for a trip to Africa

The African continent is ready for adventure. Check out these travel insurance tips so you can push your exploration to the limit.

    Trusted by:

  • Trusted by:

Known as the cradle of civilization Africa has a winning combination of culture, with urban art galleries, and jaw-dropping natural grandeur   including 19,341-ft-high Mount Kilimanjaro, and lions and elephants in the wild.

But as with any safari in the African bush, it pays to have a pro to guide you. World Nomads is here to assist, with travel insurance tips to keep top of mind… BYO binoculars.

• Medical emergencies 
• Trip cancellation for terrorist incidents
• Weather-related trip delay, trip interruption and trip cancellation coverage
• Carjacking, pickpocketing and other crimes 

Medical Emergencies

Soaring over the Masai Mara grasslands in a hot-air balloon or walking over the Victoria Falls knife-edge bridge are unforgettable thrills, but they’re not exactly risk-free. A stubbed toe or a bout of malaria can feel worse when it happens in a remote place  such as a far-flung water hole, or a small village.

If you’re a World Nomads policy holder, you can have the confidence that you've packed the right support alongside all your rugged gear. That’s because your policy can help cover emergency accidents and illness when the worst happens (say, a twisted ankle that stops your walking safari through Botswana’s Okavango Delta in its tracks). And you also have access to the 24/7 Emergency Assistance Team, handy when you need to translate your Rwandan doctor’s advice, or find the nearest quality hospital.

Nomads tip: a lack of documentation is one of the most common reasons that claims are delayed or denied, so make sure you have your paperwork together. For medical emergencies abroad, expect to submit hospital documentation along with proof of payment for items such as wire receipts and credit card receipts; this is not only to verify that the funds went to the hospital, but to confirm the actual amount paid before the conversion to a foreign currency. 

Trip cancellation for terrorist incidents

Unfortunately, no place is immune to terrorist activity. When you have a World Nomads policy you could be reimbursed if you need to cancel your trip because a terrorist incident occurs within 30 days of departure at your departure city or in a city listed on your trip itinerary.

It may be worth waiting to take the journey until you feel safer. You’ll want to soak up all the beauty of Africa – from tracking the Great Migration in the Serengeti to riding a steam train through Kruger National Park – without any unnecessary stress.

Weather-related trip delay, trip interruption and trip cancellation coverage

Not-so-fun fact: weather patterns across Africa can range from the unusual (such as the snowstorms in South Africa that had elephants, giraffes, and rhinos wandering in a de facto snow globe) to the downright dangerous (monsoons and whipping winds that can lead to death in equatorial areas).

At its best, such extreme weather can lead to unexpected days indoors spent by a crackling fire at your lodge. At its worst, you could endure safety woes, delayed tours or canceled flights. If you have a World Nomads policy, you can breathe a little easier knowing you may have some trip cancellation, trip interruption or trip delay coverage for some of these situations. Read your policy for more details and scan for the sections that mention natural disaster.

Carjacking, pickpocketing and other crimes

Be sure to check for your government’s travel advisories regarding advice to reconsider visiting parts of Africa that are currently experiencing civil unrest and violent crime and kidnapping.

If you are robbed during your travels, you can be reimbursed the loss of your belongings, up to the plan’s limits and the items' depreciated value. Don’t forget to keep your police report, making a copy for your claim. And note that cash currency and credit cards aren’t replaceable, so you’ll want to only carry what you need for the day (enough for some sugary South African fried koeksisters, for example).

Now, with these tips in mind, the only thing you need to worry about is making sure your safari guides have your favorite tipples in the jeep for your sundowner.


Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick or injured?
  • Natural disaster or terrorist attack where your'e going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need medication?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Hurt abroad?
  • Need to get to a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Video camera gone?
  • Laptop lost?
  • Sports gear stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Underwritten by:
In partnership with: