Brazil
Travel insurance for travel to Brazil
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It’s no surprise as Brazil is the largest country in South America that it offers a range of experiences for adventurous travelers including partying at Carnival (Carnaval do Brasil) in the spring, partaking of the many water and adventure sports, reveling at the wildlife in the rainforest, relaxing on the beaches (from the busy Copacabana to the peaceful Ilha Grande) on the coast, or touring the historical city centers and tasting the country’s vast culinary immersions.
As Brazil is a popular destination with US travelers, you may need to put down deposits to secure your hotels, tours, excursions and other experiences in advance.
Travel Insurance can help protect your trip investment before you even leave, if you need to cancel your trip for a covered reason. It also offers coverage for:
- Delayed, lost or stolen baggage
- Overseas medical insurance and cover for Covid-19 related events
- Access to our 24/7 Emergency Assistance Team when you need it
- Coverage for activities and sports when in Brazil
Delayed, lost or stolen baggage
Although there are direct flights to Brazil from select hubs in the US, you may have to take a connecting flight which can increase the chance your bags take a detour without you. Our travel insurance plans offer cover for the contents of your luggage, up to the policy limits. If your bags are delayed (minimum waiting periods apply), you may be able to claim for the reimbursement of costs for personal items like a swimsuit, underpants or some toiletries to tide you over until you are reunited with your luggage.
Theft of personal belongings is also covered under our World Nomads plans, although benefit limits vary. If your personal belongs are stolen, make sure you report the crime to your tour leader or the local authorities and get a report if possible. You will be asked to present this documentation when you file your claim.
It’s important to know careless actions won’t be covered by travel insurance. For example, if you take off your camera in a restroom and forget it, this may not be a covered loss. Be sure to read your policy carefully for exclusions and per-item limits, and note that items like Sunglasses, artwork and cash are not covered.
Depreciation of items also applies to claims, so if your 5-year-old cellphone gets swiped from your pocket on the bus in San Paulo, you may not get the replacement value for a new cellphone. Read your policy to understand how depreciation affects your claims.
Overseas medical insurance and cover for Covid-19 related events
When traveling to Brazil or other international destinations, your US domestic medical insurance may not travel with you, as most plans aren’t accepted in foreign countries.
That’s where travel insurance can come in handy - it can help if you fall unexpectedly ill or are injured while traveling through Brazil. Travel insurance could help reimburse the costs of visiting a doctor in Brazil, assist in finding a dentist for emergency dental work, or arranging the replacement of emergency medicines. And if an unexpected medical situation is so severe that you need to be repatriated to the U.S, your plan could provide emergency transportation services too.
Even though travel restrictions across the globe are being lifted, and a negative test result is no longer needed for re-entry to the US, Covid-19 is still causing some travel disruptions. If you need medical attention for Covid-19 while abroad, your policy may provide reimbursement of covered medical costs for necessary treatment – make sure you contact our 24/7 emergency Assistance team as soon as you start feeling ill.
Access to our 24/7 Emergency Assistance Team when you need it
If you are in Brazil and suffer an allergic reaction, or twist your ankle during a walking tour, finding a medical clinic can be difficult. The good news is we have a dedicated emergency assistance team that can help you find a doctor, arrange advance payment for emergency medical expenses, and help with language translation. Our staff can even help you find a money-exchange facility, the local US consulate and help arrange emergency medical evacuation if our team and the treating physician decides it is needed.
In the event of a life-threatening emergency, call the local emergency authorities first to receive immediate assistance, and then contact Generali Global Assistance.
Coverage for activities and sports when in Brazil
Brazil can be a thrill-seeker’s paradise, because of its fantastic location blending water, land and mountainous regions. You can take part in expeditions in the Amazon, private boat charters, tours in the rainforest, hiking in the mountains, and SCUBA excursions.
The sprawling country offers activities like surfing, trekking and hiking, canoeing and kayaking, windsurfing, kitesurfing and mountain biking.. There are more than 150 sports and activities covered under both the Standard and Explorer plans.
Our travel insurance plans offer benefits if you’re injured while participating in a covered sport or activity and include:
- Medical-expenses and emergency-medical treatment: may include coverage for doctor visits, hospitalizations, and diagnostic tests like x-rays and prescription medication. If our team decides you need to be transported back to the U.S. for specialized care that may also be covered
- Trip interruption: Should you need to cut your trip short due to an injury or illness while participating in a covered sport or activity, there is cover available for pre-paid and non-refundable trip expenses.
- Baggage: If your gear or sporting equipment is lost or damaged during your trip, you can file a claim. Be sure to read your policy and note the exclusions.
- It goes without saying you should make sure your activities are being led by a certified instructor, and you have the correct gear and equipment to ensure the safest experience possible. And if that’s not enough motivation, it can also affect your travel insurance cover.
Which plan do I choose?
We offer two policies to choose from – Standard and Explorer. Both plans cover a wide range of sports and activities and benefit limits vary. If you have any questions please contact us.
Travel Safety Tip: Keep your belongings close at all times. Don’t draw attention to yourself as a tourist, and refrain from wearing flashy jewelry – it can make you a target for thieves or worse, an armed hold-up or mugging. Watch out for pick-pockets and don’t fall for schemes agreeing to have someone take your photo while they hold your belongings, or other scams.
Travel Safety Tip: If you’re touring busy spots in Brasilia, Recife, Manaus, Natal or Fortaleza, consider wearing a mask. Check Brazil entry and visa requirements before you go, entry and visa requirements are changing regularly and you may need proof of travel insurance and/or medical coverage for COVID.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $10,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $100,000
- Standard Plan: $100,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $300,000
Emergency Evacuation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Accident & Sickness Medical Expense
- Repatriation of Remains
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage & Personal Effects
- Baggage Delay (outward journey only)
- Rental Car Damage – where permissible
- Accidental Death & Dismemberment
- Generali Global Assistance 24-Hour Assistance Services
- Generali Global Assistance Non-Medical Emergency Transportation Services
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
In partnership with: tripmate
Before your trip, check the latest government advice for any travel alerts for your destination.