Everything you need to know about travel insurance for kayaking and rafting
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Exotic sunsets, the water lapping at your bow, hurtling down river rapids; experiences on the water are often the most unforgettable part of any holiday. From paddling with the family in the Florida Keys, to sea kayaking the turquoise waters around Indonesia’s Raja Ampat archipelago, get your next holiday flowing on a kayaking or rafting adventure.
When you get a travel insurance quote for your kayaking or rafting trip, you need to double-check your policy wording the Adventure Sports & Activities list. Level 1 activities are automatically covered when you buy your policy. You’ll need to pay an additional premium to be covered for Level 2 and Level 3 activities such as kayaking outside coastal waters and sea kayaking beyond three nautical miles You’ll need to list the activities you plan to participate in when you buy your policy.
The following categories have coverage under our plans:
Several activity options above mention International River Grades which can be described as:
We offer coverage for river grades (also known as classes) from Class 1 to Class 5. We do not offer coverage for Class 6 rapids.
When you are about to head down the river or rapids, always be aware of the rating. Read more about the International River Grading System from the American Whitewater association.
We offer two plans – Standard and Explorer – each offers different limits and sub-limits of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific activity plans.
In addition to kayaking and rafting, we over coverage for more than 150 adventure activities, sports, work and volunteer experiences for our Canadian nomads. If you don’t see an activity you wish to pursue in the policy wording, please contact us.
Our policies may cover you on your kayaking and rafting adventures (up to the policy limits) for:
While there are several kayaking and rafting adventures we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions about your coverage, just ask us.
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Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.