Find out why travel insurance isn't health insurance and learn the difference.
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For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
Travel insurance is there to help you when you need it most. If you've been involved in an accident or you've fallen ill and need medical care, our travel insurance policies can help patch you up and get you back on the road.
Just keep in mind that our policies are travel insurance policies not health insurance policies, and many policies don't cover existing medical conditions. Make sure you read through your policy carefully to see how and if you can be covered.
No, it's a travel insurance policy. It's there for overseas unexpected medical emergencies. It's not designed to cover cover ongoing illness, routine check-ups or treatment overseas, or any treatment when you get home.
If you’re injured in an accident or suddenly become ill while travelling, you can be covered for overseas emergency medical treatment including:
We also have 24/7 Emergency Assistance teams who can guide you to the nearest hospital, arrange medical transport, set up direct payments to the medical facility, and give support to your family. Coverage may depend on your past medical history, what's happened to you and any other conditions, limits or exclusions of cover as described in your policy.
World Nomads can offer benefits for medical issues related to Coronavirus (COVID-19). If you are diagnosed with COVID-19 while overseas and it’s not considered an ‘existing medical condition’ under our policy, your benefits may include:
In addition, our Explorer Plan also has a Coronavirus Travel Costs benefit for certain events. You can check out our Coronavirus cover article which has all of the details, including benefit limits and exclusions.
Travel insurance isn’t designed to cover everything. Common claims for overseas medical expenses we see where there's no cover include:
For more information check out our articles on overseas medical coverage and adventure sports coverage.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
It’s essential that you get in contact with our 24/7 Emergency Assistance Teams as soon as possible, so that our teams can support you from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
I had been sick in India for about a month with ongoing symptoms including diahorrhea, vomiting, stomach cramps, nausea, fever, loss of appetite etc. Once we had arrived in Turkey I had an attack during the night at our Hostel. I was vomiting, had diahorrhea and intense stomach cramping so my boyfriend and I thought it was best to head to a hospital. Due to my condition I could not walk, it was also 2am/3am and we had no other method of getting to a hospital other than arranging for the hospital to send an ambulance to pick me up. Upon arriving at the hospital, the doctors undertook an examination of me and my conditions and due to severe dehydration they gave me a drip to restore my fluids. To find out what the causation of my symptoms were, they conducted tests on my blood and stool. The doctor also prescribed me medication to treat both my symptoms and illness. These included creams and also antibiotics.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about travel health insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Learn what makes travel insurance different to health insurance, and how you may be covered in the event of a medical health emergency.
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Article at a glance:
Find out why travel insurance isn't health insurance and learn more about how you may be covered if you’re trip is derailed due to a medical event.
This article is for Australian travellers who want to learn how travel insurance may help if you experience an urgent medical situation while abroad.
Important first step: if you’ve found yourself in a medical emergency, call the 24/7 Emergency Team immediately so we can confirm your cover and oversee your care.
Keep in mind: Our policies are travel insurance policies not health insurance policies, and most travel insurance policies don't cover existing medical conditions. Make sure you read through your combined Product Disclosure Statement (PDS)/Financial Services Guide (FSG) carefully to see how you may be covered.
World Nomads offers travel insurance plans. Travel insurance is distinctly different to a health insurance plan. Travel insurance is there for overseas medical emergencies and is not designed to cover ongoing illness or treatment overseas, or any treatment when you get home.
Health insurance, on the other hand, is a type of insurance that helps cover the costs of medical care in your home country (e.g. Medicare in Australia). Health insurance typically includes hospital cover for treatments in a private or public hospital, and extras cover. Health insurance does not offer cover for travellers going overseas.
If it's necessary to seek urgent medical treatment while you’re travelling, your policy may cover your reasonable emergency overseas medical expenses, (up to the policy limits and when agreed by us, for up to 12 months from the date the illness first appears, or injury happens) for:
Note: Use this as a guide only, as every claim is assessed on its individual circumstances.
We also have 24-hour multi-lingual Emergency Assistance teams who can guide you to the nearest hospital, arrange medical transport, set up direct payments to the medical facility, and keep you in contact with your family back in Australia.
Coverage may depend on your past medical history, what's happened to you and any other terms, conditions, limitations and exclusions of cover as described in your policy.
The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the FSG/ Product Disclosure Statement
It’s essential that you get in contact with our 24/7 Emergency Assistance Teams as soon as possible, so that our teams can support you from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
If you face a medical emergency, suddenly fall ill, have an accident while overseas, or someone on your policy passes away while travelling, follow these steps:
Learn what to do if you can’t travel because someone at home is sick or injured and learn more about travel insurance for cancellation travel insurance for cancellation.
Refer to your combined PDS/FSG or contact us if you have any other questions – we’re here to help.
World Nomads may offer benefits for medical issues related to COVID-19. If you are diagnosed with COVID-19 while overseas and it’s not considered an ‘existing medical condition’ under the policy, your benefits may include:
Read more about COVID-19 cover in this article, which includes information on benefit limits and exclusions.
Travel insurance isn’t designed to cover everything, so make sure you read the PDS/FSG for what is and isn’t covered. That way there are no surprises if you need to use it.
Some of the main medical-related events that aren’t covered include:
*About Reciprocal Health Care Agreements (Australia)
The Australian government has Reciprocal Health Care Agreements with many countries overseas – you can read more about these as the level of cover varies between them. These agreements mean eligible Australians may get help with the cost of certain essential medical treatment when visiting these countries.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. FSG/PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
I had been sick in India for about a month with ongoing symptoms including diahorrhea, vomiting, stomach cramps, nausea, fever, loss of appetite etc. Once we had arrived in Turkey I had an attack during the night at our Hostel. I was vomiting, had diahorrhea and intense stomach cramping so my boyfriend and I thought it was best to head to a hospital. Due to my condition I could not walk, it was also 2am/3am and we had no other method of getting to a hospital other than arranging for the hospital to send an ambulance to pick me up. Upon arriving at the hospital, the doctors undertook an examination of me and my conditions and due to severe dehydration they gave me a drip to restore my fluids. To find out what the causation of my symptoms were, they conducted tests on my blood and stool. The doctor also prescribed me medication to treat both my symptoms and illness. These included creams and also antibiotics.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamNot everything is covered, so read on....
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For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
Looking for comprehensive travel insurance to cover your (or your child’s) adventure overseas? World Nomads has designed our travel insurance cover with the adventurous in mind and covers many activities up-front.
While we won't say our travel insurance is comprehensive (because it doesn't cover everything), our travellers get up to all sorts of different things, so we offer two levels of cover - Standard and Explorer - with options to include extra activities to cover both the more, and less, adventurous.
As you'd expect, every policy is different and has multiple benefits. However, all of them include:
You also have access to World Nomads’ community of like-minded travellers, language guides, safety information, travel guides and more.
There are limits, conditions and exclusions which apply, so be sure to read the policy wording before you buy a policy.
If you put yourself in danger then we won’t cover you. This includes going to places the Foreign Ministry of your Country of Residence tells you not to, doing activities that you’re not qualified for or are too dangerous. We have a list of covered activities in our policies and if you’re not sure, give us a call and we’ll let you know if we’ll cover it or not.
Other things we won’t cover include:
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn't covered. If you are unsure about your level of travel cover, please contact us for help.
I noticed an abnormal infiammation of my penis. Initially I had also a little bit pain and I got scared. In the evening the pain and the itch were gone but I still was worried because the dermatitis started to get worse.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamNot everything is covered, so read on....
As featured in:
For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
Looking for comprehensive travel insurance to cover your (or your child’s) adventure overseas? World Nomads has designed our travel insurance coverage with the adventurous in mind, and covers more activities upfront than most.
While we won't say our travel insurance is comprehensive (because it doesn't cover everything), our travellers get up to all sorts of different things, so we offer two levels of coverage, Standard and Explorer. Both cover a wide range of adventurous activities, but the Explorer plan covers some activities that the Standard plan does not.
As you'd expect, the two policies offer slightly different benefits. However, both include:
You also have access to world Nomads’ community of like-minded travellers, language guides, safety information, travel guides, and more.
There are exclusions and limits which apply, so be sure to read the Policy Document before you buy a policy.
If you put yourself in danger, we won’t cover you. This includes doing activities that you’re not qualified for or are too dangerous, or acting irresponsibly. We have a list of covered activities in our policies and if you’re not sure, give us a call and we’ll let you know if we’ll cover it or not.
Other things we won’t cover include:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
I contracted giardia whilst in Laos. This was diagnosed at the Australian Embassy Clinic in Vientiane where the doctor prescribed me antibiotics - tinidazole, 500mg.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFor those who aren't going home anytime soon.
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For information relating to policies purchased prior to June 27 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 27 June 2024, please see below.
We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 150 activities, sports and experiences including casual bar work, skiing, zorbing and much more.
Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:
The maximum duration available for any policy, including extensions, is 12 months (365 days) from the start date shown on your Certificate of Insurance.
You can buy more cover, even if you’re already on the road. Generally cover can be purchased for up to a year, but if you want to extend your trip beyond one year, you just need to jump online to get a quote.
You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.
Please note: if you plan to extend your policy you should do so several days before it expires, due to time differences and possible administrative delays. If your policy is extended, we will issue you with an updated Certificate of Insurance.
There’s a number of other exclusions so make sure you read your policy and know what you aren’t covered for. Exclusions include but aren't limited to:
It’s important to remember that World Nomads offers travel insurance… not private health/medical insurance. That means our policies won’t cover you for pre-existing medical conditions or ongoing medical care.
This is not a full list of what's covered and not covered. There are terms, limits, conditions and exclusions that may apply. Always read your policy wording carefully before you buy and make sure it’s right for you. If you have more questions get in touch.
My wife, pregnant 8 weeks and 3 days, had abdominal pain went to the doctor for a check-up. The doctor diagnosed that the pregnancy is at risk and that therefore she can't travel and needed complete rest.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFor those who aren't going home anytime soon
As featured in:
We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 150 activities and events including casual bar work, skiing, zorbing and much more.
Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:
The maximum duration will vary depending on whether you have purchased a Single Trip or Annual Multi-Trip policy.
The maximum duration available for any Single Trip policy, including extensions, is 12 months (365 days) from the policy start date shown on your Certificate of Insurance.
With an Annual Multi-Trip, the maximum duration differs depending on whether you selected teh Standard or Explorer plan.
You can buy cover for longer, even if you’re already on the road. Cover on World Nomads policy is available for up to one year, but if you want to extend your Single Trip beyond one year, you just need to jump online to get a quote for a new policy.
Be sure to revisit the eligibility criteria and key definitions such as ‘home’, as this and other terms and conditions have recently changed. We regularly review and change our policies and the cover we offer, so be sure that the cover still meets your needs each time you purchase.
You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.
Please note: If you plan to extend your Single Trip policy you should do so several days before it expires, due to time differences and possible administrative delays. If your policy is extended, we will issue you with an updated Certificate of Insurance.
There are a a number of other exclusions so make sure you read your policy and know what you aren’t covered for. Exclsuions include but aren't limited to:
It’s important to remember that World Nomads offers travel insurance… not medical/health insurance. That means our policies won’t cover you for pre-existing medical conditions or ongoing medical care. We can however help you start on your road to recovery from injuries or illness incurred during your travels and ensure your safe arrival home.
I was held up at gunpoint, on a bus journey between Belem and Teresina in Brazil. My entire rucksack and contents were stolen, and items on me were taken also. We spent the next day at the police station, and have statements from the police and bus company
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFor those who aren't going home anytime soon.
As featured in:
For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
This content is for New Zealand residents only.
We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 150 activities and events including casual bar work, skiing, zorbing and much more.
Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:
You can buy more cover, even if you’re already on the road. Generally cover lasts for up to one year, but if you want to extend your trip beyond one year, you just need to jump online to get a quote.
You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.
There’s a number of other exclusions so make sure you read your policy and know what you aren’t covered for. These include but aren't limited to:
It’s important to remember that World Nomads offers travel insurance… not medical insurance. That means most of our policies won’t cover you for existing medical conditions or ongoing medical care (we'll patch you up and send you home).
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
I was opening a bag of potatoes with a knife. The knife slipped and cut the 2nd (index) finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge, they referred me to Clinique Axium the following day. I underwent micro surgery to repair the ulnar nerve in my finger which I had partially severed (50%). Up until this time I was unaware that I had injured the nerve and definitely wasn't aware that I would require surgery. This operation was conducted under local anaesthetic.. I have had 2 follow up appointments at the Clinique the first of which was to issue a prescription to enable my dressings to be changed along with having a specialised splint made to keep my finger in a bent position to enable healing.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFor those who aren't going home anytime soon.
As featured in:
We've designed our travel insurance policies to cover more than 150 activities and events, including casual bar work, skiing, zorbing and more. If you're looking to travel long-term, we have travel insurance that can keep you covered for up to 12 months.
Whether you’re going on a long trip or a short trip, all of our travel insurance policies provide Australians cover for:
Our travel insurance policies are designed by travellers, for travellers. At World Nomads we love to explore our boundaries when we travel. We cover more than 150 activities, sports, volunteer and work experiences, including skiing, hiking, scuba diving and more.
Travellers might be interested in purchasing a long stay travel insurance policy. This could include:
Our policies are designed to be flexible. We offer short and long-term travel insurance policies, and allow travellers to extend their coverage (or buy a new plan) even while overseas. Aussie residents can buy a World Nomads travel insurance policy for a maximum duration, including all extensions, of 12 months from the departure date.
When you get a quote, you can compare our two plans, Standard and Explorer, and download the full PDS before you buy.
If you’re planning to explore the world for a while, but you don’t know how long you’ll be gone for, don’t worry. You have a couple of options to ensure you’re covered while you’re away:
You won’t be able to buy more cover or extend your policy if it’s already expired, if you’re 70 years old (or older) or if the policy/product you bought is no longer available.
All travel insurance policies have exclusions and limitations. We won’t provide cover for:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
I arrived home around 7:30ish from dinner feeling unwell and attempted to go to sleep. About half an hour later i threw up and had diarrhea which continued on and off for few hours. Around 1:20 am my heart begun palpitation and I felt dizzy with blurry vision. I called my mother and father whom are currently in Bali also on holiday. They came to where i am staying and decided it was best to take me to the emergency room. I was taken to Kasih Ibu Hospital in Denpasar. Where doctors treated me and kept me in the ICU for 2 days for further observation and testing.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamThe kind that allows you to travel overseas knowing you’re properly covered
As featured in:
For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
We believe World Nomads Travel Insurance is the type of insurance that may help you travel abroad knowing you’re covered for your adventure… at the best price.
At World Nomads we’re travellers too, and we know that while everybody buys travel insurance to cover them when things go wrong, they’d rather be splashing out on a Bellini at Harry’s bar in Venice or upgrading their Bangkok hotel to include air conditioning.
That’s why we’ve designed our online travel insurance based on what you said you wanted… flexible online travel insurance that offers cover for medical emergencies, baggage delay or theft, trip delays, Coronavuirus-related cover, and more.
We've built our policies to help cover as many of those unexpected situations as we can. All of our policies offer cover for:
Of course, each policy is different but they have many benefits. Be sure to read the policy wording so you know what you're covered for.
World Nomads travel insurance also:
As no two travellers are alike and range from gap year students and backpackers to long term travellers and families, we offer two options, Standard and Explorer so you can choose the level of cover that is right for you.
If you need the extras you can pay for them and if you don’t, then you can keep a little extra in your back pocket.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
I put my foot in a funny way while I was walking quickly because it was raining, I just fell unexpectedly to the floor my face first so I put my arm bad and broke the shoulder a little bit and hit the ground with my front teeth so the lip was in blood and 1 tooth broken.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamThe kind that allows you to travel overseas knowing you’re properly covered
As featured in:
We believe the best travel insurance is the kind that allows you to travel overseas knowing you’re properly covered for your adventure… at the best price.
At World Nomads we’re travellers too and know while everybody buys travel insurance to cover them when things go wrong, they’d rather be splashing out on a Bellini at Harry’s bar in Venice or upgrading their Bangkok hotel to include air conditioning.
That’s why we’ve designed our online travel insurance based on what you said you wanted… flexible online travel insurance that covers you for what you need, when you need it.
All policies include the benefits our travellers tell us are most important to them including:
So we've built our policies to help cover as many of those unexpected situations as we can. All of our policies have cover for:
Of course, each policy is different but have many more benefits. Be sure to read the policy wording so you know what you're covered for.
World Nomads travel insurance also:
As no two travellers are alike and range from gap year students and backpackers to long term travellers and families, we offer two options, Standard and Explorer so you can choose the level of cover that is right for you.
If you need the extras you can pay for them and if you don’t, then you can keep a little extra in your back pocket.
World Nomads has consistently matched my expectations as dependable travel insurance. They can easily be reached and address claims rapidly. Look no further and sign up for your next trip.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team