Whether you’re looking for stunning sunsets with a water perspective, or just wanting to escape the crowd and surf at a secluded surf spot half way across the world, it’s always a good idea to be prepared if your gear gets lost or stolen. Our travel cover can help get you back on your feet and back on the surfboard in no time.

Along with packing your surfboard, sunblock and shades, you should look at adding travel insurance. World Nomads can help get you back on your feet if your surf break turns into a total wipe-out.

Travel insurance for surfing

As surf enthusiasts, many of our international travellers can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks.

• Gear protection: Got your surfboard or stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
• Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
• Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Assistance.
• Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
• Checked-in baggage: We offer cover if your gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Sporting equipment checked-in is only covered where the carrier requires it be checked-in due to its size or weight.

Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.

Besides wave surfing, World Nomads may also cover:

• Land surfing
• Stand-up paddle surfing
• Windsurfing
• Sandboarding
• Kite surfing
• Wakeboarding

An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.

What's not covered for surfing travel insurance?

Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner).  Some things we may not cover include:

• If you refuse to be repatriated or evacuated
• If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
• Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
• Expenses that can be recovered from another source
• The policy excess, deductible or co-pay amount as shown in the policy wording
• If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
• Search and rescue costs
• Professional competitive surfing

How to get the most out of your travel insurance

When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).

• Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
• Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing or aerial manoeuvres when you’ve only taken one lesson.
• Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
• No pro sports. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
• Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those 'I spaced out' moments don’t qualify for cover.

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions.

Whether you’re looking for a stunning sunset with a water perspective, or just wanting to escape the crowd and surf at a secluded surf spot half way across the world, it’s always a good idea to be prepared if your gear gets lost or stolen. Our travel cover can help get you back on your feet and back on the surfboard in no time.

Along with packing your surfboard, sunblock and shades, you should look at adding travel insurance. World Nomads can help get you back on your feet if your surf break turns into a total wipe-out.

Travel insurance for surfing

As surf enthusiasts, many of our European travelers can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks.

• Gear protection: Got your surfboard or stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
• Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
• Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Medical Assistance team.
• Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
• Checked-in baggage: We offer cover if your gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Valubales and gadgets checked-in are only covered where the carrier requires it be checked.

Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.

Besides wave surfing, World Nomads may also cover:

• Land surfing
• Stand-up paddle surfing
• Windsurfing
• Sandboarding
• Kite surfing
• Wakeboarding

An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.

What's not covered for surfing travel insurance?

Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:

• If you refuse to be repatriated or evacuated
• If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Medical Assistance team advise you to do
• Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
• Expenses that can be recovered from another source
• The policy excess, deductible or co-pay amount as shown in the policy wording
• If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
• Search and rescue costs
• Professional competitive surfing

How to get the most out of your travel insurance

When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).

• Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
• Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing or aerial manoeuvres when you’ve only taken one lesson.
• Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
• No pro sports. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
• Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.

This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered.

If surfing at Pipeline in Hawaii or heading to Kuta beach in Bali is on your next surf break abroad then it’s a good idea to know how you could be covered if you happen to have your gear lost or stolen. If your surf trip is cut short our coverage can help get you back on your feet and back on the surfboard in no time.

Along with your surfboard, wetsuit, sunblock and shades, you should also look at packing travel insurance. World Nomads can help get you back on your feet if your surf break turns into a bruising wipe-out.

Travel insurance for surfing

As surf enthusiasts, Irish can get ready to hit the surf with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks.

• Gear protection: Got your surfboard or stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
• Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
• Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Medical Assistance. 
• Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break?  Your plan may be able to recover the travel expenses.
• Checked-in baggage: We offer cover if your gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Sporting equipment checked-in is only covered where the carrier requires it be checked-in due to its size or weight.

Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.

Besides wave surfing, World Nomads may also cover:

• Land surfing
• Stand-up paddle surfing
• Windsurfing
• Sandboarding
• Kite surfing
• Wakeboarding

An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.

What's not covered for surfing travel insurance?

Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner).  Some things we may not cover include: 

• If you refuse to be repatriated or evacuated
• If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Medical Assistance team advise you to do
• Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
• Expenses that can be recovered from another source
• The policy excess, deductible or co-pay amount as shown in the policy wording
• If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
• Search and rescue costs
• Professional competitive surfing

How to get the most out of your travel insurance

When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).

• Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
• Don’t go in over your head.  Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing manoeuvres when you’ve only taken one lesson.
• Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
• No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
• Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions.

• Travel insurance for surfing
• Surfing the World's best waves all year? Consider Multi-Trip Insurance
• What’s not covered for surfing travel insurance?
• Surfing safety tips
• FAQs

Are you planning to catch waves in Bali, Australia, or Hawaii? For British surfers heading overseas, the thrill of surfing exotic breaks is unmatched. Surfing abroad comes with unique risks - whether it’s a wipeout, stolen gear, or an unexpected injury - which is why it might pay off to research travel insurance before packing the board and riding the waves.=

Travel insurance for surfing

As surf enthusiasts, Brits can get ready to hit the surf with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks.

World Nomads offer surfing insurance coverage on both their Standard and Explorer policies, although surfing is classed as a level two activity, it does require an upgrade. You can see more about the levels of coverage required for all 150+ sports and activities that we cover, here. In terms of World Nomads Travel Insurance for your surfing adventures, here’s a brief synopsis of what’s on deck;

• Gear protection: Got your surfboard or stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
• Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
• Air Doctor: Access trusted medical care no matter where you are with World Nomads powered by Air Doctor. Connect with local doctors around the world through World Nomads, ensuring your health is in good hands while you chase waves.
• Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Medical Assistance team. 
• Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
• Checked-in baggage: We offer cover if your gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). If you intend on checking in sporting equipment and you have listed it as s specified high value item, it may only be covered when the carrier requires it to be checked in.
• SmartDelay™: Enjoy lounge access and relax in comfort if your flight is delayed with World Nomads’ SmartDelay. It’s one less thing to worry about as you travel to your next surf destination.

No two travellers are the same, just as no two insurance policies are the same, it’s important that when you purchase your travel insurance, you select all the activities you’ll be participating in. and be sure to read your policy for details on maximum benefit limits, conditions and exclusions of your coverage.

Surfing the World’s Best Waves All Year? Consider Multi-Trip Insurance

If you’re a dedicated surfer traveling the globe in search of the best waves, an Annual Multi-Trip policy could be your perfect companion. This option provides year-round coverage for all your surfing adventures, from the beaches of Costa Rica to the shores of South Africa. It saves you the hassle of buying new insurance before each trip, giving you more time to focus on catching the next big wave

Besides wave surfing, World Nomads may also cover:

• Land surfing
• Stand-up paddle surfing
• Windsurfing
• Sandboarding
• Kite surfing
• Wakeboarding

An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.

What's not covered for surfing travel insurance?

Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include: 

• If you refuse to be repatriated or evacuated
• If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Medical Assistance team advise you to do
• Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
• Expenses that can be recovered from another source
• The policy excess, deductible or co-pay amount as shown in the policy wording
• If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
• Search and rescue costs
• Surfing professionally

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions.

Surfing safety tips

When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).

• Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
• Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing manoeuvres when you’ve only taken one lesson.
• Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
• No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
• Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.

For many Kiwis surfing isn’t just a hobby it’s a lifestyle. With the number of gnarly surf breaks and yet to be discovered beach spots worldwide it’s no wonder Kiwis are stoked to search far and wide for the next adrenaline-soaked surf trip. But with sun, surf and sand there are also dodgy stingray encounters, jagged coral reefs and (gulp!) shark attacks.

Along with your surfboard, wetsuit, sunblock and sunnies, don’t forget to pack your travel insurance. World Nomads can help get you back on your feet if your surfing adventure turns into a wipe-out.

Travel insurance for surfing

As surf enthusiasts, Kiwis can take on a six foot barrel without a worry by taking out World Nomads travel cover. Here is what we offer as part of our Standard and Explorer plans:

• Gear protection: Got your surfboard stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
• Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
• Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Assistance. 
• Trip cancellation: Has a sick or injured travelling companion put a stop to your surf break?  Your plan may be able to recover the travel expenses.
• Checked-in baggage: You’ll be covered if your surf gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Sporting equipment checked-in is only covered where the carrier requires it be checked-in due to its size or weight.

Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.

Besides wave surfing, World Nomads may also cover:

• Land surfing
• Stand-up paddle surfing
• Windsurfing
• Sandboarding
• Kite surfing
• Wakeboarding

An upgrade for certain sports may be required and terms and conditions apply for each activity and sport. Check your Policy Document for details or contact us if you have questions.

What's not covered for surfing travel insurance?

Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner).  Some things we may not cover include: 

• If you refuse to be repatriated or evacuated
• If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
• Any expenses that relate to a existing medical condition, as explained in the Policy Documents
• Expenses that can be recovered from another source
• The policy excess, deductible or co-pay amount as shown in the Policy Document
• If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
• Search and rescue costs
• Professional competitive surfing

How to get the most out of your travel insurance

When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).

• Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
• Don’t go in over your head.  Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing when you’ve only taken one lesson.
• Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
• No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
• Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.