Learn what is and isn't covered by travel insurance if you're pregnant.
As featured in:
Pregnancy shouldn't be a reason to stop your next adventure. But with a new addition on board, travel insurance cover may help you look after yourself and bub-to-be if you're suddenly injured or have unexpected complications with your pregnancy while travelling.
If you're travelling and have a pregnancy complication due to a sudden illness or injury, once you were not more than 28 weeks pregnant at the time your trip started (or 24 weeks for multiple births), our policies may cover:
You must be able to provide confirmation from a medical practitioner or midwife that you were fit to travel, in the event of a claim.
To find out all the details on our travel insurance cover for pregnancy you can read our Help Center article for British travellers.
It’s also a good idea to check with the airline before you pay for your ticket to see if they have any restrictions on carrying a pregnant person.
We won’t cover a number of circumstances including, but not limited to:
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so please read your Policy Wording carefully before you buy for all the details.
It’s essential that you get in contact with our 24/7 Emergency Medical Assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that they can assist you quickly, please be ready with the following:
Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
My wife started vomiting and getting dehydrated. So we went to Kaiser Permanente hospital in Santa Clara, California, US. We were informed that she is pregnant. But it was ok. Then she got really dehydrated (almost fainted) again so had to take her to Palo Alto Medical Foundation hospital, they treated her gave medicine and advised to consult the OBGYN. Claim paid: USD $2272,19
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamOnline instant confirmation for the time poor.
As featured in:
Article at a glance:
With World Nomads, you'll have access to your policy and the option to make a claim online anytime, anywhere.
That means you can purchase, extend or make a claim online - plus you can choose between two travel insurance plans.
World Nomads offers New Zealand travellers coverage, with Standard and Explorer plans to choose from. Our online travel insurance includes those essential protections that matter most when you’re overseas, such as:
The above features and benefits are a summary of cover only. Terms, conditions, limits, exclusions apply, please read your Policy Document carefully and contact us if you have any questions.
With World Nomads, you can choose between our Standard or Explorer plans.
Our Standard plan offers all the essentials, including overseas medical expenses, baggage protection, and cover for adventure activities, while our Explorer plans offer additional benefits and higher coverage limits.
You can compare the Standard and Explorer plans and prices through getting in instant quote.
Get a quote
World Nomads’ travel insurance isn’t designed to cover everything. Some things we don’t cover, or instances where you might not be covered, include:
It’s important to read the Policy Document carefully to understand what is and isn’t included as well as specific coverage and limitations that may apply.
Unsure if something is covered? Get in touch and we’ll help clear things up for you.
This is only a summary of coverage and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.Here are our most frequently asked questions about online travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
Yes, you can extend your policy online. Eligibility and limitations may apply, like if your policy has expired (don’t worry, if your policy has expired you can purchase a new one). A 72 hour waiting period applies if travel insurance is purchased while outside New Zealand. Extending your policy is simple, log into your account and purchase additional coverage before your current policy expires. For more information check out our article Extending your trip.
World Nomads provides travel insurance for New Zealanders already overseas, and allows you to buy coverage online no matter where you are. While you can buy travel insurance online, waiting periods may apply - a 72 hour waiting period does apply if purchased while outside New Zealand - and some benefits may not be immediately available, so if you can, you should consider travel insurance before you go.
Making a claim is a straightforward process. You can even do it online. The key to keeping your claim quick and easy is being prepared with things like receipts, police reports, and getting in touch with our 24/7 Emergency Assistance team. Here’s more about the claims process.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamOnline instant confirmation for the time poor.
As featured in:
For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
There’s one thing our travellers all say they want more of… more time. More time planning their trip, more time at their destinations and much more time relaxing and enjoying their adventure.
No one tells us they want to spend their precious time sorting out travel insurance, but they know it’s important to consider having travel insurance, whether they be a backpacker, long term traveller or gap student.
All we need is some basic information on who you are, where you’re going and how long you’ll be gone for and we’ll generate your instant quote outlining your travel insurance coverage and limitations.
To give you certainty of coverage and confidence in travelling, we’ve made sure all our online travel insurance options include:
We’ve also designed it in an easy-to-understand format, clearly outlining the Standard and Explorer levels of cover, to help you choose the right travel insurance cover for your break.
What and where you’re covered for is very important to our travellers and if you’re already overseas it’s not too late - you can still purchase online now.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
My son started vomiting non-stop in the afternoon. An hour later, I started vomiting non-stop. A few hours after that, even my daughter started vomiting non-stop, then I started with diarrhea. As I was feeling weaker and weaker and the situation was only getting worse - we decided to go to the emergency room where they diagnosed us with Gastroenteritis.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWorld Nomads offers travel insurance plans that ensure your family is protected—whether you're travelling with babies, children, or teenagers. Get an instant quote 24/7.
As featured in:
Travelling with the family comes with a different set of challenges to those faced when you're backpacking in your early twenties.
World Nomads is here to support Australian families when the unexpected happens. Here's how our travel insurance plans can help.
Our plans define a dependent as:
Note: age limits for dependents as outlined will vary depending on your country of residence. Always read the Product Disclosure Statement (PDS) so you know what you are and are not covered for.
When applying for a policy there must be at least one adult insured on the policy, and at least one of the insured adults on the policy must be the legal guardian of the dependent(s).
If a dependent isn’t travelling with their legal guardian they may need their own policy, depending on their country of residence. Read the PDS carefully to choose the right plan and level of cover for everyone who is traveling with you. Your policy may have terms, conditions, limitations, and exclusions.
Did you know: You can add your children and grandchildren to our policies at no extra cost? Only adults are charged. It's just one of the ways we look after families on their travels.
World Nomads is dedicated to assisting Australian families by:
Travel insurance tip: If you buy a policy while traveling overseas, you must wait 72 hours before any cover is activated (except for emergency medical as a result of a sudden accident which is witnessed and verified by an independent third party).
Get travel advice through our Travel Wiser content, FAQs, guides, safety information, and travel alerts.
To avoid any surprises when making a claim, it’s a smart idea to become familiar with the various limits, benefits, available upgrades, terms and conditions before you buy a policy.
Read your policy carefully. There are exclusions, such as:
Here are our most frequently asked questions about cover for families. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
If a close relative is suddenly hospitalised or dies from a sudden illness or serious injury, then your travel insurance policy can help if you have to cancel or re-arrange your trip.
If you have to cancel or rearrange your trip, there may be cover for:
How it works
Before you change your plans, you must contact your travel providers to try to minimise your expenses and request any refunds or rescheduling assistance. You may resume your trip under the same policy up until it’s end date (with pre-approval of trip resumption costs first).
You can make a claim online for your additional expenses. You’ll also need a written medical diagnosis from the attending physician and, if applicable, the death certificate to support your claim. Also be aware that any claim submitted will have the policy excess applied.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
It depends on the specific policy terms. Please review the PDS or contact customer service for guidance on coverage for your child’s condition.
Go online and enter a few details about yourself, your destinations, and the ages of all your family members. We will generate an instant quote with both Standard and Explorer plan options, and you can pick which one suits your specific needs. Once you’ve selected the right level of cover and paid, you will get instant confirmation of your family travel insurance to your selected email.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGone are the days of solo backpacking.
As featured in:
For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
Travelling with your family is a whole different ball game. While you might have pushed some boundaries when travelling by yourself or backpacking when you were young, you’d never do that with your family in tow… or would you? That’s where World Nomads Family Travel Insurance comes in, supporting you when things go wrong.The World Nomads team is always there to help you navigate and locate local medical assistance, provide information and advice and assist in keeping your dream holiday on track.
We cover more than 150 activities, sports and experiences and all our policies include those events our travellers most often encounter including:
You can also access our community of like minded travellers to give you their insights from their travels as well as language guides, safety information, travel guides and videos to plan your trip.
Read your policy carefully as there are some exclusions including:
All you need to do is enter a few details about yourself and your holiday online and the ages of all your family members and we will generate an instant quote with both Standard and Explorer options.
Once you’ve selected the right level of cover for you and paid, you will get instant confirmation of your family travel insurance to your selected email.
My son started vomiting non-stop in the afternoon. An hour later, I started vomiting non-stop. A few hours after that, even my daughter started vomiting non-stop, then I started with diarrhea. As I was feeling weaker and weaker and the situation was only getting worse - we decided to go to the emergency room where they diagnosed us with Gastroenteritis.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team