For travellers who revel in ultimate freedom — to roam with the flexibility of a one way ticket.
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A one way ticket offers the ultimate freedom. To travel to a destination with an open mind and open plans about when—and if—you’ll return home in the foreseeable future.
As travellers ourselves, we understand the allure of not committing to an end date for your travels. That’s why World Nomads offers cover for one way travel insurance. Because travel is about going forth into the unknown.
When you buy travel insurance with World Nomads—whether you’re travelling on a one way ticket or not—the policy covers some of travel’s most common mishaps, including:
A World Nomads travel insurance policy also provides access to the experienced 24/7 Emergency Assistance team who are there to help you find a doctor if you or a member of your travel party become sick or injured.
The beauty of single trip cover is you can explore a country or multiple countries for as long as you choose. But there is one defining difference compared to if you buy travel insurance for a return trip: your flight home (since it’s non-existent at the time of purchase) isn’t covered.
If you find yourself needing to return home for a covered reason, the cost you would have normally paid for an Economy Class airfare (at the carrier’s regular rate or actual cost incurred) will be deducted from your total claim.
Overseas travel insurance isn’t designed to cover everything and there are some things we simply don’t cover for one way travel, including:
It’s always a good idea to read the Product Disclosure Statement (PDS) carefully and check the terms, conditions, limitations and exclusions when you buy travel insurance (or anything else for that matter!) so you have a good understanding of what is and isn’t covered for one way travel insurance.
We offer two levels of cover, Standard and Explorer. Each plan comes with different benefit limits, different limits and sub limits. Take the time to consider which is the best option for your travel plans, so you clearly understand what’s included in the level of cover you select for your one way trip.
Many travellers who buy one way travel insurance are planning to move to another country for a working holiday for the foreseeable future. Our single trip cover is designed to cover you for up to 12 months whether that means a gap year in Canada or a months-long backpacking trip across Europe.
And if you’re nearing the end-date of your trip and decide to extend your stay, you should consider extending your travel insurance too.
Fill out the quick quote form below and get an instant quote 24-hours a day, 7-days a week.
Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get a quick quote and easily buy while abroad. If you buy travel insurance during your overseas holiday, you are still subject to a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this period.
The World Nomads team is here to help 24-hours a day, 7-days a week. Get in touch if you’re unsure what your next step should be and we can help get you there, whether that means deciding which policy is best for your trip, how to buy while abroad, or how to make a claim.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
On Saturday 9 August 2014 I incurred acute pain and vomiting all night long. I went to Siloam Hospitals Bali due to the acute pain and non-eating. I was hospitalised immediately. X-rays and ultrasound found a kidney stone and infection. I was hospitalised for 5-6 days where I was medicated and had tests accordingly. I had a procedure to break up the kidney stone as it would not dislodge. I was released from hospital to convalesce at home
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet out and about overseas.
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For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
We know the most unexpected things can happen when travelling - activity-related accidents, earthquake, Coronavirus. So we've built our policies to help cover as many of those unexpected situations as we can. All of our policies have cover for:
World Nomads travel insurance also:
We've seen some pretty strange things on the road. Some of the exclusions include:
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn't covered. If you are unsure about your level of travel cover, please contact us for help.
In the city of Jaén (Peru), 2 people stole my backpack with a motorbike. The bag was at my feet as I was waiting for my girlfriend to come back from the hotel as we were looking for one place to stay (we just arrived). One guy took the bag and as I realised it I ran after him to get my bag. He jumped into a local motorbike (awaiting next to him with 3 seats behind) with my bag. I ran after him, jumped into the motorbike and began to fight ... unfortunately, he kicked me out and the 2 (the driver and the guy who took my bag) drove away with my stuff.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWorld Nomads offers travel insurance plans that ensure your family is protected—whether you're travelling with babies, children, or teenagers. Get an instant quote 24/7.
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Travelling with your family is a whole different ball game. While you may have once pushed boundaries on your own, you now have loved ones in tow. That’s where World Nomads Travel Insurance comes in, we are here to support New Zealand families when unexpected events occur.
With World Nomads travel insurance cover, a dependent is:
Note: age limits for dependents as outlined above will vary depending on your country of residence. Always read the Policy Document so you know what you are and are not covered for.
When applying for a policy there must be at least one adult insured on the policy, and at least one of the insured adults on the policy must be the legal guardian of the dependent(s).
If a dependent is not travelling with their legal guardian they may need their own policy, depending on your country of residence. Read the Policy Document carefully to choose the right plan and level of cover for everyone who is travelling with you. Your policy may have terms, conditions, limitations, and exclusions.
Did you know: You can add your children and grandchildren to our policies at no extra cost? Only adults are charged. It’s just one of the ways we look after families on their travels.
World Nomads is dedicated to assisting New Zealand families with:
Travel insurance tip: If you buy a policy while traveling overseas, you must wait 72 hours before any cover is activated (except for emergency medical as a result of a sudden accident which is witnessed and verified by an independent third party).
Get travel advice through our Travel Wiser content, FAQs, guides, safety information, and travel alerts.
To avoid any surprises when making a claim, it’s a smart idea to become familiar with the various limits, benefits, available upgrades, terms and conditions before you buy a policy.
Be sure to review your policy carefully, as there are exclusions, such as:
Here are our most frequently asked questions about cover for families. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
If a close relative is suddenly hospitalised or dies from a sudden illness or serious injury, then your travel insurance policy can help if you have to cancel or re-arrange your trip.
If you have to cancel or rearrange your trip, there may be cover for:
How it works
Before you change your plans, you must contact your travel providers to try to minimise your expenses and request any refunds or rescheduling assistance. You may resume your trip under the same policy up until it’s end date (with pre-approval of trip resumption costs first).
You can make a claim online for your additional expenses. You’ll also need a written medical diagnosis from the attending physician and, if applicable, the death certificate to support your claim. Also be aware that any claim submitted will have the policy excess applied.
It depends on the specific policy terms. Please review the PDS or contact customer service for guidance on coverage for your child’s condition.
Go online and enter a few details about yourself, your destinations, and the ages of all your family members. We will generate an instant quote with both Standard and Explorer plan options, and you can pick which one suits your specific needs. Once you’ve selected the right level of cover and paid, you will get instant confirmation of your family travel insurance to your selected email.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWorking and traveling overseas? Get travel insurance for your holidays.
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For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
With flexible travel insurance that covers more than 200 activities, sports, and experiences, it’s no wonder expats keep turning to World Nomads for travel insurance for their overseas getaways and holiday breaks.
World Nomads was founded by, and is operated by, people who have lived and worked overseas. We know that one of the best things about being an expat is the opportunity to explore neighboring countries and places.
There are three main reasons expats keep coming back to World Nomads for their travel insurance:
1) Flexible travel insurance
We know it’s not easy finding travel insurance when you’re not living in your home country, so have designed our travel insurance to be flexible, so you can purchase it for as long, or as little, as you need.
2) Accessible online travel insurance even after you’ve left home
Our travel insurance is available to most nationalities living or travelling outside of their Country of Residence. You can purchase online using a credit card as you don’t have to be in your country of residence to purchase it; however there are some exceptions to this, so please check the policy before purchasing.
3) Many of the essentials you may need, and more.
World Nomads designed its travel insurance around what our travellers most often claim for and tell us they want. In addition we cover more than 200 activities, sports, and experiences.
World Nomads can offer benefits for medical issues related to Coronavirus (COVID-19). If you are diagnosed with COVID-19 while overseas and it’s not considered an ‘existing medical condition’ under our policy, your benefits may include:
In addition, our Explorer Plan also has a Coronavirus Travel Costs benefit for certain events. You can check out our Coronavirus cover article which has all of the details, including benefit limits and exclusions.
There may be specific terms, conditions, limitations and exclusions that apply depending on what you'll be doing. Of course, always read the full terms, conditions limitations and exclusions in the plan you choose so there’ll be no surprises if you need to use it. If you are unsure of your level of travel cover, please contact us for help.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Expats must be aware this is travel insurance not health insurance.
This means it will not cover you for ongoing medical care. It also excludes many existing medical conditions as well as any medical treatment that is not considered necessary by our medical specialists. If you’re not sure if you’ll be covered for something, contact us and we can help.
I noticed a mole on my back was bleeding and so went immediately to the doctor. He checked my moles and said the three of them looked suspicious and needed to be removed for testing for Melanoma. I went went back the next day to had them removed.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWorking overseas? Get travel insurance for your holidays.
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For information relating to policies purchased prior to 03 February 2022, please check the PDS provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 03 February 2022 please see below.
With flexible travel insurance that covers more than 200 activities, sports, and experiences, it’s no wonder expats keep turning to World Nomads for travel insurance for their overseas getaways and holiday breaks.
World Nomads was founded by, and is operated by, people who have lived and worked overseas. We know that one of the best things about being an expat is the opportunity to explore neighboring countries and places.
There are three main reasons expats keep coming back to World Nomads for their travel insurance:
We know it’s not easy finding travel insurance when you’re not living in your home country, so have designed our travel insurance to be flexible, so you can purchase it for as long, or as little, as you need.
Our travel insurance is available to most nationalities living or travelling outside of their country of residence. You can purchase online using a credit card as you don’t have to be in your country of residence to purchase it; however there are some exceptions to this, so please check the policy before purchasing.
World Nomads designed its travel insurance around what our travellers most often claim for and tell us they want. In addition we cover more than 200 activities, sports, and events.
World Nomads can offer benefits for medical issues related to Coronavirus (COVID-19). If you are diagnosed with COVID-19 while overseas and it’s not considered an ‘existing medical condition’ under our policy, your benefits may include:
In addition, our Explorer Plan also has a Coronavirus Travel Costs benefit for certain events. You can check out our Coronavirus cover article which has all of the details, including benefit limits and exclusions.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Expats must be aware this is travel insurance not health insurance.
This means it will not cover you for ongoing medical care. It also excludes many existing medical conditions as well as any medical treatment that is not considered necessary by our medical specialists. If you’re not sure if you’ll be covered for something, contact us and we can help.
Front wheel of bike went into a small ditch in the ground, and I went over the handlebars. My left hand hit the ground first, and took the impact of my fall. There was pain to move the wrist and localised swelling around the thumb. R.I.C.E was used until an appointment was available the next day.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhen your cards get stolen or lost and you need a replacement.
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Credit card theft is all too common when travelling overseas, with organised crime networks often targeting tourists.
While travel insurance isn't there to cover your card being skimmed (you've got to hit up your bank to recover those losses), some of our policies can help with the cost to replace your credit cards. And if you're unsure what to do, all of our 24/7 Emergency Assistance Teams can provide advice.
| Country of Residence | Credit Card Replacement | 24/7 Assistance |
|---|---|---|
| Australia | ||
| Brazil | ||
| Canada | ||
| Ireland | ||
| New Zealand | ||
| United Kingdom | ||
| USA | ||
| All other countries |
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
It’s essential that you report the theft of your credit card to the police as soon as possible, and get it in writing for your claim.
If you need urgent help, get in contact with our 24/7 Emergency Assistance Team as soon as possible, so that our team can advise you of what you need to do to get a replacement credit card.
To help our 24/7 Emergency Assistance Teams assist them quickly, they'll need the following:
I had my passport and credit cards stolen from my bag while staying in Venice Beach, California. This is the beginning of my trip which I had prebooked and organised flights and tours from LA to other parts of America. I have missed my flight to Las Vegas from SanFrancisco and my flight from Las Vegas to Seattle. I also had to cancel accommodation in Las Vegas and San Francisco. This is due to the fact that the earliest time for me to get a replacement temporary passport and cards is too late.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about stolen credit cards. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
When your cards get stolen or lost and you need a replacement.
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Credit card theft is all too common when traveling overseas, with organised crime networks often targeting tourists.
While travel insurance isn't there to cover your card being skimmed (you've got to hit up your bank to recover those losses), some of our policies can help with the cost to replace your credit cards. And if you're unsure what to do, all of our assistance teams can provide advice.
| Country of Residence | Credit Card Replacement | 24/7 Assistance |
|---|---|---|
| Australia | ||
| Brazil | ||
| Canada | ||
| Ireland | ||
| New Zealand | ||
| United Kingdom | ||
| USA | ||
| All other countries |
This is not a full list of what's covered and not covered. There are limits and conditions that apply, so for more information, read your policy carefully before you buy.
It’s essential that you report the theft of your credit card to the police as soon as possible, and get it in writing for your claim.
If you need urgent help, get in contact with our emergency assistance team as soon as possible, so that our team can advise you of what you need to do to get a replacement credit card.
To help our Emergency Assistance teams assist them quickly, they'll need the following:
I had my passport and credit cards stolen from my bag while staying in Venice Beach, California. This is the beginning of my trip which I had prebooked and organised flights and tours from LA to other parts of America. I have missed my flight to Las Vegas from SanFrancisco and my flight from Las Vegas to Seattle. I also had to cancel accommodation in Las Vegas and San Francisco. This is due to the fact that the earliest time for me to get a replacement temporary passport and cards is too late.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about stolen credit cards and travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
What's covered by travel insurance when your adventure turns into misadventure.
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For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
Cover for accidents overseas is a critical part of planning for any adventure. Whether you’re exploring on the map or hurtling off it, serious accidents can happen anywhere, anytime.
If you’re injured in an accident, you can be covered for emergency medical treatment including:
We also have 24/7 Emergency Assistance teams who can guide you to the nearest hospital, arrange medical transport, set up direct payments to the medical facility, and give support to your family. Coverage may depend on your past medical history, what's happened to you and any other conditions, limits or exclusions of cover as described in your policy.
Depending on your policy and your Country of Residence, there are limitations – doing a bit of research on where you’re going will help you pick the right policy.
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information check out our articles on overseas medical coverage and adventure sports coverage, and read your policy carefully before you buy.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
It’s essential that you get in contact with our 24/7 Emergency Assistance Teams as soon as possible, so that our teams can support you from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
I was injured in Koh Tao, Thailand in a moped accident. The moped turned over onto my foot and a sprained/injured ligaments and tendons in my left foot. I am unable to walk on my foot at all. The doctor gave me a foot in lieu of a cast, and crutches stating that I could not bear any weight on my foot for a minimum of 3 weeks. I was also told to rest my foot, and could not do so while traveling and needed to come back to the US for help getting around as well as time to heal.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about overseas travel accidents. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
What's covered by travel insurance when your adventure turns into misadventure.
As featured in:
For information relating to policies purchased prior to 03 February 2022, please check the PDS provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 03 February 2022 please see below.
Cover for accidents overseas is a critical part of planning for any adventure. Whether you’re exploring on the map or hurtling off it, serious accidents can happen anywhere, anytime.
If you’re injured in an accident, you can be covered for emergency medical treatment including:
We also have 24/7 Emergency Assistance teams who can guide you to the nearest hospital, arrange medical transport, set up direct payments to the medical facility, and give support to your family. Coverage may depend on your past medical history, what's happened to you and any other conditions, limits or exclusions of cover as described in your policy.
Depending on your policy and your country of residence, there are limitations – doing a bit of research on where you’re going will help you pick the right policy.
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information check out our articles on overseas medical coverage and adventure sports coverage, and read your policy carefully before you buy.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
It’s essential that you get in contact with our 24/7 Emergency Assistance Teams as soon as possible, so that our teams can support you from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
I was injured in Koh Tao, Thailand in a moped accident. The moped turned over onto my foot and a sprained/injured ligaments and tendons in my left foot. I am unable to walk on my foot at all. The doctor gave me a foot in lieu of a cast, and crutches stating that I could not bear any weight on my foot for a minimum of 3 weeks. I was also told to rest my foot, and could not do so while traveling and needed to come back to the US for help getting around as well as time to heal.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about travel accidents and travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Stay protected with emergency medical and evacuation coverage in case of an accident during your travels
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Adventure’s calling…what’s it gonna be? Snowboarding in the Swiss Alps or scuba diving off the Canary Islands? Remember, with adventure comes the possibility of misadventure, and even the best planned trips can hit a snag when accidents occur. World Nomads offers UK travellers insurance options for those ‘just in case’ moments.
World Nomads offers two insurance plans: Standard and Explorer. Both plans cover medical expenses for accidents overseas, but the Explorer Plan has higher limits.
Here are some of the ways we could help UK policyholders if they have an accident while travelling:
Hospital stays: whether it’s a sprained ankle from a trek in Peru, or a case of Bali Belly, World Nomads can cover inpatient care, including emergency treatment, surgeries, and necessary overnight stays.
Out-patient surgeries: if an accident leaves you needing a quick procedure, you could be covered—minus the lengthy hospital stay.
Prescribed medications: need antibiotics after a run-in with an overzealous jellyfish while scuba diving in The Maldives? We may be able to cover the bill for that.
Medical evacuation and repatriation: sometimes, the thrill of exploring new places comes with unexpected risks. If a severe medical emergency happens while you’re overseas, we’ll help you get the care you need—no matter where that may be. World Nomads covers medical evacuations, including air ambulance transport if required, so you can get to the nearest suitable medical facility or back home with the support you need.
And while we hope you never need it, we also cover the repatriation of remains in the event of the unthinkable, easing the burden on your loved ones during difficult times.
Accidental death and dismemberment: if you get seriously hurt during your trip– and lose your sight, a limb, or even your life – you (or a designated beneficiary) can get compensated for the loss, up to the maximum benefit amount specified in your plan.
Note: the loss must have occurred within 365 days of the accident to receive benefits.
Our UK policyholders love a good thrill, and we’re all for it—that’s why we offer cover for over 150 activities and sports. Got a hankering for barefoot waterskiing? Lake Como’s glassy waters in Italy are perfect for it—and yes, if you get a little wobbly and twist an ankle, we’ve got you covered (not that we wish that on anyone!).
For non-urgent issues, World Nomads also offers access to Air Doctor. So, if you’re exploring the Australian Outback or visiting remote villages in South America, you can connect with a doctor virtually or find one nearby. Air Doctor makes it easy to get advice, prescription refills, or minor treatments without navigating an unfamiliar healthcare system—perfect for handling those minor bumps in the road so you can get back to the adventure.
When exploring the world, the last thing you want to worry about is what to do in a medical emergency. That’s where our 24-hour Emergency Medical Assistance team steps in. Available around the clock, our team is here to help connect you to local medical providers, coordinate your care, and ensure you’re supported at every step.
- Your location: give as much information as possible about where you are, including any landmarks if you’re in a remote area.
- Nature of the emergency: describe what happened and the extent of your injuries or illness.
- Your policy number: have your World Nomads policy number handy to speed up assistance.
Heads-up: this travel insurance covers you over and above any state health insurance or reciprocal health agreements, like your GHIC or EHIC. If you're heading to the EEA or Switzerland, remember to bring a valid GHIC (or EHIC if you still have one) for access to state healthcare at reduced or no cost. And when your EHIC expires, just switch over to a GHIC to keep those benefits rolling.
This is not a complete list of what's covered and not covered. Some limits and conditions apply, so for more information, check out our articles on overseas medical coverage and adventure sports coverage, and read your policy carefully before you buy. Contact us if you’re still not sure.
I was riding my mountain bike when I hit something and went over my handle bars. I put both hands out and broke my wrists and knocked myself out. I woke up in an ambulance and then went to Whistler Health Care Centre where I had x rays and further treatment.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.