Photo © Getty Images / Thomas Barwick

Travel Insurance for Pickleball

If you’re incorporating pickleball into your travel plans, learn how travel insurance can help in case the unexpected strikes.

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Millions of people have fallen in love with the unique combination of tennis, badminton, and ping pong known as pickleball.

As one of the fastest growing sports in the world, more hotels are building pickleball courts to give experienced and new picklers a chance to get in on the action while they are travelling.

While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam.

If pickleball is on your list of activities for your next trip, you may want to consider a World Nomads travel insurance plan with adventure sports coverage, that offers coverage to protect you both on and off the court, when you are travelling. 

Should I consider travel insurance for pickleball? 

Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents.

A travel insurance plan from World Nomads could assist with things like x-rays, medication, a hospital stay, or other emergency medical needs you may have if you suffer an emergency medical condition and get hurt playing pickleball.

You will still need to have GHIP coverage in your home province while you are on your trip though. If you don’t, your total limit for all emergency medical expenses during your trip is limited to CAD $40,000. 

People playing pickleball
Don't forget picking the right paddle is very important. Photo credit: Getty Images/FatCamera

Does travel insurance cover other adventure sports I might participate in during my trip?

Planning to explore even more sports and adventures during your travels? World Nomads covers more than 250 activities for Canadian residents.

When you get a quote, you can check out our Standard and Explorer plans to compare coverage side by side.

You will need to list all of the activities that you plan to participate in while on your trip at the time you purchase your policy. You won’t be able to add activities after you make your purchase, so make sure you add them all at that time. 

Level 1 activities like bungee jumping, hot air ballooning, and roller skating are automatically covered (and will still need to be listed when you purchase your policy). However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like snowboarding, rappelling, or hang gliding.

If you are participating in an activity that isn’t listed in your policy wording, you will need to contact us to make sure you are covered. 

What else is covered by travel insurance?

In addition to emergency medical coverage, travel insurance may help with several other unexpected and unforeseen emergency situations you may encounter while you are on your trip.

For Canadian residents, World Nomads may also offer coverage for:

  • Baggage protection: If the airline lost the bag that held your favorite paddle, baggage protection may help reimburse the cost to replace it if it’s lost by a common carrier. If your baggage is delayed by an airline or ground carrier for more than 12 hours while on your way to your destination, you may also be reimbursed for the essentials, like toiletries and a change of clothes, that you might need until you are reunited with your bag. Check the policy wording for complete details of coverage, conditions, and exclusions.
  • Trip Cancellation or Interruption: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
  • Evacuation: If you get injured playing pickleball in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.

What are some things travel insurance would not cover?

  • Damage that happens to your pickleball equipment while you are using it.
  • Injuries that happen if you are competing in a professional pickleball competition.
  • Injuries that happen if you are playing pickleball under the influence of drugs or alcohol.
  • Pre-existing medical conditions.
  • Participation in other activities not listed as covered in your policy. 
An aerial shot of people playing pickleball
Photo credit: Getty Images/halbergman

Tips for playing pickleball

From our own time on the court, we’ve learned that many injuries can often be avoided.  Here are a few tips we have learned from our own experiences as picklers. 

  • Drink plenty of water. This can help prevent dizziness, nausea, and cramps that could cause an injury.  
  • Wear the right shoes. Shoes designed for court sports are best.  The soles are really important since you are moving from side to side and shifting your weight.  Try to find a shoe that has good stability on both the inside and outside of your foot.
  • Wear eye protection. The ball is lightweight, but it can travel at high speeds.  You don’t want it flying toward your unprotected eyes. 
  • Pick the right paddle. Higher quality paddles are made to absorb some of the impact better, and could help you avoid elbow and shoulder injuries. You will also want to make sure the one you choose isn’t too heavy for you.
  • Warm up. Even a brisk 5 minute walk around the court helps get your heart pumping before you play. 
  • Make sure to stretch before and after you play pickleball.  Focus on your ankles, legs, groin, lower back, shoulders, and arms.
  • Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.
  • Wear sunscreen when playing outside. Look for one that has an SPF of 30 or higher, and reapply it every two hours. 
  • Check with your doctor. You know your body best. If you have physical conditions that you have concerns about, always talk to your doctor first about any exercise limitations that you may have.  

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.


True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Dani Kancil/IStock

Travel insurance for natural disasters

What happens when a natural disaster strikes?

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  • Trusted by:

It’s one thing if a rainy day washes out your trekking expedition, but what if a hurricane blows the roof off your home before you leave for your trip? When a natural disaster strikes, it’s hard to classify your trip as anything but… a disaster. But World Nomads can offer some much-needed weatherproofing, with protection for trip cancellations, medical emergencies, and more.

What is a natural disaster?

A natural disaster is a natural event caused by weather or climate that causes destruction or loss, such as an earthquake, widespread flooding, wildfire, hurricane, blizzard or volcanic eruption. It could also mean any weather that causes severe and widespread damage, triggering a travel advisory from the Canadian Government or a ‘natural disaster’ declaration at your trip destination.

What am I covered for if there is a natural disaster?

While the forces of nature are unpredictable, your travel insurance should be a sure thing. World Nomads provides coverage for:

  • Trip cancellation: What happens if a flood or wildfire destroys your Canadian principal residence and leaves it in a state where you can no longer live there? Understandably, you may want to cancel to your trip. If you are unable to occupy your Canadian principal residence, or your destination residence, due to a natural disaster and need to cancel your trip, you may be eligible for reimbursement of your nonrefundable prepaid unused travel costs.
  • Trip interruption: If you are on your trip and a natural disaster destroys your Canadian principal residence and leaves it in a state where you would no longer be able to occupy the residence, you may be eligible for trip interruption benefits if your interrupt your trip to return home. Missed Connection? If you have departed for your trip and a blizzard (or other inclement weather) delays the scheduled arrival or departure of your common carrier transportation for at least three hours, you may be eligible for trip interruption benefits. Our plans also include trip delay coverage which may provide reimbursement for incidentals (such as accommodations and meals) expenses you incur to help you manage while you’re waiting.
  • Emergency medical expenses and medical evacuation: if you get caught in the aftermath of an earthquake or hurricane, you could get seriously injured. What could help in a pinch? Emergency medical benefits, which could help protect you from hefty medical bills. Our assistance coordinators can provide guidance. We will make every effort, although we cannot guarantee, to pay medical providers directly.

What is not covered under natural disasters?

  • If a natural disaster was already forecast or announced when you purchased your policy (such as if you heard about it in the news or a named hurricane is announced).
  • A natural disaster at your destination that interrupts your travels after you’ve left home.
  • Search-and-rescue missions such as during an avalanche.
  • Any weather conditions that cause a loss of enjoyment (such as if a storm results in a few trees coming down and ruins your beach vacation).

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

When you’re ready, you can get a quote and compare the coverages in our Standard and Explorer plans side-by side. And please reach out if you have any questions – we’re happy to help.

If you’re traveling to a region that’s known for natural disasters, it's a good idea to do some research to see if there have been any warnings. If you buy a policy after an event is known, and the natural disaster impacts your trip, you won’t be covered for any expenses.

Get a quote 24/7

World Nomads travel insurance is designed to help you come unstuck in sticky situations, like when you show up, but your bags don’t. Fill out the quick quote form below and get an instant quote today.

Tsunami in Sumatra.

One night, I was on the surf charter boat, in the Mentawai Islands, Sumatra, Indonesia. There was an earthquake and tsunami that hit and completely destroyed the boat. The boat caught fire. The fire spread rapidly and we had to abandon ship. The boat along with all personal belongs were completely destroyed. The fire spread so quickly that there was no time to collect any belongings. The only things I ended up with were the shorts I was wearing, my watch and wedding ring. Almost all my possessions and documentation were on the boat and destroyed.
W.H. Australia in Indonesia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Thomas Barwick

Travel Insurance for Pickleball

If you’re incorporating pickleball into your travel plans, learn how travel insurance can help in case the unexpected strikes.

    Trusted by:

  • Trusted by:

Millions of people have fallen in love with the unique combination of tennis, badminton, and ping pong known as pickleball.

As one of the fastest growing sports in the world, more hotels are building pickleball courts to give experienced and new picklers a chance to get in on the action while they are traveling.

While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam.

If pickleball is on your list of activities for your next trip, you may want to consider a travel insurance plan with adventure sports coverage, as that could help protect you on and off the court when you are traveling.

Should I consider travel insurance for pickleball? 

Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents.

If you get hurt, your health insurance may not always cover you when you are traveling to other destinations. However, a travel insurance plan from World Nomads could assist by helping to reimburse expenses like x-rays, medication, a hospital stay, or other emergency medical needs that you may have.

People playing pickleball
Don't forget picking the right paddle is very important. Photo credit: Getty Images/FatCamera

Does travel insurance cover other adventure sports I might participate in during my trip?

You may want to explore even more sports and adventures during your travels. World Nomads covers more than 200 activities for U.S. residents, and you can also have coverage for activities like boating, aerobics, and zip lining.

When you get a quote, you can compare our Standard and Explorer plans to compare coverage side by side. The Explorer plan has higher limits and sub-limits of coverage, and also includes more activities such as cliff diving, spelunking, and skydiving.

If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes.

What else is covered by travel insurance?

Aside from emergency medical coverage, travel insurance may help with several other aspects of your trip. World Nomads may also offer coverage for:

  • Baggage protection: If the airline lost the bag that held your favorite paddle, baggage protection may help replace it if it is lost by a common carrier. If the baggage going to your destination is delayed 12 hours or more, you may also be reimbursed for the essentials, like toiletries and a change of clothes, that you might need until you are reunited with your bag. Check the policy wording for per-day and maximum benefit limits.
  • Trip Cancellation or Interruption: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
  • Evacuation: If you get injured playing pickleball in a place where there aren't nearby medical facilities, the World Nomads 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.

What are some things travel insurance would not cover?

  • Damage that happens to your pickleball equipment while you are using it.
  • Injuries that happen if you are competing in a professional pickleball competition.
  • Injuries that happen if you are playing pickleball under the influence of drugs or alcohol.
  • Pre-existing medical conditions.
  • Participation in other activities not listed as covered in your policy. 
An aerial shot of people playing pickleball
Photo credit: Getty Images/halbergman

Safety tips for playing pickleball

From our own time on the court, we’ve learned that many injuries can often be avoided.  Here are a few tips we have learned from our own experiences as picklers. 

  • Drink plenty of water. This can help prevent dizziness, nausea, and cramps that could cause an injury.  
  • Wear the right shoes. Shoes designed for court sports are best.  The soles are really important since you are moving from side to side and shifting your weight.  Try to find a shoe that has good stability on both the inside and outside of your foot.
  • Wear eye protection. The ball is lightweight, but it can travel at high speeds.  You don’t want it flying toward your unprotected eyes. 
  • Pick the right paddle. Higher quality paddles are made to absorb some of the impact better, and could help you avoid elbow and shoulder injuries. You will also want to make sure the one you choose isn’t too heavy for you.
  • Warm up. Even a brisk 5-minute walk around the court helps get your heart pumping before you play. 
  • Make sure to stretch before and after you play pickleball.  Focus on your ankles, legs, groin, lower back, shoulders, and arms.
  • Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.
  • Wear sunscreen when playing outside. Look for one that has an SPF of 30 or higher, and reapply it every two hours. 
  • Check with your doctor. You know your body best. If you have physical conditions that you have concerns about, always talk to your doctor first about any exercise limitations that you may have.  

This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help..


True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Orbon Alija/IStock

Travel insurance for the United States

Adventure from sea to shining sea

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  • Trusted by:

The USA is a vast continent of mountains, deserts, lakes and forests, all edged by a spectacular and diverse coastline. Each state is different from the next with unique food, music, people and landscapes to discover. 

Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but if you consider adding travel insurance when you pack your suitcase, we can help you turn these wrongs into rights.

Times Square, New York City
Times Square, New York City. Photo credit: Getty images / Zsolt Hlinka

What’s covered

Traveling can be complicated, but travel insurance shouldn’t be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer. Depending on your Country of Residence and the plan you have selected, you may be covered for:

  • Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage. 
  • Buy insurance while traveling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
  • Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads offers coverage for more than 150 sports, activities, and experiences for your next. 
  • Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.

Why should I consider travel insurance for a trip to the USA?

Treatment at an American hospital is very expensive. Traveling without insurance cover could be a very costly oversight.

If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.

If your luggage is damaged or stolen while traveling, World Nomads may cover the cost of repair or replacement (within policy limits).

Traveler tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.

What to plan for when traveling in the USA?

Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.

Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.

Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalization. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.

Overseas emergency medical: if you’ve had an injury or need urgent medical attention and require a medical center or hospital, you must contact our 24/7 Emergency Assistance Team in the first instance. It will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and monitor your medical treatments if needed to make sure you’re given proper care.

Trip cancellation: one of the biggest questions with any international travel currently is related to cancellations. Depending on your Country of Residence and which plan you’ve selected you may be covered for your non-refundable, pre-paid transport and accommodation expenses. Always make sure you read the details of your policy wording carefully, so you know what you are covered for. If in doubt about coverage and our plans, contact us.

Times Square, New York City
Golden Gate Bridge. Photo credit: Getty images / Michael Lawenko Dela Paz

What’s not covered?

World Nomads doesn’t offer a one-size-covers-all policy. Some incidents we won’t cover include:

  • Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
  • Reckless behavior: while we want you to have fun, we also encourage you to know your limits.
  • Existing medical conditions as explained in your Product Disclosure Statement (PDS).

Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.

Travel tips

  • Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here. 
  • The USA’s a big place. Plan your trip well, so you don’t miss the opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.

Still on the fence about traveling in the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Orbon Alija/IStock

Travel insurance for the United States

Adventure from sea to shining sea

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New Zealanders are known for their love of the outdoors, so it’s not surprising kiwis love the USA for its hiking, scuba diving, surfing, camping and so much more. From the Rocky Mountains to the beaches of California, Oregon and Florida, there are plenty of opportunities for adventure.

Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but travel insurance could help you turn these wrongs into rights.

Times Square, New York City
Times Square, New York City. Photo credit: Getty images / Zsolt Hlinka

What’s covered

Travelling can be complicated, but travel insurance shouldn’t be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer. Our policies offer cover (up to the policy limits) for:

  • Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage. 
  • Buy insurance while travelling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
  • Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads can offer cover should something go wrong. World Nomads offers coverage for more than 150 sports, activities, and experiences for your next holiday.
  • Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.

Why should I consider travel insurance for a trip to the USA?

Treatment at a US hospital is very expensive. Travelling there without insurance cover could be a very costly oversight.

The USA is the perfect destination for outdoor adventures.

If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.

If your luggage is damaged or stolen while travelling, World Nomads may cover the cost of repair or replacement (within policy limits). 

Traveller tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.

What to plan for when traveling in the USA?

Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.

Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions. 

Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalisation. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here. 

Accessing our 24/7 Emergency Assistance Team: it’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.

For injuries where treatment costs are not expected to exceed NZD$2,000, you can submit your receipts for reimbursement. If you are hospitalised or if your treatment expenses as an outpatient are likely to go above NZD$2,000, you must call our Emergency Assistance Team who will work with us to confirm cover and they will liaise with the hospital on your behalf to arrange payments.

Traveller tip 2: if you’ve suffered a theft, get a Property Irregularity Report or other incident report from the carrier so you can submit it with your claim, as well as a police report. You should also have copies of the original receipts for your valuables and any luggage tickets.

Times Square, New York City
Golden Gate Bridge. Photo credit: Getty images / Michael Lawenko Dela Paz

What’s not covered?

World Nomads doesn’t offer a one-size-covers-all policy. Some incidents we won’t cover include:

  • Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
  • Reckless behaviour: while we want you to have fun, we also encourage you to know your limits.
  • Existing medical conditions as explained in your Product Disclosure Statement (PDS).

Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.

Travel tips

  • Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here. 
  • The USA’s a big place. Plan your trip well, so you don’t miss the opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.

Still on the fence about travelling to the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Orbon Alija/IStock

Travel insurance for the United States

Adventure from sea to shining sea

    Trusted by:

  • Trusted by:

The USA is a vast continent of mountains, deserts, lakes and forests, all edged by a spectacular and diverse coastline. Each state is different from the next with unique food, music, people, and landscapes to discover. 

Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but if you consider adding travel insurance when you pack your suitcase, we could help you turn these wrongs into rights.

Times Square, New York City
Times Square, New York City. Photo credit: Getty images / Zsolt Hlinka

What’s covered

Travelling can be complicated, but travel insurance doesn’t have to be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer.

  • Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage. 
  • Buy insurance while travelling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
  • Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads can offer cover should something go wrong. World Nomads offers coverage for more than 150 sports, activities, and experiences for your next holiday.
  • Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.

Why should I consider travel insurance for a trip to USA?

Treatment at a US hospital is very expensive. Travelling in the US without insurance cover could be a very costly oversight. The USA is the perfect destination for outdoor adventures.

If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.

If your luggage is damaged or stolen while travelling, World Nomads may cover the cost of repair or replacement (within policy limits).

Traveller tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.

Times Square, New York City
Golden Gate Bridge. Photo credit: Getty images / Michael Lawenko Dela Paz

What to plan for when travelling the USA?

Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.

Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.

Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalisation. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here. 

Accessing our 24/7 Emergency Assistance Team: it’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.

Santa Monica beach, Los Angeles, California
Santa Monica Beach, Los Angeles, California. Photo credit: Getty images / massimo colombo

What’s not covered?

World Nomads doesn’t offer a one-size-covers-all policy, some things we won’t cover are:

  • Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
  • Reckless behaviour: while we want you to have fun, we also encourage you to know your limits.
  • Existing medical conditions as explained in your Product Disclosure Statement (PDS).

Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.

Travel Tips

  • Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here. 
  • The USA’s a big place. Plan your trip well, so you don’t miss an opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage. 

Still on the fence about travelling to the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.