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Dreaming of a new destination, but not sure where to go? We're giving you the opportunity to win a trip to 1 of 6 unique corners of the world. The best part? You decide where you go, what you do and how you'll travel. With one of our guides in hand and a completely open itinerary, the sky's the limit on this spur of the moment adventure. Entering is simple, fill out the form below and tell us what you'll do in your chosen destination.
Round trip airfare for 2
US $600 Urban Adventures voucher for the trip
Travel insurance from World Nomads (of course)
US $4,000 spending money
US $2,000 accommodation voucher from Hostelling International
Trip planning support from World Nomads
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Learn how travel insurance for mountain biking can help when the unexpected happens to Canadians
As featured in:
Mountain biking is hugely popular in Canada, with millions of riders hitting the trails—from world‑class destinations in British Columbia to alpine routes in the Rockies—and many travelling abroad to ride iconic terrain around the world. Whether you’re tackling technical descents closer to home, flowing singletrack on a cross‑border trip, or riding legendary bike parks overseas, mountain biking comes with real risks. Crashes, mechanical failures, trail injuries, or unexpected medical needs can quickly derail a dream trip. That’s where travel insurance can step in, helping cover emergency medical costs and other unforeseen events so you can focus on the ride.
Mountain biking adventures are thrilling—but they can come with unexpected bumps and twists. That’s why World Nomads includes mountain biking in our list of 250+ covered adventure sports for Canadians. If your mountain biking trip leads to an injury or other medical emergency, our travel insurance coverage for mountain biking may help with emergency medical expenses, emergency medical evacuations, and trip interruptions. Whether you're mountain biking through the jungle in Costa Rica or exploring remote trails in Asia, the right coverage gives you peace of mind to ride hard, knowing you’re protected if the unexpected happens.
As long as you're not doing anything reckless, like riding without a helmet or under the influence of drugs or alcohol, World Nomads offers coverage for:
Note: In addition to the General Conditions and General Exclusions, special conditions and special exclusions may apply while taking part in certain sports or activities.
Emergency Medical Expenses
For broken bones, cuts, and sprains after an epic crash on the trail.
24/7 Emergency Assistance
Your first call in any emergency situation
Baggage & Gear Coverage
Broken or stolen biking gear (no coverage for in-use damage, though)
Trip Cancellation, trip interruptions and trip delays
When your mountain biking plans have to change
Get a quote and compare the plans to see which level of coverage is right for you.
At World Nomads, we know your mountain biking trip is about more than just the ride down the trail. That’s why our travel insurance plans for mountain bikers also cover 250+ other adventure sports and experiences—from alpine hikes and rock climbing to zip-lining and white-water rafting. Whether you’re navigating rugged backcountry or adding extra thrills to your itinerary, we offer four travel insurance plans with different coverage levels to match your trip style or budget, and optional adventure sports coverage to match your appetite for adventure. Be sure to check out our (extensive!) list of covered activities to pick the plan and activity level that fits everything you’re planning to do.
To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once you begin your trip.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your cycling trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
While we can offer coverage for mountain biking, there are some things we just won't cover. These include, but are not limited to:
Here are our most frequently asked questions about cover for mountain biking. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Travel insurance for mountain biking trips covers emergency medical treatment, emergency medical evacuation, and repatriation if you’re injured while riding, plus trip cancellation, trip interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on a motor bike tour, plans can be tailored to your style of cycling by choosing to add additional adventure activities. The Explorer and Epic plans offer higher maximum benefit limits which may be well suited for those more expensive extreme rides, and offer the ability to add on optional ‘cancel for any reason’ coverage at an extra cost. With 24/7 emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.
Yes! World Nomads travel insurance plans offer coverage for a wide range of biking styles, including off-road mountain biking, BMX and quad biking. Be sure to check this list to confirm that your specific activity is included.
Coverage may include emergency medical expenses, baggage and gear protection, trip delays, trip cancellations, and 24/7 emergency assistance. This means if you crash on the trail, miss a flight, or your bike gear is stolen, you may be covered depending on your plan.
If you're hurt while biking overseas, World Nomads Travel Insurance may help cover the cost of emergency medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval). Access to a 24/7 Emergency Assistance team is also included for support anytime, anywhere.
Yes— World Nomads plans offer baggage and personal effects protection, which can help reimburse the cost of stolen or damaged biking gear, such as helmets, pedals, or tools that get damaged while in the care of your airline or other common carrier. There is no coverage for damage that occurs while the gear is in use.
World Nomads offers four plans tailored to your adventure style and budget:
Travel insurance may not cover:
Always read your plan details to understand what’s not included.
Yes, our travel insurance plans have elevation limits for covered activities. If you're planning to bike at high altitudes (like in the Andes or Himalayas) of up to 6,000 metres, you will need to pay an additional premium. If you need help, give our customer service team a call.
Check out our handy guides and insider travel tips on the best places to go mountain biking:
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
If something unexpected happens to Canadians, we’ve got your back – pack or no pack.
As featured in:
Just you, your pack, and the open road. Backpacking is a rite of passage for nomads chasing big experiences on a small budget. Whether you’re backpacking through Europe or making your way across Southeast Asia, these trips may last longer than a month—recent stats say around 41 days on average - and time is often spent exploring nature and navigating big, busy cities.
With so many destinations, experiences, and moving parts along the way, a little preparation can go a long way.
Whether you're out to find your crew or yourself, travel insurance may help if things go off track.
Backpacking is all about freedom and spontaneity—but that flexibility also comes with risk. From sprained ankles on rocky trails to food poisoning in rural villages or stolen gear on overnight buses, the unexpected can derail your trip fast. That’s where travel insurance for backpackers can help—covering emergency medical expenses, trip interruptions, emergency medical evacuations from high-altitude regions, and lost or stolen passports. If you have to cancel your trip before departure due to a covered reason—like sudden illness or injury—trip cancellation coverage may help reimburse your prepaid non-refundable expenses. Whether you're trekking through South America or hopping between coasts in the US, having the right coverage gives you the confidence to go wherever the trail takes you.
Backpacking looks different for every traveller. Maybe you’re trekking through high altitudes in the Andes where emergency medical expense coverage could be very helpful, or you need to protect your gear from getting stolen in city hostels. That’s why World Nomads offers four flexible travel insurance plans for backpackers (including the Annual Multi-Trip Plan), with coverage designed to match your style of adventure. Plus, our plans include coverage for 250+ other activities you might do along the way, so you can explore confidently, wherever your backpack leads you.
Emergency Medical Coverage
For broken bones or food poisoning while on the road
24/7 Emergency Assistance
Your first call when things go wrong
Baggage & Gear
Damaged or stolen gear and checked luggage
Optional Cancel for Any Reason
Want ultimate flexibility? Cancel your trip for any reason and receive partial reimbursement (available on the Explorer and Epic plans only)
Nomads tip: Already travelling? You can buy when already on the road! Read more here
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your backpacking trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance isn’t designed to cover everything. Here are a few things we don’t cover:
Here are some pointers to help keep you covered while backpacking.
Here are our most frequently asked questions about cover for backpacking. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Backpacking travel insurance plans can help cover emergency medical expenses, trip cancellations, stolen gear, emergency evacuations, and more. World Nomads offers flexible plans that include coverage for 250+ activities you might encounter on the road.
Only you can decide your travel insurance needs; however, our plans were created with backpackers – and their unique circumstances - in mind. Whether you're trekking in high altitudes or navigating unfamiliar cities, the right travel insurance coverage can protect you from unexpected medical bills due to injuries, illness, theft, and trip disruptions.
Yes, all four of our plans include emergency medical evacuation. In addition, the Explorer, Epic and Annual Multi-Trip plans also include security evacuation coverage. Our 24/7 Emergency Assistance Team must arrange and approve all emergency medical or security evacuation.
Yes, baggage and personal effects coverage may help reimburse you for stolen or damaged backpacks, gear, or checked luggage—just be sure to keep receipts and file a report to support your claim.
If you cancel for a covered reason—like sudden illness or injury—your plan may reimburse non-refundable trip costs with the ‘trip cancellation’ benefit. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
Yes, but coverage depends on the activity level you purchased. All plans cover backpacking up to 3,000 metres. You must add an additional level of protection for hikes up to 6,000 metres. You can do this when you get a quote for travel insurance.
Yes, with World Nomads you can purchase travel insurance even if you’ve already started your trip. Waiting periods may apply for certain benefits, so it’s best to buy coverage early.
If you become ill while backpacking, your travel insurance may help coordinate your medical care, arrange transportation to the most suitable medical facility and cover your medical expenses. All of this is subject to plan terms and conditions. The first step is always to call the 24/7 Emergency Assistance team, if at all possible.
Not sure where your next hiking adventure should take you? Check out some of our favorite trails around the world and get destination-specific travel insurance tips to help you plan with confidence.
High-altitude hiking: prepare and train
Travel insurance coverage for Asia
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
As featured in:
Point breaks, offshore breezes and rays of sun beating on your golden-tanned face. Surfing the azure ocean blue can create a big adrenaline rush ─ but so can stingray encounters, jagged coral reefs and (gulp!) shark attacks. But don’t worry, World Nomads can help get you back on your feet if your surfing trip turns into a wipe-out.
Besides hanging ten from the breakers of Australia to Maui, did you know we can also cover:
Our policies can cover up to 150 other sports, activities and experiences so if you’re combining your surfing trip with camping or a road trip, you can rest easy knowing we’ve got your back.
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy wording for details or contact us if you have questions.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific surfing plans.
As surf enthusiasts, you can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks. Depending on your Country of Residence, our policies offer cover (up to policy limits) for:
Your coverage will vary according to your Country of Residence and whether you chose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage. If you have any questions about your cover, just ask us.
Sorry – we won’t cover you if you do something stupid (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance coverage ─ depends on your responsible behavior. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of coverage and exclusions.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team