Travel insurance may cover your trips within Canada that are outside of your home province
As featured in:
Maybe your next trip won’t include crossing an ocean or boarding a plane. But just because you’re travelling within Canada doesn’t mean that unexpected situations can’t happen. World Nomads offers single trip and annual multi-trip plans for Canadian residents, and coverage starts when you leave your home province. Sometimes situations like sickness, job loss, and natural disasters can disrupt your trip. As if that’s not bad enough, it’s worse when you lose the money that you already paid for your trip. If you need to cancel or interrupt your trip for a covered reason, you may be reimbursed for your prepaid, unused, non-refundable expenses such as hotel accommodations and tours.
If you get injured while skiing in Whistler or hiking in Banff National Park, your Government Health Insurance Plan may not cover all expenses. Full GHIP benefits typically stop as soon as you leave your province. Domestic travel insurance may include emergency medical coverage that covers expenses such as ambulance transportation, prescription medications and more. Lost, stolen, and delayed bags may also be covered, and some plans offer additional benefits, such as travel insurance coverage for pets and rental cars (up to the maximum limits as shown in your policy documents).
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Emergency Medical Expenses: Up to $1,500,000 CAD Trip Cancellation: Up to $2,500 CAD Lost or Stolen Bags: Up to $1,000 CAD, per-item limit of $500 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Cancellation: Up to $10,000 CAD Lost or Stolen Bags: Up to $2,000 CAD, per-item limit of $1,000 CAD Get a quote |
Emergency Medical: Up to $10,000,000 CAD Trip Cancellation: Up to $15,000 CAD Lost or Stolen Bags: Up to $5,000 CAD, per-item limit of $1,500 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Cancellation: Up to $10,000 CAD Lost or Stolen Bags: Up to $2,000 CAD, per-item limit of $1,000 CAD Get a quote |
Hopefully, your trip will go smoothly and won’t need to use your travel insurance benefits. But if your trip takes a turn for the worse and you experience a covered, unplanned circumstance, you’ll need to contact us as soon as possible and provide certain information that may include:
You can then file a claim online. Depending on the reason for your claim, you’ll need to provide required documentation that may include:
We Canadians love exploring within our country. Data from the Canadian Government shows that domestic trips are on the rise – by double digits, in some cases. If you’re looking for inspiration for your next trip, here are a few ideas from our nomads who’ve explored Canada and experienced some really cool things along the way.
Here are our most frequently asked questions about cover for Canada. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Yes. With World Nomads, you may be able to buy a travel insurance plan even after your trip has started. As long as you have an internet connection, you can get a quote and purchase coverage online. If you buy a World Nomads plan while travelling, waiting periods and conditions may apply. There is a 48-hour waiting period before you have emergency medical coverage for injury or sickness. Also, after an event has occurred, like a natural disaster, you can’t be covered for that specific event.
We suggest that you check the coverage in your Government Health Insurance Plan, as it could be limited when you travel outside of your province, and may only pay a small portion, if any, of your medical expenses. Also consider the amount of money you spent on your trip. When you get a quote for domestic travel insurance that covers trips within Canada, it will include benefits that may help with emergency medical expenses, trip cancellation, trip delay, baggage that is lost, stolen or delayed, and more (up to maximum limits as shown in your policy documents).
The Explorer, Epic, and Annual Multi-Trip plans have additional travel insurance benefits for your cats and dogs. Emergency veterinary costs may be included for cats and dogs that are travelling with you (up to maximum plan limits shown in your policy). An additional benefit may also be included for cats and dogs that aren’t travelling with you, and you may be reimbursed for the additional expense you have to pay a kennel if a covered trip delay causes your pet to stay longer (up to maximum plan limits shown in your policy).
Rental car insurance benefits are only included on the Explorer, Epic, and Annual Multi-Trip plans for Canadian residents. You may be reimbursed for the cost of repairing a rental car, or replacing it, if it gets seriously damaged. You may also be reimbursed for roadside assistance charges if your rental car breaks down (up to maximum benefits shown in your policy documents). If you have questions about what may be covered, contact us and ask.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Travel tips to keep your holiday on track and on schedule during the busiest time of the year
As featured in:
Ahh, holiday travel. Who hasn’t fantasized about bursting through the door with an armload of presents on Christmas Day, getting back home for Thanksgiving dinner, or maybe even just using that time off-work to get away? At World Nomads, we’re huge fans of travel during November and December… especially if it’s done right.
We know you’re itching to travel again. The world is waking to a new era of travel and while you want to launch heartily into the holiday season and explore new regions again, it’s important to plan ahead during peak travel periods so your much-needed holiday leaves a smile on your face.
Whatever your plans are for the holiday season you should consider purchasing travel insurance in case your dream vacation goes awry or is affected by coronavirus (COVID-19).
The following is a small sample of what World Nomads Standard and Explorer plans offer (up to the benefit limits) for:
Traveler tip: Don’t forget to read the policy wording as all plans are different and coverage will depend on your country of residence. Never assume you’ll be covered in every situation, as benefit limits, terms and conditions and exclusions apply. If you are still unsure about what you are covered for, contact us.
Taking some simple precautions can be the difference between holiday season bliss and a trip you’d rather forget. Here are a few tips for making the most of that precious holiday time:
Traveler tip: Check your passport to make sure it hasn’t or won't expire soon. Some countries require at least six months of passport validity to allow entry. Be sure to review your and your travel companion’s passport details well in advance in case you need to renew a passport, as there have been big delays in getting passports renewed.
Traveler tip: Try to find a direct flight rather than one with several connections, even if it costs more. You'll reduce the risk of missing connections, trip delays, and of losing your luggage during a transfer.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamUS Residents May Be Able To Protect Their Trips Within the United States
As featured in:
Here in the United States, there’s so much to see and do – and you don’t have to leave the country to have an awesome vacation. According to recent data, US residents took 720 million trips within the country in 2025*. Those trips may be closer to home, but travel challenges like canceled trips, delayed bags and medical emergencies can still happen.
What happens if a hurricane wipes out your Florida beach bungalow making it uninhabitable, the airline loses your luggage, or you get hurt in Colorado while skiing? Those situations can be annoying and costly, but if you’re traveling more than 100 miles away from your home, you may be able to still get travel insurance coverage for your trip within the United States. When you get a quote for a travel protection plan with domestic travel insurance benefits, you’ll be able to compare the coverage included in each of the four plans that World Nomads offers for US residents.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Accident & Sickness Medical Expense: $125,000 per person Trip Cancellation: $2,500 per person Get a quote |
Accident & Sickness Medical Expense: $150,000 per person Trip Cancellation: $10,000 per person Get a quote |
Accident & Sickness Medical Expense: $250,000 per person Trip Cancellation: $15,000 per person Get a quote |
Accident & Sickness Medical Expense: $100,000 per trip Trip Cancellation: $5,000 per coverage term Get a quote |
Trip cancellation insurance benefits are included in all single-trip and annual domestic travel insurance plans offered by World Nomads and this gives you the opportunity to cancel your trip before you depart – but only for covered reasons. You may be reimbursed for unused, forfeited, prepaid, non-refundable expenses that you paid for in advance if your situation is one of the covered cancellation reasons listed in your plan documents.
‘Cancel for any reason’ coverage allows you to cancel for any reason not otherwise covered by the plan , but it isn’t automatically included. It’s an optional add-on benefit with an additional cost for US residents (Not available to New York residents) that’s available if you purchase the Epic or Explorer plan within seven days of the date your initial payment/deposit on your trip. This is called the ‘time sensitive period’. With ‘Cancel for Any Reason’ coverage, benefits can be reimbursed for up to 75% of prepaid and non-refundable deposits and payments you made towards your canceled trip. Additional terms and conditions apply.
You don’t have to travel overseas to have great adventures. Here are a few cool destinations that our nomads love.
Here are our most frequently asked questions about cover for domestic travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Travel insurance benefits may cover a variety of unexpected situations such as trip cancellation, lost or delayed bags, and more. If you’re traveling more than 100 miles away from your home, you can get a quote for travel protection that covers trips within the United States. You can then see all four plans offered by World Nomads and decide if you want to get travel protection.
The Explorer, Epic and Annual plans offered by World Nomads Travel Insurance include travel insurance benefits for rental car damage. When you get a quote, you can compare the maximum limits offered by each plan. If you have any questions about what is covered, contact us and ask.
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes domestic travel insurance coverage online at anytime. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage, you’ll need to buy your travel protection plan at least the day before you need coverage.
You can file a claim online. Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your claim. For example, if you are canceling your trip due to illness, you may need to show medical reports proving you were unable to travel.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
As featured in:
Just because your trip isn’t on a faraway continent thousands and thousands of miles away, doesn’t mean that things can’t go astray. If you’re traveling within your home country, World Nomads offers domestic travel insurance ─ though only for residents of select countries. If you’re a U.S. citizen, check out our page on Domestic Travel Insurance that sums up all the benefits.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team