Travel insurance for a trip to Tanzania
Tanzania is home to epic, unspoiled wildernesses where the Big Five roam free-range. Our travel insurance tips will help you enjoy it full throttle.
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Lions, leopards, and rhinos... they’re only the beginning of the jaw-dropping sights you may encounter on an adventurous trip to Tanzania. The country has 21 national parks, including Gombe Stream National Park (where Dr. Jane Goodall founded a chimpanzee research centre in 1965) and Serengeti National Park, the safari mecca where 4,000 lions and 550 cheetahs roam among the grassy plains.
Like much-needed mosquito netting, World Nomads is here to help protect you and can help take the edge off your worries so you can maximize the sheer beauty of it all instead.
With World Nomads plans, you can trust that you can be supported with benefits for:
- Trip cancellation
- Emergency medical expenses
- Baggage and personal belongings
- Trip interruption and delay
- Emergency evacuation and repatriation
- Adventure activities
Pickpocketing and other crimes
Crime can be a problem in Tanzania. Tourists can be the victims of theft, carjacking and mugging, especially in crowded cities. When you have a World Nomads policy, you may be covered for the loss of your belongings, up to their depreciated value, and to the per-article and total maximum benefit amount.
Always file a police report and hold on to a copy for World Nomads. Carrying colorful Tanzanian shillings? Depending on your Country of Residence, there’s limited or no coverage for cash, so leave what you won’t need for a day out in the safe at your hotel, if possible.
Natural disasters
Rain, rain, go away... during Tanzania’s waterlogged monsoon months (March through May and November thru December), flooded roads may be impassable, or you could be stuck in a cyclone. Translation? Ruined plans and you missing out on things you already paid for.
When surprises such as this happen, World Nomads can step in to support you: depending on your Country of Residence, your coverage could include anything from trip cancellation and trip interruption to an evacuation to a safe place. Your choice of a Standard or an Explorer Plan may also decide what benefits you get.
Just note that if a natural disaster has already been forecast or happened after you purchased your policy, it’s not reimbursable. (In other words, you can’t get an insurance policy for something you already know about)
Adventure activity coverage
If you’re planning a trip to Tanzania, you may want to consider a World Nomads plan. World Nomads covers more than 150 adventure sports and activities. Read our Help Center article on adventure sports coverage to ensure your activities are included. Additional premiums may apply, and coverage may vary between the Standard and Explorer plans.
Your World Nomads plan can come in handy if tracking elephants on a guided walking safari through the Selous Game Reserve or paddle boarding in a lagoon near Zanzibar After all, a twisted ankle or appendicitis can happen anywhere; and you may want emergency medical coverage for sudden accidents or sicknesses.
Conditions may apply. For example, you may be covered for abseiling – also known as climbing a rock or rappelling – but only up to a certain elevation. Read your policy for more details or contact us with your coverage questions.
Medical emergencies
World Nomads policy holders have access to 24/7 Emergency Assistance... good news if you’re up a Tanzanian creek without a paddle. Experts on the line can connect you to the nearest qualified hospitals, assist with paperwork, and more. You may also need to touch base with them before undergoing any major medical procedures or evacuation services.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
A flight delay
My flight was delayed due to mechanical issues, which caused me to miss my connecting flight to Kilimanjaro, Tanzania. This delay meant that I missed the first night in my hotel and the pre-arranged transfer from the airport. I also needed to purchase a new transport from the airport to the Machame Gate at Kilimanjaro National Park.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick or injured?
- Natural disaster or terrorist attack where your'e going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance cover and tips for expats
Cover for expats worldwide for medical emergencies, sports and activities, trip cancellations, and more.
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The information and details found in this article is not suitable for residents of Australia who are expatriates.
World Nomads travel insurance is designed for adventure seekers who understand that living and working in other countries and among different cultures is a great privilege, and an education. Your decision to move abroad is a big one, considering the benefits of travel insurance may be beneficial for you and your loved ones.
What expats should keep in mind?
We've put together this expat tips checklist to help you plan before you set off on your next working holiday. Please note, benefit limits, terms and conditions apply depending on your Country of Residence and the plan you’ve selected.
- Change is constant, embrace it. Despite detailed planning pre-departure, things can change. We know how important flexibility is when abroad, so you can buy a policy before you leave home or while traveling for as long, or as little, as you need. If you decide to stay longer in a place than you thought you would or decide to change direction on a whim, we are happy to extend your policy and help you choose the right level of cover for your needs.
- Vaccinations are not new. For years, there have been rules in place for travelers regarding immunizations against serious illnesses, and the COVID-19 pandemic is no different. When planning your expat experience, check with embassies, global health bodies (such as the World Health Organization, US Centers for Disease Control and Prevention, etc) and government authorities of the countries you're hoping to visit about their entry requirements. Some countries now require proof of vaccination or a negative PCR test result (usually taken 48-72 hours before arrival). Read our COVID-19 Travel Insurance article and keep your vaccine and test records with you – they’re as important as your passport these days.
- Not all country entry rules are the same. We know the rules for entry to our own country, but what is acceptable in one country might not be the case in another, so do your research pre-departure. Check the entry rules and regulations for the places you plan to visit. The last thing you want to do is arrive somewhere new to you, only to be turned around for not having the correct paperwork or because you decided to travel to a country that had a ‘Do Not Travel’ warning in place.
- It’s not too late to buy travel insurance once you’ve set off. If you’ve been so busy that insurance is an after-thought, it’s never too late. World Nomads offers insurance for travelers between 18 and 65 (up to 69 years for US residents). Our policies are available to most nationalities who are working or traveling outside of their Country of Residence. You can buy a policy online using a credit card, and this can be done even after you’ve left home, but there are some exceptions, so check your policy details before purchasing.
- If you plan on driving overseas, do your homework. Driving in another country can be a big deal and at times quite scary, especially when the road rules differ, so make sure you know the requirements. Check the licensing rules (you may need to apply for an international driving permit depending on which country you’re from). Our Explorer Plan policy may be able to help with rental car excess if you’re involved in an accident, but you need to be correctly licensed, adhere to local laws, and have taken out a rental policy with the car hire company.
- If you’re a digital nomad, ensure you’re travel ready. Most expat travelers today don’t leave home without their tech devices – we’re talking digital cameras, laptops, air pods, drones etc. Aside from helping to document your travels, they’re not cheap and should be properly protected. At World Nomads, our policies may cover a wide range of everyday gadgets, but how we do that and how much we insure them for depends on the plan you choose. Terms and conditions apply.
- Adventure travel is fun, but also risky. Expats are an adventurous bunch, so it’s not surprising that many exciting activities will rate high on the to-do list. Our plans include cover for more than 150 activities globally – everything from backpacking to kayaking, hiking, and bungee jumping, but not all are covered under every plan, so read the full list here. You may need to pay an additional premium for higher-risk activities.
- Travel cover doesn’t replace international medical insurance. While we may offer cover for overseas emergency medical expenses, any treatment must be certified as medically necessary by an authorized medical practitioner or paramedic overseas and agreed by our Emergency Assistance Team. Your employer or host should take care of your medical cover. We also have some exclusions when it comes to pre-existing conditions. Our Emergency Assistance Team is available 24/7 in case of emergencies.
This is not a full list of what's covered. There are benefit limits and terms and conditions that apply. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it.
For more answers related to travel insurance coverage please visit our Help Center or if you have a specific question about World Nomads travel insurance contact us.
You’re in safe hands with World Nomads
Check out our True Claims video to get a behind the scenes look at how we can help you when something goes wrong.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, you can get a quote online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTraveling during the Coronavirus pandemic - Your questions answered
World Nomads FAQ’s can help you plan for future travel
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The Coronavirus pandemic is the single biggest challenge travelers have faced in the last 50 years. While visa and travel rules frequently change, they rarely do so on the scale we’re seeing around the world.
Before you even think about packing your bags it’s more important than ever to start planning as you’ll need to add some extra check boxes to your normal To Do list before you go.
Depending on your Country of Residence and your selected plan, travel insurance may help if:
- You’re injured and need medical transport or evacuation home.
- You want cover for your bags and valuables in case they’re lost, stolen or damaged. Keep the paperwork and receipts for your gear.
- You’ve already left home and need to buy travel insurance.
- You want cover for some Coronavirus-related events.
- You need cover for overseas medical expenses and hospitalization costs.
- You’re looking for cover for adventure sports, activities, and experiences.
For more information related to Coronavirus and travel insurance cover check out our COVID FAQs
Our FAQ’s capture some of the most pressing changes as a result of Coronavirus-related hurdles.
Why should I consider travel insurance?
Many countries now require travelers to have coronavirus-specific travel insurance. Whether you want to purchase travel insurance or not, the choice may be taken out of your hands if you want to travel to specific countries. Travel insurance requirements range from requiring basic medical cover for emergencies, to a full travel insurance policy that includes cover for specific Coronavirus-related events such as quarantine.
Do I need a vaccine passport or proof of vaccination?
Once you’re fully vaccinated (which may mean more than one dose depending on the vaccine and if you need a booster shot), and you’ve been given the all-clear from your medical practitioner to travel, you may need proof of vaccination with your airline, hotel, tour operator or at passport control. Research entry requirements for the countries you’re visiting as they may need a specific format of vaccine passport. Always travel with original or digital copies of your vaccination. You may also be asked to show evidence of being vaccinated by your airline, hotel, and when arriving at your intended destination.
How do travel restrictions work?
We’ve seen many countries open and then close their borders as Coronavirus cases fall and then increase. Once you’ve booked a trip, you’ll need to keep an eye on border restrictions and entry requirements at the country you’re traveling to, as well as for your own country of residence. Some governments are advising their citizens to not travel to certain countries. It may affect any claims you make under your travel insurance cover if you travel to a destination against your government’s advice.
Look out for any last-minute government travel updates, as well as notifications from airlines and other travel companies you’ve made bookings with.
What if there are last-minute changes to my booking due to Coronavirus?
Unless you’re staying with family or friends while traveling, you’ll be booking hotels, hostels, or campgrounds, as well as tours and activities in advance. Check with your accommodation provider and tour operator to find out if there are any last-minute cancellations or changes to Coronavirus requirements. Some hotels or hostels may require visitors to be vaccinated or to show a negative PCR test in some cases 48 or 72 hours before arrival.
Have I got the right vaccine?
It’s great that your vaccinated and have proof of it (like a vaccine passport) but you may still need a specific vaccine with some countries specifying which vaccines are eligible for entry, and yours may not be on the list. Check the entry requirements of any country you are planning to visit well ahead of your travel date to allow enough time to take any tests and confirm the vaccine you’ve taken is approved for entry. If it’s not on the list – it won’t matter if you've been vaccinated, you won’t be let in.
Am I covered if I need to pay for quarantine?
This really depends on your Country of Residence and the plan you purchase. Some of our policies offer cover for some Coronavirus-related events but these may vary between plans. While one policy might offer cover for the cost of your quarantine, another may not. Make sure you select your chosen plan carefully and that you know what you're covered for before making a purchase.
For more details, or if you have a specific question about World Nomads insurance, please visit our online Help Center or contact us.
Note: Travel insurance isn’t designed to cover everything. Read your policy carefully and make sure you know what’s covered and what’s not before you buy. Benefit limits, terms and conditions and specific exclusions apply.
Experiencing a medical emergency?
If you're experiencing a medical emergency and need medical help, contact our 24/7 Emergency Assistance Team who can help direct you to medical help, and if necessary, work with local authorities to repatriate you home, subject to the terms and conditions of your policy.
For more information on planning ahead and safeguarding your trip against Coronavirus check out the following articles:
- Travel tips for the COVID-19 era
- How the COVID-19 vaccine could impact your travel plans
- Tourist Visas
- Our latest worldwide Travel Alerts
You’re in safe hands with World Nomads
Check out our True Claims video below to get a behind the scenes glimpse of how we help travelers when something goes wrong.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
