Travel Insurance for Mexico
31 states. Countless adventures. Make sure you’re covered for medical emergencies, baggage and personal belongings, and more.
- As featured in:
As featured in:
- What's covered when traveling in Mexico
- Pickpockets and petty crime in Mexico
- What if I experience a medical emergency in Mexico?
- Make sure you're covered for adventure sports
- I'm going to Mexico for Scuba Diving, am I covered?
- What's not covered while traveling in Mexico?
- Want more travel inspo for your Mexican adventure?
Spanning almost 760,000mi² (2 million km²), with landscapes that range from snow-capped volcanos to dense rainforest, and a cultural mix that’s equally diverse, Mexico is a place brimming with art, history, wildlife, adventure and plenty of inspiration.
Despite Mexico’s reputation as a place of crime and drug violence in recent years, don’t be deterred from experiencing one of the world’s most colorful and amazing cultures. Here are some tips on how to stay safe and how to make the most out of your travel insurance coverage.
What’s covered when traveling in Mexico
With World Nomads, you can buy travel insurance when you book your trip from home or while you're already traveling. All our plans offer cover (up to the benefit limits) for:
- Overseas emergency medical
- Medical evacuation and repatriation
- Trip cancellation
- Stolen or delayed baggage
- Cover for some Coronavirus-related events.
Make sure that you’ve selected the right travel insurance plan for your specific needs. World Nomads has two levels of cover - the Standard Plan and Explorer Plan - that offer different benefits, limits and sub-limits so it’s best to compare them to see which one suits your travel needs.
You can get a quote, make a claim, or extend your policy instantly online, even while traveling.
Pickpockets and petty crime in Mexico
You’re wandering the stalls of the La Lagunilla markets and reach into your pocket to get your wallet and realise it’s not there.
Theft is one of our most common travel insurance claims by travelers in Mexico. But the good news is that all World Nomads travel insurance plans offer some coverage for theft or lost luggage checked into a common carrier. Per item and total maximum benefits may apply and be sure to check your policy wording for excluded items.
To file a claim, you’ll need a police report or other written documentation such as a property irregularity report from your common carrier.
Traveler tip: you should carry your electronics, passport, and valuables with you at all times. Don’t leave them in the car or in your luggage. Lock up your belongings securely when you can’t take them with you.
What if I experience a medical emergency in Mexico?
All of our policies offer cover for medical emergencies whilst traveling overseas. If you fall ill with food poisoning, or have an accident whilst on an adventure, we’re here to help.
If you experience a medical emergency whilst on holiday in Mexico, our 24/7 Emergency Assistance team can get you help on the ground with translation services when you’re lost, injured or sick, whether you need an ambulance transfer, a prescription medication or a hospital that can treat your condition.
If you require any medical treatment on your trip, be sure to get reports, documentation and keep all receipts, as you will need these to support your claim.
As avid adventurers ourselves, we know that your adventures in Mexico may take you far from medical facilities, and our policies may also cover you for emergency evacuation and repatriation.
Note: Get in touch with the EA team before undergoing any medical treatment; you may need pre-authorization before undergoing medical procedures or where medical evacuation is required. It’s also important that you look at the exclusions section of your policy; our plans don’t cover pre-existing medical conditions or preventative care.
Traveler tip: stick to purified water, or use purification tablets, and follow your doctor’s advice for any other health recommendations. These preventative steps could save you a lot of trouble.
Make sure you’re covered for adventure sports
Whether you are scuba diving in Socorro, rafting in Veracruz or hiking in Cumbres Del Ajusco National Park, World Nomads covers you for more than 150 activities, adventures and sports.
Depending on your travel plans and Country of Residence, you may need to upgrade your policy to be covered for the activities you will be doing. If you’re unsure whether the activity you want to do is covered, just contact us.
Your plan may also have conditions of coverage. For example, you may be required to wear safety equipment, book a tour with a licensed tour operator, or stay within certain parameters of your sport: treks may only be covered up to a certain elevation, or scuba dives only to a certain depth for example.
Traveler tip: make copies of all key documents you’ll be traveling with – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.
I’m going to Mexico for Scuba Diving, am I covered?
We’ve designed our plans to give you the freedom to learn and hone your diving skills by offering coverage for scuba diving accidents and other injuries underwater. However, your coverage depends on your Country of Residence. Some of our plans may have exclusions for certain types of diving or dives of a certain depth, and you may need to upgrade your policy and coverage depending on the types of diving you will be doing.
Be sure to read your individual policy for terms and conditions, limitations and exclusions and if you’re unsure whether you’re covered, just contact us.
Traveler tip: most of the time, things are pretty calm in Mexico, but riptides and big swells are a potential danger on either side of the country, so check conditions before you scuba dive or swim and don’t go anywhere that has been closed off by authorities. Keep an eye on travel advisories, especially during hurricane season.
Note: all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any optional extras or upgrades you add.
What’s not covered while traveling in Mexico?
Our policies aren’t designed to cover everything and there are some things we just won’t cover. These include, but are not limited to:
- Any pre-existing medical conditions
- Any items lost, stolen or damaged that are unsupervised or unattended
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure
- Trip cancellation for events that occurred before your policy was purchased (natural disaster, strike, etc.)
- Not having visas or passports issued on time or not properly fulfilling the entry requirements of your destination.
- Any adventure activities or sports that aren’t covered by our policies.
- Any costs related to illegal activities or being under the influence of drugs or alcohol.
- Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source
Want more travel inspo for your Mexican adventure?
Check out our handy guides and tips to get the insider scoop on the best adventures in Mexico:
- Southern Baja, Mexico: Exploring Beyond Los Cabos
- 5 things I wish I knew before going to Mexico
- Mexico Travel: 6 ways to get off the beaten path
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions outlined in the policy wording. Coverage may not be the same or available for residents of all countries, states or provinces. If you’re not sure if something is covered, get in touch.
Stolen Belongings
While on a bus from Belize City to Chetumal, Mexico, I put my large backpack into the storage area on the bus. After I transferred to a bus heading to Tulum, I discovered that my laptop was no longer in my backpack.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick or injured?
- Natural disaster or terrorist attack where your'e going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Default text
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHow the COVID-19 vaccine could impact your travel plans
- As featured in:
As featured in:
I've taken the COVID-19 vaccine – can I travel without a worry now?
- Sharpen your pencil
- Travel vaccinations are not a new thing
- Don’t risk being turned back at the airport
- Check your carriers travel rules
- The vaccine is not a silver bullet
- Travel insurance and vaccinations
Yes and no. ‘Expect the best but prepare for the worst’ might as well be the new motto for traveling during COVID-19. Many of us see the arrival of the COVID-19 vaccine as key to opening the gates to travel again, and to an extent this is true. However, your travels may require a few extra precautions.
Deciding to get the COVID-19 vaccine (a decision that is totally up to you) may play a big part in how smoothly you want your future holiday plans to go. It’s becoming increasingly clear that the current travel restrictions and requirements (e.g. a negative COVID-19 Polymerase Chain Reaction (PCR) test, and quarantine) will remain in place until most people globally have been vaccinated against COVID and we reach optimal herd immunity levels.
Many countries are mulling over the idea of making it mandatory to be vaccinated or making it easier for those that have been vaccinated to travel. As a result, only once you’ve been vaccinated will you be allowed entry into some highly sought-after destinations. Also, some countries may allow entry without needing to quarantine for a long period of time, or in some cases not at all. However, this will depend on each country's vaccine and entry requirements which are changing every day, so make sure you stay up to date prior to traveling.
Benefits of taking the COVID-19 vaccine include keeping yourself and your loved ones healthy, stopping the spread of the virus, but could also lead to easy access to major tourist attractions and events and the ability to stay at particular hotels or fly with certain airlines.
What to keep in mind if you’re thinking of getting the COVID-19 vaccine
Tip 1: Sharpen your pencil
Be prepared to comply with a pile of paperwork to be allowed into some countries. Research where you’re traveling to to find out if you'll need to provide evidence that you’ve been vaccinated, whether you'll need to pay fees or provide a stack of documents letting you enter your intended destination. You may also need to prove that you can pay for medical expenses and the cost of any applicable mandatory quarantine.
Tip 2: Travel vaccinations are not a new thing
Many countries have required travelers to be vaccinated against various illnesses for decades. We advise you to check with consulate, health (such as the World Health Organisation) and government authorities of the countries you're intending to visit. Some countries require proof of vaccination for some conditions before you're allowed entry and COVID-19 will most likely be no different. Make sure you keep a record with you in case it is needed.
Tip 3: Don’t risk being turned back at the airport
You will need to abide by any country or regions’ rules regardless of whether you have received the vaccine or not. This could mean paying for supplemental travel insurance, applying for special tourist visas, and providing written proof that you’ve been vaccinated.
Tip 4: Check your carriers travel rules
Your airline may require you to receive the vaccine whether you want to or not. For example, Qantas has already announced all travelers will need to be vaccinated for any overseas travel and many other airlines may follow suit.
Tip 5: The vaccine is not a silver bullet
Some unknowns include how well the vaccine will combat the virus, prevent infection and reduce the rate of transmission. Another is how effective the uptake of the vaccine will be in the countries you’re intending to travel to and when they will receive it, both which will impact where you’ll be able to go and when.
When looking to travel overseas, it’s always a safe bet to consider whether travel insurance may be right for you, as there are a number of activities and events you may be covered for that do not relate to COVID-19. For example, you may be covered if your luggage is stolen or lost by the carrier, if you need to cancel or interrupt your trip, or if you fall ill or are injured and need to go to hospital for treatment, as well as several other events.
Travel insurance and vaccinations
With the COVID-19 vaccine rollout now underway we’ve found it timely to clarify some queries from our travellers about the vaccine and how it may impact your travel plans and your travel insurance.
1. Will my travel insurance cover the cost of vaccinations and my associated expenses if I’m already traveling?
No. overseas medical travel insurance is for unexpected medical emergencies only. Vaccines are not unexpected as they are preventative in nature.
2. Will travel insurance cover the cost of vaccination before I leave home?
No. Travel insurance is precisely that - it is for when you are traveling abroad or, if you’re from the US or Canada, traveling more than 100 miles from your home. We don’t cover medical costs in your home country. If you decide to take the COVID vaccine before traveling we suggest you leave enough time for the vaccine to take effect (wait time after the final dose may vary from vaccine to vaccine so check with your GP on when its considered safe to travel). It’s always important to consult with your doctor to ensure that you get any vaccines recommended for where you’re traveling to and to get a clean bill of health. Your GP may also advise you if you qualify for an exemption to get the vaccine on medical grounds, for example pregnancy or if you are immunocompromised.
For more details, or if you have a specific question about World Nomads insurance, please visit our online Help Center or contact us.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
