Travel Insurance for Cambodia
From its ancient wonders to its sandy beaches, learn how travel insurance can help Americans traveling to Cambodia.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- Do I need travel insurance for Cambodia?
- Travel insurance for activities in Cambodia
- Travel insurance for motorbiking in Cambodia
- Travel insurance for medical emergencies in Cambodia
- Travel insurance for lost and stolen bags in Cambodia
- Travel insurance for canceled, interrupted, or delayed trips to Cambodia
- Tips for traveling to Cambodia from the United States
From catching sunrises over Angkor Wat to relaxing on the shores of Koh Rong, Cambodia is home to ancient wonders, mouthwatering dishes like fish amok, and beautiful jungle and coastal landscapes. Thousands of Americans make the trip to Cambodia every year to dive deeper into the wonders this Southeast Asian country has to offer.
Sample pepper straight from the trees in Kampot, fill up on crab in Kep, and visit the floating villages on Tonle Sap. Admire the gilded Royal Palace in Phnom Penh, wander through the markets of Siem Reap, and explore ancient temples beyond Angkor Wat. Unwind on peaceful Koh Thmei or drink Angkor beers and dance the night away in Sihanoukville.
While a trip to Cambodia is an incredible experience, there are some things to be aware of when visiting from the US, including theft and motorcycle accidents. We’ve learned quite a bit in our travels and encourage you to explore travel insurance* plans for Cambodia.
Do I need travel insurance for Cambodia?
International travel can bring all kinds of unexpected surprises - like swimming in bioluminescence waters along on the Cambodian coast.
Some surprises are not as great though. Nobody wants to think about canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you get into a motorcycle accident while cruising around Siem Reap, you may then wish that you had travel insurance for Cambodia.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to choose the best international travel insurance for your needs.
Travel insurance for activities in Cambodia
Cambodia has plenty of adventures to offer the active traveler. Nature lovers will particularly be enthralled by Cambodia’s wild east, where you can look for endangered river dolphins, go wild swimming, and visit tribal villages and waterfalls. World Nomads covers more than 250 activities for Americans traveling to Cambodia and includes things like scuba diving in Koh Kon, hiking through the remote jungles of Virachey National Park, and kayaking down the Mekong River.
When you get a quote for your travel insurance for Cambodia, it’s helpful to have a general itinerary in mind. Different plans cover different activities. Knowing your activities in advance will help you choose the best insurance for your trip.
Ziplining over the spectacular Bousra waterfall, cycling around Koh Trong Island, and volunteering at the ethical Elephant Valley Project are covered under all plans, including the Standard Plan. If you want to climb via ferrata in the rock formations around Kampot, though, you’ll need to invest in an Explorer or an Epic Plan.
Travel insurance for motorbiking in Cambodia
Motorbiking is common in Cambodia, and in some instances, it could be covered by your travel insurance plan - but it’s not guaranteed. Just because it’s easy to rent a motorbike there doesn’t mean you should, and it doesn’t mean you’ll be covered.
We get a lot of accident claims from nomads who hop on a motorized bike for the first time in Cambodia because it’s cheap and easy to rent. However, safety is not always top priority for other drivers – speed and convenience are. The rules of the road can be very different from back home in the United States and traffic can be hectic. Motorbike accidents are quite common and it’s very important to know that if you don’t have the proper license for motorbiking, your travel insurance for Cambodia won’t cover you.
If motorbiking is something you insist on doing, you’ll need to look at getting the proper license for motorbiking in Cambodia before you leave the US. You can get specific license requirements for Cambodia on the U.S. government’s website. You’ll also want to review your plan wording carefully when you get a quote for travel insurance for Cambodia.
Travel insurance for medical emergencies in Cambodia
Before you take off on your Cambodian adventure, we recommend that you make an appointment with our Pre-Departure Telehealth Service. Our non-insurance partner offers online consultations 24/7 and can help you obtain necessary vaccinations or medications, such as medication to help with traveler’s diarrhea or malaria prevention. We also recommend you pack a strong mosquito repellent and sunscreen to keep you protected on your travels.
Medical care in Cambodia looks a bit different than what you’re used to in the US. If you crash your bike while cycling around the temples of Angkor Wat, you may need to seek medical attention. In the event of a medical emergency while traveling in Cambodia, you can call the 24/7 Emergency Assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Cambodia may cover the costs to get you there.
Travel insurance for lost and stolen bags in Cambodia
What happens if your bags don’t show up at baggage claim when you land in Phnom Penh? If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If your bag is at least 12 hours delayed, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact our non-insurance service, Delayed or Lost Baggage Tracking and Delivery. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
Petty theft, crime, and pickpockets can take place in Phnom Penh and touristy spots like Angkor Wat and Sihanoukville. Motorcyclists have been known to grab bags as they drive by people on the street. Watch out for scams, as well. A common one is a child or mother asking you to buy them formula from a store, which they’ll return for money.
Keeping your bag in front of you, having an eye on your belongings, and leaving your valuables locked in a safe at your hotel minimize the risk of theft. If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim.
It's important that you do your part to keep your belongings safe. If you have a few too many beers during a night out in Phnom Penh, leave your belongings unattended at a nightclub, and your purse is stolen, your travel insurance for Cambodia won’t cover you.
Travel insurance for canceled, interrupted, or delayed trips to Cambodia
Even if you’ve booked all your hotels and excursions for Cambodia, unexcepted things can happen that might disrupt your trip. When looking for travel insurance plans for Cambodia, consider getting one that covers trip cancelation, delays, and interruptions.
Cambodia is vulnerable to natural disasters and can experience things like flooding, cyclones, and landslides throughout the year. If an unforeseen cyclone hits Cambodia before you leave for your trip and the US government issues a warning for travel there, your travel insurance for Cambodia may reimburse you for pre-paid, non-refundable flights, tours, and accommodation.
Cambodia is quite a journey from the United States so if you want an additional safety net for your trip, consider purchasing CFAR (cancel for any reason) as an add-on to your Explorer or Epic Plan during the time-sensitive period. Whether you simply change your mind or need to cancel your vacation for any reason not covered by the insurance plan, CFAR allows you to cancel and get back a portion of your prepaid, non-refundable trip expenses, whether that be a cruise or a cultural excursion.
Tips for traveling to Cambodia from the United States
Before you head out on your epic adventure, we encourage you to check out the US government’s travel warnings for Cambodia. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Cambodia, it is a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Remember that Cambodia has a complicated history, and the majority of the population has been impacted by the Khmer Rouge in some capacity. Visit sites like Choeung Ek Killing Fields to learn more about this side of Cambodia’s history and be respectful when discussing these topics. You can also check out our tips on how to be a responsible traveler in Cambodia.
If it aligns with your schedule, visit during the Khmer New Year in April, which is a colorful, family-centric celebration and a fantastic way to experience Khmer culture.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel insurance for Laos
Whether you’re chasing waterfalls or Buddhist temples, learn how travel insurance can benefit Americans traveling to Laos.
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As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- Do I need travel insurance for Laos?
- Travel insurance for activities in Laos
- Travel insurance for motorbiking in Laos
- Travel insurance support for medical emergencies in Laos
- Travel insurance for stolen items in Japan
- Travel insurance for canceled, interrupted, or delayed trips to Laos
- Tips for traveling to Laos from the United States
Also known as the “Land of a Million Elephants,” Laos offers an intriguing blend of Buddhist culture, French colonial history, Khmer ruins, scenic landscapes, and laidback villages. Whether you want to go caving in Tham Nam, learn from remote mountain tribes like the Hmong and the Karen, or visit Buddhist monasteries like Pha That Luang, Laos has plenty of highlights that rival its more well-visited neighbors. You can chase islands, caves, and waterfalls in Southern Laos or head to Northern Laos for hiking, cultural, and cycling adventures.
In Vientiane, you can kick back at a trendy café, admire colonial era architecture, step back in time at historic Buddhist temples, and sample Laotian specialties like Khao Piak Sen (rice noodle soup). Beyond its buzzy cities, Laos is also a wonder for nature seekers. You can refresh in waterfalls, look for river dolphins, or take a boat ride in Nong Kiau.
While a trip to Laos is an incredible experience, there are some things to be aware of when visiting from the US, including lost luggage and motorcycle accidents. We’ve learned quite a bit in our travels and encourage you to explore travel insurance* plans for Laos.
Do I need travel insurance for Laos?
International travel can bring unexpected surprises, like coming across a mountain covered in ancient stone jars in Xiangkhoang Plateau. However, some surprises are not as exciting. Nobody wants to think about delayed flights or lost bags, but these things can happen unexpectedly.
If you get into a motorcycle accident while biking around Luang Prabang, you may need to see a doctor. You may then wish that you had travel insurance for Laos.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance plan for your needs.
Travel insurance for activities in Laos
From the meandering Mekong River to the rolling mountains, Laos is plentiful with adventures. Seventy percent of the country’s geographic area is made up of mountains, highlands, and plateaus, after all. While you may not be able to go tubing in Vang Vieng anymore, the area remains a hub for rock climbing, mountain biking, kayaking, and other outdoor adventures. World Nomads covers more than 250 activities for Americans traveling to Laos and includes things like climbing Phou Bia—the highest mountain in Laos--, rafting on the Lao River, and canyoning in Nam Sa Nam.
When you get a quote for your travel insurance for Laos, it’s helpful to have a general itinerary in mind. Different plans cover different activities. Knowing your activities in advance will help you choose the best insurance for your trip.
You can volunteer with ethical wildlife non-profits like Lao Conservation Trust for Wildlife or motorbike the Bolaven Plateau Loop—home to waterfalls and coffee plantations—with any plan, including the Standard Plan. If taking a hot air balloon ride over the cliffs of Vang Vieng is on your bucket list, though, you’ll need to invest in the Explorer or the Epic Plan.
Travel insurance for motorbiking in Laos
Motorbiking is common in Laos, and in some instances, it could be covered by your travel insurance plan - but it’s not guaranteed. Just because it’s easy to rent a motorbike there doesn’t mean you should, and it doesn’t mean you’ll be covered.
We get a lot of accident claims from nomads who hop on a motorized bike for the first time in Laos because it’s cheap and easy to rent. However, safety is not always top priority for other drivers – speed and convenience are. The rules of the road can be very different from back home in the United States. Motorbike accidents are quite common and it’s very important to know that if you don’t have the proper license for motorbiking, your travel insurance for Laos won’t cover you.
If motorbiking is something you insist on doing, you’ll need to look at getting the proper license for motorbiking in Laos before you leave the US. You can get specific license requirements for Laos on the U.S. government’s website and will want to review your plan wording carefully when you get a quote for travel insurance for Laos. We also recommend that you read up on how to safely motorbike in Laos.
Travel insurance support for medical emergencies in Laos
Before you leave the United States, we recommend you book an appointment with our Pre-Departure Telehealth service. This non-insurance service offers online consultations 24/7 and can help you obtain necessary medications before you take off for Laos, such as certain vaccinations or antimalarial medication.
We also recommend you pack a strong mosquito repellent and sunscreen to keep you protected on your travels. You should avoid drinking tap water and instead stick with boiled or bottled water. Trust us, food poisoning is a sure way to throw off your travel plans!
Medical care in Laos looks a bit different than what you’re used to in the US. If you get injured while climbing Pha Daeng, you may need to seek medical attention. In the event of a medical emergency while traveling in Laos, you can call the 24/7 Emergency Assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Laos may cover the costs to get you there.
Travel insurance for lost and stolen bags in Laos
What happens if you land in Vientiane to find that your bags haven’t arrived? It’s no fun to be waiting at the luggage carousel wondering if your bag is on its way. If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If your bag is delayed for at least 12 hours, you could still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact the Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
While Laos is generally a safe place, petty theft and pickpockets can happen in crowded tourist spots or on public transportation. Like anywhere you travel, it’s smart to keep your belongings where you can see them and store your valuables in a safe at your accommodation. If anything does happen, make sure you file a police report. You’ll need that if you have to make a claim and get reimbursed for stolen goods with your travel insurance for Laos.
Travel insurance for canceled, interrupted, or delayed trips to Laos
Even if you’ve booked all your hotels and excursions for Laos, unexcepted things can happen that might disrupt your trip. When looking for travel insurance plans for Laos, make sure to get one that covers trip cancelation, delays, and interruptions.
What happens if you get sick a few days before leaving for Laos? If your doctor tells you not to travel at that time, you could be forced to cancel your trip. A travel insurance plan for Laos that includes cancelation coverage could reimburse you for those non-refundable or transferable flights, hotels, and activities you paid for in advance.
If you’re already on your trip, and something happens to interrupt your vacation, World Nomads travel insurance may compensate you for covered reasons. For example, if your travel companion gets in a motorcycle accident and needs to stay in the hospital for at least 24 hours, your expenses (up to plan limits) could be covered, too. Make sure to keep all documentation and receipts for things you paid for in advance- you’ll need those if you make a claim.
Tips for traveling to Laos from the United States
Before you head out on your epic adventure, we encourage you to check out the US government’s travel warnings for Laos. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for Laos, it is a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Laotians have a reputation for being warm and welcoming towards tourists. Beyond a warm welcome, you have stunning scenery and rich culture to look forward to. To help prep for your trip, you may want to read up on the things to know before you visit Laos. Brush up on some local phrases and embrace the spirit of slow travel to help you get off the beaten path in Laos and enjoy this surprising country.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel Insurance for Vietnam
From street eats in Hanoi to sailing around Halong Bay, learn how travel insurance can help Americans traveling to Vietnam.
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As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- Do I need travel insurance for Vietnam?
- Travel insurance for activities in Vietnam
- Travel insurance for motorbiking in Vietnam
- Travel insurance support for medical emergencies in Vietnam
- Travel insurance for lost and stolen bags in Vietnam
- Travel insurance for canceled, interrupted, or delayed trips to Vietnam
- Tips for traveling to Vietnam from the United States
Slurping down bowls of steaming Pho on a corner in Ho Chi Minh City, cruising along the coast from Hanoi to the Mekong Delta, and hiking through terraced rice fields in Sapa are probably a few of the visions you have of exploring vibrant Vietnam. This Southeast Asian country draws thousands of American visitors each year to adventure through storied landscapes, buzzing cities, and, of course, to sample its famed cuisine.
You can get lost in a sea of motorcycles in busy Ho Chi Minh, check out the evolving underground scene in Hanoi, get a history lesson at war memorials such as the Cu Chi Tunnels and at ancient Confucius sites like the Temple of Literature, and unwind on a boat trip down the Mekong River. Nature travelers might want to explore Northern Vietnam, where lush hills, waterfalls, and tiny mountain villages like Mai Chau are in abundance.
While a trip to Vietnam is an incredible experience, there are some things to be aware of when you’re visiting from the US. We’ve learned quite a bit in our travels and encourage you to explore travel insurance* plans for Vietnam.
Do I need travel insurance for Vietnam?
International travel can bring all kinds of unexpected surprises - like tasting the banh mi from a legendary sandwich shop in Hoi An.
Some surprises are not as great though. Nobody wants to think about canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If crash your bicycle while cycling through the mountains around Dalat, you may then wish that you had travel insurance for Vietnam.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to choose the best international travel insurance for your needs.
Travel insurance for activities in Vietnam
From cruising in Halong Bay to exploring the caves in Phong Nha-Kẻ Bàng National Park, Vietnam is brimming with adventures for the adrenaline seekers and outdoor travelers. World Nomads covers more than 250 activities for Americans traveling to Vietnam and includes things camping on Cat Ba Island, canyoning in Dalat, and swimming in the ocean.
When you get a quote for your travel insurance for Vietnam, it’s helpful to have a general itinerary in mind. Different plans cover different activities. Knowing which activities you’ll do in advance will help you choose the best insurance for your trip.
Things like kayaking in beautiful Tu San Gorge and rock climbing in Hữu Lũng are covered under all plans, including the Standard Plan. However, if you’re hoping to go cliff jumping in Nha Trang, you’ll need to purchase the Explorer or the Epic Plan for coverage.
Travel insurance for motorbiking in Vietnam
Motorbiking is common in Vietnam, and in some instances, it could be covered by your travel insurance plan - but it’s not guaranteed. Just because it’s easy to rent a motorbike there doesn’t mean you should, and it doesn’t mean you’ll be covered.
We get a lot of accident claims from nomads who hop on a motorized bike for the first time in Vietnam because it’s cheap and easy to rent. However, safety is not always top priority for other drivers – speed and convenience are. The roads are often narrow and windy, and in the cities are clogged with traffic. The rules of the road can be very different from back home in the United States. Motorbike accidents are quite common and it’s very important to know that if you don’t have the proper license for motorbiking, your travel insurance for Vietnam won’t cover you.
If motorbiking is something you insist on doing, you’ll need to look at getting the proper license for motorbiking in Vietnam before you leave the US. You can get specific license requirements for Vietnam on the U.S. government’s website. You’ll also want to review your plan wording carefully when you get a quote for travel insurance for Vietnam.
Travel insurance support for medical emergencies in Vietnam
Before you take off on your adventure to Vietnam, we recommend that you make an appointment with our Pre-Departure Telethealth Service. This non-insurance service offers online consultations 24/7 and can help you obtain necessary vaccinations or medications, such as medication to help with traveler’s diarrhea. Depending on which region of Vietnam you’ll be visiting, they can also recommend whether you should take an anti-malarial medication.
Let’s face it—eating street food is practically synonymous with a vacation in Vietnam. We certainly can’t blame you for wanting to try bun cha, bot chien, and banh xeo, but street food can be a gamble and you should choose your vendors carefully. Food poisoning is no fun when traveling. Also remember to drink filtered or bottled water, as tap water is generally not recommended to drink.
Your travel insurance may also come into handy if you fall and injure yourself while hiking one of the many beautiful trails in Vietnam. If you have a medical emergency while traveling in Vietnam, you can call the 24/7 Emergency Assistance team and they can help refer you to a place that offers the level of care that you need. If you’re traveling in a remote area, they may be able to help transfer you to a suitable facility for care and can also help communicate with your local medical team if there are language barriers.
In the event that your attending physician (and the 24/7 Emergency Assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for South America may cover the costs to get you there.
Travel insurance for lost and stolen bags in Vietnam
What happens if you land in Ho Chi Minh City to find that your bags didn’t arrive at the same time you did? If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If your bags are delayed for at least 12 hours, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact our Delayed or Lost Baggage Tracking and Delivery non-insurance service. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
Petty theft and pickpockets can happen in Vietnam’s urban centers. Pay attention if you’re in a crowded market or walking along the streets. Motorcyclists have been known to grab bags as they drive by people on the street. Keeping your bag in front of you, keeping an eye on your belongings, and leaving your valuables locked in a safe at your hotel minimize the risk of theft. If anything does happen, make sure you make a police report. You’ll need to make a claim and get reimbursed for stolen goods with your travel insurance for Vietnam.
Travel insurance for canceled, interrupted, or delayed trips to Vietnam
Even if you’ve booked all your hotels and excursions for Vietnam, unexcepted things could happen that might disrupt your trip. When looking for travel insurance plans for Vietnam, consider getting one that covers trip cancelation, delays, and interruptions.
Vietnam is prone to natural disasters, particularly flooding and landslides during monsoon season, which runs from June through November. If a flood closes roads and makes it impossible to get to your destination, your travel insurance for Vietnam may help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance. Or, if a landslide destroys your accommodation and makes it uninhabitable, World Nomads travel insurance may also be able to help.
What happens if your travel companion gets in a motorcycle accident and needs to stay in the hospital for at least 24 hours? Your expenses (up to plan limits) could be covered, too, under the Trip Interruption benefit. Make sure to keep all documentation and receipts for things you paid for in advance- you’ll need those if you make a claim.
Tips for traveling to Vietnam from the United States
Before you head out on your epic adventure, we encourage you to check out the US government’s travel warnings for Vietnam. Weather, safety, and political situations can change at any time, and this is where they list any current advisories. You also may want to read up on our tips for traveling to Vietnam.
If you purchase travel insurance for Vietnam, it is a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone, so you don’t have to search for that if an emergency happens.
Learn a few Vietnamese phrases before you take off—these can help you bargain and order the best food! Read up on Vietnam’s complex history, both ancient and contemporary, to give you some context for your trip. And don’t be afraid to venture into the unknown. Vietnam has plenty of lesser-visited spots beyond its most popular destinations. Check out our recommendations for getting off the beaten track in Central Vietnam for some inspiration!
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Get a quote
Before you pack your bags to explore Vietnam’s wonders get a quote for travel insurance. It may come in handy if you need it in an overseas emergency.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
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Contact the teamDiscover the exciting benefits of our enhanced travel insurance
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We're thrilled to announce a range of improved benefits, limits and services, for European travellers, designed to enhance your travel experience.
These new features bring you more coverage options and greater feature benefits, ensuring that every adventure is safeguarded. What hasn't changed is our commitment to the values and ideals that have always made World Nomads the preferred choice for adventure-minded travellers. Let’s dive in and explore what’s new.
New features added – even more on the way:
SmartDelay™: Our SmartDelay service hooks you up with free lounge access if your flight's delayed by 90 minutes or more. The service is available on all Single Trip policies. The lounge pass will also be extended to up to 4 of your travelling companions, provided they’re listed on your policy and travelling on the same delayed flight. Check the Terms & Conditions to learn more about how the service works.
World Nomads Powered by Air Doctor: Air Doctor is a platform designed to connect travellers with trusted healthcare professionals around the world. Through this feature, World Nomads travel insurance customers will gain access to a network of carefully vetted doctors, ensuring they receive quality medical care wherever they may be. When seeking treatment for minor illnesses, travellers can rely on Air Doctor to provide them with access to medical professionals who speak their language and understand their needs, without having to navigate an unfamiliar healthcare system.
What type of cover do I get with World Nomads new Single Trip insurance policies?
When you choose a travel insurance policy, understanding the extent of coverage is paramount. Let's explore the benefits and limits associated with the updated Single Trip insurance plans offered by World Nomads (as of June 27, 2024).
Single Trip insurance (Standard):
- Cancelling Your Trip: Benefit up to €4,000 for non-refundable costs incurred due to unexpected trip cancellation.
- Cutting Short Your Trip: Benefit up to €3,500 for non-refundable costs and additional costs incurred due to unexpected early return.
- Emergency Medical Expenses Overseas: Coverage of up to €5,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to €1,500 against loss, theft, or damage to personal belongings during travel (€150 per item; €300 overall limit for valuables & gadgets).
- Travel Documents: Reimbursement of expenses up to €350 for replacing lost or stolen travel documents.
- Delayed Baggage: Benefit of €125 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of €10,000 for accidental death or permanent total disablement (€5,000 accidental death benefit for individuals under 18).
- Personal Liability: Protection of up to €2,500,000 for damages if legally liable for causing injury, death, or property damage to a third party.
- Additional Upgrades: Optional upgrades available for high-value luggage items.
Single Trip insurance (Explorer):
- Cancelling or Cutting Short Your Trip: Benefit up to €10,000 for non-refundable costs incurred due to unexpected trip cancellation.
- Cutting Short Your Trip: Benefit up to €6,000 for non-refundable costs and additional costs incurred due to unexpected early return.
- Emergency Medical Expenses Overseas: Coverage of up to €10,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to €3,000 against loss, theft, or damage to personal belongings during travel (€300 per item; €600 limit for valuables & gadgets).
- Travel Documents and Money: Reimbursement of expenses up to £700 for replacing lost or stolen travel documents and €250 for lost or stolen money.
- Missed Departure: Coverage of €1,500 for additional transport and accommodation expenses incurred due to a missed departure from xyour home country.
- Delayed Baggage: Benefit of €250 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of €25,000 for accidental death or permanent total disablement (€10,000 accidental death benefit for individuals under 18).
- Personal Liability: Protection of up to €2,500,000 (total for all insured persons per trip) for damages if legally liable for causing injury, death, or property damage to a third party.
Additional Upgrades: Optional upgrades available for higher-risk sports and activities, as well as high-value luggage items.
Remember, the coverage limits mentioned above are per insured person per trip unless otherwise stated. A €100 excess may also apply per person per event. It's essential to review the Policy Wording and Policy Certificate for complete details on benefits, limitations, and exclusions.
What if I purchased a World Nomads policy before June 27, 2024?
For European customers who purchased a World Nomads policy before June 27, 2024, please refer to your Policy Wording for information related to your coverage limits.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamDiscover the exciting benefits of our enhanced travel insurance
- As featured in:
As featured in:
We're thrilled to announce a range of improved benefits, limits and services, along with the introduction of our new Annual Multi-Trip travel insurance product for Irish travellers, designed to enhance your travel experience.
These new features bring you more coverage options and greater feature benefits, ensuring that every adventure is safeguarded. What hasn't changed is our commitment to the values and ideals that have always made World Nomads the preferred choice for adventure-minded travellers. Let’s dive in and explore what’s new.
New features added – even more on the way:
SmartDelay™: Our SmartDelay service hooks you up with free lounge access if your flight's delayed by 90 minutes or more. The service is available on all Annual Multi-Trip and Single Trip policies. The lounge pass will also be extended to up to 4 of your travelling companions, provided they’re listed on your policy and travelling on the same delayed flight. Check the Terms & Conditions to learn more about how the service works.
World Nomads Powered by Air Doctor: Air Doctor is a platform designed to connect travellers with trusted healthcare professionals around the world. Through this feature, World Nomads travel insurance customers will gain access to a network of carefully vetted doctors, ensuring they receive quality medical care wherever they may be. When seeking treatment for minor illnesses, travellers can rely on Air Doctor to provide them with access to medical professionals who speak their language and understand their needs, without having to navigate an unfamiliar healthcare system.
What type of cover do I get with World Nomads new Annual Multi-Trip or Single Trip insurance policies?
When you choose a travel insurance policy, understanding the extent of coverage is paramount. Let's explore the benefits and limits associated with both the new Annual Multi-Trip and updated Single Trip insurance plans offered by World Nomads (as of June 27, 2024).
Annual Multi-Trip & Single Trip insurance (Standard):
- Cancelling or Cutting Short Your Trip: Benefit up to €3500 for non-refundable costs incurred due to unexpected trip cancellation or early return.
- Emergency Medical Expenses Overseas: Coverage of up to €5,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to €1,500 against loss, theft, or damage to personal belongings during travel (€150 per item; €300 overall limit for valuables & gadgets).
- Travel Documents: Reimbursement of expenses up to €350 for replacing lost or stolen travel documents.
- Delayed Baggage: Benefit of €125 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of €10,000 for accidental death or permanent total disablement (€5,000 accidental death benefit for individuals under 18).
- Personal Liability: Protection of up to €2,500,000 for damages if legally liable for causing injury, death, or property damage to a third party.
- Additional Upgrades: Optional upgrades available for high-value luggage items.
Annual Multi-Trip & Single Trip insurance (Explorer):
- Cancelling or Cutting Short Your Trip: Benefit up to €6,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
- Emergency Medical Expenses Overseas: Coverage of up to €10,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to €3,000 against loss, theft, or damage to personal belongings during travel (€300 per item; €600 limit for valuables & gadgets).
- Travel Documents and Money: Reimbursement of expenses up to €700 for replacing lost or stolen travel documents and €250 for lost or stolen money.
- Missed Departure: Coverage of €1,500 for additional transport and accommodation expenses incurred due to a missed departure from Ireland.
- Delayed Baggage: Benefit of €250 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of €25,000 for accidental death or permanent total disablement (€10,000 accidental death benefit for individuals under 18).
- Personal Liability: Protection of up to €2,000,000 (total for all insured persons per trip) for damages if legally liable for causing injury, death, or property damage to a third party.
Additional Upgrades: Optional upgrades available for higher-risk sports and activities, as well as high-value luggage items.
Remember, the coverage limits mentioned above are per insured person per trip unless otherwise stated. A €100 excess may also apply per person per event. It's essential to review the Policy Wording and Policy Certificate for complete details on benefits, limitations, and exclusions.
What if I purchased a World Nomads policy before June 27, 2024?
For Irish customers who purchased a World Nomads policy before June 27, 2024, please refer to your Policy Wording for information related to your coverage limits.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamDiscover the exciting benefits of our enhanced travel insurance
- As featured in:
As featured in:
We're thrilled to announce a range of improved benefits, limits and services, along with the introduction of our new Annual Multi-Trip travel insurance product for UK travellers, designed to enhance your travel experience.
These new features bring you more coverage options and greater feature benefits, ensuring that every adventure is safeguarded. What hasn't changed is our commitment to the values and ideals that have always made World Nomads the preferred choice for adventure-minded travellers. Let’s dive in and explore what’s new.
New features added – even more on the way:
SmartDelay™: Our SmartDelay service hooks you up with free lounge access if your flight's delayed by 90 minutes or more. The service is available on all Annual Multi-Trip and Single Trip policies. The lounge pass will also be extended to up to 4 of your travelling companions, provided they’re listed on your policy and travelling on the same delayed flight. Check the Terms & Conditions to learn more about how the service works.
World Nomads Powered by Air Doctor: Air Doctor is a platform designed to connect travellers with trusted healthcare professionals around the world. Through this feature, World Nomads travel insurance customers will gain access to a network of carefully vetted doctors, ensuring they receive quality medical care wherever they may be. When seeking treatment for minor illnesses, travellers can rely on Air Doctor to provide them with access to medical professionals who speak their language and understand their needs, without having to go through a unfamiliar healthcare system.
What type of cover do I get with World Nomads new Annual Multi-Trip or Single Trip insurance policies?
When you choose a travel insurance policy, understanding the extent of coverage is paramount. Let's explore the benefits and limits associated with both the new Annual Multi-Trip and updated Single Trip insurance plans offered by World Nomads (as of June 27, 2024).
Annual Multi-Trip & Single Trip insurance (Standard):
- Cancelling or Cutting Short Your Trip: Benefit up to £3,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
- Emergency Medical Expenses Overseas: Coverage of up to £5,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to £1,500 against loss, theft, or damage to personal belongings during travel (£125 per item; £250 overall limit for valuables & gadgets).
- Travel Documents: Reimbursement of expenses up to £300 for replacing lost or stolen travel documents.
- Delayed Baggage: Benefit of £100 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of £10,000 for accidental death or permanent total disablement (£5,000 for individuals under 18).
- Personal Liability: Protection of up to £2,000,000 for damages if legally liable for causing injury, death, or property damage to a third party.
- Additional Upgrades: Optional upgrades available for high-value luggage items.
Annual Multi-Trip & Single Trip insurance (Explorer):
- Cancelling or Cutting Short Your Trip: Benefit up to £5,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
- Emergency Medical Expenses Overseas: Coverage of up to £10,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to £3,000 against loss, theft, or damage to personal belongings during travel (£250 per item; £500 limit for valuables & gadgets).
- Travel Documents and Money: Reimbursement of expenses up to £600 for replacing lost or stolen travel documents and £200 for lost or stolen money.
- Missed Departure: Coverage of £1,500 for additional transport and accommodation expenses incurred due to a missed departure from the UK.
- Delayed Baggage: Benefit of £200 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of £25,000 for accidental death or permanent total disablement (£10,000 accidental death benefit for individuals under 18).
- Personal Liability: Protection of up to £2,000,000 (total for all insured persons per trip) for damages if legally liable for causing injury, death, or property damage to a third party.
Additional Upgrades: Optional upgrades available for higher-risk sports and activities, as well as high-value luggage items.
Remember, the coverage limits mentioned above are per insured person per trip unless otherwise stated. A £100 excess may also apply per person per event. It's essential to review the Policy Wording and Policy Certificate for complete details on benefits, limitations, and exclusions.
What if I purchased a World Nomads policy before June 27, 2024?
For UK customers who purchased a World Nomads policy before June 27, 2024, please refer to your Policy Wording for information related to your coverage limits.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamAnnual Multi-Trip vs Single Trip Travel Insurance
Delve into the details to help you make an informed decision.
- As featured in:
As featured in:
Whether you’re a frequent flyer or someone planning one big far-flung trip, the choice between an Annual Multi-Trip and a Single Trip policy can have a significant impact on your cover, as well as your bottom line. Let’s delve into the details to help you make an informed decision.
What is Annual Multi-Trip?
Annual Multi-Trip travel insurance is designed for Irish globetrotters who embark on multiple journeys within a year. With this type of policy, you’re covered for an unlimited number of trips within a specified region during the policy period. It's a cost-effective and convenient option for those who travel frequently.
What are the benefits and considerations of Annual Multi-Trip?
Benefits:
- Cost-effective: Instead of purchasing a separate policy for each trip, you pay once for year-round coverage.
- Convenience: We get it. Travel insurance isn’t the most exciting part in planning a trip. Say goodbye to the hassle of arranging insurance every time you travel with Annual Multi-Trip.
- Kids go free: World Nomads Annual Multi-Trip policies offer free coverage for children under the age of 18 travelling with an adult, making year-round family travel more affordable.
- Domestic travel: Our Annual Multi-Trip policy offers cover for both international and (subject to some restrictions – check your policy wording for more information).
Considerations:
- Trip duration limits: Each trip is capped at a certain number of days (31 days with the Standard plan, 45 days with the Explorer plan).
- Initial cost: While cost-effective in the long run, the upfront payment may be higher than a Single Trip policy.
- Policy renewal and auto-renewal: Annual Multi-Trip policies do not auto-renew. You'll need to purchase a new policy each year, but don't worry we will write to you 28 days before expiry so you can get another quote. On the other hand, Single Trip policies expire after each journey, requiring a new purchase for any subsequent trips.
What is Single Trip travel insurance?
As the name suggests, Single Trip insurance provides coverage for a single journey. It's ideal for travellers embarking on one-off vacations or business trips outside their home country.
What are the benefits and considerations of Single Trip?
Benefits:
- Flexibility: Tailored coverage for a specific trip, allowing you to customize your policy based on the destination, duration and planned activities.
- Less restrictions on trip duration: Enjoy the freedom to choose the length of your trip without worrying about exceeding coverage limits. Single trip policies have a 365-day limit, but if you wish to continue your trip you can simply purchase a new policy.
- Simplicity: (depending on your travel plans of course). You only need to focus on the details of one trip at a time.
- Less commitment: If you’re an occasional traveller rather than a frequent flyer a Single Trip policy offers cover when you need it, without the commitment or expense of an Annual Multi-Trip policy.
Considerations:
- Potentially higher costs: While cheaper for a Single Trip, multiple Single Trip policies can add up to more than an Annual Multi-Trip policy over time.
- Need for repeated purchases: You'll need to buy a new policy for each trip.
- No cover for domestic travel: Single Trip policies do not have cover when travelling within the UK.
Other factors to consider when choosing a travel insurance policy:
Cover type: Annual Multi-Trip and Single Trip policies share some similarities, including benefits like trip cancellation, emergency medical expenses, and personal baggage cover. However, the limits and exclusions may vary between Standard and Explorer plans, so it’s essential to review the policy details carefully.
Trip duration: With Annual Multi-Trip insurance, each trip is typically limited to a specific number of days. Ensure the maximum trip duration aligns with your travel plans to avoid gaps in coverage. Single Trip policies offer more flexibility in trip duration.
Travel companions: With an Annual Multi-Trip policy your children (aged under 18), if named on the policy, will also be covered (for free) when travelling with another adult for the full duration (365 days). A Single Trip policy will also include free cover for your children. However, cover ends when the Single Trip policy expires.
Pre-existing medical conditions: Pre-existing medical conditions are not covered under either Annual Multi-Trip or Single Trip insurance policies. A pre-existing medical condition is defined as any medical or dental condition, or related complication that has required or is awaiting medical advice, diagnosis, treatment, prescribed medication, consultations, check-ups, surgery, tests or investigations in the 180 days before you buy or extend your policy or book your trip (whichever you do last).
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions.
Get a quote today for either an Annual Multi-Trip or Single Trip insurance policy.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
