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Travel insurance cover and tips for expats

Cover for expats worldwide for medical emergencies, sports and activities, trip cancellations, and more.

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World Nomads travel insurance is designed for adventure seekers who understand that living and working in other countries and among different cultures is a great privilege, and an education. Your decision to move abroad is a big one, considering the benefits of travel insurance may be beneficial for you and your loved ones.

What expats should keep in mind?

We've put together this expat tips checklist to help you plan before you set off on your next working holiday. Please note, benefit limits, terms and conditions apply depending on your Country of Residence and the plan you’ve selected.

Change is constant, embrace it. Despite detailed planning pre-departure, things can change. We know how important flexibility is when abroad, so you can buy a policy before you leave home or while traveling for as long, or as little, as you need. If you decide to stay longer in a place than you thought you would or decide to change direction on a whim, we are happy to extend your policy and help you choose the right level of cover for your needs.
Vaccinations are not new. For years, there have been rules in place for travelers regarding immunizations against serious illnesses, and the COVID-19 pandemic is no different. When planning your expat experience, check with embassies, global health bodies (such as the World Health Organization, US Centers for Disease Control and Prevention, etc) and government authorities of the countries you're hoping to visit about their entry requirements. Some countries now require proof of vaccination or a negative PCR test result (usually taken 48-72 hours before arrival). Read our COVID-19 Travel Insurance article and keep your vaccine and test records with you – they’re as important as your passport these days.
Not all country entry rules are the same. We know the rules for entry to our own country, but what is acceptable in one country might not be the case in another, so do your research pre-departure. Check the entry rules and regulations for the places you plan to visit. The last thing you want to do is arrive somewhere new to you, only to be turned around for not having the correct paperwork or because you decided to travel to a country that had a ‘Do Not Travel’ warning in place.
It’s not too late to buy travel insurance once you’ve set off. If you’ve been so busy that insurance is an after-thought, it’s never too late. World Nomads offers insurance for travelers between 18 and 65 (up to 69 years for US residents). Our policies are available to most nationalities who are working or traveling outside of their Country of Residence. You can buy a policy online using a credit card, and this can be done even after you’ve left home, but there are some exceptions, so check your policy details before purchasing.
If you plan on driving overseas, do your homework. Driving in another country can be a big deal and at times quite scary, especially when the road rules differ, so make sure you know the requirements. Check the licensing rules (you may need to apply for an international driving permit depending on which country you’re from). Our Explorer Plan policy may be able to help with rental car excess if you’re involved in an accident, but you need to be correctly licensed, adhere to local laws, and have taken out a rental policy with the car hire company.
If you’re a digital nomad, ensure you’re travel ready. Most expat travelers today don’t leave home without their tech devices – we’re talking digital cameras, laptops, air pods, drones etc. Aside from helping to document your travels, they’re not cheap and should be properly protected. At World Nomads, our policies may cover a wide range of everyday gadgets, but how we do that and how much we insure them for depends on the plan you choose. Terms and conditions apply.
Adventure travel is fun, but also risky. Expats are an adventurous bunch, so it’s not surprising that many exciting activities will rate high on the to-do list. Our plans include cover for more than 150 activities globally – everything from backpacking to kayaking, hiking, and bungee jumping, but not all are covered under every plan, so read the full list here. You may need to pay an additional premium for higher-risk activities.
Travel cover doesn’t replace international medical insurance. While we may offer cover for overseas emergency medical expenses, any treatment must be certified as medically necessary by an authorized medical practitioner or paramedic overseas and agreed by our Emergency Assistance Team. Your employer or host should take care of your medical cover. We also have some exclusions when it comes to pre-existing conditions. Our Emergency Assistance Team is available 24/7 in case of emergencies.

This is not a full list of what's covered. There are benefit limits and terms and conditions that apply. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it.

For more answers related to travel insurance coverage please visit our Help Center or if you have a specific question about World Nomads travel insurance contact us.

You’re in safe hands with World Nomads

Check out our True Claims video to get a behind the scenes look at how we can help you when something goes wrong.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, you can get a quote online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.

Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

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True Claims Stories

Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.

L.D.
U.S. resident in Spain
I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.

A.B.
Australian in Thailand
I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.

T.R.
Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Luggage lost?
Airline lost your gear?
Tech trashed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Photo © Getty/Jordan Siemens

Traveling during the Coronavirus pandemic - Your questions answered

World Nomads FAQ’s can help you plan for future travel

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The Coronavirus pandemic is the single biggest challenge travelers have faced in the last 50 years. While visa and travel rules frequently change, they rarely do so on the scale we’re seeing around the world.

Before you even think about packing your bags it’s more important than ever to start planning as you’ll need to add some extra check boxes to your normal To Do list before you go.

Depending on your Country of Residence and your selected plan, travel insurance may help if:

You’re injured and need medical transport or evacuation home.
You want cover for your bags and valuables in case they’re lost, stolen or damaged. Keep the paperwork and receipts for your gear.
You’ve already left home and need to buy travel insurance.
You want cover for some Coronavirus-related events.
You need cover for overseas medical expenses and hospitalization costs.
You’re looking for cover for adventure sports, activities, and experiences.

For more information related to Coronavirus and travel insurance cover check out our COVID FAQs

Our FAQ’s capture some of the most pressing changes as a result of Coronavirus-related hurdles.

Why should I consider travel insurance?

Many countries now require travelers to have coronavirus-specific travel insurance. Whether you want to purchase travel insurance or not, the choice may be taken out of your hands if you want to travel to specific countries. Travel insurance requirements range from requiring basic medical cover for emergencies, to a full travel insurance policy that includes cover for specific Coronavirus-related events such as quarantine.

Travel insurance tip: Travel insurance can offer cover from the moment you buy it. World Nomads offers cover for cancellation. If you’ve bought the right policy, you may have cover if you need to cancel a trip before you go.

Do I need a vaccine passport or proof of vaccination?

Once you’re fully vaccinated (which may mean more than one dose depending on the vaccine and if you need a booster shot), and you’ve been given the all-clear from your medical practitioner to travel, you may need proof of vaccination with your airline, hotel, tour operator or at passport control. Research entry requirements for the countries you’re visiting as they may need a specific format of vaccine passport. Always travel with original or digital copies of your vaccination. You may also be asked to show evidence of being vaccinated by your airline, hotel, and when arriving at your intended destination.

Travel insurance tip: It’s your responsibility to check and comply with visa and entry requirements for any destination you’re traveling to. Travel insurance doesn’t offer cover for the costs associated with being denied entry to a country because you didn’t have the right visas or meet entry requirements.

How do travel restrictions work?

We’ve seen many countries open and then close their borders as Coronavirus cases fall and then increase. Once you’ve booked a trip, you’ll need to keep an eye on border restrictions and entry requirements at the country you’re traveling to, as well as for your own country of residence. Some governments are advising their citizens to not travel to certain countries. It may affect any claims you make under your travel insurance cover if you travel to a destination against your government’s advice.

Look out for any last-minute government travel updates, as well as notifications from airlines and other travel companies you’ve made bookings with.

Travel insurance tip: World Nomads offers cover for more than 100 destinations worldwide. We do not offer travel insurance to sanctioned countries, and cover may be affected if you travel to a destination that your government has advised against traveling to.

What if there are last-minute changes to my booking due to Coronavirus?

Unless you’re staying with family or friends while traveling, you’ll be booking hotels, hostels, or campgrounds, as well as tours and activities in advance. Check with your accommodation provider and tour operator to find out if there are any last-minute cancellations or changes to Coronavirus requirements. Some hotels or hostels may require visitors to be vaccinated or to show a negative PCR test in some cases 48 or 72 hours before arrival.

Travel insurance tip: if your tour operator or hotel cancels on you and you need to cancel or postpone your trip, you may be covered for cancellation or trip interruption, but it will depend on your Country of Residence, the plan you’ve chosen and your reason for cancellation.

Have I got the right vaccine?

It’s great that your vaccinated and have proof of it (like a vaccine passport) but you may still need a specific vaccine with some countries specifying which vaccines are eligible for entry, and yours may not be on the list. Check the entry requirements of any country you are planning to visit well ahead of your travel date to allow enough time to take any tests and confirm the vaccine you’ve taken is approved for entry. If it’s not on the list – it won’t matter if you've been vaccinated, you won’t be let in.

Travel insurance Tip: You may want to follow all applicable government and World Health Organization preventative and precautionary measures, including obtaining relevant vaccinations, malaria prophylaxis, and hygiene measures. Please refer to who.int for further information.

Am I covered if I need to pay for quarantine?

This really depends on your Country of Residence and the plan you purchase. Some of our policies offer cover for some Coronavirus-related events but these may vary between plans. While one policy might offer cover for the cost of your quarantine, another may not. Make sure you select your chosen plan carefully and that you know what you're covered for before making a purchase.

For more details, or if you have a specific question about World Nomads insurance, please visit our online Help Center or contact us.

Note: Travel insurance isn’t designed to cover everything. Read your policy carefully and make sure you know what’s covered and what’s not before you buy. Benefit limits, terms and conditions and specific exclusions apply.

Experiencing a medical emergency?

If you're experiencing a medical emergency and need medical help, contact our 24/7 Emergency Assistance Team who can help direct you to medical help, and if necessary, work with local authorities to repatriate you home, subject to the terms and conditions of your policy.

For more information on planning ahead and safeguarding your trip against Coronavirus check out the following articles:

You’re in safe hands with World Nomads

Check out our True Claims video below to get a behind the scenes glimpse of how we help travelers when something goes wrong.

True Claims Stories

Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.

L.D.
U.S. resident in Spain
I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.

A.B.
Australian in Thailand
I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.

T.R.
Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Luggage lost?
Airline lost your gear?
Tech trashed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Photo © ViewApart/IStock

World Nomads Travel Insurance Reviews

Here's what our customers have to say.

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Why it pays to have travel insurance

The last thing you want to do is think about all the things that might go wrong before or during your trip, but crazy and unexpected things can and do happen. We have been around since 2002, offering simple and flexible travel insurance products and helping independent travelers like you.

We strongly believe you should consider travel insurance when planning your next trip, but don't just take our word for it – here's just a few examples of what our customers have to say about us.

Recent reviews

True claims story

I fell on my side and heard the sound of dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.

Anton,
World Nomads customer from Iceland

Watch the full story

Travel insurance reviews

Fantastic customer service

Thanks to the brilliant Niamh and the team at World Nomads, I was able to get a personalized letter that highlighted my insurance plans. It's always handy for visa purposes. I'll continue to invest in World Nomads. Niamh and the team were very very responsive - I didn't have any issues at all. I would highly recommend them.

Anju Gill Mangal
Fiji

5 star review on 07 June 2025

Real insurance for real adventures

World Nomads provide travel insurance for real adventures - covering treks at altitudes other want to charge big bucks for. Their information is eay to follow and they are the best for adventure travels on the market.

Virginia Rawlinson
AU

5 star review on 27 May 2025

They were great when we had to postpone

They were great when we had to postpone our holiday, gave us a refund then we bought our next lot of insurance with them for our upcoming holiday. Was very easy and reasonably priced.

Kelly Mabbott
AU

5 star review on 21 May 2025

I always travel with World Nomads insurance

I travel once or twice a year and NEVER travel without using World Nomads travel insurance. I work in tourism and the value of their product is great, plus I have submitted claims that have been paid out in a timely manner. They have very comprehensive coverage and I always recommend them. A quote is really simple to get online, and I always compare it to two other companies, but World Nomads always wins.

Valerie Russell
Guatemala

5 star review on 06 May 2025

Great company, don't bother with anyone else

I love world Nomads. They have really comprehensive cover and good pricing. Last time we travelled we unfortunately had to claim when our 5 year olds temperature soared above 40C and she was briefly hospitalised. Claim was easy, professional and straightforward. Happy to have insured with them again.

Karen Brummer
Indonesia

5 star review on 4 April 2025

No problems signing up

No problems signing up. Looked reasonable and plus it’s Australian and I’m a Kiwi so it’s easier to trust than an American travel agency.

Sebastian Read
NZ

5 star review on 28 March 2025

I am most satisfied with World Nomads

I am most satisfied with World Nomads. They offer comprehensive coverage and affordable travel insurance. The policy is easy to understand and all exclusions are clear and fair. It is reassuring to know that 24/7 customer support is offered.

Rosie
AU

5 star review on 26 March 2025

Quick and Easy

Easy, quick and less expensive than other travel insurance. A trusted brand.

Kathleen Doherty
Kenya

5 star review on 12 March 2025

Very competitive travel insurance

Very competitive travel insurance coverage. Website easy to navigate and info related to the policy well presented. I rang and had a couple of queries which were answered quickly.

Kim Hainsworth
AU

5 star review on 06 January 2025

Highly recommended for peace of mind

I did not need to claim insurance on this trip but have done on a previous trip. The World Nomad team were responsive, supportive and gave super clear information and it was easy to place my claim once the trip was done. World Nomad is now my default travel insurance especially when planning adventure holidays.

Nina Gobat
CH

5 star review on 28 December 2024

World Nomads are the only travel insurers for me!

World Nomads not only offers competitive pricing and great cover, but are always responsive to any enquiry. We have been using them for over 10 years now and have always had a good experience. Recently we had to cancel a trip and within 48 hrs, all was sorted. Lauren and Nicole were both so communicative and made the process so easy. We will continue to use World Nomads for all of our travel insurance needs and highly recommend them for others too!

Sharon LL
KR

5 star review on 24 December 2024

Very detailed and easy to understand

Very detailed and easy to understand instructions with a cheatsheet to help us while on the road. We've had minor inconveniences in the van, but no more than to be expected for a van of this age and nothing detrimental to our trip. We're less than 1 week into 5 weeks so far, though!

Amy Oakes
NZ

5 star review on 17 December 2024

Quick and easy to buy insurance

Quick and easy to buy insurance. It covered everything that I needed including sports. I don't know how easy it is to make a claim since fortunately I didn't have to

Stew
VN

5 star review on 18 November 2024

Love this company and its coverage - Wish I could use it forever

While I have never had to make a claim with World Nomads, my husband and I have traveled to 5 continents and dozens of countries with the peace of mind that we were covered for any difficulties. Purchasing a policy is seamless and being able to extend a policy while we are traveling is so easy and helpful. All of our policies are listed in our online account, so we have easy access in case of making a claim or having to contact customer support. My only regret is that in a couple of years, we will no longer be eligible for coverage because of the age limit. But we’ve certainly enjoyed having access for nearly 20 years.

John and Lee Washelefsky
MX

5 star review on 17 November 2024

Considerable savings on travel insurance premiums

World Nomads’ travel insurance premium was considerably lower than the quotes I got from Canadian insurance companies. Perhaps it’s because WN asks you to specify which countries you’re going to, so in my case they knew I wasn’t going to the United States.

Chris Bradley
SG

5 star review on 16 October 2024

Easy to Use

I use World Nomad for adventure-styled trips off the beaten path that have much greater risks than general vacations. The process to buy and insure the trips are seamless and straight-forward. I have yet to claim anything from World Nomad so I do not know how that experience is.

Sukhum Santikarn
TH

5 star review on 3 October 2024

Clear description of the services

Clear description of the services. Perfect for us living in Japan and non US citizen traveling to Hawaii very often.

Stephanie Siau
JP

5 star review on 2 October 2024

Received a quick refund

Received a quick refund on the canceled policy. Very helpful staff. Now have a new policy and heading to Everest Base Camp in November. Hopefully I won't require rescuing!

Harry Worrall
NZ

5 star review on 27 September 2024

Most consistent and easy to use travel insurer out there

I always use World Nomads as my travel insurer. Getting a quote is super fast and easy and it’s easy to understand what is and isn’t included using their comparison charts. I have used them for years now for many trips, including one claim process that was easy to navigate and I was happy with the outcome. Highly recommend.

Katie Johnston
AU

5 star review on 23 September 2024

Had a unique situation

Had a unique situation (yes we are all unique) but heading away for 23.5 months. This company was the only one with a travel insurance solution. Easy to deal with by website, email and phone.

Alain Millett
AU

5 star review on 17 September 2024

A no nonsense reliable company

A no-nonsense reliable company We’ve used world nomads for every trip we’ve taken for the last 20 years. Fortunately we have only needed to claim on one occasion and the team were exemplary, helping us out all along the way. I won’t use anyone else!

Nat b
AU

5 star review on 9 September 2024

Timely response to emergency service request and claim

Timely response to emergency service request and claim. Really appreciate the professional service from all staff having assisted me during and after my Nepal tracking trip.

Sindy
HK

5 star review on 3 September 2024

Just booking with World Nomads so far but process is first class

So far just booking with World Nomads. Soooo looking forward to our trip in the New Year. The service and support for booking was first class. Super organised, super responsive and really developed information provided not just on the tour booked but also on transport, accommodation other attractions etc. Definitely recommended.

Margaret Young
AU

5 star review on 6 August 2024

Simple and easy sign up process

Simple and easy sign up process. Concise and comprehensive FAQ. Quick response to queries via email.

Teck Wee Tay
Singapore

5 star review on 26 July 2024

Great medical support team

I have had amazing service so far, the only thing that took some time was that initial phone call to notify about my accident, getting through an agent using the international number given in the policy. That took about 1 hr and a half so don’t hang up, after that everything was pretty smooth and they called me and followed up by email as well, everyone that I spoke to was very kind, professional and understanding of my situation, I feel very well looked after even when I’m far from home at the moment. Thanks for the professionalism and follow up from the medical support team included in this policy.

Xochilt Miller
AU

5 star review on 24 July 2024

Easy online service

Easy to see the differences between plans and their policy inclusions. Easy payment and quick document turnaround. I have used world Nomads a couple of times before and always had a good experience.

Michael Fosbender
AU

5 star review on 23 July 2024

Easy to use & competitive quote

The process to get the quote was relatively simple. I also like how you detail what is included in the 2 seperate products so that you can easily compare your options plus it is very clear up front regarding the Covid coverage.

Dan
AU

5 star review on 18 July 2024

Very easy to access and to activate

Very easy to access and to activate. Seems good vale when compared to other policies. Customer service great (when I made an error - my fault- we’re very quick and helpful in fixing policy )

A Diegal
Switzerland

5 star review on 10 July 2024

Ease of application

This is my first time using World Nomads. The site was easy to navigate and the insurance easy to purchase. The policy was also cheaper than other travel insurance company. As I have not make any claims for anything I cannot provide any feedback on that.

Kian Lim
Australia

5 star review on 9 July 2024

It was easy and directed filling information online

First time purchasing insurance with World Nomads. It was easy and directed filling information online. Hope everything goes smoothly on the trip.

Eddie Wang
Japan

5 star review on 30 June 2024

Simpy the best!

I've been using World Nomads for almost ten years now and have never been disappointed. Easy to take a policy out, (love the microdonations option), extend and claim if required. I would recommend World Nomads in a heartbeat to any international traveller looking for travel insurance. I have suggested that World Nomads introduce an online chat facility for claims and an App at the earliest.

Tuhin
Kuwait

5 star review on 10 May 2024

Thankful

We were of course super bummed when my husband was injured just over a week before our big Morocco/Southern Euro trip. I had no idea how insurance would pan out, but was so thankful that Trip Mate and World Nomads were so obliging and pretty expedient! It was about six weeks between filing the claim and getting our checks. When we rebook our trip, I will definitely go through this company again.

Michelle
US

5 star review on 26 April 2024

Reliable Travel Insurance!!!!

I have purchased over 30 policies from World Nomads since 2015. I have claimed on 3 of them and all three claims were settled in full. The claim process is very thorough but efficient and once all the documents are submitted the claims were settled. This is how travel insurance should work I will strongly recommend World Nomads to anyone.

Navin
Sri Lanka

5 star review on 22 April 2024

Best & easiest to use

Been using them for a number of years, the ease of use, reasonable pricing, flexible menu, wide country & activity covers is the best in my book. Made a claim so tested their credentials, and it was trouble less and refunded quickly. I tend to travel with no return ticket and change destinations & time travel as I go along , only found World Nomads could accommodate that with the least restriction , good work WN

Jean
Australia

5 star review on 19 April 2024

Thank you!

I booked a trip to Singapore and Malaysia in January for me and my wife for March 27-April 11, 2024. We were to visit our son and his family in Johor Bahru for a week, then travel to Sibu Island for the remainder of our trip. Unfortunately, my wife broke her foot in late February so we decided to cancel our trip. We didn't think snorkeling on Sibu Island would work well with a walking boot and crutches. We were able to get 100% refunds for all the pre-paid fees we had paid for housing and airfare. Once I submitted the required documentation you quickly processed a full refund for the travel insurance we are unable to use. Thanks for helping us out. We are very disappointed we will miss visiting with our kids and grandkids. I'm glad we were not disappointed in seeking a refund.

Byron
US

Amazing customer service!

I’ve used World Nomads for quite a few years now and always found them to be very helpful, especially during the dubious covid years. But now I’m extra impressed because this week they’ve gone above and beyond to help me and I’m really grateful to Kasey and team for helping sort out a logistical nightmare. They were fast to respond and actually helped me find the best and cheapest option for me and my family. Thank you for actually taking the time to think about the best solutions for your customer. Great customer service!

Katherine
Japan

5 star review on 9 February 2024

I love World Nomads

I love World Nomads! Having worked for an insurance company for over 30 years, I appreciate how tough it is to reach this level of customer service. But, they never disappoint. Malina was the best. They are great, and I will use them every time for my travel insurance!

Jane
US

5 star review on 23 January 2024

Easy process & good customer service

I recently bought another policy with World Nomads for my current 6 month trip because I had a great experience with them on my last one. I unfortunately had to visit the hospital and purchase antibiotics on my last trip. They were extremely responsive, filing my claim was quick and simple, and they checked in on me (and asked me how I am feeling) once or twice every day until I healed! Once I returned home, my payment was processed promptly. All in all, it was a good experience and I love that they cover so much more than many others.

Martina
Canada

5 star review on 23 November 2023

Airline broke my surfboard

Airline broke my surfboard. Once I gathered all the documentation from the airline (hard part) was easy to submit and received full compensation. Will definitely use World Nomads again for future travels.

Curtis
USA

5 star review on 17 November 2023

World Nomads provides great coverage...

World Nomads provides great coverage for an even better price. We recently had a claim and they resolved it quickly and we received our refund promptly.

Jennifer
USA

5 star review on 17 November 2023

Easy to use, good coverage for traveling climbers!

We needed coverage for a three week road trip in Europe. World Nomads offered what we needed and was easy to understand and purchase. One of our gear bags ended up getting lost during the trip and World Nomads helped us out without a fuss.

Ryan
USA

5 star review on 16 October 2023

First time buying travel insurance

Bought a policy for Daughter travelling in 3 days time so I wanted swift, clear information about the levels of cover available. Giving 5 stars solely based on ease of the process so far and quick receipt of policy with associated documents. Also considered it to be a satisfactory price when checked against other quotes.

Sally
UK

5 star review on 22 September 2023

Highly Recommend WN

We have used World Nomads for about 14 trips since March 2020. Getting quotes is very easy. We have had to turn in 2 claims and the claims were readily reimbursed as promised. The online claim forms are easily completed as long as you have the required documentation (doctor's notes, receipts). The e-checks for reimbursement were sent in a timely manner. We have been very happy with this choice of insurance and will continue to use them. We also have recommended WN to many friends and travelers we meet.

Sherry
USA

5 star review on 20 September 2023

Hassle-free claim process

I bought a policy for an 9 month trip to Malaysia and Vietnam. WN was a little bit more expensive, but provided a higher level of coverage. Unfortunately, my grandmother passed away while I was on this trip and I put in a claim for trip interruption and WN was great. Despite the fact that my country of residence was the UK and my grandmother lived in the US, WN covered my travel to the US for her funeral and back to Vietnam. The claim process was easy and straight forward and I received the payment very quickly (less than a month). The customer service reps I spoke to were very helpful. I would highly recommend WN for hassle-free travel insurance.

Amanda
UK

5 star review on 31 August 2023

Excellent service, wouldn't use anyone else!

For the first time in all our travels we unfortunately both became unwell in Thailand resulting in having to get a doctor to our hotel on 2 occasions and the loss of 2 pre-booked tours. World Nomads were absolutely brilliant when we submitted our 2 separate claims, it was very easy and they paid both of the total amounts (less the $100 excess) into our bank account in less than a week. Very impressed!

Tanya
Australia

5 star review on 10 August 2023

Happy Ending!

I never thought I’d actually have to file a claim with World Nomads. My iPhone was stolen off of me in the Milan train station despite my vigilance with all the pickpocket warnings — they are true magicians :( I notified World Nomads right away and from the start they made the claims process very easy. I’m sure having a police report of the theft (all in Italian) and phone receipt helped move the process along. From start to finish, my refund check was issued in less than two months’ time, which was very satisfactory to me. Thank you World Nomads. I’ve recommended you to friends who have recently purchased policies and will definitely be using you again on future travel!

Claudia
USA

5 star review on 26 July 2023

High Standard of Service over Many Years

I have insured with Nomads for a number of years. They have always been easy and straightforward to deal with. Their claims assessment, in this case, has been very prompt.

David
New Zealand

5 star review on 25 July 2023

Easy to use

Easy to use. I needed to be sure I had insurance before I left the country. I signed up at the airport in Auckland. Zealand. Thanks World Nomads. Btw. World Nomads looked after me in 2014 when I had a brain injury, falling down stairs. I was completely sober. thanks World Nomads

Joseph
New Zealand

5 star review on 22 July 2023

They are great!

I've used World Nomad for all my USA trips and every time they have been a great company that makes me feel secure when abroad :D Thank you!

Kim
Japan

5 star review on 26 June 2023

The cost of travel insurance was reasonable and well worth it.

The cost of travel insurance was reasonable, the claim adjuster was friendly and informative and the payout occurred in a timely and very fair fashion.

Mara
USA

5 star review on 24 June 2023

Buying Travel Insurance - YES!

I've been buying travel insurance through World Nomads for several years now and have always had a good experience. Only once was a claim denied and while I would have thought it would be covered, it was a lesson learned. Read each policy so you are clear. World Nomads offers a great service, timing, honest, helpful. I will continue to use their services.

Jeanne
USA

5 star review on 22 June 2023

World Nomads travel insurance is worth every penny

It really sucked to have to cancel our trip due to a sudden medical problem (a blown knee joint requiring knee replacement) but we were relieved we had taken out coverage through World Nomads. The online claims process worked well for us. We only had to contact a claims rep at the beginning to get answers to a couple of preliminary questions. The rep was professional & gave us accurate & complete information. World Nomads & Trip Mate resolved our claim in our favor in a reasonable amount of time, and covered about 90% of our losses. We found this result totally acceptable for our particular situation. We would recommend World Nomads to anyone and plan to use their travel insurance again -- once one of us recuperates from knee replacement surgery and is able to travel again!

M
USA

5 star review on 30 May 2023

Paid Claim in full

It took approximately 6 weeks to receive payment on our claim - but they paid it in full- including the portion of our prepaid tour that we missed, the rental cost of Airbnb to isolate and hotel for a plane delay.

Anita
USA

5 star review on 18 May 2023

International trip and Covid!

We purchased insurance for a trip to Italy (from the US) taken in 2022. At the end of our trip, one of us contracted Covid, and due to quarantine requirements as well as a negative test requirement for flying home, I lost my return flight cost and had some additional expenses. My travel mate flew home as scheduled, but I had to stay for another week. While it was a bit cumbersome, I was able to document my losses, and I was reimbursed by the insurance company within a few weeks for my new return ticket cost as well as an expensive ($210) taxi ride from Siena to the Florence airport. The new flight ticket cost was over $1500 one-way, so it was quite a relief to have it covered! The Italian government paid for the quarantine hotel and meals, so the insurance company lucked out on that. I’m really glad we had insurance for this trip. It was our first time ever needing it.

Sarah
USA

4 star review on 18 May 2023

One of the most straightforward claims…

One of the most straightforward claims I have ever had to do. The Nomad team were constantly in touch following up and checking in to make sure we were getting the best care and providing information for further treatment. Highly recommended and will be using for any future travels.

Jeff
Colombia

5 star review on 15 May 2023

World Nomads has proven to be an exceptional company

World Nomads has proven to be an outstanding company for aquiring travel insurance for my world travels. I have used World Nomads for several trips-- Europe, Latin America, and New Zealand--and soon to South Asia. The plans are cost effective and affordable and the customer service has been truly excellent during a recent claim process. The customer service representative was exceptionally helpful and knowledgeable, following up and responding to queries, and most importantly assisting to ensure that the reimbursement process was done expeditiously. I highly recommend World Nomads!

Miriam
USA

5 star review on 04 May 2023

Only positive experiences with World Nomads

I have purchased trip insurance twice and it's very easy. One trip was canceled due to illness and the claim was also easy to submit. Took a few weeks but everything was taken care of to our satisfaction. We'll definitely purchase their insurance for future trips.

Sam
USA

5 star review on 25 April 2023

Motorcycle touring

The whole process was easy and as I wanted my adventure activities Insured ie Motorcycle touring, World Nomads came out the clear winner. Their description of what was and what wasn’t insured was a lot clearer and less convoluted than other companies I had looked at and the price was very competitive.

Frank
USA

5 star review on 19 April 2023

I have been using World Nomads for…

I have been using World Nomads for years. It is easy to choose the right insurance needed. Insurance is provided as soon as it is purchased. The cool-off period is also a very interesting and useful feature to increase the customers' piece of mind in case of changes in the planned trip.

Claudia
Mauritius

5 star review on 14 April 2023

Got COVID while on an international…

Got COVID while on an international trip. We had to cancel a pre booked tour that was non—refundable. We got a verified test, submitted our documents as detailed on the claim page and we got the claim money in a few weeks!

Joseph
USA

5 star review on 13 April 2023

After our flight was delayed to Cancun…

After our flight was delayed to Cancun due to mechanical issues, we ended up not only having to pay for an extra night at a hotel, but also lost money due to not being able to make it to our original hotel in time. World Nomads reimbursed us for both rooms! Always use them when I travel.

Angie
USA

5 star review on 30 March 2023

dental care cost was fully reimbursed

I needed urgent dental care while traveling, involving one diagnostic appointment and then two treatments. I submitted the claim after returning home. World Nomads fully reimbursed the cost of the dental care.

Doug
USA

5 star review on 29 March 2023

I forgot to purchase travel insurance…

I forgot to purchase travel insurance before I headed out; my aeroplan rewards travel only covers me for ten days ; I am travelling to visit my family here in Italy and World Nomad had my back. Great service. Great website. Smooth sign up online. Seamless communication. Super easy to get signed up and covered. I love these guys. I highly recommend them.E

Shelley
Canada

5 star review on 27 March 2023

Claim processed in full, no questions

I had a larger medical claim reimbursed in full, no questions, despite paperwork in multiple languages and currencies. Extremely glad I opted to purchase this before my trip

Lauren
USA

5 star review on 27 March 2023

Last Minute Flight Cancellations!

My wife and I had a last minute flight cancelation causing alot of headaches for us and another nights stay at an unplanned hotel. World Nomads insurance covered our expenses and troubles with no issue. I haven’t had to use the insurance policies that we always purchase before but World Nomads was easy to file a claim with. We will continue to use them for all of our adventure insurance needs!

Zack
USA

5 star review on 09 March 2023

Reactivity and Kindness of help center

Reactivity of help center (I couldn't use my visa credit card to pay my insurance on the website). Great kindness of the person who answer to my call; and she accepted to make great efforts to speak slow in English.

Yann
French Polynesia

5 star review on 16 February 2023

Reliable and Dependable!

Reliable! In the past when I unfortunately had to make a claim due a medical emergency, World Nomads were upfront, hassle free and covered the majority of my claim where possible.

D G Yakey
South Korea

5 star review on 15 February 2023

Will never be without trip insurance again! Thanks WN!

Never put much thought into trip insurance before but decided going overseas with my bike and all the gear was worth the extra expense. And boy was I glad we did it! Long story short, after the trip, we filed a claim with World Nomads for the expenses incurred due to airline baggage lost/delayed. The claim submittal was easy and hassle free. And wouldn't you know, within 1-2 months we received our refund checks for the additional expenses. I am so stoked and satisfied with the customer service and ease of use with World Nomads. From now on, I will ONLY use them. I hope to never have these issues again, but for the price for the piece of mind, it is so worth it. If you are on the fence about getting coverage, just do it!

LK
USA

5 star review on 13 February 2023

Great Customer Service

I had to change the coverage dates of my policy. When I was not able to add extra days on their website, I reached out with their customer service inquiry online. I had the most pleasant (and prompt) response. My issue was resolved quickly and to my satisfaction. I have been and will continue to recommend them on social platforms.

Lisa
USA

5 star review on 30 January 2023

Malina was the most responsive customer…

Malina was the most responsive customer service rep I have ever worked with. She provided great answers and guidance on how to proceed with policies.

Linda
USA

5 star review on 17 January 2023

Fantastic product & service

Fantastic product & service, awesome customer service... such a value add to a holiday knowing Nomads got my back

Josh
Singapore

5 star review on 09 January 2023

I gladly recommend WorldNomads

I bought travel insurance in September, at that time I didn't know how valuable trip insurance can be if an unforeseen event occurs, because I never had any reason to make a claim. But unfortunately, unforeseen events can occur when you least expect them. So, I had to cancel my trip and I made a claim for the reimbursement of travel expenses. My claim was processed successfully, and I received reimbursement for travel expenses up to the maximum stipulated in the insurance certificate. For those who wrote that they have not yet received their medical or travel expenses reimbursement, I advise you to be patient with them, do not forget that AXA is a world-renowned insurance company and their decision are fair and impartial. Thank you WorldNomads for providing high-quality travel insurance and thank you AXA for handling my claim professionally. I gladly recommend insuring your trip with WorldNomads.

Alexandra
Great Britain

5 star review on 22 December 2022

Satisfied and will use again

Claim was processed pretty quick considering COVID times and the portal was easy to use.

Jane
USA

5 star review on 13 December 2022

I had to make a claim as my baggage got…

I had to make a claim as my baggage got lost. Was a simple process and immediate payment. These guys are a+++

Richard
Great Britain

5 star review on 11 December 2022

Nice user experience

Excellent user experience, easy to get insurance on any device, including mobile phone.

Akshay
USA

5 star review on 21 November 2022

This is my second time with World Nomads

This is my second time with World Nomads. I appreciated the last assistance very much in Nepal. You are easy to access and fast on response! Thank you!

Miyuki
New Zealand

5 star review on 15 November 2022

All positive

Fast, easy to use and very fair prices. Relatively easy and honest claim system too. I’ve used several times and got money back when I was due.

Stephanie
Canada

5 star review on 13 November 2022

Incredible Empathy and Support

Empathy, support and incredible service at a very difficult time. Above and beyond! I’ve used World Nomads over the last 10 years and this is the first time I’ve needed to make a claim and they were amazing. Personal, calm and professional service. Could not recommend more.

Alex
Costa Rica

5 star review on 10 November 2022

Easy to use and understand

Easy to use and understand the travel insurance requirements.

Stuart
Australia

5 star review on 18 October 2022

Always easy to setup

Seamless easy to setup insurance.
I like the ability to donate to worthy charities too.

Richard
Japan

5 star review on 12 October 2022

I have used World Nomads many times

I have used World Nomads many times. Thankfully, I have only had to make two claims. Both were handled with minimal hassle and appropriately paid. I will continue to use them and recommend them to others!

Karen
USA

5 star review on 20 September 2022

Great experience

We needed insurance for an expensive trip to Australia so we contacted a number of ins carriers. We ended up going with World Nomad because of the great pricing and customer service. They picked up the phone virtually right away and spent 30 minutes answering all our questions knowledgeably. It was such a great deal and experience, we bought the insurance the next day.

Sam
USA

5 star review on 11 September 2022

Travel delay claim- Easy processing

I had extend my stay in Lima by a night due to airline delays. My travel insurance covered travel delays and my extra night at my hotel was reimbursed within a couple months following my claim submission. Also, this was one of the few policies offering coverage for high altitude hiking. Would recommend World Nomads travel insurance.

Madhuri
USA

5 star review on 21 August 2022

Easy to buy insurance, simple claims process

I have used World Nomads several times, including a one-year trip worldwide. Unfortunately, we had to make claims for medical treatments and stolen items, which they promptly processed.

John
Canada

4 star review on 08 August 2022

Great service

Very quick and easy to buy travel insurance with great coverage at a good price! Love the follow up emails that remind that you can cancel free up to 10 days after purchase if you want to.

Nancy
United States

5 star review on 12 July 2022

World Nomads is the right choice

World Nomads travel insurance is a great deal and can include coverage for extreme sports. And they're helpful and responsive when you need to make a claim.

JME
United States

5 star review on 3 July 2022

I used Nomads several times

I used World Nomads several times. Then my trip on 2020 was cancelled due to the Pandemic. Although not covered, my communication with World Nomads to reconsider was promising, not outright rejection, in case my trip is re-scheduled by the agency. True enough, it is re-scheduled this year, 2022. World Nomad gave me a refund of my 2020 premium after I got a new insurance for the 2022 trip. Very considerate and responsive to customer-the way to go! Keep it up World Nomad. I will recommend you to my trip companions for their future travel plans.

Vicky S
United States

5 star review on 22 June 2022

We are getting ready to travel in 2023

We are getting ready to travel in 2023, so I don’t have any experience using the insurance and I hope we won’t need it when we are traveling. However, it was easy to purchase and we believe a great deal especially for times as they are today! You never know what is going to happen. It is nice to have some protection.

Tamoria
United States

5 star review on 11 June 2022

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel Insurance for Singapore

Home to modern architecture, colonial landmarks and amazing food experiences

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As featured in:

Travel insurance when visiting Singapore

The tiny city-state of Singapore has been a significant trading hub for more than 700 years, and the cultural relics of the millions who’ve passed through it make it a fascinating place for foodies and history buffs. If you’re a traveller transiting through Singapore, it may be worth extending your visit to a few days or more to explore beyond the confines of its busy airport.

Perched at the tip of the Malay Peninsula, this small country is home to extraordinary modern architecture as well as well-preserved colonial landmarks, and awe-inspiring views of thousands of ships sailing through the Strait to the second busiest port in the world, Singapore Port.

Delayed luggage is reportedly one of the top issues for our travellers in Singapore, which may not be surprising given it hosts such busy air and sea ports. Lost and stolen luggage and medical emergencies are also among the unexpected events that our travelers report.

How can travel insurance help when visiting Singapore?
Repatriation or evacuation cover for when things go wrong
Coronavirus and travelling to Singapore
When you arrive safely, but your bags don’t

How can travel insurance help when visiting Singapore?

World Nomads travel insurance is designed to help with many of the unexpected events that can occur while traveling.

Overseas emergency medical assistance

One minute, you’re enjoying a cycling trip around the pristine island of Pulau Ubin, the next you’re in an ambulance wondering what happened. Accidents and illnesses can happen unexpectedly which is why our 24/7 Emergency Assistance Team is always available to take your call. Our team members can:

Direct you to the closest medical facility.
Help set up direct payments to the medical facility if needed.
Organise an ambulance if necessary.
Put you in touch with a nurse, doctor or case manager who can help with medical queries.

Make sure you let us know how you’re doing and stay in touch with our EA team for the duration of your medical event. And don’t worry – if you’ve already left on your trip and wished you’d bought travel insurance, with World Nomads you can buy while you’re already overseas although waiting periods for cover may apply.

Repatriation or evacuation cover for when things go wrong

If you’re seriously injured or ill, our cover includes (if deemed medically necessary):

Evacuation to transport you to the nearest medical treatment facility.
Repatriation back to your Country of Residence for medical treatment.

This is particularly helpful when you’re injured and require special assistance or arrangements (such as lying flat) while flying, which can require the purchase of multiple seats, business class travel or an air ambulance.

And, if you’re traveling alone and are unable to navigate your repatriation by yourself, depending on your Country of Residence, we may also send one of our World Nomads team members to accompany you home. You can read how we helped one of our travelers in this scenario.

Coronavirus and traveling to Singapore

Depending on your Country of Residence, World Nomads travel insurance offers cover for some COVID-19-related events.

You should also do your research about the COVID-19-related travel restrictions and entry requirements – including PCR tests and proof of vaccination – for the countries you’re traveling to. Make sure you’ve done your homework and know what you will need to enter or transit through Singapore.

Travel Insurance Tip: it’s your responsibility to check visa and entry requirements, and make sure you comply with them, to any destination you’re travelling to. Travel insurance doesn’t offer cover for the costs associated with being denied entry to a country because you didn’t have the right visas or entry requirements.

When you arrive safely, but your bags don’t

If your bags don’t arrive with you in Singapore, then luggage travel insurance may be able to help while the airline tries to find it. If your bags are delayed 12 hours (or 24 hours on some policies) after the scheduled landing time, you may be covered for basic expenses you incur as a result. This may include a change of clothes, a toothbrush and other basic necessities.

What to do if your bag doesn’t turn up: if your airline carrier has lost your luggage, you must exhaust all avenues with them first to try and locate it. You’ll need to file a lost luggage report with your carrier or the local authorities, and keep copies of all paperwork, including all receipts of expenses, for when you submit your claim.

If you’re not sure what to do, contact our 24/7 Emergency Assistance Team who can help.

World Nomads Footprints Program

World Nomads believes in giving back to the communities we visit as travellers. We began our Footprints charity program in the wake of the devastating Southeast Asian tsunami of 2004, to enable travellers to donate to community development projects across the world.
If you decide to purchase travel insurance with us, there is an option to add a donation at the time of purchase, and select the project you would like to send the donation to. One hundred percent of all donations go directly to the project.

All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. If you’ve more questions, just get in touch.

Travel insurance plans - Standard and Explorer

World Nomads offers two plans for travelers going to Singapore – the Standard and Explorer plans. Each offers cover with different benefit limits for:

24/7 overseas emergency medical assistance.
Medical evacuation and repatriation.
Lost, stolen or damaged baggage.
Cancellation of pre-paid travel arrangements.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance when visiting Costa Rica

What am I covered for when visiting Costa Rica?

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As featured in:

Costa Rica is teeming with incredible wildlife and beautiful landscapes, and like most visitors, the Irish are drawn to its misty volcanic peaks, rushing rapids, epic waves, and exotic rainforests. Many who seek out Costa Rica do so for the adventure and, of course, are in search of La Pura Vida.

What’s covered?
How to get the most out of your insurance if you’re planning a visit to Costa Rica?
What to look for out when travelling to Costa Rica?
What's not covered

What’s covered?

To enter Costa Rica, you must fill in a Health Pass 72 hours prior to arrival and show proof of travel insurance. That’s where World Nomads comes in, as our policies provide cover, so you can focus on your holiday.

World Nomads has two levels of cover – Standard and Explorer – that offer different benefits, limits, and sub-limits, so it’s best to compare them. For Irish travellers with their sights set on Costa Rica, our policies include cover for:

Emergency medical coverage: if you’re injured or fall ill during your trip, World Nomads may cover surgery and hospital fees, and emergency medical transport.
Activities: World Nomads has cover for more than 150 activities. For those considered higher risk you may be asked to upgrade your cover or pay an additional premium. When participating in an activity, always act sensibly, use safety equipment, and undergo the required training.
Baggage and personal belongings: if your baggage or belongings are stolen, damaged, or destroyed you may be compensated. Baggage delays may also be claimable so long as the delay is more than 24 hours.
Cover for some Coronavirus-related events: to find out what cover applies to you, read our What’s Covered for Coronavirus

Travel insurance tip 1: Irish residents will need to contact your private medical insurance (PMI) provider (if applicable) and follow its emergency medical procedures and claims procedures. Cover available under this travel insurance policy is in excess of any cover provided by your PMI. Also, provide us with details of your PMI provider to help us co-ordinate your care. Where your PMI provider does not cover you, contact our 24/7 Emergency Assistance Team before incurring medical costs.

How to get the most out of your insurance if you’re planning a visit to Costa Rica?

Irish travellers have long considered Costa Rica a great place to holiday. Most flights from Dublin require a stop on the way and transit time can take up to 16 hours. Those who are well travelled know that long haul doesn’t always mean smooth travelling, flights get delayed or cancelled, baggage goes missing, and documents/personal belongings are mislaid. Insurance can reduce this travel-related stress.

What to look for out when travelling to Costa Rica?

Apart from its spectacular natural beauty, road conditions in this part of Central America can be poor; crime does occur; it experiences hurricanes, and as the country is on the so-called Ring of Fire, it can be earthquake-prone.

When you’re at the beach, always follow lifeguard advice, and be aware of dangerous currents particularly at beaches that aren’t supervised by lifeguards.

If you’re a digital nomad, keep your tech devices secure as thieves are active everywhere.

If you’re hiring a car, our Explorer Plan covers rental car excess if you have an accident. Cover is also available for the cost of replacing rental car keys if they get lost, stolen or damaged during the rental period. You must have a valid licence from your country of residence for the class of vehicle you’re driving overseas, regardless of local laws. You must also comply with local laws of the country you’re driving in.

Please note: travel insurance doesn’t replace the need to have a signed rental vehicle agreement or damage waiver in place.

Explorer Plan policy holders can take advantage of provisions for hijacking and costs associated with natural disasters, so long as the event was unexpected and there wasn’t prior warning.

When it comes to the loss or theft of personal belongings, both plans offer travel insurance cover, but as always cover will depend on your country of residence and the circumstances.

Make sure you list all the activities you’re planning in the policy detail. Higher-risk activities may require an upgrade to the level of cover or an additional premium. Remember our Emergency Assistance Team is available 24/7 and can assist with any language barriers you may face.

Travel insurance tip 2: Costa Rica grants visas to digital nomads. It allows foreign nationals and their families to live and work there for at least 12 months, with the possibility of a year-long renewal. The visa allows exemption from income tax, and a local bank account; this is a significant increase on the 90-day limit on tourist stays.

For the latest travel advice from the Irish Department of Foreign Affairs (DFA) check out their website.

What's not covered

Some things we won’t cover include:

Pre-existing medical conditions as explained in the Policy Wording.
Travelling to, planning to travel to, or choosing to remain in a country or region that is the subject of a government Do Not Travel or Avoid Non-essential Travel warning.
Illness associated with a failure to comply with preventative measures for the travel region, as outlined by the World Health Organization.
Loss or damage to luggage due to age, wear and tear, loss of value. Damage to sporting equipment caused while in use.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You can read more about hiking and travel insurance and you should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

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Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalized?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

Stolen Device

I was renting a room in Costa Rica. Before I left for an excursion, I put my valuables out of sight. When I returned, my trip my device was gone. There were a few other items moved throughout the house, but that was the only item that was taken.

U.S. Nomad

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel Insurance for Costa Rica

What am I covered for when I visit Costa Rica?

Get a quote

As featured in:

As featured in:

More than 91,000 British travellers head to Costa Rica every year, drawn to its misty volcanic peaks, rushing rapids, epic waves, and exotic jungle wildlife. Many who seek out Costa Rica do so for the thrills, adventure and, of course, the La Pura Vida.

What’s covered?
How to get the most out of your insurance if you’re planning a visit to Costa Rica?
What to look for out when travelling to Costa Rica?
What’s not covered

What’s covered?

To enter Costa Rica, you’ll need to fill in a Health Pass 72 hours before you arrive and show proof of travel insurance. That’s where World Nomads comes in - our policies cover you so you can focus on your holiday.

World Nomads has two levels of cover – Standard and Explorer – that offer different benefits, limits, and sub-limits, so it’s best to compare them to see which is best for what you’re planning to do. For British travellers to Costa Rica, our policies include cover for:

Emergency medical coverage: if you’re injured or fall ill during your trip, World Nomads may cover surgery and hospital fees, and emergency transport.
Activities: World Nomads has cover for more than 150 + activities. For those considered higher risk you may be asked to pay an additional premium. When participating in an activity, always act sensibly, use safety equipment, and undergo the required training.
Baggage and personal belongings: if your baggage or belongings are stolen, damaged, or destroyed you may be compensated. Baggage delays may also be claimable so long as the delay is more than 24 hours.

How to get the most out of your insurance if you’re planning a visit to Costa Rica?

British travellers have long considered Costa Rica a go-to vacation spot. With direct flights between Heathrow and San Jose, it is an accessible, exciting destination.

As dizzying as the appeal is, Costa Rica is a 10-hour flight from London, and most of us know that long haul isn’t always smooth travelling, flights get delayed or cancelled, baggage goes missing, and documents/personal belongings are mislaid. Insurance can reduce this stress.

What to look for out when travelling to Costa Rica?

Apart from its spectacular natural beauty, road conditions in Costa Rica can be poor; crime occurs, it experiences hurricanes and, as the country is on the so-called Ring of Fire, it can be earthquake-prone.

When you’re at the beach, always follow lifeguard advice, and be aware of dangerous currents particularly at beaches that aren’t supervised by lifeguards.

If you’re a digital nomad, keep your tech devices secure as thieves are active everywhere.

Explorer Plan policy holders can take advantage of provisions for costs associated with natural catastrophe's, as long as the event was unexpected and there wasn’t prior warning.

When it comes to the loss or theft of personal belongings, both plans offer travel insurance cover, depending on your country of residence and the circumstances.

Make sure you list planned activities when you apply for your policy (higher-risk activities may require an upgrade to an increased level of cover with an additional premium). Remember our Emergency Medical Assistance Team is available 24/7 to answer any urgent questions if you’re in a medical crisis.

Travel Insurance tip: Costa Rica grants visas to digital nomads. It allows foreign nationals and their families to live and work there for at least 12 months, with the possibility of a year-long renewal. The visa allows exemption from income tax, and a local bank account; this is a significant increase on the 90-day limit on tourist stays.

What‘s not covered

Some things we won’t not cover include:

Pre-existing medical conditions as explained in your Policy Wording;
Traveling to, planning to travel to, or choosing to remain in a country or region that is the subject of a government Do Not Travel warning;
Illness associated with a failure to comply with preventative measures for the travel region, as outlined by the World Health Organization;
Loss or damage to luggage due to age, wear and tear, loss of value. Damage to sporting equipment caused while in use.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

Get a Quote

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalized?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

Stolen Device

I was renting a room in Costa Rica. Before I left for an excursion, I put my valuables out of sight. When I returned, my trip my device was gone. There were a few other items moved throughout the house, but that was the only item that was taken.

U.S. Nomad

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team