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Travel insurance when visiting the United Kingdom

Everything European Travellers Should Know for a Smooth British Getaway

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The United Kingdom, a land where ancient history meets modern charm. You could be tracing the footsteps of literary greats in the Lake District or plunging 160 feet toward the River Tees on a bungee jump, before the cord pulls you back to reality. The United Kingdom truly offers something for every European nomad. Whether your flavour is the buzzing urban streets of London or skydiving over Salisbury Plain, mishaps can happen - having travel insurance as your trusty travel sidekick could be a brilliant idea.

What does World Nomads travel insurance cover?

With World Nomads, you can select either the Standard Plan for basic travel protection or the Explorer Plan for broader coverage. 

Both plans offer coverage for:

Overseas emergency medical: Whether it’s a tumble on a Welsh mountain or a sudden fever in London, World Nomads has your back (literally). Our coverage includes up to €5,000,000 on the Standard Plan and €10,000,000 on the Explorer Plan for emergency medical treatment such as surgery, hospital charges, outpatient care, prescribed medicines, and even physiotherapy when required in a hospital setting (as specified in the policy wordings).

Baggage Protection: Lost your bag in the hustle of Heathrow or had your gear swiped in a packed London Tube station? It happens. World Nomads travel insurance covers European travellers for lost, stolen, or damaged baggage up to policy limits. The Standard Plan provides up to €1,500 in total coverage, while the Explorer Plan offers a more generous limit of €3,000. Baggage delay coverage starts at 24+ hours.

24/7 Emergency Medical Assistance: Emergencies don’t wait, and neither do we. World Nomads’ 24/7 Emergency Medical Assistance Team is on standby to help connect European travellers to medical care, overcome language barriers, or coordinate an urgent evacuation. 

Looking for a traveller insurance quote? You can grab one online here.

What should I look out for when travelling to the United Kingdom?

It’s no surprise that Europeans are drawn to the United Kingdom - its constant buzz of excitement pulls thrill-seeking travellers in from all over. But Mother Nature has a way of showing her mood swings, with sudden rainstorms and gusty winds always ready to make an entrance. Travel disruptions can be a real pain, especially when navigating busy transport hubs like Heathrow or London Euston. Thankfully, World Nomads offers cover for unexpected delays and cancellations. So, whether it’s unpredictable weather, strikes, or missed connections throwing off your plans, you can recover non-refundable costs and keep your adventure on track.

SmartDelay™ – the bright side of a flight delay

Look, we know from experience that flight delays are frustrating. But we also know that food makes frustrations a little less stressful. Right? If your flight is held up, we’ll take the edge off by giving you access to the airport lounge, with complimentary drinks and snacks. Please remember to register your flight details at least 24 hours before departure to avail of the service.

Travellers tip: The United Kingdom’s major cities, like London, can have busy rush hours, so consider travelling outside peak times or using apps to navigate public transport efficiently.

What are the benefits of World Nomads travel insurance when travelling in the United Kingdom?

Cover for Activities and Sports in The United The United Kingdom

The United Kingdom ’s landscapes are made for adventure, and we cover 150+ sports and activities to match. Planning to hike the dramatic trails of the Lake District, or cycle through the rugged Scottish Highlands? We’ve got you covered (up to policy limits, of course). Planning something more adventurous, like mountaineering or rowing on the Thames? Make sure to specify high-risk activities in your policy for complete coverage.

Air Doctor powered by World Nomads

Left home without your prescription? No worries. With Air Doctor, you can connect with a doctor anywhere in the world for basic healthcare needs. Instead of waiting hours in an Emergency Room, you can have your prescription sent directly to a local chemist for pickup or get treated for non-urgent issues quickly and conveniently. That way, you can get on with exploring the United Kingdom.

Travellers tip: most places in the United Kingdom, from public transport to cafés, accept contactless card payments or mobile wallets – it's an easy way to pay and often quicker than cash. Just make sure you notify your bank before you leave the EU.

What's not covered

While we’ve got you covered for many adventures, travel insurance isn’t designed to cover everything. Some things we don’t cover include:

  • Pre-existing medical conditions: sorry, those aren’t covered.
  • Unattended belongings: if you leave your gear in a public or unsecured spot, we’re not liable.
  • High-risk activities: planning something wild not listed in your policy? You’re on your own.
  • Alcohol and drugs: any mishaps while under the influence won’t be covered.
  • Unlawful acts: if your claim comes from something illegal or reckless, you’re out of luck.

This is not a complete list of what’s covered and what’s not; please check your policy for terms, conditions, limitations, and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

FAQ

Here are our most frequently asked questions about travel insurance for digital nomads. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • I’m already in the United Kingdom, can I get travel insurance?
    Yes, you can purchase travel insurance even after arriving in the United Kingdom . World Nomads offers flexible policies that can be bought online from anywhere, anytime. Please note that a waiting period of up to 72 hours may apply before full coverage begins, and any period of travel before this is not covered.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
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Travel Insurance for Digital Nomads

Protecting Europeans’ tech gear on the go

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Picture this: you’re a European digital nomad soaking up the sun in Lisbon while wrapping up a project. But then, the unexpected strikes—your phone’s stolen, or you come down with a fever. Suddenly, your carefree work-travel balance is thrown off. This may just be the moment you’re grateful for packing the travel insurance in with all your travel essentials.

Why should I consider travel insurance when travelling as a digital nomad?

With an unpredictable lifestyle comes, well…unpredictability. As a digital nomad, your tech gear and health are everything, and an unexpected hiccup ruins more than your day—it affects your work. No one wants that. Or perhaps your job involves travelling between Schengen countries? Even a short trip from Paris to Madrid can come with unexpected issues. With the right digital nomad insurance cover, Europeans can work and wander the world without worrying about what could go wrong.

Does travel insurance for digital nomads cover my tech?

As a digital nomad from the EU, your tech gear is more than just equipment; it's your livelihood. Having your lappy stolen at the Amsterdam Schiphol Airport while waiting for your connection, or your phone damaged in an unexpected storm at the Algarve in Portugal can throw your entire routine into chaos. Our Standard and Explorer policies may cover the reimbursement of your devices if they’re stolen, lost, or damaged while under your supervision.

Our coverage extends to a wide range of gadgets and valuables, including:

  • Mobile phones
  • Photographic equipment
  • Binoculars, telescopes
  • Computers and accessories (like laptops and gaming gear)
  • Tablets and e-readers
  • Audio equipment (like headphones and speakers)
  • Drones and GPS devices

Travellers tip: Always keep your receipts—hard copies or digital—for any gadgets you buy, whether before or during your travels. These can be essential if you need to make a claim. And remember to back up important travel documents, ID, and other details for extra security.

What are the benefits of World Nomads travel insurance when working abroad?

Medical Coverage and Emergency Medical Assistance

From hiking mishaps in the Austrian Alps to a bad case of food poisoning in Istanbul, medical emergencies can strike European digital nomads at the worst times. World Nomads travel insurance can cover overseas medical expenses, hospital stays, and emergency repatriation if required. With 24/7 emergency medical assistance, you’ll get the support you need, no matter where your adventures take you.

Cover for more than 150 sports and activities

Work hard, play harder—that’s the motto for any European adventure-loving digital nomad. With mountains to climb, rivers to kayak, and waves to surf, World Nomads understands you don’t want to limit your travels to just working, which is why we offer coverage for more than 150 sports and activities. Just make sure you’re aware of any specific coverage needs for high-adrenaline sports in your chosen destination.

Smart Delay

No one likes to hear the words ‘flight delay,’ especially when you’re already juggling work commitments and travel plans. Thankfully, Smart Delay by World Nomads turns that frustration into a little luxury. If your flight is delayed by 90 minutes or more, we’ll send you a LoungeKey™ pass, giving you access to over 1,500 airport lounges. It’s the perfect way to stay productive or simply relax while waiting. Ensure that before you travel (at least 24 hours), you register your flight with SmartDelay to avail of the service.

Travellers tip: Cyberattacks and identity theft are real threats when you’re on the move. Keep your data safe: use strong passwords, encrypt your laptop, and install antivirus software, skip public Wi-Fi where you can.

For more digital nomad tips, check out our article, 6 Travel Tips for Digital Nomads. Or if you’re ready to pack the gear and go, get a quote today and make that digital nomad dream a reality.

What's not covered by travel insurance for digital nomads?

Sorry, but even the best travel insurance has its limits. Here’s some examples of what’s not on the list:

  • Considering leaving your laptop unattended while swimming in the crystal-clear waters of the Croatian coast? If it goes missing, that one’s on you.
  • Device malfunction or wear and tear? That’s a conversation for your manufacturer, not your travel insurer.
  • Placing your gadgets in checked luggage? If they’re damaged or stolen, they won’t be covered.
  • No receipt or record of ownership for your items? We can’t reimburse you without it.
  • Fail to report stolen or lost items to local authorities or venue management? We won’t be able to process your claim.

This is not a complete list of what's covered and not covered. Other terms, conditions and exclusions apply. Please read your Policy Wording carefully. If you’re unsure if something is covered or how to claim, contact us, and we’ll let you know.

FAQ

Here are our most frequently asked questions about travel insurance for digital nomads. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • What are the requirements to get a digital nomad visa?
    Each country has specific requirements, but generally, digital nomad visas require proof of income, travel insurance, and accommodation plans. Some may also require a valid employment contract or proof of self-employment. Be sure to check each country’s specific requirements before applying.
  • How do my items get depreciated?
    Electronics age and get knocked about. Depreciation is the amount we deduct from your overall claim based on the wear and tear of the item. The age and type of item are factors used to calculate the depreciation amount.

Bag snatched in Latvia.

It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
C.E. Australian in Latvia.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Soft_Light/IStock
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Travel Insurance for Vietnam

From vibrant cities to hushed hillside tribes and cultural connections and zesty eats to untamed natural wonders, Vietnam is a land of splendour.

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Vietnam is a land of breathtaking landscapes, vibrant culture, and mouthwatering cuisine. Whether you're wandering through Hanoi's bustling streets, cruising Halong Bay, or exploring the lush Mekong Delta, Vietnam offers something for every traveller. But as with any international trip, having the right travel insurance should be top of mind throughout your journey.

Read on to find out how World Nomads’ travel insurance can help you navigate the unknown while overseas.

What’s covered

Our policies can offer cover, up to policy limits, for a range of benefits including:

  • Medical emergencies: Healthcare costs can add up quickly in a foreign country. If you fall ill or get injured, travel insurance covers medical expenses, including evacuation if necessary.
  • Trip cancellations or delays: Unforeseen events like flight cancellations or delays can disrupt your plans. World Nomads can help you recoup non-refundable expenses.
  • Adventure activities: Planning to go motorbiking through Vietnam or exploring its caves? World Nomads offers coverage for a variety of adventure activities.

World Nomads offers two types of travel insurance plan, Standard and Explorer. Each plan provides different levels of cover so it’s important to choose the plan that best suits your travel plans and the level of cover you need. If you’re not sure about something, you can contact our customer service team.

Exploring the My Son ruins. Photo credit: iStock/GundulaGruterich

Why consider travel insurance for Vietnam?

Travel insurance provides coverage for unexpected events that can disrupt your trip. From trip cancellations due to unexpected events, to assistance if your passport is stolen in Hoi An, World Nomads travel insurance can help if things don’t go quite right on your Vietnam trip.

Imagine hiking the Fansipan mountain and you trip and injure yourself, requiring a local hospital transfer or even medical evacuation. Or picture landing in Hanoi, only to discover your luggage didn’t make the journey. We may help cover the cost of replacing your essentials so you don’t miss out on exploring the bustling Old Quarter.

What’s not covered

Travel insurance isn’t designed to cover everything. There are some things that we simply do not cover. These include:

  • Participation in a sport or activity not listed in the policy wording, or one that's offered by World Nomads, but you haven't paid the required additional premium.
  • Not following your treating doctor’s directions and/or those of our Emergency Assistance Team.
  • Existing medical conditions.
  • Stolen, lost or damaged personal belongings that were left unguarded.
  • Incidents resulting from reckless behaviour.
  • Being intoxicated by alcohol or drugs or acting illegally.
  • Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.

Always check the terms and conditions of your policy. If you’re not sure about something or have any questions, contact us.

Endless mosaic tombs at An Bang ghost town. Photo credit: Lola Mendez

Safety and travel tips for Vietnam

  1. Beware of traffic chaos: Traffic in cities like Hanoi can be overwhelming. Stay vigilant when crossing streets.
  2. Drink responsibly: Vietnam’s nightlife is exciting, but always keep an eye on your drinks to avoid spiking.
  3. Stay hydrated: Vietnam’s tropical climate can be draining. Carry bottled water to avoid dehydration.
  4. Secure your belongings: Petty theft can happen in tourist areas. Use anti-theft bags and avoid displaying valuables.

With World Nomads you can get a quote, make a claim, or extend your policy instantly online. You can even purchase coverage after you’ve already left New Zealand for your trip.

Are you looking for more travel inspiration for Vietnam?

World Nomads has various articles that cover a range of fun topics on Vietnam, such as:

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.

Dak Lak, Vietnam. Photo credit: iStock/xuanhuongho

FAQ

Here are our most frequently asked questions about buying travel insurance for Vietnam. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Soft_Light/IStock
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Travel Insurance for Vietnam

From vibrant cities to hushed hillside tribes and cultural connections and zesty eats to untamed natural wonders, Vietnam is a land of splendour.

    As featured in:

  • As featured in:

Whether you’re cruising Ha Long Bay, trekking in Sapa’s terraced hills, or wandering the lantern-lit streets of Hoi An, Vietnam is a blend of vibrant cities, lush landscapes, and rich traditions. If you’re visiting the Land of the Blue Dragon, consider packing travel insurance to help keep your trip on track. 

Read on to find out how World Nomads’ travel insurance can help you navigate the unknown while overseas.

What’s covered

Our policies can offer cover, up to policy limits, for a range of benefits including:

World Nomads offers two types of travel insurance plan, Standard and Explorer. Each plan provides different levels of cover so it’s important to choose the plan that best suits your travel plans and the level of cover you need.

Exploring the My Son ruins. Photo credit: iStock/GundulaGruterich

How can travel insurance help when travelling to Vietnam?

Vietnam is an adventurer’s paradise, but even the best-planned trips can encounter unexpected hiccups. Imagine hiking the Fansipan mountain when you trip and injure yourself, requiring a local hospital transfer or even medical evacuation.

Or picture landing in Hanoi, only to discover your luggage didn’t make the journey. Travel insurance can help cover the cost of replacing your essentials so you don’t miss out on exploring the bustling Old Quarter.

From trip cancellations due to unexpected events, to assistance if your passport is stolen in Hoi An, World Nomads travel insurance can help if things don’t go right on your Vietnam trip.

Get a quote 24/7

With World Nomads you can get an instant quote anytime, anywhere, before you leave Australia or while you’re on the road.

What’s not covered

Travel insurance isn’t designed to cover everything. There are some things that we simply do not cover. These include:

  • Participation in a sport or activity not listed in the policy wording, or one that's offered by World Nomads, but you haven't paid the required additional premium.
  • Not following your treating doctor’s directions and/or those of our Emergency Assistance Team.
  • Existing medical conditions.
  • Stolen, lost or damaged personal belongings that were left unguarded.
  • Incidents resulting from reckless behaviour.
  • Being intoxicated by alcohol or drugs or acting illegally.
  • Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.

Always check the terms and conditions of your policy. If you’re not sure about something or have any questions, contact us.

Endless mosaic tombs at An Bang ghost town. Photo credit: Lola Mendez

Handy tips when travelling in Vietnam

  1. Stay safe on scooters

Our policies offer cover for cover riding on scooters and motorbikes as long as you always wear a helmet, you have a valid license for the same type of vehicle in Australia and as required in Vietnam, and you follow local laws. If you’re a passenger, make sure the driver has a valid license and you’re both wearing helmets. Check out our detailed guide on motorbiking in Vietnam.

  1. Best time to visit Vietnam

Vietnam is a wonderful destination to visit year-round. July and August are the best time for beach trips, December to March brings cooler temperatures perfect for bustling city visits, and the low season allows a more timid look at this vibrant country.

  1. How to avoid gastro

It’s advisable to avoid drinking tap water while in Vietnam. Water can be contaminated and can result in gastrointestinal upset and other more serious disease such as hepatitis A and typhoid. It’s best to avoid raw fruits and vegetables with the skin on, as well as ice cubes in your drinks.

  1. Be aware of petty crime

While Vietnam is generally a safe place to travel, low level crime does exist.

As with many other destinations petty crime remains an issue in Vietnam. Stay alert and keep your belongings close.

  1. We’re here to help 24/7

If you experience an emergency and need help while travelling in Vietnam, our multi-lingual team is here to help 24/7. We can direct you to the nearest hospital, organise medical transport and even consult with your family back home.

Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help. 

Are you looking for more travel inspiration for Vietnam?

World Nomads has various articles that cover a range of fun topics on Vietnam, such as:

Dak Lak, Vietnam. Photo credit: iStock/xuanhuongho

FAQ

Here are our most frequently asked questions about buying travel insurance for Vietnam. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • Do I need a visa to travel to Vietnam from Australia?

    Yes, you need a visa to travel to Vietnam from Australia. You can apply for a visa online for tourism or business purposes. You can also request a visa at the airport on the day of travel, but this is more expensive. Your passport must be valid for at least six months after your planned stay and have at least one blank visa page. Check with your travel adviser prior to departure.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
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Travel Insurance when horse riding

Make your horse riding adventure a memorable one for all the right reasons

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Ready to rein in some adventure? Whether you're planning to trot through the rolling vineyards of France or gallop along the sunlit shores of Spain, World Nomads has your back. Our travel insurance caters to UK globetrotters eager to immerse themselves in leisurely rides.

Why should I consider travel insurance for horse riding?

Dreaming of galloping across the sandy beaches of Portugal or exploring the rugged trails of South America on horseback? Remember, while horse riding can put the epic into your travel experience, it also brings risks—risks that our travel insurance is designed to address.

From unexpected falls to equipment loss, we’re here to ensure your ride remains memorable for the right reasons. World Nomads provides tailored coverage for leisurely horse-riding activities.

Note:  Before you saddle up, review our plans to select the right coverage level for your itinerary and ensure your chosen activities are included. Stay protected and focused on the joy of riding, not the potential pitfalls.

Horse riding can be a rewarding and exciting experience. If it’s your first time horse riding, you might want to keep the following handy tips in mind:

  • Have the right gear: Before saddling up, thoroughly inspect your horse-riding gear. Ensure your helmet fits snugly and your footwear is appropriate for riding to avoid any mishaps.
  • It pays to be prepared: check the weather, check your equipment, and check the credentials of your riding instructor (if it’s a group ride) – if they’re not good then reconsider if it’s a smart move to go.
  • Keep an eye on your gear: don’t leave your expensive horse-riding gear or any other baggage unattended – those 'I spaced out” moments might not qualify for coverage.
  • Proof of purchase: any claim you make will need supporting documentation such as receipts of your purchases.
  • Saddle up properly: make sure you and your children’s saddles are fitted properly. If the saddle is the wrong size, you or your child could be more likely to slip out of it and fall and it could end up being a costly mistake.
  • Ask for the right horse: If it’s your first time, ask for a horse that matches your skill level—typically a calm, experienced horse.

Check your policy wording carefully as terms and conditions and special exclusions may apply for horse riding activities.

What's covered

At World Nomads, we've got two travel insurance plans to suit your style. Go for the Standard Plan for the essentials, or level up with the Explorer Plan if you’re after broader coverage and higher limits.

  • Trip cancellation or disruption: Things happen – and sometimes out best laid plans mice (and men) go awry. The Explorer Plan covers cancellations up to £5,000, while the Standard Plan covers up to £3,000. These figures also apply if you are forced to cut your trip short. Please note events must be unexpected and unforeseen.
  • Baggage delays and personal belongings: if you arrive at your destination but your baggage doesn’t, our policies cover baggage delays that of 24 hours or more.
  • Emergency medical: horse-riding and fresh air can be great for the body and soul, but not if it you’re on the wrong end of a feisty hoof and require medical assistance. Emergency medical coverage could come in handy in the case of an accident or injury that results in you going to hospital.
  • Evacuation cover: your horse-riding adventure may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from us. If your injuries are worse than first thought, you could be repatriated back to the UK if it's medically necessary.
  • Natural catastrophe: If you find yourself amid a natural disaster or your destination is affected by extreme weather, we can offer coverage if you can’t use your booked accommodation or need to move to a safer location.

Keep in mind that benefit limits, terms and conditions, and exclusions apply, so be sure to read your policy wording carefully. If you have any questions about your cover, contact us.

Traveller tip: always carry water, especially on longer rides. Staying hydrated is crucial to maintain your concentration and overall health during the journey.

Coverage for more than 150+ activities, sports, and experiences

At World Nomads, we know that adventurous activities go hand-in-hand with travelling abroad. That’s why World Nomads offers cover for 150+ adventure activities, sports, and experiences, everything from hot-air ballooning, rafting, hiking, and of course – horse riding.

We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific activity plans.

If your favourite sport is not on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.

Traveller tip: if things go wrong during your horse-riding trip and you intend to make a claim, please be aware that, in most cases, a claim will require that you prove you acted responsibly, used the recommended safety clothing and equipment, and were guided by a professional, qualified, and licensed guide, instructor, or operator.

What's not covered

While there are several things, we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:

  • If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure.
  • Pre-existing medical conditions.
  • Participation in a sport or activity not listed as covered in the policy wording or agreed by World Nomads or where you haven’t paid the required additional premium.
  • Expenses you incur after you return to the United Kingdom.
  • Losses arising from unattended baggage or personal items.

This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations, and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about buying travel insurance for horse riding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • What should I do if I injure myself horse riding?
    If you get injured while horse riding, immediately call our 24/7 Emergency Medical Assistance Team for help. Make sure you were using all the recommended safety equipment and following safety guidelines, as this will be important for any potential claims.
Photo © Saro17
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Travel insurance when cycling

Take life by the handlebars and check out World Nomads travel insurance plans when cycling on your next overseas adventure.

    As featured in:

  • As featured in:

Ready to swap the UK drizzle for sunnier cycles abroad? Whether you dream of dodging sheep in New Zealand's trails or weaving through Tuscany's vineyards, consider packing World Nomads travel insurance with your helmet. It could be your backup plan for when those quaint cobbled streets throw a spoke in your wheel, covering everything from scrapped knees to swiped gear. Gear up, get insured, and go!

How you may benefit from World Nomads travel insurance cover

Hitting the road on two wheels is exhilarating, but every turn brings the unknown – especially abroad. While cycling lets you connect with landscapes and cultures intimately, it also exposes you to risks not present back home. From navigating unfamiliar traffic rules and road conditions to potential mishaps like a fall or a collision with a vehicle, the physical risks are real. And then there's theft – bicycles are a popular target.

When choosing World Nomads products, you’ll have access to two simple and flexible plans – Standard and Explorer. We offer cover (up to the policy limits) for:

  • Baggage & Gear protection: With our travel insurance, whether it’s the Standard or Explorer plan, you're protected. If your baggage is delayed for more than 24 hours, we cover the cost of essential items. And if your prized cycling gear is lost or stolen, we’re here to help cover replacement costs. For high-value gear, consider upgrading for coverage up to £750 per item on the Explorer Plan and £400 per item on the Standard Plan, with maximum upgrade limits of £2,250 and £1,200 respectively.
  • Emergency overseas medical: cycling through the Alps and taking in the fresh air can be great for the body and the mind, but not if it ends up in a bad injury. Emergency medical coverage will come in handy in the case of an accident, illness or injury.
  • Evacuation: your cycling route may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from World Nomads. Note, there is no cover for search and rescue expenses.
  • Trip disruption: has a sick or injured travelling companion put a stop to your cycling abroad? You may be able to recover your unused, prepaid travel expenses.
  • 24-hour emergency medical assistance: if you find yourself in need of urgent medical help, it’s not always easy to find help. World Nomads provides 24-hour Emergency Medical Assistance.

Traveller tip: always carry enough water, especially in hot climates, and use sunscreen and sunglasses to protect against sunburn and glare.

What’s covered for cycling?

Under both of World Nomads plans – Standard and Explorer – you may be automatically covered. However you may need to upgrade and pay an additional premium depending on the type of cycling activity you'll be doing. United Kingdom travellers could be covered for the following cycling activities:

  1. Cycling (incidental to the trip): level 1 activity
  2. Cycling (on an organised tour): Level 2 activity – upgrade required
  3. Cycling (independent cycle touring): level 3 activity - upgrade required

Note: all our plans are different and may require an upgrade to include cycling at certain altitude. In some instances, you must be with a professional, qualified and licensed cycling guide, instructor or operator. Terms and conditions, limits and exclusions, apply. Read your policy wording carefully to choose the right plan and cycling option for your trip.

For more information on cycling and mountain biking coverage check out our Help Centre article, ‘Am I covered if I'm cycling or mountain biking?’ in the Help Centre which explains what you need to know to be adequately covered. Choose your “for European residents” and you’ll access the most up to date information.

Traveller tip: keep your essential documents (passport, travel insurance details, and emergency contacts) secure in a waterproof pouch.

Know where you’re going and what to do if the unexpected happens

Before you hit the road with your bike, helmet and gear, it pays to arm yourself with these cycling tips for a safer trip:

  • Include all countries you’re visiting or traveling through on your policy: as well as all the adventure activities you’re planning to do or participate in. With World Nomads you’ll have a choice of more than 150+ activities, sports and experiences to choose from.
  • Check you have all your paperwork: you’ll need to have all the appropriate paperwork, these may include any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting,
  • Be responsible when choosing a cycling destination or activity: does the cycling tour your planning suit your experience level? Are there any travel or weather alerts for your destination? Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes? Do you need to use an accredited tour provider or operator? Can our 24/7 Emergency Medical Assistance Team reach you if you get into trouble?
  • Wear a helmet and visible clothing: this should be a no brainer, but it’s still worth mentioning, as in many countries around the world, the locals don’t wear helmets when cycling. Another no brainer is if you’re planning to ride at night, you should have high vis clothing on yourself, your bike, or both to make sure other riders and vehicles see you.
  • Proof of purchase: remember that any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.

Travel insurance tip: World Nomads provides travel insurance for more than 150+ activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.

What's not covered?

Some things we may not cover include:

  • Costs incurred if you refuse to be repatriated after being declared medically unfit to continue your trip.
  • Costs incurred if you ignore the advice of your doctor or our 24/7 Emergency Medical Assistance Team.
  • Damage to any sporting equipment while in use; loss, damage or theft of any sporting equipment left unattended.
  • Pre-existing medical conditions.
  • Expenses that can be recovered from another source, e.g., transport carriers or accommodation providers
  • Unattended baggage or personal items
  • Participating or training in activity or sport at a professional level
  • Any search or rescue operations as explained in the policy wording
  • Misuse or being under the influence of alcohol or drugs.
  • Fraudulent or criminal acts.

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Traveller tip: keep a list of local emergency contacts, including medical facilities and the local police, on your person when cycling – just in case.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

FAQ

Here are our most frequently asked questions about buying travel insurance for cycling. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • Can I upgrade my cycling coverage mid-trip?
    Good news is, if you already have World Nomads travel insurance, all our plans cover incidental cycling adventures (T&Cs apply). However, if you’re planning some independent cycling touring, you will need to plan and purchase an appropriate activity cover and pay an additional premium from the beginning, as you cannot upgrade mid-trip.
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