Check out World Nomads travel insurance plans when rock climbing. Be adequately covered if injuries or extreme weather issues strike.
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Ready to conquer new heights? Literally? Aussie explorers have been attracted to rock climbing for centuries, and it’s easy to see why – rocky climbing ticks all the boxes; physical strength, mental focus, (nearly) untouched landscapes, and breathtaking views. Embarking on a rock climbing adventure can be an exhilarating experience, however, amidst the adrenaline rush and excitement, it's important not to forget to research travel insurance…just in case.

World Nomads offers coverage across two insurance policies (Standard and Explorer) for four different rock climbing activities:
Note: some of these activities require package upgrades or specific qualifications. For this reason, we recommend you refer to your Product Disclosure Statement (PDS) or contact us before purchasing a travel insurance policy. Please note: soloing/free soloing rock climbing is not covered.
If you’re looking for a location to climb between November and April, check out Krabi province in Thailand – the limestone cliffs have many routes for all skill levels. Keep in mind though, Thailand has some of the busiest airports in the world, and with that comes the possibility of lost baggage. Or even worse your rock climbing gear could go missing in transit or be snatched right under your eyes. If this happens our travel insurance may be able to help.
If you arrive at the airport and your baggage is delayed for more than 12 hours, both our Standard and Explorer plans offer cover for the cost of essential items (think jocks, socks, and a toothbrush). And if the unthinkable has happened and your baggage or climbing gear is lost or stolen, we may cover the original purchase price to replace the items.
Please note: sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.

It’s no secret that Aussies love a thrill-seeking adventure, and while Australia offers some of the best rock-climbing locations, there’s always an allure to travel abroad and discover new and challenging rock formations to scale. However, travelling overseas and hanging off cliff faces also presents risk. World Nomads could be your ticket to having fun, the safe way.
Here are some of the ways travel insurance could come in handy on your next overseas trip:
Cover for over 150 sports & adventure activities: Yosemite National Park is renowned as a world-class destination for rock climbing. And hiking. And kayaking. And cycling. World Nomads provides travel insurance for more than 150 activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.
Cover for stolen gear: Travel insurance can help you continue to ‘rock on’ if someone decides they like your gear more than you do and steals it. Both the Standard and Explorer policies offer coverage for the cost of stolen belongings (up to policy limits).
Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.
These include, but are not limited to:

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Traveller tip: no one plans for a natural disaster, but unfortunately, they happen. If your whole trip or your rock climbing session is interrupted by a natural disaster and you’re forced to extend your stay, our travel insurance may cover the reasonable and necessary costs (up to policy limits).
Traveller tip: rock climbing can get gnarly, which is why doing your research into travel insurance could be a wise decision. Make sure you take the time to understand what you're signing up for, including what happens if you need to be plucked off a mountain or need a bit of patching up. Do your research, back the ropes, and conquer the world – one rock face at a time!
Traveller tip: if your climbing gear is stolen, it’s imperative you get on the front foot by reporting it to the authorities and obtaining a police report. After that, we ask that you contact us to submit a claim. Always keep copies or originals of any receipts in case you need to make a claim for stolen gear and valuables.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamConfira nossos planos de Seguro Viagem que podem ajudar a protegê-lo em sua viagem ao Equador.
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Um país relativamente pequeno, porém repleto de experiências incríveis para o viajante aventureiro. No Equador, você pode escalar vulcões, andar de bicicleta nos Andes, flutuar em meio à selva, pescar piranhas - emoções são o que não faltam. E isso sem falar na incrível vida selvagem que você vai explorar nas Ilhas Galápagos!
Mas junto com as aventuras vêm os riscos. E se acontecer um desastre natural ou você sofrer um acidente longe de algum centro urbano? Ao planejar as férias dos seus sonhos, uma apólice de seguro é uma boa ideia para ajudá-lo a lidar com eventos inesperados e inconvenientes.
Uma viagem única para mergulhar com tubarões, tartarugas marinhas e arraias em Galápagos significa um alto investimento. Um Seguro Viagem que cobre bagagem extraviada e emergências médicas pode ajudar a proteger esse investimento caso algo inesperado aconteça.
Uma plano de Seguro Viagem da World Nomads pode oferecer cobertura para:
Se você procura praias tranquilas ou montanhas cobertas de neve, o Equador tem tudo para fazer de uma visita as melhores férias da sua vida! Mas as coisas podem não sair conforme o planejado. Saber que você pode resolver problemas financeiros, médicos ou logísticos por meio de sua apólice de seguro representa um grande conforto. Alguns dos eventos inesperados com os quais podemos ajudá-lo incluem:
Embora o Brasil e o Equador sejam vizinhos próximos, as companhias aéreas ainda podem extraviar ou perder sua bagagem. Se isso acontecer, certifique-se de seguir todos os procedimentos de comunicação corretos no aeroporto e a World Nomads poderá fornecer a você uma muda de roupa e itens pessoais até que as coisas sejam resolvidas.
Com tanto a se fazer no Equador, você provavelmente passou muito tempo planejando a sua viagem. Mas se algo inesperado, como uma doença ou um acidente, acontecer um pouco antes da partida, ou mesmo durante a viagem, seu seguro pode ajudá-lo a recuperar parte de suas perdas.
As cidades maiores, como Quito e Cuenca, oferecem uma fascinante mistura de história e cultura indígena e espanhola, incluindo um dos maiores mercados ao ar livre da América Latina. Mas se você for roubado enquanto admira o artesanato local, nossa linha direta 24 horas pode indicar a delegacia de polícia mais próxima e ajudá-lo a obter documentos temporários. Também podemos ajudá-lo a receber fundos transferidos por sua família no Brasil.
Se você se machucar em uma caminhada até os famosos lagos de cratera ou em uma expedição de rafting das montanhas para a selva, nossa equipe de assistentes pode ajudá-lo a encontrar o centro médico mais próximo. Se a lesão for grave, a World Nomads também poderá ajudar a providenciar uma evacuação de emergência para o Brasil.
Infelizmente, os efeitos da pandemia ainda fazem parte de nossas vidas; portanto, se você adoecer com um problema médico relacionado ao Coronavírus, seu seguro poderá ajudar com internações hospitalares e medicamentos.
A World Nomads desenvolveu um seguro abrangente para o viajante aventureiro com cobertura para mais de 150 esportes e atividades radicais. Com novas experiências incríveis sendo lançadas no Equador, como tirolesa em alta altitude e balanços à beira de penhascos, é importante que você leia as diferentes apólices - Standard, Explorer e Explorer Plus - e decida qual é a certa para o tipo de férias que pretende tirar.
Claro, nenhuma apólice de seguro pode cobrir absolutamente tudo, e há uma série de situações para as quais a World Nomads não fornecerá assistência ou reembolso. Elas podem incluir:
Claro, este é apenas um breve guia para o seguro durante sua viagem ao Equador. Então, antes de ir para o “centro do mundo”, não hesite em entrar em contato para obter informações mais detalhadas sobre as diferentes apólices e coberturas disponíveis.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Choose a plan from our Single Trip and Annual Multi-Trip options, depending on your needs.
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Whether you need cover for just the one trip or multiple over the next 12 months, World Nomads has a policy for you.
Choose between Single Trip and Annual Multi-Trip, depending on your coverage needs.
World Nomads offers two plans - Standard and Explorer - offering different benefits, limits and sub-limits of coverage.
Suitable for?
Smart travellers seeking essential cover
Cancelling Your Trip
€3,500
Cutting Short your Trip
€3,500
Emergency Medical Expenses and Medical Repatriation
€5,000,000
Personal Baggage
€1,500
Baggage Delay (after 24 hours)
€125
Delay (per 12 hours / max.)
Not covered
Missed Departure and Connections Outside of Ireland
Not covered
Missed Departure from Ireland
Not covered
Additional Transport Costs
Not covered
Suitable for?
Travellers after higher limits & extra benefits
Cancelling Your Trip
€6,000
Cutting Short your Trip
€6,000
Emergency Medical Expenses and Medical Repatriation
€10,000,000
Personal Baggage
€3,000
Baggage Delay (after 24 hours)
€250
Delay (per 12 hours / max.)
€50 / €200
Missed Departure and Connections Outside of Ireland
€1,000
Missed Departure from Ireland
€1,500
Additional Transport Costs
€1,000
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our frequently asked questions regarding travel insurance. You can also visit our help centre for more FAQs.
Contact us for any queries you have about buying travel insurance, your policy, making a claim and emergency medical assistance.
From anywhere in the world:
worldnomads.assist@collinsoninsurance.com
From anywhere in the world:
Freecall within Ireland:
From anywhere in the world, charges apply:
Whether ordinary or obscure, we cover a wide range of sports and activities when you travel.
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However you like to stay active when you're away, we know that sports and adventure activities play a big role in making your travel experience memorable. That's why we offer a diverse range of activities cover, catering to your unique interests. From abseiling to zorbing, there's a good chance we'll be able to cover you.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamCheck out our Travel Insurance plans which may help safeguard you on your trip to Ecuador.
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For such a relatively small country, Ecuador is packed with amazing experiences for the adventurous traveler. From hiking up volcanoes to biking down the Andes, from floating through the jungle to fishing for piranha, thrills are everywhere. And that’s to say nothing of the amazing wildlife waiting to be discovered in the Galapagos Islands!
But along with adventure comes risk, and what if a natural disaster strikes or you suffer an accident far away from the nearest town? When planning your dream vacation, a travel insurance policy may be a good idea to help get you back on course in case an unexpected event means things go awry.
A once in a lifetime trip to go snorkeling with the sharks, sea turtles and manta rays in the Galapagos means a lot of financial outlay. Travel insurance covering lost baggage and medical emergencies can help protect this investment if the unexpected happens.
A World Nomads travel insurance policy may provide cover for:
If it’s relaxed beaches or snow-capped mountains you’re after, Ecuador has everything to make a visit the best vacation ever! But things might not go according to plan and knowing that you may be able to resolve financial, medical or logistical problems through your travel insurance policy is a great comfort. Some of the unexpected events that we may be able to help you with include:
Even though Brazil and Ecuador are close neighbors, airline companies can still manage to mislay or lose your baggage. If this happens, make sure that you follow all the correct reporting procedures at the airport and World Nomads may be able to provide you with reimbursement for a change of clothing and personal items until things get sorted.
With so much to do in Ecuador, you’ve probably spent a long time making travel arrangements. But if something unexpected, such as an illness or an accident, happens just prior to departure, or even during your trip, your travel insurance policy may be able to help recover some of your losses.
The bigger cities such as Quito and Cuenca provide a fascinating mix of indigenous and Spanish history and culture, including one of Latin America’s largest outdoor markets. But if you’re pickpocketed while browsing the local handicrafts, our round-the-clock hotline may be able to point you to the local police station and help you obtain temporary documents. We can also assist in getting funds wired over from your family back in Brazil.
If you injure yourself on a hike to the famous crater lakes or on a whitewater rafting expedition from the mountains into the jungle, our 24/7 emergency assistance team can help you find the nearest medical center. If the injury is serious, World Nomads may also be able to help arrange for emergency evacuation and repatriation back to Brazil.
Unfortunately, the effects of the pandemic are still a part of our lives, so if you fall ill with a Coronavirus-related medical problem, your insurance may be able to help with hospital stays and medication.
World Nomads has developed travel insurance for the adventurous traveler with cover for more than 150 exciting sports and activities. With amazing new experiences being developed in Ecuador, such as high altitude ziplining and swings flying out over canyons, it is important that you read through the different policies – Standard, Explorer and Explorer Plus – and decide which one is right for the kind of vacation you plan on taking.
Of course, no insurance policy can cover absolutely everything, and there are a number of things that World Nomads will not provide assistance or reimbursement for. These may include:
Of course, this is only a brief guide to insurance while traveling in Ecuador. So before heading off to the “center of the world,” please feel free to contact us for more detailed information on the different policies and cover available.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSimple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
Chegaram as férias, é hora de surfar! Pegue uma onda no paraíso dos surfistas – mas não se esqueça do seu seguro.
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Você já conhece tudo que o litoral brasileiro tem a oferecer e agora é hora de partir para Gold Coast, Indonésia, Oahu ou todas aquelas ondas com as quais você sempre sonhou. Mas um caldo inesperado ou um encontro com uma rocha submersa podem impor uma pausa ou prematura ao seu sonho. Portanto, antes de buscar as ondas, é uma boa ideia contratar um Seguro Viagem.
Você pode até ser um surfista tarimbado e conhecer os riscos, mas surfar sabendo que está protegido em caso de acidente só melhora sua experiência. Uma apólice de viagem da World Nomads para surf pode cobrir:
Perda de bagagem: E se a companhia aérea extraviar sua valiosa prancha e outras bagagens antes mesmo que você veja o mar? Certifique-se de informar imediatamente a perda à companhia aérea e obter comprovante por escrito, preenchendo o formulário P.I.R (Property Irregularity Report).
Documentos perdidos: Perdeu seus documentos de viagem e carteira pulando de uma cidade litorânea para outra na Nicarágua? Você pode contar com seu Seguro Viagem para garantir que as substituições sejam mais tranquilas.
Atendimento médico de emergência: em um minuto você está voando sobre as ondas, no próximo você leva um caldo. Fazer um Seguro Viagem para questões médicas de emergência no exterior pode ter sido a melhor decisão que você tomou antes de viajar.
Transporte: as melhores ondas do mundo não necessariamente ficam próximas ao hospital. Seu Seguro Viagem pode ajudá-lo a sair do paraíso isolado do surfista e se dirigir ao centro médico mais próximo para tratamento.
Cancelamento de viagem: Se você ou um acompanhante sofrer um acidente nas ondas ou ficar doente, o que significa que sua viagem terá que ser interrompida, sua apólice pode ajudá-lo a voltar para casa e recuperar suas despesas de viagem pré-pagas.
Além do surf, sua apólice World Nomads também pode cobrir:
Leia sua apólice de Seguro Viagem detalhadamente, pois certas formas complementares de tratamento médico podem não ser cobertas por acidentes relacionados ao surfe.
A World Nomads quer contribuir para que as pessoas possam explorar tudo que o mundo tem a oferecer. Mas você não deve visitar regiões que forem consideradas inseguras ou desaconselháveis para viajar, e você sempre precisa ser sensato e tomar cuidado. A World Nomads não pode cobrir tudo, portanto, esteja ciente de alguns pontos, como:
Se você é iniciante, faça aulas em uma escola de surf. Não procure um tubo ou uma rampa direto!
Como surfista, há uma boa chance de você querer experimentar outros esportes ou atividades de aventura durante as férias.
A World Nomads oferece cobertura para mais de 150 esportes e atividades diferentes e emocionantes que você pode experimentar enquanto viaja pelo exterior. Mas você deve estudar os diferentes planos - Standard, Explorer e Explorer Plus - para decidir qual é o certo para você.
Aproveitar suas férias ao máximo geralmente significa tomar as decisões certas. Então, ao sair para surfar:
Obviamente, em férias de surf, é para isso que você deseja uma cobertura específica. Mas os planos de Seguro Viagem da World Nomads cobrem muitas outras situações inesperadas e às vezes inevitáveis que podem acontecer quando você está viajando.
Você pode precisar de cuidados médicos depois de torcer o tornozelo subindo a colina para outra praia ou depois de comer frutos do mar locais que não caíram muito bem. Ainda existe a possibilidade de você pegar o COVID-19. Aconteça o que acontecer, o Seguro Viagem para emergências médicas é importante, pois pode fornecer assistência e atenção médica quando você estiver longe de casa.
A equipe de assistência de emergência da World Nomads também pode oferecer ajuda 24 horas por dia, 7 dias por semana, em diversos eventos inesperados. Isso pode incluir ajudar a encontrar o hospital ou delegacia de polícia mais próximos ou informar sua família no Brasil sobre qualquer emergência e ajudá-lo a receber valores de maneira rápida e fácil se você estiver em dificuldades.
Obviamente, este é apenas um breve resumo de por que é uma boa ideia ter um Seguro Viagem se você estiver de férias para surfar. Para obter informações mais detalhadas, leia atentamente as opções de apólice disponíveis. Se você tiver alguma dúvida, entre em contato.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Whether you’re exploring colonial cities or climbing a volcano, learn how travel insurance can benefit American travelers in Ecuador.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
Wander through historic streets in the center of Quito, learn weaving traditions with the Indigenous Otavalo people, search for wildlife on the storied Galapagos Islands, and hike one of Ecuador’s volcanoes. It’s easy to see why Ecuador is a popular choice among American travelers.
You can swing over the forest in Banos, go on a hiking adventure through the lakes and mountains of Cotopaxi National Park, and visit historic sites in Cuenca. For outdoor adventurers and culture buffs alike, Ecuador entices the curious traveler with its natural wonders, UNESCO historic centers, and rich Indigenous heritage.
While a trip to South America is an incredible experience, there are some things to be aware of when you’re visiting from the US. Our nomads have experienced it all - from lost baggage to natural disasters. We’ve learned quite a bit in our travels, and we encourage you to explore travel insurance* plans for Ecuador.
International travel can bring all kinds of unexpected surprises - like spotting a giant tortoise on the Galapagos Islands.
Some surprises are not as great. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you injure yourself in a mountaineering adventure while attempting to climb Cotopaxi, you may then wish that you had travel insurance for Ecuador.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.
With incredibly varied landscapes from the Amazon Rainforest to soaring volcanoes, Ecuador is a phenomenal destination if you’re looking for some adventure. World Nomads covers more than 250 activities for Americans traveling to Ecuador and includes things like scuba diving in North Seymour Island, kayaking in the Amazon Rainforest, and surfing in Montanita.
When you get a quote for your travel insurance for Ecuador, it’s helpful to have a general itinerary in mind. Different plans cover different activities. An advance plan will help you choose the best insurance for your trip—and make sure even your most daring adventure is covered.
If you’re hoping to go horseback riding through the lush El Choco Rainforest, sea kayak in the waters around San Cristobal Island, or white-water raft down Quijos River, you’ll be covered under all plans, including the Standard Plan. Maybe you have your sights set on climbing Mount Chimborazo—Ecuador’s highest peak, which rises to a soaring 20,702 feet. In that case, you’ll need to invest in the Explorer Plan or the Epic Plan.
Before you head to Ecuador, we recommend that you make an appointment with our non-insurance service partner who offers telehealth travel consultations. The service offers online consultations 24/7 and can help you obtain any necessary vaccinations or medications, such as medication to help with altitude sickness and traveler’s diarrhea.
We also recommend packing a strong mosquito repellent to help prevent mosquito-borne illnesses like dengue. Keep in mind that tap water isn’t drinkable, so you’ll need to stay hydrated with bottled or filtered water.
Most Americans diving in Ecuador’s Galapagos Islands have no problems at all, but sometimes things happen. Make sure to protect yourself. Never dive deeper than your qualification limits and never dive solo. If you get decompression sickness, emergency medical coverage under your travel insurance for Ecuador may reimburse you for your medical expenses.
In the event that you have a medical emergency when traveling in Ecuador, you can call the 24/7 emergency assistance team and they may be able to refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Ecuador may cover the costs to get you there.
You probably packed your hiking boots if you’re planning to hike the scenic Quilotoa Loop. What happens if you land in Quito, but your bag doesn’t arrive at the same time? Your travel insurance for Ecuador may help reimburse your trekking gear. The other belongings in your lost checked bag could be covered as well (up to plan limits, conditions and exclusions apply).
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful. If your bag is delayed for at least 12 hours, you could still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact our non-insurance service partner that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
Petty theft and pickpockets are something to watch out for when you travel to Ecuador- especially in crowded areas in Quito and Guayaquil. Be aware of your surroundings and avoid putting anything valuable in your back pockets. You may also want to carry handbags across your body, and wear backpacks on your front. Keep an eye on your bags at bus terminals, as well.
If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim
Even if you have the perfect getaway planned with all your hotels and excursions booked, unexpected situations can throw your plans off track. Before you invest in an insurance plan for Ecuador, make sure it includes cancellation coverage.
Ecuador is prone to natural disasters like earthquakes and flooding. What happens if heavy rains cause a landslide in central Ecuador, wiping out roads in the region, and making it impossible for you to reach your destination in Banos? Your travel insurance for Ecuador may help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance.
If you’re already in Ecuador and something happens to delay or interrupt your vacation, World Nomads insurance may compensate you for covered reasons. For example, if your travel companion gets injured while rock climbing in Cuenca and needs to stay in the hospital for at least 24 hours for treatment, you could be reimbursed for the expenses you incur during that time, like hotels.
Let’s say you’re planning to catch a cruise around the Galapagos Islands from San Cristobal but your flight leaving the US is delayed by more than three consecutive hours and the boat leaves without you. You’ll probably have to pay to travel to the next port of call to catch up with your cruise. The Explorer and Epic Plans cover for missed connections and may reimburse you for the cost to travel to the next port.
Before you leave the United States, we encourage you to check out the US government’s safety warnings for Ecuador. Weather, safety, and political situations can change at any time, and this is where they list any advisories that may exist at that time.
If you purchase travel insurance for Ecuador, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Take extra camera batteries. The worst feeling is to get set up for the perfect shot of a Blue-Footed Boobie, only to find out you have a dead battery. If you make the journey to see the rare bird species on the Galapagos, make sure to read up on some of our tips on how to photograph wildlife in an ethical way.
As you’re preparing for your trip, we recommend you learn a few Spanish phrases that will help you navigate Ecuador comfortable. You might also want to check out our tips for visiting Ecuador to make sure you’re ready for your grand adventure!
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWorld-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
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Stoked to be hitting those waves you’ve only dreamed of until now? You’ve mastered all that Brazil’s coasts have to offer and now it’s off to the Gold Coast, Indonesia or Oahu. But an awkward wipeout or an encounter with hidden rock could bring your dream to a premature end. So before paddling out, it’s a good idea to have your travel insurance in place.
You might be a seasoned surfer and know the risks, but riding the waves knowing that you’re covered in the event of an accident makes you a smart surfer. A World Nomads travel policy for surfing may cover:
Baggage Loss: What if the airline misplaces your prized board and other baggage before you’ve even seen the ocean? Make sure you follow the correct Property Irregularity Procedures and your insurance may mean you can still head to the beach.
Lost documents: Mislaid your travel documents and wallet hopping from one beach town to another in Nicaragua? You may be able to rely on your travel insurance to ensure arranging replacements is smooth and easy.
Emergency Medical Care: One minute you’re flying across the waves, the next you’ve seriously wiped out. Getting overseas travel insurance for urgent or emergency medical issues before traveling may have been the best decision you make if you have an accident or even suffer a disability.
Transportation: The world’s best swells aren’t necessarily conveniently located next to the local hospital. Your travel insurance may well help you get from your secluded surfer’s paradise to the nearest medical center for treatment.
Trip cancellation: If you or a travel companion has an accident on the waves or falls ill, meaning your trip is cut short, your policy may help you get back home and recover your pre-paid travel expenses.
Besides wave surfing, your World Nomads policy may also cover:
Be sure to read through your travel insurance policy carefully as certain complementary forms of medical treatment may not be covered for surfing-related accidents.
World Nomads believes in providing support so that everyone has the chance to explore all the world has to offer. But you shouldn’t visit regions that have been deemed unsafe or unadvisable for travel, and you always need to be sensible and take care. World Nomads can’t cover everything, so please be aware of a few things, such as:
As a surfer, there’s a good chance you’re going to be up for trying a few other adventure sports or activities while on vacation.
World Nomads provides cover for more than 150 different exciting sports and activities that you can try out while traveling overseas. But you should always make sure you carefully read the different policies - Standard, Explorer and Explorer Plus - and decide which one is right for you.
Enjoying your vacation to the max often means making the right decisions. So when heading out for those early morning breaks:
Obviously, on a surfing vacation, this is what you’ll want specific coverage for. But World Nomads travel policies cover many of those other unexpected and sometimes unavoidable things that can happen when away from home.
You may need medical attention after twisting your ankle hiking over the hill to another beach or eating some local seafood that didn’t agree with you. There is still even the possibility that you might catch COVID-19. Whatever happens, travel insurance for medical emergencies is important as it may provide you with medical care and attention when far from home.
The World Nomads emergency assistance team can also provide you with 24/7 help on a range of unexpected events. These may include providing guidance to the nearest hospital or police station or informing your family back home of any emergencies and helping receive funds quickly and easily if you find yourself in difficulty.
Obviously, this is just a brief outline of why it’s a good idea to have some travel insurance if you’re on a surfing vacation. For more detailed information, get a quote online and carefully read through the policy options available. If you have any questions, feel free to contact us.
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