Photo © Getty/freemixer

Travel insurance when rock climbing

Check out World Nomads travel insurance plans when rock climbing. Be adequately covered if injuries or extreme weather issues strike.

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Ready to conquer new heights? Literally? Aussie explorers have been attracted to rock climbing for centuries, and it’s easy to see why – rocky climbing ticks all the boxes; physical strength, mental focus, (nearly) untouched landscapes, and breathtaking views. Embarking on a rock climbing adventure can be an exhilarating experience, however, amidst the adrenaline rush and excitement, it's important not to forget to research travel insurance…just in case.

female rock climber
Having fun while rock climbing. Photo credit: Getty images / Daniel Milchev

What’s covered when rock climbing?

World Nomads offers coverage across two insurance policies (Standard and Explorer) for four different rock climbing activities:

  • Rock climbing (indoor)
  • Rock climbing (outdoor)
  • Rock climbing (bouldering/no ropes/no equipment)
  • Rock climbing (sport climbing/bolted)

Note: some of these activities require package upgrades or specific qualifications. For this reason, we recommend you refer to your Product Disclosure Statement (PDS) or contact us before purchasing a travel insurance policy. Please note: soloing/free soloing rock climbing is not covered.

Cover for lost, stolen or delayed baggage

If you’re looking for a location to climb between November and April, check out Krabi province in Thailand – the limestone cliffs have many routes for all skill levels. Keep in mind though, Thailand has some of the busiest airports in the world, and with that comes the possibility of lost baggage. Or even worse your rock climbing gear could go missing in transit or be snatched right under your eyes. If this happens our travel insurance may be able to help.

If you arrive at the airport and your baggage is delayed for more than 12 hours, both our Standard and Explorer plans offer cover for the cost of essential items (think jocks, socks, and a toothbrush). And if the unthinkable has happened and your baggage or climbing gear is lost or stolen, we may cover the original purchase price to replace the items.

Please note: sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.

Rock climbing at sunset
Rock climbing at sunset. Photo credit: Getty images / Daniel Milchev

Why should I consider travel insurance when rock climbing

It’s no secret that Aussies love a thrill-seeking adventure, and while Australia offers some of the best rock-climbing locations, there’s always an allure to travel abroad and discover new and challenging rock formations to scale. However, travelling overseas and hanging off cliff faces also presents risk. World Nomads could be your ticket to having fun, the safe way.

Here are some of the ways travel insurance could come in handy on your next overseas trip:

Cover for over 150 sports & adventure activities: Yosemite National Park is renowned as a world-class destination for rock climbing. And hiking. And kayaking. And cycling. World Nomads provides travel insurance for more than 150 activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.

Cover for stolen gear: Travel insurance can help you continue to ‘rock on’ if someone decides they like your gear more than you do and steals it. Both the Standard and Explorer policies offer coverage for the cost of stolen belongings (up to policy limits).

What’s not covered

Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.

These include, but are not limited to:

  • World Nomads does not offer coverage for free soloing – so make sure you keep those ropes firmly attached!
  • World Nomads won’t cover you if you overestimate your vertical limit skills and put yourself in dangerous situations – this includes breaking local laws and warnings.
  • Competing at an international event as a national representative.
  • Any remote search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
  • Follow the local laws and regulations – whether it’s respecting the local customs or respecting the fragile ecosystems of the beautiful places you’re lucky enough to discover, it’s always important to remember travel insurance doesn’t cover breaking the law.
two rock climbers
Two rock climbers. Photo credit: Getty images / Solovyova

Key tips for your rock climbing trip

  • Ensure you have a clean bill of health before you go: climbing isn't just a bit of a walk in the park -- you need to be in top-notch form to scale those crags. Don't forget to have a quick check-in with your doc and sort out any necessary vaccinations or medicines, depending on where you're headed. Speaking of general health; make sure you refer to your PDS before leaving, as we often don’t offer coverage for existing medical conditions.
  • Rock climbing can be dangerous – take the time to plan your adventure in detail. It’s important to assess the route difficulty, comparing it to your experience level – because while it’s good to challenge yourself, the outcome won’t be much fun if you realise you’ve bitten off more than you can climb, halfway up!
  • Do you know what likes crags? Rock climbers…and…ticks. Do you know what likes rock climbers? Ticks. Because: yum. Tick bites can cause Rocky Mountain Fever and Lyme Disease, which can result in a hospital trip. It’s always best to do a thorough check of your body and gear after every climb.
  • Check your gear! Safety is paramount when rock climbing, and safety starts with a thorough inspection of all your climbing gear – before, and after every single climb.
  • Rock climbing requires physical strength and ability – we recommend you speak to your doctor before embarking on your journey just to be sure that you’re medically fit for the challenge.
  • Inform a local assistance company and your family of your rock-climbing location and trekking route and policy details.
  • Make sure to use a qualified tour guide if you're rock climbing as part of a group.
  • Check which countries your rock-climbing trip passes through to ensure your policy covers you for that region.
  • For the intrepid rock climber, be aware a higher policy excess applies if you need to be medically evacuated within Nepal.
  • Make sure that you've selected the right travel insurance plan for your specific needs. Get a quote online anytime, anywhere.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Traveller tip: no one plans for a natural disaster, but unfortunately, they happen. If your whole trip or your rock climbing session is interrupted by a natural disaster and you’re forced to extend your stay, our travel insurance may cover the reasonable and necessary costs (up to policy limits).

Traveller tip: rock climbing can get gnarly, which is why doing your research into travel insurance could be a wise decision. Make sure you take the time to understand what you're signing up for, including what happens if you need to be plucked off a mountain or need a bit of patching up. Do your research, back the ropes, and conquer the world – one rock face at a time!

Traveller tip: if your climbing gear is stolen, it’s imperative you get on the front foot by reporting it to the authorities and obtaining a police report. After that, we ask that you contact us to submit a claim. Always keep copies or originals of any receipts in case you need to make a claim for stolen gear and valuables.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / John Coletti

Seguro viagem para o Equador

Confira nossos planos de Seguro Viagem que podem ajudar a protegê-lo em sua viagem ao Equador.

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Um país relativamente pequeno, porém repleto de experiências incríveis para o viajante aventureiro. No Equador, você pode escalar vulcões, andar de bicicleta nos Andes, flutuar em meio à selva, pescar piranhas - emoções são o que não faltam. E isso sem falar na incrível vida selvagem que você vai explorar nas Ilhas Galápagos!

Mas junto com as aventuras vêm os riscos. E se acontecer um desastre natural ou você sofrer um acidente longe de algum centro urbano? Ao planejar as férias dos seus sonhos, uma apólice de seguro é uma boa ideia para ajudá-lo a lidar com eventos inesperados e inconvenientes.

San Rafael (Coca) Falls on Quijos River
San Rafael (Coca) Falls on Quijos River. Photo credit: Getty Images / Kevin Schafer

Por que o Seguro Viagem é importante

Uma viagem única para mergulhar com tubarões, tartarugas marinhas e arraias em Galápagos significa um alto investimento. Um Seguro Viagem que cobre bagagem extraviada e emergências médicas pode ajudar a proteger esse investimento caso algo inesperado aconteça.

Uma plano de Seguro Viagem da World Nomads pode oferecer cobertura para:

  • Bagagem extraviada ou perdida
  • Cancelamento ou interrupção da viagem
  • Objetos pessoais roubados
  • Seguro médico no exterior e cobertura para eventos relacionados ao Coronavírus
  • Mais de 150 atividades e esportes no Equador

Ao que devo ficar atento quando viajar para o Equador?

Se você procura praias tranquilas ou montanhas cobertas de neve, o Equador tem tudo para fazer de uma visita as melhores férias da sua vida! Mas as coisas podem não sair conforme o planejado. Saber que você pode resolver problemas financeiros, médicos ou logísticos por meio de sua apólice de seguro representa um grande conforto. Alguns dos eventos inesperados com os quais podemos ajudá-lo incluem:

Embora o Brasil e o Equador sejam vizinhos próximos, as companhias aéreas ainda podem extraviar ou perder sua bagagem. Se isso acontecer, certifique-se de seguir todos os procedimentos de comunicação corretos no aeroporto e a World Nomads poderá fornecer a você uma muda de roupa e itens pessoais até que as coisas sejam resolvidas.

Com tanto a se fazer no Equador, você provavelmente passou muito tempo planejando a sua viagem. Mas se algo inesperado, como uma doença ou um acidente, acontecer um pouco antes da partida, ou mesmo durante a viagem, seu seguro pode ajudá-lo a recuperar parte de suas perdas.

  • Objetos pessoais roubados

As cidades maiores, como Quito e Cuenca, oferecem uma fascinante mistura de história e cultura indígena e espanhola, incluindo um dos maiores mercados ao ar livre da América Latina. Mas se você for roubado enquanto admira o artesanato local, nossa linha direta 24 horas pode indicar a delegacia de polícia mais próxima e ajudá-lo a obter documentos temporários. Também podemos ajudá-lo a receber fundos transferidos por sua família no Brasil.

Se você se machucar em uma caminhada até os famosos lagos de cratera ou em uma expedição de rafting das montanhas para a selva, nossa equipe de assistentes pode ajudá-lo a encontrar o centro médico mais próximo. Se a lesão for grave, a World Nomads também poderá ajudar a providenciar uma evacuação de emergência para o Brasil.

Infelizmente, os efeitos da pandemia ainda fazem parte de nossas vidas; portanto, se você adoecer com um problema médico relacionado ao Coronavírus, seu seguro poderá ajudar com internações hospitalares e medicamentos.

A World Nomads desenvolveu um seguro abrangente para o viajante aventureiro com cobertura para mais de 150 esportes e atividades radicais. Com novas experiências incríveis sendo lançadas no Equador, como tirolesa em alta altitude e balanços à beira de penhascos, é importante que você leia as diferentes apólices - Standard, Explorer e Explorer Plus - e decida qual é a certa para o tipo de férias que pretende tirar.

Guayas Province, Guayaquil, Las Penas
Guayas Province, Guayaquil, Las Penas. Photo credit: Getty Images / Westend61

O que não está coberto?

Claro, nenhuma apólice de seguro pode cobrir absolutamente tudo, e há uma série de situações para as quais a World Nomads não fornecerá assistência ou reembolso. Elas  podem incluir:

  • Praticar esportes não cobertos pelo plano adquirido. Sempre verifique o que está e o que não está incluso antes de fazer uma apólice e antes de se inscrever em um novo esporte radical, ok?
  • Se você não cuidou bem de si mesmo ou de seus pertences. Portanto, se você deixou suas coisas sem vigilância enquanto aproveitava a vida noturna de Quito ou seguia as iguanas na praia de Galápagos, não poderemos oferecer cobertura.
  • Tratamento para condições médicas pré-existentes ou se sua viagem foi planejada especificamente para receber cuidados de saúde especializados.

Claro, este é apenas um breve guia para o seguro durante sua viagem ao Equador. Então, antes de ir para o “centro do mundo”, não hesite em entrar em contato para obter informações mais detalhadas sobre as diferentes apólices e coberturas disponíveis.

 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Obtenha uma cotação de seguro de viagem

Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo

Faça uma cotação
A person hiking in front of a mountain

Compare Travel Insurance Coverage

Choose a plan from our Single Trip and Annual Multi-Trip options, depending on your needs.

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Dedicated 24/7 Emergency Medical Assistance
Cover for 150+ adventure activities
Buy or claim while travelling
Access to doctors for non-emergency care at no extra cost

Choose the cover that best suits your needs

Whether you need cover for just the one trip or multiple over the next 12 months, World Nomads has a policy for you.
Choose between Single Trip and Annual Multi-Trip, depending on your coverage needs.

Single trip

  • Explore multiple countries on the one trip for up to 365 days
  • Flexibility in customising your coverage and destinations.
  • Can be more cost effective compared to Annual Multi-Trip if you're a less frequent traveller

Annual Multi-trip

  • Enjoy multiple trips in a 12-month period, with cover up to 31 or 45 days each trip
  • Cover for both international and domestic travel.
  • Convenience – no need to arrange travel insurance for each trip.
  • Can be more cost effective compared to Single Trip if you're a more frequent traveller

Compare Plans

World Nomads offers two plans - Standard and Explorer - offering different benefits, limits and sub-limits of coverage.

  • All
  • Standard
  • Explorer

Standard Plan

Covers the essentials Everyday travel insurance

Suitable for?
Smart travellers seeking essential cover  

Cancelling Your Trip

€3,500

Cutting Short your Trip

€3,500

Emergency Medical Expenses and Medical Repatriation

€5,000,000

Personal Baggage

€1,500

Baggage Delay (after 24 hours)

€125

Delay (per 12 hours / max.)

Not covered

Missed Departure and Connections Outside of Ireland

Not covered

Missed Departure from Ireland

Not covered

Additional Transport Costs

Not covered

Explorer Plan

Higher benefit limits More insured events including travel delay

Suitable for?
Travellers after higher limits & extra benefits

Cancelling Your Trip

€6,000

Cutting Short your Trip

€6,000

Emergency Medical Expenses and Medical Repatriation

€10,000,000

Personal Baggage

€3,000

Baggage Delay (after 24 hours)

€250

Delay (per 12 hours / max.)

€50 / €200

Missed Departure and Connections Outside of Ireland

€1,000

Missed Departure from Ireland

€1,500

Additional Transport Costs

€1,000

Additional services included at no extra cost:

Air Doctor

FREE access to trusted doctors in 78 countries via clinic, hotel, or video consults, plus local prescriptions and 24/7 support, all cashless, claimless and hassle free.

SmartDelay

Get FREE airport lounge access if your flight is delayed 90+ minutes, to over 1,700 lounges in 140 countries. Register up to 24 hours before departure.

We cover 150 + Adventure Activities you love + more

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

We cover more than 150 activities you love + more

Here are several activities under each category that World Nomads love to do:

Not all activities, sports, and experiences are automatically covered. You may have to upgrade the sorting level to receive the cover you require for the activities you plan to do, by paying an additional premium. Please read your policy wording carefully before you buy.

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Snow
  • Ice Skating
  • Skiing
  • Snowboarding
  • Tobogganing
Water
  • Canoeing
  • Kayaking
  • Paddle Boarding
  • Sailing
  • Scuba Diving (up to 30 meters)
  • Snorkelling
  • Surfing
  • Tubing
  • Windsurfing
Air
  • Aerial Safari
  • Bungee Jumping
  • Hot Air Ballooning
  • Passenger in a commercial aircraft
  • Skydiving / Parachuting (tandem jumps only)
  • Zip Line
Land
  • Bushwalking
  • Camel Riding
  • Camping
  • Caving
  • Hiking
  • Orienteering
  • Motorbiking
  • Mountain Biking
  • Trekking
Sports
  • Baseball
  • Basketball
  • Cricket
  • Go Karting
  • Golf
  • Hockey
  • Tennis / Pickleball
  • Frisbee / Ultimate frisbee
  • Volleyball
Experiences
  • Childcare work
  • General farm work
  • Hospitality
  • Restaurant
  • Teaching
  • Fruit Picking
  • Admin work
  • Office work
  • WWOOFing
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans. Coverage may not be available for residents of all countries, states or provinces.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Got questions?

We've got the answers

Here are our frequently asked questions regarding travel insurance. You can also visit our help centre for more FAQs.

  • Can I buy travel insurance if I'm already overseas?
    Yes - If you're a resident of the Republic of Ireland and meet the Residential Eligibility Criteria, then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,

Need help?

Contact us for any queries you have about buying travel insurance, your policy, making a claim and emergency medical assistance.

Emergency Medical Assistance

For policies purchased on or after 27 June 2024:

From anywhere in the world:

+353 4 69 017 022

worldnomads.assist@collinsoninsurance.com

For policies purchased before 27 June 2024:

From anywhere in the world:

+353 (0) 90 640 6460

worldnomadsassist@axa-assistance.com

Policy and Claim

Freecall within Ireland:

1800 903 008

From anywhere in the world, charges apply:

+353 21 237 8001

Policy

infoIRL@worldnomads.com

Claim

worldnomads.clmsie@collinsoninsurance.com

Whether ordinary or obscure, we cover a wide range of sports and activities when you travel.

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Preparing for your next adventure?

However you like to stay active when you're away, we know that sports and adventure activities play a big role in making your travel experience memorable. That's why we offer a diverse range of activities cover, catering to your unique interests. From abseiling to zorbing, there's a good chance we'll be able to cover you.

We cover 150+ Adventure Activities you love + more

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / John Coletti

Travel insurance for a visit to Ecuador

Check out our Travel Insurance plans which may help safeguard you on your trip to Ecuador.

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For such a relatively small country, Ecuador is packed with amazing experiences for the adventurous traveler. From hiking up volcanoes to biking down the Andes, from floating through the jungle to fishing for piranha, thrills are everywhere. And that’s to say nothing of the amazing wildlife waiting to be discovered in the Galapagos Islands!

But along with adventure comes risk, and what if a natural disaster strikes or you suffer an accident far away from the nearest town? When planning your dream vacation, a travel insurance policy may be a good idea to help get you back on course in case an unexpected event means things go awry.


San Rafael (Coca) Falls on Quijos River
San Rafael (Coca) Falls on Quijos River. Photo credit: Getty Images / Kevin Schafer

Why travel insurance matters

A once in a lifetime trip to go snorkeling with the sharks, sea turtles and manta rays in the Galapagos means a lot of financial outlay. Travel insurance covering lost baggage and medical emergencies can help protect this investment if the unexpected happens.

A World Nomads travel insurance policy may provide cover for:

What should I look out for when traveling to Ecuador?

If it’s relaxed beaches or snow-capped mountains you’re after, Ecuador has everything to make a visit the best vacation ever! But things might not go according to plan and knowing that you may be able to resolve financial, medical or logistical problems through your travel insurance policy is a great comfort. Some of the unexpected events that we may be able to help you with include:

Delayed or lost baggage

Even though Brazil and Ecuador are close neighbors, airline companies can still manage to mislay or lose your baggageIf this happens, make sure that you follow all the correct reporting procedures at the airport and World Nomads may be able to provide you with reimbursement for a change of clothing and personal items until things get sorted.
 

Trip cancellation and trip interruption

With so much to do in Ecuador, you’ve probably spent a long time making travel arrangements. But if something unexpected, such as an illness or an accident, happens just prior to departure, or even during your trip, your travel insurance policy may be able to help recover some of your losses.

Stolen personal effects 

The bigger cities such as Quito and Cuenca provide a fascinating mix of indigenous and Spanish history and culture, including one of Latin America’s largest outdoor markets. But if you’re pickpocketed while browsing the local handicrafts, our round-the-clock hotline may be able to point you to the local police station and help you obtain temporary documents. We can also assist in getting funds wired over from your family back in Brazil.

Overseas emergency medical insurance and cover for Coronavirus-related events 

If you injure yourself on a hike to the famous crater lakes or on a whitewater rafting expedition from the mountains into the jungle, our 24/7 emergency assistance team can help you find the nearest medical center. If the injury is serious, World Nomads may also be able to help arrange for emergency evacuation and repatriation back to Brazil.

Unfortunately, the effects of the pandemic are still a part of our lives, so if you fall ill with a Coronavirus-related medical problem, your insurance may be able to help with hospital stays and medication.

Cover for over 150 activities and sports when in Ecuador

World Nomads has developed travel insurance for the adventurous traveler with cover for more than 150 exciting sports and activities. With amazing new experiences being developed in Ecuador, such as high altitude ziplining and swings flying out over canyons, it is important that you read through the different policies – Standard, Explorer and Explorer Plus – and decide which one is right for the kind of vacation you plan on taking.

Guayas Province, Guayaquil, Las Penas
Guayas Province, Guayaquil, Las Penas. Photo credit: Getty Images / Westend61

What's not covered?

Of course, no insurance policy can cover absolutely everything, and there are a number of things that World Nomads will not provide assistance or reimbursement for. These may include:

  • Taking part in sports not covered by the policy. Always check what is and isn’t covered before taking out a policy and before signing up for a new radical sport.
  • If you haven’t taken proper care of yourself or your belongings. So if you’ve left your things unattended while enjoying Quito’s nightlife or following the iguanas down the beach in the Galapagos, we won’t be able to cover you.
  • Treatment for pre-existing medical conditions or if your trip has been planned specifically to receive specialist health care.

Of course, this is only a brief guide to insurance while traveling in Ecuador. So before heading off to the “center of the world,” please feel free to contact us for more detailed information on the different policies and cover available.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A person hiking in front of a mountain
Photo © Westend61

Seguro Viagem para surfistas brasileiros

Chegaram as férias, é hora de surfar! Pegue uma onda no paraíso dos surfistas – mas não se esqueça do seu seguro.

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Você já conhece tudo que o litoral brasileiro tem a oferecer e agora é hora de partir para Gold Coast, Indonésia, Oahu ou todas aquelas ondas com as quais você sempre sonhou. Mas um caldo inesperado ou um encontro com uma rocha submersa podem impor uma pausa ou prematura  ao seu sonho. Portanto, antes de buscar as ondas, é uma boa ideia contratar um Seguro Viagem.

Seguro Viagem para surfistas brasileiros

Você pode até ser um surfista tarimbado e conhecer os riscos, mas surfar sabendo que está protegido em caso de acidente só melhora sua experiência. Uma apólice de viagem da World Nomads para surf pode cobrir:

Perda de bagagem: E se a companhia aérea extraviar sua valiosa prancha e outras bagagens antes mesmo que você veja o mar? Certifique-se de informar imediatamente a perda à companhia aérea e obter comprovante por escrito, preenchendo o formulário P.I.R (Property Irregularity Report).

Documentos perdidos: Perdeu seus documentos de viagem e carteira pulando de uma cidade litorânea para outra na Nicarágua? Você pode contar com seu Seguro Viagem para garantir que as substituições sejam mais tranquilas.

Atendimento médico de emergência: em um minuto você está voando sobre as ondas, no próximo você leva um caldo. Fazer um Seguro Viagem para questões médicas de emergência no exterior pode ter sido a melhor decisão que você tomou antes de viajar. 

Transporte: as melhores ondas do mundo não necessariamente ficam próximas ao hospital. Seu Seguro Viagem pode ajudá-lo a sair do paraíso isolado do surfista e se dirigir ao centro médico mais próximo para tratamento.

Cancelamento de viagem: Se você ou um acompanhante sofrer um acidente nas ondas ou ficar doente, o que significa que sua viagem terá que ser  interrompida, sua apólice pode ajudá-lo a voltar para casa e recuperar suas despesas de viagem pré-pagas.

Além do surf, sua apólice World Nomads também pode cobrir:

  • Surf terrestre
  • Stand-up paddle surf (SUP)
  • Windsurf
  • Sandboard
  • Kiteboarding
  • Wakeboarding

Leia sua apólice de Seguro Viagem detalhadamente, pois certas formas complementares de tratamento médico podem não ser cobertas por acidentes relacionados ao surfe.

O que não está coberto pelo Seguro Viagem para surf?

A World Nomads quer contribuir para que as pessoas possam explorar tudo que o mundo tem a oferecer. Mas você não deve visitar regiões que forem consideradas inseguras ou desaconselháveis para viajar, e você sempre precisa ser sensato e tomar cuidado. A World Nomads não pode cobrir tudo, portanto, esteja ciente de alguns pontos, como:

  • Não vá para o mar depois de beber ou usar drogas.
  • Não podemos oferecer cobertura se você não seguir as orientações de seu médico após um acidente.
  • Você deve sempre cuidar de seus objetos pessoais.
  • Se algo acontecer com você como resultado de uma condição médica pré-existente, seu tratamento não poderá ser coberto.

Se você é iniciante, faça aulas em uma escola de surf. Não procure um tubo ou uma rampa direto!

Como aproveitar ao máximo seu Seguro Viagem

Como surfista, há uma boa chance de você querer experimentar outros esportes ou atividades de aventura durante as férias.

A World Nomads oferece cobertura para mais de 150 esportes e atividades diferentes e emocionantes que você pode experimentar enquanto viaja pelo exterior. Mas você deve estudar os diferentes planos - Standard, Explorer e Explorer Plus - para decidir qual é o certo para você.

Aproveitar suas férias ao máximo geralmente significa tomar as decisões certas. Então, ao sair para surfar:

  • fique de olho nos alertas de tempestade
  • reconheça os seus próprios limites e respeite os sinais de alerta do oceano
  • verifique a área com antecedência e fique atento a rochas e recifes submersos
  • pode ser uma boa ideia surfar com outras pessoas para que vocês possam se revezar para ficar com as coisas de todos na praia. Seu seguro não cobrirá a perda de seus pertences se eles forem deixados sem vigilância.

Obviamente, em férias de surf, é para isso que você deseja uma cobertura específica. Mas os planos de Seguro Viagem da World Nomads cobrem muitas outras situações inesperadas e às vezes inevitáveis que podem acontecer quando você está viajando.

Você pode precisar de cuidados médicos depois de torcer o tornozelo subindo a colina para outra praia ou depois de comer frutos do mar locais que não caíram muito bem. Ainda existe a possibilidade de você pegar o COVID-19. Aconteça o que acontecer, o Seguro Viagem para emergências médicas é importante, pois pode fornecer assistência e atenção médica quando você estiver longe de casa.

A equipe de assistência de emergência da World Nomads também pode oferecer ajuda 24 horas por dia, 7 dias por semana, em diversos eventos inesperados. Isso pode incluir ajudar a encontrar o hospital ou delegacia de polícia mais próximos ou informar sua família no Brasil sobre qualquer emergência e ajudá-lo a receber valores de maneira rápida e fácil se você estiver em dificuldades.

Obviamente, este é apenas um breve resumo de por que é uma boa ideia ter um Seguro Viagem se você estiver de férias para surfar. Para obter informações mais detalhadas, leia atentamente as opções de apólice disponíveis. Se você tiver alguma dúvida, entre em contato.

 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Obtenha uma cotação de seguro de viagem

Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo

Faça uma cotação
A person hiking in front of a mountain
Photo © Getty Images / John Coletti

Travel Insurance for Ecuador

Whether you’re exploring colonial cities or climbing a volcano, learn how travel insurance can benefit American travelers in Ecuador.

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  • As featured in:

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

At a glance:

  • Travel insurance benefits for Ecuador may include trip cancellation, delay, and interruption
  • Coverage for medical emergencies, medical evacuation, and natural disasters while abroad
  • Protection for lost, stolen, or delayed baggage and personal belongings
  • Coverage for 250+ adventure and sports activities across Ecuador (Amazon and Galapagos trekking included)!
  • Optional Cancel For Any Reason (CFAR) upgrade for extra flexibility. Additional terms apply

Wander through historic streets in the center of Quito, learn weaving traditions with the Indigenous Otavalo people, search for wildlife on the storied Galapagos Islands, and hike one of Ecuador’s volcanoes. It’s easy to see why Ecuador is a popular choice among American travelers.

You can swing over the forest in Banos, go on a hiking adventure through the lakes and mountains of Cotopaxi National Park, and visit historic sites in Cuenca. For outdoor adventurers and culture buffs alike, Ecuador entices the curious traveler with its natural wonders, UNESCO historic centers, and rich Indigenous heritage.

While a trip to South America is an incredible experience, there are some things to be aware of when you’re visiting from the US. Our nomads have experienced it all - from lost baggage to natural disasters. We’ve learned quite a bit in our travels, and we encourage you to explore travel insurance* plans for Ecuador.

Do I need travel insurance for Ecuador?

International travel can bring all kinds of unexpected surprises - like spotting a giant tortoise on the Galapagos Islands.

Some surprises are not as great. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you injure yourself in a mountaineering adventure while attempting to climb Cotopaxi, you may then wish that you had travel insurance for Ecuador.

World Nomads has four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.

Guayas Province, Guayaquil, Las Penas
Guayas Province, Guayaquil, Las Penas. Photo credit: Getty Images / Westend61

Travel insurance for activities in Ecuador

With incredibly varied landscapes from the Amazon Rainforest to soaring volcanoes, Ecuador is a phenomenal destination if you’re looking for some adventure. World Nomads covers more than 250 activities for Americans traveling to Ecuador and includes things like scuba diving in North Seymour Island, kayaking in the Amazon Rainforest, and surfing in Montanita.

When you get a quote for your travel insurance for Ecuador, it’s helpful to have a general itinerary in mind. Different plans cover different activities. An advance plan will help you choose the best insurance for your trip—and make sure even your most daring adventure is covered.

If you’re hoping to go horseback riding through the lush El Choco Rainforest, sea kayak in the waters around San Cristobal Island, or white-water raft down Quijos River, you’ll be covered under all plans, including the Standard Plan. Maybe you have your sights set on climbing Mount Chimborazo—Ecuador’s highest peak, which rises to a soaring 20,702 feet. In that case, you’ll need to invest in the Explorer Plan or the Epic Plan.

Travel insurance for medical emergencies in Ecuador

Before you head to Ecuador, we recommend that you make an appointment with our non-insurance service partner who offers telehealth travel consultations. The service offers online consultations 24/7 and can help you obtain any necessary vaccinations or medications, such as medication to help with altitude sickness and traveler’s diarrhea.

We also recommend packing a strong mosquito repellent to help prevent mosquito-borne illnesses like dengue. Keep in mind that tap water isn’t drinkable, so you’ll need to stay hydrated with bottled or filtered water.

Most Americans diving in Ecuador’s Galapagos Islands have no problems at all, but sometimes things happen. Make sure to protect yourself. Never dive deeper than your qualification limits and never dive solo. If you get decompression sickness, emergency medical coverage under your travel insurance for Ecuador may reimburse you for your medical expenses.

In the event that you have a medical emergency when traveling in Ecuador, you can call the 24/7 emergency assistance team and they may be able to refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.

If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Ecuador may cover the costs to get you there.

Quito from above
Quito from above. Photo credit: Getty Images / John Coletti

Travel insurance for lost bags in Ecuador

You probably packed your hiking boots if you’re planning to hike the scenic Quilotoa Loop. What happens if you land in Quito, but your bag doesn’t arrive at the same time? Your travel insurance for Ecuador may help reimburse your trekking gear. The other belongings in your lost checked bag could be covered as well (up to plan limits, conditions and exclusions apply).

If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful. If your bag is delayed for at least 12 hours, you could still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.

The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact our non-insurance service partner that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.

Travel insurance for stolen items in Ecuador

Petty theft and pickpockets are something to watch out for when you travel to Ecuador- especially in crowded areas in Quito and Guayaquil. Be aware of your surroundings and avoid putting anything valuable in your back pockets. You may also want to carry handbags across your body, and wear backpacks on your front. Keep an eye on your bags at bus terminals, as well.

If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim

Travel insurance for canceled, interrupted, or delayed trips to Ecuador

Even if you have the perfect getaway planned with all your hotels and excursions booked, unexpected situations can throw your plans off track. Before you invest in an insurance plan for Ecuador, make sure it includes cancellation coverage.

Ecuador is prone to natural disasters like earthquakes and flooding. What happens if heavy rains cause a landslide in central Ecuador, wiping out roads in the region, and making it impossible for you to reach your destination in Banos? Your travel insurance for Ecuador may help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance.

If you’re already in Ecuador and something happens to delay or interrupt your vacation, World Nomads insurance may compensate you for covered reasons. For example, if your travel companion gets injured while rock climbing in Cuenca and needs to stay in the hospital for at least 24 hours for treatment, you could be reimbursed for the expenses you incur during that time, like hotels.

Let’s say you’re planning to catch a cruise around the Galapagos Islands from San Cristobal but your flight leaving the US is delayed by more than three consecutive hours and the boat leaves without you. You’ll probably have to pay to travel to the next port of call to catch up with your cruise. The Explorer and Epic Plans cover for missed connections and may reimburse you for the cost to travel to the next port.

Tips for traveling to Ecuador from the United States

Before you leave the United States, we encourage you to check out the US government’s safety warnings for Ecuador. Weather, safety, and political situations can change at any time, and this is where they list any advisories that may exist at that time.

If you purchase travel insurance for Ecuador, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.

Take extra camera batteries. The worst feeling is to get set up for the perfect shot of a Blue-Footed Boobie, only to find out you have a dead battery. If you make the journey to see the rare bird species on the Galapagos, make sure to read up on some of our tips on how to photograph wildlife in an ethical way.

As you’re preparing for your trip, we recommend you learn a few Spanish phrases that will help you navigate Ecuador comfortable. You might also want to check out our tips for visiting Ecuador to make sure you’re ready for your grand adventure!


San Rafael (Coca) Falls on Quijos River
San Rafael (Coca) Falls on Quijos River. Photo credit: Getty Images / Kevin Schafer
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Westend61

Surfing travel insurance

World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?

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Stoked to be hitting those waves you’ve only dreamed of until now? You’ve mastered all that Brazil’s coasts have to offer and now it’s off to the Gold Coast, Indonesia or Oahu. But an awkward wipeout or an encounter with hidden rock could bring your dream to a premature end. So before paddling out, it’s a good idea to have your travel insurance in place.

What’s covered by travel insurance for surfing?

You might be a seasoned surfer and know the risks, but riding the waves knowing that you’re covered in the event of an accident makes you a smart surfer. A World Nomads travel policy for surfing may cover:

  • Baggage Loss: What if the airline misplaces your prized board and other baggage before you’ve even seen the ocean? Make sure you follow the correct Property Irregularity Procedures and your insurance may mean you can still head to the beach.

  • Lost documents: Mislaid your travel documents and wallet hopping from one beach town to another in Nicaragua? You may be able to rely on your travel insurance to ensure arranging replacements is smooth and easy.

  • Emergency Medical Care: One minute you’re flying across the waves, the next you’ve seriously wiped out. Getting overseas travel insurance for urgent or emergency medical issues before traveling may have been the best decision you make if you have an accident or even suffer a disability.

  • Transportation: The world’s best swells aren’t necessarily conveniently located next to the local hospital. Your travel insurance may well help you get from your secluded surfer’s paradise to the nearest medical center for treatment.

  • Trip cancellation: If you or a travel companion has an accident on the waves or falls ill, meaning your trip is cut short, your policy may help you get back home and recover your pre-paid travel expenses.

Besides wave surfing, your World Nomads policy may also cover:

  • Land surfing
  • Stand-up paddle surfing
  • Windsurfing
  • Sandboarding
  • Kitesurfing
  • Wakeboarding

Be sure to read through your travel insurance policy carefully as certain complementary forms of medical treatment may not be covered for surfing-related accidents.

What's not covered for surfing travel insurance?

World Nomads believes in providing support so that everyone has the chance to explore all the world has to offer. But you shouldn’t visit regions that have been deemed unsafe or unadvisable for travel, and you always need to be sensible and take care. World Nomads can’t cover everything, so please be aware of a few things, such as:

  • If you’re a beginner, take lessons at a surf school. Don’t go looking for a wave ‘pocket’ or a ‘ramp’!
  • Don’t go out on the ocean after drinking or taking drugs.
  • We can’t cover you if you don’t follow your doctor’s advice after an accident.
  • You should always take due care of your personal items when heading out on the waves.
  • If anything happens to you as a result of a pre-existing medical condition, you can’t expect to have your treatment covered.

How to get the most out of your travel insurance

As a surfer, there’s a good chance you’re going to be up for trying a few other adventure sports or activities while on vacation.

World Nomads provides cover for more than 150 different exciting sports and activities that you can try out while traveling overseas. But you should always make sure you carefully read the different policies - Standard, Explorer and Explorer Plus  - and decide which one is right for you.

Enjoying your vacation to the max often means making the right decisions. So when heading out for those early morning breaks:

  • keep an eye on the storm warnings.
  • recognize your own limits and respect the ocean’s warning signs.
  • check out the area beforehand and watch out for submerged rocks and reefs.
  • it may be a good idea to surf with others so you can always take it in turns to stay with everyone’s stuff on the beach. Your insurance won’t cover it if your belongings have been left unattended.

Obviously, on a surfing vacation, this is what you’ll want specific coverage for. But World Nomads travel policies cover many of those other unexpected and sometimes unavoidable things that can happen when away from home.

You may need medical attention after twisting your ankle hiking over the hill to another beach or eating some local seafood that didn’t agree with you. There is still even the possibility that you might catch COVID-19. Whatever happens, travel insurance for medical emergencies is important as it may provide you with medical care and attention when far from home.

The World Nomads emergency assistance team can also provide you with 24/7 help on a range of unexpected events. These may include providing guidance to the nearest hospital or police station or informing your family back home of any emergencies and helping receive funds quickly and easily if you find yourself in difficulty.

Obviously, this is just a brief outline of why it’s a good idea to have some travel insurance if you’re on a surfing vacation. For more detailed information, get a quote online and carefully read through the policy options available. If you have any questions, feel free to contact us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A person hiking in front of a mountain