Live Action Role Playing (LARP) Travel Insurance Coverage
Learn how your LARP adventure can be covered by travel insurance plans
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover live action role playing trips, with some plans that offer higher limits of coverage.
- Emergency Medical Coverage may assist with medical costs and transport if you're seriously hurt while LARPing.
- Our travel protection plans include transportation if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. Additional terms apply.
- Gear and baggage protection helps cover lost, stolen, or damaged LARPing gear and luggage.
- An optional Cancel for Any Reason upgrade is available on some plans (additional cost and state restrictions may apply.)
- Why should I consider travel insurance for my LARP trip?
- Travel insurance and non-insurance services for LARP: What may be covered?
- What level of travel insurance coverage do I need for my live action role playing trip?
- What may not be covered when on a LARPing trip?
- Top safety tips we recommend for LARPing safely
- FAQs
Whether you’re into fantasy, renaissance, steampunk, or horror, live-action role-playing lets you step out of reality and immerse yourself in a fictional world. These adventures can even take you to exciting destinations beyond the U.S.—but wherever you go, it’s wise to be prepared for the unexpected. If you’re planning a trip, you may want to protect yourself with a travel protection plan that includes a range of travel insurance benefits and non-insurance services for live action role playing trips that may help with everything from stolen LARP gear to unexpected medical expenses.
Why should I consider travel insurance for my LARP trip?
Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Adventure travel insurance and non-insurance services designed for LARP adventures may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently when you’re LARPing away from home.
Travel insurance and non-insurance services for LARP: What may be covered?
When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when LARPing, we’ve designed coverage for losses resulting from live action role playing while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For falls that happen when LARPing -
24/7 Non-Insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen LARP gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from participating in a LARP
Get a quote and compare the plans to see which level of coverage is right for you.
Terms, conditions, and limitations apply to all mentioned coverages.
All plans include adventure travel insurance coverage for LARP trips, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.
What level of travel insurance coverage do I need for my live action role playing trip?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when you’re going on a LARP trip, you may want to do other fun things too, like hiking or camping. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase a travel protection plan that includes travel insurance coverage and non-insurance services for your LARP adventure.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while LARPing. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This also covers live action role playing, but also covers other activities such as skydiving and triathlons. It also has higher limits of coverage for most benefits.
- Epic Plan – This covers everything the Explorer plan covers, plus even more activities – including cliff diving and free soloing. It also has the highest benefit limits of coverage.
- Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes travel insurance coverage for LARP trips, as well as all of the other activities covered in the Standard Plan.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when on a LARPing trip?
If you arrive at your event, and aren’t vibing with your plot, your live action role playing travel insurance coverage won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:
- Unattended baggage, LARP gear or personal items
- Traveling or LARPing within 100 miles of your home
- Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
- Damage that happens to your LARP equipment while you are using it.
- Injuries that happen if you are LARPing under the influence of drugs or alcohol.
Top safety tips we recommend for LARPing safely
Every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe. You may also want to save a copy of your plan documents in your phone and have the phone number for the 24/7 Non-insurance Emergency Assistance team easily accessible as well – just in case.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Read all of the rules.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Get rest the day before.
- Take breaks when you need to.
FAQ
Here are our most frequently asked questions about cover for LARPing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Can LARP be covered under World Nomads Travel Insurance?
Yes, live action role playing may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What types of incidents may be covered while on your live action role playing trip?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you fall and get hurt when LARPing and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes adventure travel insurance coverage for LARP trips online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for live action role playing, you’ll need to buy your insurance at least the day before you need coverage.
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Does World Nomads Travel Insurance offer coverage for live action role playing overseas?
Yes, some of the best LARP events are outside of the US and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Germany, you could have the opportunity to participate in Conquest of Mythodea. When you get a quote for a travel protection plan , you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while LARPing?
If you get hurt while live action role playing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for LARP trips.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for live action role playing, you could be covered for losses related to more than 250+ other sports, activities and experiences. Things like swimming, hiking and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for LARP trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next LARP trip?
In the US, DrachenFest has become a favorite event for many LARPers. However, there are plenty of great spots to live action role play around the world, too. If you aren’t sure where to go for your next LARP adventure, check out a couple of our favorite live action role playing events and get destination-specific travel insurance tips to help you plan with confidence.
Requiem: Reichskinder – Czech Republic
20250930-4852446. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Natural Disasters
How Canadians can protect themselves if a natural disaster strikes
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As featured in:
- What is a natural disaster?
- What am I covered for if there is a natural disaster?
- What is not covered under natural disasters?
It’s one thing if a rainy day washes out your trekking expedition, but what if a hurricane blows the roof off your home before you leave for your trip? When a natural disaster strikes, it’s hard to classify your trip as anything but… a disaster. But World Nomads can offer some much-needed weatherproofing, with protection for trip cancellations, medical emergencies, and more.
What is a natural disaster?
A natural disaster is a natural event caused by weather or climate that causes destruction or loss, such as an earthquake, widespread flooding, wildfire, hurricane, blizzard or volcanic eruption. It could also mean any weather that causes severe and widespread damage, triggering a travel advisory from the Canadian Government or a ‘natural disaster’ declaration at your trip destination.
How can travel insurance help me if there is a natural disaster during my trip?
While the forces of nature are unpredictable, your travel insurance should be a sure thing. World Nomads provides coverage for:
- Trip cancellation: If a flood, wildfire, or other natural disaster makes your Canadian principal residence—the primary home in Canada where you normally live—or the place you’re staying at your trip destination uninhabitable, you may understandably need to cancel your trip. In this case, you may be eligible for reimbursement of your nonrefundable, prepaid, unused travel expenses. If the same situation occurs while you’re already traveling, you may also qualify for trip interruption benefits.
- Trip interruption: If you have departed for your trip and a blizzard (or other inclement weather) delays the scheduled arrival or departure of your common carrier transportation for at least three hours, you may be eligible for trip interruption benefits. Our plans also include trip delay coverage which may provide reimbursement for incidentals (such as accommodations and meals) you incur while you’re waiting.
- Emergency assistance and emergency medical expenses: if you get caught in an earthquake or hurricane, you may be seriously injured. Your first step should be to call the 24/7 Emergency Assistance Team. If the phone lines are down, call as soon as you can. They can help direct you to safety or to a medical center if you are hurt. They can coordinate your care and set up direct payments to the hospital (if possible).
What is not covered by my travel insurance if there is a natural disaster?
- You’re a storm chaser or put yourself in a storm’s path.
- You don’t follow the advice of the authorities.
- You hang around the area at risk to watch what happens.
- You buy a plan after an event becomes known (like after a storm is forecast or a hurricane is named).
- Search-and-rescue missions, like after an avalanche.
When you’re ready, you can get a quote and compare the coverages in our Standard and Explorer plans side-by side. And please reach out if you have any questions – we’re happy to help.
If you’re traveling to a region that’s known for natural disasters, it's a good idea to do some research to see if there have been any warnings. If you buy a policy after an event is known, and the natural disaster impacts your trip, you won’t be covered for any expenses.
Get a quote 24/7
World Nomads travel insurance is designed to help you come unstuck in sticky situations, like when you show up, but your bags don’t. Fill out the quick quote form below and get an instant quote today.
Tsunami in Sumatra.
One night, I was on the surf charter boat, in the Mentawai Islands, Sumatra, Indonesia. There was an earthquake and tsunami that hit and completely destroyed the boat. The boat caught fire. The fire spread rapidly and we had to abandon ship. The boat along with all personal belongs were completely destroyed. The fire spread so quickly that there was no time to collect any belongings. The only things I ended up with were the shorts I was wearing, my watch and wedding ring. Almost all my possessions and documentation were on the boat and destroyed.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Coverage for Pickleball Trips
Traveling to play pickleball? US Residents, make sure you’re covered before your next match.
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover losses from playing pickleball, with some plans that offer higher limits of coverage.
- Emergency Medical Expense Coverage may assist with medical costs and transport if you're seriously hurt while playing pickleball.
- Baggage and Personal Effects protection helps cover lost, stolen, or damaged pickleball gear and luggage.
- An optional Cancel for Any Reason upgrade is available on some plans (Additional cost and terms apply. Not available in New York.)
- Why should I consider travel insurance for my pickleball trip?
- Travel insurance and non-insurance services for pickleball trips: What may be covered?
- What level of travel insurance coverage may I need for my pickleball trip?
- What may not be covered when playing pickleball?
- Tips for Playing Pickleball Safely
- FAQs
As one of the fastest growing sports in the world, more resorts are building pickleball courts to give experienced and new picklers a chance to get in on the action while they’re traveling. When you’re participating in any sport, it helps to always be prepared for the unexpected. If you’re planning to play pickleball while traveling, you may want to protect yourself with a travel protection plan that includes a range of travel insurance benefits and non-insurance services to help with everything from stolen pickleball gear to unexpected medical expenses.
Why should I consider travel insurance for my pickleball trip?
While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam. An unexpected injury can mess up even the most carefully planned trip, but travel insurance designed with pickleball in mind may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to play pickleball with confidence.
Travel insurance and non-insurance services for pickleball trips: What may be covered?
Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents. Since unexpected situations can happen, we’ve designed coverage for losses resulting from playing pickleball while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For injuries resulting from falls when playing pickleball -
24/7 Non-Insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen pickleball gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from traveling
Get a quote and compare the plans to see which level of coverage is right for you.
Terms, conditions, and limitations apply to all mentioned coverages.
All plans include travel insurance coverage for playing pickleball, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.
What level of travel insurance coverage may I need for my pickleball trip?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. In addition to playing pickleball, you may want to do other fun things when traveling too, like rock climbing or zip lining. That’s totally fine, because you may be covered for losses resulting from 250+ other sports, activities and experiences when you purchase a travel protection plan that includes pickleball travel insurance coverage and non-insurance services.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while playing pickleball. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This plan also includes pickleball, plus even more activities – including skydiving. It also has higher limits of coverage for most benefits.
- Epic Plan – This plan covers everything the Explorer plan covers, plus even more activities – including free soloing and cliff diving. It also has the highest benefit limits of coverage.
- Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just purchase once and stay protected all year. It includes travel insurance coverage for pickleball, as well as all of the other activities covered in the Standard Plan.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when playing pickleball?
If you decide to go to happy hour and have a few drinks before playing pickleball – and then get hurt – you won’t be covered. Your travel insurance coverage for pickleball trips won’t cover you if you’re injured when you’re under the influence of drugs or alcohol. Some other exclusions include:
Some other things that aren’t covered include:
- Unattended baggage, pickleball gear or personal items
- Damage that happens to your pickleball equipment while you are using it
- Professional sports – If you are receiving a salary or compensation in exchange for participation, you will not be covered. (This does not include athletes participating in exchange for a scholarship or tuition.)
- Participation in activities not listed in our 250+ sports and activities and experiences
- Traveling or playing pickleball within 100 miles of your home
- Pre-existing Conditions. However, you could be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchased the Epic or Explorer plan during the time-sensitive period. Additional terms apply.
Tips for Playing Pickleball Safely
From our own time on the court, we’ve learned that many injuries can often be avoided. Here are a few tips we have learned from our own experiences as picklers.
- Wear the right shoes. Shoes designed for court sports are best. The soles are really important since you are moving from side to side and shifting your weight. Try to find a shoe that has good stability on both the inside and outside of your foot.
- Wear eye protection. The ball is lightweight, but it can travel at high speeds. You don’t want it flying toward your unprotected eyes.
- Pick the right paddle. Higher quality paddles will more effectively absorb some of the impact and could help you avoid elbow and shoulder injuries. Make sure you choose one that isn’t too heavy for you.
- Warm up. Even a brisk 5-minute walk around the court helps get your heart pumping before you play.
- Make sure to stretch before and after you play pickleball, focusing on your ankles, legs, groin, lower back, shoulders, and arms.
- Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.
- Wear sunscreen when playing outside. Look for one that has an SPF of 30 or higher and reapply it every two hours.
- Check with your doctor. You know your body best. If you have physical conditions that you have concerns about, always talk to your doctor first about any exercise limitations that you may have. You can also take advantage of the pre-departure medical consultation included in your non-insurance services and see if there are any vaccinations or prescription medications, like altitude sickness pills, recommended for your destination. Depending on the medication, you may need to start it prior to your trip.
FAQ
Here are our most frequently asked questions about cover for pickleball. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Can pickleball trips be covered under World Nomads Travel Insurance?
Yes, pickleball trips may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What may be covered while on your pickleball trip?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you get hurt while playing pickleball and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes travel insurance coverage and non-insurance services for pickleball trips online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents take effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for playing pickleball, you’ll need to purchase your insurance at least the day before you need coverage.
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Does World Nomads Travel Insurance offer coverage for playing pickleball on a cruise?
Yes, many cruises now have pickleball courts onboard and World Nomads doesn’t want to limit your fun. If you have travel insurance for cruises, you may be covered if you get injured while playing pickleball on the ship. When you get a quote for a travel protection plan that includes sports travel insurance coverage, you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while playing pickleball?
If you get hurt while playing pickleball, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for pickleball trips.
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Can World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for pickleball trips, you could be covered for 250+ other sports, activities and experiences. Things like kayaking, swimming, and cycling may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for pickleball trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next trip?
Are you tired of playing pickleball at your same old neighborhood courts and ready to see something new? There are some pretty cool places around the world where you can play pickleball, and here are a few of our suggestions.
Asia: Check out a pickleball court surrounded by nature on Sumba Island in Indonesia
France: Go Dinking in the Vines and play on pickleball courts in the middle of a vineyard
20251106-4960419. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for the United States
Adventure from sea to shining sea
- As featured in:
As featured in:
The USA is a vast continent of mountains, deserts, lakes and forests, all edged by a spectacular and diverse coastline. Each state is different from the next with unique food, music, people and landscapes to discover.
Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but if you consider adding travel insurance when you pack your suitcase, we can help you turn these wrongs into rights.
- What’s covered
- Why should I consider travel insurance for a trip to USA?
- What to plan for when traveling the USA?
- What’s not covered?
- Travel Tips
What’s covered
Traveling can be complicated, but travel insurance shouldn’t be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer. Depending on your Country of Residence and the plan you have selected, you may be covered for:
- Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage.
- Buy insurance while traveling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the Policy Wording.
- Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads offers coverage for more than 150 sports, activities, and experiences for your next.
- Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.
Why should I consider travel insurance for a trip to the USA?
Treatment at an American hospital is very expensive. Traveling without insurance cover could be a very costly oversight.
If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.
If your luggage is damaged or stolen while traveling, World Nomads may cover the cost of repair or replacement (within policy limits).
Traveler tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.
What to plan for when traveling in the USA?
Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.
Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalization. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.
Overseas emergency medical: if you’ve had an injury or need urgent medical attention and require a medical center or hospital, you must contact our 24/7 Emergency Assistance Team in the first instance. It will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and monitor your medical treatments if needed to make sure you’re given proper care.
Trip cancellation: one of the biggest questions with any international travel currently is related to cancellations. Depending on your Country of Residence and which plan you’ve selected you may be covered for your non-refundable, pre-paid transport and accommodation expenses. Always make sure you read the details of your Policy Wording carefully, so you know what you are covered for. If in doubt about coverage and our plans, contact us.
What’s not covered?
World Nomads doesn’t offer a one-size-covers-all policy. Some incidents we won’t cover include:
- Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
- Reckless behavior: while we want you to have fun, we also encourage you to know your limits.
- Existing medical conditions as explained in your Policy Wording.
Be sure to read the Policy Wording and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.
Travel tips
- Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here.
- The USA’s a big place. Plan your trip well, so you don’t miss the opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.
Still on the fence about traveling in the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for the United States
Adventure from sea to shining sea
- As featured in:
As featured in:
New Zealanders are known for their love of the outdoors, so it’s not surprising kiwis love the USA for its hiking, scuba diving, surfing, camping and so much more. From the Rocky Mountains to the beaches of California, Oregon and Florida, there are plenty of opportunities for adventure.
Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but travel insurance could help you turn these wrongs into rights.
- What’s covered
- Why should I consider travel insurance for a trip to USA?
- What to plan for when traveling the USA?
- What’s not covered?
- Travel Tips
What’s covered
Travelling can be complicated, but travel insurance shouldn’t be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer. Our policies offer cover (up to the policy limits) for:
- Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage.
- Buy insurance while travelling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
- Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads can offer cover should something go wrong. World Nomads offers coverage for more than 150 sports, activities, and experiences for your next holiday.
- Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.
Why should I consider travel insurance for a trip to the USA?
Treatment at a US hospital is very expensive. Travelling there without insurance cover could be a very costly oversight.
The USA is the perfect destination for outdoor adventures.
If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.
If your luggage is damaged or stolen while travelling, World Nomads may cover the cost of repair or replacement (within policy limits).
Traveller tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.
What to plan for when traveling in the USA?
Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.
Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.
Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalisation. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.
Accessing our 24/7 Emergency Assistance Team: it’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.
For injuries where treatment costs are not expected to exceed NZD$2,000, you can submit your receipts for reimbursement. If you are hospitalised or if your treatment expenses as an outpatient are likely to go above NZD$2,000, you must call our Emergency Assistance Team who will work with us to confirm cover and they will liaise with the hospital on your behalf to arrange payments.
Traveller tip 2: if you’ve suffered a theft, get a Property Irregularity Report or other incident report from the carrier so you can submit it with your claim, as well as a police report. You should also have copies of the original receipts for your valuables and any luggage tickets.
What’s not covered?
World Nomads doesn’t offer a one-size-covers-all policy. Some incidents we won’t cover include:
- Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
- Reckless behaviour: while we want you to have fun, we also encourage you to know your limits.
- Existing medical conditions as explained in your Product Disclosure Statement (PDS).
Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.
Travel tips
- Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here.
- The USA’s a big place. Plan your trip well, so you don’t miss the opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.
Still on the fence about travelling to the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for the United States
Adventure from sea to shining sea
- As featured in:
As featured in:
The USA is a vast continent of mountains, deserts, lakes and forests, all edged by a spectacular and diverse coastline. Each state is different from the next with unique food, music, people, and landscapes to discover.
Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but if you consider adding travel insurance when you pack your suitcase, we could help you turn these wrongs into rights.
- What’s covered
- Why should I consider travel insurance for a trip to USA?
- What to plan for when travelling the USA?
- What’s not covered?
- Travel Tips
What’s covered
Travelling can be complicated, but travel insurance doesn’t have to be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer.
- Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage.
- Buy insurance while travelling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
- Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads can offer cover should something go wrong. World Nomads offers coverage for more than 150 sports, activities, and experiences for your next holiday.
- Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.
Why should I consider travel insurance for a trip to USA?
Treatment at a US hospital is very expensive. Travelling in the US without insurance cover could be a very costly oversight. The USA is the perfect destination for outdoor adventures.
If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.
If your luggage is damaged or stolen while travelling, World Nomads may cover the cost of repair or replacement (within policy limits).
Traveller tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.
What to plan for when travelling the USA?
Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.
Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.
Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalisation. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.
Accessing our 24/7 Emergency Assistance Team: it’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.
What’s not covered?
World Nomads doesn’t offer a one-size-covers-all policy, some things we won’t cover are:
- Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
- Reckless behaviour: while we want you to have fun, we also encourage you to know your limits.
- Existing medical conditions as explained in your Product Disclosure Statement (PDS).
Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.
Travel Tips
- Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here.
- The USA’s a big place. Plan your trip well, so you don’t miss an opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.
Still on the fence about travelling to the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamUp to 15% off* our travel insurance plans
We're thrilled to announce our largest-ever price reduction
We're delighted to announce we’ve cut our prices, up to 15%* reduction on our travel insurance plans.
Got a quote recently? We encourage you to request a new quote on our website. You might be pleasantly surprised by the savings now available to you.
World Nomads Travel Insurance
You're looking forward to a safe, happy holiday, but if something goes wrong, we're here to help. World Nomads travel insurance has been designed for adventurous, independent travelers to cover your trip essentials. If you run out of travel insurance or leave home without it, World Nomads can help you get cover. We keep you and your family protected and, with us, you'll travel smarter and safer, too
*This price reduction of up to 15% applies to the premium payable and is subject to conditions such as country of residence, travel destination and duration of trip.
Travel insurance when rock climbing
Check out World Nomads travel insurance plans when rock climbing. Be adequately covered if injuries or extreme weather issues strike.
- As featured in:
As featured in:
Kiwis are a wild bunch…they just love adventure. Combining physical strength, mental focus, and a deep appreciation for nature's wonders, rock climbing has become a popular pursuit for Kiwis seeking exhilaration and excitement. Combine that with a holiday abroad, and you have a recipe for pure fun.
However, whether you're a seasoned climber or a novice enthusiast, rock climbing can be a dangerous sport.
- What’s covered when rock climbing?
- Cover for lost, stolen or delayed baggage
- What to look out for when rock climbing
- What’s not covered
- Key tips for your rock climbing trip
What’s covered when rock climbing?
World Nomads offers coverage across two insurance policies (Standard and Explorer) for four different rock climbing activities:
- Rock climbing (indoor)
- Rock climbing (outdoor)
- Rock climbing (bouldering/no ropes/no equipment)
- Rock climbing (sport climbing/bolted)
Note: some of these activities require package upgrades or specific qualifications. For this reason, we recommend you refer to your Policy Document or contact us before purchasing a travel insurance policy. Please note: soloing/free soloing rock climbing is not covered.
Cover for lost, stolen or delayed baggage
If you’re looking for a location to climb between November and April, check out Krabi province in Thailand – the limestone cliffs have many routes for all skill levels. Keep in mind though, Thailand has some of the busiest airports in the world, and with that comes the possibility of lost baggage. Or even worse your rock climbing gear could go missing in transit or be snatched right under your eyes. If this happens our travel insurance may be able to help.
If you arrive at the airport and your baggage is delayed for more than 12 hours, both our Standard and Explorer plans offer cover for the cost of essential items (think jocks, socks, and a toothbrush). And if the unthinkable has happened and your baggage or climbing gear is lost or stolen, we may cover the original purchase price to replace the items.
What to look out for when rock climbing
Let’s not sugar-coat it, rock climbing’s all about mental and physical strength and stamina – one small slip-up can, unfortunately, end badly. Also, even the best climbers can be affected by natural challenges, for instance, what if you’re climbing the sheer limestone walls of Frankenjura, Germany and find yourself impacted by falling loose rock? Our travel insurance coverage could assist with any overseas medical care needed to get you back on your feet again.
Here are some of the ways travel insurance could come in handy on your next overseas trip:
Cover for over 150 sports, activities and experiences: Yosemite National Park is renowned as a world-class destination for rock climbing. And hiking. And kayaking. And cycling. World Nomads provides travel insurance for more than 150 activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.
Cover for stolen gear: Travel insurance may help you continue to ‘rock on’ if someone decides they like your gear more than you do and steals it. Both the Standard and Explorer policies offer coverage for the cost of stolen belongings (up to policy limits).
What’s not covered
Some things we may not cover include:
- World Nomads does not offer coverage for free soloing – so make sure you keep those ropes firmly attached!
- World Nomads won’t cover you if you overestimate your vertical limit skills and put yourself in dangerous situations – this includes breaking local laws and warnings.
- Competing at an international event as a national representative.
- Any remote search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
- Follow the local laws and regulations – whether it’s respecting the local customs or respecting the fragile ecosystems of the beautiful places you’re lucky enough to discover, it’s always important to remember travel insurance doesn’t cover breaking the law.
Key tips for your rock climbing trip
- Ensure you have a clean bill of health before you go: climbing isn't just a bit of a walk in the park, you need to be in top-notch form to scale those crags. Don't forget to have a quick check-in with your doc and sort out any necessary vaccinations or medicines, depending on where you're headed. Speaking of general health; make sure you refer to your Policy Document before leaving, as we often don’t offer coverage for existing medical conditions.
- Rock climbing can be dangerous – take the time to plan your adventure in detail. It’s important to assess the route difficulty, comparing it to your experience level – because while it’s good to challenge yourself, the outcome won’t be much fun if you realise you’ve bitten off more than you can climb, halfway up!
- Do you know what likes crags? Rock climbers…and…ticks. Do you know what likes rock climbers? Ticks. Because: yum. Tick bites can cause Rocky Mountain Fever and Lyme Disease, which can result in your holiday being interrupted by a hospital trip. It’s always best to do a thorough check of your body and gear after every climb.
- Check your gear! Safety is paramount when rock climbing, and safety starts with a thorough inspection of all your climbing gear – before, and after every single climb.
- Rock climbing requires physical strength and ability – we recommend you speak to your doctor before embarking on your journey just to be sure that you’re medically fit for the challenge.
- Inform a local assistance company and your family of your rock-climbing location and trekking route and policy details.
- Make sure to use a qualified tour guide if you're rock climbing as part of a group.
- Check which countries your rock-climbing trip passes through to ensure your policy covers you for that region.
- For the intrepid rock climber, be aware a higher policy excess applies if you need to be medically evacuated within Nepal.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Traveller tip: no one plans for a natural disaster, but unfortunately, they happen. If your whole trip or your rock climbing session is interrupted by a natural disaster and you’re forced to extend your stay, our travel insurance may cover the reasonable and necessary costs (up to policy limits).
Travel insurance tip: if you’ve already arrived at your overseas holiday destination and forgot to buy travel insurance before leaving New Zealand, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Traveller tip: if your climbing gear is stolen, it’s imperative you get on the front foot by reporting it to the authorities and obtaining a police report. After that, we ask that you contact us to submit a claim. Always keep copies or originals of any receipts in case you need to make a claim for stolen gear and valuables.
Traveller tip: rock climbing can get gnarly, which is why doing your research into travel insurance could be a wise decision. Make sure you take the time to understand what you're signing up for, including what happens if you need to be plucked off a mountain or need a bit of patching up. Do your research, back the ropes, and conquer the world – one rock face at a time!
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
