Como ajudamos este viajante quando ficou com dengue na Bolívia
Eu estava viajando pela Bolívia quando eu tive uma forte dor de cabeça e meu corpo parecia estar congelando apesar do calor que estava fazendo lá fora. Eu comecei a tremer incontrolavelmente e meus dentes batiam tanto que quase mordi minha língua. Fui ao hospital mais próximo onde fui rapidamente atendido e diagnosticado com Dengue e febre de 40-41°C. Australiano na Bolívia.
Atendimento hospitalar e passagens aéreas de volta para casa.
VALOR TOTAL: AUD 1.859,04
Precisa fazer um pedido de reembolso?
A solicitação acima pode ser diferente da sua mesmo que a mesma coisa tenha acontecido com você. Seu seguro viagem explica o que está e não está coberto e se alguma condição ou limite se aplica. Entre em contato se você tiver dúvidas sobre as nossas coberturas ou se precisar de ajuda para fazer uma solicitação de reembolso.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Como cuidamos deste nômade quando se machucou esquiando nos EUA
Eu deveria ter encerrado o meu dia e ter ido para o bar beber algum drink para me aquecer, mas não, decidi descer a montanha mais uma vez. Enquanto eu descia, meu esqui esquerdo se chocou com o direito. O choque acabou lesionando o meu joelho esquerdo e fazendo com que eu rolasse montanha abaixo por algum tempo. Quando eu parei de rodar e capotar pela montanha, percebi que não podia me mover. A minha sorte é que outra pessoa estava passando pelo local e chamou os socorristas da estação de esqui que chegaram rapidamente.
Atendimento médico emergencial e tratamento especializado.
VALOR TOTAL: AUD 2.418,32
Precisa fazer um pedido de reembolso?
A solicitação acima pode ser diferente da sua mesmo que a mesma coisa tenha acontecido com você. Seu seguro viagem explica o que está e não está coberto e se alguma condição ou limite se aplica. Entre em contato se você tiver dúvidas sobre as nossas coberturas ou se precisar de ajuda para fazer uma solicitação de reembolso.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotaçãoComo ajudamos quando este cliente precisou ser hospitalizado com urgência
Sou jovem e nunca imaginei que acabaria no hospital correndo risco de vida. Sem aviso prévio, enquanto viajava pela Suíça, tive um aneurisma cerebral, que é uma dilatação anormal de uma artéria no cérebro e quando explode, pode resultar em um acidente vascular cerebral.
Foi uma experiência assustadora.
Eu fui hospitalizado, passei por uma cirurgia e fiquei com atendimento especializado por dez dias. Depois disso foram algumas semanas de recuperação em Zurique antes de poder voltar para casa. A World Nomads cuidou de mim e levou meus pais para ficar comigo enquanto eu me recuperava..
Australiano na Suíça.
Atendimento médico especializado e voos.
VALOR TOTAL: AUD 73.794
Precisa fazer um pedido de reembolso?
A solicitação acima pode ser diferente da sua mesmo que a mesma coisa tenha acontecido com você. Seu seguro viagem explica o que está e não está coberto e se alguma condição ou limite se aplica. Entre em contato se você tiver dúvidas sobre as nossas coberturas ou se precisar de ajuda para fazer uma solicitação de reembolso.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotaçãoLearn how your tech could be covered while you're working or traveling overseas.
As featured in:
Protecting your gadgets is an important part of travel, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. That's why our travel insurance plans have been designed for digital nomads.
Double check the specific terms and conditions of your policy as there may be limits to what you can claim depending on the premium you have paid and what happens to your equipment while on the road.
Travel insurance may not always be required, but when that illness, injury, baggage delay or trip interruption occurs, and you’re left out in the cold in a foreign country it could come in very handy. World Nomads may offer travel insurance for several events, some of these include:
World Nomads may be able to replace, repair or recover the costs of your tech devices when stolen, lost or damaged under your supervision, in certain circumstances. Benefits are available only after exhausting other sources of compensation, such as from your common carrier (this can be a public airline, bus or train company licensed to carry passengers for a fee, excluding taxis and rental vehicle companies, and operating to regular public schedules/timetables).
Remember, depreciation and wear and tear on your gear are taken into account when we review your claim, and claims are subject to per item limit and total maximum benefit amount, which can be found in your policy wording.
In the event that your equipment is delayed, lost and/or accidentally damaged by a common carrier, you must report the incident as soon as reasonably possible to a responsible officer for the carrier.
You must also get a Property Irregularity Report (PIR) or a similar official report and make a claim directly with the carrier as a first step.
Get a travel insurance quote from World Nomads today.
For more information on digital nomad visas please refer to the visa guide website.
Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.
This is not a full list of what's covered and not covered. Other terms, conditions and exclusions may apply so please read your policy carefully.
If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about protection for tech gear and digital nomad travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Learn how your tech could be covered while you're working or traveling overseas.
As featured in:
New Zealanders are taking advantage of digital nomad visas to explore new countries while working remotely. Whether you're headed to Bali, Portugal, or Mexico, it’s essential to consider the right travel insurance to keep you covered on your international adventure.
World Nomads offers flexible travel insurance plans designed to protect New Zealanders working overseas. With coverage for unexpected situations like medical emergencies, trip cancellations, and stolen devices, you can focus on your work and exploring.
Both our Standard Plan and Explorer Plan are designed to protect your tech gear when you’re on the road.
Always take some time out to double check the specific terms and conditions of your policy as there may be limits to what you can claim depending on the premium that you have paid and what happens to your equipment while on the road.
Working overseas under a digital nomad visa offers incredible freedom, but it also comes with risks. From lost luggage to unexpected health issues, travel insurance can offer cover when things don’t go to plan. Whether you’re a freelancer, remote worker, or running your own business from a beachside café, World Nomads travel insurance can offer key benefits like:
World Nomads may be able to replace, repair or recover the costs of your tech devices when stolen, lost or damaged under your supervision, in certain circumstances. Benefits are available only after exhausting other sources of compensation, such as from your common carrier (this can be a public airline, bus or train company licensed to carry passengers for a fee, excluding taxis and rental vehicle companies, and operating to regular public schedules/timetables).
Remember, depreciation and wear and tear on your gear are considered when we review your claim, and claims are subject to per item limit and a total maximum benefit amount, which can be found in your Policy Document.
In the event that your equipment is delayed, lost and/or accidentally damaged by a common carrier, you must report the incident as soon as reasonably possible to a responsible officer for the carrier.
You must also get a Property Irregularity Report (PIR) or a similar official report and make a claim directly with the carrier as a first step.
Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.
Get a travel insurance quote from World Nomads today.
For more information on digital nomad visas please refer to the visa guide website.
All travel insurance plans are different, and cover will vary, depending on what’s happened, your Country of Residence, the plan you choose and any options or upgrades you buy. Your Policy Document will always have the full details of what you’re covered for.
If you have any further questions about what’s covered and not covered, just ask us.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about digital nomads. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Learn how your tech could be covered while you're working or traveling overseas.
As featured in:
Working remotely as a digital nomad means the world is your office. That means after spending an hour on your laptop, you can go on an African safari or a trek in the Alps.
World Nomads offers flexible travel insurance plans designed to protect Australians working overseas. With coverage for unexpected situations like medical emergencies, trip cancellations, and stolen devices, you can focus on your work and keep exploring after hours.
Both our Standard Plan and Explorer Plan are designed to protect your tech gear when you’re on the road.
Double check the specific terms and conditions of your policy as there may be limits to what you can claim, depending on the premium that you have paid and what happens to your equipment while on the road.
Working overseas under a digital nomad visa offers incredible freedom, but it also comes with risks. From lost luggage to unexpected health issues, travel insurance may offer cover when things don’t go to plan. Whether you’re a freelancer, remote worker, or running your own business from a beachside café, World Nomads travel insurance may offer key benefits like:
World Nomads may be able to replace, repair or recover the costs of your tech devices when stolen, lost or damaged under your supervision, in certain circumstances. Benefits are available only after exhausting other sources of compensation, such as from your common carrier (this can be a public airline, bus or train company licensed to carry passengers for a fee, excluding taxis and rental vehicle companies, and operating to regular public schedules/timetables).
Remember, depreciation and wear and tear on your gear are considered when we review your claim, and claims are subject to per item limit and a total maximum benefit amount, which can be found in your Product Disclosure Statement (PDS).
In the event that your equipment is delayed, lost and/or accidentally damaged by a common carrier, you must report the incident as soon as reasonably possible to a responsible officer for the carrier.
You must also get a Property Irregularity Report (PIR) or a similar official report and make a claim directly with the carrier as a first step.
Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.
Get a travel insurance quote from World Nomads today.
For more information on digital nomad visas please refer to the visa guide website.
This is not a full list of what's covered and not covered. Other terms, conditions, limitations and exclusions may apply so please read your PDS carefully.
If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about digital nomads travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
Learn how travel insurance for mountain biking can help when the unexpected happens to Canadians
As featured in:
Mountain biking is hugely popular in Canada, with millions of riders hitting the trails—from world‑class destinations in British Columbia to alpine routes in the Rockies—and many travelling abroad to ride iconic terrain around the world. Whether you’re tackling technical descents closer to home, flowing singletrack on a cross‑border trip, or riding legendary bike parks overseas, mountain biking comes with real risks. Crashes, mechanical failures, trail injuries, or unexpected medical needs can quickly derail a dream trip. That’s where travel insurance can step in, helping cover emergency medical costs and other unforeseen events so you can focus on the ride.
Mountain biking adventures are thrilling—but they can come with unexpected bumps and twists. That’s why World Nomads includes mountain biking in our list of 250+ covered adventure sports for Canadians. If your mountain biking trip leads to an injury or other medical emergency, our travel insurance coverage for mountain biking may help with emergency medical expenses, emergency medical evacuations, and trip interruptions. Whether you're mountain biking through the jungle in Costa Rica or exploring remote trails in Asia, the right coverage gives you peace of mind to ride hard, knowing you’re protected if the unexpected happens.
As long as you're not doing anything reckless, like riding without a helmet or under the influence of drugs or alcohol, World Nomads offers coverage for:
Note: In addition to the General Conditions and General Exclusions, special conditions and special exclusions may apply while taking part in certain sports or activities.
Emergency Medical Expenses
For broken bones, cuts, and sprains after an epic crash on the trail.
24/7 Emergency Assistance
Your first call in any emergency situation
Baggage & Gear Coverage
Broken or stolen biking gear (no coverage for in-use damage, though)
Trip Cancellation, trip interruptions and trip delays
When your mountain biking plans have to change
Get a quote and compare the plans to see which level of coverage is right for you.
At World Nomads, we know your mountain biking trip is about more than just the ride down the trail. That’s why our travel insurance plans for mountain bikers also cover 250+ other adventure sports and experiences—from alpine hikes and rock climbing to zip-lining and white-water rafting. Whether you’re navigating rugged backcountry or adding extra thrills to your itinerary, we offer four travel insurance plans with different coverage levels to match your trip style or budget, and optional adventure sports coverage to match your appetite for adventure. Be sure to check out our (extensive!) list of covered activities to pick the plan and activity level that fits everything you’re planning to do.
To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once you begin your trip.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your cycling trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
While we can offer coverage for mountain biking, there are some things we just won't cover. These include, but are not limited to:
Here are our most frequently asked questions about cover for mountain biking. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Travel insurance for mountain biking trips covers emergency medical treatment, emergency medical evacuation, and repatriation if you’re injured while riding, plus trip cancellation, trip interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on a motor bike tour, plans can be tailored to your style of cycling by choosing to add additional adventure activities. The Explorer and Epic plans offer higher maximum benefit limits which may be well suited for those more expensive extreme rides, and offer the ability to add on optional ‘cancel for any reason’ coverage at an extra cost. With 24/7 emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.
Yes! World Nomads travel insurance plans offer coverage for a wide range of biking styles, including off-road mountain biking, BMX and quad biking. Be sure to check this list to confirm that your specific activity is included.
Coverage may include emergency medical expenses, baggage and gear protection, trip delays, trip cancellations, and 24/7 emergency assistance. This means if you crash on the trail, miss a flight, or your bike gear is stolen, you may be covered depending on your plan.
If you're hurt while biking overseas, World Nomads Travel Insurance may help cover the cost of emergency medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval). Access to a 24/7 Emergency Assistance team is also included for support anytime, anywhere.
Yes— World Nomads plans offer baggage and personal effects protection, which can help reimburse the cost of stolen or damaged biking gear, such as helmets, pedals, or tools that get damaged while in the care of your airline or other common carrier. There is no coverage for damage that occurs while the gear is in use.
World Nomads offers four plans tailored to your adventure style and budget:
Travel insurance may not cover:
Always read your plan details to understand what’s not included.
Yes, our travel insurance plans have elevation limits for covered activities. If you're planning to bike at high altitudes (like in the Andes or Himalayas) of up to 6,000 metres, you will need to pay an additional premium. If you need help, give our customer service team a call.
Check out our handy guides and insider travel tips on the best places to go mountain biking:
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
As featured in:
Point breaks, offshore breezes and rays of sun beating on your golden-tanned face. Surfing the azure ocean blue can create a big adrenaline rush ─ but so can stingray encounters, jagged coral reefs and (gulp!) shark attacks. But don’t worry, World Nomads can help get you back on your feet if your surfing trip turns into a wipe-out.
Besides hanging ten from the breakers of Australia to Maui, did you know we can also cover:
Our policies can cover up to 150 other sports, activities and experiences so if you’re combining your surfing trip with camping or a road trip, you can rest easy knowing we’ve got your back.
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy wording for details or contact us if you have questions.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific surfing plans.
As surf enthusiasts, you can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks. Depending on your Country of Residence, our policies offer cover (up to policy limits) for:
Your coverage will vary according to your Country of Residence and whether you chose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage. If you have any questions about your cover, just ask us.
Sorry – we won’t cover you if you do something stupid (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance coverage ─ depends on your responsible behavior. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of coverage and exclusions.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamDon't let your good deeds go uncovered
As featured in:
From Oxfam to The Salvation Army, the Brits have a proud history of helping out when they travel abroad.
If you want to give back when you travel, World Nomad’s travel insurance allows you to participate in a range of volunteer activities. From summer teaching programmes to clean water projects, volunteering can help strengthen communities, forge meaningful connections and change lives.
|
What's Covered |
What's not Covered |
|---|---|
|
Want to step out into the world and volunteer your time? |
As a global citizen contributing to good causes, we hope that you'll act responsibly and within your limits. But just to be clear, we won't cover any incidents related to: |
In both our Standard and Explorer plans, we provide travel insurance cover for a range of non-manual volunteer activities, which may include:
For all volunteering work, you must have the right equipment and clothing, the proper training and be supervised appropriately. When you purchase travel insurance, be sure to add the activity to your quote so it’s included in your policy.
We also offer an optional upgrade for manual activities such as:
Some volunteer activities may not be covered as they’re just too risky for us to cover, for example volunteer firefighting, or activities in places known to be unsafe or dangerous. This includes volunteer work that includes:
If you’re not sure about coverage, contact us and we’ll help you.
This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn't covered.
If haven't yet chosen a volunteer program, you can find inspiration in our article about choosing ethical volunteer programs
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
