Travel Insurance for Asia
Travelling to Asia? With half the world to explore, there's a lifetime of adventure just waiting for you.
- As featured in:
As featured in:
Travel in Asia
Draw a circle around the section of the globe that contains India, China, Japan, and Southeast Asia and you have more than half the people on the planet. Now imagine the diversity and adventures you can experience in Asia. Spanning approximately 30% of the world’s landmass, there’s a wide range of things for adventurous Kiwis to do and see and varying degrees of safety in between.
World Nomad’s Travel Insurance cover may be able to help you if something unexpected happens on your Asian odyssey.
- What's covered
- How can travel insurance help when travelling to Asia?
- What's not covered
- Handy tips for travelling in Asia
What's covered
In most cases, travelling goes without a hitch, but if something unexpected does happen, with travel insurance you may be covered.
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Asia. World Nomads offers cover (up to the policy limits) including, but not limited to:
- Overseas medical expenses: if you become sick or injured during your trip. You can submit a claim to recover unexpected medical expenses while travelling around Asia.
- Medical evacuation and repatriation: We can offer if you need emergency transport home due to a serious illness or injury. For example, if your trek to Tigers Nest in Bhutan goes sideways, with our coverage for medical evacuation, you can get transported to the medical facility best for your care, subject to approval from us.
- Trip cancellation: if your trip is cancelled due to an insured event. Depending on what’s happened, we may pay for the value of your unused, non-refundable expenses.
- Baggage and valuables: if your belongings are stolen, accidentally damaged, delayed or lost. The level of cover available varies between the two plans – Standard and Explorer- so check before you buy.
- Adventure, work, study and volunteering: we cover more than 150 activities so you can have fun adventuring your way around Asia’s mountains, waters, cities and skies.
Travel insurance tip: to avoid any surprises when making a claim, it’s a smart idea to become familiar with the various limits, benefits, available upgrades, terms and conditions before you buy a policy.
How can travel insurance help when travelling to Asia?
Asia covers a massive area and is made up of a diverse range of countries, cultures, people and access to facilities such as hospitals. Our travel insurance could help if you land in Phuket but your baggage doesn’t, your valuables are stolen while you’re browsing the market in Delhi, you or your travel buddy suffer an injury whilst hiking the Annapurna circuit or you catch Covid-19.
World Nomads offers two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:
- The Standard Plan covers a range of benefits and certain adventure activities and has lower coverage limits.
- The Explorer plan covers all the benefits of the Standard plan, with larger coverage limits, more benefits and covers more sports and activities.
Depending on the level of cover you choose, our policies may cover you for:
- Overseas medical cover and cover for Coronavirus-related events: If you become sick or injured in Asia with anything from ‘Bali Belly’ to an injury whilst participating in an activity, our policies can cover you for medical treatment including hospitalisation, prescribed medicines and prescribed physiotherapy treatments. If you catch Covid-19 overseas we will cover you for medical expenses and hospital assistance, as well as repatriation. Our Explorer plan offers extra cover for Coronavirus-related events such as cancellation, trip interruption expenses and some quarantine costs. You can read more about it in our Coronavirus cover article, which has all of the details, including terms, conditions, benefit limits and exclusions.
- Access to our 24/7 Emergency Assistance team: Our multi-lingual team helps take the stress out of already stressful situations and is available 24 hours a day, 7 days a week, 365 days a year. They can help such as arranging medical transport and giving support to you and your family.
- Lost, stolen or delayed baggage: if your luggage or personal items are stolen, lost or accidentally damaged, you may be able to claim to replace or repair the item. If your luggage is delayed for more than 12 hours, you may be able to claim for essential clothing and toiletries while you wait for your bag to be returned. Remember you’ll need official reports, supporting documentation and copies of your receipts if you need to make a claim.
- More than 150 sports and activities: Depending on what plan you choose, you can be covered for hiking trips, road trips, kayaking/rafting, surfing, scuba diving and scooter riding. If you use a scooter or motorbike whilst in Asia, you’ll need to ensure you hold the required license in New Zealand and in the country you’re travelling in and be sure to always wear a helmet, or you may not be covered. You can find the full list of covered activities here.
Travel insurance tip: if you intend to rent a car or motorbike you must check the licensing and local laws for the country you’re going to. You must also be adequately insured elsewhere, as you are not covered under this insurance for third party liability in respect of any mechanical or motorised vehicle.
What's not covered
Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:
- Pre-existing medical conditions – see the Policy Document for details.
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the New Zealand Government (see https://www.safetravel.govt.nz)
- Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organisation, including obtaining relevant vaccinations, malaria prophylaxis, and hygiene measures.
- Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
- Being intoxicated by alcohol or drugs.
Be sure to read the Policy Document and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover.
Handy tips for travelling in Asia
- Always check the Visa requirements – some Asian countries require you to have at least 6 months validity on your passports and some may require Visas that can take several weeks to organise.
- Check the season, especially in Southeast Asia. Will you be travelling in the rainy or dry season? Be aware of how this may affect your travels.
- Look after your health by having the appropriate vaccinations, taking your own medications from home, bringing insect repellent and checking out the latest health advice from the World Health Organisation.
- Watch out for pickpockets – petty theft can be common in some parts of Asia. Protect yourself and your belongings.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
True Claims Stories
“A motorcycle came from behind me and stopped next to me, so I stopped walking. Two people wearing helmets were on the motorcycle. The driver was gesturing although I didn't know why, I didn't hear him/her say anything. I felt a slight pull on my bag and on my backpack strap, and then the motorcycle rode away out of sight. The motorcycle passenger had taken my bag. The strap of the bag must have been cut. I couldn't see a license plate. I continued to my hotel and reported the theft to the police the next day.”
Japanese resident in Thailand
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Asia
Travelling to Asia? With half the world to explore, there's a lifetime of adventure just waiting for you.
- As featured in:
As featured in:
Travel in Asia
Asia is one of the biggest, most populated and diverse regions in the world. With so many things to do, see and experience across a wide range of countries, it’s useful to know that World Nomads Travel Insurance may be able to help you if things don’t go to plan.
- What's covered
- How can travel insurance help when travelling to Asia?
- What's not covered
- Handy tips for travelling in Asia
What's covered
In most cases, travelling goes without a hitch but considering travel insurance could mean that should something unexpected happen, you could be covered.
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Asia. World Nomads offers cover (up to the policy limits) including, but not limited to:
- Overseas emergency medical expenses: if you become sick or injured during your trip. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while travelling around Asia.
- Medical evacuation and repatriation: if you need emergency transport home due to a serious illness or injury. For example, if your trek to Tigers Nest in Bhutan goes sideways, with our coverage for medical evacuation, you can get transported to the medical facility best for your care, subject to approval from us.
- Trip cancellation: if your trip is cancelled due to an insured event. Depending on what’s happened, we may pay for the value of your unused, non-refundable expenses.
- Baggage and valuables: if your belongings are stolen, accidentally damaged, delayed or lost. The level of cover available varies between the two plans – Standard and Explorer- so check before you buy.
- Adventure, work, study and volunteering: we cover more than 150 activities so you can have fun adventuring your way around Asia’s mountains, waters, cities and skies.
Travel insurance tip: to avoid any surprises when making a claim, it’s a smart idea to become familiar with the various limits, benefits, available upgrades, terms and conditions before you buy a policy.
How can travel insurance help when travelling to Asia?
Asia covers a massive area and is made up of a diverse range of countries, cultures, people and access to facilities such as hospitals. Our travel insurance could help if you land in Phuket but your baggage doesn’t, your valuables are stolen while you’re browsing the market in Delhi, you or your travel buddy suffer an injury whilst hiking the Annapurna circuit or you catch Covid-19.
World Nomads offers two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:
- The Standard Plan covers a range of benefits and certain adventure activities, and has lower coverage limits.
- The Explorer plan covers all the benefits of the Standard plan, with larger coverage limits, more benefits and covers more sports and activities.
Depending on the level of cover you choose, our policies may cover you for:
- Overseas medical cover and cover for some Coronavirus-related events: if you become sick or injured in Asia with anything from ‘Bali Belly’ to an injury whilst participating in an activity, our policies may cover you for medical treatment including hospitalisation, prescribed medicines and prescribed physiotherapy treatments. If you catch Covid-19 overseas we will cover you for medical expenses and hospital assistance, as well as repatriation. Our Explorer plan offers extra cover for Coronavirus-related events such as cancellation, trip interruption expenses and some quarantine costs. You can read more about it in our Coronavirus cover article, which has all of the details, including terms, conditions, benefit limits and exclusions.
- Access to our 24/7 Emergency Assistance team: our multi-lingual team helps take the stress out of already stressful situations and is available 24 hours a day, 7 days a week, 365 days a year. They can offer assistance such as arranging medical transport, and giving support to you and your family back home.
- Lost, stolen or delayed baggage: if your luggage or personal items are stolen, lost or accidentally damaged, you may be able to claim to replace or repair the item. If your luggage is delayed for more than 12 hours, you may be able to claim for essential clothing and toiletries while you wait for your bag to be returned. Remember you’ll need official reports, supporting documentation and copies of your receipts if you need to make a claim.
- More than 150 sports and activities: depending on what plan you choose, you can be covered for hiking trips, road trips, kayaking/rafting, surfing, scuba diving and scooter riding. If you use a scooter or motorbike whilst in Asia, you’ll need to ensure you hold the required license in Australia and in the country you’re travelling in, and be sure to wear a helmet at all times, or you may not be covered. You can find the full list of covered activities here.
Travel insurance tip: if you intend to rent a car or motorbike you must check the licensing and local laws for the country you’re going to. You must also be adequately insured elsewhere, as you are not covered under this insurance for third party liability in respect of any mechanical or motorised vehicle.
What's not covered
Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:
- Pre-existing medical conditions – see the Product Disclosure Statement (PDS) for details.
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see www.smartraveller.gov.au)
- Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organisation, including obtaining relevant vaccinations, malaria prophylaxis, and hygiene measures.
- Participation in a sport or activity not listed, or failing to adhere to the terms of coverage for listed sports or activities.
- Being intoxicated by alcohol or drugs.
Be sure to read the PDS and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover.
Handy tips for travelling in Asia
- Always check the Visa requirements – some Asian countries require you to have at least 6 months validity on your passports and some may require Visas that can take several weeks to organise.
- Check the season, especially in Southeast Asia. Will you be travelling in the rainy or dry season? Be aware of how this may affect your travels.
- Look after your health by having the appropriate vaccinations, taking your own medications from home, bringing insect repellent and checking out the latest health advice from the World Health Organisation.
- Watch out for pickpockets – petty theft can be common in some parts of Asia. Protect yourself and your belongings.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
True Claims Stories
“A motorcycle came from behind me and stopped next to me, so I stopped walking. Two people wearing helmets were on the motorcycle. The driver was gesturing although I didn't know why, I didn't hear him/her say anything. I felt a slight pull on my bag and on my backpack strap, and then the motorcycle rode away out of sight. The motorcycle passenger had taken my bag. The strap of the bag must have been cut. I couldn't see a license plate. I continued to my hotel and reported the theft to the police the next day.”
Japanese resident in Thailand
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Thailand
Learn how travel insurance could cover your trip to Thailand.
- As featured in:
As featured in:
The Land of Smiles attracts scores of sun-seeking British tourists every year. Drawn to the tropical conditions, white sandy beaches, fabulous food, the Full Moon parties, and chaotic appeal of the cities like Bangkok, it’s not hard to see why Thailand rates so highly with British travellers.
- What's covered
- How can travel insurance help when visiting Thailand
- What to look out for when travelling around Thailand
- What's not covered
What's covered
World Nomads has two plans - Standard and Explorer - each of them providing cover for a multitude of activities including hiking, kitesurfing, kayaking, surfing and scuba diving. Some activities may require an upgrade where an additional premium has to be paid.
We also offer cover for key events such as:
- Medical evacuation and repatriation back to the UK
- Trip disruption
- Emergency overseas medical
- Delays or missed flights
- Lost, stolen or damaged baggage
- Coronavirus-related events
How can travel insurance help when visiting Thailand
We know the Brits love their cocktails by the beach, island-hopping explorations, and wildlife encounters, but as much fun as a trip to Thailand always is, it is just as important to consider what could go wrong and be prepared for that as best as any traveller can. The following is a list of travel insurance considerations:
- Activities and sports cover: Whether its snorkelling, kayaking, hiking, and cycling our policies may cover you for more than 150 activities you may wish to try while in Thailand. We know Brits are an adventurous bunch, and so long as you are with a professional, and adhere to the conditions, instructions, etc, you may be covered.
- Access to our 24/7 Emergency Medical Assistance Team: We know that when travelling in a foreign country, things can get lost in translation. That’s why we have a 24-hour assistance team available to you for the entirety of your trip. Whether you have a query about the procedures you need to follow if something goes wrong, or you just want to find out about medical providers where you are, the team can assist you.
- Cover for baggage / personal belongings: World Nomads plans offer cover to UK residents for luggage and personal gear. If your baggage is delayed between Heathrow and Bangkok, we may be able to help you with necessities. Same goes for any gear that may be damaged, stolen or destroyed during your travels, so long as it wasn’t a result of recklessness or negligence. Under the Explorer plan, the policy covers accidental loss or theft of your own money while on your person or stolen from a locked safety deposit box. Unfortunately, we don't cover your sports gear while it's in use.
- Medical emergencies: No one plans to injure themselves or spend more time in bed than out exploring the sights; that’s the last thing we want. World Nomads can assist with emergency medical transport, evacuation, and repatriation if you’re medically unfit to continue your travels. Terms and conditions apply.
- Covid 19 and travel insurance: Both our Standard and Explorer plans offer cover for emergency medical assistance should you fall ill with Coronavirus while abroad.
What to look out for when travelling around Thailand
Most travellers let their hair down when they head abroad, sometimes so much so that they often forget that they’re in a foreign country and need to always keep their heads in the game.
- Theft: British travellers need to be aware that pickpockets and bag snatchers are active all over Thailand, so be mindful of your personal belongings when travelling in open transport like Tuk Tuks and don’t think a short nap on a bus is without its risks, especially if you haven’t secured your belongings.
- Drink spiking: Be diligent about not accepting drinks from strangers in bars and don’t leave glasses and cups unattended. Drink spiking has been reported in Thailand, particularly during Full Moon parties. Not only can an incident like this ruin your holiday but it has in the past led to severe illness.
- Fraud: Think twice before handing your passport to a third party; it’s risky and losing sight of your passport is a big no-no anywhere. Keep a keen eye on your debit and credit cards during transactions, always use an ATM within a bank and keep your PIN to yourself. Skimming is an issue across Thailand, so if something looks untoward, wait and find another option.
What's not covered
- Costs associated with ignoring UK Government travel warnings or advice. This includes travelling to an area where there is a ‘Do Not Travel’ alert in place; and/or choosing to remain in a country after such a warning has been issued.
- Medical expenses incurred in the UK.
- Any costs associated with a pre-existing medical condition, unless otherwise stated in your policy.
- Travelling against medical advice.
- Stolen, lost or damaged personal belongings that were left unattended.
- Injury or damage caused by drug abuse or alcohol misuse.
- Participation in a sport or activity not listed in the Policy Wording or agreed by World Nomads where you haven’t paid the required additional premium.
If you have a specific question about World Nomads insurance, please visit our online Help Center or contact us.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when visiting Great Britain
What to know when planning your British getaway.
- As featured in:
As featured in:
Ahh, Great Britain - home to the British royals, countless unique castles, stunning scenery, and a rich history which spans from Stonehenge to Shakespeare and beyond. Before you book your trip to visit Great Britain, you may want to consider travel insurance, so the only drama is on stage with the actors.
- Lost or delayed baggage cover
- Overseas medical insurance and cover for Coronavirus-related events
- Access to our Emergency Assistance Team around the clock
- Cover for activities and sports when in Great Britain
When planning a trip in and around the UK the most common issues Irish travellers may face are lost or delayed luggage, or unexpected medical issues. And now you can add Coronavirus to the list of common issues that travellers are dealing with.
What should I look out for when traveling to Great Britain?
Lost, stolen or delayed baggage cover
It can throw a massive spanner in the works to arrive at Heathrow and find yourself alone at the baggage carousel, watching it go around waiting for your bags to appear. You could also get your gear stolen on public transport or from your accommodation, which is why baggage insurance should be considered.
World Nomads may offer cover (up to the policy limits) for loss, theft or damage to baggage or personal items depending on your specific situation, see below:
- Bags stolen or damaged: as soon as you’ve realised your bags have been stolen or damaged please report it to the relevant authority (carrier, tour operator, accommodation provider). In the case of a theft, you’ll also need to report it to the local police or relevant authority, as theft is a crime. Insurance won’t cover things such as losing bags or valuables that were left unattended; this includes if they were left unattended in a car (even if the car is locked). Remember to always keep originals or copies of your receipts if you need to make a claim.
- Bags delayed: you may be covered if your bags were lost in transit. You’ll need to report the incident and get a Property Irregularity Report or a similar official report in writing and make a claim directly with the carrier first. You may be able to claim your expenses for any essentials you have to buy to keep you going until your bag turns up. You must get copies of all written reports, luggage checks and tickets, travel documentation and all correspondence with the carrier or service provider if you need to make a claim.
You may also need to take depreciation into account and some policies, depending on the plan you purchase, may also have an excess applicable to any claim made. Details on how depreciation works can be found in your policy.
Overseas medical insurance and cover for Coronavirus-related events
When traveling around Great Britain, you should consider medical insurance in case of an accident or sudden illness. You don’t want to be left out of pocket if you have to visit a local doctor, go to hospital, need an urgent trip to the dentist, or even worse, have to be repatriated back to Ireland.
With Coronavirus causing travel disruptions globally it’s also important that you follow any Irish Department of Foreign Affairs (DFA) and UK government guidelines while in the UK. It’s always a good idea to wear a face mask when visiting any of the UK’s popular hotspots, even in open-air places such as Stonehenge, London’s parks and palace grounds, or when strolling through the bustling streets of Edinburgh.
The level of cover you’ll have for any Coronavirus-related events under our Standard and Explorer plans will depend on the plan you choose. Check out our Travel Insurance cover for Coronavirus article which goes into more detail on all the benefits, including benefit limits, terms and conditions, and exclusions.
Access to our 24/7 Emergency Assistance Team around the clock
Dealing with a medical emergency can be frightening and confusing, but you don’t have to go through this experience on your own. Our 24/7 Emergency Assistance Team can direct you to nearby appropriate care, talk to doctors, help out with admin and arrange for payment of expenses if necessary. If your situation is life-threatening, seek medical help immediately and let us know when you can so we can help with medical assistance and keeping your friends and family informed.
Cover for activities and sports when in Great Britain
If you’re looking to get your adrenaline levels up and you go hiking in Snowdonia, or camp and mountain bike in the Scottish Highlands, World Nomads offers travel insurance cover for 150+ activities and sports. Please check your Policy Wording when choosing any activities or sports as you may need to upgrade the policy and sporting level to ensure you’re covered for everything you plan to do.
Are you looking for more travel inspiration for Great Britain? World Nomads has various articles that cover a range of fun topics on Great Britain or check out our articles if you need the latest safety travel alerts.
This is not a full list of what’s covered and what’s not covered. Please check your Policy Wording for a full list of terms, conditions, limitations, and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance can cover...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Travel insurance tip 1
Never leave your bags and valuables out of your sight and reach. Try and carry your portable electronic devices (tablets, laptops, photographic and video equipment, mobile phones and other hand-held devices), jewellry, specified high value items, travel documents, cash and credit cards with you at all times. If you can’t, then leave them in a secure place such as a locked safe. Remember that if you buy anything, before or during your trip, to keep all receipts.
Travel insurance tip 2
The UK’s withdrawal from the European Union (EU) has not affected the rights of Irish citizens within the Common Travel Area. The right to live, work and access public services in the Common Travel Area is protected. Your Common Travel Area rights do not extend to your family. This means that if your spouse or partner, or other relative, is not an Irish or UK citizen, they may have to apply for residence in the UK.
Travel insurance tip 3
In some parts of the UK (including Wales, Scotland and Northern Ireland) signage, including road signs, are written in the local Gaelic, Welsh or Irish language. However, English is still widely spoken and it is relatively easy to find medical assistance.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when visiting Great Britain
What to know when planning your British getaway.
- As featured in:
As featured in:
Savouring a quiet ale in a centuries-old British pub is a time-honoured tradition for Aussies jetting off to the UK. From the drama of West End theatre to the dragon-like mists of the Welsh countryside, this island nation packs a punch that keeps Aussies coming back.
- What's covered
- Lost or delayed baggage cover
- Overseas medical insurance and cover for Coronavirus-related events
- Access to our Emergency Assistance Team around the clock
- Cover for activities and sports when in Great Britain
- What's not covered
What's covered
If you head south for the Falmouth International Sea Shanty Festival in Cornwall, which celebrates all things nautical, it could be worth considering travel insurance to help with those unexpected costs if you are struck down with food poisoning or suffer an injury that lands you in hospital.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: The charms of the UK can’t prevent life’s surprises. You can submit a claim to recover unexpected medical expenses while travelling around the UK.
- Baggage protection: if your gear is damaged or snatched from under your nose, our gear cover may help with replacing covered items (policy excess applies).
- Family plans: The UK offers spellbinding treats for the whole family; our cover includes 2 adults and up to 8 dependents on the one policy.
- Your plan can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply)
What should I look out for when travelling to Great Britain?
Lost, stolen or delayed baggage cover
A Scottish summer is full of surprises, sea kayaking the sheltered sea lochs of the Western Highlands or even snorkelling the Outer Hebrides Island chain (yes - you’ll need a thick wetsuit!). But if your gear is delayed, damaged or stolen on public transport before you even arrive, our baggage cover can help.
- Bags stolen or damaged: as soon as possible report any theft to the police, and if stolen from your private, locked accommodation, there must be visible evidence of forced entry. You must also report any damage to the relevant authority and make a claim directly with the carrier first. Remember you’ll need official reports, supporting documentation and copies of your receipts if you need to make a claim.
- Bags delayed: if your checked-in baggage is delayed for more than 12 hours, there is cover to replace those essential items and toiletries while you wait for your bags to arrive.
Overseas medical insurance and cover for Coronavirus-related events
No one likes being left out of pocket from unexpected medical costs while travelling. If your hike along the beautiful Seven Sisters coastal walk leaves you hobbling in pain and you need to find a doctor or a hospital, our plans have got your back to recover medically necessary expenses such as hospital stays, prescriptions, outpatient treatment and emergency dental treatment.
Our travel insurance plans include emergency medical and repatriation cover if you get sick with Coronavirus while travelling, but terms and conditions as well as benefit limits apply and vary between plans. It’s always a good idea to wear a face mask when visiting any of the UK’s popular hotspots but if you do get sick, contact the 24/7 Emergency Assistance Team so they can help direct you to local medical facilities if needed and help you understand your options. For all the details including benefit limits and exclusions under our Coronavirus cover, check out our Coronavirus cover article.
Access to our 24/7 Emergency Assistance Team around the clock
It’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.
For injuries where treatment costs are not expected to exceed AUD$2,000, you can submit your receipts for reimbursement. If you are hospitalised or if your treatment expenses as an outpatient are likely to go above AUD$2,000, you must call our 24/7 Emergency Assistance Team who will work with us to confirm cover and they will liaise with the hospital on your behalf to arrange payments.
Traveller tip 1: don’t forget when travelling overseas, your Australian passport must have at least six months before its expiry date.
Cover for activities and sports when in Great Britain
Whether it’s caving in the limestone dales of Yorkshire or a canoe trip down the Thames, the UK is a haven for adventure lovers. Whatever the activity, both our Standard and Explorer plans off cover for level 1 sport and adventure activities that include hiking up to 2,000 metres, and activities such as kayaking, horse riding and cycling.
For more adventurous pursuits you may need to upgrade your cover if you’re hiking up to 6,000 metres, for example if you’re going mountain biking or skiing in Scotland. Simply specify all the activities you have planned for your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
If you manage to get some sweet sunshine, the Pembroke coast in Wales has some of the UK’s best beaches as well as being much quieter than the English coast. If you hire a car for a self-drive holiday, the Explorer Plan has cover for the rental insurance excess if you’re involved in an accident. Check out the article on how our road trip insurance can help you.
What's not covered
Travel insurance is not designed to cover everything. Some things we don’t cover include:
- Unattended baggage or personal items, including any items left in a locked car overnight.
- Any pre-existing medical conditions as per your PDS. Check your PDS carefully.
- If you do not use a professional, qualified and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Traveller tip 2: the number 9 bus in London will take you past the best sights the city has to offer for just a few pounds.
This is not a full list of what's covered and not covered. There may be specific terms, conditions, limitations and exclusions that apply depending on what you'll be doing. Please read your PDS carefully. If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro Viagem para mountain bike
Seja você um ciclista experiente ou iniciante, o Seguro Viagem para mountain bike pode ajudá-lo com os obstáculos no caminho.
- As featured in:
As featured in:
- Que tipos de aventuras de mountain bike são cobertas?
- Escolhendo a apólice ideal para as suas necessidades
- O que está coberto quando você pratica mountain bike?
- O que não está coberto para mountain bike?
- Dicas úteis para suas aventuras de mountain bike
- Precisa de inspiração para suas próximas aventuras?
Nada se compara a descer uma montanha ou fazer cross-country com o almoço na mochila e seus pés no pedal, te impulsionando para novas paisagens. Nossos nômades, principalmente os residentes no Brasil, amam a prática de mountain bike, e é por isso que a modalidade faz parte da lista de atividades de aventura cobertas por nossos planos de Seguro Viagem. Antes de se embrenhar pela natureza, leia nossas dicas para aproveitar ao máximo seu Seguro Viagem.
Que tipos de aventuras de mountain bike são cobertas?
Contanto que você não esteja fazendo nada insensato, como andar sem capacete ou sob a influência de drogas ou álcool, a World Nomads oferece cobertura para mountain bike, incluindo off-road, cross-country, downhill e até snow bike.
Escolhendo a apólice ideal para as suas necessidades
Oferecemos três planos – Standard, Explorer e Explorer Plus – e cada um oferece diferentes limites e sublimites de cobertura e incluem diferentes atividades. Além de mountain bike, nossos planos cobrem mais de 180 atividades de aventura para nossos nômades do Brasil.
Cabe a você escolher qual plano tem o nível ideal de cobertura para atender às suas necessidades de viagem e que corresponda aos seus planos específicos. Fazendo uma cotação, você pode comparar nossos planos Standard, Explorer e Explorer Plus e escolher aquele que melhor atende às suas necessidades. Você não pode fazer um upgrade em sua apólice após a compra, então escolha com cuidado.
Confira todos os detalhes de sua apólice e entre em contato com nossa equipe de atendimento ao cliente se tiver alguma dúvida.
O que está coberto quando você pratica mountain bike?
Prática eventual durante a viagem
Cobrimos apenas a prática eventual de mountain bike em suas férias: quando você só planeja andar de bicicleta ou mountain bike por alguns dias, e não está usando uma bicicleta como seu principal meio de transporte durante suas viagens.
Se você sofrer um acidente enquanto anda de bicicleta
Não é bom pensar nisso, mas se você sofrer uma lesão durante sua viagem, nossa assistência médica emergencial poderá cobrir despesas relacionadas a:
- Traslado médico
- Internação
- Atendimento especializado
- Medicamentos prescritos
Caso necessite de tratamento médico, é fundamental que você entre em contato com nossa equipe de Atendimento Emergencial o mais rápido possível para que possamos ajudá-lo.
Se você precisar de regresso sanitário
Você pode estar em uma área remota, com acesso difícil a assistência médica, portanto, nossas apólices incluem cobertura específica caso sua condição exija que você seja evacuado para um centro médico ou mesmo repatriado. Lembre-se apenas de que você precisará obter a aprovação de nossa equipe de Assistência Emergencial antes que uma evacuação possa ocorrer.
Equipe de Assistência Emergencial 24 horas
Ter uma emergência num país estrangeiro pode ser assustador, mas com um seguro World Nomads você terá acesso à nossa equipe de Assistência Emergencial 24 horas por dia, 7 dias por semana. Nossa equipe pode ajudar com diversos serviços em qualquer parte do mundo, fala vários idiomas e está disponível 365 dias por ano.
Cancelamento de viagem
Se sua viagem for cancelada ou interrompida devido a um evento imprevisto, como doença ou lesão, você poderá recuperar suas despesas de viagem não reembolsáveis, pré-pagas e não utilizadas.
Bagagem extraviada ou danificada (incluindo sua bicicleta)
Se houver um atraso de mais de 12 horas na chegada de sua bagagem, podemos reembolsar despesas com itens pessoais, como roupas e produtos para higiene pessoal. Se você despachar sua bicicleta e ela for permanentemente perdida ou danificada pela companhia aérea, você poderá ter direito a reembolso para substituí-la, sujeito à depreciação e aos limites listados em sua apólice.
O que não está coberto para mountain bike?
Embora nossos planos ofereçam cobertura para mountain bike, há algumas situações que não estão cobertas. Isso inclui, mas não se limita a:
- Não importa quão experiente você seja, não cobrimos nenhum passeio de mountain bike pela infame Estrada da Morte – também conhecida como Camino a Los Yungas, na Bolívia.
- Participação em um esporte ou atividade não mencionos em nossa lista de atividades cobertas pela World Nomads.
- Participação em qualquer atividade ou esporte como atleta profissional.
- Se você viajar contra orientação médica.
- Qualquer condição médica pré-existente, salvo indicação expressa em contrário na sua apólice.
- Bicicletas e outros equipamentos esportivos danificados durante o uso.
Dicas úteis para suas aventuras de mountain bike
- Certifique-se de que sua bicicleta esteja configurada corretamente antes de pedalar – verifique o selim, os pedais, o guidão e a pressão dos pneus.
- Verifique seu condicionamento físico, faça alongamentos antes de iniciar e cuide para que você tenha alimentação e hidratação adequados ao percurso que pretende realizar.
- Coloque a sua segurança em primeiro lugar: só contrate operadoras profissionais, qualificadas e licenciadas. Caso contrário, sua cobertura poderá ser anulada.
- Mantenha o corpo solto e flexível e esteja preparado para pedalar em pé – isso alinha seu movimento ao da bicicleta e pode ajudar a evitar lesões e acidentes.
Precisa de inspiração para suas próximas aventuras?
Comece a pensar em suas próximas aventuras lendo sobre as experiências e dicas de outros nômades como você (artigos em inglês) e não se esqueça de planejar também seu Seguro Viagem. Faça uma cotação online!
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Você ou sua família estão doentes, feridos ou mortos?
- Perdeu seu emprego?
- Teve sua casa destruída?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Precisa de medicamentos?
- Sofreu um acidente?
- Ficou doente?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Se acidentou no exterior?
- Precisa urgentemente de um hospital?
- Impossibilitado de prosseguir viagem?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Suas malas sumiram?
- Não encontra sua bagagem?
- Malas danificadas?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Mountain biking Travel Insurance
Whether you're an experienced mountain biker or a beginner, travel insurance can help you with any obstacles along the way.
- As featured in:
As featured in:
- What types of mountain biking adventures are covered?
- Choosing the right policy for you
- What's covered when you go mountain biking?
- What's not covered when mountain biking?
- World Nomads handy tips for your mountain biking adventures?
Nothing beats heading down a mountain or practicing cross country with your lunch in your backpack and your feet pedaling you toward new landscapes. Our nomads, especially those residing in Brazil, love mountain biking, which is why this activity is on our list of covered adventure activities. Before you head off into the great outdoors, read our tips to make the most of your travel insurance.
What types of mountain biking adventures are covered?
As long as you're not doing anything reckless, like riding without a helmet or under the influence of drugs or alcohol, World Nomads provides coverage for mountain biking, including on and off road, cross country, downhill and even snow biking.
Choosing the right policy for you
We offer three plans – Standard, Explorer, and Explorer Plus – each offering different coverage limits and sub-limits, and including different activities. In addition to mountain biking, our plans cover more than 180 adventure activities for our Brazilian nomads.
It's up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific plans. When you get a quote, you can compare our Standard, Explorer and Explorer Plus plans side by side and choose the one that best suits your needs. You can’t upgrade your policy after the purchase, so choose carefully.
Check out your policy wording and contact customer service if you have any questions.
What’s covered when you go mountain biking?
Occasional practice during the trip
We cover only the occasional practice of mountain biking on your holidays: when you plan to ride a bike or mountain bike for a few days and are not using a bicycle as your main mode of transportation during your travels.
If you’re injured or have an accident while biking
It’s not nice to think about it, but if you suffer an injury or accident on your ride, our emergency medical coverage may cover you for emergencies that require:
- Medical transfer
- Hospitalization
- Specialized care
- Prescribed medications
If you need medical treatment, it's essential that you get in touch with our Emergency Assistance team as soon as possible so we can assist you.
If you need to be evacuated or repatriated
You might be riding in a remote area, far from medical assistance, so our policies include coverage if your condition requires you to be evacuated to a medical facility or repatriated back home. Just remember you’ll need to get approval from our Emergency Assistance team before an evacuation can take place.
Emergency Assistance Team available 24/7
Having an emergency in a foreign country can be overwhelming but buying a World Nomads policy means you’ll have access to our 24/7 Emergency Assistance team. Our Emergency Assistance team can help with a range of services in whatever part of the world you're traveling, can speak multiple languages, and they're available 365 days a year.
Cancellation of your ride
If your ride is canceled or interrupted due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid, unused travel expenses.
Delayed, damaged or lost luggage (including your bicycle)
If there's a delay of more than 12 hours in the arrival of your luggage, we can reimburse expenses for personal items such as clothing and toiletries. If you checked your bike in with your airline, and it's permanently lost or damaged by the airline, you may be entitled to a reimbursement to replace it, subject to depreciation and the limits listed in your policy.
What’s not covered when mountain biking?
While we can offer coverage for mountain biking, there are some things we don’t cover. These include, but are not limited to:
- No matter how safe you are, we won’t cover any mountain biking on the infamous Death Road – otherwise known as Yungas Road in Bolivia.
- Participation in a sport or activity not named in our list of covered activities or agreed by World Nomads.
- Participating in any activity or sport as a professional athlete.
- If you travel against medical advice.
- Any pre-existing medical condition unless otherwise expressly stated in your policy.
- Bicycles and other sporting equipment that are damaged while in use
World Nomads handy tips for your mountain biking adventures
- Make sure your bike is set up correctly before you ride – check the saddle, pedals, handlebars and tire pressure.
- Assess your physical condition, stretch before starting, and ensure you have adequate food and hydration for the route you plan to take.
- Put your safety first: only go riding with professional, qualified, licensed and reputable operators. If you don't, your coverage may be void. If something doesn't feel right, then don't go.
- Keep your body loose and springy and be prepared to stand up on the bike – doing this moves you with the bike and can help you avoid injury and accidents.
Need some inspiration for your next mountain biking adventure?
Start thinking about your next adventures by reading about experiences and tips from other nomads like you and don't forget to plan your Travel Insurance too. Get a quote online!
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteSeguro Viagem para caiaque e rafting
Tudo o que você precisa saber sobre Seguro Viagem para canoagem e rafting.
- As featured in:
As featured in:
- Rafting e Caiaque: O que está coberto
- Seguro viagem e o Sistema Internacional de Classificação de Rios
- Rafting e caiaque: o que não está coberto
- Caiaque e rafting: viajando de forma mais inteligente e segura
Um pôr do sol de tirar o fôlego, água batendo na proa; experiências aquáticas geralmente são as mais inesquecíveis de quaisquer férias. Seja para remar com a família no Lago Superior (o maior lago de água doce do mundo, localizado na América do Norte) ou para explorar de caiaque o mar de águas azul-turquesa ao redor do arquipélago de Raja Ampat, na Indonésia, deixe suas próximas férias fluírem em aventuras de canoa, caiaque ou rafting, sem esquecer de levar na mala seu Seguro Viagem.
Rafting e Caiaque: O que está coberto
Quando você faz uma cotação de seguro para uma viagem que envolva passeio de caiaque ou rafting, precisa especificar a atividade de aventura em sua apólice. Ao escolher suas opções, selecione sua atividade de caiaque/rafting de acordo com as seguintes categorias:
- Caiaque: águas interiores/costeiras dentro de 3 milhas náuticas, graus 1-5
- Caiaque no mar: além de 3 milhas náuticas
- Caiaque no mar: águas interiores/costeiras dentro de 3 milhas náuticas, graus 1-5
- Canoagem de águas brancas: águas interiores/costeiras dentro de 2 milhas náuticas, graus 1-5
Seguro viagem e o Sistema Internacional de Classificação de Rios
Várias das opções de atividades listadas acima mencionam graus de dificuldade de rios que são classificados internacionalmente como:
Classificação Internacional de Rios
- Classe 1: Fácil
- Classe 2: Iniciante
- Classe 3: Intermediário
- Classe 4: Avançado
- Classe 5: Especialista
- Classe 6: Corredeiras Extremas e Exploratórias
Dica do viajante: lembre-se de verificar com antecedência a Classificação Internacional de Rios do local em que pretende navegar para não invalidar sua cobertura. A escala é usada para vários esportes aquáticos e atividades, como rafting em águas brancas, river boarding (espécie de bodyboarding em corredeiras), canoagem em corredeiras, surfe de stand up paddle e caiaque em águas brancas.
Com relação ao Seguro Viagem com cobertura para rio/rafting, lembre-se, se você estiver andando de caiaque/rafting para além de 3 milhas náuticas, as despesas médicas complementares não são aplicadas.
Saiba mais sobre nossos seguros.
Rafting e caiaque: o que não está coberto
A World Nomads não oferece cobertura para andar de caiaque/canoa/rafting em rios de classe 6: 'Correntes extremas e exploratórias'. Desculpe, nós adoraríamos, inclusive seria demais filmar você e publicar em nosso site, mas, infelizmente, não podemos. Além disso, para atividades de rafting acima do grau 4, as despesas médicas complementares são excluídas.
Caiaque e rafting: viajando de forma mais inteligente e segura
Nós adoramos te ajudar a aproveitar mais suas aventuras: seja com dicas de como viajar de forma mais inteligente e com segurança, ou nos esforçando ao máximo para obter informações atualizadas sobre destinos de viagem. Se você for praticar caiaque ou rafting em outro país, confira nosso conteúdo de segurança em viagens ou leia mais sobre os destinos favoritos de nossos nômades (artigos em inglês).
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Você ou sua família estão doentes, feridos ou mortos?
- Perdeu seu emprego?
- Teve sua casa destruída?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Precisa de medicamentos?
- Sofreu um acidente?
- Ficou doente?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Se acidentou no exterior?
- Precisa urgentemente de um hospital?
- Impossibilitado de prosseguir viagem?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Suas malas sumiram?
- Não encontra sua bagagem?
- Malas danificadas?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotaçãoTravel insurance for kayaking
Everything you need to know about travel insurance for kayaking and rafting.
- As featured in:
As featured in:
- What types of rafting and kayaking does World Nomads travel insurance cover?
- What do those River Grades mean?
- Choosing the right policy for you
- What is covered by World Nomads Travel Insurance?
- Rafting and kayaking: What’s not covered
Exotic sunsets, the water lapping at your bow, hurtling down river rapids; experiences on the water are often the most unforgettable part of any holiday. From paddling with the family on Lake Superior, to sea kayaking the turquoise waters around Indonesia’s Raja Ampat archipelago, get your next holiday flowing on a kayaking or rafting adventure.
What types of rafting and kayaking does World Nomads travel insurance cover?
When you get a travel insurance quote for your kayaking or rafting trip, you need to specify the adventure activity in your policy. When you choose your options, select your kayaking/rafting activity according to the following activity category:
- Kayaking: inland/coastal waters within 3 nautical miles, grades 1-5
- Sea Kayaking: beyond 3 nautical miles
- Sea Kayaking: inland/coastal waters within 3 nautical miles, grades 1-5
- White Water Kayaking: inland/coastal waters within 2 nautical miles, grades 1-5
Also note that if you are venturing more than 3 nautical miles from the land, complementary coverage does not apply for these cases.
Also note that complementary medical expenses are excluded for kayaking beyond than three nautical miles and rafting over grade 4 rapids.
What do those River Grades mean?
Several activity options above mention international river grades which can be described as:
- Class 1: Easy
- Class 2: Novice
- Class 3: Intermediate
- Class 4: Advanced
- Class 5: Expert
- Class 6: Extreme and Exploratory Rapids
We offer coverage for river grades (also known as classes) from Class 1 to Class 5. We do not offer coverage for Class 6 rapids.
When you are about to head down the river or rapids, always be aware of the rating. Read more about the International River Grading System from the American Whitewater association.
Traveler’s Tip: before you launch, remember to check the International River Grading of the river you’re on so you won’t invalidate your cover. The scale is used for various water sports and activities, such as white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking.
Choosing the right policy for you
We offer three plans – Standard, Explorer and Explorer Plus – each offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific activity plans. In addition to kayaking and rafting, we over coverage for more than 180 adventure activities for our Brazilian nomads.
If you’re not sure whether your kayaking or rafting adventure is covered, please contact us.
What is covered by World Nomads Travel Insurance?
Our policies may cover you on your kayaking and rafting adventures (up to the policy limits) for:
- Emergency medical: Emergency medical coverage could come in handy if you suffer an accident or injury that results in you going to the hospital.
- Evacuation coverage: your water adventure may be far away from medical facilities. If your condition warrants it, you may be transported to an appropriate medical facility. And if your injuries are worse than first thought, you could be repatriated back home, subject to approval from our 24/7 Emergency Assistance Team.
- Trip cancellation or interruption: if your trip is cancelled or interrupted due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid travel expenses.
- And more! Check out what else is covered on our policies.
Rafting and kayaking: What’s not covered
While there are several kayaking and rafting adventures, we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Any Class 6 kayaking or rafting trips – sorry, but that’s a no-go for us.
- If you travel against medical advice.
- Any pre-existing medical condition unless otherwise expressly stated in your policy.
- Participation in a sport or activity not named in our adventure activities list or agreed by World Nomads.
- Expenses you incur after you return to your Country of Residence.
- Working or participating professionally as an athlete in any activity or sport.
- For kayaking beyond three nautical miles, complementary medical expenses are excluded.
- For rafting over grade 4, complementary medical expenses are excluded.
Kayaking and rafting: traveling smarter and safer
We love to find ways to help you enjoy your travels: from traveling smarter to travel safety and we endeavor to source the most up-to-date information about travel destinations. If you are going Kayaking or Rafting in another country, check out our Travel Safety content or you can read more about kayaking destinations.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteTravel Insurance Cover for COVID-19 Related Events
Travel insurance may help if Coronavirus cancels your travel plans.
- As featured in:
As featured in:
For information relating to policies purchased prior to 27 June 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 27 June 2024, please see below.
All our travel insurance plans include emergency overseas medical and repatriation cover if you get sick with Coronavirus while abroad.
Our Trip Disruption Section offers cover if you have no choice but to cancel or cut short your trip due to some Covid-19 related events.
If you first purchase your policy while already travelling overseas, a 72-hour waiting period applies for all cover. Benefit limits, conditions and exclusions also apply, and cover varies depending on the plan you choose.
Benefit limits apply and vary between plans.
| Benefit | Standard | Explorer |
|---|---|---|
| Emergency medical expenses overseas | Yes | Yes |
| Medical repatriation/ evacuation (including funeral expenses or repatriation of your remains if the worst-case scenario happens) | Yes | Yes |
| Coronavirus Travel Costs Note: This section has its own benefit limits which apply. Check your policy wording for full details or have a look at our Help article which has all of the details, including waiting periods, benefit limits, conditions and exclusions. |
Yes | Yes |
What do I do if I get COVID-19 before or during my trip?
If you need to cancel or cut short your trip due to yourself being certified as too ill to travel due to COVID-19 by a medical practitioner, or if you, an immediate relative, travel companion or person you were planning to stay with is hospitalised or dies due to coronavirus, we have provided some tips below, especially if you intend to make a claim. Please follow these simple tips:
- Isolate! And seek the relevant medical attention.
- Contact your doctor as soon as reasonably possible. They will need to certify that due to the COVID-19 diagnosis you are medically unfit to continue with your original travel plans. The diagnosis of Coronavirus must be made after policy purchase.
- Don’t delay in the cancellation of your plans to maximise the opportunity of refunds from your providers.
- Always keep receipts for any trip payments you make and wherever possible, request written reports from providers or local authorities.
Travel insurance isn’t designed to cover everything, so make sure you’re careful with your planning and you read the Policy Wording to make sure you understand what’s included and what’s not, as well as the terms, conditions, limitations and exclusions. If you have any questions get in touch.
How to get medical assistance
Contact our 24/7 Emergency Medical Assistance Teams as soon as possible, so they can support you from the time you fall sick or get injured, until the time you get home.
When you call please have ready:
- Your policy number
- A contact number and travelling companion details for where you are now
- The nature of your problem
FAQs
Here are our most frequently asked questions about Coronavirus. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team-
Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what’s happened! If it’s an emergency situation where hospital admission and/or medical evacuation is required, the insurer covers these costs upfront (provided the incident is covered as per the policy wording, of course). You must contact the Emergency Medical Assistance team as these costs must be pre authorised by the insurer.
-
Why don't you cover ongoing treatment at home?
Medical cover in your home country is not offered with our travel insurance. Cover for your trip cancellation expenses may be available if you deemed too ill to travel due to contracting COVID-19. Speak with your travel providers; you may be able to cancel or change your arrangements at no or minimal cost. If you booked through a travel agent, they may be able to assist you with this, too. Please note, if you’re already travelling and need to make changes to a flight or your accommodation, even at the last minute, don’t delay in speaking with your airline or provider. If you can’t continue with your planned arrangements due being deemed too ill to travel due to Covid 19, simply not showing up could mean you forfeit your booking or incur additional fees when you may have been able to move your dates or times at no or minimal cost. If you booked through a travel agent, they may be able to assist you with this too.
Bag snatched in Latvia.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team