• Consider purchasing travel insurance while traveling
• Always check the terms and conditions of your policy
• Extend your policy for your overseas holiday
• Need to know more?
• Left home without travel insurance?

1. Consider purchasing travel insurance while traveling

If you’ve arrived at your destination and you’ve forgotten to buy travel insurance before leaving your Country of Residence, don’t panic. The good news is that you can visit the World Nomads website to purchase a policy 24 hours a day, 7 days a week.

Similarly, if your World Nomads travel insurance policy is due to expire during your overseas holiday, but you wish to keep traveling, you may be able to extend your existing policy or buy a new policy depending on your Country of Residence.

2. Always check the terms and conditions of your policy

You’ve just checked into your hotel and you’re itching to explore the local sights. The last thing you probably want to do is to sit in your hotel room and read through the fine print of an insurance policy. But it’s a smart idea to become familiar with the various limits, benefits, optional extras and upgrades, and the terms and conditions before you buy a policy, so there’s no surprises at claim time.

If you buy travel insurance while overseas, there is a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this waiting period.

However, if you have an accident and sustain a serious injury after being issued with your Certificate of Insurance, and before the 72-hour timeframe has lapsed, you may be covered for some expenses under your policy. Be sure to check your Policy Wording for the complete list of what’s covered and what isn’t covered depending on your Country of Residence.

If you have any questions about the terms and conditions on your policy, please get in touch.

3. Extend your policy for your overseas holiday

If your current travel insurance policy is due to expire soon, but you’re having too much fun and want to travel for longer, you can extend your existing policy rather than risk being without cover.

If you meet eligibility requirements, you may be able to extend your policy up to a maximum of 12 months from the policy start date, which is indicated on your Certificate of Insurance. This must be done prior to 11:59pm on the closing date of your current policy, based on the time and date in the capital city of your Country of Residence.

If you have any questions about purchasing travel insurance during your overseas holiday, please get in touch.

4. Need to know more?

All travel insurance plans are different, and cover will vary depending on what’s happened, your Country of Residence, the plan you choose, and any options or upgrades you buy. Your Policy Wording will always have the full terms, conditions, limits, and exclusions for what you’re covered for.

If you have any further questions about what’s covered and not covered, just ask us.

Left home without travel insurance?

Learn how you can buy your travel insurance policy while traveling anytime from anywhere in the world by watching this video.

There’s nothing quite as adrenaline-inducing or exciting as bungee jumping! It’ll leave you on a high for days and is sure to create a lasting memory, but before you take a leap of faith find out how our policies may help you just in case things don’t go to plan.

• How does World Nomads travel insurance help cover me when going bungee jumping?
• How does it work?
• Why should I consider travel insurance when doing adventure activities and sports?
• Key benefits when buying World Nomads travel insurance
• What’s not covered
• Key insurance tips for bungee jumping on your trip

How does World Nomads travel insurance help cover me when going bungee jumping?

Travel insurance is designed to cover some types of sports and activities, including the high intensity ones such as bungee jumping. There are many reasons why you should consider travel insurance. For example, if you were to suffer a severe injury while bungee jumping, and you’re not covered, you could be in hospital recovering for days, meaning a sky-rocketing medical bill that will be causing you added pain in your back pocket.

Under World Nomads plans for our international travelers, bungee jumping is considered a Level 1 activity. This means you could be automatically covered on both the Standard and Explorer plans. However, you must be with a professional, qualified and licensed guide, instructor or operator when going bungee jumping.

You can always upgrade your cover for a range of other activities and sports. You must select the activities (listed as Level 2 and 3 in Section 8.1) and pay any additional premium at the time you purchase your policy.

Travel insurance is designed to cover some types of sports and activities, including the high intensity ones such as bungee jumping. There are many reasons why you should consider travel insurance. For example, if you were to suffer a severe injury while bungee jumping, and you’re not covered, you could be in hospital recovering for days, meaning a sky-rocketing medical bill that will be causing you added pain in your back pocket.

Under World Nomads plans for our international travelers, bungee jumping is considered a Level 1 activity. This means you could be automatically covered on both the Standard and Explorer plans. However, you must be with a professional, qualified and licensed guide, instructor or operator when going bungee jumping.

You can always upgrade your cover for a range of other activities and sports. You must select the activities (listed as Level 2 and 3 in Section 8.1) and pay any additional premium at the time you purchase your policy.

How does it work?

• If you’ve paid the additional premium for a sport or activity in Level 3, you will be covered for all sports, activities and work listed as Level 1, 2 and 3.
• If you’ve paid the additional premium for a sport or activity in Level 2, you are covered for all sports and activities and work listed as Level 1 and 2.

Some of the most common events that our nomads have been covered for include, trip cancellations, cover for lost, stolen or damaged baggage, optional extras cover for high value items, and of course cover for any unexpected medical emergencies.

Here are just some of the key benefits of our coverage, depending on your Country of Residence and the plan you’ve selected:

• Emergency medical and evacuation coverage: if you or a member of your family suffers an injury or accident.
• Baggage and high-value items cover: if your baggage or items are stolen, lost, damaged or delayed, you may be covered.
• Adventure activities and sports: we cover more than 150 activities, sports and experiences. Check before you buy that your adventure is covered and find out what policy upgrade options may be available.
• Cover for Coronavirus-related events: depending on your Country of Residence our policies offer medical coverage for Coronavirus. Our Explorer Plan also offers cover for Coronavirus travel costs.

Why should I consider travel insurance when doing adventure activities and sports?

We want you to have an amazing trip filled with adventure, and so we’ve designed our plans to cover more than 150 activities, sports and experiences, including bungee jumping.

The most common injuries from bungee jumping are dislocations, back injuries, eye trauma and rope burn. Our policies can help with medical costs and evacuation if you suffer an injury whilst bungee jumping and need to seek medical treatment.

Key benefits when buying World Nomads travel insurance

We offer two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need and your Country of Residence:

• The Standard Plan covers a range of benefits and certain adventure activities and has lower coverage limits.
• The Explorer Plan covers all the benefits of the Standard Plan, with larger coverage limits, more benefits and covers more sports and activities.

Depending on the level of cover you choose, our policies may cover you for:

• Medical emergencies overseas: if you suffer from an accident or injury whilst travelling or participating in a covered activity, you may be covered for medical expenses incurred including evacuation and even repatriation if you need to return home. With our coverage, you have access to our 24/7 Emergency Assistance Team. They can offer assistance such as arranging medical transport, setting up direct payments to medical facilities and giving support to you and your family.

• Trip cancellation or trip interruption: sometimes things happen that are outside of your control and result in your trip being cancelled such as serious illness or injury, a travel delay or a natural catastrophe. If this happens, you may be covered.
• Travel delay: If your trip is delayed you may be covered for reasonable expenses associated with the delay. Check the policy wording for more information.
• Cover for stolen baggage and gear: if your baggage is lost, stolen or damaged on your trip you may be able to claim to have your gear replaced or repaired. You may also be covered if your bags are delayed when travelling.

What’s not covered

• Pre-existing medical conditions, including if those conditions become exacerbated by bungee jumping – see the policy wording for details.
• Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
• A loss arising from a change of mind, disinclination or reluctance to travel or participate in an activity.
• If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure. Check the US Department of State website for more information on international travel updates.
• Being intoxicated by alcohol or drugs.

Key insurance tips for bungee jumping on your trip

• Coverage for bungee jumping only applies when jumping with a professional, qualified and licensed guide or operator, so check the credentials of the operator.
• When you buy your policy make sure you add the activities you intend doing during your trip, including bungee jumping.
• During your bungee jump make sure you follow all the instructions given by the qualified, licensed instructors. They’re there make sure you have the best experience and keep you safe.
• Avoid bungee jumping soon after you’ve had a full meal. Eat a light meal a few hours before your jump.

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Bungee jumping – when it comes to adventure sports, there’s nothing that will give you a bigger adrenaline rush! If you’re planning to unleash your inner daredevil, find out how our policies may help you just in case things don’t go to plan.

• How does World Nomads travel insurance help cover me when going bungee jumping?
• How does activity and sports level cover work?
• What does World Nomads travel insurance cover?
• Why should I consider travel insurance for adventure activities and sports?
• Key benefits when considering World Nomads travel insurance
• What’s not covered
• Key insurance tips for bungee jumping on your trip

How does World Nomads travel insurance help cover me when going bungee jumping?

Travel insurance is designed to include cover for many types of sports and activities, including some high intensity ones such as bungee jumping. There are many reasons why you should consider travel insurance. For example, if you were to suffer a severe injury while bungee jumping, and you’re not covered, you could be in hospital recovering for days, meaning a sky-rocketing medical bill that will cause you added pain in your back pocket.

Under World Nomads plans bungee jumping is considered a Level 1 activity. This means you can be automatically covered on both the Standard and Explorer plans. However, you must be with a professional, qualified and licensed guide, instructor or operator when going bungee jumping.

You can always upgrade your cover for a range of other activities and sports. You must select the activities (listed as Level 2 and 3 in Section 8.1 of the PDS) and pay any additional premium at the time you purchase your policy.

How does activity and sports level cover work?

• If you’ve paid the additional premium for a sport or activity in Level 3, you will be covered for all sports, activities and work listed as Level 1, 2 and 3.
• If you’ve paid the additional premium for a sport or activity in Level 2, you are covered for all sports and activities and work listed as Level 1 and 2.

What does World Nomads travel insurance cover?

Some of the key benefits that you may be covered for (up to the policy limits) include:

• Emergency medical and evacuation coverage: if you or a member of your family suffers an injury or accident and you need to see a doctor urgently and/or need to be medically repatriated back to Australia.
• Baggage and high value items cover: if your baggage or valuables are stolen, lost, damaged or delayed, you may be covered. Remember to keep copies of your original receipts if you need to make a claim and you’ll need a local police report too.
• Adventure activities and sports: we cover more than 150 activities, sports and experiences. Check before you buy that your adventure is covered and find out what policy upgrade options may be available.
• Cover for some Coronavirus-related events: both our policies offer medical coverage for diagnosis of Coronavirus. Our Explorer Plan also has a Coronavirus Travel Costs benefit for certain events. To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.

Why should I consider travel insurance for adventure activities and sports?

We want you to have an amazing trip filled with adventure, and so we’ve designed our plans to cover more than 150 activities, sports and experiences, including bungee jumping and other high-intensity sports.

The most common injuries from bungee jumping are dislocations, back injuries, eye trauma and rope burn. While that might seem worrying, our policies can help with medical costs and evacuation if you suffer an injury whilst bungee jumping and need to seek medical treatment.

Our policies can also help if your bungee jumping adventure is cancelled by the tour provider due to unforeseen circumstances such as extreme weather and you’re left out of pocket.

Key benefits when considering World Nomads travel insurance

We offer two plans for Australian Residents – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:

• The Standard Plan covers a range of benefits and certain adventure activities, and has lower coverage limits.
• The Explorer Plan covers all the benefits of the Standard Plan, with larger coverage limits, more benefits and covers more sports and activities.

Depending on the level of cover you choose, our policies may cover you for the following (up to the policy limits):

• Medical emergencies overseas: if you suffer from an accident or injury whilst travelling or participating in a covered activity, you may be covered for medical expenses incurred including evacuation and even repatriation if you need to return home. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us.
• 24/7 Emergency Assistance: with our coverage, you have access to our 24/7 Emergency Assistance Team. They can offer assistance for a range of urgent events such as arranging medical transport, setting up direct payments to medical facilities and giving support to you and your family.
• Trip cancellation: sometimes things happen that are outside of your control and result in your trip being cancelled such as serious illness, severe weather or the tour operator cancelling. If this happens, you may be covered.
• Travel delay: If your trip is delayed as a result of severe weather, natural disaster, or a strike, you may be covered for reasonable expenses associated with the delay.
• Cover for lost, damaged or stolen baggage and gear: if your baggage is lost, stolen or damaged on your trip you may be able to claim to have your gear replaced or repaired. You may also be covered if your bags are delayed when travelling.

What’s not covered

Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.

These include, but are not limited to:

• Pre-existing medical conditions, including if those conditions become exacerbated by bungee jumping – see the PDS for details.
• Participation in a sport or activity not listed, or failing to adhere to the terms of coverage for listed sports or activities.
• A loss arising from a change of mind, disinclination or reluctance to travel or participate in an activity.
• Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see smartraveller.gov.au)
• Being intoxicated by alcohol or drugs.

Note: don’t forget to keep all receipts and written reports to support your insurance claim.

Key insurance tips for bungee jumping on your trip

• Coverage for bungee jumping only applies when jumping with a professional, qualified and licensed guide or operator. Check the credentials of the operator.
• When you buy your policy make sure you add the activities you intend doing during your trip, including bungee jumping.
• Make sure you select the right policy for your adventure sport or activities. You need to know that running with the bulls in Pamplona is not covered but hiking and scuba diving are. Check our list of sports and activities (and avoid uninsured activities).
• Bungee jumping is about getting out of your comfort zone, trying new things and being spontaneous. However, you should know that your insurance will not cover you for any accidents that happen when drugs, alcohol or reckless behaviour are involved.
• During your bungee jump make sure you follow all the instructions given by the qualified, licensed instructors. They’re there make sure you have the best experience and keep you safe.
• Avoid bungee jumping soon after you’ve had a full meal. Eat a light meal a few hours before your jump.

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Whether exploring the mesmerizing Marrakesh Medina, venturing through the Atlas Mountains and its Berber communities, or feeding your cultural curiosity, Morocco will deliver surprising adventures. But before you head to North Africa, you may want to consider travel insurance; it could prevent you from learning a hard lesson the costly way.

• What’s covered?
• What should I look out for when traveling to Morocco?
• What’s not covered?
• Travel insurance and safety tips when visiting Morocco
• When to visit Morocco

What’s covered?

With World Nomads you can buy travel insurance as soon as your trip is locked in or when you’re already in Morocco (waiting periods apply), it’s entirely up to you.

World Nomads offers two plans – Standard and Explorer – each provides different levels of coverage depending on your Country of Residence and what level of cover you need.

Here are some of the highlights of our cover:

• Coverage for extended stays
• World Nomads’ family plans
• Overseas emergency medical and hospital expenses
• Cover for 150+ activities, sports, and experiences
• Unexpected trip cancellation
• Travel delays /trip interruption
• Baggage and personal effects cover
• 24/7 worldwide Emergency Assistance.

What should I look out for when traveling to Morocco?

As intriguing as this North African nation is, there are some things you should have in mind to ensure your holiday is memorable for all the right reasons.

Here are some tips on how to make the most of your trip:

• Lost, stolen, damaged or delayed baggage cover: in the unfortunate event that your luggage or personal items are accidentally damaged or stolen, you may be able to claim your unexpected costs. In addition, if your luggage is delayed more than 24 hours (more than 12 hours for US residents), you may be entitled to replacement costs. Check your policy wording carefully as terms and conditions apply.
• Cover for overseas medical emergencies and cover for Coronavirus-related events: depending on your Country of Residence, World Nomads offers cover for some Coronavirus-related events to help if your trip is derailed by COVID-19. Check your policy carefully as benefit limits apply and vary between plans.
• Adventure activity and sports cover when in Morocco: we cover more than 150 activities, sports and experiences worldwide – including backpacking, kayaking, hiking, and bungee jumping. However, not all are covered under every plan, you can read about the activities covered for your Country of Residence. Many activities also have specific conditions and exclusions you should read up on before you go. Depending on your country of residence and the level of cover you’ve chosen, you may need to add activities to your policy. Terms and conditions apply.

What’s not covered?

Here are some of the things we do not provide cover for:

• Pre-existing medical conditions –see the policy wording for details.
• Participation in a sport or activity not listed in the policy wording or agreed by World Nomads where you haven’t paid the required additional premium.
• Costs arising from refusal to be repatriated once declared medically unfit to continue a trip
• Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies)
• Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ or in some cases ‘Avoid Essential Travel’ warning issued by the government in your Country of Residence.
• Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.

Travel insurance and safety tips when visiting Morocco

As fascinating as Morocco is, following some tips on how to stay safe and make the most of your travel insurance policy will help.

Petty crime in popular Moroccan hotspots

Wandering through the streets of Marrakesh, Casablanca, Tangier, Fez, Agadir and Essaouira can be an insightful experience, but you must keep your wits about you and ensure you always have your valuables in sight. Bag snatching and pickpockets often target these popular tourist areas, and women, if traveling alone, may be the subject of unwanted attention. We offer cover if you're after travel insurance for your tech gear and other high-value items. To upgrade the cover for high-value items, list them on your policy and pay the additional premium.

Terrorism and protests

Terrorist cells do target the Maghreb region of North Africa which includes Morocco, so it’s crucial that you monitor the media. You should always take government warnings and travel alerts seriously. These groups often seek out populated areas and can also be active in mountain regions.

Demonstrations are also possible, and it’s worth bearing in mind that public protests and events that draw large groups of people can turn violent. The status of the Western Sahara has been an issue of dispute, and tensions can boil over. To avoid being caught up in a protest, take care on days of national or commemorative significance and be extra vigilant on weekends, especially around the time of Friday prayers.

World Nomads offers trip delay coverage, and trip interruption may apply if your trip can’t be completed or it’s necessary to return home early. If you actively involve yourself in a protest, you are putting yourself and your insurance cover at risk.

Avoid drinking / swimming in freshwater

Some waterborne and foodborne diseases are common across Morocco, so travelers are advised to only drink treated, filtered or bottled water, to avoid ice cubes and not to swim in fresh water.

Contaminated water, which can cause nausea, vomiting, stomach cramps, and diarrhea, can lay you up for days, the most serious outcome of which is dehydration. This can be deadly, so don’t rely on your own instincts, instead seek medical advice immediately.

Our 24/7 Emergency Assistance Team will be able to give you advice on what to do, help locate suitable medical facilities (particularly in remote areas) and will monitor your medical treatments to make sure you are given proper care.

Our policies can offer overseas emergency medical benefits. Check your policy to see what the maximum amount of coverage you have, as it will vary depending on your home country and the plan you’ve selected. If you want to claim your medical expenses, be sure to keep records and receipts of your doctor’s visits and medical treatment, and any other documentation to support your claim.

When to visit Morocco?

If you want to avoid large crowds, the best time to visit Morocco is autumn (September to November) or early spring (March to April). If you are traveling in summer, then the best months are June to August. You should know there will be bigger crowds in the summer months, especially if you plan to visit some of its seaside hot spots such as Tangier, Essaouira and Taghazout.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 150 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.