Travel Insurance for a trip to Africa
The African continent with its 54 countries is ripe for outdoor adventure. Check out our travel tips and more.
- As featured in:
As featured in:
Africa, there’s nowhere else on the planet like it. Renowned for being the birthplace of civilisation, the world’s second largest continent draws Kiwis to its shores in their droves, most of them seeking rich culture, incredible landscapes, and of course wildlife encounters.
• What's covered
• What are the benefits travel insurance may provide when visiting Africa?
• What to look out for when travelling around Africa?
• What's not covered?
What's Covered
At World Nomads we have been on the wrong end of bags going missing, cancelled flights, and unexpected illness or injury, which can slow us down or halter our trip completely.
Our plans - whether you opt for a Standard of Explorer policy - offer cover (up to the benefit limits) for:
- Overseas emergency medical
- Medical evacuation and repatriation
- Trip cancellation
- Lost or delayed baggage
- Travel delay/interruption
- Cover for 150+ activities, sports, and experiences.
- Cover for Coronavirus-related events.
Remember: Make sure you’ve selected the right travel insurance plan for your specific needs. With World Nomads you can get a quote, make a claim, or extend your policy instantly online while enroute or after arriving at your destination.
What are the benefits travel insurance may provide when visiting Africa?
We all know that Kiwis love to travel, and they don’t mind if it takes a couple of hours or 24 to get there. Whether you’ve earmarked Africa for a savannah sojourn with the family or as a six-month volunteer adventure on your own, travel insurance should be considered for so many reasons:
- Medical Emergencies
- Weather-related trip delay, trip interruption and trip cancellation coverage
- Carjacking, pickpocketing, and other crimes
What to look out for when travelling around Africa?
As wondrous and wild as the African continent is, there are a few things you should keep in mind when it comes to the benefits of travel insurance:
- Lost, stolen, or delayed baggage cover: in the unfortunate event that your luggage or personal items are accidentally lost, delayed, damaged or stolen, you may be able to claim your unexpected costs. In addition, if your luggage is delayed more than 24 hours, you may be entitled to replacement costs. Check your Policy Document carefully as terms and conditions apply.
- Electronic devices: In today’s tech-centric world, taking your gadgets on the road is as common as packing an extra pair of socks. World Nomads may be able to replace, repair or recover the costs of your personal tech devices when stolen, lost or damaged under your supervision. Benefits are available only after exhausting other sources of compensation, such as from your common carrier. Remember, we consider depreciation and wear and tear. Claims are subject to per item and total maximum benefit amounts.
- Cover for some Coronavirus-related events: World Nomads offers cover for some Coronavirus-related events to help if your trip is derailed by COVID-19. Check your policy carefully as benefit limits, terms and conditions and exclusions apply and vary between plans.
- Adventure activity and sports cover when in Africa: we cover more than 150 activities, sports and experiences worldwide – including backpacking, hiking, and hot-air ballooning, but not all are covered under every plan, you can read about the activities covered for New Zealand. Many activities also have specific conditions and exclusions you should read up on before you go.
What's not covered?
Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:
- Pre-existing medical conditions - see the Policy Document for details.
- Participation in a sport or activity not listed in the policy or agreed by World Nomads where you haven’t paid the required additional premium.
- Costs arising from refusal to be repatriated once declared medically unfit to continue a trip but fit for repatriation.
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies)
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ or ‘Avoid Essential Travel’ warning issued by the New Zealand Government (see safetravel.govt.nz).
- Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick or injured?
- Natural disaster or terrorist attack where your'e going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for a trip to Africa
The African continent with its 54 countries is ripe for outdoor adventure. Check out our travel tips and more.
- As featured in:
As featured in:
Africa is known as the Mother Continent, not just because it’s the oldest inhabited continent on Earth, but because it offers tourists the Mother of all travel experiences. Australia may have its own tourist drawcards, but that shouldn’t stop us from swapping Bondi for Botswana or Tasmania for Tanzania for a safari or for a once in a lifetime volunteer adventure.
But before you do decide to visit Africa, you should consider the benefits of travel insurance.
• What's covered
• Why should I consider travel insurance when visiting Africa?
• What to look out for when travelling around Africa?
• What's not covered?
What's Covered
At World Nomads we have been on the wrong end of bags going missing, cancelled flights, or interrupted, and unexpected illness or injury, which can slow us down or stop our trip completely. That’s why considering an insurance policy should be right up there with packing your passport.
Our plans - whether you opt for a Standard of Explorer policy - offer cover (up to the benefit limits) for:
- Overseas emergency medical
- Medical evacuation and repatriation
- Trip cancellation
- Lost or delayed baggage
- Travel delay/interruption
- Cover for 150+ activities, sports, and experiences
- Cover for Coronavirus-related events
- and much more...
Remember: Make sure you’ve selected the right travel insurance plan for your specific needs. With World Nomads you can get a quote, make a claim, or extend your policy instantly online, while enroute or after arriving at your destination.
Why should I consider travel insurance when visiting Africa?
Australians are an adventurous bunch and like most travel junkies the farther away the better. Whether you’re planning a family trip to see the giraffe, zebra, and Victoria Falls in Zambia; have been training for a Mount Kilimanjaro trek with your mates; or have Africa in mind as part of a multi-country digital nomad jaunt, travel insurance should be considered for so many reasons, below are just a few:
- Medical Emergencies
If you’re a World Nomads policy holder your cover can help cover emergency accidents and illness when the worst happens (say, a twisted ankle that stops your walking safari through Botswana’s Okavango Delta in its tracks). And you also have access to the 24/7 Emergency Assistance Team, handy when you need to translate your Rwandan doctor’s advice or find the nearest hospital.
- Weather-related trip delay, trip interruption and trip cancellation coverage
- Carjacking, pickpocketing, and other crimes
What to look out for when travelling around Africa?
As wondrous and wild as the African continent is, there are some things you should keep in mind when it comes to the benefits of travel insurance:
- Lost, stolen, or delayed baggage cover: in the unfortunate event that your luggage or personal items are accidentally lost, delayed, damaged or stolen, you may be able to claim your unexpected costs. In addition, if your luggage is delayed more than 24 hours, you may be entitled to replacement costs. Check your PDS carefully as terms and conditions apply.
- Electronic devices: In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. World Nomads may be able to replace, repair or recover the costs of your personal tech devices when stolen, lost or damaged under your supervision. Benefits are available only after exhausting other sources of compensation, such as from your common carrier. Remember, we consider depreciation and wear and tear. Any claims are subject to per item and total maximum benefit amounts.
- Cover for some Coronavirus-related events: depending on your Country of Residence World Nomads offers cover for some Coronavirus-related events to help if your trip is derailed by COVID-19. Check your policy carefully as benefit limits, terms and conditions and exclusions apply and vary between plans.
- Adventure activity and sports cover when in Africa: we cover more than 150 activities, sports and experiences worldwide – including backpacking, hiking, and hot-air ballooning, but not all are covered under every plan, you can read about the activities covered for Australia. Many activities also have specific conditions and exclusions you should read up on before you go. Depending on the level of cover you’ve chosen, you may need to add activities to your policy. Terms and conditions apply.
What's not covered?
Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:
- Pre-existing medical conditions - see the PDS for details.
- Participation in a sport or activity not listed in the PDS or agreed by World Nomads where you haven’t paid the required additional premium.
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies).
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ or ‘Avoid Essential Travel’ warning issued by the Australian Government (see smartraveller.gov.au).
- Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.
This is only a summary of cover and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick or injured?
- Natural disaster or terrorist attack where your'e going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for a trip to Africa
The African continent with its 54 countries is ripe for outdoor adventure. Check out our travel tips and more.
- As featured in:
As featured in:
Always wanted to see the Great Migration in Botswana; have a Gorillas in the Mist experience in Rwanda; or take in some of the world’s most beautiful beaches in the Seychelles and Mauritius? Africa lives up to the hype given it is the birthplace of civilization.
But like any big trip overseas, not everything may be smooth sailing, which is why it’s vital to consider having travel insurance by your side. World Nomads offers the latest travel cover information, travel tips, and inspiring content for your next trip to Africa.
• What's covered
• Why should I consider travel insurance when visiting Africa?
• What are the benefits of travel insurance when going to Africa?
• What's not covered?
What's Covered
At World Nomads we’ve also been on the wrong end of bags going missing, flights being delayed, and unexpected illness or injury. Unforeseen events can slow us down or halter our trip completely, that’s why considering a World Nomads plan should be a priority as much as packing your passport.
Depending on your country of residence, our plans - whether you select the Standard or Explorer plan - offer cover (up to the policy benefit limits) for:
- Overseas emergency medical
- Medical evacuation and repatriation
- Trip cancellation
- Lost, stolen, or delayed baggage
- Travel delay/interruption
- Cover for 150+ activities, sports, and experiences
- Cover for some Coronavirus-related events.
Make sure you’ve selected the right travel insurance plan for your specific needs. Our travel insurance plans are different, and cover will vary, depending on what you are claiming for, the plan you choose and any options or upgrades you buy.
Remember: With World Nomads you can get a quote, make a claim, or extend your policy instantly online, even while enroute or after you've arrived at your destination.
Why should I consider travel insurance when visiting Africa?
As a team of globetrotters ourselves, we know that no matter the destination most travel junkies don’t mind if it takes a couple of hours or 24 to get there. Whether you’ve earmarked Africa for a savannah sojourn with the family or as a six-month volunteer adventure on your own, travel insurance may be able to help in several scenarios:
- Overseas medical emergencies
- Weather-related trip delay, trip interruption and trip cancellation coverage
- Carjacking, pickpocketing, and other crimes
What are the benefits of travel insurance when going to Africa?
As wondrous and wild as the African continent is, there are some things you should keep in mind when it comes to the benefits of travel insurance:
- Lost, stolen, or delayed baggage cover: in the unfortunate event that your luggage or personal items are accidentally damaged, delayed, lost, or stolen, you may be able to claim your unexpected costs. In addition, if your luggage is delayed more than 24 hours (more than 12 hours for US residents), you may be entitled to replacement costs. Check your Policy Wording carefully as terms and conditions, and benefit limits apply.
- Electronic devices: In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. World Nomads may be able to replace, repair or recover the costs of your personal tech devices when stolen, lost or damaged under your supervision. Benefits are available only after exhausting other sources of compensation, such as from your common carrier. Remember, we take into consideration depreciation and wear and tear, and claims are subject to per item and total maximum benefit amounts.
- Cover for Coronavirus-related events: World Nomads offers cover for some Coronavirus-related events to help if your trip is derailed by COVID-19. Check your policy carefully as benefit limits, terms and conditions and exclusions apply and vary between plans.
- Adventure activity and sports cover when in Africa: we cover more than 150 activities, sports, and experiences worldwide – including backpacking, hiking, and hot-air ballooning, but not all are covered under every plan. You can read about the activities covered. Many activities also have specific conditions and exclusions you should read up on before you go. Depending on your Country of Residence and the level of cover you’ve chosen, you may need to add activities to your policy. Terms and conditions apply.
What's not covered?
When taking out insurance, understanding what’s not covered is just as important as what is covered. Here are some of the things we do not provide cover for:
- Pre-existing medical conditions - see the Policy Wording for details.
- Participation in a sport or activity not listed in the Policy Wording or agreed by World Nomads where you haven’t paid the required additional premium.
- Any costs arising from your refusal to be repatriated once declared medically unfit to continue a trip but fit for repatriation.
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies)
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ or ‘Avoid Essential Travel’ warning issued by your Country of Residence.
- Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.
This is only a summary of coverage and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick or injured?
- Natural disaster or terrorist attack where your'e going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBuy travel insurance away from home
Get cover by World Nomads, even if you're already on the road
- As featured in:
As featured in:
- Consider purchasing travel insurance while traveling
- Always check the terms and conditions of your policy
- Extend your policy for your overseas holiday
- Need to know more?
- Left home without travel insurance?
1. Consider purchasing travel insurance while traveling
If you’ve arrived at your destination and you’ve forgotten to buy travel insurance before leaving your Country of Residence, don’t panic. The good news is that you can visit the World Nomads website to purchase a policy 24 hours a day, 7 days a week.
Similarly, if your World Nomads travel insurance policy is due to expire during your overseas holiday, but you wish to keep traveling, you may be able to extend your existing policy or buy a new policy depending on your Country of Residence.
2. Always check the terms and conditions of your policy
You’ve just checked into your hotel and you’re itching to explore the local sights. The last thing you probably want to do is to sit in your hotel room and read through the fine print of an insurance policy. But it’s a smart idea to become familiar with the various limits, benefits, optional extras and upgrades, and the terms and conditions before you buy a policy, so there’s no surprises at claim time.
If you buy travel insurance while overseas, there is a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this waiting period.
However, if you have an accident and sustain a serious injury after being issued with your Certificate of Insurance, and before the 72-hour timeframe has lapsed, you may be covered for some expenses under your policy. Be sure to check your Policy Wording for the complete list of what’s covered and what isn’t covered depending on your Country of Residence.
If you have any questions about the terms and conditions on your policy, please get in touch.
3. Extend your policy for your overseas holiday
If your current travel insurance policy is due to expire soon, but you’re having too much fun and want to travel for longer, you can extend your existing policy rather than risk being without cover.
If you meet eligibility requirements, you may be able to extend your policy up to a maximum of 12 months from the policy start date, which is indicated on your Certificate of Insurance. This must be done prior to 11:59pm on the closing date of your current policy, based on the time and date in the capital city of your Country of Residence.
If you have any questions about purchasing travel insurance during your overseas holiday, please get in touch.
4. Need to know more?
All travel insurance plans are different, and cover will vary depending on what’s happened, your Country of Residence, the plan you choose, and any options or upgrades you buy. Your Policy Wording will always have the full terms, conditions, limits, and exclusions for what you’re covered for.
If you have any further questions about what’s covered and not covered, just ask us.
Left home without travel insurance?
Learn how you can buy your travel insurance policy while traveling anytime from anywhere in the world by watching this video.
- Buy while traveling
- Get cover 24/7 online
- Instant confirmation
- Ongoing traveler support
- 24/7 Emergency Assistance
Waiting periods apply
Malaria at Christmas.
In the 25th of December I woke up feeling nausea, fever, headache, and lethargy. After two days with the symptoms not ceasing I went to a clinic and was admitted with severe malaria. I stayed in the hospital for two days taking shots for malaria and also saline drip.
A.G. Brazilian Nomad in Zambia.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech Trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about buying away from home. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
-
Do you have an excess/co-pay?
If you’re an American or Canadian, there’s no excess. All other policies have one and can vary depending on what you're claiming for.
-
My son/daughter is already on the road. Can I buy a policy on their behalf?
Yes, you can. But if you do, you're agreeing to all of the terms and conditions as if you are them.
-
How long does it take to get a copy of my insurance?
As soon as the payment goes through, it will be emailed to you or in your membership.
Travel insurance when visiting Ecuador
From Old Town Quito to the magnificent Galapagos, Ecuador has plenty to explore. Make sure you're covered.
- As featured in:
As featured in:
Ecuador is rich in culture, with historic cities, spectacular scenery and countless opportunities to get active. Exploring Ecuador's UNESCO historic centers in Quito and Cuenca, kayaking through the Amazon and hiking the Andes are all great ways to experience this country. Canadian travellers often consider the biodiverse Galapagos Islands to be the trip of a lifetime.
Emergencies can affect even the best-planned trip: natural disasters, strikes, unexpected illness and theft are just a few things that can derail your travels. You should consider travel insurance in case you need to recover losses resulting from unforeseeable events.
World Nomads may provide cover (up to the policy benefit limits) for:
- Trip cancellation and interruption
- Overseas emergency medical expenses
- Delayed, lost, or stolen baggage
- Participation in 150+ adventure sports and activities
World Nomads plans also offer 24/7 access to our dedicated Emergency Assistance Team.
What travel insurance cover should I look out for when travelling to Ecuador?
A travel insurance plan that includes trip cancellation and interruption coverage can help protect your trip investment; baggage cover can help you recoup some costs in case of bag delay or loss; and emergency medical can help if you get sick or injured while on the road.
World Nomads offers two plans to choose from: the Standard Plan and the Explorer Plan. Both plans include a range of benefits such as overseas emergency medical, baggage delay, trip cancellation and cover for more than 150 activities. Our Explorer Plan offers higher benefit limits. Travel insurance does not cover everything so be sure to read your policy wording to make sure it meets your needs.
Trip cancellation and trip interruption
World Nomads Travel Insurance may cover trip cancellation due to certain unforeseen circumstances. If there’s a death in your immediate family, or if you or a close family member becomes sick or injured and a doctor says you can’t travel to Ecuador, travel insurance may reimburse any unused, non-refundable, prepaid trip arrangements. The policy will list the covered risks for trip cancellation.
While you’re on the road, a World Nomads policy can provide important benefits. If you need to cut your trip short due to an emergency back home, your trip interruption benefits may reimburse costs for your return trip home plus any forfeited prepaid, unused, non-refundable trip expenses up to the limits shown in your policy documents.
For example, if prior to your policy start date you paid in advance for a nonrefundable guided hiking trip in the Galapagos, and you are unable to depart on the trip due to a covered reason, you may be reimbursed for this non-refundable and unused trip expense.
When filing a claim for either trip cancellation or interruption, you will need to submit documentation for all forfeited, non-refundable, prepaid trip costs and associated expenses.
Overseas emergency medical coverage
Canada and Ecuador do not have reciprocal healthcare agreements, so having travel insurance that covers emergency medical expenses is a good idea. If you become ill or injured while travelling in Ecuador without overseas emergency medical cover, any emergency medical or dental costs (or even worse, emergency evacuation back to Canada) will be at your expense.
Accidents and illness can happen on vacation, from food poisoning to twisting your ankle on the cobblestones in Quito or getting in the way of an angry sea lion on San Cristobal. A travel insurance plan which offers cover for emergency overseas medical expenses may help in unexpected situations.
For information on COVID-19 related cover, read our What’s Covered for Coronavirus article.
Access to our 24/7 Emergency Assistance Team when you need help
Having a medical emergency while travelling can be scary, but with a World Nomads travel insurance policy, you are not alone. Our 24/7 Emergency Assistance Team can help you find appropriate medical care and offer translation services, liaise with doctors and even arrange upfront payment if required.
Some of the best tourist sites in Ecuador are remote. This is where our Emergency Assistance Team can help arrange emergency medical evacuation to the closest medical facility or repatriation back to Canada when medically necessary and approved in advance by us.
Delayed, lost, or stolen baggage
If you’re checking a bag, there’s always a chance it could take a detour en route to Ecuador. If your checked baggage is delayed for 12 hours or more by an airline or ground carrier, you may be able to claim reimbursement for essential personal items while you wait for your bags.
Lost or stolen baggage and belongings may also be covered; for example, a phone swiped from your bag in a crowded Quito market, or a bag permanently lost by an airline (with travel insurance cover being secondary to airline reimbursement).
To keep your belongings safe, use a concealed money belt or cross-body bag to hold your travel documents, valuables and money. It is also recommended to be mindful of your surroundings, especially in busy tourist areas.
If your bags or belongings are damaged or stolen, file an incident report with local authorities or your airline immediately. Where theft has occurred, this must be reported to the police. You’ll need this documentation and any relevant receipts when you make a claim.
Cover for 150+ activities and sports when in Ecuador
Ecuador boasts no shortage of opportunities to get active, from mountain biking the legendary Mama Rumi trail to rafting on the Quijos River. Surfing, snorkeling and hiking are just a few of the activities on offer in the Galapagos. World Nomads offers travel insurance cover for more than 150 adventure activities, sports, work and volunteer experiences. Be sure to read your policy documents carefully to ensure your chosen activities are covered. You will need to add all the activities you plan on participating in to your policy during the purchase path.
What’s not covered
Travel insurance isn’t designed to cover everything – so make sure you know what you’re covered for. Some things we don’t cover include but are not limited to:
- Losses caused by negligent policyholder behavior, so no selfies in roped-off areas or riding a scooter without a helmet.
- Pre-existing medical conditions as explained in your policy wording.
- Not following orders of your treating physician or Emergency Assistance Team.
- Participation in activities or sports not listed in the plan you have purchased.
- Stolen, lost or damaged personal belongings that were left unattended.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when visiting Ecuador
From Old Town Quito to the magnificent Galapagos, Ecuador has plenty to explore. Make sure you're covered.
- As featured in:
As featured in:
Ecuador is rich in culture, with historic cities, spectacular scenery and countless opportunities to get active. Exploring Ecuador's UNESCO historic centers in Quito and Cuenca, kayaking through the Amazon and hiking the Andes are all great ways to experience this country. And many travelers consider the biodiverse Galapagos Islands to be the trip of a lifetime.
Emergencies can affect even the best-planned trip: natural disasters, strikes, unexpected illness and theft are just a few things that can derail your travels. You should consider travel insurance in case you need to recoup losses resulting from unforeseeable events.
World Nomads may provide cover (up to the policy limits) for:
- Trip Cancellation & Interruption
- Overseas emergency medical and cover for some COVID-19-related issues
- 24/7 access to our dedicated Emergency Assistance Team
- Delayed, Lost, or Stolen Baggage cover
- Cover for 150+ adventure sports and activities
What should I look out for when traveling to Ecuador?
A travel insurance plan that includes trip cancellation and interruption coverage can help protect your trip investment; baggage cover can help you recoup some costs in case of bag delay or loss; and emergency medical can help if you get sick or injured while on the road.
World Nomads offers two plans to choose from: a Standard Plan and an Explorer Plan. The Standard Plan includes a range of benefits such as overseas emergency medical, baggage delay, trip cancellation and cover for more than 150 activities. Our Explorer plan offers some additional benefits along with higher benefit limits. Travel insurance does not cover everything so be sure to read your policy wording to make sure it meets your needs.
Trip cancellation and trip interruption
World Nomads Travel Insurance may cover trip cancellation due to unforeseen circumstances. If there’s a death in your immediate family, or if you or a close family member becomes sick or injured and a doctor says you can’t travel to Ecuador, travel insurance may reimburse any non-refundable, prepaid trip arrangements.
While you’re on the road, a World Nomads policy can provide important benefits. If you need to cut your trip short due to an emergency back home, your trip interruption benefits may cover the costs for your return trip home plus any forfeited prepaid, unused, non-refundable trip expenses up to the limits shown in your Summary of Cover.
When filing a claim for either cancellation or interruption, you will need to submit documentation for all non-refundable, prepaid trip costs and associated expenses.
Overseas emergency medical coverage
Your domestic health insurance is unlikely to be accepted in Ecuador. If you become ill or injured while traveling in Ecuador without overseas travel cover, any emergency medical or dental costs (or even worse, emergency evacuation back to your home country) will be at your expense.
Accidents and illness can happen on vacation, from food poisoning to twisting your ankle on the cobblestones in Quito or getting in the way of an angry sea lion on San Cristobal. A travel insurance plan which offers cover for emergency overseas medical expenses may help in unexpected situations.
Depending on your country of residence and the plan you select, you may have cover for some COVID-19-related events. For details on cover available to you, select your Country of Residence and read our What’s Covered for Coronavirus article.
Access to our 24/7 Emergency Assistance Team when you need help
Having a medical emergency while traveling can be scary, but with a World Nomads travel insurance policy, you are not alone. Our 24/7 Emergency Assistance Team can help you find appropriate medical care and translation services, liaise with doctors and even arrange upfront payment if required.
Some of the best sites in Ecuador are remote. This is where our Emergency Assistance Team can help arrange emergency evacuation to the closest medical facility or repatriation when medically necessary.
Delayed, lost, or stolen baggage
If you’re checking a bag, there’s always a chance it could take a detour en route to Ecuador. Bag delay benefits may cover the essentials including a change of clothes until your bag catches up with you. Waiting periods may apply and vary by policy and country of residence.
Lost or stolen baggage and belongings may also be covered, for example, a phone swiped from your bag in a crowded Quito market, or a bag permanently lost by an airline (with travel insurance cover being secondary to airline reimbursement).
To keep your belongings safe, use a concealed money belt or cross-body bag to hold your travel documents, valuables and money.
If your bags or belongings are damaged or stolen, file an incident report with local authorities or your common carrier immediately. Where theft has occurred, this must be reported to the police. You’ll need this documentation and any relevant receipts when you make a claim.
Cover for 150+ activities and sports when in Ecuador
Ecuador boasts no shortage of opportunities to get active, from mountain biking the legendary Mama Rumi trail to rafting on the Quijos River. Surfing, snorkeling and hiking are just a few of the activities on offer in the Galapagos. World Nomads offers travel insurance cover for more than 150 adventure activities and sports. Read your policy to make sure your chosen activities are covered.
What’s not covered
Travel insurance isn’t designed to cover everything – so make sure you know what you’re covered for. Some things we don’t cover include but are not limited to:
- Losses caused by negligent policyholder behavior, so no selfies in roped off areas or riding a scooter without a helmet.
- Pre-existing medical conditions as explained in your policy wording.
- Not following orders of your treating physician or Emergency Assistance Team.
- Participation in activities or sports not listed in the plan you have purchased.
- Stolen, lost or damaged personal belongings that were left unattended.
This is a summary of cover only. Travel insurance has terms, conditions, limits and exclusions. Read your chosen policy carefully, and please reach out if you have any questions about what’s covered and what’s not. We’re happy to help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for bungee jumping
Whether it's called bungee or bungy jumping, be sure you're covered before you leap.
- As featured in:
As featured in:
There’s nothing quite as adrenaline-inducing or exciting as bungee jumping! It’ll leave you on a high for days and is sure to create a lasting memory, but before you take a leap of faith find out how our policies may help you just in case things don’t go to plan.
- How does World Nomads travel insurance help cover me when going bungee jumping?
- How does it work?
- Why should I consider travel insurance when doing adventure activities and sports?
- Key benefits when buying World Nomads travel insurance
- What’s not covered
- Key insurance tips for bungee jumping on your trip
How does World Nomads travel insurance help cover me when going bungee jumping?
Travel insurance is designed to cover some types of sports and activities, including the high intensity ones such as bungee jumping. There are many reasons why you should consider travel insurance. For example, if you were to suffer a severe injury while bungee jumping, and you’re not covered, you could be in hospital recovering for days, meaning a sky-rocketing medical bill that will be causing you added pain in your back pocket.
Under World Nomads plans for our international travelers, bungee jumping is considered a Level 1 activity. This means you could be automatically covered on both the Standard and Explorer plans. However, you must be with a professional, qualified and licensed guide, instructor or operator when going bungee jumping.
You can always upgrade your cover for a range of other activities and sports. You must select the activities (listed as Level 2 and 3 in Section 8.1) and pay any additional premium at the time you purchase your policy.
Travel insurance is designed to cover some types of sports and activities, including the high intensity ones such as bungee jumping. There are many reasons why you should consider travel insurance. For example, if you were to suffer a severe injury while bungee jumping, and you’re not covered, you could be in hospital recovering for days, meaning a sky-rocketing medical bill that will be causing you added pain in your back pocket.
Under World Nomads plans for our international travelers, bungee jumping is considered a Level 1 activity. This means you could be automatically covered on both the Standard and Explorer plans. However, you must be with a professional, qualified and licensed guide, instructor or operator when going bungee jumping.
You can always upgrade your cover for a range of other activities and sports. You must select the activities (listed as Level 2 and 3 in Section 8.1) and pay any additional premium at the time you purchase your policy.
How does it work?
- If you’ve paid the additional premium for a sport or activity in Level 3, you will be covered for all sports, activities and work listed as Level 1, 2 and 3.
- If you’ve paid the additional premium for a sport or activity in Level 2, you are covered for all sports and activities and work listed as Level 1 and 2.
Some of the most common events that our nomads have been covered for include, trip cancellations, cover for lost, stolen or damaged baggage, optional extras cover for high value items, and of course cover for any unexpected medical emergencies.
Here are just some of the key benefits of our coverage, depending on your Country of Residence and the plan you’ve selected:
- Emergency medical and evacuation coverage: if you or a member of your family suffers an injury or accident.
- Baggage and high-value items cover: if your baggage or items are stolen, lost, damaged or delayed, you may be covered.
- Adventure activities and sports: we cover more than 150 activities, sports and experiences. Check before you buy that your adventure is covered and find out what policy upgrade options may be available.
- Cover for Coronavirus-related events: depending on your Country of Residence our policies offer medical coverage for Coronavirus. Our Explorer Plan also offers cover for Coronavirus travel costs.
Why should I consider travel insurance when doing adventure activities and sports?
We want you to have an amazing trip filled with adventure, and so we’ve designed our plans to cover more than 150 activities, sports and experiences, including bungee jumping.
The most common injuries from bungee jumping are dislocations, back injuries, eye trauma and rope burn. Our policies can help with medical costs and evacuation if you suffer an injury whilst bungee jumping and need to seek medical treatment.
Key benefits when buying World Nomads travel insurance
We offer two plans – Standard and Explorer. Each policy provides different levels of coverage depending on what you need and your Country of Residence:
- The Standard Plan covers a range of benefits and certain adventure activities and has lower coverage limits.
- The Explorer Plan covers all the benefits of the Standard Plan, with larger coverage limits, more benefits and covers more sports and activities.
Depending on the level of cover you choose, our policies may cover you for:
- Medical emergencies overseas: if you suffer from an accident or injury whilst travelling or participating in a covered activity, you may be covered for medical expenses incurred including evacuation and even repatriation if you need to return home. With our coverage, you have access to our 24/7 Emergency Assistance Team. They can offer assistance such as arranging medical transport, setting up direct payments to medical facilities and giving support to you and your family.
- Trip cancellation or trip interruption: sometimes things happen that are outside of your control and result in your trip being cancelled such as serious illness or injury, a travel delay or a natural catastrophe. If this happens, you may be covered.
- Travel delay: If your trip is delayed you may be covered for reasonable expenses associated with the delay. Check the policy wording for more information.
- Cover for stolen baggage and gear: if your baggage is lost, stolen or damaged on your trip you may be able to claim to have your gear replaced or repaired. You may also be covered if your bags are delayed when travelling.
What’s not covered
- Pre-existing medical conditions, including if those conditions become exacerbated by bungee jumping – see the policy wording for details.
- Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
- A loss arising from a change of mind, disinclination or reluctance to travel or participate in an activity.
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure. Check the US Department of State website for more information on international travel updates.
- Being intoxicated by alcohol or drugs.
Key insurance tips for bungee jumping on your trip
- Coverage for bungee jumping only applies when jumping with a professional, qualified and licensed guide or operator, so check the credentials of the operator.
- When you buy your policy make sure you add the activities you intend doing during your trip, including bungee jumping.
- During your bungee jump make sure you follow all the instructions given by the qualified, licensed instructors. They’re there make sure you have the best experience and keep you safe.
- Avoid bungee jumping soon after you’ve had a full meal. Eat a light meal a few hours before your jump.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Traveller tip: When you buy a World Nomads plan, you’ll have access to our 24-hour Emergency Assistance Team to support you in a crisis. Whether your car has broken down in the middle of nowhere, need urgent medical attention, or a referral for roadside assistance, our Emergency Assistance team can help you out in whatever part of the world you’re travelling.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for bungee jumping
Whether it's called bungee or bungy jumping, be sure you're covered before you leap.
- As featured in:
As featured in:
Bungee jumping – when it comes to adventure sports, there’s nothing that will give you a bigger adrenaline rush! If you’re planning to unleash your inner daredevil, find out how our policies may help you just in case things don’t go to plan.
- How does World Nomads travel insurance help cover me when going bungee jumping?
- How does activity and sports level cover work?
- What does World Nomads travel insurance cover?
- Why should I consider travel insurance for adventure activities and sports?
- Key benefits when considering World Nomads travel insurance
- What’s not covered
- Key insurance tips for bungee jumping on your trip
How does World Nomads travel insurance help cover me when going bungee jumping?
Travel insurance is designed to include cover for many types of sports and activities, including some high intensity ones such as bungee jumping. There are many reasons why you should consider travel insurance. For example, if you were to suffer a severe injury while bungee jumping, and you’re not covered, you could be in hospital recovering for days, meaning a sky-rocketing medical bill that will cause you added pain in your back pocket.
Under World Nomads plans bungee jumping is considered a Level 1 activity. This means you can be automatically covered on both the Standard and Explorer plans. However, you must be with a professional, qualified and licensed guide, instructor or operator when going bungee jumping.
You can always upgrade your cover for a range of other activities and sports. You must select the activities (listed as Level 2 and 3 in Section 8.1 of the PDS) and pay any additional premium at the time you purchase your policy.
How does activity and sports level cover work?
- If you’ve paid the additional premium for a sport or activity in Level 3, you will be covered for all sports, activities and work listed as Level 1, 2 and 3.
- If you’ve paid the additional premium for a sport or activity in Level 2, you are covered for all sports and activities and work listed as Level 1 and 2.
What does World Nomads travel insurance cover?
Some of the key benefits that you may be covered for (up to the policy limits) include:
- Emergency medical and evacuation coverage: if you or a member of your family suffers an injury or accident and you need to see a doctor urgently and/or need to be medically repatriated back to Australia.
- Baggage and high value items cover: if your baggage or valuables are stolen, lost, damaged or delayed, you may be covered. Remember to keep copies of your original receipts if you need to make a claim and you’ll need a local police report too.
- Adventure activities and sports: we cover more than 150 activities, sports and experiences. Check before you buy that your adventure is covered and find out what policy upgrade options may be available.
- Cover for some Coronavirus-related events: both our policies offer medical coverage for diagnosis of Coronavirus. Our Explorer Plan also has a Coronavirus Travel Costs benefit for certain events. To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Why should I consider travel insurance for adventure activities and sports?
We want you to have an amazing trip filled with adventure, and so we’ve designed our plans to cover more than 150 activities, sports and experiences, including bungee jumping and other high-intensity sports.
The most common injuries from bungee jumping are dislocations, back injuries, eye trauma and rope burn. While that might seem worrying, our policies can help with medical costs and evacuation if you suffer an injury whilst bungee jumping and need to seek medical treatment.
Our policies can also help if your bungee jumping adventure is cancelled by the tour provider due to unforeseen circumstances such as extreme weather and you’re left out of pocket.
Key benefits when considering World Nomads travel insurance
We offer two plans for Australian Residents – Standard and Explorer. Each policy provides different levels of coverage depending on what you need:
- The Standard Plan covers a range of benefits and certain adventure activities, and has lower coverage limits.
- The Explorer Plan covers all the benefits of the Standard Plan, with larger coverage limits, more benefits and covers more sports and activities.
Depending on the level of cover you choose, our policies may cover you for the following (up to the policy limits):
- Medical emergencies overseas: if you suffer from an accident or injury whilst travelling or participating in a covered activity, you may be covered for medical expenses incurred including evacuation and even repatriation if you need to return home. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us.
- 24/7 Emergency Assistance: with our coverage, you have access to our 24/7 Emergency Assistance Team. They can offer assistance for a range of urgent events such as arranging medical transport, setting up direct payments to medical facilities and giving support to you and your family.
- Trip cancellation: sometimes things happen that are outside of your control and result in your trip being cancelled such as serious illness, severe weather or the tour operator cancelling. If this happens, you may be covered.
- Travel delay: If your trip is delayed as a result of severe weather, natural disaster, or a strike, you may be covered for reasonable expenses associated with the delay.
- Cover for lost, damaged or stolen baggage and gear: if your baggage is lost, stolen or damaged on your trip you may be able to claim to have your gear replaced or repaired. You may also be covered if your bags are delayed when travelling.
What’s not covered
Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.
These include, but are not limited to:
- Pre-existing medical conditions, including if those conditions become exacerbated by bungee jumping – see the PDS for details.
- Participation in a sport or activity not listed, or failing to adhere to the terms of coverage for listed sports or activities.
- A loss arising from a change of mind, disinclination or reluctance to travel or participate in an activity.
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see smartraveller.gov.au)
- Being intoxicated by alcohol or drugs.
Note: don’t forget to keep all receipts and written reports to support your insurance claim.
Key insurance tips for bungee jumping on your trip
- Coverage for bungee jumping only applies when jumping with a professional, qualified and licensed guide or operator. Check the credentials of the operator.
- When you buy your policy make sure you add the activities you intend doing during your trip, including bungee jumping.
- Make sure you select the right policy for your adventure sport or activities. You need to know that running with the bulls in Pamplona is not covered but hiking and scuba diving are. Check our list of sports and activities (and avoid uninsured activities).
- Bungee jumping is about getting out of your comfort zone, trying new things and being spontaneous. However, you should know that your insurance will not cover you for any accidents that happen when drugs, alcohol or reckless behaviour are involved.
- During your bungee jump make sure you follow all the instructions given by the qualified, licensed instructors. They’re there make sure you have the best experience and keep you safe.
- Avoid bungee jumping soon after you’ve had a full meal. Eat a light meal a few hours before your jump.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Traveller tip: if you’ve already arrived at your overseas holiday destination and you forgot to buy travel insurance before leaving Australia, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
