Por que contratar um seguro viagem?
Quer saber mais sobre Seguro Viagem e o que ele pode fazer por você?
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Na maioria dos casos, não ocorrem problemas em viagens. No entanto, as contas médicas podem ser exorbitantes se você sofrer um acidente ou ficar doente inesperadamente no exterior. Só por isso, o Seguro Viagem vale a pena. Listamos três coberturas essenciais que são muito procuradas, mas há muitas outras - faça uma cotação para ver a nossa lista de coberturas! Cobertura médica e regresso sanitárioSe existe um grande motivo para contratar um Seguro Viagem, é esse! Em muitos casos, se você ficar doente, o hospital não o tratará sem pagamento antecipado ou comprovante de uma apólice de seguro. O Seguro Viagem World Nomads pode cobrir despesas médicas no exterior, incluindo:
Esta não é uma lista completa sobre o que está, ou não, coberto pelo Seguro Viagem. Limites e condições se aplicam em diversos casos e podem variar dependendo do plano que você adquirir e do seu histórico médico. Para mais informações, leia atentamente o Manual do Segurado antes de adquirir o produto e veja todas as condições, coberturas, limites e riscos excluídos. Cancelamento de viagemCancelar a sua viagem pode acontecer nos momentos em que você menos espera. Quando você começa a pagar por suas passagens aéreas e acomodações, já faz sentido proteger o seu investimento comprando um Seguro Viagem. Todos os nossos planos podem ajudar a reaver alguns custos não reembolsáveis que você terá se você não puder viajar porque:
BagagemAs malas podem ser extraviadas e os pertences podem ser roubados. A perda de objetos pessoais é uma das principais razões pelas quais as pessoas contratam Seguro Viagem. Apesar do rastreamento, códigos de barras e de todo o processo envolvido, não é tão incomum que uma ou duas malas se desviem dos voos. Esperamos que não seja a sua. E se for, nossos planos podem ajudá-lo na perda, roubo ou dano quando a sua bagagem foi devidamente entregue aos cuidados da companhia aérea. Nós também podemos cobrir itens essenciais se a sua mala estiver atrasada - pense em produtos de higiene pessoal, roupa íntima, uma camisa limpa e algumas meias. Não se esqueça de ler o Manual do Segurado para ver todos os detalhes, não pense que seus pertences estarão cobertos em qualquer situação, pois condições ou exclusões podem ser aplicáveis. Este é apenas um resumo da cobertura e não inclui os termos e condições completos. Você deve ler o Manual do Segurado para entender o que está e o que não está coberto. Dessa forma, não haverá surpresas se você precisar usar qualquer cobertura. Em caso de dúvidas, entre em contato conosco. |
Quer saber mais sobre a nossa cobertura?
Você pode comparar nossos preços e coberturas dos planos Standard e Explorer fazendo uma cotação online.
Apendicite em Chiang Mai.
Gostaria que todos soubessem da minha gratidão por toda a ajuda que recebi da World Nomads em um dos momentos mais dolorosos e assustadores da minha vida. Nunca pretendi usar o meu seguro e nunca usei em nenhuma das minhas viagens anteriores, mas desta vez uma dor de estômago repentina e insuportável me forçou a ir ao hospital enquanto estava na Tailândia (Chiang Mai Ram Hospital). Eu pensei que conseguiria o antibiótico certo e final da história. Mas não, o caso real foi que meu apêndice estava inflamado e infectado. A única maneira de lidar com isso era realizando uma cirurgia. Eu simplesmente não podia acreditar! Foi assustador, eu estava sozinho e eles foram incríveis, responderam imediatamente por e-mail, o que foi fantástico, porque eu não tinha tempo para fazer telefonemas. E junto dos Serviço Internacional de Pacientes do Hospital, cuidaram de tudo e salvaram a minha vida. Eu só quero que todos estejam cientes da importância de ter um seguro, e um bom, mesmo que pensem que são saudáveis e que nada de ruim vai acontecer, coisas inesperadas acontecem o tempo todo e isso pode arruinar a sua diversão e a sua conta bancária. Estou muito agradecido por ter meu seguro World Nomads sempre ao meu lado.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Você ou sua família estão doentes, feridos ou mortos?
- Perdeu seu emprego?
- Teve sua casa destruída?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Precisa de medicamentos?
- Sofreu um acidente?
- Ficou doente?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Se acidentou no exterior?
- Precisa urgentemente de um hospital?
- Impossibilitado de prosseguir viagem?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Suas malas sumiram?
- Não encontra sua bagagem?
- Malas danificadas?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Why buy travel insurance?
Learn more about travel insurance and what it does.
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In most cases, traveling goes without a hitch. Yet, medical bills can be crippling if you’re accidently injured or unexpectedly ill overseas. For that alone, travel insurance is worth it. We’ve listed three of the main things people want cover for, but there are many more – have a look at our list of benefits! Medical and medical evacuationIf there’s one big reason to buy travel insurance, this is it. In many cases, if you get sick, the hospital won’t treat you without upfront payment or providing proof of an insurance policy. World Nomads travel insurance can cover overseas medical expenses including:
This is not a full list of what's covered. There are limits and conditions that apply, so for more information read your policy carefully before you buy. CancellationHave to cancel your trip can't happen at the times you least expect it. When you start paying for your airfares and accommodation, it only makes sense to protect what you've spent in case you can't travel. All of our policies can help cover flights and accommodation if:
BaggageBags go missing from airline check-ins and things get stolen too. Loss of personal belongings is one the main reasons people buy travel insurance. Despite tracking, barcodes and all the rest of it, it’s not all that uncommon for a bag or two to go astray on flights. Hope it’s not yours. If it is, our policies can help you for loss, theft or damage when your bag is checked in with a carrier. We can also cover you essential items if your bag is delayed – think toiletries, undies, a clean shirt and some socks. Don’t forget to read the policy wording when you hit the quote button as all plans are different – don’t just assume your gear is covered in every situation, as conditions or exclusions may apply. This is only a summary of cover and does not include the full terms and conditions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch. |
Want all the details?
You can compare the Standard and Explorer plans and prices through getting an instant online quote.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteTravel Insurance for Backpacking
US residents can stay protected on the trail - essential travel insurance coverage for backpackers
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At a glance:
- Backpacking travel insurance may help if your trip is interrupted, your gear is stolen, or you’re injured on the trail.
- World Nomads offers plans with coverage for emergency medical expenses, baggage loss, trip cancellations, and 250+ adventure activities.
- Coverage varies by plan, including treks up to 26,247 feet/8,000 meters with the Epic Plan.
- Optional Cancel for Any Reason (CFAR) coverage adds flexibility if plans change unexpectedly (must be added within 7 days of first deposit for your trip).
- Access pre-trip telehealth to get essential meds, like altitude sickness pills or necessary vaccinations, before you go.
- How can I protect my backpacking trip with travel insurance coverage?
- Why you may want to consider travel insurance to protect your backpacking trip
- Backpacking Travel Insurance Benefits
- What's not covered
- Top tips for backpackers
- FAQs
Just you, your pack, and the open road. Backpacking is a rite of passage for nomads chasing big experiences on a small budget.
Whether you're out to find your crew or yourself, travel insurance coverage can help if things go off track.
World Nomads Travel Insurance covers backpackers exploring Thailand, Vietnam, South America, Europe and beyond.
How can I protect my backpacking trip with travel insurance coverage?
Backpacking looks different for every traveler—maybe you're hostel-hopping across Europe and want protection in case your gear gets stolen, or you’re trekking through the Andes where emergency medical expense coverage could be very helpful. That’s why World Nomads Travel Insurance offers flexible travel protection plans for backpackers, with coverage designed to match your style of adventure. From safeguarding your belongings to covering accidents at high altitudes, we’ve got your back.
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Standard Plan
covers backpacking trips up to
19,685 feet/6,000 meters -
Explorer plan
covers backpacking trips up to
21,325 feet/6,500 meters -
Epic plan
covers backpacking trips up to
26,247 feet/8,000 meters -
Annual plan
covers backpacking trips up to
19,685 feet/6,000 meters
Plus, our plans include coverage for 250+ other activities you might do along the way, so you can explore confidently, wherever your backpack leads you.
Why you may want to consider travel insurance to protect your backpacking trip
Backpacking is all about freedom and spontaneity—but that flexibility also comes with risk. From sprained ankles on rocky trails to food poisoning in rural villages or stolen gear on overnight buses, the unexpected can derail your trip fast. That’s where travel insurance for backpackers can help—covering emergency medical expenses, trip interruptions, evacuations from high-altitude regions, and lost or stolen passports. And if your plans change before you even leave, optional Cancel For Any Reason (CFAR) coverage may reimburse you for non-refundable, unused trip costs—ideal for travelers who like to keep their options open. Whether you're trekking through South America or hopping between hidden towns in Southeast Asia, having the right coverage gives you the confidence to go wherever the trail takes you. Certain conditions and limitations apply.
What travel insurance benefits could cover you and your backpacking trip?
World Nomads offers coverage (up to the plan maximum benefit amount) for:
- Medical expenses:if you get hurt while backpacking and need medical attention, our accident and sickness medical expense insurance benefit may provide reimbursement for the treatment you need.
- Emergency medical evacuation and repatriation: If your injuries are severe, acute, or life-threatening our plans may cover evacuation and transportation to a medical facility best suited for your care, subject to approval from the treating medical physician and the non-insurance 24/7 Emergency Assistance Team.
- Baggage and personal effects protection: Our gear coverage may help with reimbursement of the cost to repair or replace damaged, lost or stolen items, including airline checked bags.
- Trip cancellation: if you need to cancel your trip due to a covered reason such as an unexpected illness, we may be able to reimburse your pre-paid, unused, non-refundable expenses like flights, tours and accommodations. Want even more freedom to cancel? Check out the optional ‘Cancel for Any Reason’ benefit available on some plans (additional cost applies; not available in NY).
- Natural disaster evacuation assistance: if unforeseen severe weather or natural disaster event puts a stop to your trekking adventure, your plan may cover costs to get you out of there and to the nearest place of safety. Certain conditions and limitations apply.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteWhat may not be covered by the travel protection plan for backpackers?
Here are a few things we may not cover:
- Being under the influence of narcotics.
- Travel within 100 miles of your home.
- Unattended baggage, sporting equipment or personal items.
- Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
Top tips for backpackers
Here are some pointers to help keep you covered while backpacking.
- For you, does backpacking = hiking or mountain climbing? Make sure you select the right plan for your adventure sport or activities. Our article on covered sports and activities should help you decide on whether to buy a Standard, Explorer, Epic or Annual plan, as they have different levels of coverage.
- Going wherever the breeze blows? If you want to cross the border, check with our customer service team first as your plan may not apply in all countries.
- Traveling long-term: You can buy another plan for more travel insurance coverage while abroad (waiting periods may apply) even if you don’t have a return ticket. And if you plan to take numerous trips during the year, then the Annual Multi-Trip plan could be best for you.
- Stay healthy: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. It’s best to be sure you are physically capable of it. Consider using our non-insurance service partner to initiate an online consultation to obtain prescription medications for the most common travel needs, like altitude sickness pills, delivered to your door before you leave on your trip (costs may apply).
- Keep your receipts and paperwork:any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.
FAQ
Here are our most frequently asked questions about cover for backpacking. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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What does travel insurance cover for backpacking trips?
Travel insurance for your backpacking trip can help cover emergency medical expenses, trip cancellations, stolen gear, emergency evacuations, and more. World Nomads offers flexible plans that include coverage for 250+ activities you might encounter on the road.
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Do I need travel insurance for a backpacking trip?
Only you can decide your travel insurance needs however our plans were created with backpackers – and their unique circumstances - in mind. Whether you're trekking in high altitudes or navigating unfamiliar cities, the right travel insurance coverage can protect you from unexpected bills due to injuries, illness, theft, and trip disruptions.
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Is emergency evacuation included in backpacking travel insurance?
Yes, our travel insurance coverage includes emergency evacuation. If you’re seriously injured or become unexpectedly ill while backpacking. If you’re in a remote area and need transport to the nearest adequate medical facility, the Medical Evacuation and Repatriation of Remains benefit may help cover the cost – which can easily run into the hundreds of thousands of dollars. Evacuation must be deemed medically necessary by the attending physician and approved by the 24/7 Emergency Assistance team. Always check your plans’ elevation limits and covered activities to make sure you’re protected for your specific adventure.
- The Standard and Annual plans cover hikes up to 19,685 feet (6,000 meters)
- The Explorer plan covers up to 21,325 feet (6,500 meters)
- The Epic plan extends coverage up to 26,247 feet (8,000 meters)
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Does the travel insurance coverage include protection for stolen backpacks or gear?
Yes, backpacking gear and equipment may be covered under the baggage and personal effects benefit of our plans if it’s lost, stolen, or accidentally damaged during your trip. Coverage maximum benefits amounts and conditions vary by plan, so be sure to review your chosen plan documents – especially if your carrying high-value items like trekking poles, boots, or GPS devices. Note: coverage does not include wear and tear, or gear damaged during use. Additional terms and conditions apply.
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Can I cancel my backpacking trip and get reimbursed?
If you need to cancel your trip for a covered reason—like an unexpected illness or injury—your plan may reimburse the pre-paid, unused, non-refundable trip costs with the ‘trip cancellation’ benefit. Want more flexibility? World Nomads offers optional Cancel For Any Reason (CFAR) coverage if you buy it within 7 days of your first trip deposit. Optional ‘Cancel for Any Reason’ benefit is available on some plans (additional cost applies; not available in NY).
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Am I covered for high-altitude trekking while backpacking?
Yes, but coverage depends on your plan. World Nomads offers multiple plans that cover hiking and trekking at different altitudes—from lower elevation hikes to epic multi-day routes up to 8,000 meters (26,247 feet).
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Can I buy travel insurance after my backpacking trip has started?
Yes, with World Nomads you can purchase travel insurance and non-insurance services even if you’ve already started your trip. Waiting periods may apply for certain benefits, so it’s best to buy coverage early.
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What should I do if I get sick while backpacking abroad?
If you become ill while backpacking, your travel protection plan may help with reimbursement of medical expenses. If Emergency Medical Evacuation is required it must be deemed medically necessary by the attending physician and approved by the 24/7 Emergency Assistance team. Always check your plan’s elevation limits and covered activities to make sure you're protected for your specific adventure.
Need destination inspiration for your next backpacking trip?
When you buy a World Nomads Travel Insurance plan, rest assured that your coverage has been crafted by passionate travelers who have lugged backpacks, battled bedbugs, and fought with food poisoning along the way as well. For trip ideas and tips, check out our article on backpacking dos and don’ts, as well as some of our favorite backpacking trips:
Climbing Kilimanjaro: What to Know and How to Prepare
6 Backpacking Tips for Staying Safe in Thailand
2 Week Thailand Itinerary: Get Your Day-by-Day Travel Guide
How Traveling Cheaply Can Also Be Good for the Planet
This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Digital Nomads
Learn how your tech could be covered while you're working or traveling overseas.
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Protecting your gadgets is an important part of travel, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. That's why our travel insurance plans have been designed for digital nomads.
Double check the specific terms and conditions of your policy as there may be limits to what you can claim depending on the premium you have paid and what happens to your equipment while on the road.
- Why travel insurance is important for digital nomads?
- How are my electronics covered?
- Countries offering digital Nomad visas to travelers globally
- Does my travel insurance cover my tech?
- What's not covered by travel insurance?
- FAQs for digital nomads
Why travel insurance is important for digital nomads?
Travel insurance may not always be required, but when that illness, injury, baggage delay or trip interruption occurs, and you’re left out in the cold in a foreign country it could come in very handy. World Nomads may offer travel insurance for several events, some of these include:
- Hospitalization due to a severe injury or illness
- A flight is delayed or canceled.
- If your bags and valuables are delayed, stolen or damaged.
- When you urgently need 24-hour Emergency Assistance.
- If you’re planning to be active and doing outdoor adventures (we offer over 200+ activities, sports and experiences).
- If you need cover for a multi-destination trip.
- If you’re travelling with family and need cover for dependants.
- Cover for some Coronavirus-related events.
How are my electronics covered?
World Nomads may be able to replace, repair or recover the costs of your tech devices when stolen, lost or damaged under your supervision, in certain circumstances. Benefits are available only after exhausting other sources of compensation, such as from your common carrier (this can be a public airline, bus or train company licensed to carry passengers for a fee, excluding taxis and rental vehicle companies, and operating to regular public schedules/timetables).
Remember, depreciation and wear and tear on your gear are taken into account when we review your claim, and claims are subject to per item limit and total maximum benefit amount, which can be found in your policy wording.
In the event that your equipment is delayed, lost and/or accidentally damaged by a common carrier, you must report the incident as soon as reasonably possible to a responsible officer for the carrier.
You must also get a Property Irregularity Report (PIR) or a similar official report and make a claim directly with the carrier as a first step.
Get a travel insurance quote from World Nomads today.
Countries that offer digital Nomad visas to travelers globally
- Portugal – Digital Nomad Visa
- Estonia – Digital Nomad Visa
- Croatia – Digital Nomad Temporary Stay Visa
- Germany – Freelance "Freiberufler" Visa
- Spain – Digital Nomad Visa (part of the Startup Act)
- Mexico – Temporary Resident Visa
- Costa Rica – Rentista Visa
- Iceland – Long-Term Remote Work Visa
- Barbados – Welcome Stamp Program
- Dubai (UAE) – Virtual Working Program
- Malta – Nomad Residence Permit
- Georgia – Remotely from Georgia Program
- Greece – Digital Nomad Visa
- Mauritius – Premium Travel Visa
- Norway – Independent Contractor Visa
- Czech Republic – Zivno Visa
- Hungary – White Card Visa
- Romania – Digital Nomad Visa
- Bermuda – Work from Bermuda Certificate
- Anguilla – Work from Anguilla Program
For more information on digital nomad visas please refer to the visa guide website.
Does my insurance cover my tech?
Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.
What's not covered by travel insurance?
- When you mindlessly leave your gear behind (like that time when you forgot your very expensive camera and lenses in a taxi on your way to the airport).
- Whenever you leave items (including tablets, laptops, photographic or video equipment, mobile phones and other hand-held devices) unattended, including in a car, boat, tent or camper trailer or checked in with your common carrier.
- Gear or equipment that you use for professional purposes.
- Electronic malfunctions (you'll have to hit up the manufacturer).
- When you fail to file a loss or theft report with the local authorities or the representative of the venue where it took place, such as a common carrier, tour operator or other travel provider.
This is not a full list of what's covered and not covered. Other terms, conditions and exclusions may apply so please read your policy carefully.
If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
Tips for digital nomads
- travelling, understand the requirements for digital nomad visas and ensure your World Nomads travel insurance policy aligns with the country’s health and travel regulations.
- Find and scan your receipts before you leave.
- If an airline loses your gadgets, notify them right away and get a record.
- Theft? Report it to the police as soon as possible.
- Password protect your devices and enable the lock screen if possible.
Bag snatched in Latvia.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about protection for tech gear and digital nomad travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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What are the requirements to get a digital nomad visa?
Each country has specific requirements, but generally, digital nomad visas require proof of income, travel insurance, and accommodation plans. Some may also require a valid employment contract or proof of self-employment. Be sure to check each country’s specific requirements before applying.
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Do I need travel insurance for a digital nomad visa?
Yes, most digital nomad visas require proof of travel insurance or health insurance that covers you for the entire duration of your stay in the foreign country.
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If I've not specified my items, why do they get depreciated?
Electronics age and get knocked about. Depreciation happens to match the claim with the item's current price, not cost price.
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If my electronics are out of warranty, can I claim if there's a malfunction?
The policies excludes cover where there's an electronic malfunction.
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Why won't you cover my electronics if they're checked-in with an airline?
Because electronics are fragile and checked-in luggage can easily be damaged.
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What if I don't have receipts for all of my items?
You'll need to show a proof of ownership - enough evidence to 'tip the balance' if you're lodging a claim.
Travel Insurance for Digital Nomads
Learn how your tech could be covered while you're working or traveling overseas.
- As featured in:
As featured in:
Working remotely as a digital nomad means the world is your office. That means after spending an hour on your laptop, you can go on an African safari or a trek in the Alps.
World Nomads offers flexible travel insurance plans designed to protect Australians working overseas. With coverage for unexpected situations like medical emergencies, trip cancellations, and stolen devices, you can focus on your work and keep exploring after hours.
Both our Standard Plan and Explorer Plan are designed to protect your tech gear when you’re on the road.
Double check the specific terms and conditions of your policy as there may be limits to what you can claim, depending on the premium that you have paid and what happens to your equipment while on the road.
- Why travel insurance is important for digital nomads?
- How are my electronics covered?
- Does my travel insurance cover my tech?
- What's not covered by travel insurance?
- Countries offering digital Nomad visas to Australians
- FAQs for digital nomads
Why travel insurance is important for digital nomads?
Working overseas under a digital nomad visa offers incredible freedom, but it also comes with risks. From lost luggage to unexpected health issues, travel insurance may offer cover when things don’t go to plan. Whether you’re a freelancer, remote worker, or running your own business from a beachside café, World Nomads travel insurance may offer key benefits like:
- Medical emergencies: Access to medical evacuation and hospital coverage if you fall ill or get injured overseas.
- Bags and valuables: We offer cover for your valuables and bags in case they are stolen, damaged or go missing while in transit.
- Trip cancellation: If your plans change unexpectedly due to a family emergency or illness, cancellation cover can help recover some of your costs.
- 24/7 emergency assistance: Access to worldwide support whenever and wherever you need it.
How are my electronics covered?
World Nomads may be able to replace, repair or recover the costs of your tech devices when stolen, lost or damaged under your supervision, in certain circumstances. Benefits are available only after exhausting other sources of compensation, such as from your common carrier (this can be a public airline, bus or train company licensed to carry passengers for a fee, excluding taxis and rental vehicle companies, and operating to regular public schedules/timetables).
Remember, depreciation and wear and tear on your gear are considered when we review your claim, and claims are subject to per item limit and a total maximum benefit amount, which can be found in your Product Disclosure Statement (PDS).
In the event that your equipment is delayed, lost and/or accidentally damaged by a common carrier, you must report the incident as soon as reasonably possible to a responsible officer for the carrier.
You must also get a Property Irregularity Report (PIR) or a similar official report and make a claim directly with the carrier as a first step.
Does my travel insurance cover my tech?
Watch the video to learn how our travel policy can provide cover for all of your tech gear during your travels.
What's not covered by travel insurance?
- When you mindlessly leave your gear behind (like that time when you forgot your very expensive camera and lenses in a taxi on your way to the airport).
- Whenever you leave items (including tablets, laptops, photographic or video equipment, mobile phones and other hand-held devices) unattended, including in a car, boat, tent or camper trailer or checked in with your common carrier.
- Gear or equipment that you use for professional purposes.
- Electronic malfunctions (you'll have to hit up the manufacturer).
- When you fail to file a loss or theft report with the local authorities or the representative of the venue where it took place, such as a common carrier, tour operator or other travel provider.
Get a travel insurance quote from World Nomads today.
Countries offering digital nomad visas to Australians
- Portugal
- Estonia
- Croatia
- Mexico
- Spain
- Costa Rica
- Germany
- Iceland
- Barbados
- Czech Republic
For more information on digital nomad visas please refer to the visa guide website.
This is not a full list of what's covered and not covered. Other terms, conditions, limitations and exclusions may apply so please read your PDS carefully.
If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.
Tips for Digital Nomads
- Before traveling, understand the requirements for digital nomad visas and ensure your World Nomads travel insurance policy aligns with the country’s health and travel regulations.
- Find and scan your receipts before you leave.
- If an airline loses your gadgets, notify them right away and get a record.
- Theft? Report it to the police as soon as possible.
- Password protect your devices and enable the lock screen if possible.
Bag snatched in Latvia.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, Iphone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and, as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours, because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about digital nomads travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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What are the requirements to get a digital nomad visa?
Each country has specific requirements, but generally, digital nomad visas require proof of income, travel insurance, and accommodation plans. Some may also require a valid employment contract or proof of self-employment. Be sure to check each country’s specific requirements before applying.
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Do I need travel insurance for a digital nomad visa?
Yes, most digital nomad visas require proof of travel insurance or health insurance that covers you for the entire duration of your stay in the foreign country.
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If I've not specified my items, why do they get depreciated?
Electronics age and get knocked about. Depreciation happens to match the claim with the item's current price, not cost price.
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If my electronics are out of warranty, can I claim if there's a malfunction?
The policies excludes cover where there's an electronic malfunction.
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Why won't you cover my electronics if they're checked-in with an airline?
Because electronics are fragile and checked-in luggage can easily be damaged.
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What if I don't have receipts for all of my items?
You'll need to show a proof of ownership - enough evidence to 'tip the balance' if you're lodging a claim.
Travel Insurance for Mountain Biking Adventures
Learn how travel insurance for mountain biking can help when the unexpected happens to Canadians
- As featured in:
As featured in:
At a glance
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Trail‑Ready Travel Insurance: Mountain biking travel insurance plans may help cover emergency medical expenses, trip delays, and stolen or damaged gear while riding trails around the world.
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Off‑Road, BMX & Beyond: Coverage includes off-road mountain biking, BMX, cycling—plus 250+ other adventure sports.
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Protection On and Off the Bike: Emergency medical expenses, 24/7 assistance, and baggage protection are included in many World Nomads plans.
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Choose Cover That Matches Your Adventure: Choose from the Standard, Explorer, Epic or Annual Multi-Trip plans with optional additional activity level coverage to match your mountain biking trip style, budget, and adventures.
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Ride Smart. Ride Covered: Stay safe with proper equipment checks, and licensed guides to help ensure your ride—and your insurance—goes smoothly.
Mountain biking is hugely popular in Canada, with millions of riders hitting the trails—from world‑class destinations in British Columbia to alpine routes in the Rockies—and many travelling abroad to ride iconic terrain around the world. Whether you’re tackling technical descents closer to home, flowing singletrack on a cross‑border trip, or riding legendary bike parks overseas, mountain biking comes with real risks. Crashes, mechanical failures, trail injuries, or unexpected medical needs can quickly derail a dream trip. That’s where travel insurance can step in, helping cover emergency medical costs and other unforeseen events so you can focus on the ride.
Why should you consider travel insurance for your mountain biking adventure?
Mountain biking adventures are thrilling—but they can come with unexpected bumps and twists. That’s why World Nomads includes mountain biking in our list of 250+ covered adventure sports for Canadians. If your mountain biking trip leads to an injury or other medical emergency, our travel insurance coverage for mountain biking may help with emergency medical expenses, emergency medical evacuations, and trip interruptions. Whether you're mountain biking through the jungle in Costa Rica or exploring remote trails in Asia, the right coverage gives you peace of mind to ride hard, knowing you’re protected if the unexpected happens.
What types of mountain biking adventures are covered by travel insurance?
As long as you're not doing anything reckless, like riding without a helmet or under the influence of drugs or alcohol, World Nomads offers coverage for:
- Mountain biking/gravel biking On or off road/downhill/cross country up to 3,000 metres in elevation
- Mountain biking/gravel biking - On or off road/downhill/cross country up to 6,000 metres in elevation
- BMX – on road
- BMX - off road/on-track/cross country
- Quad biking
- Scooter biking/riding
- Multi-Sports, Triathlons and outdoor endurance races (less than ultra-distance and non-professional) may also be covered!
Note: In addition to the General Conditions and General Exclusions, special conditions and special exclusions may apply while taking part in certain sports or activities.
Mountain Biking Travel Insurance: What’s Covered?
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Emergency Medical Expenses
For broken bones, cuts, and sprains after an epic crash on the trail. -
24/7 Emergency Assistance
Your first call in any emergency situation -
Baggage & Gear Coverage
Broken or stolen biking gear (no coverage for in-use damage, though) -
Trip Cancellation, trip interruptions and trip delays
When your mountain biking plans have to change
Get a quote and compare the plans to see which level of coverage is right for you.
At World Nomads, we know your mountain biking trip is about more than just the ride down the trail. That’s why our travel insurance plans for mountain bikers also cover 250+ other adventure sports and experiences—from alpine hikes and rock climbing to zip-lining and white-water rafting. Whether you’re navigating rugged backcountry or adding extra thrills to your itinerary, we offer four travel insurance plans with different coverage levels to match your trip style or budget, and optional adventure sports coverage to match your appetite for adventure. Be sure to check out our (extensive!) list of covered activities to pick the plan and activity level that fits everything you’re planning to do.
To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once you begin your trip.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
Choosing the Right Cycling Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your cycling trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Coverage for 250 activities you love + more
What's not covered when mountain biking?
While we can offer coverage for mountain biking, there are some things we just won't cover. These include, but are not limited to:
- Participating in any activity or sport as a professional athlete.
- If you travel against medical advice.
- Bicycles and other sporting equipment that are damaged while in use.
- Search-and-rescue missions.
- Unattended baggage, sporting equipment or personal items.
- Biking while under the influence of alcohol or drugs.
Top safety tips for your mountain biking adventure
- Get bike fit: Mountain biking requires a certain amount of strength and stamina, and in some cases, the ability to handle altitude. Be sure you are physically capable of it and consider seeing a doctor prior to your trip.
- Make sure your bike is set up correctly before you ride check the saddle, pedals, handlebars, brakes, and tire pressure.
- Put your safety first: only go riding with professional, qualified, licensed, and reputable operators. If something doesn't feel right, then don't go.
- Keep your body loose and springy. Be prepared to stand up on the bike; doing this moves you with the bike and can help you avoid injury and accidents.
FAQ
Here are our most frequently asked questions about cover for mountain biking. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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What is mountain biking travel insurance coverage, and why do I need it?
Travel insurance for mountain biking trips covers emergency medical treatment, emergency medical evacuation, and repatriation if you’re injured while riding, plus trip cancellation, trip interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on a motor bike tour, plans can be tailored to your style of cycling by choosing to add additional adventure activities. The Explorer and Epic plans offer higher maximum benefit limits which may be well suited for those more expensive extreme rides, and offer the ability to add on optional ‘cancel for any reason’ coverage at an extra cost. With 24/7 emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.
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Does travel insurance cover off-road mountain biking and BMX riding?
Yes! World Nomads travel insurance plans offer coverage for a wide range of biking styles, including off-road mountain biking, BMX and quad biking. Be sure to check this list to confirm that your specific activity is included.
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What travel insurance benefits are included for mountain biking trips?
Coverage may include emergency medical expenses, baggage and gear protection, trip delays, trip cancellations, and 24/7 emergency assistance. This means if you crash on the trail, miss a flight, or your bike gear is stolen, you may be covered depending on your plan.
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What happens if I get injured while mountain biking abroad?
If you're hurt while biking overseas, World Nomads Travel Insurance may help cover the cost of emergency medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval). Access to a 24/7 Emergency Assistance team is also included for support anytime, anywhere.
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Can travel insurance cover stolen or damaged biking gear?
Yes— World Nomads plans offer baggage and personal effects protection, which can help reimburse the cost of stolen or damaged biking gear, such as helmets, pedals, or tools that get damaged while in the care of your airline or other common carrier. There is no coverage for damage that occurs while the gear is in use.
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What types of travel insurance plans are available for mountain bikers?
World Nomads offers four plans tailored to your adventure style and budget:
- Standard Plan – Great for budget-conscious riders. 3,000 metres maximum ride elevation
- Explorer and Epic Plans – Has higher benefit limits that may be best for someone pushing the limits, or mountain biking in more remote locations. 3,000 metres maximum ride elevation
- Annual Multi-Trip Plan – One plan can protect your mountain biking adventures all year long. This plan covers an unlimited number of trips of up to 14 days during a 12-month period.
- Optional additional activity level coverage – provides coverage for rides up to 6,000 metres in elevation
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What are some exclusions in mountain biking travel insurance?
Travel insurance may not cover:
- Professional competition biking
- Damage to gear while in use or from wear and tear
- Search-and-rescue costs
- Incidents involving drugs or alcohol abuse.
- Unattended gear or personal items
Always read your plan details to understand what’s not included.
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Are there altitude limits for mountain biking insurance coverage?
Yes, our travel insurance plans have elevation limits for covered activities. If you're planning to bike at high altitudes (like in the Andes or Himalayas) of up to 6,000 metres, you will need to pay an additional premium. If you need help, give our customer service team a call.
Need destination inspiration?
Check out our handy guides and insider travel tips on the best places to go mountain biking:
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Backpacking
If something unexpected happens to Canadians, we’ve got your back – pack or no pack.
- As featured in:
As featured in:
At a glance
- Protection for the Unexpected: Backpacking can come with risks—injuries, stolen gear, or trip interruptions—travel insurance can help cover the unexpected.
- Bundled Coverage: World Nomads offers plans with coverage for emergency medical expenses, baggage loss, trip cancellations, and 250+ adventure activities.
- Elevation Maximums: Coverage varies by plan and corresponding activity level purchased. The maximum elevation covered is 6,000 metres.
- Support When You Need It: 24/7 Emergency Assistance Team is available in dozens of languages.
Just you, your pack, and the open road. Backpacking is a rite of passage for nomads chasing big experiences on a small budget. Whether you’re backpacking through Europe or making your way across Southeast Asia, these trips may last longer than a month—recent stats say around 41 days on average - and time is often spent exploring nature and navigating big, busy cities.
With so many destinations, experiences, and moving parts along the way, a little preparation can go a long way.
Whether you're out to find your crew or yourself, travel insurance may help if things go off track.
Why you may want to consider travel insurance to protect your backpacking trip
Backpacking is all about freedom and spontaneity—but that flexibility also comes with risk. From sprained ankles on rocky trails to food poisoning in rural villages or stolen gear on overnight buses, the unexpected can derail your trip fast. That’s where travel insurance for backpackers can help—covering emergency medical expenses, trip interruptions, emergency medical evacuations from high-altitude regions, and lost or stolen passports. If you have to cancel your trip before departure due to a covered reason—like sudden illness or injury—trip cancellation coverage may help reimburse your prepaid non-refundable expenses. Whether you're trekking through South America or hopping between coasts in the US, having the right coverage gives you the confidence to go wherever the trail takes you.
How can I protect my backpacking trip with travel insurance?
Backpacking looks different for every traveller. Maybe you’re trekking through high altitudes in the Andes where emergency medical expense coverage could be very helpful, or you need to protect your gear from getting stolen in city hostels. That’s why World Nomads offers four flexible travel insurance plans for backpackers (including the Annual Multi-Trip Plan), with coverage designed to match your style of adventure. Plus, our plans include coverage for 250+ other activities you might do along the way, so you can explore confidently, wherever your backpack leads you.
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Emergency Medical Coverage
For broken bones or food poisoning while on the road -
24/7 Emergency Assistance
Your first call when things go wrong -
Baggage & Gear
Damaged or stolen gear and checked luggage -
Optional Cancel for Any Reason
Want ultimate flexibility? Cancel your trip for any reason and receive partial reimbursement (available on the Explorer and Epic plans only)
Nomads tip: Already travelling? You can buy when already on the road! Read more here
Choosing the Right Backpacking Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your backpacking trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Coverage for 250 activities you love + more
What doesn't backpacker insurance cover?
Travel insurance isn’t designed to cover everything. Here are a few things we don’t cover:
- Any alcohol related sickness, death or injury or the abuse of medication, drugs, alcohol or any other toxic substance.
- Travel within your home province
- Unattended baggage, sporting equipment or personal items.
- Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
- Backpacking over 6,000 metres.
Top travel insurance tips for backpackers
Here are some pointers to help keep you covered while backpacking.
- For you, does backpacking = hiking or mountain climbing? Make sure you select the right plan and level of coverage for your activity. Our article on covered sports and activities should help you decide what to pick.
- Going wherever the breeze blows? If you want to cross the border, check with our customer service team first as your plan may not apply in all countries.
- Travelling long-term: You can buy more travel insurance while abroad (waiting periods may apply) even if you don’t have a return ticket. Note that your total trip duration cannot exceed 365 days (14 days on the Annual Multi-Trip Policy).
- Stay healthy: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. It’s best to be sure you are physically capable of it. Consider going to the doctor before your trip to make sure you are medically able to travel and have all the necessary medications.
- Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.
FAQ
Here are our most frequently asked questions about cover for backpacking. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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What does backpacking travel insurance cover?
Backpacking travel insurance plans can help cover emergency medical expenses, trip cancellations, stolen gear, emergency evacuations, and more. World Nomads offers flexible plans that include coverage for 250+ activities you might encounter on the road.
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Do I need travel insurance for a backpacking trip?
Only you can decide your travel insurance needs; however, our plans were created with backpackers – and their unique circumstances - in mind. Whether you're trekking in high altitudes or navigating unfamiliar cities, the right travel insurance coverage can protect you from unexpected medical bills due to injuries, illness, theft, and trip disruptions.
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Is emergency evacuation included in backpacking travel insurance?
Yes, all four of our plans include emergency medical evacuation. In addition, the Explorer, Epic and Annual Multi-Trip plans also include security evacuation coverage. Our 24/7 Emergency Assistance Team must arrange and approve all emergency medical or security evacuation.
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Does backpacking travel insurance cover stolen backpacks or gear?
Yes, baggage and personal effects coverage may help reimburse you for stolen or damaged backpacks, gear, or checked luggage—just be sure to keep receipts and file a report to support your claim.
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Can I cancel my backpacking trip and get reimbursed?
If you cancel for a covered reason—like sudden illness or injury—your plan may reimburse non-refundable trip costs with the ‘trip cancellation’ benefit. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
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Am I covered for high-altitude trekking while backpacking?
Yes, but coverage depends on the activity level you purchased. All plans cover backpacking up to 3,000 metres. You must add an additional level of protection for hikes up to 6,000 metres. You can do this when you get a quote for travel insurance.
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Can I buy travel insurance after my backpacking trip has started?
Yes, with World Nomads you can purchase travel insurance even if you’ve already started your trip. Waiting periods may apply for certain benefits, so it’s best to buy coverage early.
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What should I do if I get sick while backpacking abroad?
If you become ill while backpacking, your travel insurance may help coordinate your medical care, arrange transportation to the most suitable medical facility and cover your medical expenses. All of this is subject to plan terms and conditions. The first step is always to call the 24/7 Emergency Assistance team, if at all possible.
Need destination inspiration?
Not sure where your next hiking adventure should take you? Check out some of our favorite trails around the world and get destination-specific travel insurance tips to help you plan with confidence.
High-altitude hiking: prepare and train
Travel insurance coverage for Asia
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Bungee Jumping Travel Insurance Coverage
Learn how Canadians can bungee jump with confidence with travel insurance
- As featured in:
As featured in:
At a glance
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Bungee Jump With Backup: World Nomads offers travel insurance to help cover medical emergencies, stolen gear and trip cancellations for your bungee jumping adventures.
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Plans Built for Big Drops: Bungee jumping may be covered, and you can choose a plan based upon the level of coverage you need.
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Emergency Support in Remote Locations: Our plans include emergency medical evacuation coverage if you get injured while bungee jumping in remote areas.
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Protection for Interrupted Bungee Trips: If your trip is interrupted by illness or injuries (amongst other covered reasons), travel insurance for bungee jumping trips may help cover your prepaid, unused, non-refundable trip costs.
Bungee jumping has become a staple of adventure travel, with an estimated two million jumps taking place worldwide each year—and, statistically speaking, it’s even safer to jump than to drive to the jump site. Maybe you’re taking the leap in New Zealand, the birthplace of commercial bungee jumping, or soaking up the lush scenery of South America for your first plunge. Wherever your jump takes you, it helps to be prepared for the unexpected. If your epic trip includes bungee jumping, World Nomads Travel Insurance with adventure sports coverage can help protect your adventure, offering benefits that may assist with everything stolen gear to unexpected medical expenses.
Why should I consider travel insurance for my bungee jumping trip?
Unexpected issues can mess up even the most carefully planned bungee jumping trips. An unexpected hurricane can put a halt to your bungee jumping trip if the inclement weather causes you to miss a connection, but World Nomads Travel Insurance may help you bounce back quickly with support for emergencies, delays, and disruptions. World Nomads offers four plans. You can choose a travel insurance plan that best meets your needs; it’s a smart way to travel confidently when you’re bungee jumping outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Insurance Plan provides little, if any emergency medical coverage once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Bungee jumping travel insurance: What may be covered?
Bungee jumping can test you both physically and mentally – and as adrenaline-seekers ourselves, that’s part of what we love. Since unexpected situations can happen when bungee jumping, we’ve designed our plans to include travel insurance for bungee jumping.
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Emergency Medical Expenses
For injuries when bungee jumping that require emergency medical treatment -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen gear -
Trip Delays, Interruptions & Cancellations
Travel protection for your pre-paid, nonrefundable trip costs and unexpected expenses
Get a quote and compare the plans to see which level of coverage is right for you.
Choosing the Right Adventure Sports Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
|
Even if your main goal is to go bungee jumping, you’ll probably also be doing other things like rock climbing or ziplining. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase World Nomads travel insurance with adventure sports coverage. When you purchase your policy, you’ll need to list bungee jumping, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. The cost of your travel insurance plan may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you decide that you are not satisfied with the policy, you may cancel it within 10 days and you will be given a full refund of the premium you paid, provided you have not started your trip and you do not want to make a claim or to exercise any other right under the policy.
Coverage for 250 activities you love + more
What may not be covered when on a bungee jumping trip?
If you decide to throw back a couple of drinks to calm your nerves before your big jump – and then get hurt while intoxicated – you may not be covered. Travel insurance for bungee jumping may not cover you if you get hurt when you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:
- Unattended baggage, gear, or personal items
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or bungee jumping in your home province
- Pre-existing medical conditions if your medical condition is not stable and you do not meet the stability period found in the terms and condition of the policy.
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have advised you not to travel to a particular destination or go bungee jumping
Top safety tips we recommend for bungee jumping safely
- Choose a reputable company. Take a look at their certifications, safety record and reviews.
- Don’t try to show off. When you jump, don’t try to do flips or anything else that hasn’t been approved by the staff.
- Talk to your doctor before jumping. Things like high blood pressure, heart conditions, dizziness, epilepsy, eye injuries, asthma, and neck, back or spinal problems can make bungee jumping more risky.
- Don’t be under the influence of drugs or alcohol when you jump.
- Wear the right clothes. Comfortable clothing is recommended, but don’t wear anything loose.
- If you have long hair, tie it back to keep it from getting tangled in equipment.
- Check with the Public Health Agency of Canada to see if they have issued any travel health notices for the destination where you’ll be bungee jumping.
- Register with Canadians Abroad to stay updated on emergency situations.
- Save a copy of your bungee jumping travel insurance documents in your phone. Have the phone number for the 24/7 Emergency Assistance team easily accessible as well.
FAQ
Here are our most frequently asked questions about cover for bungee jumping. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Is bungee jumping covered under World Nomads Travel Insurance?
Yes, bungee jumping is covered under all four plans offered by World Nomads Travel Insurance. Bungee jumping is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for bungee jumping policy. You’ll need to list all activities you are planning to partake in and pay an additional premium to be covered for any Level 2 and Level 3 activities like ziplining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a bungee jumping trip?
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your non-refundable, unused, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable bungee jumping tours that you paid for in advance. If you get hurt while bungee jumping and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags (by your common carrier) or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date. Your departure date will be 12:01am local time on the date that you are originally scheduled to start your trip as shown on your policy certificate.
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Does World Nomads offer travel insurance for bungee jumping overseas?
Yes, some of the best bungee jumping spots are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for China, you could have the opportunity to bungee jump at Macau Tower. When you get a quote for World Nomads Travel Insurance with adventure sports coverage, you’ll need to input where you’ll be travelling.
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What should I do if I get hurt while I’m bungee jumping?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, and swimming could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered with all four plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodation if your trip is cancelled due to a covered reason. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration?
Ready to jump, but not sure where to go? There are plenty of great spots around the world to experience bungee jumping. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.
New Zealand: Auckland
Africa: Victoria Falls
China: Macau Tower
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
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