Bungee Jumping Travel Insurance Coverage
Learn how Canadians can bungee jump with confidence with travel insurance
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At a glance:
- World Nomads offers travel insurance to help cover medical emergencies, stolen gear and trip cancellations for your bungee jumping adventures.
- Bungee jumping may be covered, and you can choose a plan based upon the level of coverage you need.
- Our plans include emergency medical evacuation coverage if you get injured while bungee jumping in remote areas.
- If your trip is disrupted by illness or injuries (amongst other covered reasons), travel insurance for bungee jumping trips may help cover your prepaid, non-refundable trip costs.
- Why should I consider travel insurance for my bungee jumping trip?
- Bungee jumping travel insurance: What may be covered?
- What level of travel insurance coverage do I need for my bungee jumping trip?
- What may not be covered when on a bungee jumping trip?
- Top safety tips we recommend for bungee jumping safely
- FAQs
Maybe you’re taking the leap in New Zealand, the birthplace of commercial bungee jumping, or perhaps you want to be surrounded by the scenery of South America’s lush foliage when you make your first jump. Either way, it helps to always be prepared for the unexpected. If you’re planning an epic trip that includes bungee jumping, you may want to protect your adventure with World Nomads Travel Insurance with adventure sports coverage. World Nomads Travel Insurance plans offers coverage for your participation in adventure sports, volunteer and work experience, plus our plans offer a range of benefits that could help with everything from stolen gear to unexpected medical expenses.
Why should I consider travel insurance for my bungee jumping trip?
Unexpected issues can mess up even the most carefully planned bungee jumping trips. An unexpected hurricane can put a halt to your bungee jumping trip if the inclement weather causes you to miss a connection, but World Nomads Travel Insurance may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re bungee jumping outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Bungee jumping travel insurance: What may be covered?
Bungee jumping can test you both physically and mentally – and as adrenaline-seekers ourselves, that’s part of what we love. Since unexpected situations can happen when bungee jumping though, we’ve designed our plans to include travel insurance for bungee jumping. We also offer coverage for more than 250 other sports, activities and experiences.
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Emergency Medical Expenses
For injuries when bungee jumping that require emergency medical treatment -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen gear -
Trip Delays, Interruptions & Cancellations
Travel protection for your pre-paid, nonrefundable trip costs and unexpected expenses
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my bungee jumping trip?
World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.
- Standard Plan – This is the most basic plan but can include coverage for bungee jumping as well as up to $5,000,000 CAD in emergency medical expenses and $2,500 CAD for trip cancellation.
- Explorer Plan – This plan can also be purchased to cover bungee jumping but has higher limits of coverage.
Even if your main goal is to go bungee jumping, you’ll probably also be doing other things like rock climbing or ziplining. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase World Nomads travel insurance with adventure sports coverage . When you purchase your policy, you’ll need to list bungee jumping, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. Costs may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you decide that you are not satisfied with the policy, you may cancel it within 10 days and you will be given a full refund of the premium you paid, provided you have not started your trip and you do not want to make a claim or to exercise any other right under the policy.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when on a bungee jumping trip?
If you decide to throw back a couple of drinks to calm your nerves before your big jump – and then get hurt while intoxicated – you may not be covered. Travel insurance for bungee jumping may not cover you if you get hurt when you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:
- Unattended baggage, gear, or personal items
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or bungee jumping in your home province
- Pre-existing medical conditions if your medical condition is not stable and you do not meet the stability period found in the terms and condition of the policy.
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have explicitly advised you not to travel to a particular destination or go bungee jumping
Top safety tips we recommend for bungee jumping safely
- Choose a reputable company. Take a look at their certifications, safety record and reviews.
- Don’t try to show off. When you jump, don’t try to do flips or anything else that hasn’t been approved by the staff.
- Talk to your doctor before jumping. Things like high blood pressure, heart conditions, dizziness, epilepsy, eye injuries, asthma, and neck, back or spinal problems can make bungee jumping more risky.
- Don’t drink and jump.
- Wear the right clothes. Comfortable clothing is recommended, but don’t wear anything loose.
- If you have long hair, tie it back to keep it from getting tangled in equipment.
- Check with the Public Health Agency of Canada to see if they have issued any travel health notices for the destination where you’ll be bungee jumping.
- Register with Canadians Abroad to stay updated on emergency situations.
- Save a copy of your bungee jumping travel insurance documents in your phone. Have the phone number for the 24/7 Emergency Assistance team easily accessible as well.
FAQ
Here are our most frequently asked questions about cover for bungee jumping. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Is bungee jumping covered under World Nomads Travel Insurance?
Yes, bungee jumping is covered under both plans offered by World Nomads Travel Insurance. Bungee jumping is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for bungee jumping policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like ziplining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a bungee jumping trip?
If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you get hurt while bungee jumping and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags (by your common carrier) or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date.
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Does World Nomads offer travel insurance for bungee jumping overseas?
Yes, some of the best bungee jumping spots are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for China, you could have the opportunity to bungee jump at Macau Tower. When you get a quote for World Nomads Travel Insurance with adventure sports coverage, you’ll need to input where you’ll be travelling.
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What should I do if I get hurt while I’m bungee jumping?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, and swimming could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by both plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next bungee jumping trip?
Ready to jump, but not sure where to go? There are plenty of great spots around the world to experience bungee jumping. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.
New Zealand: Auckland
Africa: Victoria Falls
China: Macau Tower
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSurfing travel insurance
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
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- What types of surfing are covered?
- Choosing the right policy for you
- What's covered?
- What's not covered?
- Tips to get the most out of your surfing trip
Point breaks, offshore breezes and rays of sun beating on your golden-tanned face. Surfing the azure ocean blue can create a big adrenaline rush ─ but so can stingray encounters, jagged coral reefs and (gulp!) shark attacks. But don’t worry, World Nomads can help get you back on your feet if your surfing trip turns into a wipe-out.
What types of surfing are covered?
Besides hanging ten from the breakers of Australia to Maui, did you know we can also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kitesurfing
- Wakeboarding (excluding jumps)
Our policies can cover up to 150 other sports, activities and experiences so if you’re combining your surfing trip with camping or a road trip, you can rest easy knowing we’ve got your back.
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy wording for details or contact us if you have questions.
Choosing the right policy for you
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific surfing plans.
What’s covered?
As surf enthusiasts, you can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks. Depending on your Country of Residence, our policies offer cover (up to policy limits) for:
- Emergency overseas medical: Long lefthanders can be epic to ride, but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from us.
- 24/7 Emergency Assistance: Our multilingual Emergency Assistance team is here to help facilitate a range of services in whatever part of the world you’re traveling.
- Baggage protection: Got your stuff stolen while surf town-hopping in Costa Rica? Our gear coverage may help with replacing belongings that were swiped from under your nose.
- Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Trip cancellation cover may be able to help recover the travel expenses.
Your coverage will vary according to your Country of Residence and whether you chose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage. If you have any questions about your cover, just ask us.
What's not covered?
Sorry – we won’t cover you if you do something stupid (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search and rescue costs
- Competition surfing
Tips to get the most out of your surfing trip
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance coverage ─ depends on your responsible behavior. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing or aerial manoeuvres when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for coverage.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of coverage and exclusions.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when backpacking
Protect the freedom of carrying everything on your back.
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As featured in:
Just you and the open road, the basics on your back, the world at your feet. Backpacking is a rite of passage for many nomads seeking maximum experience for minimum expense. Freedom and flexibility are key and we’re here to help with our policies created by travelers, for travelers just like you.
You might be setting out to find your crew or yourself, to connect with a destination or hit the dance floor. Whatever creature comforts you can do without, travel insurance should be considered.
- Why should I consider insurance when backpacking?
- What’s covered when backpacking?
- What’s not covered?
- Top tips for backpacking nomads
Our policies can help global backpackers
Depending on your Country of Residence and the plan you’ve chosen our policies offer flexible options for your backpacking adventures including:
- Flexible cover for long-term adventures: World Nomads policies may offer coverage for up to a year. And in some instances - depending on your Country of Residence and the plan you’ve chosen - you may also extend your policy or buy travel insurance while abroad for another 12 months . Please note that waiting periods or time excess may apply, even if you don’t have a return ticket.
- Backpacking means adventure! Our policies may cover more than 150 activities, sports and experiences so you can adventure with confidence.
- Want to work or give back? Our policies may offer cover for different types of work, working holidays and volunteering, including for digital nomads.
You can get a quote, make a claim, or extend your policy instantly online, even while traveling.
Choosing the right policy for you
World Nomads travel insurance may help if:
- You’re injured and need medical transport or evacuation home.
- You want cover for your bags and valuables in case they’re lost, stolen or damaged. Keep the paperwork and receipts for your gear.
- You need to cancel your trip, or your trip is unexpectedly delayed.
- You’ve already left home and need to buy travel insurance.
- You want cover for some Coronavirus-related events.
- You need cover for overseas medical expenses and hospitalization costs.
- You’re looking for cover for adventure sports, activities, and experiences.
Your coverage will vary according to your Country of Residence and whether you choose a Standard or an Explorer plan. Read your policy for details on cover, maximum benefit limits, exclusions and conditions of your coverage.
Why should I consider insurance when backpacking?
If your backpacking travels take you on the wrong kind of adventure – such as a sudden illness or injury, a natural disaster, stolen or lost belongings, or an emergency – travel insurance may be able to help you with expenses, so you’re not left with a huge bill.
What’s covered when backpacking?
Depending on the plan you choose and your Country of Residence, some of the key benefits on our policies include cover (up to policy limits) for:
Unexpected medical emergencies
Your health and safety are a priority when you’re backpacking around the world. That's why our plans offer cover for emergency medical expenses if you fall ill, get into an accident or get hurt on your travels. Please note that terms and conditions, benefit limits, and exclusions apply
Being avid backpackers ourselves, we know that your adventure may take you far from medical help, and if you need emergency evacuation our policies may also cover you.
24/7 emergency assistance
If something goes wrong in an unfamiliar place, it can be overwhelming. With World Nomads you’ll have access to our 24/7 Emergency Assistance Team. Whether you need help finding a doctor for Bali Belly, if you come off your bicycle touring the countryside or if your gear is stolen, our Emergency Assistance team can help with emergencies in most parts of the world where you may be traveling.
Adventure ‘till you drop!
Our policies are designed to allow for maximum adventure, whatever your budget. Depending on the plan you choose and your Country of Residence, you could be covered for more than 150 sports, activities and adventures including:
- Scooter and motorbike riding
- Bungee jumping
- Hiking
- Scuba diving
- Snowboarding
- Skydiving
It’s important to remember that not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Some activities may have special terms and some activities may not be covered at all. If you’re not sure whether your activity is covered, contact us.
Trip interruptions and delay
Don’t let an unexpected incident unravel your backpacking trip - our trip interruption coverage can help salvage pre-paid, non-refundable trip expenses that you’ve had to forfeit if a covered event has disrupts your plans.
Our policies may also cover you if you experience a delay by making sure you have the essentials to be comfortable such as meals, toiletries and even accommodation. Check your policy for any conditions you need to meet: your delay might need to be a certain number of hours or be caused by a covered reason.
Stolen or lost baggage
When everything you have with you is on your back, it can be confronting if your gear is stolen, or your travel carrier loses your only possessions. With our travel insurance policies, you may be able make a claim for a replacement or a reimbursement of your stolen items, up to a per item and total maximum limit. Terms and conditions apply so be sure to check the policy wording.
Note: Keep in mind that benefit limits, terms and conditions and exclusions apply depending on your Country of Residence, so be sure to read your policy wording carefully. If you have any questions about your cover, contact us.
What’s not covered
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Any pre-existing medical conditions
- Any items lost, stolen or damaged that are unsupervised or unattended.
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure.
- Going against local authority warnings by entering closed or restricted areas or places or putting yourself in an unsafe or dangerous situation.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Any remote search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
- Any adventure activities or sports that aren’t covered by our policies.
- Certain items such as cash, credit cards and sports equipment damaged while in use
- Any costs related to illegal activities or being under the influence of drugs or alcohol.
Top tips for backpacking nomads
- Keep an eye on your gear and belongings. When everything you have is on your back you could be a target for thieves.
- The cheapest option isn’t always the best choice. Be savvy about things like safety in your activities, transport and accommodation options.
- Keep digital copies of your important documents like passport, visas and insurance certificates.
When you buy a World Nomads travel insurance policy, your coverage has been crafted by passionate travelers who have lugged backpacks, battled bedbugs and waited in line for the restroom too. For trip ideas and tips, check out our article on backpacking dos and dont's and heaps more.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Some FAQs
Here are some of our most frequently asked questions about backpacking. You can also find the answers to other questions in our Helpdesk or you can get in touch with our customer service team.
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Does my insurance pay for my accident upfront or do I have to pay and claim?
Who pays depends on what’s happened. If it’s an emergency where hospital admission and/or medical evacuation is required, the insurer may cover these costs upfront (provided the incident is covered as per the policy wording, of course).
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I'm on a gap year, can I claim for my baggage while I'm away?
You can claim whenever you like, while traveling or when you return home.
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Is there a time period that I have to claim within?
You're welcome to submit a claim whenever you're ready. If you're waiting on documentation, just let our customer service team know, so they can make a note.
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Does it matter if my receipts are in another language?
You can submit your claim with the receipts in another language. If the claims examiner requires you to translate it, they'll let you know.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for the USA
From Yellowstone to the Statue of Liberty, learn why travel insurance is essential for Canadians travelling to the US.
- As featured in:
As featured in:
- Do I need travel insurance for the USA?
- Travel insurance for activities in the USA
- Travel insurance for medical emergencies in the USA
- Travel insurance for lost bags in the USA
- Travel insurance for road trips through the USA
- Travel insurance for cancelled, interrupted, or delayed trips to the USA
- Tips for travelling to the USA from Canada
The 50 states of the US are a melting pot of culture, natural wonders, history, languages, small towns, and urban centres. Wilderness lovers can climb through the rocky gorges of Bryce Canyon National Park, search for bison and bears in Yellowstone, and chase the wildest landscapes of Alaska. City lovers can catch a show on Broadway in New York City, walk through charming Charleston, South Carolina, and admire the architecture and views in San Francisco.
Even though you won’t be far from home, the unexpected can still happen. We encourage you to consider travel insurance for the United States, which can help protect you against unexpected trip delays, lost luggage, missed connections, and so much more.
Do I need travel insurance for the USA?
Travel can bring all kinds of unexpected surprises - like coming across jazz musicians playing on the streets of New Orleans or watching a gushing geyser in Grand Teton National Park.
Some surprises are not as great though. Nobody wants to think about things like cancelled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you twist your ankle and fall and get hurt while climbing Angel’s Landing in Zion, you may then wish that you had travel insurance for the USA.
World Nomads has two plans to choose from, and when you get a quote you can compare the options and choose the best international travel insurance for your needs.
Travel insurance for activities in the USA
From rafting in Jackson Hole, Wyoming to shredding some fresh powder in the Sierra Nevada Mountains, the US offers so many thrills for outdoor enthusiasts! World Nomads covers more than 250 activities for Canadians travelling to the US.
Ocean lovers can surf the swells in Oahu and Santa Cruz, snorkel with manta rays on Hawai’i, and scuba dive in the Florida Keys. If mountains are more your thing, the US has phenomenal year-round hiking options. You can climb to the top of Mount Rainier in Washington State or conquer one of Colorado’s 58 14-ers. During winter, ski in Colorado’s Rockies or learn to dog sled in Alaska.
It’s important to have a fairly concrete idea of your trip plans before you get a quote. You must list all your activities out when getting a quote and purchasing the plan—and if something happens during an activity that you didn’t list on your plan, then you won’t be covered. For example, if you go skiing while on your trip and you didn’t list it out when making your plan purchase, you won’t be covered if something were to happen while you’re shredding powder in the mountains. It’s best to list out all possible activities you may do, just in case.
Keep in mind that you will be covered under the base plan to participate in various adventure sports, activities, volunteer, and work experiences, shown as Level 1, under both our Standard and Explorer Plans. For coverage for adventures sports, work and activities listed as Level 2 or Level 3, you will need upgrade your adventure sports coverage and pay an extra premium. Note: Special conditions and exclusions may apply to while taking part in certain sports and activities. For the full policy terms and conditions please review the policy wording.
Travel insurance for medical emergencies in the USA
Accidents can happen anywhere in the world and World Nomads insurance can help you navigate them. For example, if you fall and get injured while bouldering, your travel insurance for the USA can help you out.
In the event of a medical emergency while travelling in the USA, you can call the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. If your doctor determines that it’s best for you to go home to Canada to get medical care, the repatriation coverage that is included in your travel insurance for the USA may cover the costs to get you there.
Without the right insurance, medical expenses in the US can rack up quickly and throw a major curveball to your vacation. It is important thing to note that you must have GHIP coverage in your home province for your entire trip to be eligible for the maximum emergency medical expenses benefits. Without GHIP coverage, your total limit for all emergency medical expenses is limited to CAD$40,000. While travelling in North America, there are some stipulations to follow to be covered. Reach out to the team to ask any questions you have!
Travel insurance for lost bags in the USA
What happens if you land in Salt Lake City and find out your bags didn’t arrive at the same time you did? If you’re left sitting at the airport carousel anxiously waiting for the bag that never comes, your travel insurance for the USA could help you be reimbursed for a change of clothes and toiletries until your bag makes its way to you.
If you’re planning on skiing in Park City and your checked sporting equipment, such as your new skis, is delayed for 12 or more hours by your airline you could be reimbursed for the cost of renting equipment. If the airline is unable to remedy the situation and your baggage is lost, you may be eligible for reimbursement of the depreciated value of your lost sporting equipment. The other belongings in your lost checked bag could be covered as well.
Travel insurance for road trips through the USA
Whether you choose to drive coast-to-coast or explore a smaller region by car or camper van, road trips in the USA are one of the most popular ways to explore the vast country. Hop on Highway 1 and drive along the Pacific Coast through California, take a road trip across the plains of South Dakota, or explore the interior of the country on the historic Route 66. Whichever route you choose, travelling by car allows you to embrace the freedom of the road, stop in small towns, grab lunch at unassuming diners, hike in national parks, and catch scenic viewpoints you otherwise would miss.
With all your belongings in your vehicle, though, you’ll want to be careful about not leaving things out in plain sight. If you’re parked at a remote location like a trailhead, thieves could take an opportunity to break in if they think you’re going to be out on the trails for a while. Make sure your vehicle is securely locked, and try to park somewhere your car can be seen and where it is well lit if it’s getting dark.
If your car is broken into, make sure to contact the police and file a report. You’ll need that if you make a claim to be reimbursed for stolen goods with your travel insurance for the USA.
Travel insurance for cancelled, interrupted, or delayed trips to the USA
Even if you have the perfect getaway planned, unexpected situations happen that can derail your plans. When looking for travel insurance plans for the USA, make sure to get one that covers trip cancellation, delays, and interruptions—and could reimburse you those non-refundable flights, hotels, and activities you paid for in advance.
If you get sick before leaving Canada and your doctor tells you not to travel at that time, you could be forced to cancel your trip. Or, if an immediate family member back home has an unexpected medical emergency while you’re on your adventure, you may need to go back to Canada early. Travel insurance for the USA may help you cover those costs.
Tips for travelling to the USA from Canada
Before you leave Canda, we encourage you to check out the Canadian government’s travel advisories for the US. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for the USA, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
It’s important to keep in mind that each state does things a bit differently, so if you’re embarking on a multi-state adventure, stay up to date with each destination’s rules and cultural norms. Sales tax varies state-to-state and speed limits can change as well. Be mindful of the change of etiquette and regulations as you explore new frontiers of this diverse country.
Take time, slow down, and explore the unknown. Check out our round-up of the least-visited national parks in the US for some inspiration. And as you explore the great outdoors, be mindful of the wilderness and leave no trace principles. You may also want to read up on wildlife safety such as tips for bear encounters—a real possibility in forest and mountain regions!
This is only a summary of coverage and does not include the full terms and conditions of the plan. It is important you read and understand your plan as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
