Aventuras no velho continente

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Um continente repleto de história e cultura

Na Europa você vai sentir um clima familiar e diferente ao mesmo tempo. Sua tradição na literatura, filmes e arte são transmitidas ao mundo todo e acabam fazendo parte da vida cotidiana de muitas outras culturas pelo mundo. Isso com certeza vai fazer você sentir que já “conhece” a Europa. Mas onde quer que você vá, ficará surpreso e se enriquecerá com experiências que nunca sonhou que poderiam acontecer.

Você provavelmente ficará com a cabeça nas nuvens, então, não se esqueça de manter os pés no chão! Esteja ciente de que você precisará ser inteligente para se manter seguro na Europa.

  • Os locais turísticos populares são como um ímã para marginais. Você consegue saber se está sendo trapaceado?
  • Os festivais europeus são divertidos, mas nem sempre seguros.
  • Você precisa ter cautela ao dirigir pelas rodovias europeias.

Veja abaixo por que o seguro viagem World Nomads é o seguro ideal para a sua viagem para a Europa:

  • Temos uma cobertura adequada para todos os países do Tratado de Schengen
  • Preço justo. Oferecemos preços baixos o ano todo. Por isso, nossos planos não necessitam de descontos exagerados o tempo todo. Na dúvida, faça uma cotação e comprove.
  • Assistência em português. A World Nomads tem uma equipe a postos 24 horas, 7 dias por semana, para atender a sua ligação e te dar o suporte necessário em português.
  • Qualidade no atendimento. A World Nomads foi criada por um time de viajantes que ama o que faz. Nossos planos são utilizados por viajantes de diversos países, de brasileiros à australianos.
  • Possibilidade de adquirir quando já estiver viajando. Você poderá adquirir o seguro viagem da World Nomads mesmo que sua viagem já tenha se iniciado. É só fazer a cotação online e contratar.
  • Solicitação de reembolso de qualquer lugar do mundo. Você pode solicitar reembolso de qualquer lugar do mundo através da área de membros no nosso site.
  • Recomendado por experts em viagem. Somos o seguro viagem recomendado pela Lonely Planet, Intrepid, Nomadic Matt e muitos outros especialistas em viagens. Quem entende de viagem sempre escolhe a World Nomads.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Você ou sua família estão doentes, feridos ou mortos?
  • Perdeu seu emprego?
  • Teve sua casa destruída?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Precisa de medicamentos?
  • Sofreu um acidente?
  • Ficou doente?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Se acidentou no exterior?
  • Precisa urgentemente de um hospital?
  • Impossibilitado de prosseguir viagem?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Suas malas sumiram?
  • Não encontra sua bagagem?
  • Malas danificadas?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Obtenha uma cotação de seguro de viagem

Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo

Faça uma cotação
A person hiking in front of a mountain

Steeped in history and culture

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Safe travel in Europe

Europe is familiar and foreign at the same time. Because of all the writing, the books, movies, art, and handed-down traditions that are a part of your everyday life you might think you know Europe. But wherever you go, you will be surprised, enlightened, and enriched by experiences you never dreamed could happen.

While you have your head in the clouds, keep your feet on the ground and be aware that you need to be smart to stay safe in Europe.

Here are some reasons why World Nomads travel insurance may suit your trip to Europe:

  • Fair price - We offer travel insurance plans at a low price all year round! Get a quote and check it out now!
  • Assistance in English and Portuguese - World Nomads has a team available 24 hours a day, 7 days a week to answer your call and give you the necessary support.
  • Quality - World Nomads is created by a team of travelers who love what they do. Our plans are backed by some of the world’s leading insurers and used by travellers from many countries, from Brazilians to Australians.
  • You can buy away from home - You can purchase travel insurance from World Nomads even if your trip has already started. You can get a quote and purchase online from anywhere!
  • Make a claim from anywhere - You can make a claim from anywhere in the world, through your World Nomads’ membership.
  • Loved by experts in travel - We are trusted by Lonely Planet, Intrepid, Matt Nomadic and many other travel experts. Experienced travelers choose World Nomads.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A person hiking in front of a mountain
Photo © Alexander Spatari

Travel Insurance for Europe

Learn why it’s smart for Americans to invest in travel insurance as they explore Europe’s cities, coasts, and mountains.

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Home to 44 countries, centuries-old cities, sweeping coasts, highland forests, and delectable cuisine, Europe offers an incredibly varied experience over a relatively compact space.

You can go dog-sledding in the Norwegian Arctic, learn how to cook traditional Italian dishes in Cinque Terre, journey into a dormant volcano in the Azores Islands, and explore the wild valleys of Albania’s newest park, Vjosa Wild River National Park. Festival goers can celebrate King’s Day in Amsterdam, toast with pints at Oktoberfest in Germany, and throw tomatoes at La Tomatina in Spain. Foodies can indulge cheese in France, find the best pasteis de nata in Portugal, and drink wine among rolling vineyards. It’s easy to see why Europe is so popular among Americans.

Whether you’re focusing on a single country or are planning to cross borders for a multi-destination excursion—by train or by car— you may want to consider travel insurance* for Europe to help you explore the wonders of this continent with ease.

Do I need travel insurance for Europe?

International travel can come with many surprises—such as finding a tiny winery in Tuscany that has been in the family for hundreds of years, or spotting the northern lights dancing through the night skies in Iceland.

Some surprises are not as great, though. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If Mount Etna on Sicily erupts, disrupting your travel plans or if you fall off your bike and get hurt while cycling through Slovenia, you may then wish that you had travel insurance for Europe.

World Nomads has four plans to select from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.

Travel insurance for activities in Europe

Whether you’re planning to go explore Portugal by bike or surf in San Sebastian, World Nomads travel insurance covers Americans for over 250 activities. Rock climbing in the Dolomites, skiing in Andorra, and sailing around the Greek islands are all covered under travel insurance for Europe too.

Different plans cover different activities. Before you get a quote, it might be helpful to have a general idea of your itinerary in Europe. If you know what activities you have planned, you’ll be able to choose the right insurance plan for your trip.

For example, if you want to go sea kayaking in Croatia and mountain biking in Austria, you’ll be covered under all insurance plans, including the Standard Plan. If you’re itching to do some more daring winter adventures in Switzerland, such as backcountry alpine ski touring, or if you hope to run with the bulls in Pamplona, Spain, you’ll need to invest in the Explorer or the Epic Plan.

Travel insurance for medical emergencies in Europe

As prepared as you may be for your European vacation, sometimes the unexpected happens. You might be trying to catch a big wave in Nazare, Portugal, and hit your head on a rock and require immediate medical attention. Or you might twist your ankle while hiking through the storied forests of Bavaria.

In either case, emergency medical travel insurance may reimburse you for certain medical expenses. While the health care system in Europe is typically quite good, travel insurance for Europe can help you access and potentially be reimbursed for the care you need.

With over 200 languages spoken in Europe, you might find yourself in an area where English isn’t spoken. The 24/7 Emergency Assistance team will be able to help refer you to a place that offers the level of care that you need. They can also help communicate with your medical team if they don’t speak English.

If your attending physician (and the 24/7 Emergency Assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for Europe may cover the costs to get you there.

To streamline your experience seeking medical treatment in Europe, we recommend signing up for FootprintID before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.

Travel insurance for lost or stolen bags in Europe

Lost bags are never something we plan for, but unfortunately, they get lost from time to time. You may have packed your favorite swimsuit and sundress for your Italian summer vacation or all your snow gear for a ski trip to the Bavarian Alps. If you land at the airport and then realize that the airline lost your bag, your travel insurance for Europe may reimburse you for the cost of replacing your belongings.

If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.

The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact Blue Ribbon Bags, a non-insurance service that will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags so you can file a lost luggage claim.

Travel insurance for theft in Europe

As a whole, Europe is pretty safe, although some cities like Paris, Barcelona, and Rome experience petty theft and pickpocketing. Be aware of your belongings in crowded areas, including major tourist spots or while riding the metro—and read up on some tips for avoiding pickpockets.

If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim for those stolen goods.

Travel insurance for canceled, delayed, or interrupted travel in Europe

You may have planned the perfect European getaway, but things happen that may cause you to cancel, interrupt, or delay your trip. Travel insurance for Europe may be able to recover your unused, prepaid, non-refundable travel expenses. Remember- travel insurance does not cover everything. The insurance plan will outline the covered risks for trip cancelation, trip interruption, and trip delay.

If you get sick before leaving the US and your doctor tells you not to travel at that time, you could be forced to cancel your trip. Or, if an immediate family member back home has an unexpected medical emergency while you’re on your adventure, you may need to go back to the United States early. Travel insurance for Europe may help you cover those costs.

From flooding to forest fires, nature can be unpredictable, and it is possible for natural disasters to affect your trip. Volcanoes on Iceland’s Reykjanes Peninsula have been particularly active recently. If an eruption causes flight problems that prevent you from getting to your destination as planned, your trip may be interrupted or delayed. Travel insurance for Europe can help reimburse you for non-refundable, pre-paid accommodation, and activities.

If you purchase the Explorer and Epic Plan during the time sensitive period, the plans also may cover various travel inconveniences you may encounter on your European getaway. For example, if you planned a ski vacation to Norway, but the resort lacks snow and closes when you are already there, you may be eligible for coverage. Or if your rental car broke down on a road trip through the mountains and villages of Transylvania, Romania and you arrived more than 12 hours late at your destination, you may also be eligible for coverage.

Tips for traveling to Europe from the United States

Before you leave the US, we encourage you to check out the US government’s travel advisories for all the countries you’re planning on visiting. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.

If you purchase travel insurance for Europe, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.

You’ll potentially be traveling across several countries using different languages, driving laws, and customs. Learn a few phrases and do some research on each destination to know what to expect from place-to-place.

Much of Europe is well-connected by trains, which is both a convenient and wonderful way to travel slowly through Europe and watch the scenery pass by. As you’re preparing for your adventure, brush up on our safety tips for Europe and our favorite destinations to explore on this continent.

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

True claim

A few days into my trip to Spain, I twisted my foot heading down to the metro. Thanks to World Nomads, I was able to get medical attention. As luck would have it, I had a fracture that required surgery. I got a flight home the next day. Filing a claim was surprisingly easy. When the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
L.D
U.S resident in Spain

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Need a hospital?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Damaged luggage
  • Checked-in sports equipment

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Alexander Spatari

Travel Insurance for Europe

Travelling to Europe offers a myriad of exciting choices such as arts, culture, food, and sporting events. The possibilities are endless!

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Brits looking to travel overseas will be setting their sights on Europe and a variety of cultures and tourist attractions.

You could be off to San Sebastian for Tapas, on your honeymoon to check out the Santorini Calderas, or just wanting to relax and sip craft beers and fancy cocktails in Berlin... the possibilities are endless. But there’s always the chance that the unexpected could derail your holiday, which is why having travel insurance is crucial.

With World Nomads you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Europe.

No matter how short or long your trip is and what your budget is, you should consider purchasing travel insurance as it may assist you if something goes wrong. World Nomads has two plans which cover an array of activities ranging from mountain biking to skiing, hiking, kayaking, surfing, scuba diving and more.  We also offer cover for other key events such as:

  • Medical evacuation and repatriation back to the UK
  • Cancellation and curtailment
  • Delays or missed flights
  • Lost, stolen or damaged baggage

Why should I get insurance cover for Europe?

Planning a trip around Europe is always a big undertaking as it involves many countries and many possibilities - this means making a lot of bookings for hotels, flights, trains, and tours.

World Nomads has two travel insurance plans to choose from, which may be able to help if you suddenly need to cancel your trip, or if you have to cut your trip short and return to the UK. A worst-case scenario is if you fall ill or are badly injured and need to be repatriated back home as this can be very costly.

What to look out for when travelling around Europe

Beware petty theft and pickpockets in key hotspots: While most countries in Europe are amongst the safest to travel to there is always the chance that you might end up being pickpocketed or being the victim of a scam in many top tourist hotspots. When in crowded areas in any European country always maintain a sense of awareness of your surroundings.

Keep an eye on your gear 24/7: It’s very important that you always be careful NEVER to leave your valuables out of sight. You can find out more about travel cover for valuables and gadgets and other high value items here. Make copies of all key documents you’ll be travelling with—passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets—and keep them separate from the originals so you’ll have proof of purchase if anything happens. Exercise caution in hostels and on trains; padlocking your bags to the luggage rack if you’re on an overnight train or bus is always a good idea.

Hold your cards (ID and cash) close to your chest: When in Europe you’ll need to have your passport, ID, credit cards and cash on you for all that great shopping! Always ensure you carry copies of your passport and any other form of ID with you. Also, a good idea is to have a money belt or neck wallet to protect your credit cards and cash when you’re out and about.

Have fun but don’t overdo it: We always advocate for enjoying yourself as much as you can while travelling but it’s also important to be aware of your surroundings and who you trust when travelling, especially if you are travelling solo around Europe and don’t know the local lingo. With a large number of festivals and enticing nightlife around Europe all year round we suggest not to overdo it when it comes to drinking and partying.

Traveller tip 1: Always make sure you’ve done your research on each of the European countries you’re planning to visit as there may be UK government imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list be aware there is no cover as this is a section exclusion.

Will I need a Schengen Visa to go to Europe?

Since January 1, 2021, British citizens (still) do not need to apply for a visa in advance for short-term visits to the EU. According to the Schengen Borders Code, they can stay within the Schengen Area for up to 90 days within any 180-day period. To learn more about entry requirements for countries in the Schengen are check the UK Government website.

Travel insurance may be able to bridge the gap for some of these benefits for UK travellers – check out our Brexit article that may help clear any queries you have.

Traveller tip 2: UK residents should have their European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) when travelling in the EU. This will give you free, or reduced cost, medical treatment. However, it's always a good idea to have travel insurance as a GHIC or EHIC is not an alternative to travel insurance. With World Nomads travel insurance at your side, you may be covered for private medical healthcare costs, costs associated with mountain rescue in ski resorts or being repatriated back to the UK, or with lost or stolen property.

What other tips for safe travel do you offer?

We have compiled this general information and handy tips on tourist visas and passports, and we have you covered if you’re looking for more Europe travel inspiration. We also have information on which countries are accepting travellers in our safety travel alerts section.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

True Claims Stories

Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
L.D
U.S resident in Spain

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Alexander Spatari

Travel Insurance for a trip to Europe

Traveling to Europe offers a myriad of exciting choices such as arts, culture, food, and sporting events. The possibilities are endless!

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Like many of us at World Nomads, travelers from all over the globe are dreaming of a European vacation. With so many countries and endless possibilities, planning a trip to Europe can be a big undertaking. Tick one thing off your list before you go with a World Nomads travel insurance policy designed to keep you covered wherever you traipse in Europe.

Sea view of Pucisca Brac
Seafront scenery of small mediterranean village Pucisca on Island Brac. Photo credit: Getty images / Dreamer4787

With a selection of insurance plans to choose from you’ll have coverage, whether you’re enjoying the great outdoors on a family camping adventure in Trentino in Italy, going solo on a surfing trip to sunny Nazare in Portugal, or hiking with your travel buddy along El Camino in Santiago de Compostela in Spain.

With World Nomads you can buy travel insurance before you land in your favorite Europe destination — or if you're already there.

World Nomads offers cover for several activities, from mountain biking to skiing, surfing, kayaking and scuba diving.

What’s covered for your trip to Europe

All World Nomads travel insurance plans cover you for the following:


Whatever your choice of overseas vacation, it’s important to choose the right level of coverage. Read the policy wording, browse the World Nomads’ Help Center, or contact our customer service team to see if what you’re planning to do is covered under your plan. If you do not understand your coverage, or if you have questions, just ask us.

Like most destinations, traveling through Europe requires a certain level of common sense.

What should I look out for when traveling around Europe?

Beware petty theft and pickpockets in key hotspots: While most countries in Europe are amongst the safest to travel to there is always the chance that you might end up being pickpocketed or being victim of a scam in many top tourist hotspots. When in crowded areas in any European country always maintain a sense of awareness of your surroundings.

Keep an eye on your gear 24/7: It’s very important that you NEVER leave your valuables out of sight. If you're after travel insurance cover for tech gear and other high value items read more here. You should make copies of all key documents you’ll be traveling with — passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets — and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.

Hold your cards (ID and cash) close to your chest: When in Europe you’ll need to have your passport, ID, credit cards and cash on you for all that great shopping! Always ensure you carry copies of your passport and any other form of ID with you. Also, a good idea is to have a money belt or neck wallet to protect your credit cards and cash when you’re out and about.

Have fun but don’t overdo it: We always advocate for enjoying yourself as much as you can while traveling but it’s also important to be aware of your surroundings, especially if you're traveling solo around Europe and don’t know the local lingo. We suggest not to overdo it when it comes to drinking and partying. Always be careful of accepting drinks from strangers especially at big events as there are a lot of music festivals and sporting events throughout the year in Europe.

Whether you’re traveling to Europe from Australia, North America, India or Japan or any other part of the globe, travel insurance can be a life saver if you or your loved ones end up in a hospital in Italy with a huge medical bill, or if you need to return home unexpectedly and your Euro trip is cut short.

Parthenon temple in Athens
Couple looking at Parthenon temple in Athens. Photo credit: Getty images / Matteo Colombo

Ready to go? Get a quote.

Tell us your travel details below and get a quote. You’ll be hopping a flight to Europe in no time.

Where to go in Europe

Still deciding where to travel in Europe? With everything from sailing the Greek Islands to strolling the cobblestone streets of Paris, there’s much to choose from. Check out our travel inspiration on which places to visit in Europe to find your perfect fit. And don’t forget to stay informed on the latest safety travel alerts.

Frequently asked questions when going to Europe

Will I need a Schengen Visa to go to Europe?

When traveling to Europe, it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. Depending on the Schengen country where you are applying for the visa, authorities may ask you for a Schengen visa letter.

Important: The Schengen Agreement allows residents of certain European countries to travel freely around the Schengen Area as though it's a single country. For travelers from other countries, you may need to get a valid Schengen visa to do the same. Before you can get your visa, you may need valid travel insurance. We have also more handy tips on tourist visas and passports.

Am I covered if I want to go to a European country for the day or a weekend?

We get it, you want to make the most out of your travels around Europe and want to fit in as many countries as possible. The best way to be covered for all European destinations is to select ‘Europe’ or ‘Worldwide’ when you get a quote and choose your destinations. That way you will be covered for any country you visit within Europe. For more information check out our FAQ article - What countries or regions do I choose to get a quote?.

Also, depending on your Country of Residence and policy you have chosen, our policies may cover you during a stopover or if you’re in transit. For more information read our help Center article - Do I need extra country cover if I am only making a stop-over, but not leaving the airport?

Note: To access the correct information just set your Country of Residence from the country picker and it will redirect you to the most up to date information.

Do I need separate travel insurance insurance for each country in Europe?

No, our policies may cover multiple Schengen and EU countries under a single plan. All you need to do is select your intended destinations in Europe or simply choose 'Europe' when you get a quote. Cover will depend on your country of residence and the type of travel insurance plan you've purchased. If in doubt you can contact us.

Do I need a COVID vaccination to visit Europe?

While many countries have eased COVID restrictions, some conditions remain in place. Entry requirements vary depending on the country you plan to visit, and your Country of Residence and conditions of entry change regularly. We encourage you to seek advice prior to traveling.

Which European countries do your travel insurance policies cover?

Just like no two travelers are the same, no two countries are the same. Most European destinations are covered, but you should always check the PDS for your Country of Residence and policy details for the cover you choose.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Traveler tip: Always make sure you’ve done your research on each of the countries you’re planning to visit as there may be government-imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list then your policy will be cancelled. You can find out more information on the US Department of State site on international travel by clicking here. Additionally, the World Health Organization has information on COVID-19 and travel advice which you can read by clicking here.

True Claims Stories

Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
L.D
U.S resident in Spain

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

A true claim story

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L. De Jesus,
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely
    A.Brennan,
    Australian in Thailand
  • Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.
    K.McMahon,
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.Ryan,
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team