Travel Insurance for adventure activities
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries
- As featured in:
As featured in:
Understand the key parts of World Nomads travel insurance
We cover 250 activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Travel Insurance for adventure activities
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries
- As featured in:
As featured in:
Understand the key parts of World Nomads travel insurance
Award-winning travel insurance
WeMoney award winner for best adventure travel insurance two years in a row! Get a quote with an award-winning travel insurance provider today.
We cover 250 activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Travel insurance when participating in snow sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
What's covered for skiing and snowboarding?
- Snow sports cover to protect you and your ski and snowboard gear
- What's not covered for skiing and snowboarding?
World Nomads loves the snow and so do the British. When it comes to skiing and snowboarding, Brits are always on the search for the best slopes with the finest powder … but with snow comes the chance of an icy wipeout, unforeseen accidents and damaged gear. If the slopes get the better of you, World Nomads travel insurance for snow sports will have your back.
We’ve designed our plans to cover the style of snow sports our Nomads have told us they love the most:
- Skiing and boarding in ski resorts
- Cross-country skiing on marked trails
- Skiing in terrain parks
- Heli-skiing & heli-boarding
- Ice skating, snow rafting, and more
Cover between plans varies, special conditions and exclusions apply to certain winter sport activities, so be aware of this and select your sport carefully.
Traveller Insurance Tip: to stay safe, you must follow the International Ski Federation (FIS) Rules of Conduct or the resort regulations. Don’t venture into back country areas without taking local advice and appropriate rescue equipment.
Snow sports cover to protect you and your ski and snowboard gear
To find out more about specific conditions around ski and snowboard coverage for British travellers, please check out our Help Centre article that goes into more detail on how our travel insurance works.
And also, because we know that ski and snowboard equipment costs, such as skis and snowboards, ski boots, and other snow gear, can quickly add up, we offer cover for high-value items if you need to insure your snow equipment.
In the case your baggage and ski gear are delayed, lost and/or damaged by a common carrier, you must report the incident as soon as possible to a responsible officer for the carrier. Get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier in the first instance and request a refund of the costs you’ve incurred before making a claim on your policy.
Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy wording for details on maximum benefit limits and exclusion and conditions of your coverage.
What's not covered for skiing and snowboarding?
We understand that accidents on the slopes happen, such as hitting rocks and trees or getting hit by another skier or snowboarder, especially if you’re only a beginner. However, sorry – we won’t cover you if you do something reckless. Some things we may not cover include:
- If you ski or snowboard while under the influence of alcohol or drugs (Not a good idea!)
- Competition skiing and snowboarding
- Search and rescue costs
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- The policy excess, deductible or co-pay amount as shown in the policy wording
This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered.
If you are unsure of your level of travel cover, please contact customer service for help.
What does my travel insurance cover?
FAQ
Here are our most frequently asked questions abou snow sports insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.
-
What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.
-
Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Sudden death of an immediate relative?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medical evacuation home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for ski & winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Whether you're carving up the slopes, enjoying the crisp powder, or unwinding après-ski, mishaps can occur both on and off the mountain. Whether you're a newbie going to ski school or a seasoned enthusiast chasing winter thrills, World Nomads travel insurance can help if the unexpected interrupts your winter escapade.
- What does World Nomads travel insurance cover for snow sports?
- Choosing the right travel insurance policy for you
- What snow sports activities are covered?
- What’s not covered
- Tips for your winter sports adventures
- FAQs
What does World Nomads travel insurance cover for snow sports?
Depending on the plan and options you choose, our policies can protect you up to policy limits for benefits including:
- Medical treatment, evacuation and repatriation: if you suffer an injury while you’re shredding and need urgent medical assistance, our 24/7 emergency assistance team is here to help you organise treatment, evacuation and get home
- Trip cancellation: if you have to cancel your travel plans
- Baggage and equipment cover: if your gear is lost, stolen or damaged. We may even pay for you to hire replacement ski and snowboard gear depending on your policy.
- Cover for natural disasters: if you have to cancel or rearrange your travel plans due to a natural disaster such as an avalanche or severe weather event
- Activities and sports coverage: we can cover you for up to 150 sports, activities and experiences.
- Coverage for families: our policies can cover up to eight dependents, so you can take the whole family to a winter wonderland!
Choosing the right travel insurance policy for you
We offer two travel insurance plans – Standard and Explorer – each of which offers different levels of coverage and benefits for your winter adventures. It is up to you to choose which plan has the right level of coverage to meet your travel needs and matches your specific snow sports plans.
With World Nomads you can get a quote, make a claim, or extend your policy instantly online, anytime, from anywhere.
What snow sports activities are covered?
As passionate ski bums, we’ve designed our plans to offer cover for the winter activities that our Nomads love the most. We can cover:
- Skiing and boarding within resorts, including off-piste
- Backcountry Skiing and boarding
- Cross-country skiing on marked trails
- Terrain parks, heli-skiing & heli-boarding (some plans only, check yours carefully)
- Sledding and tobogganing
- Snowmobiling, ice skating, snow rafting and more.
It’s important to note that all plans are different and may require an upgrade and/or you to have a relevant licence, qualification or use the services of a qualified guide for cover to apply. Read the Policy Document carefully to choose the right plan and/or adventure sport option for your trip. If you’re not sure whether the snow sports you want to do are covered, contact us.
What’s not covered
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Any competition, free-style skiing / free-style snowboarding, ski/ snowboard jumping, ski-flying, ski / snowboard acrobatics, ski / snowboard stunting, or ski racing or national squad training
- Any of your ski or winter sports items lost, stolen or damaged that are unsupervised or unattended, that are over 3 years old or while in use
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure
- Any adventure activities or sports that aren’t covered by our policies or where you don’t purchase the appropriate level upgrade
- Any existing medical conditions
- Any costs related to illegal activities or being under the influence of drugs or alcohol.
Tips for your winter sports adventures
Whether you’re a pro skier or planning your first ever winter trip overseas, these tips may be helpful when planning your next winter getaway:
- It pays to be prepared: check the weather, check your equipment, and check the credentials of your ski instructor – if any seem unreliable then reconsider if it’s a smart move to go.
- Don’t get in over your head: be responsible when choosing a skiing or snowboarding destination or winter sports activity. Does it suit your experience level? Are you using an accredited tour operator?
- Keep an eye on your ski gear: don’t leave your expensive ski and winter sports gear or any other baggage unattended - those 'I spaced out” moments might not qualify for coverage.
- Proof of purchase: any claim you make will need supporting documents such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.
- Be responsible: choose a ski tour operator that promotes responsible tourism, works as part of the local community, as well as actively helps to conserve the environment.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please contact us.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
FAQ's
Here are our most frequently asked questions about skiing and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Does World Nomads travel insurance cover skiing and snowboarding accidents overseas?
Our policies can cover skiing and snowboarding accidents overseas. There’s cover for emergency medical expenses, evacuation if required and even repatriation back home.
It’s important that you select the snow sports activities you intend to do when purchasing your policy. If you don’t declare the snow sports activities you intend to do, you may not be covered if you suffer an accident on the slopes. Restrictions apply to certain winter sport activities, so be aware of this so you’re covered if something goes wrong.
-
Are winter sports equipment covered by World Nomads travel insurance?
We can cover your ski and snowboard equipment if it is damaged, lost, stolen or delayed. Our Explorer plan even covers you for hire of replacement equipment so your time on the slopes isn’t affected! Our travel insurance plans offer different limits of cover for baggage, so be sure to choose the plan that best meets your needs. Keep in mind that we can’t cover damage to sporting equipment while in use, loss, damage or theft of any sporting equipment left unattended or sporting equipment more than three years old. Terms and conditions apply.
-
Do you cover trip cancellations due to adverse weather conditions on the slopes?
If your snow trip is cancelled, delayed or restricted due to a severe weather event or natural disaster, our policies provide cover for the value of your unused travel arrangements, less any refunds you receive, up to the benefit limit of your plan. If your trip is affected by adverse weather conditions, be sure to get supporting documents for your claim.
-
Is snow sports cover just for medical expenses?
Snow sports cover provides cover for the unexpected, whether that’s a medical situation on the slopes, your gear is lost or delayed, or your trip is cancelled due to an avalanche. Our policies can help protect you against those unexpected situations.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for ski & winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
It doesn’t matter whether you’re all about the big dumps, fresh powder or apres-ski, accidents can happen on and off the piste, even for the most experienced powder hound. If you’re learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance can help if the unexpected hits your next winter adventure.
- What does World Nomads travel insurance cover for snow sports?
- Choosing the right travel insurance policy for you
- What snow sports activities are covered?
- What’s not covered
- Tips for your winter sports adventures
- FAQs
What does World Nomads travel insurance cover for snow sports?
Depending on the plan and options you choose, our policies can protect you up to policy limits for benefits including:
- Medical treatment, evacuation and repatriation: if you suffer an injury while you’re shredding and need urgent medical assistance, our 24/7 emergency assistance team is here to help you organise treatment, evacuation and get home
- Trip cancellation: if you have to cancel your travel plans
- Baggage and equipment cover: if your gear is lost, stolen or damaged. We may even pay for you to hire replacement ski and snowboard gear depending on your policy.
- Cover for natural disasters: if you have to cancel or rearrange your travel plans due to a natural disaster such as an avalanche or severe weather event
- Activities and sports coverage: we can cover you for up to 150 sports, activities and experiences.
- Coverage for families: our policies can cover up to eight dependents, so you can take the whole family to a winter wonderland!
Choosing the right travel insurance policy for you
We offer two travel insurance plans – Standard and Explorer – each of which offers different levels of coverage and benefits for your winter adventures. It is up to you to choose which plan has the right level of coverage to meet your travel needs and matches your specific snow sports plans.
With World Nomads you can get a quote, make a claim, or extend your policy instantly online, anytime, from anywhere.
What snow sports activities are covered?
As passionate ski bums, we’ve designed our plans to offer cover for the winter activities that our Nomads love the most. We can cover:
- Skiing and boarding within resorts, including off-piste
- Backcountry Skiing and boarding
- Cross-country skiing on marked trails
- Terrain parks, heli-skiing & heli-boarding (some plans only, check yours carefully)
- Sledding and tobogganing
- Snowmobiling, ice skating, snow rafting & more.
It’s important to note that all plans are different and may require an upgrade and/or you to have a relevant licence, qualification or use the services of a qualified guide for cover to apply. Read the Product Disclosure Statement carefully to choose the right plan and/or adventure sport option for your trip. If you’re not sure whether the snow sports you want to do are covered, contact us.
What’s not covered
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Any competition, free-style skiing / free-style snowboarding, ski/ snowboard jumping, ski-flying, ski / snowboard acrobatics, ski / snowboard stunting, or ski racing or national squad training
- Any of your ski or winter sports items lost, stolen or damaged that are unsupervised or unattended, that are over 3 years old or while in use
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure
- Any adventure activities or sports that aren’t covered by our policies or where you don’t purchase the appropriate level upgrade
- Any existing medical conditions
- Any costs related to illegal activities or being under the influence of drugs or alcohol.
Tips for your winter sports adventures
Whether you’re a pro skier or planning your first ever winter trip overseas, these tips may be helpful when planning your next winter getaway:
- It pays to be prepared: check the weather, check your equipment, and check the credentials of your ski instructor – if any seem unreliable then reconsider if it’s a smart move to go.
- Don’t get in over your head: be responsible when choosing a skiing or snowboarding destination or winter sports activity. Does it suit your experience level? Are you using an accredited tour operator?
- Keep an eye on your ski gear: don’t leave your expensive ski and winter sports gear or any other baggage unattended - those 'I spaced out” moments might not qualify for coverage.
- Proof of purchase: any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.
- Be responsible: choose a ski tour operator that promotes responsible tourism, works as part of the local community, as well as actively helps to conserve the environment.
FAQ's
Here are our most frequently asked questions about ski and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Does World Nomads travel insurance cover skiing and snowboarding accidents overseas?
Our policies can cover skiing and snowboarding accidents overseas. There’s cover for emergency medical expenses, evacuation if required and even repatriation back home.
It’s important that you select the snow sports activities you intend to do when purchasing your policy. If you don’t declare the snow sports activities you intend to do, you may not be covered if you suffer an accident on the slopes. Restrictions apply to certain winter sport activities, so be aware of this so you’re covered if something goes wrong.
-
Are winter sports equipment covered by World Nomads travel insurance?
We can cover your ski and snowboard equipment if it is damaged, lost, stolen or delayed. Our Explorer plan even covers you for hire of replacement equipment so your time on the slopes isn’t affected! Our travel insurance plans offer different limits of cover for baggage, so be sure to choose the plan that best meets your needs. Keep in mind that we can’t cover damage to sporting equipment while in use, loss, damage or theft of any sporting equipment left unattended or sporting equipment more than three years old. Terms and conditions apply.
-
Do you cover trip cancellations due to adverse weather conditions on the slopes?
If your snow trip is cancelled, delayed or restricted due to a severe weather event or natural disaster, our policies provide cover for the value of your unused travel arrangements, less any refunds you receive, up to the benefit limit of your plan. If your trip is affected by adverse weather conditions, be sure to get supporting documents for your claim.
-
Is snow sports cover just for medical expenses?
Snow sports cover provides cover for the unexpected, whether that’s a medical situation on the slopes, your gear is lost or delayed, or your trip is cancelled due to an avalanche. Our policies can help protect you against those unexpected situations.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSkiing and Snowboarding Travel Insurance Coverage
Canadian Residents Can Protect Against Skiing Injuries, Ski Resort Closures, Damaged Gear & More
- As featured in:
As featured in:
At a glance:
- World Nomads offers travel insurance for skiing and snowboarding to help cover medical emergencies, stolen gear and trip cancellations.
- Our plans include emergency medical evacuation coverage if you get injured while skiing or snowboarding in remote areas.
- We provide gear protection if your ski equipment is stolen or accidentally damaged by your common carrier during your trip.
- If your trip is disrupted by illness or injuries (amongst other covered reasons), adventure travel insurance for skiing may help cover your unused, prepaid, non-refundable trip costs.
- Why should I consider international ski insurance for my trip?
- Ski and Snowboard Travel Insurance: What may be covered?
- What level of travel insurance coverage do I need for my ski trip?
- What may not be covered when on a ski trip?
- Top safety tips we recommend for skiing
- FAQs
Are you dreaming of skiing down slopes in Italy, Austria, Switzerland or France? How about within Canada? No matter where you’re headed for wintry fun, it helps to always be prepared for the unexpected when skiing and snowboarding. Ski travel insurance for Europe, the US and within Canada all include a range of benefits that could help with everything from stolen ski gear to unexpected medical emergency expenses.
Why should I consider international ski insurance for my trip?
Unexpected issues can mess up even the most carefully planned ski trips. For example, those seeking fresh powder flock to Japan each winter to hit the slopes, but what happens if an injury puts a halt to your fun? Ski insurance for Japan may help you bounce back quickly with support for medical and travel emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re skiing outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Ski and Snowboard Travel Insurance: What may be covered?
Whether you’re in fresh powder or on the bunny hill, navigating steep (and even not so steep) terrain can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder or a wrist fracture. If you’re heading south to the United States to hit the slopes in Breckenridge, Vail or Palisades, you may want to consider getting a quote for travel insurance for skiing in the US. We also offer coverage for more than 250 other sports, activities and experiences.
-
Emergency Medical Expenses
For injuries when skiing that require emergency medical treatment -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation, on or off the slopes -
Baggage & Gear Coverage
Damaged or stolen ski gear -
Trip Cancellations, Trip Interruptions and Delays
Travel protection for your unused, pre-paid, nonrefundable trip costs and unexpected expenses if your trip is interrupted.
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my ski trip?
World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.
- Standard Plan – This is the most basic plan but includes up to $5,000,000 CAD in emergency medical expenses and $2,500 CAD for trip cancellation.
- Explorer Plan – This adventure travel insurance plan also covers skiing but has higher limits of coverage.
Even if your main goal is to go skiing, you’ll probably also be doing other things like snowmobiling or snow biking. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase adventure travel insurance. When you purchase your policy, you’ll need to list skiing, snowboarding and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. Costs may vary depending on the activities you list. Most forms of Skiing are a Level 3 activity and require an additional premium to cover, so be sure to buy the proper coverage for your ski trip!
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when on a ski trip?
Save the cocktails for apres-ski. If you start taking shots off of the shot ski, and then get hurt, you may not be covered. Travel insurance for skiing won’t cover you if you are injured when you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:
- Unattended baggage, ski gear or personal items
- Damage to ski equipment while you’re using it
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or skiing in your home province
- Search and rescue missions
- Not following the International Ski Federation code or the ski resort’s regulations
- Pre-existing medical conditions
- Participation in other activities not listed as covered in your policy
- Competitions, racing or national squad training, acrobatics, tricks, stunting, freestyle, aerials or jumps.
- Ignoring your doctor if they have explicitly advised you not to go skiing or snowboarding
Top safety tips we recommend for skiing
From our own time on the slopes, we’ve discovered that you never know what might happen next. We’ve learned that it helps tremendously to be prepared in those situations – whether you’re skiing in Europe, Japan, the US, or even here in Canada. Here are a few of our personal tips that you may find helpful when planning your next ski vacation.
- Always wear a helmet that fits you properly.
- Dress in multiple layers and look for insulated clothing made of moisture-wicking material. You’ll also want to make sure your outerwear is waterproof.
- Take a lesson from a reputable instructor.
- Ski within your skill level. (If you’ve just taken your first lesson, you should probably avoid the black diamonds for a while.)
- Control your speed and stay in control.
- Stay on marked trails.
- Check with the Public Health Agency of Canada to see if they have issued any travel health notices for the destination where you’ll be skiing.
- Register with Canadians Abroad to stay updated on emergency situations.
- Save a copy of your travel insurance for skiing documents in your phone. Have the phone number for the 24/7 Emergency Assistance team easily accessible as well.
FAQ
Here are our most frequently asked questions about cover for skiiing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
-
Are skiing and snowboarding covered under World Nomads Travel Insurance?
Yes, skiing and snowboarding may be covered under both plans offered by World Nomads Travel Insurance, but you’ll still need to list these activities when you purchase your travel insurance for skiing policy. Most skiing activities are considered Level 3; if you aren’t sure if something is covered, we suggest you contact us to ask.
-
What types of incidents are covered while on a ski trip?
If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you get hurt while skiing and require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or if the Canadian government issues a travel advisory telling travellers not to go to a destination on your itinerary.
-
Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date.
-
Does World Nomads offer international ski insurance?
Yes, some of the best places to ski are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for skiing in Europe, you could have the opportunity to hit the slopes in Chamonix or the Dolomites. If you have ski insurance for the US, you could ski in Breckenridge or Vail. When you get a quote for adventure travel insurance for skiing, you’ll need to input where you’ll be travelling.
-
What should I do if I get hurt while I’m skiing?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada, and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
-
Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, snow biking and snowmobiling could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
-
Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by both plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason.
-
What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next ski trip?
While there are great places to ski here in Canada (and you can get ski insurance for Canada as long as you’re skiing outside of your home province), there’s an abundance of great places around the world to ski and snowboard. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.
Five Great Ways to Experience Germany in Winter
Skiing in Japan: The Best Resorts to Check Out Now
Four Reasons to Visit Turkey in Winter
Bluebird Colorado: A Local’s Guide to Skiing in the Rockies
Austria Essential Skiing and Snow Tips
Four Winter Wilderness Adventures in Central and Eastern Canada
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSkiing and Snowboarding Travel Insurance Coverage
US Residents Can Protect Against Skiing Injuries, Ski Resort Closures, Damaged Gear & More
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover losses resulting from skiing and snowboarding trips. Higher-tier plans offer coverage for more extreme skiing and snowboarding activities.
- Emergency Medical Coverage may assist with medical costs and transport if you're seriously hurt while skiing or snowboarding.
- Our travel protection plans include transportation if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. Additional terms apply.
- Gear and baggage protection helps cover lost, stolen, or damaged ski gear and luggage.
- An optional Cancel for Any Reason upgrade is available on some plans (additional cost and state restrictions may apply).
- Why should I consider travel insurance for my ski trip?
- Travel insurance and non-insurance services for skiing and snowboarding trips: What may be covered?
- What level of travel insurance coverage do I need for my ski trip?
- What may not be covered when on your skiing trip?
- Top safety tips we recommend for your skiing trips
- FAQs
Are you dreaming of peaks in Italy, Austria, Switzerland or France? Or are you planning to stay in the United States to hit the slopes in Breckenridge, Vail, or Palisades? No matter where you’re headed for wintry fun, it helps to always be prepared for the unexpected when skiing and snowboarding. A travel protection plan that includes ski trip insurance coverage for Europe, the US, or any other snowy destination can help protect your adventure. Travel insurance benefits for skiing may help with everything from stolen ski gear to unexpected medical expenses.
Why should I consider travel insurance for my ski trip?
Unexpected issues can mess up even the most carefully planned ski trips. For example, those seeking fresh powder flock to Japan each winter to hit the slopes, but what happens if a blizzard hits and puts a halt to your fun? A travel protection plan that includes ski insurance coverage for Japan may help you bounce back quickly with support for emergencies, delays, and disruptions. Getting evacuated off a snowy mountain in a foreign country is not cheap and with a sport as risky as skiing, travel insurance can be even more important.
Travel insurance and non-insurance services for skiing and snowboarding trips: What may be covered?
Whether you’re on a black diamond at Chamonix Mont Blanc or on the bunny hill in the Dolomites, navigating steep (and even not so steep) terrain can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Since unexpected situations can happen on the slopes, we’ve designed our travel protection plans to include travel insurance coverage for skiing and snowboarding trips. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
-
Emergency Medical Expenses
For injuries that happen when skiing -
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation on or off the slopes -
Baggage & Gear Coverage
Damaged or stolen ski gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from going on your ski trip
Terms, conditions, and limitations apply to all mentioned coverages. Get a quote and compare the plans to see which level of coverage is right for you.
All plans include adventure travel insurance coverage for skiing, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.
What level of travel insurance coverage do I need for my ski trip?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when your main goal is to go skiing, you may want to enjoy other fun winter activities like snowmobiling or snowshoeing. That’s totally fine, because you may be covered for losses resulting from more than 250+ other sports, activities and experiences when you purchase a travel protection plan.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while skiing (cross country/nordic skiing on marked trails, dry slope, heli, on piste or off piste within resort boundaries, power assisted, and snowblading.) Snowboarding (dry slope, heli, and on piste or off piste within resort boundaries) is also included. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This plan includes everything in the Standard plan, plus even more activities – including more extreme skiing and snowboarding activities such as acrobatics, free-style, jumping, flying, stunting, backcountry/outside of resort boundary/alpine ski touring, by helicopter/snow cat, racing, and skiing and snowboarding in a terrain park within a resort. Skiing with a miniwing (speed riding) is also covered, as is serving as a ski or snowboard instructor or guide (paid or volunteer.) It also has higher limits of coverage for most benefits.
- Epic Plan – This covers everything the Explorer plan covers, plus even more activities – including glacier walking (up to 26,247 feet/8,000 meters) and ice climbing (up to 26,247 feet/8,000 meters). It also has the highest benefit limits of coverage.
- Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes adventure travel insurance coverage for skiing, as well as all of the other activities covered in the Standard Plan.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteWhat may not be covered when on your skiing trip?
Save the cocktails for apres-ski. Travel insurance for skiing trips won’t cover you if you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:
- Unattended baggage, ski gear or personal items
- Damage to ski equipment while you’re using it
- Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
- Participation in activities not listed in our 250+ sports, activities and experiences
- Ignoring your doctor if they have advised in writing that you are not medically fit to travel
- Traveling or skiing within 100 miles of your home
- Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
- Skiing or snowboarding in a competition or for salary/competition
- Pre-existing Conditions. However, you could be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchased the Epic or Explorer plan during the time-sensitive period and were medically able and not disabled from travel, based on the assessment of a physician, to travel at the time of purchase when you buy the plan. A definition of a pre-existing condition can be found in your plan document.
Top safety tips we recommend for your skiing trips
We’ve had many perfect runs in ski parks around the world. Every once in a while though, things happen. We’ve learned that it helps tremendously to be prepared in those situations – whether you’re skiing in Europe, Japan, Canada or even here in the US. Here’s a few of our personal tips that you may find helpful when planning your next ski trip.
- Always wear a helmet that fits you properly.
- Dress in multiple layers and look for insulated clothing made of moisture-wicking material. You’ll also want to make sure your outerwear is waterproof.
- Take a lesson from a reputable instructor.
- Ski within your skill level. (If you’ve just taken your first lesson, you should probably avoid the black diamonds for a while.)
- Stay on marked trails.
- Don’t drink and ski. Being under the influence of alcohol or drugs increases your chance of being injured – and if you get hurt, you may not be covered by your travel insurance coverage for skiing.
- Take advantage of the pre-departure medical consultation included in your non-insurance services and see if there are any vaccinations or prescription medications, like altitude sickness pills, recommended for your destination (additional costs may apply).
- Check with the Department of State to see if they have issued any travel advisories for your destination.
- Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations.
- Have a copy of your plan documents saved in your phone. Save the phone number for the 24/7 Non-insurance Emergency Assistance team and have that easily accessible as well.
FAQ
Here are our most frequently asked questions about cover for skiing and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
-
Can skiing and snowboarding be covered under World Nomads Travel Insurance?
Yes, the Standard and Annual plans include travel insurance coverage for losses related to incidents that occur while skiing (cross country/nordic skiing on marked trails, dry slope, heli, on piste or off piste within resort boundaries, power assisted, and snowblading.) Losses related to snowboarding (dry slope, heli, and on piste or off piste within resort boundaries) are also included. The Explorer Plan includes everything in the Standard plan, plus even more activities – including more extreme skiing and snowboarding, including acrobatics, free-style, jumping, flying, stunting, backcountry/outside of resort boundary/alpine ski touring, by helicopter/snow cat, racing, and skiing and snowboarding in a terrain park within a resort. Skiing with a miniwing (speed riding) is also covered, as is serving as a ski or snowboard instructor or guide (paid or volunteer.) If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
-
What types of incidents may be covered on your skiing trip?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you get hurt when skiing and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
-
What happens if there’s no snow and I can’t ski on my trip?
We can’t control the weather, but a travel protection plan may help. For example, if you have a travel protection plan that includes ski insurance coverage for your trip to Europe, and your ski resort in the Dolomites closes all or part of its facilities for at least one day due to lack of snow or inclement weather that causes a cessation of services, you may get $250 per incident as a ‘travel inconvenience’ (up to plan limits). You must have purchased the Explorer or Epic plan within the time sensitive period in order to be eligible. Additional terms and conditions apply.
-
What happens if the ski slopes close during my trip?
Your travel protection plan from World Nomads may help ease the disappointment. For instance, if you have a travel protection plan that includes ski insurance coverage for your trip to Japan, and at least 50% of the trails or slopes at your ski resort in Niseko are closed for at least eight consecutive hours for various reasons, subject to terms and conditions, you may receive reimbursement for your ski lift ticket. Read your plan for details of this “Trip Interruption” benefit available on the Explorer and Epic Plans.
-
Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes adventure travel insurance coverage for skiing online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for skiing, you’ll need to purchase your plan at least the day before you need coverage.
-
Does World Nomads Travel Insurance offer coverage for skiing overseas?
Yes, some of the best places to ski are outside of the US and World Nomads doesn’t want to limit your fun. For example, if you have a travel protection plan that includes travel insurance coverage for your skiing trip in Europe, you could have the opportunity to hit the slopes in Chamonix or the Dolomites. If you have travel insurance coverage for your skiing trip in Canada, you could ski in Whistler or Banff. When you get a quote for a travel protection plan that includes adventure sports insurance coverage for your skiing trip, you’ll need to input where you’ll be traveling.
-
What should I do if I get hurt while skiing?
If you get hurt while skiing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan.
-
Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for skiing, you could be covered for more than 250+ other sports, activities and experiences. Things like snowmobiling and snowshoeing may be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
-
Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
-
What happens if my bags are delayed?
When you purchase travel insurance coverage for skiing trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next ski trip?
While there are great places to ski here in the United States, there’s an abundance of great places around the world to also check out. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.
Five Great Ways to Experience Germany in Winter
Skiing in Japan: The Best Resorts to Check Out Now
Four Reasons to Visit Turkey in Winter
Bluebird Colorado: A Local’s Guide to Skiing in the Rockies
Austria Essential Skiing and Snow Tips
Four Winter Wilderness Adventures in Central and Eastern Canada
20251014-4898509. TThis is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when skiing or participating in winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Why consider travel insurance when skiing or snowboarding?
Big dumps, fresh tracks and bluebird days will make for an epic snow trip, but accidents can happen on and off the piste, even for the most experienced sliders. If you’re learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance can help you and your family when the unexpected hits your next winter adventure.
World Nomads loves the snow
As passionate ski bums, we’ve designed our plans to offer cover options our Nomads love the most*:
- Skiing and boarding within resorts
- Cross-country skiing on marked trails
- Terrain parks, heli-skiing & heli-boarding (some plans only, check yours carefully)
- Snowmobiling, ice skating, snow rafting & more.
*All plans are different and may require an upgrade for skiing or snowboarding cover to apply. Conditions and exclusions apply. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip.
What does World Nomads travel insurance cover?
- Skiing, snowboarding and other winter sports accidents
- Piste closures
- Cancelled and delayed flights
- Cover for natural disasters (for example if an avalanche occurs)
- Medical evacuation and repatriation when required
- Cover for high value specified items (ski/winter equipment such as snowboard, skis or helmet)
- Cover for lost, stolen, or damaged equipment.
For more information on what you may be covered for you can read our Helpdesk article on coverage when skiing and doing other winter sports. Make sure you add in your country of residence in the country picker for the most up to date information.
Coverage for some Coronavirus (COVID-19)-related events
With Coronavirus causing travel disruptions globally, it’s important that you follow any government guidelines when planning your trip overseas.
The level of cover you’ll have for any Coronavirus-related events under our Standard and Explorer plans will depend on your Country of Residence and the plan you’ve selected. To find out more, read our What’s Covered for Coronavirus article, which goes into more detail on all the benefits, including benefit limits, terms and conditions, and exclusions.
Our 24/7 Emergency Assistance Team can direct you to nearby appropriate care, talk to doctors, help with a foreign language, provide access to translation services, and keep travelers in touch with family members. If your situation is life-threatening, seek medical help immediately and let us know when you can so we can help with medical assistance and keep your friends and family informed.
What could affect the cost of my travel insurance?
There are several factors that may affect how much you’ll end up paying for your travel insurance. Depending on what your plans are, where you are going, and how much cover and optional extras, the prices may vary due to some of these key factors:
- Any existing medical conditions
- You and your travel partner’s age as well as your dependents ages
- Optional extras cover such as adding specific adventure activities & sports
- The length of your trip
- Any high value items you want to add. You must list all high value items on your policy when you buy it.
- The number of destinations you plan to visit.
Make sure that you’ve selected the right travel insurance plan for your specific needs. With World Nomads you can get a quote, make a claim, or extend your policy instantly online, anytime, from anywhere.
What’s not covered
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Any competition, free-style skiing / free-style snowboarding, ski/ snowboard jumping, ski-flying, ski / snowboard acrobatics, ski / snowboard stunting, or ski racing or national squad training, the use of skeletons
- Working as a ski, snowboard or diving instructor or guide
- Any of your ski or winter sports items lost, stolen or damaged that are unsupervised or unattended
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure
- Any adventure activities or sports that aren’t covered by our policies
- Any pre-existing medical conditions
- Any costs related to illegal activities or being under the influence of drugs or alcohol.
Key insurance tips for your ski and winter sports trip
Whether you’re a pro skier or planning your first ever winter trip overseas, these insurance tips may be helpful when planning your next winter getaway:
- Be aware of skiing or snowboarding no go zones: don’t decide to go into back country areas without taking local advice and appropriate rescue equipment. You should follow the International Ski Federation code or the resort regulations.
- Proof of purchase: yep, any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.
- It pays to be prepared: check the weather, check your equipment, and check the credentials of your ski instructor – if any seem unreliable then reconsider if it’s a smart move to go.
- Don’t get in over your head: be responsible when choosing a skiing or snowboarding destination or winter sports activity. Does it suit your experience level? Are you using an accredited tour operator?
- Keep an eye on your ski gear: don’t leave your expensive ski and winter sports gear or any other baggage unattended - those 'I spaced out” moments might not qualify for coverage.
- Be responsible: choose a ski tour operator that promotes responsible tourism, works as part of the local community, as well as actively helps to conserve the environment.
Travel insurance doesn't cover everything. All the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Please carefully read your policy wording for a full description of coverage. If you have any questions, please get in touch.
FAQ
Here are our most frequently asked questions about ski and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
What’s covered when skiing or boarding?
We’ve tried to give you the freedom to learn or hone your snow skills by helping cover some of those nasty accidents. For further info, click here.
-
How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.
-
What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.
-
Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
