Travel Insurance for adventure activities
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries
- Trusted by:
Trusted by:
Understand the key parts of World Nomads travel insurance
We cover 250 activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Travel insurance. Simple & flexible.
Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel Insurance for adventure activities
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries
- Trusted by:
Trusted by:
Understand the key parts of World Nomads travel insurance
We cover 250 activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance when participating in snow sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling, and claim online from anywhere in the world.
- Trusted by:
Trusted by:
What's covered for skiing and snowboarding?
- Snow sports cover to protect you and your ski and snowboard gear
- What's not covered for skiing and snowboarding?
World Nomads loves the snow and so do the British. When it comes to skiing and snowboarding, Brits are always on the search for the best slopes with the finest powder … but with snow comes the chance of an icy wipeout, unforeseen accidents and damaged gear. If the slopes get the better of you, World Nomads travel insurance for snow sports will have your back.
We’ve designed our plans to cover the style of snow sports our Nomads have told us they love the most:
- Skiing and boarding in ski resorts
- Cross-country skiing on marked trails
- Skiing in terrain parks
- Heli-skiing & heli-boarding
- Snowmobiling, ice skating, snow rafting, and more
Cover between plans varies, special conditions and exclusions apply to certain winter sport activities, so be aware of this and select your sport carefully.
Traveller Insurance Tip: to stay safe, you must follow the International Ski Federation (FIS) Rules of Conduct or the resort regulations. Don’t venture into back country areas without taking local advice and appropriate rescue equipment.
Snow sports cover to protect you and your ski and snowboard gear
To find out more about specific conditions around ski and snowboard coverage for British travellers, please check out our Help Centre article that goes into more detail on how our travel insurance works.
And also, because we know that ski and snowboard equipment costs, such as skis and snowboards, ski boots, and other snow gear, can quickly add up, we offer cover for high-value items if you need to insure your snow equipment.
In the case your baggage and ski gear are delayed, lost and/or damaged by a common carrier, you must report the incident as soon as possible to a responsible officer for the carrier. Get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier in the first instance and request a refund of the costs you’ve incurred before making a claim on your policy.
Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy wording for details on maximum benefit limits and exclusion and conditions of your coverage.
What's not covered for skiing and snowboarding?
We understand that accidents on the slopes happen, such as hitting rocks and trees or getting hit by another skier or snowboarder, especially if you’re only a beginner. However, sorry – we won’t cover you if you do something reckless. Some things we may not cover include:
- If you ski or snowboard while under the influence of alcohol or drugs (Not a good idea!)
- Competition skiing and snowboarding
- Search and rescue costs
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- The policy excess, deductible or co-pay amount as shown in the policy wording
This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered.
If you are unsure of your level of travel cover, please contact customer service for help.
What does my travel insurance cover?
FAQ
Here are our most frequently asked questions abou snow sports insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.
-
What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.
-
Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance for ski & winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while travelling, and claim online from anywhere in the world.
- Trusted by:
Trusted by:
Why buy travel insurance when going skiing or snowboarding?
This information is for New Zealand residents. Big dumps, fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced sliders. If you’re just learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance can help you and your family when the unexpected hits your next winter adventure.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
World Nomads loves the snow
As passionate ski bums, we’ve designed our plans to cover the style of riding our Nomads love the most*:
- Skiing and boarding within resorts.
- Cross country skiing on marked trails.
- Terrain parks, heli-skiing & heli-boarding (some plans only, check yours carefully).
- Snowmobiling, ice skating, snow rafting & more.
*All plans are different. You’ll need to upgrade your policy at the time of purchase for skiing or snowboarding cover to apply. Conditions and exclusions apply. Read the Policy Document carefully to choose the right plan and/or adventure sport option for your trip.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
FAQ
Here are our most frequently asked questions about skiing and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
What’s covered when skiing or boarding?
We’ve tried to give you the freedom to learn or hone your snow skills by helping cover some of those nasty accidents. For further info, click here.
-
How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.
-
What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.
-
Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Travel insurance for ski & winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while travelling, and claim online from anywhere in the world.
- Trusted by:
Trusted by:
Why buy travel insurance when going skiing or snowboarding?
This information is for Australian residents. Big dumps, fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced sliders. If you’re just learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance can help you and your family when the unexpected hits your next winter adventure.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
World Nomads loves the snow
As passionate ski bums, we’ve designed our plans to cover the style of riding our Nomads love the most*:
- Skiing and boarding within resorts
- Cross country skiing on marked trails
- Terrain parks, heli-skiing & heli-boarding (some plans only, check yours carefully)
- Snowmobiling, ice skating, snow rafting & more
*All plans are different. You’ll need to upgrade your policy at the time of puchase for skiing or snowboarding cover to apply. Conditions and exclusions apply. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip.
FAQ
Here are our most frequently asked questions about ski and winter sports. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
What’s covered when skiing or boarding?
We’ve tried to give you the freedom to learn or hone your snow skills by helping cover some of those nasty accidents. For further info, click here.
-
How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.
-
What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.
-
Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when skiing or participating in winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while travelling and claim online from anywhere in the world.
- Trusted by:
Trusted by:
- Why consider travel insurance when skiing or snowboarding?
- Do I need ski insurance?
- What's covered?
- What's not covered?
- Get a quote
Why consider travel insurance when skiing or snowboarding?
Big dumps, fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced sliders. If you’re just learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance may be able to help you and your family when the unexpected hits your next winter adventure.
Do I need ski insurance?
Thousands of sports enthusiasts tackle the slopes every season, usually without any major incident. But adventure sports can be risky, especially when frosty temperatures and spine-rattling runs are part of the picture.
If your next vacation includes time on the slopes, you could find yourself needing help for anything from emergency medical care to an emergency evacuation or repatriation back home. Here are a few case scenarios where travel insurance for skiing and snowboarding could be a real asset. Just remember these are example scenarios only. All claims require documentation and will be reviewed on a case-by-case basis.
You could get into an accident
Whether you’re on- or off-piste, navigating steep (and even not so steep terrain) can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Emergency medical bills can be just as painful as a crash. This is where travel insurance can soften the blow. Also note that you must be covered under your province’s GHIP, otherwise your emergency medical benefits will be limited to $40,000 for the duration of your trip.
You need to get to a hospital
When you get hurt on a mountain, getting transportation to a hospital can be critical. Our plans cover local licensed ground ambulance service to transport you to the hospital. Our 24/7 Emergency Assistance Team can help you every step of the way. If your treating physician recommends you return to your home province because of your medical condition, you may be eligible for the cost of a one-way economy airfare or, when medically necessary, medical air evacuation to your home province. Be sure to contact our emergency assistance team before seeking medical treatment, evacuation or repatriation. Our emergency assistance coordination team can provide guidance, and in some cases, be able to arrange direct payment to providers.
Your equipment could get lost or stolen
If your skis or snowboard have been lost or damaged by your common carrier, or stolen after your arrival, you could get reimbursed for the current value (which factors in depreciation) of your equipment. If your bags are delayed for 12 hours or more in transit to your destination, your plan may also cover the cost of rental equipment for your use while you’re waiting for a resolution from your carrier. Note that damage to sporting equipment while in use is not covered.
Bad weather can cause delays (and destruction)
If your regularly scheduled common carrier is delayed for three hours or is cancelled due to inclement weather, you may be eligible for coverage for trip interruption.
You wouldn’t forget to pack your ski jacket and gloves – so why would you leave home without travel insurance?
What's covered for ski and snowboard with World Nomads travel insurance?
World Nomads travel insurance is designed to help your explore your boundaries. We automatically provide coverage for more than 150 activities, sports, work and volunteer experiences on and off the slopes. Level 1 activities are automatically covered when you buy your policy. You’ll need to pay an additional premium to be covered for Level 2 and Level 3 activities like skiing and snowboarding. You’ll need to list the all of the activities you plan to participate in when you buy your policy.
As passionate ski bums, we’ve designed our plans to cover the style of skiing and snowboarding our Nomads love the most:
- Skiing and snowboarding, including terrain parks, within resorts
- Cross country skiing on marked trails
- Skiing (by helicopter/snow cat)
- Snowboarding (by helicopter/snow cat)
- Snowmobiling (on land), ice skating, snow rafting, and more
Please contact us if you have any questions around coverage for any activities you plan to do.
What's not covered for ski and snowboard travel insurance?
Travel insurance isn’t designed to cover everything. Here are a few of our exclusions:
- Participation in a race or competition as a professional athlete
- Search and rescue costs
- Sporting equipment damaged from use
- Delayed baggage and sporting equipment on the way home from your trip.
Get a quote
Ready to hit the slopes? When you get a quote you can compare our Standard and Explorer plans and decide which one might best suit your needs. If you have any questions, get in touch and we can help you decide which travel insurance is best for your next snow adventure. Coverage is available for international trips or for domestic trips outside of your home province.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- GoPro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
FAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Are search and rescue missions covered?
Unfortunately, no. They are excluded from the plan, although there are provisions for emergency medical evacuation and repatriation and medical expenses.
-
What should I do if I get injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the slopes. If you’re already in the village, contact the 24/7 Emergency Assistance team so they can direct you to the nearest medical facility, and help arrange treatment or emergency evacuation, if required.
-
Will you cover me if the resorts are closed because of lack of snow?
No, this is a scenario that’s not covered by the plan. Travel insurance doesn’t protect you from the loss of enjoyment.
-
Does my travel insurance cover medical costs upfront?
Except for emergency medical evacuations, you’ll need to pay most medical bills upfront and make a claim for reimbursement later. Make sure you contact our emergency assistance team before seeking medical or emergency evacuation assistance.
Travel insurance when skiing or participating in winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling and claim online from anywhere in the world
- Trusted by:
Trusted by:
- Why consider travel insurance when skiing or snowboarding?
- Do I need ski insurance?
- What's covered for ski and snowboard travel insurance?
- What's not covered for ski and snowboard travel insurance?
- Get a quote
Why consider travel insurance when skiing or snowboarding?
Big dumps, fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced sliders. If you’re just learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance may be able to help you and your family when the unexpected hits your next winter adventure.
Do I need ski insurance?
Thousands of sports enthusiasts tackle the slopes every season, usually without any major incident. But adventure sports can be risky, especially when frosty temperatures and spine-rattling runs are part of the picture.
If your next vacation includes time on the slopes, you could find yourself needing help for anything from emergency medical care to an emergency evacuation or repatriation back home. Here are a few case scenarios where travel insurance for skiing and snowboarding could be a real asset. Just remember these are example scenarios only. All claims require documentation and will be reviewed on a case-by-case basis.
You could get into an accident
Whether you’re on- or off-piste, navigating steep (and even not so steep terrain) can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Emergency medical bills can be just as painful as a crash. This is where travel insurance can soften the blow.
You need to get to a hospital from far, far away
When you get hurt on a mountain, getting transportation to a hospital can be critical. Our 24/7 Emergency Assistance Team can help plan your evacuation so that it’s timely and efficient. And thanks to travel insurance, it doesn’t have to cost an arm and a leg.
Your equipment could get lost or stolen
If your skis or snowboard have been lost or damaged by your common carrier, or stolen after your arrival, you could get reimbursed for the current value of your equipment (which factors in depreciation) or the cost of a replacement, up to a per item and total maximum limit. (Damage from the use of sports equipment is not covered.)
Bad weather can cause delays (and destruction)
Maybe an avalanche buried your lodge or a snowstorm delayed your connecting flight. Our plans cover inclement weather under certain circumstances. Read more on how weather, including natural disasters, figure into trip cancellation, trip interruption, and trip delay coverage.
You wouldn’t forget to pack your ski jacket and gloves – so why would you leave home without travel insurance?
What's covered for ski and snowboard travel insurance?
World Nomads travel insurance is designed to help your explore your boundaries. We automatically provide coverage for more than 200 activities on and off the slopes.
As passionate ski bums, we’ve designed our plans to cover the style of riding our Nomads love the most*:
- Skiing and boarding within resorts
- Cross country skiing on marked trails
- Terrain parks
- Heli-skiing & heli-boarding (Explorer plan only, check yours carefully)
- Snowmobiling, ice skating, snow rafting, and more
Coverage is available for international trips or for domestic trips more than 100 miles from home.
*Standard and Explorer plans differ in their coverage of skiing or snowboarding activities. Conditions and exclusions apply. Read our Help Center article on adventure sports coverage to choose the right plan for your trip.
What's not covered for ski and snowboard travel insurance?
- Sporting equipment damaged from use
- Participation in a race or competition as a professional athlete
- Delayed baggage on the way home from your trip
For more information on skiing and snowboarding coverage, go to our Help Center.
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.
Get a quote
Ready to hit the slopes? When you get a quote you can compare our Standard and Explorer plans and decide which one might best suit your needs. Still not sure? Get in touch and we can help you decide which travel insurance is best for your next snow adventure.
We cover 200+ activities you love
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Has an avalanche closed the road to the resort?
- Has a snow storm canceled your flight?
- Are you or a close relative seriously sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Crashed in the terrain park?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medevac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro or laptop stolen?
- Skis or board damaged by the airlines?
- Luggage lost or delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.
-
Are search and rescue missions covered?
Unfortunately, no. They are excluded from the plan, although there are provisions for emergency evacuation and medical expenses.
-
What should I do if I get injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the slopes. If you’re already in the village, contact the 24/7Emergency Assistance team so they can direct you to the nearest medical facility, and help arrange treatment or emergency evacuation, if required.
-
Will you cover me if the resorts are closed because of lack of snow?
In most instances, this is a case scenario that’s not covered by the plan. Travel insurance doesn’t protect you from the loss of enjoyment. However, if your lodging is uninhabitable because of a natural disaster, you could qualify for trip cancellation or trip interruption coverage.
-
Does my travel insurance cover medical costs upfront?
The plans are in excess to any other insurance you may have. You should pay upfront and then claim reimbursement with your primary insurance first and the difference can be submitted to us.
Travel insurance. Simple & flexible.
Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance when skiing or participating in winter sports
Simple and flexible travel insurance for skiers and snowboarders. Buy at home or while traveling, and claim online from anywhere in the world.
- Trusted by:
Trusted by:
Why consider travel insurance when skiing or snowboarding?
Big dumps, fresh tracks and bluebird days will make for an epic snow trip, but accidents can happen on and off the piste, even for the most experienced sliders. If you’re learning on your first trip or you’re a ski bum chasing seasons, World Nomads travel insurance can help you and your family when the unexpected hits your next winter adventure.
World Nomads loves the snow
As passionate ski bums, we’ve designed our plans to offer cover options our Nomads love the most*:
- Skiing and boarding within resorts
- Cross-country skiing on marked trails
- Terrain parks, heli-skiing & heli-boarding (some plans only, check yours carefully)
- Snowmobiling, ice skating, snow rafting & more.
*All plans are different and may require an upgrade for skiing or snowboarding cover to apply. Conditions and exclusions apply. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip.
What does World Nomads travel insurance cover?
- Skiing, snowboarding and other winter sports accidents
- Piste closures
- Cancelled and delayed flights
- Cover for natural disasters (for example if an avalanche occurs)
- Medical evacuation and repatriation when required
- Cover for high value specified items (ski/winter equipment such as snowboard, skis or helmet)
- Cover for lost, stolen, or damaged equipment.
For more information on what you may be covered for you can read our Helpdesk article on coverage when skiing and doing other winter sports. Make sure you add in your country of residence in the country picker for the most up to date information.
Coverage for some Coronavirus (COVID-19)-related events
With Coronavirus causing travel disruptions globally, it’s important that you follow any government guidelines when planning your trip overseas.
The level of cover you’ll have for any Coronavirus-related events under our Standard and Explorer plans will depend on your Country of Residence and the plan you’ve selected. To find out more, read our What’s Covered for Coronavirus article, which goes into more detail on all the benefits, including benefit limits, terms and conditions, and exclusions.
Our 24/7 Emergency Assistance Team can direct you to nearby appropriate care, talk to doctors, help with a foreign language, provide access to translation services, and keep travelers in touch with family members. If your situation is life-threatening, seek medical help immediately and let us know when you can so we can help with medical assistance and keep your friends and family informed.
What could affect the cost of my travel insurance?
There are several factors that may affect how much you’ll end up paying for your travel insurance. Depending on what your plans are, where you are going, and how much cover and optional extras, the prices may vary due to some of these key factors:
- Any existing medical conditions
- You and your travel partner’s age as well as your dependents ages
- Optional extras cover such as adding specific adventure activities & sports
- The length of your trip
- Any high value items you want to add. You must list all high value items on your policy when you buy it.
- The number of destinations you plan to visit.
Make sure that you’ve selected the right travel insurance plan for your specific needs. With World Nomads you can get a quote, make a claim, or extend your policy instantly online, anytime, from anywhere.
What’s not covered
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Any competition, free-style skiing / free-style snowboarding, ski/ snowboard jumping, ski-flying, ski / snowboard acrobatics, ski / snowboard stunting, or ski racing or national squad training, the use of skeletons
- Working as a ski, snowboard or diving instructor or guide
- Any of your ski or winter sports items lost, stolen or damaged that are unsupervised or unattended
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure
- Any adventure activities or sports that aren’t covered by our policies
- Any pre-existing medical conditions
- Any costs related to illegal activities or being under the influence of drugs or alcohol.
Key insurance tips for your ski and winter sports trip
Whether you’re a pro skier or planning your first ever winter trip overseas, these insurance tips may be helpful when planning your next winter getaway:
- Be aware of skiing or snowboarding no go zones: don’t decide to go into back country areas without taking local advice and appropriate rescue equipment. You should follow the International Ski Federation code or the resort regulations.
- Proof of purchase: yep, any claim you make will need supporting documentation such as receipts of your purchases. Keep these with you in printed or digital form if you intend to make a claim.
- It pays to be prepared: check the weather, check your equipment, and check the credentials of your ski instructor – if any seem unreliable then reconsider if it’s a smart move to go.
- Don’t get in over your head: be responsible when choosing a skiing or snowboarding destination or winter sports activity. Does it suit your experience level? Are you using an accredited tour operator?
- Keep an eye on your ski gear: don’t leave your expensive ski and winter sports gear or any other baggage unattended - those 'I spaced out” moments might not qualify for coverage.
- Be responsible: choose a ski tour operator that promotes responsible tourism, works as part of the local community, as well as actively helps to conserve the environment.
Travel insurance doesn't cover everything. All the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Please carefully read your policy wording for a full description of coverage. If you have any questions, please get in touch.
FAQ
Here are our most frequently asked questions about ski and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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What’s covered when skiing or boarding?
We’ve tried to give you the freedom to learn or hone your snow skills by helping cover some of those nasty accidents. For further info, click here.
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How do I get to the medical centre if I’m injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the hill. If you’re already in the village, contact our emergency assistance team so that they can direct you to the nearest medical facility, help arrange treatment or emergency transport if required. For further info, click here.
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What if the airline damages my board/skis?
If your gear is damaged by the airline, World Nomads can help cover some of the cost to replace them. For further info, click here.
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Does my travel insurance cover medical costs upfront or do I have to pay and claim later?
If you’re hospitalized because of an accident, the insurer may help cover these costs upfront. For further info, click here.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
