Travel Insurance for Europe
What Canadians need to know before travelling to Europe
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As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Europe. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Europe like hiking, skiing and cycling.
- Policies for Canadians include protection for medical emergencies, trip cancellations and lost luggage.
Europe brings together a wide range of cultures, landscapes and ways to explore in a relatively compact region – little wonder it’s such a popular destination for Canadians. From the iconic cities of Italy and France to the alpine scenery of Switzerland and Austria, and the coastlines of Spain, Portugal and Greece, each country offers an experience all its own. With well-connected transport and short distances between destinations, it’s easy to combine multiple countries in one trip. No one expects things to go wrong while they’re away – but if they do, it helps to know you’re covered.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
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Ideal for: Coverage Includes:
Covering the basics for your trip to Europe. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
|
Travel insurance for adventure activities in Europe
If you’re all about outdoor adventures, Europe has you covered. Ski the slopes of Austria’s Alps or snowshoe in Chamonix, France. Hike dramatic trails through Switzerland or take on long-distance routes like Spain’s Camino de Santiago. Along the coast, surf in Portugal, kayak along Croatia’s Adriatic shoreline or sail between the Greek islands. Prefer two wheels? Cycle through Tuscany’s rolling hills or tackle mountain routes in the French Alps and feel like you’re riding the Tour de France. However you like to stay active, Europe offers plenty of ways to get out there.
Coverage for 250 activities you love + more
Common insurance considerations for Europe
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Hit by a car crossing the street in Rome? Took a tumble on the ski slopes of Austria and ended up in hospital? Went out for tapas in Madrid and ended up with food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having in Europe, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Europe
- Spend longer in fewer places and build in plenty of free time to wander and explore – travel shouldn’t feel like a slog
- Travel by train – it’s an easy, affordable and efficient way to get around Europe
- Pack lightly and opt for a carry-on suitcase or backpack over a big suitcase on wheels. It will make life easier on cobblestones, trains and stairs
- Watch for pickpockets in crowded areas and transport hubs. Take extra care around ATMs and tourist hotspots.
FAQ
Here are our most frequently asked questions about cover for Europe. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to travel to Europe?
Canadians don’t need a visa for short stays in most European countries (up to 90 days within a 180-day period), but must apply for ETIAS authorisation before arrival. Check current requirements before you travel.
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Is Europe safe for tourists?
Europe is generally safe, with well-developed infrastructure and healthcare. Petty theft can occur in busy cities and tourist areas, so stay aware of your surroundings and keep valuables secure. Check for any Canadian government advisories before you travel and consider travel insurance.
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What is the best way to get around Europe?
Trains are one of the easiest and most efficient ways to travel between major cities and neighbouring countries. Budget airlines and car hire can also be useful depending on your itinerary.
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What is the best time to visit Europe?
Spring (April to June) and autumn (September to October) offer mild weather and fewer crowds. Summer is popular but can be busy and expensive, especially in major cities and coastal areas.
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Can I drink tap water in Europe?
Tap water is safe to drink in most European countries, though standards can vary slightly by region. When in doubt, check locally, or drink bottled water to stay on the safe side.
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What currency is used in Europe?
Many countries use the euro (EUR), but not all. Some destinations, including the UK and Switzerland, have their own currencies, so it’s worth checking before you travel.
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Do I need travel insurance for Europe?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Safari Tours
Heading out to search for the Big 5? In addition to the perfect binoculars, you may also want to consider travel insurance for your next safari adventure.
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As featured in:
- Should I consider travel insurance for a safari?
- Does travel insurance cover other adventure activities I might participate in during my trip?
- What else is covered by travel insurance?
- What are some things trip insurance would not cover?
- Tips for preparing for your safari adventure
Some people like to go wild when they are traveling, and some people like to go into the wild. If your version of wild involves searching for the Big 5 in the Serengeti or Maasai Mara, you’re our kind of person.
Just imagine-you’re bouncing around in your rugged 4x4 jeep as you trek through Kruger National Park in South Africa. Will today be the day you see a herd of elephants crossing the Sabie River or a lioness out on a hunt with her cub?
You’re then quickly shaken from your daydream by a loud thud on the hood of your jeep. You make eye contact with a leopard before he leaps off and runs into the bush. It’s a memory that you’ll be bragging about for years to come. However, in that moment, all the “what-ifs” also come to mind... should you have considered a travel insurance plan with adventure sports cover?
Should I consider adventure travel insurance for a safari?
There is such an allure of seeing wild animals in their natural habitat, but you have to remember - these majestic creatures can sometimes have erratic behavior. If you’re on a safari with an experienced guide, the chances of something happening are minimal. When you’re dealing with wildlife though, anything can happen.
You’ve surely heard about the rare incidents of people being ambushed by a hippo or trampled by an elephant. If you get injured, you’re going to need immediate medical care. Travel insurance could help reimburse you for expenses like x-rays, prescription medications, a hospital stay, or other emergency medical needs you may have if you get hurt on your safari.
Does travel insurance cover other adventure activities I might participate in during my trip?
You may be going to Zambia on a mission to see zebras roaming freely at Mosi-Oa-Tunya National Park, but you may also decide to hike the Boiling Pot trail near Victoria Falls or go whitewater rafting on the Zambezi River while you are there.
World Nomads offers adventure travel insurance that covers more than 150 activities. When you get a quote, you can select your country of residence, and easily compare our Standard and Explorer plans side by side. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.
If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes.
What else is covered by travel insurance?
In addition to emergency medical cover, international travel insurance could help with several other unexpected situations you may encounter on your safari. Depending on your country of residence, World Nomads may also offer cover for:
- Baggage and Gear: If the airline lost the bag that held your binoculars, baggage insurance may help reimburse the cost to replace them if your bag was lost by a common carrier.
- Trip Interruption and Cancellation Insurance: If your travel buddy gets severe food poisoning from something he ate, it may put a screeching halt to your plans. If something unexpected happens and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
- Evacuation: If you’re going on a safari, there’s a good chance you may be in a remote destination where there aren't nearby medical facilities. If something happens and you need to get immediate medical care, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.
What are some things trip insurance would not cover?
If you have too many glasses of South African wine at lunch and then try to sneak up to a sleeping lion to grab a selfie, you won’t be covered if that goes terribly wrong. Travel insurance won’t cover you if you are under the influence of drugs or alcohol while you are on your safari. It’s also important that you follow the guidance of your safari guide at all times and view wild animals from a safe distance. Some other things that are not covered include:
- Any pre-existing medical condition(s) as explained in the policy wording
- Wandering from camp on your own, leaving your guide and common sense behind
- Not following government ‘Do Not Travel’ warnings issued prior to departure
- Participation in other activities not listed as covered in your policy
Tips for preparing for your safari adventure
One thing our team at World Nomads definitely recommends is making sure your camera stays fully charged at all times. You never know what you may see at any given moment. It’s also a really good idea to bring an extra camera battery along. Trust us on this one-you don’t want to miss the money shot!
It’s also important to stay safe on your safari adventure because you don’t want it to get cut short. Here are a few of our tips:
- Do your research and book with an accredited tour operator.
- Follow your guide’s instructions at all times and view wildlife from a safe distance.
- Wear boots and socks when walking around in the bush.
- Talk to your doctor to see if prescription antimalarial medication is recommended. Depending on the medication, you may need to start this prior to your trip.
- Check with your country’s government health department to see if they have issued any health advisories for your destination.
- Don’t be afraid to ask if the water is safe to drink when you are in remote locations.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSafari Travel Insurance Plans
Affordable Safari Travel Insurance for Canadians
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As featured in:
At a glance
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Safari-Ready Travel Insurance: All World Nomads plans cover safaris, with some plans that offer higher limits of benefits and optional ‘cancel for any reason’ coverage
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Medical & Evacuation Cover in the Wild: Coverage may include injuries and medical evacuation if you're seriously hurt while on a safari, as well as protection for your luggage and gear.
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From Standard to Epic—You Choose: Choose from four travel insurance plans: Standard, Explorer, Epic and Annual Multi-Trip—tailored to your trip style and level of adventure.
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250+ Adventures Covered: World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.
- Why should I consider travel insurance for my African safari?
- What’s Covered in Our Safari Insurance for Canadians
- Choosing the Right Safari Travel Insurance Plan (Standard vs. Explorer)
- What may not be covered when on a safari?
- Top safety tips we recommend for your safari
- FAQs
Canadian travellers heading to Africa for a safari may face unique insurance needs—from costly medical evacuations to lost camera gear. World Nomads offers travel insurance tailored for Canadians, with safari coverage included in every plan, along with the option to add cancel for any reason coverage (CFAR) for extra flexibility if your plans change. This optional upgrade can only be purchased with our Explorer Plan and Epic Plan (up to 50% CFAR benefit. Maximum benefit limits apply).
Whether you're planning an African safari to see the Big 5 in the Serengeti or watch zebras roam in Mosi-oa-Tunya National Park, your adventure is sure to be unforgettable. But when you're overseas and surrounded by wildlife, it pays to be prepared for the unexpected.
Why should I consider travel insurance for my African safari?
Safaris are full of once-in-a-lifetime moments, but they also come with unpredictable risks—from sudden illness to missed airline connections on long flights. Travel insurance can help protect you against these surprises, offering support for medical emergencies, trip delays, and other unexpected challenges. Designed with Canadian travellers in mind, it lets you focus on spotting lions in the Serengeti or capturing elephants in Kenya, knowing you have a safety net if plans change.
Nomads tip: Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you decide that you are not satisfied with the policy, you may cancel it within 10 days and you will be given a full refund of the premium you paid, provided you have not started your trip and you do not want to make a claim or to exercise any other right under the policy.
What’s Covered in Our Safari Insurance for Canadians
As wildlife lovers ourselves, we’ve designed our plans to include travel insurance for safaris. We also offer coverage for more than 250 other sports, activities and experiences.
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Emergency Medical Expenses
For broken bones, cuts, and sprains after a fall in the African bush -
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Protection for your stuff when you travel -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from enjoying your safari.
Get a quote and compare the plans to see which level of coverage is right for you.
Choosing the Right Safari Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your safari trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Even if your main goal is to go on a safari, you may want to do other fun things too, like bushwalking in Botswana or whitewater rafting on the Zambezi River. That’s totally fine, because there are over 250 other sports, activities and experiences that could be covered when you purchase travel insurance for Africa. Costs may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
What may not be covered when on a safari?
- Unattended baggage or personal items
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have explicitly advised you not to travel to a particular destination or go on a safari
- Handling of big game or dangerous animals
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
Top safety tips we recommend for your safari
- Do your research and book with an accredited and eco-friendly tour operator.
- Make sure your guide has a first-aid kit. It doesn’t hurt to have a small one in your backpack too.
- Follow your guide’s instructions at all times and view wildlife from a safe distance.
- Stay hydrated and drink plenty of water. Don’t be afraid to ask if the water is safe to drink when you are in remote locations.
- Talk to your doctor to see if prescription antimalarial medication or other vaccinations are recommended. Depending on the medication, you may need to start it prior to your trip.
- Wear long sleeves and long pants to help protect you from bug bites.
- Don’t wear open toed shoes when walking around in the bush.
- Check with the Public Health Agency of Canada to see if they have issued any travel health notices for your destination.
- Register with Canadians Abroad to stay updated on emergency situations.
- Don’t try to handle big game or dangerous animals.
- Don’t walk around alone at night.
- Take along a copy of the documents showing proof of your safari travel insurance. You may even want to save a copy in your phone so it is easily accessible.
FAQ
Here are our most frequently asked questions about cover for safari. You can also find the answers to other questions in our Help Center or you can ask our customer service team
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Are safaris covered under World Nomads Travel Insurance?
Yes, safaris are covered under all plans offered by World Nomads Travel Insurance but make sure you list this as an activity you’ll be participating in when you purchase your policy. Safaris are considered a Level 1 activity and they are automatically covered, but you’ll still need to list this as an activity when you purchase your safari travel insurance policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like zip lining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a safari?
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, pre-paid, non-refundable safari tours that you paid for in advance. If your safari jeep gets in a wreck and you require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from almost anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date. Your departure date will be 12:01am local time on the date that you are originally scheduled to start your trip as shown on your policy certificate.
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Does World Nomads offer travel insurance for African safaris?
Yes, you can purchase travel insurance for Africa and you could have the opportunity to experience safaris in a variety of places such as Kenya, Botswana, and Rwanda. When you get a quote for safari travel insurance, you’ll need to input where you’ll be travelling.
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What should I do if I get hurt while on a safari?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, rocking climbing, and camping could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel my safari trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, safari tours and accommodations if your trip is cancelled for a covered reason. If you want ultimate flexibility, you may want to consider adding ‘cancel for any reason’ coverage to the Explorer or Epic plan.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next safari?
Not sure where your next safari adventure should take you? Check out some of our favorite safari locations around the world and get destination-specific travel insurance tips to help you plan with confidence.
Kenya Safari Tips: Where to Go and How to Stay Safe
How Travelers Can Stay Safe on Safari in Botswana
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Safari Travel Insurance Coverage
Explore how US Residents can protect their African safari adventures
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover safaris, with some plans that offer higher limits of benefits.
- Coverage may include reimbursement for injuries and medical evacuation if you're seriously hurt while on a safari, as well as protection for your luggage and gear.
- Choose from four travel protection plans: Standard, Explorer, Epic, or Annual—tailored to your trip style and level of adventure.
- World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.
- Plus, optional Cancel for Any Reason upgrade available on some plans
- Why should I consider travel insurance coverage for my safari trip?
- Travel insurance benefits for safaris
- Levels of plans to protect your safari
- What's not covered
- Top safety tips we recommend for your safari
- FAQs
Whether you're planning an African safari to see the Big 5 in the Serengeti or watch zebras roam in Zambia’s Mosi-oa-Tunya National Park, your adventure is sure to be unforgettable. But whenever you're overseas and surrounded by wildlife, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for safaris that may help with everything from stolen bags to unexpected medical expenses.
Why should I consider travel insurance coverage for my safari trip?
To being diagnosed with malaria from a mosquito bite to having a monkey steal your passport , unexpected “monkey business” can derail even the most carefully planned safari. Travel insurance and non-insurance services designed for safaris may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently, no matter where the journey takes you.
What travel insurance benefits may protect safari trips
As wildlife lovers ourselves, we’ve designed coverage for losses resulting from safaris while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For broken bones, cuts, and sprains after a fall in the African bush -
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Protection for your stuff when you travel -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from enjoying your safari.
Get a quote and compare the plans to see which level of coverage is right for you.
Terms, conditions, and limitations apply to all mentioned coverages.
All plans include travel insurance coverage for safaris, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records, and pre-departure telehealth services.
What level of travel insurance coverage for my safari do I need?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go on a safari, you may want to do other fun things too, like bushwalking in Botswana or whitewater rafting on the Zambezi River. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase travel insurance coverage for Africa.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while on a safari, including up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This is for those trips you’ll be talking about for years to come! It covers more activities, including hot air ballooning and shark cage diving to 165 feet/50 meters. It also has higher limits of coverage for most benefits.
- Epic Plan – This plan covers everything the Explorer plan covers, plus even more activities – including bouldering up to 26,247 feet/8,000 meters and cliff diving. It also has the highest benefit limits of coverage.
- Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year. It includes travel insurance coverage for safaris, as well as all of the other activities covered in the Standard Plan.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York. Full terms apply.
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Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
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What may not be covered by travel insurance plans for safaris?
Some things we may not cover include:
- Unattended baggage or personal items
- Not following ‘Do Not Travel’ warnings issued by the U.S. government prior to departure
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have advised in writing that you are not medically fit to travel.
Top safety tips we recommend for your safari
- Do your research and book with an accredited and eco-friendly tour operator.
- Make sure your guide has a first-aid kit. It doesn’t hurt to have a small one in your backpack too – just in case.
- Follow your guide’s instructions at all times and view wildlife from a safe distance.
- Stay hydrated and drink plenty of water. Don’t be afraid to ask if the water is safe to drink when you are in remote locations.
- Take advantage of the pre-departure medical consultation included in your non-insurance services and see if prescription antimalarial medication or other vaccinations are recommended for your destination. Depending on the medication, you may need to start it prior to your trip.
- Wear long sleeves and long pants to help protect you from bug bites.
- Don’t wear open toed shoes when walking around in the bush.
- Check with the U.S. Department of State to see if they have issued any travel advisories for your destination.
- Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations.
- Don’t try to handle big game or dangerous animals.
- Don’t walk around alone at night.
- Take along a copy of the documents showing proof of your travel insurance coverage for safari tours. You may even want to save a copy in your phone so it is easily accessible
FAQ
Here are our most frequently asked questions about cover for safari. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Does World Nomads Offer Travel Insurance for Safaris to U.S. Residents?
Yes, losses related to safaris may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What types of incidents may be covered while on a safari?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable safari tours that you paid for in advance. If your safari jeep gets in a wreck and you require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes travel insurance coverage for safaris online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for an upcoming safari, you’ll need to buy your plan at least the day before you depart on your trip.
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Does World Nomads Cover African Safari Tours?
Yes, World Nomads offers travel insurance for Africa. You could have the opportunity to experience safaris in a variety of places such as Kenya, Botswana, and Rwanda. When you get a quote for a travel protection plan that includes travel insurance coverage for African safaris, you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while on a safari?
If you get hurt while on a safari, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for safaris.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for your safari adventure, you could be covered for more than 250+ other sports, activities and experiences. Things like bushwalking, rocking climbing, and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancelation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, safari tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for safaris, baggage delay coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes a non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next safari trip?
Not sure where your next safari adventure should take you? Check out some of our favorite safari locations and get destination-specific travel insurance tips to help you plan with confidence.
Kenya Safari Tips: Where to Go and How to Stay Safe
How Travelers Can Stay Safe on Safari in Botswana
20250818-4750020. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
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