Steeped in history and culture

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Safe travel in Europe

Europe is familiar and foreign at the same time. Because of all the writing, the books, movies, art, and handed-down traditions that are a part of your everyday life you might think you know Europe. But wherever you go, you will be surprised, enlightened, and enriched by experiences you never dreamed could happen.

While you have your head in the clouds, keep your feet on the ground and be aware that you need to be smart to stay safe in Europe.

Here are some reasons why World Nomads travel insurance may suit your trip to Europe:

  • Fair price - We offer travel insurance plans at a low price all year round! Get a quote and check it out now!
  • Assistance in English and Portuguese - World Nomads has a team available 24 hours a day, 7 days a week to answer your call and give you the necessary support.
  • Quality - World Nomads is created by a team of travelers who love what they do. Our plans are backed by some of the world’s leading insurers and used by travellers from many countries, from Brazilians to Australians.
  • You can buy away from home - You can purchase travel insurance from World Nomads even if your trip has already started. You can get a quote and purchase online from anywhere!
  • Make a claim from anywhere - You can make a claim from anywhere in the world, through your World Nomads’ membership.
  • Loved by experts in travel - We are trusted by Lonely Planet, Intrepid, Matt Nomadic and many other travel experts. Experienced travelers choose World Nomads.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A person hiking in front of a mountain
Photo © IronHeart/Getty Images

I broke my leg in Koh Samui

How World Nomads Travel Insurance helped when Anton's trip came to an end in Thailand

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Watch Anton's story


I fell on my side and heard the sound of dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.

Anton,
World Nomads customer from Iceland

How World Nomads helped

  • Hospital treatment

    Anton required surgery after breaking his leg and wrist in a fall while traveling in Thailand. We called Anton daily to check on his progress and once cover was confirmed, we took care of his medical bills and his hospital admin.

  • Escorted flight home

    After his surgery, Anton couldn’t travel back to Iceland without help, so we sent Luke from our Emergency Assistance Team to Thailand to meet him while in hospital. Luke was also there to help Anton carry his bags and escort him home on the plane to Iceland.

  • Reimbursement for unused flights

    Anton had paid for multiple flights to continue his journey across Asia, so we reimbursed him for the cost of the unused flights when his adventure was unexpectedly cut short.

Traveler's country of residence: Iceland
Destination: Thailand
Claim paid: €34,010.73 (Euros) 

If you’re injured in an accident while traveling, you can be covered for emergency medical treatment including: hospitalisation, day surgery and out-patient treatment, visits to registered medical practitioners, access to prescribed medicines, and medical evacuation including air ambulance. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage before you buy. 

Need to make a claim?

All World Nomads claims are different and will depend on your specific circumstances. If you need to find any information on claims, you can find it in your policy wording which explains what’s covered and what’s not covered, and which conditions, limits and exclusions apply.

Please get in touch if you have any questions about coverage or visit our Make a Claim page if you need help to make a claim.


Why you should consider travel insurance

We get it, the last thing you want to think about when planning your holiday is what could possibly go wrong, and having to buy travel insurance. However, travel insurance could pay off in more ways than one, such as if you end up in hospital or are caught in unexpected events when visiting a far-away land.

Here's why you should consider World Nomads travel insurance for your next trip.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy seriously hurt?
  • Has a bushfire damaged your home?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need medicine?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up overseas?
  • Medivac needed home?
  • You died overseas?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Damaged docs?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Not quite ready to get a quote?

Photo © Alexander Spatari

Travel Insurance for Europe

What Americans need to know before traveling to Europe

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At a glance

  • World Nomads offers four travel protection plans for your trip to Europe. Plans range from standard to higher-limit protections. 
  • Coverage may apply to popular activities in Europe like hiking, skiing and cycling. 
  • Plans for Americans include protection for medical emergencies, trip cancellations and lost luggage. 

Europe brings together a wide range of cultures, landscapes and ways to explore in a relatively compact region – little wonder it’s such a popular destination for Americans. From the iconic cities of Italy and France to the alpine scenery of Switzerland and Austria, and the coastlines of Spain, Portugal and Greece, each country offers an experience all its own. With well-connected transport and short distances between destinations, it’s easy to combine multiple countries in one trip. No one expects things to go wrong while they’re away – but if they do, it may help to know you have travel protection.  

Plan Comparisons

Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.

Standard PlanExplorer PlanEpic PlanAnnual Plan

Ideal for:
Budget Travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – $125,000
  • Medical Evacuation – $400,000 
  • Trip Cancellation – $2,500

Covering the basics for your trip to Europe.

Get a quote

Ideal for:
Adventure Travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – $150,000
  • Medical Evacuation – $500,000
  • Trip Cancellation – $10,000

Optional 'Cancel for Any Reason' available.*

Get a quote

Ideal for:
Bucket-list trips

Coverage Includes:

  • Accident & Sickness Medical Expense – $250,000
  • Medical Evacuation – $700,000
  • Trip Cancellation – $15,000 

Optional 'Cancel for Any Reason' available.*

Get a quote

Ideal for:
Weekend warriors & avid travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – Up to $100,000 per trip
  • Medical Evacuation – Up to $100,000 per trip
  • Trip Cancellation – $5,000 per individual coverage term
Get a quote
*Additional cost, terms and conditions apply. Not available to residents of NY

Travel insurance for adventure activities in Europe

If you’re all about outdoor adventures, Europe has you covered. Ski the slopes of Austria’s Alps or snowshoe in Chamonix, France. Hike dramatic trails through Switzerland or take on long-distance routes like Spain’s Camino de Santiago. Along the coast, surf in Portugal, kayak along Croatia’s Adriatic shoreline or sail between the Greek islands. Prefer two wheels? Cycle through Tuscany’s rolling hills or tackle mountain routes in the French Alps and feel like you’re riding the Tour de France. However you like to stay active, Europe offers plenty of ways to get out there.  

Coverage for activities in Europe

Snow 31 activities
Water 74 activities
Air 15 activities
Land 65 activities
Sports 85 activities
Experiences 18 activities
Activities shown in blue are automatically included in the Standard, Explorer, Epic and Annual Multi-Trip Plans. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

Common insurance considerations for Europe

Medical Expense, Emergency Evacuation and Repatriation

In case of unexpected illness or injury on your trip to Asia, the medical expense travel insurance benefit may reimburse necessary emergency medical expenses while traveling. If local care is inadequate in your immediate area, the emergency evacuation and repatriation insurance benefit may cover transport to the nearest adequate medical facility or home for treatment if you suffer an injury that is severe, acute or life- threatening. (Exclusion applies to Adventure or Extreme Activities.).

Trip Cancellation

Unexpected events like natural disasters, illness, or family emergencies may force you to cancel your trip to Asia. Trip cancellation insurance coverage may help reimburse prepaid, non-refundable expenses if your trip to Asia is cancelled due to a covered reason. 

Motorbiking

Motorbike accidents are all too common in certain parts of Asia. We encourage you to have the proper in-country license for operating a motorbike and follow all local laws. Check out country-specific requirements before renting a motorbike and learn more here.

Baggage

If your checked luggage is lost by your common carrier en route to your trip to Asia, travel insurance benefits may help reimburse you for lost items. If your baggage is lost on your flight, contact the airline first and then contact our Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners.

Tips we recommend for traveling to Europe

  • Spend longer in fewer places and build in plenty of free time to wander and explore – travel shouldn’t feel like a slog 
  • Travel by train – it’s an easy, affordable and efficient way to get around Europe 
  • Pack lightly and opt for a carry-on suitcase or backpack over a big suitcase on wheels. It will make life easier on cobblestones, trains and stairs  
  • Watch for pickpockets in crowded areas and transport hubs. Take extra care around ATMs and tourist hotspots. 
Image not found

FAQ

Here are our most frequently asked questions about cover for Europe. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Is Europe safe for tourists?
    Europe is generally safe, with well-developed infrastructure and healthcare. Petty theft can occur in busy cities and tourist areas, so keep valuables secure. Stay aware of your surroundings and follow US Department of State travel advisories*. You may want to consider travel insurance for those unexpected situations that arise. 
  • What is the best way to get around Europe?
    Trains are one of the easiest and most efficient ways to travel between major cities and neighboring countries. Budget airlines and car hire can also be useful depending on your itinerary.
  • What is the best time to visit Europe?
    Spring (April to June) and autumn (September to October) offer mild weather and fewer crowds. Summer is popular but can be busy and expensive, especially in major cities and coastal areas.
  • Can I drink tap water in Europe?
    Tap water is safe to drink in most European countries, though standards can vary slightly by region. When in doubt, check locally, or drink bottled water to stay on the safe side.
  • What if my passport gets stolen in Europe?

    World Nomads travel protection plans cover theft or damage of the following documents: 

    • Passports 
    • Driver’s licenses 
    • Birth certificates 
    • Travel visas 

    You can claim up to the maximum limit stated in the plan towards the replacement of your passport or one or more other travel documents mentioned above. 

  • What currency is used in Europe?
    Many countries use the euro (EUR), but not all. Some destinations, including the UK and Switzerland, have their own currencies, so it’s worth checking before you travel.
  • What do I do if I need emergency assistance?

    No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergencystolen gearmissing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.  

    When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back. 

    The contact information for medical emergency assistance is: 

    Phone: +1 (877) 289-0968 (toll-free from the Continental US); or 

    Phone: +1 (954) 334-8143 (collect from anywhere else in the world) 

Need inspiration for your European travels?

Not sure where your next adventure should take you? Take a look at these travel and safety ideas and get destination-specific travel insurance tips to help you plan with confidence.

6 Quiet, Less-Touristy Greek Islands You Must Visit

5 Ways to Discover Portugal by Bike

Hiking Travel Insurance Coverage

Safety Tips for the Alpine Regions of France

20260708-5725275. *This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.
Photo © Alexander Spatari

Travel Insurance for Europe

Travelling to Europe offers a myriad of exciting choices such as arts, culture, food, and sporting events. The possibilities are endless!

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Brits looking to travel overseas will be setting their sights on Europe and a variety of cultures and tourist attractions.

You could be off to San Sebastian for Tapas, on your honeymoon to check out the Santorini Calderas, or just wanting to relax and sip craft beers and fancy cocktails in Berlin... the possibilities are endless. But there’s always the chance that the unexpected could derail your holiday, which is why having travel insurance is crucial.

With World Nomads you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Europe.

No matter how short or long your trip is and what your budget is, you should consider purchasing travel insurance as it may assist you if something goes wrong. World Nomads has two plans which cover an array of activities ranging from mountain biking to skiing, hiking, kayaking, surfing, scuba diving and more.  We also offer cover for other key events such as:

  • Medical evacuation and repatriation back to the UK
  • Cancellation and curtailment
  • Delays or missed flights
  • Lost, stolen or damaged baggage

Why should I get insurance cover for Europe?

Planning a trip around Europe is always a big undertaking as it involves many countries and many possibilities - this means making a lot of bookings for hotels, flights, trains, and tours.

World Nomads has two travel insurance plans to choose from, which may be able to help if you suddenly need to cancel your trip, or if you have to cut your trip short and return to the UK. A worst-case scenario is if you fall ill or are badly injured and need to be repatriated back home as this can be very costly.

What to look out for when travelling around Europe

Beware petty theft and pickpockets in key hotspots: While most countries in Europe are amongst the safest to travel to there is always the chance that you might end up being pickpocketed or being the victim of a scam in many top tourist hotspots. When in crowded areas in any European country always maintain a sense of awareness of your surroundings.

Keep an eye on your gear 24/7: It’s very important that you always be careful NEVER to leave your valuables out of sight. You can find out more about travel cover for valuables and gadgets and other high value items here. Make copies of all key documents you’ll be travelling with—passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets—and keep them separate from the originals so you’ll have proof of purchase if anything happens. Exercise caution in hostels and on trains; padlocking your bags to the luggage rack if you’re on an overnight train or bus is always a good idea.

Hold your cards (ID and cash) close to your chest: When in Europe you’ll need to have your passport, ID, credit cards and cash on you for all that great shopping! Always ensure you carry copies of your passport and any other form of ID with you. Also, a good idea is to have a money belt or neck wallet to protect your credit cards and cash when you’re out and about.

Have fun but don’t overdo it: We always advocate for enjoying yourself as much as you can while travelling but it’s also important to be aware of your surroundings and who you trust when travelling, especially if you are travelling solo around Europe and don’t know the local lingo. With a large number of festivals and enticing nightlife around Europe all year round we suggest not to overdo it when it comes to drinking and partying.

Traveller tip 1: Always make sure you’ve done your research on each of the European countries you’re planning to visit as there may be UK government imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list be aware there is no cover as this is a section exclusion.

Will I need a Schengen Visa to go to Europe?

Since January 1, 2021, British citizens (still) do not need to apply for a visa in advance for short-term visits to the EU. According to the Schengen Borders Code, they can stay within the Schengen Area for up to 90 days within any 180-day period. To learn more about entry requirements for countries in the Schengen are check the UK Government website.

Travel insurance may be able to bridge the gap for some of these benefits for UK travellers – check out our Brexit article that may help clear any queries you have.

Traveller tip 2: UK residents should have their European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) when travelling in the EU. This will give you free, or reduced cost, medical treatment. However, it's always a good idea to have travel insurance as a GHIC or EHIC is not an alternative to travel insurance. With World Nomads travel insurance at your side, you may be covered for private medical healthcare costs, costs associated with mountain rescue in ski resorts or being repatriated back to the UK, or with lost or stolen property.

What other tips for safe travel do you offer?

We have compiled this general information and handy tips on tourist visas and passports, and we have you covered if you’re looking for more Europe travel inspiration. We also have information on which countries are accepting travellers in our safety travel alerts section.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

True Claims Stories

Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
L.D
U.S resident in Spain

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Alexander Spatari

Travel Insurance for a trip to Europe

Traveling to Europe offers a myriad of exciting choices such as arts, culture, food, and sporting events. The possibilities are endless!

    As featured in:

  • As featured in:

Like many of us at World Nomads, travelers from all over the globe are dreaming of a European vacation. With so many countries and endless possibilities, planning a trip to Europe can be a big undertaking. Tick one thing off your list before you go with a World Nomads travel insurance policy designed to keep you covered wherever you traipse in Europe.

Sea view of Pucisca Brac
Seafront scenery of small mediterranean village Pucisca on Island Brac. Photo credit: Getty images / Dreamer4787

With a selection of insurance plans to choose from you’ll have coverage, whether you’re enjoying the great outdoors on a family camping adventure in Trentino in Italy, going solo on a surfing trip to sunny Nazare in Portugal, or hiking with your travel buddy along El Camino in Santiago de Compostela in Spain.

With World Nomads you can buy travel insurance before you land in your favorite Europe destination — or if you're already there.

World Nomads offers cover for several activities, from mountain biking to skiing, surfing, kayaking and scuba diving.

What’s covered for your trip to Europe

All World Nomads travel insurance plans cover you for the following:


Whatever your choice of overseas vacation, it’s important to choose the right level of coverage. Read the policy wording, browse the World Nomads’ Help Center, or contact our customer service team to see if what you’re planning to do is covered under your plan. If you do not understand your coverage, or if you have questions, just ask us.

Like most destinations, traveling through Europe requires a certain level of common sense.

What should I look out for when traveling around Europe?

Beware petty theft and pickpockets in key hotspots: While most countries in Europe are amongst the safest to travel to there is always the chance that you might end up being pickpocketed or being victim of a scam in many top tourist hotspots. When in crowded areas in any European country always maintain a sense of awareness of your surroundings.

Keep an eye on your gear 24/7: It’s very important that you NEVER leave your valuables out of sight. If you're after travel insurance cover for tech gear and other high value items read more here. You should make copies of all key documents you’ll be traveling with — passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets — and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.

Hold your cards (ID and cash) close to your chest: When in Europe you’ll need to have your passport, ID, credit cards and cash on you for all that great shopping! Always ensure you carry copies of your passport and any other form of ID with you. Also, a good idea is to have a money belt or neck wallet to protect your credit cards and cash when you’re out and about.

Have fun but don’t overdo it: We always advocate for enjoying yourself as much as you can while traveling but it’s also important to be aware of your surroundings, especially if you're traveling solo around Europe and don’t know the local lingo. We suggest not to overdo it when it comes to drinking and partying. Always be careful of accepting drinks from strangers especially at big events as there are a lot of music festivals and sporting events throughout the year in Europe.

Whether you’re traveling to Europe from Australia, North America, India or Japan or any other part of the globe, travel insurance can be a life saver if you or your loved ones end up in a hospital in Italy with a huge medical bill, or if you need to return home unexpectedly and your Euro trip is cut short.

Parthenon temple in Athens
Couple looking at Parthenon temple in Athens. Photo credit: Getty images / Matteo Colombo

Ready to go? Get a quote.

Tell us your travel details below and get a quote. You’ll be hopping a flight to Europe in no time.

Where to go in Europe

Still deciding where to travel in Europe? With everything from sailing the Greek Islands to strolling the cobblestone streets of Paris, there’s much to choose from. Check out our travel inspiration on which places to visit in Europe to find your perfect fit. And don’t forget to stay informed on the latest safety travel alerts.

Frequently asked questions when going to Europe

Will I need a Schengen Visa to go to Europe?

When traveling to Europe, it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. Depending on the Schengen country where you are applying for the visa, authorities may ask you for a Schengen visa letter.

Important: The Schengen Agreement allows residents of certain European countries to travel freely around the Schengen Area as though it's a single country. For travelers from other countries, you may need to get a valid Schengen visa to do the same. Before you can get your visa, you may need valid travel insurance. We have also more handy tips on tourist visas and passports.

Am I covered if I want to go to a European country for the day or a weekend?

We get it, you want to make the most out of your travels around Europe and want to fit in as many countries as possible. The best way to be covered for all European destinations is to select ‘Europe’ or ‘Worldwide’ when you get a quote and choose your destinations. That way you will be covered for any country you visit within Europe. For more information check out our FAQ article - What countries or regions do I choose to get a quote?.

Also, depending on your Country of Residence and policy you have chosen, our policies may cover you during a stopover or if you’re in transit. For more information read our help Center article - Do I need extra country cover if I am only making a stop-over, but not leaving the airport?

Note: To access the correct information just set your Country of Residence from the country picker and it will redirect you to the most up to date information.

Do I need separate travel insurance insurance for each country in Europe?

No, our policies may cover multiple Schengen and EU countries under a single plan. All you need to do is select your intended destinations in Europe or simply choose 'Europe' when you get a quote. Cover will depend on your country of residence and the type of travel insurance plan you've purchased. If in doubt you can contact us.

Do I need a COVID vaccination to visit Europe?

While many countries have eased COVID restrictions, some conditions remain in place. Entry requirements vary depending on the country you plan to visit, and your Country of Residence and conditions of entry change regularly. We encourage you to seek advice prior to traveling.

Which European countries do your travel insurance policies cover?

Just like no two travelers are the same, no two countries are the same. Most European destinations are covered, but you should always check the PDS for your Country of Residence and policy details for the cover you choose.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Traveler tip: Always make sure you’ve done your research on each of the countries you’re planning to visit as there may be government-imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list then your policy will be cancelled. You can find out more information on the US Department of State site on international travel by clicking here. Additionally, the World Health Organization has information on COVID-19 and travel advice which you can read by clicking here.

True Claims Stories

Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
L.D
U.S resident in Spain

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

A true claim story

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L. De Jesus,
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely
    A.Brennan,
    Australian in Thailand
  • Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.
    K.McMahon,
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.Ryan,
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team