Travel Insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
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You want to escape from the hustle and unwind under a blanket of stars. We get it, we’re a community of adventure travelers, and sometimes getting off the beaten track is exactly what we need. From lush northern European forests to the endless horizons of Australia’s Outback, a camping trip offers the chance to get in touch with nature and explore a different side of travel. But as exciting as planning your outdoor adventure is, traveling far from home and urban comforts can also come with risks.
- What’s covered
- Cover for adventure or sport activities while camping
- Know where you’re going, and what to do if the unexpected happens
- What’s not covered?
World Nomads Travel Insurance Standard and Explorer plans offer cover for independent travelers like you for sudden and unforeseen events on your next camping trip, such as being left empty-handed when the airline loses your baggage (with your tent in it), if you need to see a doctor if you are hurt or unwell, or if severe weather washes away your travel plans.
What’s covered
World Nomads can offer cover (up to the policy limits) for:
- Baggage protection: Got your stuff stolen while camping? Our gear coverage may help with replacing belongings that were swiped.
- Emergency medical: Camping and fresh air can be great for the body and soul, but not if it ends up in a bad fall. Emergency medical coverage can come in handy in the case of an accident or injury.
- Evacuation: Your camping paradise may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from us.
- Trip cancellation: Has a sick or injured traveling companion, or a severe weather event put a stop to your camping adventure? Depending on your plan and Country of Residence, you may be able to recover your travel expenses.
- Coverage for some Coronavirus (COVID-19) related events: To find out more, including benefit limits and exclusions, read our What’s Covered for Coronavirus article.
Your coverage will vary according to your country of residence and whether you chose a Standard or an Explorer plan. Read your policy for details on cover, maximum benefit limits, exclusions, and conditions of your coverage. Contact us if you have any questions about your cover.
Cover for adventure or sport activities while camping
It doesn’t matter if you’re camping in a van or hiking into a remote campsite – chances are you’re going to want to do some more adventuring wherever you’re headed.
Depending on your Country of Residence, and the plan you choose, you can be covered for several activities such as bungee jumping, kayaking, and scuba diving up to 30 meters. While there are many activities available on the Standard plan, those feeling extra adventurous can upgrade to the Explorer Plan. The Explorer plan offers upgrades for activities such as hiking up to 6,000 meters, or canyoning and scuba diving up to 50 meters.
Check your policy carefully for details or contact us if you have questions.
Know where you’re going, and what to do if the unexpected happens
Before you head off into the wilderness, it pays to arm yourself with these tips for a safer camping trip:
- Make sure to include all the countries you’ll be visiting or traveling through on your policy, as well as the adventure activities you’re planning to do or participate in.
- Check you have all the paperwork you’ll need for the countries you’ll be visiting, for example, visas, camping or visitor permits for national parks and campgrounds.
- Check the local camping regulations for the places you are going. Some countries allow you to camp anywhere on public or private land away from habitation; however, many countries do not allow this, and if you cross a border unknowingly, you could be fined, and it could affect your cover.
- Be responsible when choosing a camping destination or activity. Does it suit your experience? Are there any travel or weather alerts for your destination? Are you using an accredited operator? Can our 24/7 Emergency Assistance team reach you if you get into trouble?
What’s not covered?
Some things we may not cover include:
- If you refuse to be repatriated or evacuated.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do.
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording.
- Expenses that can be recovered from another source, e.g., transport carriers or accommodation providers.
- Unattended baggage or personal items.
- Any search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
- Misuse of alcohol or drugs to the extent that it risks your health or impairs your faculties.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Europe
What Americans need to know before traveling to Europe
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At a glance
- World Nomads offers four travel protection plans for your trip to Europe. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Europe like hiking, skiing and cycling.
- Plans for Americans include protection for medical emergencies, trip cancellations and lost luggage.
Europe brings together a wide range of cultures, landscapes and ways to explore in a relatively compact region – little wonder it’s such a popular destination for Americans. From the iconic cities of Italy and France to the alpine scenery of Switzerland and Austria, and the coastlines of Spain, Portugal and Greece, each country offers an experience all its own. With well-connected transport and short distances between destinations, it’s easy to combine multiple countries in one trip. No one expects things to go wrong while they’re away – but if they do, it may help to know you have travel protection.
Plan Comparisons
Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
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Ideal for: Coverage Includes:
Covering the basics for your trip to Europe. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
|
Travel insurance for adventure activities in Europe
If you’re all about outdoor adventures, Europe has you covered. Ski the slopes of Austria’s Alps or snowshoe in Chamonix, France. Hike dramatic trails through Switzerland or take on long-distance routes like Spain’s Camino de Santiago. Along the coast, surf in Portugal, kayak along Croatia’s Adriatic shoreline or sail between the Greek islands. Prefer two wheels? Cycle through Tuscany’s rolling hills or tackle mountain routes in the French Alps and feel like you’re riding the Tour de France. However you like to stay active, Europe offers plenty of ways to get out there.
Coverage for activities in Europe
Common insurance considerations for Europe
Medical Expense, Emergency Evacuation and Repatriation
In case of unexpected illness or injury on your trip to Asia, the medical expense travel insurance benefit may reimburse necessary emergency medical expenses while traveling. If local care is inadequate in your immediate area, the emergency evacuation and repatriation insurance benefit may cover transport to the nearest adequate medical facility or home for treatment if you suffer an injury that is severe, acute or life- threatening. (Exclusion applies to Adventure or Extreme Activities.).
Trip Cancellation
Unexpected events like natural disasters, illness, or family emergencies may force you to cancel your trip to Asia. Trip cancellation insurance coverage may help reimburse prepaid, non-refundable expenses if your trip to Asia is cancelled due to a covered reason.
Motorbiking
Motorbike accidents are all too common in certain parts of Asia. We encourage you to have the proper in-country license for operating a motorbike and follow all local laws. Check out country-specific requirements before renting a motorbike and learn more here.
Baggage
If your checked luggage is lost by your common carrier en route to your trip to Asia, travel insurance benefits may help reimburse you for lost items. If your baggage is lost on your flight, contact the airline first and then contact our Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners.
Tips we recommend for traveling to Europe
- Spend longer in fewer places and build in plenty of free time to wander and explore – travel shouldn’t feel like a slog
- Travel by train – it’s an easy, affordable and efficient way to get around Europe
- Pack lightly and opt for a carry-on suitcase or backpack over a big suitcase on wheels. It will make life easier on cobblestones, trains and stairs
- Watch for pickpockets in crowded areas and transport hubs. Take extra care around ATMs and tourist hotspots.
FAQ
Here are our most frequently asked questions about cover for Europe. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Americans need a visa to travel to Europe?
Americans don’t need a visa for short stays in most European countries (up to 90 days within a 180-day period). Check current requirements before you travel.
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Is Europe safe for tourists?
Europe is generally safe, with well-developed infrastructure and healthcare. Petty theft can occur in busy cities and tourist areas, so keep valuables secure. Stay aware of your surroundings and follow US Department of State travel advisories*. You may want to consider travel insurance for those unexpected situations that arise.
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What is the best way to get around Europe?
Trains are one of the easiest and most efficient ways to travel between major cities and neighboring countries. Budget airlines and car hire can also be useful depending on your itinerary.
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What is the best time to visit Europe?
Spring (April to June) and autumn (September to October) offer mild weather and fewer crowds. Summer is popular but can be busy and expensive, especially in major cities and coastal areas.
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Can I drink tap water in Europe?
Tap water is safe to drink in most European countries, though standards can vary slightly by region. When in doubt, check locally, or drink bottled water to stay on the safe side.
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What if my bags are lost or stolen?
Travel insurance benefits for lost, damaged, destroyed, stolen or delayed bags are included in all World Nomads plans. Also, our non-insurance service included in every plan assists with tracking and delivering missing checked bags.
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What if my passport gets stolen in Europe?
World Nomads travel protection plans cover theft or damage of the following documents:
- Passports
- Driver’s licenses
- Birth certificates
- Travel visas
You can claim up to the maximum limit stated in the plan towards the replacement of your passport or one or more other travel documents mentioned above.
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What currency is used in Europe?
Many countries use the euro (EUR), but not all. Some destinations, including the UK and Switzerland, have their own currencies, so it’s worth checking before you travel.
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Do I need travel insurance for Europe?
Travel insurance isn’t mandatory, but it’s strongly recommended. Benefits for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness. All World Nomads plans for US residents include insurance benefits and additional non-insurance services like access to pre-trip medical support. A telehealth consultation can help you with a customized medical plan based on your destination. This may help you prepare for health concerns before you go and the best ways to avoid travel-related illnesses.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 844-207-1930 and we can assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 (877) 289-0968 (toll-free from the Continental US); or
Phone: +1 (954) 334-8143 (collect from anywhere else in the world)
Need inspiration for your European travels?
Not sure where your next adventure should take you? Take a look at these travel and safety ideas and get destination-specific travel insurance tips to help you plan with confidence.
6 Quiet, Less-Touristy Greek Islands You Must Visit
5 Ways to Discover Portugal by Bike
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance Cover for COVID-19 Related Events
Find out what cover is provided if Coronavirus (COVID-19) affects your travel plans
- As featured in:
As featured in:
For information relating to policies purchased prior to 14 July 2021 12:00am UTC, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 14 July 2021 please see below.
We know that many of our international travelers can’t wait to travel again even though they’re having to take added precautions as coronavirus (COVID-19) continues to disrupt global travel plans. World Nomads wants to help you travel with confidence, so we’ve added some COVID-19 cover to our insurance plans.
All our travel insurance plans purchased from 14 July 2021 include emergency medical and repatriation cover if you get sick with COVID-19 while abroad. Our Explorer plans also offer cover for some COVID-19-related events. Benefit limits, conditions and exclusions apply, and cover varies depending on your Country of Residence and the plan you chose.
World Nomads international travel insurance for some COVID-19 events on our plans
- Our Standard and Explorer plans offer cover for emergency medical assistance if you get sick with COVID-19 overseas. Cover includes medical assistance, repatriation and hospitalization benefits.
- Our Explorer Plan also offers cover for some COVID-19-related events such as cancellation, trip interruption expenses and some quarantine costs if you are diagnosed with COVID-19, as well as additional benefits for healthcare workers, residential care workers and law enforcement officers who have their pre-arranged leave cancelled by their employer due to COVID-19.
Benefit limits apply and vary between plans. Exclusions also apply for pre-existing medical conditions, as outlined in the policy wording.
| Benefit | Standard | Explorer |
|---|---|---|
| Emergency medical expenses overseas | Yes | Yes |
| Medical repatriation/ evacuation (including funeral expenses or repatriation of your remains if the worst-case scenario happens) | Yes | Yes |
| Coronavirus Travel Costs Note: This section has its own benefit limits which apply. Check your policy wording for full details or have a look at our Coronavirus Travel Costs article which has all of the details, including benefit limits, conditions and exclusions. |
NA | Yes |
What do I do if I get COVID-19 before or during my trip?
If you need to cancel or cut short your trip due to yourself or a member of your traveling party being diagnosed with COVID-19 by a medical practitioner, or if your close relative back home is hospitalized or dies due to COVID-19, we have provided some tips below, especially if you intend to make a claim. Please follow these simple tips:
- Isolate! And seek the relevant medical attention.
- Contact your doctor as soon as reasonably possible. They will need to certify that due to the COVID-19 diagnosis, you are medically unfit to continue with your original travel plans. Due to exclusions for pre-existing medical conditions (as defined in the policy wording), the symptoms experienced and the diagnosis of COVID-19 must first occur after the policy purchase.
- Don’t delay in the cancellation of your plans to maximize the opportunity of refunds from your providers.
- Always keep receipts for any trip payments you make and, wherever possible, request written reports from providers or local authorities.
- Follow the local advice, including warnings issued by the US Department of State as required by your policy wording - different countries have different rules. What’s okay in your country of residence may not be okay in the countries you plan to visit. While some countries may be more relaxed in their COVID-19 protocols, some others may be very strict in who they allow to enter.
Travel insurance isn’t designed to cover everything, so make sure you’re careful with your planning and you read the policy wording to make sure you understand what’s included and what’s not, as well as the terms, conditions, limitations and exclusions. If you have any questions, get in touch.
How to get medical assistance
Contact our 24/7 Emergency Assistance teams as soon as possible, so they can support you from the time you fall sick or get injured, until the time you get home.
When you call please have ready:
- Your policy number
- A contact number and traveling companion details for where you are now
- The nature of your problem
- Your location
Bag snatched in Latvia.
It was my final day in Riga, Latvia. In my small bag I keep all my valuables, because hostels can't always be reliable with safekeeping. It contained my new GoPro, iPhone, digital camera, laptop and hard drive, plus my emergency money (200 euros). I planned on using my cameras and computer for editing later that afternoon. The coast was amazing and as it got late, I decided to take the train back to Riga city. As I was getting off the train, down the vertical steep steps, I had my bag snatched off my shoulder. In seconds, the doors closed and the train pulled off. Telling authorities on the platforms immediately, they could not assist and referred me straight to the police. Feeling helpless, I went to the police where I was kept for hours because of English barriers and translations of documents. I walked out just after midnight with my report. A day trip I won't forget soon.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
