Check out World Nomads travel insurance plans when rock climbing. Be adequately covered if injuries or extreme weather issues strike.
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Ready to conquer new heights? Literally? Aussie explorers have been attracted to rock climbing for centuries, and it’s easy to see why – rocky climbing ticks all the boxes; physical strength, mental focus, (nearly) untouched landscapes, and breathtaking views. Embarking on a rock climbing adventure can be an exhilarating experience, however, amidst the adrenaline rush and excitement, it's important not to forget to research travel insurance…just in case.
World Nomads offers coverage across two insurance policies (Standard and Explorer) for four different rock climbing activities:
Note: some of these activities require package upgrades or specific qualifications. For this reason, we recommend you refer to your Product Disclosure Statement (PDS) or contact us before purchasing a travel insurance policy. Please note: soloing/free soloing rock climbing is not covered.
If you’re looking for a location to climb between November and April, check out Krabi province in Thailand – the limestone cliffs have many routes for all skill levels. Keep in mind though, Thailand has some of the busiest airports in the world, and with that comes the possibility of lost baggage. Or even worse your rock climbing gear could go missing in transit or be snatched right under your eyes. If this happens our travel insurance may be able to help.
If you arrive at the airport and your baggage is delayed for more than 12 hours, both our Standard and Explorer plans offer cover for the cost of essential items (think jocks, socks, and a toothbrush). And if the unthinkable has happened and your baggage or climbing gear is lost or stolen, we may cover the original purchase price to replace the items.
Please note: sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
It’s no secret that Aussies love a thrill-seeking adventure, and while Australia offers some of the best rock-climbing locations, there’s always an allure to travel abroad and discover new and challenging rock formations to scale. However, travelling overseas and hanging off cliff faces also presents risk. World Nomads could be your ticket to having fun, the safe way.
Here are some of the ways travel insurance could come in handy on your next overseas trip:
Cover for over 150 sports & adventure activities: Yosemite National Park is renowned as a world-class destination for rock climbing. And hiking. And kayaking. And cycling. World Nomads provides travel insurance for more than 150 activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.
Cover for stolen gear: Travel insurance can help you continue to ‘rock on’ if someone decides they like your gear more than you do and steals it. Both the Standard and Explorer policies offer coverage for the cost of stolen belongings (up to policy limits).
Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.
These include, but are not limited to:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Traveller tip: no one plans for a natural disaster, but unfortunately, they happen. If your whole trip or your rock climbing session is interrupted by a natural disaster and you’re forced to extend your stay, our travel insurance may cover the reasonable and necessary costs (up to policy limits).
Traveller tip: rock climbing can get gnarly, which is why doing your research into travel insurance could be a wise decision. Make sure you take the time to understand what you're signing up for, including what happens if you need to be plucked off a mountain or need a bit of patching up. Do your research, back the ropes, and conquer the world – one rock face at a time!
Traveller tip: if your climbing gear is stolen, it’s imperative you get on the front foot by reporting it to the authorities and obtaining a police report. After that, we ask that you contact us to submit a claim. Always keep copies or originals of any receipts in case you need to make a claim for stolen gear and valuables.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamConfira nossos planos de Seguro Viagem que podem ajudar a protegê-lo em sua viagem ao Equador.
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Um país relativamente pequeno, porém repleto de experiências incríveis para o viajante aventureiro. No Equador, você pode escalar vulcões, andar de bicicleta nos Andes, flutuar em meio à selva, pescar piranhas - emoções são o que não faltam. E isso sem falar na incrível vida selvagem que você vai explorar nas Ilhas Galápagos!
Mas junto com as aventuras vêm os riscos. E se acontecer um desastre natural ou você sofrer um acidente longe de algum centro urbano? Ao planejar as férias dos seus sonhos, uma apólice de seguro é uma boa ideia para ajudá-lo a lidar com eventos inesperados e inconvenientes.
Uma viagem única para mergulhar com tubarões, tartarugas marinhas e arraias em Galápagos significa um alto investimento. Um Seguro Viagem que cobre bagagem extraviada e emergências médicas pode ajudar a proteger esse investimento caso algo inesperado aconteça.
Uma plano de Seguro Viagem da World Nomads pode oferecer cobertura para:
Se você procura praias tranquilas ou montanhas cobertas de neve, o Equador tem tudo para fazer de uma visita as melhores férias da sua vida! Mas as coisas podem não sair conforme o planejado. Saber que você pode resolver problemas financeiros, médicos ou logísticos por meio de sua apólice de seguro representa um grande conforto. Alguns dos eventos inesperados com os quais podemos ajudá-lo incluem:
Embora o Brasil e o Equador sejam vizinhos próximos, as companhias aéreas ainda podem extraviar ou perder sua bagagem. Se isso acontecer, certifique-se de seguir todos os procedimentos de comunicação corretos no aeroporto e a World Nomads poderá fornecer a você uma muda de roupa e itens pessoais até que as coisas sejam resolvidas.
Com tanto a se fazer no Equador, você provavelmente passou muito tempo planejando a sua viagem. Mas se algo inesperado, como uma doença ou um acidente, acontecer um pouco antes da partida, ou mesmo durante a viagem, seu seguro pode ajudá-lo a recuperar parte de suas perdas.
As cidades maiores, como Quito e Cuenca, oferecem uma fascinante mistura de história e cultura indígena e espanhola, incluindo um dos maiores mercados ao ar livre da América Latina. Mas se você for roubado enquanto admira o artesanato local, nossa linha direta 24 horas pode indicar a delegacia de polícia mais próxima e ajudá-lo a obter documentos temporários. Também podemos ajudá-lo a receber fundos transferidos por sua família no Brasil.
Se você se machucar em uma caminhada até os famosos lagos de cratera ou em uma expedição de rafting das montanhas para a selva, nossa equipe de assistentes pode ajudá-lo a encontrar o centro médico mais próximo. Se a lesão for grave, a World Nomads também poderá ajudar a providenciar uma evacuação de emergência para o Brasil.
Infelizmente, os efeitos da pandemia ainda fazem parte de nossas vidas; portanto, se você adoecer com um problema médico relacionado ao Coronavírus, seu seguro poderá ajudar com internações hospitalares e medicamentos.
A World Nomads desenvolveu um seguro abrangente para o viajante aventureiro com cobertura para mais de 150 esportes e atividades radicais. Com novas experiências incríveis sendo lançadas no Equador, como tirolesa em alta altitude e balanços à beira de penhascos, é importante que você leia as diferentes apólices - Standard, Explorer e Explorer Plus - e decida qual é a certa para o tipo de férias que pretende tirar.
Claro, nenhuma apólice de seguro pode cobrir absolutamente tudo, e há uma série de situações para as quais a World Nomads não fornecerá assistência ou reembolso. Elas podem incluir:
Claro, este é apenas um breve guia para o seguro durante sua viagem ao Equador. Então, antes de ir para o “centro do mundo”, não hesite em entrar em contato para obter informações mais detalhadas sobre as diferentes apólices e coberturas disponíveis.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
What to do if someone at home is sick or injured
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Unfortunately, sometimes things happen; loved ones fall ill, and best-laid plans don’t go to plan. If you find yourself unable to travel because someone at home is sick or injured, our Cancellation Travel Insurance cover helps Kiwis cover the non-refundable portion of their travel expenses. This includes transport, accommodation, tours/experiences, travel agency cancellation fees and frequent flyer points.
Here are the steps you need to take if you find yourself needing to make an online claim:
If you find yourself cancelling or postponing your holiday due to the illness or injury of a loved one, it’s essential you take immediate action by rearranging/cancelling all pre-paid and pre-booked travel expenses (think accommodation, tours, transportation etc.).
Traveller tip 1: Take time to research all offers, compensation options, and cancellation alternatives available when rearranging/cancelling with your service providers. Some providers can be quite accommodating – especially in unavoidable situations such as illness and injury. Not only is it in your best interest to avoid or minimise your expenses, it’s important to keep in mind that World Nomads will only cover costs within policy limits, and where you’ve taken reasonable and necessary steps to minimise costs as much as possible.
It’s important you collect all the required reports outlining the medical situation affecting your close relative, and therefore your ability to continue with your travel plans. Some reports required include:
Without supporting documentation we may be forced to deny your travel insurance claim. For full details of required documentation, and policy inclusions and exclusions, please refer to your Policy Document.
If the unforeseen does happen, and you’re forced to stay in New Zealand instead of travelling abroad, make sure you keep all your paperwork. (Think receipts, itineraries, booking confirmations, cancellation confirmations, e-tickets, and vouchers).
Also, make sure to keep all documentation outlining any cancellation/postponement offers you’ve secured and refunds paid to yourself, as we’ll need to see those in order to keep your trip cancellation claim hassle-free.
Traveller tip 2: paid for your travel expenses with frequent flyer or similar air travel points? All is not lost – if you can’t recover the lost points from any other source, World Nomads Travel Insurance may be able to reimburse you for the cost of any equivalent class ticket (up to policy limits). Refer to your Policy Document for full details.
If your travel plans are interrupted or cancelled because a close relative in New Zealand is hospitalised or dies due to Coronavirus, you may be covered for the reimbursement of your non-refundable travel expenses. We offer Coronavirus coverage for cancellation and trip interruption expenses under our Explorer Plan.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Traveller tip 3: wondering who we deem a ‘close relative’? Check out our article, Am I covered if I need to cancel my trip because a relative is sick/injured? for our definition of a close relative, and more information on what is (and isn’t covered) should you find yourself cancelling your trip because someone at home is sick or injured.
This information may help if things go wrong, and you want to make a claim. All travel insurance plans are different, and cover will vary, depending on what’s happened, your Country of Residence, the plan you choose and any options or upgrades you buy. Your Policy Document will always have the full details of what you’re covered for.
If you have any further questions about what’s covered and not covered, just ask us.
This is a summary only. It does not include all terms, conditions, limitations, and exclusions of the plans described. Please carefully read your Policy Document for a full description of coverage. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
What to do if you can’t travel because someone at home is sick or injured
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So, you’ve booked tickets and planned the itinerary, you’re all set for the adventure of a lifetime…then the unexpected happens; someone at home becomes sick or injured and is hospitalised as result, meaning, you’re travel plans are now changing.
Unfortunately, we can’t magically make loved ones better (sorry), but if you’re insured with a World Nomads travel insurance policy, we may be able to take some of the financial sting out of cancelling or rearranging your holiday and remaining in Australia.
Here are the steps you need to take if you find yourself in this situation:
If you find yourself cancelling or postponing your holiday due to the illness or injury of a loved one, it’s essential you take immediate action by rearranging/cancelling all pre-paid and pre-booked travel expenses (think accommodation, tours, transportation etc.).
Traveller tip 1: Take time in the first instance to research all offers, compensation options, and cancellation alternatives available when rearranging/cancelling with your transport service providers. Some can be quite accommodating – especially in unavoidable situations such as illness and injury. Not only is it in your best interest to avoid or minimise your expenses, it’s important to keep in mind that World Nomads will only cover costs within policy limits, and where you’ve taken reasonable and necessary steps to minimise costs as much as possible.
We know you’ll no doubt be overwhelmed dealing with the sudden medical situation facing your loved one, which is why we try and make claiming cancellation or trip interruption expenses as straightforward as possible. We may require key documents, including:
Once you have these reports, you’re ready to make your online claim, 24hrs a day, 7 days a week.
It’s incredibly important that you hold onto all your source documents for your cancelled/postponed adventure – and we mean everything! Receipts, itineraries, booking confirmations, cancellation confirmations, e-tickets, vouchers…the whole shebang!
Also, make sure to keep all documentation outlining any cancellation/postponement offers you’ve secured, and refunds paid to yourself, as we’ll need to see those to keep your trip cancellation claim hassle-free.
Traveller tip 2: Paid for your travel expenses with frequent flyer or similar air travel points? All is not lost – if you can’t recover the lost points from any other source, World Nomads Travel Insurance may be able to reimburse you for the cost of any equivalent class ticket (up to the policy benefit limits).
If your travel plans are interrupted or cancelled because a close relative in Australia is hospitalised or dies due to Coronavirus, you may be covered for the reimbursement of your non-refundable travel expenses. We may offer Coronavirus coverage for cancellation and trip interruption expenses under our Explorer Plan.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Traveller tip 3: Wondering who we deem a ‘close relative’? Check out our article, Am I covered if I need to cancel my trip because a relative is sick/injured? for our definition of a close relative, and more information on what is (and isn’t covered) should you find yourself cancelling your trip because someone at home is sick or injured.
If your travel plans are interrupted or cancelled because a close relative in Australia is hospitalised or dies due to Coronavirus, you may be covered for the reimbursement of your non-refundable travel expenses. We may offer Coronavirus coverage for cancellation and trip interruption expenses under our Explorer Plan.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Traveller tip 3: Wondering who we deem a ‘close relative’? Check out our article, Am I covered if I need to cancel my trip because a relative is sick/injured? for our definition of a close relative, and more information on what is (and isn’t covered) should you find yourself cancelling your trip because someone at home is sick or injured.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
What to do if someone at home is sick or injured
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Did you know that our policies may cover you if a close relative at home falls ill or is injured you must change your travel plans? It doesn’t matter where you are, or what you’re doing, read on to find out how we can help.
If a close relative in your Country of Residence falls sick, is injured or suddenly dies we may cover cancelled travel expenses for:
If you need to change your travel plans because a close relative falls ill, is injured or suddenly dies, you must contact us.
As soon as you know that you won’t be able to use any pre-booked or pre-paid accommodation, transport or tours, you must try to rearrange them, or if necessary, cancel.
If you decide to rearrange, we’ll only pay up to the benefit limits for unused, non-refundable expenses for the portion of the trip that you need to rearrange or cancel.
If you don’t rearrange or cancel as soon as reasonably possible, we won’t cover any additional rearrangement or cancellation costs that arise as a result. But you should only cancel arrangements when it’s necessary.
To support any claims, you’ll need to provide us the with the following:
Make sure to keep your receipts, itineraries and booking and cancellation confirmations, including details of any refunds received for any affected transport and accommodation, so that you can support your claim.
If you don’t have evidence to support your claim, we may not be able to pay any applicable benefits.
Our policies have cover for some Coronavirus-related travel events (available on the Explorer Plan only), including having to cancel or postpone your trip because you or a member of your traveling party are diagnosed with Covid-19, or a close relative in your Country of Residence is hospitalised or dies from Covid-19, after your policy was purchased.
We’ve also included cover for overseas medical expenses and medical evacuation and repatriation related to your personal Coronavirus diagnosis, which is available on both the Standard and Explorer plans.
Be sure to read the Policy Wording and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover. If you are unsure about your level of travel cover, please get in touch.
All travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy. Your Policy Wording will always have the full terms, conditions, limitations and exclusions of the policy. You can contact us if you’re not sure.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Check out our Travel Insurance plans which may help safeguard you on your trip to Ecuador.
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For such a relatively small country, Ecuador is packed with amazing experiences for the adventurous traveler. From hiking up volcanoes to biking down the Andes, from floating through the jungle to fishing for piranha, thrills are everywhere. And that’s to say nothing of the amazing wildlife waiting to be discovered in the Galapagos Islands!
But along with adventure comes risk, and what if a natural disaster strikes or you suffer an accident far away from the nearest town? When planning your dream vacation, a travel insurance policy may be a good idea to help get you back on course in case an unexpected event means things go awry.
A once in a lifetime trip to go snorkeling with the sharks, sea turtles and manta rays in the Galapagos means a lot of financial outlay. Travel insurance covering lost baggage and medical emergencies can help protect this investment if the unexpected happens.
A World Nomads travel insurance policy may provide cover for:
If it’s relaxed beaches or snow-capped mountains you’re after, Ecuador has everything to make a visit the best vacation ever! But things might not go according to plan and knowing that you may be able to resolve financial, medical or logistical problems through your travel insurance policy is a great comfort. Some of the unexpected events that we may be able to help you with include:
Even though Brazil and Ecuador are close neighbors, airline companies can still manage to mislay or lose your baggage. If this happens, make sure that you follow all the correct reporting procedures at the airport and World Nomads may be able to provide you with reimbursement for a change of clothing and personal items until things get sorted.
With so much to do in Ecuador, you’ve probably spent a long time making travel arrangements. But if something unexpected, such as an illness or an accident, happens just prior to departure, or even during your trip, your travel insurance policy may be able to help recover some of your losses.
The bigger cities such as Quito and Cuenca provide a fascinating mix of indigenous and Spanish history and culture, including one of Latin America’s largest outdoor markets. But if you’re pickpocketed while browsing the local handicrafts, our round-the-clock hotline may be able to point you to the local police station and help you obtain temporary documents. We can also assist in getting funds wired over from your family back in Brazil.
If you injure yourself on a hike to the famous crater lakes or on a whitewater rafting expedition from the mountains into the jungle, our 24/7 emergency assistance team can help you find the nearest medical center. If the injury is serious, World Nomads may also be able to help arrange for emergency evacuation and repatriation back to Brazil.
Unfortunately, the effects of the pandemic are still a part of our lives, so if you fall ill with a Coronavirus-related medical problem, your insurance may be able to help with hospital stays and medication.
World Nomads has developed travel insurance for the adventurous traveler with cover for more than 150 exciting sports and activities. With amazing new experiences being developed in Ecuador, such as high altitude ziplining and swings flying out over canyons, it is important that you read through the different policies – Standard, Explorer and Explorer Plus – and decide which one is right for the kind of vacation you plan on taking.
Of course, no insurance policy can cover absolutely everything, and there are a number of things that World Nomads will not provide assistance or reimbursement for. These may include:
Of course, this is only a brief guide to insurance while traveling in Ecuador. So before heading off to the “center of the world,” please feel free to contact us for more detailed information on the different policies and cover available.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Seguro Viagem criado sob medida para o brasileiro aventureiro.
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O mundo é vasto, e isso só pode significar uma coisa – aventura é o que não falta! Na World Nomads, queremos ajudá-lo a aproveitar ao máximo suas férias e o que o planeta tem a oferecer. É por isso que oferecemos um Seguro Viagem que cobre mais de 150 esportes e atividades de aventura. Portanto, se você planeja mergulhar no México ou andar de mountain bike no Himalaia, pode ser uma boa ideia obter um Seguro Viagem para cobrir suas aventuras.
Todo mundo imagina o final perfeito para um dia divertido de ski: contar histórias ao redor de uma fogueira. Mas e se o dia terminar com você contando ao médico como bateu em uma árvore ou quebrou a perna? As coisas nem sempre saem como planejado, então todos os nossos planos incluem assistência de emergência profissional 24 horas por dia na forma de uma linha direta de suporte.
Algumas das situações cobertas pelo seu Seguro Viagem de aventura podem incluir:
Atendimento Médico de Emergência e Evacuação
Se você cair de um buggy enquanto dirige pela areia a quilômetros de qualquer cidade, podemos ajudá-lo a encontrar o hospital mais próximo e até providenciar o transporte para levá-lo até lá o mais rápido possível. Nossa equipe de Assistência Emergencial também pode entrar em contato com sua família no Brasil para informá-los sobre o que pode ter acontecido e seu estado de saúde.
Documentos Extraviados
Se você estiver pescando em alto mar e seus documentos caírem na água enquanto você lida com um atum de 110 kg, seu Seguro Viagem pode providenciar substituições para garantir que suas férias continuem e você possa voltar para casa. Nossa equipe de Assistência Emergencial também pode ajudar aqui, oferecendo orientação a sua família de como enviar dinheiro ao exterior.
Perda de Bagagem
Tudo pronto para os Alpes quando você descobre que a companhia aérea perdeu seus esquis e todas as suas roupas de inverno? Infelizmente, isso pode acontecer, então seu Seguro Viagem de aventura pode reembolsá-lo pelo equipamento de substituição enquanto a companhia aérea resolve as coisas. Lembre-se de preencher toda a papelada adequada no aeroporto e tê-la em mãos para quando estiver pronto para acionar o seguro.
Cancelamento de viagem
Você pode ter terminado a caminhada do dia pelo norte da Espanha sem problemas, mas um de seus amigos pode não ter tido tanta sorte. Se um de seus companheiros de viagem se machucar ou adoecer e você tiver que interromper sua viagem, sua apólice poderá ajudá-lo a voltar para casa e cobrir suas despesas.
Existem alguns esportes radicais que nós, brasileiros, amamos especialmente, como o surf e o rapel. Embora muitas modalidades desses esportes estejam incluídas em nossos planos, há outras que são populares entre os brasileiros, como paraquedismo e alpinismo, que podem não estar.
Antes de viajar, você deve sempre ler as diferentes apólices de seguro da World Nomads - Standard, Explorer e Explorer Plus- para garantir que você tenha cobertura para tudo o que planeja fazer. Verifique também se seus companheiros de viagem estão planejando atividades de aventura para as quais você também deseja obter cobertura. Você não poderá atualizar seu plano existente no meio da viagem, portanto, sempre tome a decisão certa antes de sair de casa.
Embora a World Nomads possa oferecer seguro para uma ampla gama de esportes e eventos imprevistos, ela não pode cobrir tudo. A seguir estão algumas situações que não são cobertas:
Escolha os guias certos
Mesmo que apenas para flutuar na piscina do hotel, você deve sempre pensar nos riscos que o rodeiam. Portanto, se você planeja descer algumas corredeiras praticando canyoning, deve estar ainda mais ciente dos riscos que pode enfrentar!
Ao escolher uma operadora turística, verifique sempre se ela está devidamente certificada e registrada para guiá-lo em sua nova e emocionante aventura.
Escolha o equipamento certo
Certifique-se de que está devidamente protegido para os esportes de aventura que planeia praticar. Verifique novamente a rede de segurança do iate de alta velocidade e coloque seu capacete e protetores ao andar de skate.
Esteja ciente de suas próprias limitações
Você pode caminhar todo dia pela cidade, mas isso não significa que seu corpo estará pronto para um dia inteiro de mountain bike nos Altos Pirinéus. Sempre avalie se a atividade na qual deseja se envolver é adequada para seus níveis específicos de condicionamento físico.
Se você tiver alguma dúvida sobre a cobertura, basta nos perguntar – ficaremos felizes em ajudar.
World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it.
You can read more about coverage for some specific activities, or select your Country Of Residence and click here to see the activities covered by the plans available to you.
We offer cover for:
A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
Chegaram as férias, é hora de surfar! Pegue uma onda no paraíso dos surfistas – mas não se esqueça do seu seguro.
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Você já conhece tudo que o litoral brasileiro tem a oferecer e agora é hora de partir para Gold Coast, Indonésia, Oahu ou todas aquelas ondas com as quais você sempre sonhou. Mas um caldo inesperado ou um encontro com uma rocha submersa podem impor uma pausa ou prematura ao seu sonho. Portanto, antes de buscar as ondas, é uma boa ideia contratar um Seguro Viagem.
Você pode até ser um surfista tarimbado e conhecer os riscos, mas surfar sabendo que está protegido em caso de acidente só melhora sua experiência. Uma apólice de viagem da World Nomads para surf pode cobrir:
Perda de bagagem: E se a companhia aérea extraviar sua valiosa prancha e outras bagagens antes mesmo que você veja o mar? Certifique-se de informar imediatamente a perda à companhia aérea e obter comprovante por escrito, preenchendo o formulário P.I.R (Property Irregularity Report).
Documentos perdidos: Perdeu seus documentos de viagem e carteira pulando de uma cidade litorânea para outra na Nicarágua? Você pode contar com seu Seguro Viagem para garantir que as substituições sejam mais tranquilas.
Atendimento médico de emergência: em um minuto você está voando sobre as ondas, no próximo você leva um caldo. Fazer um Seguro Viagem para questões médicas de emergência no exterior pode ter sido a melhor decisão que você tomou antes de viajar.
Transporte: as melhores ondas do mundo não necessariamente ficam próximas ao hospital. Seu Seguro Viagem pode ajudá-lo a sair do paraíso isolado do surfista e se dirigir ao centro médico mais próximo para tratamento.
Cancelamento de viagem: Se você ou um acompanhante sofrer um acidente nas ondas ou ficar doente, o que significa que sua viagem terá que ser interrompida, sua apólice pode ajudá-lo a voltar para casa e recuperar suas despesas de viagem pré-pagas.
Além do surf, sua apólice World Nomads também pode cobrir:
Leia sua apólice de Seguro Viagem detalhadamente, pois certas formas complementares de tratamento médico podem não ser cobertas por acidentes relacionados ao surfe.
A World Nomads quer contribuir para que as pessoas possam explorar tudo que o mundo tem a oferecer. Mas você não deve visitar regiões que forem consideradas inseguras ou desaconselháveis para viajar, e você sempre precisa ser sensato e tomar cuidado. A World Nomads não pode cobrir tudo, portanto, esteja ciente de alguns pontos, como:
Se você é iniciante, faça aulas em uma escola de surf. Não procure um tubo ou uma rampa direto!
Como surfista, há uma boa chance de você querer experimentar outros esportes ou atividades de aventura durante as férias.
A World Nomads oferece cobertura para mais de 150 esportes e atividades diferentes e emocionantes que você pode experimentar enquanto viaja pelo exterior. Mas você deve estudar os diferentes planos - Standard, Explorer e Explorer Plus - para decidir qual é o certo para você.
Aproveitar suas férias ao máximo geralmente significa tomar as decisões certas. Então, ao sair para surfar:
Obviamente, em férias de surf, é para isso que você deseja uma cobertura específica. Mas os planos de Seguro Viagem da World Nomads cobrem muitas outras situações inesperadas e às vezes inevitáveis que podem acontecer quando você está viajando.
Você pode precisar de cuidados médicos depois de torcer o tornozelo subindo a colina para outra praia ou depois de comer frutos do mar locais que não caíram muito bem. Ainda existe a possibilidade de você pegar o COVID-19. Aconteça o que acontecer, o Seguro Viagem para emergências médicas é importante, pois pode fornecer assistência e atenção médica quando você estiver longe de casa.
A equipe de assistência de emergência da World Nomads também pode oferecer ajuda 24 horas por dia, 7 dias por semana, em diversos eventos inesperados. Isso pode incluir ajudar a encontrar o hospital ou delegacia de polícia mais próximos ou informar sua família no Brasil sobre qualquer emergência e ajudá-lo a receber valores de maneira rápida e fácil se você estiver em dificuldades.
Obviamente, este é apenas um breve resumo de por que é uma boa ideia ter um Seguro Viagem se você estiver de férias para surfar. Para obter informações mais detalhadas, leia atentamente as opções de apólice disponíveis. Se você tiver alguma dúvida, entre em contato.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Say hola to Chile and Argentina in style. Explore both countries knowing you are covered by World Nomads if things get too hot to handle.
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Chile and Argentina are known for their natural beauty, warm and friendly people and passion for football and tango. When traveling around Argentina and Chile, you’ll find activities aplenty and natural attractions that need to be seen to be believed. Try trekking and camping in Patagonia, sip some vino at wineries in Salta and Mendoza, or go stargazing in the Atacama Desert (the driest place on Earth outside of the poles).
No matter your plans, consider travel insurance to protect yourself and your belongings against unforeseen circumstances.
With World Nomads, you can buy travel insurance when you book your trip from home or while you're already traveling around Chile and Argentina. Our plans offer coverage (up to the benefit limits) for:
Make sure you’ve selected the right travel insurance plan for your specific needs. We offer two types of plans, Standard and Explorer, depending on the amount of coverage and range of activities you need.
Chile and Argentina offer outdoor adventures for all types and ages of travelers. Some highlights include:
World Nomads offers travel insurance coverage for more than 150 adventure activities and sports. Your plan may have specific conditions, for example, height limits for trekking and depth limits for SCUBA. Check our activities list in this article and read your full policy wording. If you have any questions, please reach out.
Argentina and Chile are amongst the most-visited adventure travel destinations in the world. Despite your best efforts to stay safe and well, injuries and illnesses can happen. Travel insurance can help if you get injured or sick and need urgent medical assistance.
Our 24/7 Emergency Assistance Team can get you help on the ground when you’re injured or sick, whether you need to visit a doctor or need an ambulance transfer to a hospital that can treat your condition.
Get in touch with the emergency assistance team before undergoing any medical treatment; you may need pre-authorization before undergoing medical procedures or where medical evacuation is required.
While Chile and Argentina are considered relatively safe tourist destinations, petty thieves and pickpockets frequent some of the most popular tourist hotpots like La Boca, and other parts of major cities like Buenos Aires and Santiago. When in crowded areas in any Chilean or Argentinian city, always maintain a sense of awareness of your surroundings.
The safety precautions you should take in Argentina and Chile are essentially the same as anywhere else: don’t take unlicensed taxis, don’t wander around alone at night, and avoid calling too much attention to yourself, including wearing flashy jewelry.
Motorcycle robberies - called ‘motochorro’ in Argentina – are common. This is where two people on a motorcycle grab your bag or whatever is in your hand as they pass you and take off.
In Chile, large-scale demonstrations sometimes occur in Santiago and other cities. Demonstrations can take place with little or no notice, and often result in disruptions to transportation, including service on public buses and the Santiago Metro.
It’s important to keep a close eye on your belongings at all times while you are traveling. A backpack stolen from an unlocked car or a phone left unattended then stolen from a public bathroom are not likely to be covered. If you have been the victim of theft, you’ll need to report it to the local police or relevant authority as soon as possible.
Traveler tip: make copies of all key documents you’ll be traveling with – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.
Here are some of the things we don't provide cover for:
World Nomads has various articles that cover a range of fun topics on Chile and Argentina. Here’s a sample of some of our content:
This is a summary of coverage only. Travel insurance has terms, conditions, limits and exclusions. Read your chosen policy carefully, and please reach out if you have any questions about what’s covered and what’s not. We’re happy to help.
I fell on my side and heard the sound of dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrom Old Town Quito to the magnificent Galapagos, Ecuador has plenty to explore. Make sure you're covered.
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Ecuador is rich in culture, with historic cities, spectacular scenery and countless opportunities to get active. Exploring Ecuador's UNESCO historic centers in Quito and Cuenca, kayaking through the Amazon and hiking the Andes are all great ways to experience this country. American travelers often consider the biodiverse Galapagos Islands to be the trip of a lifetime.
Emergencies can affect even the best-planned trip: natural disasters, strikes, unexpected illness and theft are just a few things that can derail your travels. You should consider travel insurance in case you need to recover losses resulting from unforeseeable events.
World Nomads may provide coverage (up to the policy benefit limits) for:
A travel insurance plan that includes trip cancellation and interruption coverage can help protect your trip investment; baggage coverage can help you recoup some costs in case of bag delay or loss; and emergency medical can help if you get sick or injured while on the road.
World Nomads offers two plans to choose from: a Standard Plan and an Explorer Plan. The Standard Plan includes a range of benefits such as overseas emergency medical, baggage delay, trip cancellation and coverage for more than 150 activities. Our Explorer plan includes everything in the Standard and offers some additional benefits along with higher benefit limits. Travel insurance does not cover everything so be sure to read your policy wording to make sure it meets your needs.
World Nomads Travel Insurance may cover trip cancellation due to unforeseen circumstances. If there’s a death in your immediate family, or if you or a close family member becomes sick or injured and a doctor says you can’t travel to Ecuador, travel insurance may reimburse any non-refundable, prepaid trip arrangements.
While you’re on the road, a World Nomads policy can provide important benefits. If you need to cut your trip short due to an emergency back home, your trip interruption benefits may reimburse the costs for your return trip home plus any forfeited prepaid, unused, non-refundable trip expenses up to the limits shown in your policy documents.
For example, if you paid in advance and hired a naturalist for a private tour in the Galapagos, and you have to depart for a covered reason, you may be reimbursed for this non-refundable and unused trip expense.
When filing a claim for either cancellation or interruption, you will need to submit documentation for all non-refundable, prepaid trip costs and associated expenses.
Your American health insurance is unlikely to be accepted in Ecuador. If you become sick or suffer an accidental injury while traveling in Ecuador without overseas travel coverage, any emergency medical or dental costs (or even worse, emergency evacuation back to the U.S.) will be at your expense.
Accidents and illness can happen on vacation, from food poisoning to twisting your ankle on the cobblestones in Quito or getting in the way of an angry sea lion on San Cristobal. A travel insurance plan which offers cover for emergency overseas medical expenses may help in unexpected situations.
As an American policyholder, you may have coverage for some COVID-19-related events. For details on coverage available to you, read our What’s Covered for Coronavirus article.
Having a medical emergency while traveling can be scary, but with a World Nomads travel insurance policy, you are not alone. Our 24/7 Emergency Assistance Team can help you find appropriate medical care and offer translation services, liaise with doctors and even arrange upfront payment if required.
Some of the best sites in Ecuador are remote. This is where our Emergency Assistance Team can help arrange emergency evacuation to the closest medical facility or repatriation back to the U.S. when medically necessary.
If you’re checking a bag, there’s always a chance it could take a detour en route to Ecuador. For example, if your itinerary is Chicago to Miami to Quito, and your bag is lost or delayed, your baggage delay benefits may apply.
Reimbursement may be available for personal effects if your checked baggage is delayed or misdirected by an airline carrier for more than 12 hours. Refer to your policy for complete details.
Lost or stolen baggage and belongings may also be covered, for example, a phone swiped from your bag in a crowded Quito market, or a bag permanently lost by an airline (with travel insurance cover being secondary to airline reimbursement).
To keep your belongings safe, use a concealed money belt or cross-body bag to hold your travel documents, valuables and money. It’s also a good idea to be mindful of your surroundings, especially in busy tourist areas.
If your bags or belongings are damaged or stolen, file an incident report with local authorities or your airline immediately. Where theft has occurred, this must be reported to the police. You’ll need this documentation and any relevant receipts when you make a claim.
Ecuador boasts no shortage of opportunities to get active, from mountain biking the legendary Mama Rumi trail to rafting on the Quijos River. Surfing, snorkeling and hiking are just a few of the activities on offer in the Galapagos. World Nomads offers travel insurance coverage for more than 150 adventure activities and sports. Read your policy documents carefully to ensure your chosen activities are covered.
Travel insurance isn’t designed to cover everything – so make sure you know what you’re covered for. Some things we don’t cover include but are not limited to:
This is a summary of coverage only. Travel insurance has terms, conditions, limits and exclusions. Read your chosen policy carefully, and please reach out if you have any questions about what’s covered and what’s not. We’re happy to help.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.