Travel insurance for Morocco
Travel advice for Canadians visiting Morocco
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Morocco. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Morocco like hiking, horse riding and cycling.
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
Morocco is a sensory-rich destination where bustling medinas, mountain villages and vast desert landscapes come together in a vibrant blend of history, culture and everyday life. No wonder Canadian travellers are increasingly choosing to go there. In Marrakech, the city’s old quarter hums with energy – spice stalls, tiled courtyards and the call to prayer drifting over the rooftops. In Fez, labyrinthine lanes and traditional trades still shape daily life. Head into the Atlas Mountains for cooler air, hiking trails and Berber villages, or venture south to the Sahara, where camel treks and nights under the stars shift the pace completely. Along the coast, towns like Essaouira bring sea breezes, fresh seafood and a more relaxed rhythm. Travel insurance allows you to get around with confidence, knowing you’re prepared for the unexpected.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Morocco. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Morocco
In the Atlas Mountains, trails wind between Berber villages, with options ranging from day hikes to multi-day treks, including the climb to the summit of Mount Toubkal. In winter, the same region offers skiing in an unexpected setting, with resorts like Oukaïmeden. In the Sahara, ride camels into the dunes or pick up the pace sandboarding or 4WDing. Along the coast, Essaouira’s steady winds make it a hotspot for surfing and kitesurfing, while calmer stretches suit swimming and paddleboarding. For something different, try quad biking through rocky desert terrain, rock climbing in the Todra Gorge or rafting seasonal rivers in the Atlas foothills. Cycling and horse riding are also popular in Morocco.
Coverage for 250 activities you love + more
Common insurance considerations for Morocco
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Hit by a motorcycle in Fez? Fell off a camel and ended up in hospital? Ate dodgy street food and got a bad bout of food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Morocco
- Dress modestly, especially in medinas and rural areas, to respect local customs
- Be prepared to haggle in souks – it’s expected, so take it in good humour
- Stay alert in busy areas, as petty theft can occur in crowded medinas and markets
- Tap water isn’t recommended for drinking, so stick to bottled or filtered water
FAQ
Here are our most frequently asked questions about cover for Morocco. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Morocco?
Canadians don’t need a visa for short stays in Morocco (up to 90 days). Entry requirements can change, so check before you go.
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Is Morocco safe for travellers?
Morocco is generally safe to visit, but petty theft and scams can occur in busy areas like medinas and markets. Stay aware of your surroundings and take standard precautions.
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What is the best time to visit Morocco?
Spring (March to May) and autumn (September to November) offer the most comfortable weather. Summers can be very hot, especially inland and in the desert.
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Can I drink tap water in Morocco?
Tap water is not recommended for drinking. Stick to bottled or filtered water.
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What should I wear in Morocco?
Modest clothing is recommended, particularly in traditional areas. Lightweight, breathable fabrics work best in the heat
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What currency is used in Morocco?
Morocco uses the Moroccan dirham (MAD). Cash is widely used, though cards are accepted in hotels and larger restaurants.
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Can I drink alcohol in Morocco?
Alcohol is available in licensed hotels, restaurants and bars, but it’s not widely consumed and public drinking is discouraged.
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What is the best way to get around Morocco?
Trains are reliable for major cities, while private drivers, guided tours or buses are common for reaching smaller towns and desert regions.
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Do I need travel insurance for Morocco?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Nepal
Essential travel advice for Canadians heading to Nepal
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Nepal. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Nepal like trekking, kayaking and whitewater rafting.
- Policies for Canadians include protection for medical evacuations, trip cancellations and lost luggage.
Nepal draws an ever-growing number of Canadians to the Himalayas but there’s plenty more to see and do beyond the peaks – it’s a welcoming country that blends adventure with rich cultural experiences. In Kathmandu, temples, market squares and ancient stupas set the tone, while in Pokhara, lakeside views and mountain backdrops offer a slower pace. Head south to Chitwan National Park for jungle safaris and wildlife encounters with rhinos, crocodiles and, if you’re lucky, elephants and Bengal tigers.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your Trip to Nepal. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Nepal
Some of the world’s most iconic trekking routes run through the Himalayas, and you don’t have to climb Mt Everest to have an exhilarating time. Multi-day hikes to Everest Base Camp or in the Annapurna region are epic, while shorter treks and viewpoints offer access to the same dramatic landscapes without the altitude. Nepal has some of the best rivers for kayaking and whitewater rafting in the world, while in Pokhara, paragliding or hot air ballooning will have you floating high above Phewa Lake with the Annapurna range as a backdrop. Mountain biking, bungee jumping and zip-flying offer faster-paced ways to explore.
Coverage for 250 activities you love + more
Common insurance considerations for Nepal
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Hit by a motorcycle crossing the street? Tripped over on your trek to Base Camp and need stitches? Ate a dodgy momo and came down with a nasty bout of food poisoning? Emergency assistance is a phone call away.
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Natural disasters
When a natural disaster strikes, even the most carefully planned trip can be thrown off course, but travel insurance can offer some much-needed weatherproofing. With protection for trip interruption, medical emergencies, and even evacuation, you can head into the unknown feeling prepared for whatever comes your way. Do your research before you go though, because if you buy a policy after an event is known and the natural disaster impacts your trip, you won’t be covered for any expenses.
Tips for travelling to Nepal
- Allow time to acclimatise – altitude sickness is a real risk on treks, so build in rest days and ascend gradually.
- Stick to bottled or purified water and eat freshly cooked food to avoid illness.
- Pack for changing conditions – temperatures can vary widely depending on altitude and conditions, so layers are essential.
- Stay aware of your surroundings – Nepal is generally safe, but petty theft can occur in busy areas like Kathmandu and on trekking routes. Beware of scammers posing as guides.
FAQ
Here are our most frequently asked questions about cover for Nepal. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do I need travel insurance for Nepal?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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Do Canadians need a visa to visit Nepal?
Yes. Canadians need a visa to enter Nepal, which can be obtained on arrival at the airport. You can reduce your time in airport queues by applying for an ETA in advance. Requirements can change, so check official advice before you travel.
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Is Nepal safe for tourists?
Nepal is generally safe for travellers, including trekkers, but a high degree of caution is advised. Petty theft can occur in busy areas like Kathmandu, and trekking in remote regions carries risks, particularly if you’re trekking solo, so it’s important to take sensible precautions – and travel with a guide if you can.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
-
What is the best time to visit Nepal?
The best time to visit is during the dry seasons – October to November and March to April – when conditions are ideal for trekking and sightseeing. The monsoon season (June to September) can bring heavy rain and disruptions.
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Do I need permits for trekking in Nepal?
Yes. Most trekking regions require permits, such as TIMS cards and national park or conservation area permits. Requirements vary depending on the route.
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Is altitude sickness a risk in Nepal?
Yes. Altitude sickness is a serious risk on treks exceeding altitudes higher than 2,500 metres. It’s important to acclimatise properly, ascend gradually and recognise the symptoms.
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Can I drink tap water in Nepal?
No. It’s best to avoid tap water. Stick to bottled or purified water and take care with ice and raw foods.
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What currency is used in Nepal and can I use credit cards?
Nepal uses the Nepalese rupee (NPR). Credit cards are accepted in larger hotels and restaurants, but cash is essential in smaller towns and trekking areas.
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Do I need a guide for trekking in Nepal?
For many popular trekking routes, hiring a licensed guide is now required or strongly recommended. Guides improve safety, help with navigation and logistics, and enhance the overall experience, especially in remote or high-altitude areas.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Trip Delay Travel Insurance
Learn how trip delay insurance may help protect Canadians if their trip is unexpectedly delayed
- As featured in:
As featured in:
At a glance
- Coverage when your plans are put on hold: Trip delay insurance benefits may be included in the single trip and annual multi-trip plans offered by World Nomads Travel Insurance
- Help with out-of-pocket delay costs: You may be reimbursed for reasonable expenses such as meals, hotel accommodations, taxi fares and essential phone calls if your trip is delayed because of an unforeseen, covered reason
- Protection for common travel disruptions: World Nomads Travel Insurance may offer coverage for trip delays caused by natural disasters, sickness, strikes, delayed flights and more
- Why should you consider travel insurance for delayed trips?
- Types of Delays That May Be Covered
- Exclusions
- Trip Delay Maximums
- What's the difference between trip delay and trip interruption?
- How to file a claim if your trip is delayed
- FAQs
Why should you consider travel insurance for delayed trips?
You’re counting down the days to your next epic getaway, and you’re doing all you possibly can to prepare. Even when you’ve done everything right, though, unexpected delays can happen. It’s frustrating to wait even longer to leave for your dream getaway, but it’s worse when you lose money. Unfortunately, there’s a chance you could be stuck with some unexpected costs if your trip is delayed. Most of us don’t factor these additional expenses into our travel budgets, but that’s where travel insurance for trip delays may come in handy.
If you incur additional, unplanned expenses for necessary transportation, accommodations, meals or essential phone calls due to a covered delay while you’re waiting to depart, you may be reimbursed for those expenses (up to the maximum benefits shown in your policy documents).
Types of Delays That May Be Covered
- Certain airline delays
- Unexpected medical emergencies
- Your travel companion, immediate family member or business partner has an emergency medical situation or dies
- Unannounced airline strikes
- A travel advisory issued by the Canadian government
- Natural disasters
Exclusions
- Delays for reasons not listed in your plan documents
- Expenses above the per-day and maximum benefit
- Expenses covered by another party (such as your airline)
- Epidemics and pandemics
- Delays not communicated to us by the next business day
Trip Delay Maximums
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
| Up to $250 CAD per day, up to a maximum of $1,000 CAD Get a quote |
Up to $250 CAD per day, up to a maximum of $3,000 CAD Get a quote |
Up to $500 CAD per day, up to a maximum of $5,000 CAD Get a quote |
Up to $250 CAD per day, up to a maximum of $3,000 CAD Get a quote |
What's the difference between trip delay and trip interruption?
World Nomads Travel Insurance plans include coverage for both trip interruption and trip delay, but those apply to different situations. Trip delay coverage may help when your arrival at a destination is delayed. For example, the Canadian Government estimates that Canadians make about 32 million visits to countries that are potentially impacted by hurricane season, which increases the potential for weather situations that could impact your trip. If an unexpected, named storm delays the start of your trip, trip delay insurance may help. This coverage provides a subsistence allowance that may reimburse you for unplanned costs for things like commercial accommodations, meals, essential telephone calls, and taxi fares which you may incur in the event your trip is delayed due to a covered risk (up to the maximum limits shown in your policy documents).Remember, this expenses must be reasonable – you may want to contact us before you buy that fancy steak dinner or book that 5 star hotel.
Trip interruption coverage may assist if the named storm happens while you’re travelling and you’re unable to continue your trip as planned. These benefits may provide reimbursement for your unused, prepaid, non-refundable, trip arrangements as well as additional transportation expenses you may incur if your trip is interrupted due to a covered reason.
How to file a claim if your trip is delayed
Yes, it’s annoying, but trip delays are often out of your control and unfortunately are just a part of travelling. Hopefully your trip will be flawless and you’ll never have to deal with this part. If you do need to make a claim though, it’s important to know what to do.
- First and foremost, make sure you contact us by no later than the next business day when you become aware of a trip delay.
- You can then log in to your member account online and start a claim. If you didn’t create one previously, you can still create an account.
- Attempt to recoup expenses from your travel providers. For example, if your delay is caused by your airline, you’ll first want to check with them to see if they can provide hotel and meal vouchers. Check the Canadian Transportation Agency’s Flight Delays and Transportation Guide to see what is covered by airlines.
- Make sure you save all documentation that could be needed for your claim. If your flight is delayed, ask the airline for documentation that lists the original and revised departure times, as well as the cause of the delay. Also don’t forget to save all receipts for your unexpected out-of-pocket expenses.
FAQ
Here are our most frequently asked questions about cover for trip delay. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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What types of trip delays may be covered?
World Nomads offers trip delay travel insurance that may cover a variety of reasons for delays, including:
- Certain airline delays
- Unexpected medical emergencies
- Your travel companion, immediate family member or business partner has an emergency medical situation or dies
- Unannounced airline strikes
- A travel advisory issued by the Canadian government
- Natural disasters
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Which travel insurance plan is best for Canadians?
World Nomads offers single trip and annual multi-trip travel insurance plans for Canadian residents, with some that offer additional benefits and higher limits of coverage. Only you can determine the best plan for your needs, but we encourage you to check out all of the plans side by side when you get a quote and compare the coverage. If you have any questions, contact our team and they will be happy to assist.
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What types of expenses are covered by trip delay insurance?
Travel insurance for trip delays may cover a variety of reasonable expenses (up to total and daily maximum limits). Some examples include:
- Meals
- Hotel accommodations
- Taxi fares
- Essential phone calls
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What happens if I’m delayed getting home to my pet?
Additional benefits for pet kenneling may be included in the Explorer, Epic, and Annual Multi-Trip travel insurance plans for Canadian residents. If your return trip home is unexpectedly delayed, you may have to call your pet boarding facility and extend your pet’s stay. You may be reimbursed for expenses if your cat or dog has to stay at the licensed commercial kennel for longer than expected because of a covered delay (up to maximum limits as shown in your policy documents).
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Is my travel insurance extended if my plane is delayed on the way back to Canada?
Coverage will automatically be extended for up to 72 hours when there is a delay of a common carrier on which you are pre-booked as a passenger.
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What other coverage is included in a World Nomads Travel Insurance plan?
World Nomads Standard and Explorer plans both include travel insurance for trip delays, but also offer several other benefits that may include:
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Chile
Essential travel tips for Canadians visiting Chile
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Chile. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Chile like horse riding, surfing and skiing.
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
From the stark terrain of the Atacama Desert to the glaciers and fjords of Patagonia, Chile is home to some of South America’s most dramatic scenery – all within easy reach for Canadian travellers. Running along the continent’s western edge, Chile is framed by the Andes to the east and the Pacific Ocean to the west, with landscapes shifting between mountain ranges, valleys and coastline. Santiago and Valparaíso bring culture, colour and energy, while the Casablanca and Colchagua valleys offer a slower pace. Come for the scenery, stay for the rhythm of daily life – and a calendar of festivals that bring people together. Just don’t forget to get travel insurance before you leave.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Chile. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Chile
Getting active outdoors is an essential part of the Chile experience. In the north, the Atacama Desert is the place to go for sandboarding, stargazing under some of the clearest skies on earth and exploring salt flats and geysers at high altitude. Further south, Patagonia is all about scale – think multi-day treks in Torres del Paine, glacier hikes and kayaking past icebergs. You can also ride horses across wide-open plains or take on challenging climbs in the Andes. Along the coast, world-class waves roll into places like Pichilemu, while offshore waters are ideal for diving. Skiing in Chile is also world-class.
Coverage for 250 activities you love + more
Common insurance considerations for Chile
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Fell off a horse in Patagonia? Wiped out on a mountain bike descent and ended up in hospital? Ate ceviche past its prime and got a bad bout of food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation can be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having in Chile, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Chile
- Distances can be surprisingly long, so plan driving routes carefully
- Pack for changing conditions, especially if you’re visiting places like Patagonia or the Atacama where temperatures can vary widely
- Take care at altitude in northern Chile and allow time to acclimatise if visiting high-elevation areas
- Watch out for petty crime – pickpocketing, bag snatching and theft from vehicles happens in cities and tourist areas.
FAQ
Here are our most frequently asked questions about cover for Chile. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Chile?
Canadians don’t need a visa for short stays in Chile (typically up to 90 days), but you may need to show proof of onward travel. Entry requirements can change, so check before you go.
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Is Chile safe for tourists?
Chile is considered one of the safer countries in South America, but petty theft can occur, particularly in cities like Santiago and Valparaíso. Stay aware of your surroundings and take standard precautions. You may want to consider travel insurance for those unexpected situations that arise.
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What is the best time to visit Chile?
Chile’s seasons vary by region. Summer (December to February) is ideal for Patagonia, while spring and autumn are great for central regions. The Atacama Desert can be visited year-round.
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Can I drink tap water in Chile?
Tap water is generally safe to drink in cities, but in remote areas it’s best to check locally or stick to bottled water.
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What currency is used in Chile?
Chile uses the Chilean peso (CLP). Credit cards are widely accepted in cities, but it’s useful to carry cash for smaller purchases and rural areas.
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What is the best way to get around Chile?
Domestic flights are the quickest way to cover long distances, while buses are reliable and affordable. Car hire is useful for exploring certain regions at your own pace.
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Do I need travel insurance for Chile?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Argentina
Travel tips and advice for Canadians exploring Argentina
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Argentina. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Argentina like ice climbing, hiking and skiing.
- Policies for Canadians include protection for medical emergencies, trip delays and lost luggage.
One day you’re eating empanadas in a local parrilla or catching a late-night tango show; the next, you’re cycling through Mendoza vineyards, heading out on a cruise to Antarctica, standing at the edge of Iguazú Falls or heading south to Patagonia’s wide-open plains and glacier-fed lakes. In the northwest, red-rock valleys and high-altitude deserts add yet another dimension. Before venturing beyond Buenos Aires, though, catch a football match, settle in for a proper asado (barbecue) and wander barrios like San Telmo, La Boca and Recoleta to get a sense of the city’s history. Canadian travellers will find Argentinians social and welcoming – this alone can make a good destination great. Travel with confidence, knowing you’re prepared for the unexpected.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Argentina. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Argentina
Whether you’re a turbo-charged adventurer or just love getting out into the outdoors, Argentina delivers. In Patagonia, trek through Los Glaciares National Park or kayak among icebergs – or push things further with ice climbing or multi-day backcountry expeditions. Around Bariloche, it’s all about getting active surrounded by natural beauty – alpine peaks, clear lakes and forested trails set the scene for hiking, mountain biking and kayaking, with skiing in winter and options for off-piste runs. In Mendoza, ride horses in the Andes foothills, cycle quiet backroads, or ramp things up with whitewater rafting and paragliding over the mountains. In the northwest, try sandboarding and high-altitude climbs or take your time hiking through remote valleys.
Coverage for 250 activities you love + more
Common insurance considerations for Argentina
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Fell over hiking in Patagonia? Wiped out on a mountain bike descent and ended up in hospital? Ate ceviche past its prime and got a bad bout of food poisoning? Emergency assistance is a phone call away.
Trip cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having in Argentina, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Argentina
- Distances are vast, so plan ahead and consider domestic flights to cover long routes efficiently
- Dinner is eaten late, often from 9pm onwards, so adjust your schedule accordingly
- Book ahead for popular experiences like Iguazú Falls and Patagonia during peak season
- If drinking mate with locals – don’t stir the straw and pass the gourd back to the server when finished
FAQ
Here are our most frequently asked questions about cover for Argentina. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Argentina?
Canadians don’t need a visa for short stays in Argentina (typically up to 90 days). Entry requirements can change, so check before you go.
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Is Argentina safe for travellers?
Argentina is generally safe, but petty theft can occur, particularly in Buenos Aires. Stay aware of your surroundings and take standard precautions. You may want to consider travel insurance for those unexpected situations that arise.
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What is the best time to visit Argentina?
It depends on where you’re going. Summer (December to February) is best for Patagonia, while spring and autumn are ideal for Buenos Aires and wine regions.
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What currency is used in Argentina?
Argentina uses the Argentine peso (ARS). Credit cards are accepted in many places, but cash is still widely used, especially outside major cities.
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What is the best way to get around Argentina?
Domestic flights are the quickest way to cover long distances, while long-distance buses are comfortable and widely used.
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What should I wear in Argentina?
Dress is generally casual, but people tend to dress smartly in cities like Buenos Aires, especially for dining and nightlife.
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Do I need travel insurance for Argentina?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Indonesia
Everything you need to know about Indonesia, a world where ancient temples coexist with bustling cities.
- As featured in:
As featured in:
Indonesia’s the world's largest archipelago to form a single state – where emerald jungles meet sprawling rice terraces and volcanic landscapes. From Yogyakarta's vibrant streets to the Gili islands' serene shores, Indonesia’s a tapestry of diverse experiences waiting to be discovered. But, with such adventures comes the unexpected, which is why you may consider packing some travel insurance before setting off to wander Jakarta’s markets, surf Bali's waves, or trek Sumatra's lush trails.
What’s covered
At World Nomads, we try to keep insurance simple so you can focus on enjoying your time abroad. We offer two insurance plans: Standard and Explorer – our Standard Plan offers a base level of coverage, and our Explorer Plan offers coverage with more benefits and higher limits.
Depending on your Country of Residence, your travel insurance plan can offer cover for:
- Delayed, lost, or stolen baggage and personal effects: Heading to Indonesia with checked bags? There's a slim chance they might go on an unplanned tour. No sweat – our delay benefits can cover essential items (think basic clothing and toiletries) until your baggage finds its way back to you. And if your gear’s lost or pinched? We’re here to help (after you’ve gone through other necessary channels first). Want to know more about World Nomads travel insurance cover for baggage and personal effects? We have an entire article here.
- Trip cancellation and trip interruption: World Nomads travel insurance for trip interruption might have you covered for unexpected trip cancellations to Indonesia – think family emergencies or a doctor-advised travel halt. On the road and need to head back home early? Our policy could cover your return and any non-refundable costs. Just remember, keep those receipts and docs for any claims!
- Overseas medical emergencies and hospital expenses: No one plans to go to Bali and get Bali Belly, yet…we all know it happens. Problem is, your usual health insurance may not cover you abroad, and medical expenses can be costly. Both our Standard and Explorer plans offer overseas medical travel insurance coverage.
- Cover for 150+ adventure sports and activities: If you’re a fan of getting the adrenaline pumping while holidaying abroad, then Indonesia’s got the goods for you. Diving in Komodo Park, or jungle trekking in Borneo? You may be covered. With World Nomads, you're covered for over 150 adventure sports and activities. But, before you dive into Indonesia's natural wonders, make sure to check your policy to ensure your action-seeking pursuits are included.
Whether you're temple-hopping in Bali or diving in Raja Ampat, choosing the right level of coverage is key. Read the policy wording, browse the World Nomads’ Help Center, or contact our customer service team to see if what you’re planning to do is covered under your plan.
Need a quote? You can get one online, before you leave your country of residence or when you’re already in Indonesia.
Trekking at Mount Bromo at sunrise. Photo credit: Getty Images/Martin Puddy
What’s not covered
Remember, travel insurance isn't a catch-all safety net. Our goal at World Nomads is to be there for you when you need us most, but there are a few things that fall outside of our policies:
- Off the list activities and sports: If it's not in our policy wording or you haven't opted for that extra cover, those adventurous pursuits aren't covered.
- Doctor's orders: Ignoring advice from your doctor or our 24/7 Emergency Assistance Team? That's a no-go for coverage.
- Valuables on the loose: Items that get lost, stolen, or damaged because they were left unwatched? We can't cover those.
- Risky business: Taking unnecessary risks, breaking local laws, or misbehaving while under the influence of drugs or alcohol? It’s not only dumb, it’s also not covered.
- Unclaimed expenses: If you haven't tried to get back costs from other sources like carriers or booking agents, we can't step in.
- Change of heart: Decided not to travel? That's a personal choice we can't cover.
This is just a quick rundown. To really get into the nitty-gritty of what's covered (and what's not), give your policy wording a thorough read. It's the best way to know exactly where you stand with your travel insurance. Still not sure? Contact us. We’re happy to help.
Pura Ulun Danu Bratan, a Hindu temple on Bratan lake Photo credit: Getty Images/TravelCouples
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about Indonesia and travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Do I need travel insurance for Indonesia?
While travel insurance isn’t mandatory when visiting Indonesia, the healthcare system there is still evolving. Travel insurance, aside from providing cover for medical emergencies and expenses, has the added benefits of coverage for unexpected trip hiccups, baggage mishaps, and emergency medical evacuations.
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Do I file a claim for my trip to Indonesia?
With World Nomads, you can claim anywhere, anytime, online (Don’t forget to collate all your supporting documentation and have it on hand when you claim). Got questions about your claim? Get in contact - we’re always here to help.
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Do I need a visa to enter Indonesia?
Depending on your Country of Residence, you may require a visa to enter the country. Check your country of residence’s governmental travel adviser prior to departure.
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Can I get travel insurance while already traveling?
Already begun your adventure and realised you might need some travel insurance? Good news is that with World Nomads, you can purchase travel insurance while already overseas (waiting periods apply). Grab a quote today.
Travel Insurance for Nepal
What you need to know when visiting the roof of the world.
- As featured in:
As featured in:
Nepal is a small country that packs a big punch. Home to the majestic Himalayas and Everest Base Camp trek, there’s no shortage of things to do and see. Before traveling to the Roof of the World, consider packing travel insurance.
- What’s covered in Nepal?
- Why should I consider travel insurance for a trip to Nepal?
- What to look out for when travelling around Nepal
- What’s not covered?
- Travel insurance and safety tips when visiting Nepal
- FAQs for travellers going to Nepal
What’s covered in Nepal
Depending on your country of residence and the plan you choose, our policies can protect you up to policy limits for benefits including:
- Emergency medical treatment
- Medical evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
World Nomads offers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs. It’s important to note that all plans are different depending on your country of residence and the plan that you’ve selected and may require upgrades for cover to apply.
Why should I consider travel insurance for a trip to Nepal
Travel insurance could help if you land in Pokhara but your baggage doesn’t, if your trek is delayed due to extreme weather, or if you suffer altitude sickness and need to be evacuated.
Adventuring in Nepal
Our policies offer cover for injuries and accidents for more than 150 activities, sports and experiences whether you’re on jungle safari in Chitwan National Park or white-water rafting the Bhote Koshi. Be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Hiking in Nepal
Our policies offer cover for high altitude hiking, trekking and camping up to 6,000 metres including Base Camp and Annapurna. We can also cover medical evacuation if medically necessary. Keep in mind that you may require a policy upgrade to be covered.
Backpacking in Nepal
With plenty of affordable accommodation, delicious food and rich culture, Nepal is a backpacker's dream. Our policies may cover you if your passport is stolen whilst browsing Asan market, for travel disruption or if your trip is cancelled.
What to look out for when traveling around Nepal
Keep your valuables safe
Remember to remain vigilant and keep your valuables in sight when exploring Kathmandu and beyond. Our policies may cover theft if your valuables are stolen (depending on your country of residence and up to policy limits). We can also cover high-value items with an upgrade.
Staying healthy and safe in Nepal
If you get food poisoning from a dodgy dal or you’re injured while trekking, our policies can cover you for emergency medical treatment. We can even bring you home for treatment if required.
Travel disruptions in Nepal
Nepal's roads, flights, and weather can be unpredictable. If your trekking adventure is cancelled due to a natural catastrophe, or your flights are delayed due to an unforeseen event our policies can cover you.
What’s not covered
Travel insurance isn’t designed to cover everything. There are some things we can’t cover, including, but not limited to:
- Trekking/camping over 6,000 metres in elevation, mountaineering, and ice climbing
- Participation in any adventure sports activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
- Existing medical conditions
- If you travel against medical advice or neglect to adhere to U.S. Department of State ‘Do Not Travel’ warnings issued prior to departure
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
Always check the terms and conditions of your policy. If you’re not sure about anything or have any questions, contact us.
Travel insurance and safety tips when visiting Nepal
- When to visit: Autumn (September to November) and spring (March to May) are the best times to visit Nepal. Autumn offers clear skies and moderate temperatures, making it ideal for trekking. Spring brings blooming rhododendrons and milder weather, perfect for cultural sightseeing and adventure activities.
- Use licensed guides and porters: They are trained to handle emergencies and know the terrain and conditions.
- Be prepared for altitude sickness: Altitude sickness is a real possibility in Nepal. Read about how to handle altitude sickness while trekking.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
Check out our Explore section that has travel information on Nepal to get up to date information and travel tips. You can also go to our travel alerts page, which has safety information.
Stay protected on your Nepal adventure - Buy Travel Insurance today!
Have more questions
If you have more questions about travel insurance, feel free to contact us.
Top three places to visit in Nepal:
- Everest Base Camp
The ultimate trekking experience, Everest Base Camp offers breathtaking views of the world’s highest peak. The journey is challenging but incredibly rewarding. - Pokhara
This scenic lakeside town is a gateway to the Annapurna region and offers beautiful mountain views, peaceful lakes, and adventure activities like paragliding. - Kathmandu
Nepal’s bustling capital is filled with ancient temples, palaces, and rich history. Don’t miss the famous Boudhanath Stupa and Swayambhunath (Monkey Temple).
Note: all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.
Travel insurance doesn’t cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. If you have any questions, please contact us.
Are you sick in the mountains?
If you are presently in Nepal and suspect you are suffering from Acute Mountain Sickness (AMS) you should immediately contact our 24/7 Emergency Assistance team. Symptoms may include headaches, nausea, shortness of breath and inability to exercise. Most cases are mild but some are life-threatening.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQs for travellers going to Nepal
Here are our most frequently asked questions about travelling to Nepal and travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do I need travel insurance for trekking in Nepal?
Trekking in Nepal involves high-risk activities, and travel insurance with adventure coverage should be considered just in case you suffer an injury, illness or get lost and need to be evacuated. World Nomads Travel Insurance could be useful if you have a medical emergency or need to be evacuated off the side of a mountain.
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Will travel insurance cover flight cancellations due to weather in Nepal?
World Nomads Travel Insurance can cover non-refundable expenses for flight cancellations caused by severe weather disruptions, especially in the Nepalese mountains. Read your policy for more details and scan for the sections in the PDS that mention severe weather or natural disasters or contact us for more information.
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Can I buy travel insurance once I’m already in Nepal?
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Nepal. Please be aware that if you buy a policy while traveling, waiting periods, conditions and restrictions on cover do apply.
Travel Insurance for Nepal
What you need to know when visiting the roof of the world.
- As featured in:
As featured in:
Nepal, with its beautiful Himalayan landscapes, rich culture, and endless opportunities for exploration, is a dream destination for adventurous New Zealanders. However, it’s not without its risks. Whether you're trekking to Everest Base Camp or exploring ancient temples in Kathmandu, travel insurance should be considered during your trip.
Before you visit the Roof of the World, you may want to consider World Nomads travel insurance.
- What’s covered in Nepal?
- Why should I consider travel insurance for a trip to Nepal?
- What to look out for when travelling around Nepal
- What’s not covered?
- Travel insurance and safety tips when visiting Nepal
- FAQs for travellers going to Nepal
What’s covered in Nepal
Our policies can offer cover (up to policy limits) for benefits including:
- Emergency medical treatment
- Medical evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
World Nomads offers New Zealand travellers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
Why should I consider travel insurance for a trip to Nepal
Travel insurance could help if you land in Pokhara but your baggage doesn’t, if your trek is delayed due to a natural disaster, or if you suffer altitude sickness and need to be evacuated.
Adventuring in Nepal
Our policies can cover injuries and accidents for more than 150 activities, sports and experiences whether you’re cycling the Kathmandu Valley rim or white-water rafting the Trishuli. Be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Hiking in Nepal
Our policies offer cover for high altitude hiking, trekking and camping up to 6,000 metres including Base Camp and Annapurna. We can also cover medical evacuation if medically necessary. Keep in mind that you may require a policy upgrade to be covered.
Backpacking in Nepal
With plenty of affordable accommodation, delicious food and a rich culture, Nepal is a backpacker's dream. Our policies may cover you if your passport is stolen whilst browsing the Mangal Bazaar, for travel interruptions or if your trip is cancelled.
What to look out for when travelling around Nepal
Keep your valuables safe
Remember to remain vigilant and keep your valuables in sight when exploring Kathmandu and beyond. Our policies may cover you if your valuables are stolen (up to policy limits). We can also cover high-value items with an upgrade.
Staying healthy and safe in Nepal
If you get food poisoning from a dodgy curry or you’re injured on your trek, our policies can cover you for emergency medical treatment. We can even bring you home for treatment if required.
Travel disruptions in Nepal
Nepal's roads, flights, and weather can be unpredictable. If your trekking adventure is cancelled due to a natural disaster, or your flights are delayed due to an unforeseen event our policies can cover you.
What’s not covered
Travel insurance isn’t designed to cover everything. There are some things we can’t cover, including, but not limited to:
- Trekking/camping over 6,000 metres in elevation, mountaineering, and ice climbing
- Participation in any adventure sports activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
- Existing medical conditions . If you do meet the criteria for automatically covered medical conditions you may be covered for 40 automatically covered existing medical conditions.
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the New Zealand Government (see https://www.safetravel.govt.nz/)
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
Travel insurance and safety tips when visiting Nepal
- When to visit: Autumn (September to November) and spring (March to May) are the best times to visit Nepal. Autumn offers clear skies and moderate temperatures, making it ideal for trekking. Spring brings blooming rhododendrons and milder weather, perfect for cultural sightseeing and adventure activities.
- Use licensed guides and porters: They are trained to handle emergencies and know the terrain and conditions.
- Be prepared for altitude sickness: Altitude sickness is a real possibility in Nepal. Read about how to handle altitude sickness while trekking.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
Check out our Explore section that has travel information on Nepal to get up to date information and travel tips. You can also go to our travel alerts page, which has safety information.
Stay protected on your Nepal adventure – Get a Travel Insurance Quote today!
Have more questions
If you have more questions about travel insurance, feel free to contact us.
Top three places to visit in Nepal:
- Everest Base Camp
The ultimate trekking experience, Everest Base Camp offers breathtaking views of the world’s highest peak. The journey is challenging but incredibly rewarding. - Pokhara
This scenic lakeside town is a gateway to the Annapurna region and offers beautiful mountain views, peaceful lakes, and adventure activities like paragliding. - Kathmandu
Nepal’s bustling capital is filled with ancient temples, palaces, and rich history. Don’t miss the famous Boudhanath Stupa and Swayambhunath (Monkey Temple).
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Are you sick in the mountains?
If you are presently in Nepal and suspect you are suffering from Acute Mountain Sickness (AMS) you should immediately contact our 24/7 Emergency Assistance team. Symptoms may include headaches, nausea, shortness of breath and inability to exercise. Most cases are mild but some are life-threatening.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQs for travellers going to Nepal
Here are our most frequently asked questions about travelling to Nepal and travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do I need travel insurance for trekking in Nepal?
Trekking in Nepal involves high-risk activities, and travel insurance with adventure coverage should be considered just in case you suffer an injury, illness or get lost and need to be evacuated. World Nomads Travel Insurance could be useful if you have a medical emergency or need to be evacuated off the side of a mountain.
-
Will travel insurance cover flight cancellations due to weather in Nepal?
World Nomads Travel Insurance can cover non-refundable expenses for flight cancellations caused by severe weather disruptions, especially in the Nepalese mountains. Read your policy for more details and scan for the sections in the Policy Document that mention severe weather or natural disasters or contact us for more information.
-
Can I buy travel insurance once I’m already in Nepal?
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Nepal. Please be aware that if you buy a policy while travelling, waiting periods, conditions and restrictions on cover do apply.
Travel Insurance for Nepal
What you need to know when visiting the roof of the world.
- As featured in:
As featured in:
Home to the towering Himalayan mountains and the iconic Everest Base Camp trek, Nepal offers exhilarating outdoor adventures and vibrant, historical cities to explore. Before you visit the Roof of the World, consider packing World Nomads travel insurance.
- What’s covered in Nepal?
- Why should I consider travel insurance for a trip to Nepal?
- What to look out for when travelling around Nepal
- What’s not covered?
- Travel insurance and safety tips when visiting Nepal
- FAQs for travellers going to Nepal
What’s covered in Nepal?
Our policies can offer cover (up to policy limits) for benefits including:
- Emergency medical treatment
- Medical evacuation and repatriation
- More than 150 activities, sports, and experiences
- Trip cancellation and delay
- Baggage and personal belongings
- Coronavirus-related events
- Cover for families small and large
- Cover for extended stays and if you’re working
World Nomads offers Australian travellers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
Why should I consider travel insurance for a trip to Nepal?
Travel insurance could help if you land in Pokhara but your baggage doesn’t, if your trek is delayed due to a natural disaster, or if you suffer altitude sickness and need to be evacuated.
Adventuring in Nepal
Our policies can cover injuries and accidents for more than 150 activities, sports and experiences whether you’re cycling the Kathmandu Valley rim or white-water rafting the Trishuli. Be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.
Hiking in Nepal
Our policies offer cover for high altitude hiking, trekking and camping up to 6,000 metres including Base Camp and Annapurna. We can also cover medical evacuation if medically necessary. Keep in mind that you may require a policy upgrade to be covered.
Backpacking in Nepal
With plenty of affordable accommodation, delicious food and a rich culture, Nepal is a backpacker's dream. Our policies may cover you if your passport is stolen whilst browsing the Mangal Bazaar, for trip interruptions or if your trip is cancelled.
What to look out for when travelling around Nepal
Keep your valuables safe
Remember to remain vigilant and keep your valuables in sight when exploring Kathmandu and beyond. Our policies may cover you if your valuables are stolen (up to policy limits). We can also cover high-value items with an upgrade.
Staying healthy and safe in Nepal
If you get food poisoning from a dodgy curry or you’re injured on your trek, our policies can cover you for emergency medical treatment. We can even bring you home for treatment if required.
Travel disruptions in Nepal
Nepal's roads, flights, and weather can be unpredictable. If your trekking adventure is cancelled due to a natural disaster, or your flights are delayed due to an unforeseen event our policies can cover you.
What’s not covered?
Travel insurance isn’t designed to cover everything. There are some things we can’t cover, including, but not limited to:
- Trekking/camping over 6,000 metres in elevation, mountaineering, and ice climbing
- Participation in any adventure sports activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
- Existing medical conditions. If you do meet the criteria for automatically covered medical conditions you may be covered for 40 automatically covered existing medical conditions.
- Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see www.smartraveller.gov.au)
- Unsupervised baggage or personal items
- Being intoxicated by alcohol or drugs or acting illegally.
Be sure to read the Policy Disclosure Statement (PDS) and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim. Always check the terms and conditions of your policy. If you’re not sure about anything or have any questions, contact us.
Travel insurance and safety tips when visiting Nepal
- When to visit: Autumn (September to November) and spring (March to May) are the best times to visit Nepal. Autumn offers clear skies and moderate temperatures, making it ideal for trekking. Spring brings blooming rhododendrons and milder weather, perfect for cultural sightseeing and adventure activities.
- Use licensed guides and porters: They are trained to handle emergencies and know the terrain and conditions.
- Be prepared for altitude sickness: Altitude sickness is a real possibility in Nepal. Read about how to handle altitude sickness while trekking.
- Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
Check out our Explore section that has travel information on Nepal to get up to date information and travel tips. You can also go to our travel alerts page, which has safety information.
Stay protected on your Nepal adventure – Get a Travel Insurance Quote today!
Have more questions?
If you have more questions about travel insurance, feel free to contact us.
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help.
Top three places to visit in Nepal:
- Everest Base Camp
The ultimate trekking experience, Everest Base Camp offers breathtaking views of the world’s highest peak. The journey is challenging but incredibly rewarding.
- Pokhara
This scenic lakeside town is a gateway to the Annapurna region and offers beautiful mountain views, peaceful lakes, and adventure activities like paragliding.
- Kathmandu
Nepal’s bustling capital is filled with ancient temples, palaces, and rich history. Don’t miss the famous Boudhanath Stupa and Swayambhunath (Monkey Temple).
Are you sick in the mountains?
If you are presently in Nepal and suspect you are suffering from Acute Mountain Sickness (AMS) you should immediately contact our 24/7 Emergency Assistance team. Symptoms may include headaches, nausea, shortness of breath and inability to exercise. Most cases are mild but some are life-threatening.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQs for travellers going to Nepal
Here are our most frequently asked questions about travelling to Nepal and travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do I need travel insurance for trekking in Nepal?
Trekking in Nepal involves high-risk activities, and travel insurance with adventure coverage should be considered just in case you suffer an injury, illness or get lost and need to be evacuated. World Nomads Travel Insurance could be useful if you have a medical emergency or need to be evacuated off the side of a mountain.
-
Will travel insurance cover flight cancellations due to weather in Nepal?
World Nomads Travel Insurance can cover non-refundable expenses for flight cancellations caused by severe weather disruptions, especially in the Nepalese mountains. Read your policy for more details and scan for the sections in the PDS that mention severe weather or natural disasters or contact us for more information.
-
Can I buy travel insurance once I’m already in Nepal?
With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Nepal. Please be aware that if you buy a policy while travelling, waiting periods, conditions and restrictions on cover do apply.
Travel Insurance for Croatia
What Canadians should know before visiting Croatia
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Croatia. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Croatia like diving, hiking and sailing.
- Policies for Canadians include protection for medical emergencies, trip cancellations and lost luggage.
From Dubrovnik’s medieval walls to the islands of Hvar and Korčula and the waterfalls of Plitvice Lakes National Park, Croatia packs coastline, culture and natural beauty into one fun trip – as more Canadians than ever are discovering. Dubrovnik’s Old Town, better known to many as King’s Landing from Game of Thrones, is a must-see for its dramatic setting and sea views. Along the Adriatic, historic towns meet clear blue water; inland, national parks and quieter regions invite travellers to slow down. With short distances and easy ferry connections, hopping between cities, islands and nature is easy. Travel insurance means you can set off for Croatia with confidence, knowing you’re prepared for the unexpected.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Croatia. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Croatia
Ready for some outdoor excitement? Croatia is made for it. Scuba dive in the clear Adriatic waters to explore shipwrecks and underwater caves, or kayak past cliffs and coves around Dubrovnik and the islands. Along the coast, cliff jumping is a popular way for thrill seekers to cool off, and you can sail between Hvar and Korčula for breathtaking scenery, swimming and snorkelling. Hiking trails and waterfalls await at inland national parks like Plitvice and Krka, while river canyons near Omiš are where to go for rafting, kayaking and ziplining. For a change of pace, explore Croatia by bike or on horseback, and be sure to head into the mountains of Biokovo or Vidova Gora for spectacular views
Coverage for 250 activities you love + more
Common insurance considerations for Croatia
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you got travel insurance before you left home. Had a spill cliff jumping along the Adriatic coast? Had a traffic accident on a winding road? Ate some dodgy seafood and got a nasty bout of food poisoning? Emergency assistance is a phone call away.
Trip interruption
No matter how good of a time you’re having in Croatia, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can arise before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads, which means you can cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Missing luggage
Nothing gets a trip off to a rocky start quite like arriving in Croatia without your bags. If your checked luggage is lost or delayed, travel insurance benefits may help reimburse you for lost items. Keep original receipts for any personal items you buy – like a toothbrush, medication or a change of clothes. The first step is always to report missing luggage to your carrier and check what compensation they may provide.
Tips for travelling to Croatia
- Travel outside peak season (July and August) to avoid crowds and higher prices.
- Book ferries and accommodation ahead in summer, as popular routes and islands like Hvar can fill up quickly.
- Be mindful of pickpocketing in busy areas; keep your belongings close and avoid carrying large sums of cash.
- Use ATMs from official banks rather than Euronet machines or exchange booths to get better rates and lower fees.
FAQ
Here are our most frequently asked questions about cover for Croatia. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Croatia?
Canadians don’t need a visa for short stays in Croatia (up to 90 days within a 180-day period), but must apply for ETIAS authorization before arrival. Check current requirements before you travel.
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Is Croatia safe for tourists?
Croatia is generally safe for travellers, with low levels of crime. Petty theft can occur in busy areas, so stay aware of your surroundings and keep valuables secure. Check Canadian government advice before travelling and consider travel insurance.
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What is the best time to visit Croatia?
May to June and September to October offer warm weather and fewer crowds. July and August are peak season, especially along the coast and islands.
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Can I drink tap water in Croatia?
Yes, tap water is safe to drink across Croatia.
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Do I need travel insurance for Croatia?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)