Mexico Travel Insurance
31 states. Countless adventures. Make sure you’re covered for medical emergencies, baggage and personal belongings, and more.
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As featured in:
What’s the first thing that comes to mind when you think of Mexico? Sun-kissed beaches, delicious tacos, and a welcoming, friendly culture all come to mind for us. Travelers also come for the all-inclusive resorts, river kayaking, hiking to ancient Mayan ruins or simply as a stop on a cruise. Whatever your dream vacation looks like, Mexico is a place of endless adventure and rich culture.
- Do I need travel insurance for Mexico?
- Travel insurance for medical emergencies in Mexico
- Travel insurance for lost or stolen bags in Mexico
- Travel insurance for cancelled or delayed trips to Mexico
- Travel insurance for crime in Mexico
- Travel insurance for activities in Mexico
With this much diversity, you can bet we’ve seen all sorts of travel insurance claims from Canadians in Mexico. You’ve escaped the cold; make sure you’re prepared for the sun!
Do I need travel insurance for Mexico?
Your medical insurance back home may not work in Mexico and will not provide cover for such things as trip cancellation or trip interruption. World Nomads travel insurance plans provide protection against certain unexpected and unforeseeable circumstances that might disrupt your travel plans. While travel insurance isn’t required to enter Mexico, you’ll want to consider travel insurance to protect yourself against those unforeseen events like accidents, theft, bad weather and more.
Our travel insurance plans also include important travel, medical and security assistance services designed to provide you with assistance and guidance before and during your trip. Keep in mind that certain parts of Mexico are more dangerous than others. Before booking a ticket, make sure you are comfortable with the government-issued safety warnings. Drug-related crime can occur even in tourist destinations. As with all places, watch your surroundings and take extra precautions for your personal safety
Travel insurance for medical emergencies in Mexico
With a country as big as Mexico, the healthcare system can be different city-to-city, region-to-region and may not be what you are familiar with back home. In small clinics, you may have to give your provider cash or credit card payment before being seen by a medical professional. Large hospitals may also have policies and procedures in place that require upfront payment or payment guarantees. The 24/7 Emergency Assistance Team can help you navigate the process.
The best thing you can do to protect yourself against emergency medical expenses, is to have travel insurance for your trip to Mexico.
In a medical emergency, the first thing you should do (if you are medically able) is call the 24/7 Emergency Assistance Team. The team could help you find a reputable medical centre and could help organize the care you need. If you are unable to call until later, make sure you call us as soon possible.
A common ailment affecting travelers to Mexico are gastrointestinal disorders. In Mexico, travelers should not drink water straight from the tap without double checking that it’s been filtered. The same goes for ice in drinks. The water system is not the same as back home in Canada, and it could make you sick.
And, while many travelers recommend trying street food in Mexico, make sure you pick a cart that looks clean and doesn’t have food sitting out in the sun for too long. Simple common sense can save you a bad stomachache later on!
Get a quote, read your policy and give us a call if you have any questions.
Travel insurance for lost or stolen bags in Mexico
One of the common claims we get is for lost or stolen bags in Mexico. Whether the airline lost your luggage, or your purse was stolen on the beach, these things do happen. We’re not saying it’s any worse in Mexico than other places, but it is common.If the airline damages or loses your checked bags, the first step is to try and remedy the situation with them. If that fails, your travel insurance for Mexico may provide reimbursement. Make sure you obtain a report and a letter of coverage or denial from the transportation carrier as you will need these when you submit your claim to us. You will also need to submit receipts or sales slips for all items claimed under your baggage and personal effects coverage. You could be reimbursed for a change of clothes and basic toiletries until you are reunited with your stuff. If you have a snorkeling trip planned the next day (and you have a receipt to prove it), a new swimsuit could even be reimbursed.
If someone stole your bags in Mexico, the first step is to file a police report. Then, give the 24/7 Emergency Assistance Team a call. You could be reimbursed for your stolen bags and personal belongings, minus depreciation and up to your policy limits. Certain qualifying factors would have to have occurred, as well. For instance, you couldn’t have left your belongings alone by the pool or have been intoxicated when the theft took place. It’s always best to read your policy details to understand what you will and won’t be covered for.
Travel insurance for cancelled or delayed trips to Mexico
Sometimes your plans just don’t work out. Maybe a hurricane destroys your resort or a loved one back in Canada gets sick. World Nomads travel insurance plans include trip cancellation and trip interruption benefits that may provide reimbursement for your prepaid, non-refundable expense if you need to cancel or interrupt your trip. There are a variety of reasons why you might need to cancel or interrupt your trip to Mexico. Travel insurance does not cover everything. Your travel insurance for Mexico may help protect your travel expenses if you need to cancel or interrupt your trip for a covered reason.
Hurricane season starts in June and ends in October, but the most likely months for a big storm are in August and September. The Yucatan Peninsula is especially at risk, but hurricanes have hit Baja California on the Pacific side. Storms are hard to predict, so the best thing you can do is protect yourself with travel insurance in case an unexpected hurricane threatens your trip. If you bought your travel insurance policy prior to the storm developing into a major event (when the storm system first becomes classified as a hurricane), your travel insurance for Mexico may provide cancellation protection if you are unable to occupy your destination residence because of a natural disaster. If you find yourself in the bullseye of the storm, you should contact our 24/7 Emergency Assistance Team and the team can provide emergency travel assistance. You may also be eligible for trip interruption benefits.
Trip interruption and trip cancellation coverage can also help protect you in case of emergencies back home in Canada. If you need to cancel or interrupt your trip due to a covered reason such as a medical emergency or the death of an immediate family member, you may be eligible for reimbursement of your prepaid non-refundable (up to the policy limits) hotel expenses or airfare that you can no longer use. This benefit could especially come in handy for snowbirds or other long term stays in Mexico. Get a quote to see the price of your long- or short-term stay.
Travel insurance for crime in Mexico
Mexico is a beautiful place to visit year-around. However, there are certain cities and areas that you may want to reconsider visiting. Travelers worldwide are often targeted by criminals looking to take advantage of tourists who look out of place or are just in the wrong place at the wrong time. When in Mexico, be aware of your surroundings and stay away from areas known to have high crime.
We’ve written pretty extensively about various scams and common crimes in Mexico in our Destination Guide. It all comes down to avoiding bad areas, protecting your stuff and staying vigilant.
However, crime can happen at any time. If this happens to you, and you’re injured in the assault or become a victim of theft, seek assistance from the local authorities. If you need to seek medical attention, contact the 24/7 Emergency Assistance Team for help. You’ll need to get a police report from the police immediately or as soon as reasonably possible, and a written confirmation of the loss from the hotel manager, tour guide, or transportation authorities, where relevant. Need help deciding what to do? Call our 24/7 Emergency Assistance Team and our team will help you with emergency medical or travel assistance..
Travel insurance for activities in Mexico
Once you’ve done sampling those street vendor tacos, we’ve got you covered for more than 250 activities in Mexico, like snorkeling, kayaking and hiking. You’ll need to list out your planned activities when you are purchasing your policy for travel insurance for Mexico. Some activities will require an extra level of coverage, depending on the risk involved.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Got into an accident?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need to get to a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Video camera gone?
- Laptop lost?
- Sports gear stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamCamping Travel Insurance Plans
Canadian residents can protect their camping trips with travel insurance
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At a glance:
- World Nomads plans may provide cover for your camping trip up to 3,000 metres, with the ability to pay an extra premium and be covered for camping up to 6,000 metres
- Coverage for injuries and medical transport if you're seriously hurt while camping
- Reimbursement for cancelled tours, delays, or interruptions due to covered events
- Gear & Baggage benefits can help cover lost, stolen, or damaged camping gear and luggage
- Access to emergency assistance anytime, anywhere
- Why should I consider travel insurance for my camping trip?
- Camping travel insurance: What may be covered?
- What level of travel insurance coverage do I need for my camping trip?
- Is there travel insurance for summer camps?
- Is there Everest Base Camp travel insurance?
- What may not be covered when on a camping trip?
- Top safety tips we recommend for your camping trip
- FAQs
Maybe you're car camping in Banff National Park or taking your camping adventures to new heights in Europe. Either way, you’ll surely have an epic adventure when you’re sleeping under the stars. But whenever you're camping, you should be prepared for the unexpected. If you’ll be camping while travelling, you may want to protect your adventure with World Nomads Travel Insurance for camping. Our travel protection plans include a range of camping travel insurance benefits that could help with everything from stolen gear to unexpected medical expenses.
Why should I consider travel insurance for my camping trip?
From a nasty case of poison ivy to a badly sprained ankle putting a halt to your adventure, unexpected issues can derail even the most carefully planned camping trips. Travel insurance for camping may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently – whether you're pitching a tent at a primitive site or living large in a luxury RV.
Nomads tip Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you're unsatisfied for any reason, you can cancel the policy and receive a full refund.
Camping travel insurance: What may be covered?
There’s nothing we love more than sitting around a campfire making s’mores. Since we love the great outdoors too, we’ve designed our plans to include travel insurance for camping. We also offer coverage for more than 250 other sports, activities and experiences.
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Emergency Medical Expenses
For snake and spider bites that require emergency medical treatment -
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen camping gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from enjoying your camping trip
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my camping trip?
World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.
- Standard Plan – This is the most basic plan but includes camping travel insurance as well as up to $5,000,000 CAD in emergency medical expenses and $2,500 CAD for trip cancellation and trip interruption.
- Explorer Plan – This plan also covers camping, but has higher limits of coverage.
When you’re camping, you’ll probably also be doing other things like hiking or biking. That’s totally fine, because there’s over 250 other sports, activities and experiences that could be covered when you purchase travel insurance for camping. When you purchase your policy, you’ll need to list camping, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. Costs may vary depending on the additional activities you list.
- Level 1 Activities: Camping, hiking, and backpacking up to 3,000 metres
- Level 3 Activities: Camping, hiking, and backpacking up to 6,000 metres
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: World Nomads Travel Insurance can also cover your camping trip within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province, too.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
Is there travel insurance for summer camps?
Summer camp brings back such fond memories of our childhood, but we know from our own experience, accidents can happen. If you’re sending your children to summer camp, travel insurance may help with a variety of unexpected situations, including injuries related to more than 250+ sports, activities and experiences such as swimming and archery. If the camp is outside of your home province, you can purchase a policy for your child that includes travel insurance for summer camp. If you have more than one child, you can even include them in the same policy.
Is there Everest Base Camp travel insurance?
If you’re headed to Everest Base Camp, travel insurance coverage for Asia may help with a variety of situations – even while you’re hiking there. You’ll need to pay an extra premium to be covered for hiking and camping up to 6,000 metres, though. If you get hurt and your condition is severe, acute, or life-threatening, and adequate treatment is not available in your immediate area, travel insurance for Everest Base Camp may also include benefits such as evacuation and transportation to a medical facility best suited for your care, subject to approval from the treating medical physician and the 24/7 Emergency Assistance Team. To avoid scam risks, make sure you contact our team before arranging your own evacuation.
What may not be covered when on a camping trip?
- Unattended baggage, camping gear, or personal items
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have explicitly advised you not to go camping
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Camping or travelling in your home province
- Camping, hiking, or backpacking at elevations over 6,000 metres
Top safety tips we recommend for your camping trip
- Pay attention to the weather. Take a look at the forecast before you go, but since conditions can change quickly, always keep an eye on it while you’re camping.
- Don’t leave unsecured food out, as that can attract wildlife. You can store it in your car, a bear-safe container, or a food storage locker.
- Use insect repellent, but still check for ticks at least once a day when outdoors.
- Keep campfires small and contained, and never leave them unattended.
- Bring plenty of water and stay hydrated.
- Arrive at your campsite before dark to get everything set up.
- Choose the right camping gear for your particular trip.
FAQ
Here are our most frequently asked questions about cover for camping. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Are camping trips covered under World Nomads Travel Insurance?
Yes, camping is covered under both plans offered by World Nomads Travel Insurance, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Camping up to 3,000 metres is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your camping travel insurance policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like camping, hiking, and backpacking up to 6,000 metres. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a camping trip?
If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, pre-paid, non-refundable tours that you paid for in advance. If you trip and fall while hiking and require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date.
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Does World Nomads offer travel insurance for camping overseas?
Yes, some of the best camping spots are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Argentina, you could have the opportunity to camp in the beautiful Andes Mountains. When you get a quote for camping travel insurance, you’ll need to input where you’ll be travelling.
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Can I purchase summer camp travel insurance for my kids?
If you’re sending your children to summer camp, travel insurance may help with a variety of unexpected situations, including injuries related to more than 250+ sports, activities and experiences such as swimming and archery. If the camp is outside of your home province, you can purchase a policy for your child that includes travel insurance for summer camp. If you have more than one child, you can even include them in the same policy.
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Can I purchase travel insurance for Everest Base Camp?
Yes, but you’ll need to pay an extra premium to be covered for hiking and camping up to 6,000 metres when you purchase Everest Base Camp travel insurance. If you get hurt and your condition is severe, acute, or life-threatening, and adequate treatment is not available in your immediate area, travel insurance for Everest Base Camp may also include benefits such as evacuation and transportation to a medical facility best suited for your care, subject to approval from the treating medical physician and the 24/7 Emergency Assistance Team. Keep in mind that no coverage will apply while you’re hiking above 6,000 metres, though.
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What should I do if I get hurt while I’m camping?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, and swimming could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by both plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next camping trip?
Not sure where your next camping adventure should take you? Check out some of our favorite camping locations around the world and get destination-specific travel insurance tips to help you plan with confidence.
Camping in Argentina: A Nomad’s Guide
4WD Northern Namibia: Camping on the Huab River
Nature Getaways: Hiking and Camping in Glacier National Park
Mexico Travel: Kayaking and Camping in Baja’s Loreto Bay
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for Spain
A trip to Spain can offer excitement, adventure, or pure relaxation. You can do it all in Spain!
- As featured in:
As featured in:
Bars, tapas, wine and fiestas. Ole
With such diverse geography and cultures, Spain has plenty to offer travelers from all over the globe. As well as unique art and music, there are countless outdoor adventure activities, and a thriving nightlife.
While your trip will usually go off without a hitch, travel insurance is a backup, and even a life saver, if you or your loved ones run into trouble or are sick or injured. It can also save you a lot of money and headaches.
For example, if you’ve arrived in beautiful Barcelona but your checked-in bags have gone missing and are delayed by the carrier for more than 24 hours after your arrival, we’ll reimburse you (up to the benefit limits) to replace your essential clothing and toiletries while you wait for your baggage to be returned. Check out our Help center article on what to do if the airline carrier loses your bags.
Why should I consider travel insurance when travelling to Spain?
With World Nomads you can buy travel insurance as soon as your trip is locked in or while you're traveling (waiting periods apply); it’s entirely up to you.
World Nomads has two plans – Standard and Explorer - which cover an array of activities including mountain biking, skiing, hiking, kayaking, surfing, and scuba diving. We also offer cover for other key events including:
- Medical evacuation and repatriation back to your country of residence.
- Cancellation/trip interruption
- Delays or missed flights
- Lost, stolen or damaged baggage
- Travel curtailment
- Cover for some Coronavirus-related events.
Travel insurance tip: always make sure you’ve done your research on the countries your visiting as there may be US Department of State and local government imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list your World Nomads policy will not provide cover for the reasons outlined in the warning. The US Department of State (DOS) currently advises against all but essential travel to many countries and territories due to coronavirus (COVID-19) risks. You can look up DOS foreign travel advice here.
World Nomads believes in giving back to the communities we visit as travellers.
One hundred percent of all donations go directly to the project.
Left home without travel insurance?
What to look out for when traveling to Spain
Crime in Spain
While wandering around the beautiful streets of Barcelona, Madrid, Grenada, and Seville can be a dream come true you also need to remain vigilant and keep your valuables in sight. Pickpockets often work in teams of two or more and tend to target money and passports. Remember to keep a photocopy or scanned copy of your passport and other important documents separate somewhere safe. Check out our baggage and valuables travel insurance cover designed for international travellers.
Nightlife in Ibiza and festivals
While it has almost become a rite of passage for many travelers to visit Ibiza, Mallorca and Valencia to enjoy the nightlife and festivities, you should always make sure you are in control and don’t go overboard with alcohol and other substances. We want you to have fun but also to be alert to your surroundings. Buy your own drinks and always keep sight of them. Stick with your travel companions, especially at big festivals.
Cover for adventure activities and sports while in Spain
While many visit Spain for the tapas markets, bars, cafes and museums in Spain, there are also adventures to be had off the beaten track. Spain offers any number of outdoor activities and sports. Some great examples include:
- Off-road quad biking, snorkelling or Scuba Diving in the Balearic Islands.
- Whitewater rafting in the South Coast of Spain.
- A two-day trek to the summit of Mulhacén in the Sierra Nevada.
- Kayaking in the waters around Valencia, Allicante and Almeira on the east coast
Note: always check your Policy Wording carefully to make sure all your chosen activities are covered. You may need to upgrade your level of cover for a specific activity.
Cover for some Coronavirus-related events
The level of coverage you’ll have for any Coronavirus (COVID-19)-related events under our Standard and Explorer plans will depend on your Country of Residence. If you are diagnosed with COVID-19 while traveling around Spain, your benefits may include:
- Medical costs including hospitalization
- Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending physician.
Some of our Explorer plans also offer coverage for some additional COVID-19-related events to assist our travelers, such as cancellation following your diagnosis. Additionally all of our travelers have access to our 24-hour Emergency Assistance Team, who can help you with access to local medical care.
To find out what cover applies to you, read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
Vaccinations
Check with a medical practitioner regarding the vaccinations you may need – especially if you’re traveling to other countries in addition to Spain – preferably at least eight weeks before you travel. Evidence of vaccination (in the form of a certificate) could be a requirement for entry to some countries. Take some time to learn about any specific health risks in the country(ies) you are visiting.
Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance For Spain
A trip to Spain can offer excitement, adventure, or pure relaxation. You can do it all in Spain!
- As featured in:
As featured in:
Bars, tapas, wine and fiestas. Ole
With incredible beaches and mountains, mesmerizing art and culture, and some of the best party hotspots in Europe, Spain has a little bit of everything to offer Irish globetrotters.
From medical evacuations and lost luggage and gear, to the always dreaded travel delays, and now Coronavirus, packing travel insurance can save you a lot of money should something go wrong while you’re in Spain.
- Why do I need travel insurance to go to Spain?
- What to look out for when travelling to Spain
- Will I need a Schengen Visa to go to Spain?
- Health changes and cover for some Coronavirus-related events
- Vaccinations
Why do I need travel insurance to go to Spain?
In the current travel landscape it’s becoming increasingly a case of when rather than if you’ll need travel insurance. With World Nomads you can buy travel insurance as soon as your trip is locked in or while you're travelling (waiting periods apply), it’s entirely up to you.
For example, you could be planning to travel around Spain for a fortnight, but your trip is cut short on day four due to events out of your control such as - an unforeseen travel delay, a natural catastrophe or a missed flight connection - as long as you’ve purchased the Explorer Plan you may be covered for a number of insured events as part of our trip interruption cover. Always check your Policy Wording carefully so you understand what is and isn’t covered.
World Nomads has two plans - Standard and Explorer - which cover an array of activities such as mountain biking, skiing, hiking, kayaking, surfing, and scuba diving. We also offer cover for other key events including:
- Medical evacuation and repatriation back to Ireland.
- Cancellation/trip interruption (Explorer Plan)
- Travel delays or missed flights (Explorer Plan)
- Lost, stolen or damaged baggage
- Travel curtailment (Explorer Plan)
- 24/7 worldwide Emergency Assistance
- Cover for some Coronavirus-related events (Explorer Plan)
Left home without travel insurance?
Travel insurance tip: always make sure you’ve done your research on not just on Spain, but each of the countries you’re planning to visit as there may be Irish government-imposed travel restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ or "Avoid Non-essential Travel' list then your World Nomads policy will provide cover for the reasons outlined in the warning. The Ireland Department of Foreign Affairs (DFA) currently advises to avoid non-essential travel to many countries and territories in Europe due to coronavirus (COVID-19) risks. You can look up DFA foreign travel advice here, and read the DFA’s COVID-19 travel advice by clicking here.
World Nomads believes in giving back to the communities we visit as travellers.
What to look out for when travelling to Spain
Crime in Spain
While wandering around the beautiful streets of Barcelona, Madrid, Grenada, and Seville can be a dream come true you also need to remain vigilant and keep your valuables in sight. Thieves often work in teams of two or more and tend to target money and passports. Remember to keep a photocopy or scanned copy of your passport and other important documents somewhere safe. Check out our baggage and valuables travel insurance cover designed for residents of Ireland.
Nightlife in Ibiza and festivals
While it has almost become a rite of passage for many Irish to visit Ibiza, Mallorca and Valencia to hit its party spots and festivals, make sure you are in control and don’t go overboard with alcohol and other substances. We want you to have fun but also to be alert to your surroundings. Buy your own drinks and keep sight of them at all times. Stick with your travel buddies, especially at big festivals.
Cover for adventure activities and sports while in Spain
While many visit Spain for its Tapas markets, bars, cafes and museums in Spain, there are also adventures to be had off the beaten track. Spain offers any number of outdoor activities and sports. Some great examples include:
- Off-road quad biking, snorkelling or scuba diving in the Balearic Islands.
- Whitewater rafting in the South Coast of Spain
- A two-day trek to the summit of Mulhacén in the Sierra Nevada.
- Kayaking in the waters of Valencia, Allicante and Almeira on the east coast
Note: always check your Policy Wording carefully to make sure all your chosen activities are covered. You may need to upgrade your level of cover for a specific activity when you purchase.
Health changes and cover for some Coronavirus-related events
As an Irish resident you are entitled to public healthcare in countries in the European Union (EU), European Economic Area (EEA) or Switzerland if you become ill or injured while on holiday or on a temporary stay of less than 3 months. Ensure that you get or renew your European Health Insurance Card (EHIC) before you go, and remember, you need one for every person travelling in your group.
Please note that the EHIC is not a substitute for travel insurance. It doesn’t cover medical repatriation, ongoing medical treatment or treatment of a non-urgent nature. Also, some private hospitals may not accept the EHIC, so you should check with the hospital administrator beforehand and consider a travel insurance policy to fill any coverage gaps.
World Nomads offers cover for some Coronavirus-related events to help if your trip is derailed by COVID-19. Please read your policy carefully as benefit limits apply and vary between plans.
Vaccinations
Check with a medical practitioner regarding the vaccinations you may need – especially if you’re travelling to other countries in addition to Spain – and preferably at least eight weeks before you travel. Evidence of vaccination (in the form of a certificate) could be a requirement for entry to some countries. Take some time to learn about any specific health risks in the country(ies) you are visiting. Without the recommended vaccinations, your cover may not apply.
About World Nomads
World Nomads polices are designed by travellers for travellers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Looking for more useful travel insurance information?
If you need the answer to a specific question or just some general guidance on a travel insurance topic then check out our Help Center which provides useful information on:
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when visiting Spain
A trip to Spain can offer excitement, adventure, or pure relaxation. You can do it all in Spain!
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Bars, tapas, wine and fiestas. Olé
Spain has more bars than any other country in Europe. The Spanish invented tapas. It is a huge wine producer. The nightlife goes very, very late, which is why you’ll need a nap in the afternoon. Plus it’s festival after festival ALL summer-long.
With World Nomads you can buy travel insurance as soon as your trip is locked in or even when you’re already travelling around Spain (waiting periods apply), it’s entirely up to you.
- Why do I need travel insurance to go to Spain?
- What to look out for when travelling to Spain
- Will I need a Schengen Visa to go to Spain?
- Global Health Insurance Card
- Vaccinations
Why do I need travel insurance to go to Spain?
When you’re planning your holiday you’re probably thinking about sunny beaches, croquetas and jamon, and Moorish palaces, not lost baggage, travel delays, missed flights or medical emergencies. Any of these mishaps could mean a loss of muchos Euros, especially if you end up in a Spanish hospital.
For example, you could be planning to travel around Spain for a fortnight, but your trip is cut short on day four due to events out of your control such as - an unforeseen travel delay, a natural catastrophe or a missed flight connection. If you’ve purchased the Explorer Plan you may be covered for a number of insured events as part of our trip interruption cover.
World Nomads has two plans – Annual Multi Trip and Single Trip (with both Standard and Explorer plan options available) - which cover an array of activities such as mountain biking, skiing, hiking, kayaking, surfing, and scuba diving. We also offer cover for key events including:
- Medical evacuation and repatriation back to the UK
- Cancellation/trip interruption (Explorer Plan)
- Travel delays or missed flights (Explorer Plan)
- Lost, stolen or damaged baggage
- Travel curtailment (Explorer Plan)
- 24/7 Emergency Medical Assistance
- Cover for some Coronavirus-related events (Explorer Plan)
What to look out for when travelling to Spain
Crime in Spain
While wandering around the beautiful streets of Barcelona, Madrid, Grenada, and Seville can be a wonderful experience you also need to remain vigilant and keep your valuables in sight. Thieves often work in teams of two or more and tend to target money and passports. Remember to keep a photocopy or scanned copy of your passport and other important documents separate somewhere safe. Check out our baggage and valuables travel insurance cover designed for British travellers.
Nightlife in Ibiza and festivals
While fiestas and festivals are a big part of Spanish culture, you should always make sure you are in control and don’t go overboard with alcohol or other substances. We want you to have fun but also to be alert to the possible use of ‘date rape’ and other drugs including ‘GHB’ and liquid ecstasy. Buy your own drinks and always keep sight of them to make sure they aren’t spiked. Stick with your travel buddies, especially at big festivals.
Cover for adventure activities and sports while in Spain
While many visit the Tapas markets, bars, cafes and museums in Spain there are also adventures to be had off the beaten track. Spain offers a great range of outdoor activities. Some examples include:
- Off-road quad biking, snorkelling or scuba diving in the Balearic Islands.
- Whitewater rafting in the South Coast of Spain
- A two-day trek to the summit of Mulhacén in the Sierra Nevada.
- Kayaking in the waters of Valencia, Allicante and Almeira on the east coast
Note: always check your Policy Wording carefully to make sure all your chosen activities are covered. You may need to upgrade your level of cover for a specific activity when you purchase.
Will I need a Schengen Visa to go to Spain?
If you are a UK citizen travelling to Spain, you do not need a visa to travel to the Schengen Area if you’re staying for fewer than 90 days. But starting from 2025, you’ll need to apply for ETIAS visa authorisation to visit Spain and other EU states, which will allow you to visit the Schengen Area without a visa, even though the UK has left the EU. The exact date for when the ETIAS will be mandatory has not yet been announced.
Global Health Insurance Card
Most UK residents can no longer apply for the European Health Insurance Card (EHIC) which ended in December 2020. Instead UK travellers must apply for the UK’s Global Health Insurance Card (GHIC) which offers cover for medical treatment in Schengen states. As the GHIC will not cover all treatment or mishaps, it is a good idea to get travel insurance that covers you for more extensive medical costs and lost luggage.
Vaccinations
Check with a medical practitioner regarding vaccinations you may need – especially if you’re travelling to other countries in addition to Spain - preferably at least eight weeks before you travel. Evidence of vaccination (in the form of a certificate) could be a requirement for entry to some countries. Take some time to research any specific health risks in the country(ies) you are visiting. Without the recommended vaccinations, your cover may not apply.
About World Nomads
World Nomads polices are designed by travellers for travellers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro Viagem para a Europa
Aventuras no velho continente
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Um continente repleto de história e cultura
Na Europa você vai sentir um clima familiar e diferente ao mesmo tempo. Sua tradição na literatura, filmes e arte são transmitidas ao mundo todo e acabam fazendo parte da vida cotidiana de muitas outras culturas pelo mundo. Isso com certeza vai fazer você sentir que já “conhece” a Europa. Mas onde quer que você vá, ficará surpreso e se enriquecerá com experiências que nunca sonhou que poderiam acontecer.
Você provavelmente ficará com a cabeça nas nuvens, então, não se esqueça de manter os pés no chão! Esteja ciente de que você precisará ser inteligente para se manter seguro na Europa.
- Os locais turísticos populares são como um ímã para marginais. Você consegue saber se está sendo trapaceado?
- Os festivais europeus são divertidos, mas nem sempre seguros.
- Você precisa ter cautela ao dirigir pelas rodovias europeias.
Veja abaixo por que o seguro viagem World Nomads é o seguro ideal para a sua viagem para a Europa:
- Temos uma cobertura adequada para todos os países do Tratado de Schengen
- Preço justo. Oferecemos preços baixos o ano todo. Por isso, nossos planos não necessitam de descontos exagerados o tempo todo. Na dúvida, faça uma cotação e comprove.
- Assistência em português. A World Nomads tem uma equipe a postos 24 horas, 7 dias por semana, para atender a sua ligação e te dar o suporte necessário em português.
- Qualidade no atendimento. A World Nomads foi criada por um time de viajantes que ama o que faz. Nossos planos são utilizados por viajantes de diversos países, de brasileiros à australianos.
- Possibilidade de adquirir quando já estiver viajando. Você poderá adquirir o seguro viagem da World Nomads mesmo que sua viagem já tenha se iniciado. É só fazer a cotação online e contratar.
- Solicitação de reembolso de qualquer lugar do mundo. Você pode solicitar reembolso de qualquer lugar do mundo através da área de membros no nosso site.
- Recomendado por experts em viagem. Somos o seguro viagem recomendado pela Lonely Planet, Intrepid, Nomadic Matt e muitos outros especialistas em viagens. Quem entende de viagem sempre escolhe a World Nomads.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Você ou sua família estão doentes, feridos ou mortos?
- Perdeu seu emprego?
- Teve sua casa destruída?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Precisa de medicamentos?
- Sofreu um acidente?
- Ficou doente?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Se acidentou no exterior?
- Precisa urgentemente de um hospital?
- Impossibilitado de prosseguir viagem?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Suas malas sumiram?
- Não encontra sua bagagem?
- Malas danificadas?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Travel Insurance for Europe
Steeped in history and culture
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Safe travel in Europe
Europe is familiar and foreign at the same time. Because of all the writing, the books, movies, art, and handed-down traditions that are a part of your everyday life you might think you know Europe. But wherever you go, you will be surprised, enlightened, and enriched by experiences you never dreamed could happen.
While you have your head in the clouds, keep your feet on the ground and be aware that you need to be smart to stay safe in Europe.
- The popular tourist locations are a magnet for petty thieves and con artists. Can you spot a scam?
- There’s more to being safe on the roads than keeping to the right.
- Festivals are fun, but not always safe.
Here are some reasons why World Nomads travel insurance may suit your trip to Europe:
- Fair price - We offer travel insurance plans at a low price all year round! Get a quote and check it out now!
- Assistance in English and Portuguese - World Nomads has a team available 24 hours a day, 7 days a week to answer your call and give you the necessary support.
- Quality - World Nomads is created by a team of travelers who love what they do. Our plans are backed by some of the world’s leading insurers and used by travellers from many countries, from Brazilians to Australians.
- You can buy away from home - You can purchase travel insurance from World Nomads even if your trip has already started. You can get a quote and purchase online from anywhere!
- Make a claim from anywhere - You can make a claim from anywhere in the world, through your World Nomads’ membership.
- Loved by experts in travel - We are trusted by Lonely Planet, Intrepid, Matt Nomadic and many other travel experts. Experienced travelers choose World Nomads.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteTravel insurance for Italy
Explore la dolce vita
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Ahh inspirational Italy – from the sparkling blue Mediterranean sea and the Amalfi coast, to the famous lakes of Maggiere and Garda, the stunning Dolomites, and thriving old-Italy with history and culture at every turn.
It’s no surprise Italy is a popular destination for many with so much to see and do, but it doesn’t come without the occasional unexpected twist and turn which can trip-up many a seasoned traveller.
- Do I need travel insurance when travelling to Italy?
- What do I need to know about travel insurance for trips to Italy?
- What’s not covered
Do I need travel insurance when travelling to Italy?
No matter how well planned your trip, unexpected events can crop up. Having travel insurance can mean the difference between a costly, trip-ending disaster, or a blip on the radar that becomes part of a great travel anecdote told to friends and family when you return.
Depending on the type of Italian holiday you’re planning, World Nomads offers a choice between the Standard Plan and the Explorer Plan, each offering different benefits and limits. All our plans for Irish residents offer cover for:
- Overseas emergency medical.
- Cancellation or curtailment.
- Baggage and personal belongings.
And for Explorer Plan travellers, the cover section 'Coronavirus Travel Costs' is also available.
Once your trip is booked and you know the types of activities you’ll be doing, your next Italian job will be to book travel insurance.
What do I need to know about travel insurance for trips to Italy?
Cover for baggage and personal effects
Theft is an everyday occurrence in Italy, and travellers are often targeted by thieves who’ve developed some clever tricks to catch even the most vigilant visitor. World Nomads travel insurance offers cover for lost, stolen or damaged luggage – and there are some common events our travellers in Italy experience.
What if my bag is stolen?
Having insurance can help you carry on with your trip in the event of a theft - making sure thieves don't steal your whole holiday. If, while wandering through Monti’s art galleries and wine bars, your bags or personal items are stolen, there is cover available for the value of the items taken (and depreciation may apply if you didn't specify the item). Following a theft, you may also incur the additional cost of obtaining a replacement passport or visa, plus related expenses for accommodation, travel and fees that you would otherwise not have had to pay for if your passport or visa had not been stolen. You’ll need a report from local police and your carrier or other local authority to support your claim, and benefit limits apply.
Is stolen cash covered?
For Explorer Plan travellers, there is cover available for stolen cash and benefit limits apply. There is no cover for stolen cash on the Standard Plan. You’ll need to support your claim with a police report of the theft, along with ATM receipts of the cash withdrawals and other details, so make sure you read your policy carefully to understand how this section of your cover works.
Can travel insurance help if I hire a rental car and it’s stolen, or I’m in an accident?
With the Explorer Plan, if you hire a car in Italy, and you have an accident which damages your hire car, or it’s stolen, there is cover available for the lesser of:
- the insurance excess for your rental car; or
- the cost of repairing the rental car.
If you accidentally lose the car keys, or they’re stolen or damaged, their replacement (including the cost of repairs if a locksmith has to break into the car), may also be covered under the Rental car key replacement cover on the Explorer Plan.
There is no cover available if you’re behaving recklessly, if you violate the rental car agreement or you break the law. There is also no cover for anyone under the age of 21 (at the trip start date) operating the vehicle.
You should note the requirement to have a valid Irish drivers licence, as it may affect any claim you make under this section. Also, you need to purchase the rental vehicle insurance, damage waiver or the equivalent offered by the rental vehicle company or agency at the time of hire.
How does Overseas emergency medical assistance work?
Unplanned medical emergencies can have a lasting impact long after the holiday memories fade. Our overseas emergency medical cover includes:
- A 24/7 Emergency Assistance Team to help find medical facilities, assistance and get you in touch with authorities or even family back home, if needed;
- Emergency medical costs for unexpected accident and illness;
- Evacuation or Repatriation back home to Ireland for treatment if needed.
Am I covered if I get ill with Coronavirus while in Italy?
World Nomads also offers cover for some Coronavirus-related events. If you get sick with Coronavirus while travelling in Italy:
- Our Standard and Explorer plans include emergency medical and repatriation cover; and
- Our Explorer Plan offers Coronavirus Travel costs cover. This includes cover for some Coronavirus-related events like cancellation, trip interruption and pet and childcare costs. Benefit limits apply.
What’s not covered
Travel insurance isn’t designed to cover everything and it’s important to understand where your cover won’t apply so you aren’t caught short. For example, while an accident that requires emergency medical treatment generally could be covered, if it was caused because you were intoxicated with alcohol or drugs, then it may affect your claim.
Also, understand that pre-existing medical conditions that require medical care or which may cause you to cancel or curtail your trip won't generally won’t be covered either. Check the wording of your policy to be sure.
If you require any medical treatment during your trip to Italy, you will first need to contact your private medical insurance (PMI) provider, if you have one, and follow its processes. Where your PMI provider cannot help, please contact our 24/7 Emergency Assistance Team before incurring medical costs.
Carrying our 24/7 emergency assistance details could save valuable time in an emergency.
Travel insurance isn’t designed to cover everything, so make sure you’re careful with your planning and you read the Policy Wording to make sure you understand what’s included and what’s not, as well as the terms, conditions, limitations, and exclusions. If you have any questions get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance when visiting South Africa
Travel insurance to get you exploring South Africa’s amazing wildlife, its mesmerizing landscapes and incredible culture.
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South Africa has so many calling cards, not only is it home to the Big Five, but it also has a rich history, culture, impressive wine regions and stunning surfing beaches. You always leave richer (culturally) than when you arrived.
What’s covered
With World Nomads you can buy travel insurance before you land in O.R Tambo International Airport or Cape Town International Airport, or while you're already traveling around South Africa.
World Nomads offers cover for many activities ranging from mountain biking to skiing, surfing, kayaking and scuba diving. All our plans offer cover for:
- Medical evacuation and repatriation
- Cancellation
- Baggage
- Travel delay/interruption
We know how impactful Cape Town, Durban, and the 100-plus national parks here are. So it’s important to be have travel insurance in case something unexpected arises.
As careful as international travelers are, belongings do get stolen, flights get cancelled, and illness or injury can happen. If you forgot to buy travel insurance before you left home, then don’t stress, with World Nomads you can buy travel insurance before you get on the plane or while you're already traveling around beautiful South Africa, it’s up to you.
Depending on your country of residence and the level of cover you have chosen, our policies may cover you for:
- Coverage for extended stays - If you want to extend your trip, we can help keep you covered. Just sign into your World Nomads membership, select your current policy and follow the links to extend your cover online. Terms and conditions apply.
- Emergency medical and evacuation - If you become ill or are injured and require emergency treatment or evacuation, your policy may cover you for medical and surgical treatment, hospital fees, and in some cases, specialist counselling. Limits do apply so refer to the policy wording for details.
- Baggage and personal belongings – If your luggage or personal items are accidentally damaged or stolen, you may be able to claim reimbursement. If your luggage is delayed more than 24 hours, you may be entitled to replacement costs for essential items
- Activities cover - We cover more than 150 activities worldwide - everything from backpacking to kayaking, hiking, even bungee jumping, but not all are covered under every plan, so read the full list here.
- Cover for some Coronavirus-related events - To find out what cover may be available to you, read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
Do I need travel insurance when visiting South Africa?
The answer is Yes. Whether you’re on a game park safari, or you want to discover the beautiful coastal Garden Route, travel insurance can provide a safety net if your dream trip is derailed due to unexpected events especially when it comes to cover for stolen or damaged baggage.
If you’ve done your research, you’ll know that parts of South Africa can be dangerous with car–jackings, armed robberies, and petty theft. Johannesburg is a city where you need to use common-sense as there are several no-go zones for visitors. When on the road please drive with caution as farmers often don’t fence their livestock, so it’s not uncommon for there to be a stray animal on the road to navigate around. If you’re venturing through a game reserve, remember you’re in the ‘wild’, the elephants, rhinos, cheetahs and lions aren’t tame.
If you find yourself in a crisis, our Emergency Assistance Team is available 24/7. The team can also help during an emergency if you’re having trouble with a language you don’t know.
Two travel insurance plans that may assist with your travel needs
World Nomads recognizes that the level of cover each traveler needs depends on their individual circumstances. That’s precisely why we offer two levels of cover - Standard and Explorer.
Depending on your country of residence and the plan you have purchased you may be covered, for example, if you plan on renting a vehicle and driving between Johannesburg and Kruger National Park. If you’ve purchased the Explorer option your cover would include a rental car excess and may cover the cost of a replacement key should one be required. The Explorer Plan may also include benefits associated with hijacking, as well as higher baggage reimbursement limits, both of which are important given the rates of crime in the country.
Cover for activities and sports when in South Africa
South Africa offers countless possibilities when it comes to outdoor activities, for example, white water rafting, hiking, bungee jumping, and even shark cage diving.
For the active traveler, World Nomads covers all Level 1 adventure sports, activities and experiences such as hot-air ballooning and camping but if you intend to participate in higher risk activities you must upgrade your cover when you buy your policy by selecting all the activities and sports you’ll be undertaking and pay the additional premium for those activities we cover.
Depending on your country of residence and the level of cover you’ve chosen, you may need to add activities to your policy (check your policy wording carefully as terms and conditions apply).
What’s not covered?
Some things we don’t cover include:
- Pre-existing medical conditions as explained in your policy wording.
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ or ‘Avoid Non-essential Travel’ warning.
- Participation in a sport or activity not listed as covered in the policy wording or agreed by World Nomads or where you haven’t paid the required additional premium.
- Additional costs incurred as a result of not immediately telling the travel agent, tour operator or provider of transport or accommodation that you need to cancel the trip.
- Loss or damage to luggage due to age, wear and tear, loss of value.
- Damage to sporting equipment caused while in use.
What other tips for safe travel do you offer?
We have compiled this general information if you’re looking for more South Africa travel inspiration. We also have information on the latest travel safety alerts for South Africa.
About World Nomads
World Nomads policies are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your Policy Wording for a full description of coverage.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for kayaking and rafting
Everything Kiwis need to know about travel insurance for Kayaking & Rafting
- As featured in:
As featured in:
Travel Insurance when Kayaking and Rafting
A silky-smooth Nordic lake at dawn or a white-knuckled ride down a river in Rocky Mountain National Park, action on the water is often the most memorable part of any holiday, especially for water-loving New Zealanders. If the unexpected happens while you’re soaking up the fun, World Nomads has travel insurance plans to help when your kayaking and rafting trip suddenly takes a nosedive.
- Rafting and Kayaking activities: Is cover available?
- What’s covered?
- Why consider travel insurance when I’m going kayaking/rafting?
- What’s not covered?
Rafting and Kayaking activities: Is cover available?
Planning your kayaking and rafting activities before you leave home means you can arrange the right level of cover. Both our Standard and Explorer plans offer many of the same benefits including cover for level 1 sport and adventure activities such as kayaking (inland or coastal waters within 3 nautical miles), whitewater kayaking/rafting and river boarding on grades 1-5.
For more adventurous nomads you need to upgrade your cover if you’re planning on kayaking, windsurfing or sailing beyond 3 nautical miles from the coast. Simply specify all the activities you have planned for your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your Policy Document for details or contact us.
If you are planning on taking your own kayak or other gear with you, please note that there is no cover for watercraft of any type (except surfboards). For other sporting equipment, cover is available where the carrier requires it be checked-in due to its size or weight. If you've purchased the Explorer Plan, we'll also pay to hire replacement equipment because your sporting equipment was:
- Accidentally damaged by a carrier; or
- Delayed or lost by a carrier for more than 12 hours (the waiting period).
Note: we won’t cover damage to any sporting equipment while in use, if your sporting equipment is over three years old, or damage or theft of any sporting equipment left unsupervised in a public place.
What’s covered?
Paddling around the hidden coves of Sydney Harbour or rafting on the Ayung River in Bali sound idyllic but if you return to your locked car to find the window smashed and your gear stolen, our Standard and Explorer plans may cover those unforeseen events and injuries to help get your next kayaking/rafting trip back on track.
World Nomads offers cover (up to the policy limits) for:
- Loss, theft or damage to baggage or personal items. Remember to keep copies of your original receipts if you need to make a claim and you’ll need a local police report too.
- Overseas emergency medical costs if you need to see a doctor urgently and/or need to be medically repatriated back to New Zealand.
- The non-refundable costs of cancelling your trip if you must return home early due to a sudden injury to you, your close relative or travel buddy.
- Cover for official ‘Do Not Travel’ advice unexpectedly issued for your destination after you’ve received your Certificate of Insurance, which causes you to cancel your trip.
- Replacement costs of buying essential clothing and toiletries if your checked-in baggage is delayed for more than 12 hours (keep your receipts).
- Cover for family plans for 2 adults and up to 8 dependents on the same policy. Plus plans can be extended while still travelling for up to 12 months from your original departure date (terms and conditions apply).
- Car rental damage insurance excess (Explorer Plan only).
Why consider travel insurance when I’m going kayaking/rafting?
If things don’t go smoothly and you’re left bumped, bruised or even broken, the World Nomads 24/7 Emergency Assistance Team is here to help you.
If you’ve seriously injured yourself and require medical treatment, call the Emergency Assistance team as soon as possible so it can direct you to the nearest medical center or hospital. Or in the worst case, contact Emergency Assistance so it can evacuate you to the most appropriate facility for your care, where possible. We may even bring you back home to New Zealand to recover if required.
World Nomads love hearing about those exotic tales from the world’s best kayaking/rafting spots:
- Sjoa River (Norway) for both family rafting adventures and serious thrill-seekers.
- Sri Lanka, everything on offer kayaking through its vast network of tropical waterways.
- Rio Tuichi (Bolivia) for the intrepid traveller, untouched jungle scenery on multi-day rafting trips on grades 1-5.
What’s not covered?
Sorry – we won’t cover you if you do something careless (like getting your gear stolen on the beach while you take a swim). Some things we don’t cover include:
- Any existing medical conditions, which are not listed as automatically covered conditions as per the specific requirements in your policy.
- Undertaking activities above the grade allowed in the Policy Document; hazardous activities; or activities in hazardous locations
- If you do not use a professional qualified and licenced guide or operator where required.
- Any search or rescue operations to find or rescue you from a life-threatening situation.
- If you refuse to be repatriated or evacuated for further treatment on the reasonable recommendation of the Emergency Assistance Team.
- Damage to sporting equipment while in use.
- Unattended baggage or personal items.
- Costs arising from being under the influence of drugs or alcohol
- The policy excess per event where applicable (check the Summary of Benefits in your Policy Document).
Traveller’s Tip: Before you launch, remember to check the International River Grading of the river you’re on so you won’t invalidate your cover. The scale is used for various water sports and activities, such as black and white water rafting, river boarding, white-water canoeing, stand up paddle surfing, and whitewater kayaking.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please
Kayaking & Rafting: travelling smarter and safer
Here at World Nomads, we love to find ways to help you enjoy your travels: from travelling smarter to travel safety and we endeavor to source the most up to date information about travel destinations. If you are going kayaking or rafting in another country, check out our Travel Safety content - if you are going kayaking in some obscure location, check with us first and avoid known banjo plucking hot spots!
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team