Travel insurance for the United States
Adventure from sea to shining sea
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As featured in:
The USA is a vast continent of mountains, deserts, lakes and forests, all edged by a spectacular and diverse coastline. Each state is different from the next with unique food, music, people, and landscapes to discover.
Whether you plan to eat your way across the USA, hit the hiking or ski trails, or catch big waves, things can always go wrong. It might be a bad case of gastro, a fall on a ski slope or losing your luggage at a huge US airport; but if you consider adding travel insurance when you pack your suitcase, we could help you turn these wrongs into rights.
- What’s covered
- Why should I consider travel insurance for a trip to USA?
- What to plan for when travelling the USA?
- What’s not covered?
- Travel Tips
What’s covered
Travelling can be complicated, but travel insurance doesn’t have to be. We keep it simple at World Nomads with just two policies to choose between: Standard and Explorer.
- Coverage for extended stays: if you decide to stay a little longer than planned, no problem; with World Nomads you can easily log in and extend your insurance coverage.
- Buy insurance while travelling: already in the USA and have skipped getting travel insurance? With World Nomads, you can get a quote and purchase insurance while you’re on the road. However, your policy won’t be fully active until 72 hours later. For more information on waiting periods, read the PDS.
- Sports and activities coverage: from rafting through the Grand Canyon, to windsurfing in Maui, World Nomads can offer cover should something go wrong. World Nomads offers coverage for more than 150 sports, activities, and experiences for your next holiday.
- Family plans: add your children and grandchildren to our policies at no extra cost. Our cover includes two adults and up to eight dependents on the one policy.
Why should I consider travel insurance for a trip to USA?
Treatment at a US hospital is very expensive. Travelling in the US without insurance cover could be a very costly oversight. The USA is the perfect destination for outdoor adventures.
If you’re planning to hike in the mountains and want to be covered by World Nomads, make sure you speak to us first. Some adventure activities require upgrades to your policy, and some activities are not covered at all.
If your luggage is damaged or stolen while travelling, World Nomads may cover the cost of repair or replacement (within policy limits).
Traveller tip: you can speak to us about our optional upgrades for high-value items you plan to take to the USA.
What to plan for when travelling the USA?
Car insurance: taking a road trip across some of the USA’s 50 states? If you’re hiring a car, World Nomads can offer cover for rental vehicle excess damage coverage in case your vehicle is stolen, or you are involved in an accident.
Losing your luggage: Hartsfield-Jackson Atlanta International Airport is the world's busiest airport – which means things can get lost. If you land at any airport and your luggage does not, we can help. If your baggage is delayed by the carrier for more than 12 hours after your scheduled arrival, we can pay for the cost of your essential items (up to policy limits), and subject to the policy terms, conditions, limitations and exclusions.
Coronavirus: unfortunately, COVID-19 is still with us, however World Nomads offers Coronavirus cover which varies depending on your Country of Residence. Coronavirus can be a headache (literally), but if you (or an immediate family member) get sick with Coronavirus, our Standard Plan can offer coverage for medical assistance, repatriation, and hospitalisation. Plus, our Explorer Plan offers cover for other related events, such as trip interruption (or cancellation). Looking for more information on our Coronavirus cover? We have more details here.
Accessing our 24/7 Emergency Assistance Team: it’s good to know with World Nomads travel insurance, you can call our 24/7 Emergency Assistance Team if you suddenly find yourself in a crisis overseas. The EA 24/7 team can help get you to the nearest medical facility, provide help navigating language barriers, or assist with evacuation for medical reasons.
What’s not covered?
World Nomads doesn’t offer a one-size-covers-all policy, some things we won’t cover are:
- Breaking the law: not only will this dampen the holiday spirit, but it could also be costly, and we won’t cover you. Not sure of the legal drinking age in the USA? It’s 21. You can read more about it here.
- Reckless behaviour: while we want you to have fun, we also encourage you to know your limits.
- Existing medical conditions as explained in your Product Disclosure Statement (PDS).
Be sure to read the PDS and General Exclusions for other scenarios and expenses we don't cover so there'll be no surprises if you need to make a claim.
Travel Tips
- Hiking in Yellowstone National Park? You may not run into famous Yogi Bear, but there’s a chance you could run into a real-life bear, and they're nowhere near as friendly as the cartoon character. Be prepared – we’ve compiled a list of bear safety tips for USA travellers here.
- The USA’s a big place. Plan your trip well, so you don’t miss an opportunity to discover a really cool destination. Also, with World Nomads, although we cover 150+ activities, you can’t upgrade your plan when you’re already in the USA and decide you want to participate in an activity that requires a higher level of coverage.
Still on the fence about travelling to the USA? Want some more inspiration before you book your ticket? Download our free guide - USA: Where Nomads Go.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Pickleball
If you’re incorporating pickleball into your travel plans, learn how travel insurance can help in case the unexpected strikes.
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As featured in:
Millions of people have fallen in love with the unique combination of tennis, badminton, and ping pong known as pickleball.
As one of the fastest growing sports in the world, more hotels are building pickleball courts to give experienced and new picklers a chance to get in on the action while they are traveling.
While serious injuries are rare in pickleball, even the best of us have lost our balance and taken a tumble when going for an overhead slam.
If pickleball is on your list of activities for your next trip, you may want to consider a travel insurance plan with adventure sports cover, as that could help protect you on and off the court when you are traveling.
- Should I consider travel insurance for pickleball
- Does travel insurance cover other adventure sports I might participate in during my trip?
- What else is covered by travel insurance?
- What's not covered
Should I consider travel insurance for pickleball?
Falls are one of the most common pickleball related injuries. You can be proactive and take steps ahead of time to work on your balance, but as you are twisting, turning, and moving across the court, there’s always a possibility of accidents.
A travel insurance plan from World Nomads could assist with things like x-rays, medication, a hospital stay, or other emergency medical needs that you may have.
Does travel insurance cover other adventure sports I might participate in during my trip?
If you are looking to explore even more sports and adventures during your travels, you will want to compare the cover in both the Standard and Explorer plans that are offered by World Nomads.
You can select your country of residence and get a quote to learn more about activities that are covered. Depending on your country of residence, you may need to add activities to your policy when you purchase it.
If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes.
What else is covered by travel insurance?
Aside from emergency medical cover, travel insurance may help with several other aspects of your trip. Depending on your country of residence, World Nomads may also offer cover for:
- Baggage protection: If the airline lost the bag that held your favorite paddle, baggage protection may help replace it if it is lost by a common carrier.
- Trip Cancellation or Interruption: If something unexpected happens like an illness or injury, and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses.
- Evacuation: If you get injured playing pickleball in a place where there aren't nearby medical facilities, our 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.
What are some things travel insurance would not cover?
- Damage that happens to your pickleball equipment while you are using it.
- Injuries that happen if you are competing in a professional pickleball competition.
- Injuries that happen if you are playing pickleball under the influence of drugs or alcohol.
- Pre-existing medical conditions.
- Participation in other activities not listed as covered in your policy.
Tips for playing pickleball
From our own time on the court, we’ve learned that many injuries can often be avoided. Here are a few tips we have learned from our own experiences as picklers.
- Drink plenty of water. This can help prevent dizziness, nausea, and cramps that could cause an injury.
- Wear the right shoes. Shoes designed for court sports are best. The soles are really important since you are moving from side to side and shifting your weight. Try to find a shoe that has good stability on both the inside and outside of your foot.
- Wear eye protection. The ball is lightweight, but it can travel at high speeds. You don’t want it flying toward your unprotected eyes.
- Pick the right paddle. Higher quality paddles are made to absorb some of the impact better, and could help you avoid elbow and shoulder injuries. You will also want to make sure the one you choose isn’t too heavy for you.
- Warm up. Even a brisk 5 minute walk around the court helps get your heart pumping before you play.
- Make sure to stretch before and after you play pickleball. Focus on your ankles, legs, groin, lower back, shoulders, and arms.
- Don’t play on wet courts. Even though the court’s surface is typically gritty to provide extra traction, it can become slick when wet.
- Wear sunscreen when playing outside. Look for one that has an SPF of 30 or higher, and reapply it every two hours.
- Check with your doctor. You know your body best. If you have physical conditions that you have concerns about, always talk to your doctor first about any exercise limitations that you may have.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamUp to 15% off* our travel insurance plans
We're thrilled to announce our largest-ever price reduction
We're delighted to announce we’ve cut our prices, up to 15%* reduction on our travel insurance plans.
Got a quote recently? We encourage you to request a new quote on our website. You might be pleasantly surprised by the savings now available to you.
World Nomads Travel Insurance
You're looking forward to a safe, happy holiday, but if something goes wrong, we're here to help. World Nomads travel insurance has been designed for adventurous, independent travelers to cover your trip essentials. If you run out of travel insurance or leave home without it, World Nomads can help you get cover. We keep you and your family protected and, with us, you'll travel smarter and safer, too
*This price reduction of up to 15% applies to the premium payable and is subject to conditions such as country of residence, travel destination and duration of trip.
What to do if Your Flight is Delayed or Cancelled
Follow these travel insurance tips if your flight is delayed or cancelled.
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As featured in:
As British travellers, we eagerly embark on our adventures with visions of new horizons and exciting experiences. However, the reality is that sometimes our journeys can be disrupted by unexpected flight cancellations or delays.
These unwelcome surprises can throw our meticulously planned itineraries into disarray and leave us feeling frustrated and helpless. However, armed with the right knowledge and recourse, we can navigate these situations with confidence and ease. One essential aspect that can come to our rescue in such times is travel insurance.
A travel insurance policy tailored to our needs provides us with invaluable protection and support, particularly when unforeseen events arise. From lost luggage to medical emergencies, travel insurance safeguards us against financial burdens and ensures a smoother journey. Crucially, it can also offer specific provisions to cover flight cancellations or delays, helping us regain control of our travel plans. So, let's dive in and learn how to navigate flight delays and cancellations like a pro!
- Stay calm and gather information
- Know your rights
- Seek compensation and assistance
- Make alternative arrangements
- Document everything
- Check your travel insurance
- What's excluded?
Step 1: Stay calm and gather information
Take a deep breath and try not to panic. Flight disruptions happen, and you'll get through this.
- Check the airport screens (if you’re already there) or your airline's mobile app for real-time updates on your flight status.
- If you can't find any information, head to the airline's customer service desk or call their helpline. Get up to speed and stay informed.
Step 2: Know your rights
- Airlines operating in the United Kingdom are bound by various regulations, including the European Union's Regulation (EC) No 261/2004, commonly known as EU261.
- This regulation outlines the rights of air passengers in the event of flight disruptions, empowering us with clear entitlements and potential compensation.
- According to this regulation, you may be entitled to compensation, care, and assistance depending on the circumstances of your delay or cancellation.
- Compensation amounts can vary based on the length of the delay, distance of the flight, and whether the disruption was within the airline's control.
Step 3: Seek compensation and assistance
- If your flight is cancelled or delayed for more than three hours, and the airline is responsible for the disruption, you may be entitled to compensation.
- Approach the airline's customer service desk and request the necessary forms to file a claim for compensation. Alternatively, you can request a refund form online through the airline’s website.
- Be sure to collect any relevant documentation, such as boarding passes and receipts for additional expenses incurred due to the delay or cancellation.
Step 4: Make alternate arrangements
- Your airline is legally bound to provide you with alternative travel arrangements in the event of a cancellation.
- Depending on the length of the delay or cancellation, you might need to make new travel arrangements.
- If your flight is delayed overnight or cancelled, the airline should provide you with accommodation, meals, and transportation if needed.
- If the airline doesn't provide these services, keep all receipts and consider claiming these expenses as part of your compensation (from the airline).
Step 5: Document everything
- Keep a record of all communication with the airline, including names, dates, and times of conversations or emails.
- Take photos or screenshots of any relevant information, such as flight status screens or announcements.
- These records will be valuable if you need to escalate your claim or seek legal advice.
Step 6: Check your travel insurance
Travel insurance may be able to step in where your airline falls short. Here are some situations where travel insurance may be able to provide some relief.
- If an airline refused to provide meal or lodging vouchers, you may be able to claim for reimbursement of those expenses after a delay of 12 or more hours.
- If your delayed or cancelled flight caused you to miss pre-paid accommodation or tours, you may be able to claim reimbursement for those unused, pre-paid, non-refundable trip costs.
- If you’re stuck overnight and your airline can’t deliver your checked baggage for more than 24 hours, you can claim for reimbursement of essential toiletries and a change of clothes under your baggage insurance benefits.
World Nomads offers a Standard Plan and an Explorer Plan, which have different per-day and maximum benefit limits. Read your chosen plan thoroughly to understand the benefit limits. Read your chosen plan thoroughly to understand the benefit limits.
What's excluded?
Travel insurance isn’t designed to cover everything. Exclusions include, but are not limited to:
- Luxury hotel suites and the most expensive thing on the menu. Travel insurance is meant to cover reasonable out-of-pocket expenses if you’re delayed.
- Flight delays of less than 12 hours.
- Baggage delays of less than 24 hours.
- Expenses that have been reimbursed by your airline.
Experiencing a flight delay or cancellation can be frustrating, but knowing your rights and taking the appropriate steps can make the situation more manageable. Stay calm, gather information, seek compensation, and document everything. By following these tips, you'll be well-prepared to navigate flight disruptions like a seasoned traveller.
This is only a summary of coverage and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel coverage, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy in an accident?
- Sudden death of an immediate relative?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- Medical evacuation home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when rock climbing
Check out World Nomads travel insurance plans when rock climbing. Be adequately covered if injuries or extreme weather issues strike.
- As featured in:
As featured in:
Kiwis are a wild bunch…they just love adventure. Combining physical strength, mental focus, and a deep appreciation for nature's wonders, rock climbing has become a popular pursuit for Kiwis seeking exhilaration and excitement. Combine that with a holiday abroad, and you have a recipe for pure fun.
However, whether you're a seasoned climber or a novice enthusiast, rock climbing can be a dangerous sport.
- What’s covered when rock climbing?
- Cover for lost, stolen or delayed baggage
- What to look out for when rock climbing
- What’s not covered
- Key tips for your rock climbing trip
What’s covered when rock climbing?
World Nomads offers coverage across two insurance policies (Standard and Explorer) for four different rock climbing activities:
- Rock climbing (indoor)
- Rock climbing (outdoor)
- Rock climbing (bouldering/no ropes/no equipment)
- Rock climbing (sport climbing/bolted)
Note: some of these activities require package upgrades or specific qualifications. For this reason, we recommend you refer to your Policy Document or contact us before purchasing a travel insurance policy. Please note: soloing/free soloing rock climbing is not covered.
Cover for lost, stolen or delayed baggage
If you’re looking for a location to climb between November and April, check out Krabi province in Thailand – the limestone cliffs have many routes for all skill levels. Keep in mind though, Thailand has some of the busiest airports in the world, and with that comes the possibility of lost baggage. Or even worse your rock climbing gear could go missing in transit or be snatched right under your eyes. If this happens our travel insurance may be able to help.
If you arrive at the airport and your baggage is delayed for more than 12 hours, both our Standard and Explorer plans offer cover for the cost of essential items (think jocks, socks, and a toothbrush). And if the unthinkable has happened and your baggage or climbing gear is lost or stolen, we may cover the original purchase price to replace the items.
What to look out for when rock climbing
Let’s not sugar-coat it, rock climbing’s all about mental and physical strength and stamina – one small slip-up can, unfortunately, end badly. Also, even the best climbers can be affected by natural challenges, for instance, what if you’re climbing the sheer limestone walls of Frankenjura, Germany and find yourself impacted by falling loose rock? Our travel insurance coverage could assist with any overseas medical care needed to get you back on your feet again.
Here are some of the ways travel insurance could come in handy on your next overseas trip:
Cover for over 150 sports, activities and experiences: Yosemite National Park is renowned as a world-class destination for rock climbing. And hiking. And kayaking. And cycling. World Nomads provides travel insurance for more than 150 activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.
Cover for stolen gear: Travel insurance may help you continue to ‘rock on’ if someone decides they like your gear more than you do and steals it. Both the Standard and Explorer policies offer coverage for the cost of stolen belongings (up to policy limits).
What’s not covered
Some things we may not cover include:
- World Nomads does not offer coverage for free soloing – so make sure you keep those ropes firmly attached!
- World Nomads won’t cover you if you overestimate your vertical limit skills and put yourself in dangerous situations – this includes breaking local laws and warnings.
- Competing at an international event as a national representative.
- Any remote search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
- Follow the local laws and regulations – whether it’s respecting the local customs or respecting the fragile ecosystems of the beautiful places you’re lucky enough to discover, it’s always important to remember travel insurance doesn’t cover breaking the law.
Key tips for your rock climbing trip
- Ensure you have a clean bill of health before you go: climbing isn't just a bit of a walk in the park, you need to be in top-notch form to scale those crags. Don't forget to have a quick check-in with your doc and sort out any necessary vaccinations or medicines, depending on where you're headed. Speaking of general health; make sure you refer to your Policy Document before leaving, as we often don’t offer coverage for existing medical conditions.
- Rock climbing can be dangerous – take the time to plan your adventure in detail. It’s important to assess the route difficulty, comparing it to your experience level – because while it’s good to challenge yourself, the outcome won’t be much fun if you realise you’ve bitten off more than you can climb, halfway up!
- Do you know what likes crags? Rock climbers…and…ticks. Do you know what likes rock climbers? Ticks. Because: yum. Tick bites can cause Rocky Mountain Fever and Lyme Disease, which can result in your holiday being interrupted by a hospital trip. It’s always best to do a thorough check of your body and gear after every climb.
- Check your gear! Safety is paramount when rock climbing, and safety starts with a thorough inspection of all your climbing gear – before, and after every single climb.
- Rock climbing requires physical strength and ability – we recommend you speak to your doctor before embarking on your journey just to be sure that you’re medically fit for the challenge.
- Inform a local assistance company and your family of your rock-climbing location and trekking route and policy details.
- Make sure to use a qualified tour guide if you're rock climbing as part of a group.
- Check which countries your rock-climbing trip passes through to ensure your policy covers you for that region.
- For the intrepid rock climber, be aware a higher policy excess applies if you need to be medically evacuated within Nepal.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Traveller tip: no one plans for a natural disaster, but unfortunately, they happen. If your whole trip or your rock climbing session is interrupted by a natural disaster and you’re forced to extend your stay, our travel insurance may cover the reasonable and necessary costs (up to policy limits).
Travel insurance tip: if you’ve already arrived at your overseas holiday destination and forgot to buy travel insurance before leaving New Zealand, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Traveller tip: if your climbing gear is stolen, it’s imperative you get on the front foot by reporting it to the authorities and obtaining a police report. After that, we ask that you contact us to submit a claim. Always keep copies or originals of any receipts in case you need to make a claim for stolen gear and valuables.
Traveller tip: rock climbing can get gnarly, which is why doing your research into travel insurance could be a wise decision. Make sure you take the time to understand what you're signing up for, including what happens if you need to be plucked off a mountain or need a bit of patching up. Do your research, back the ropes, and conquer the world – one rock face at a time!
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when rock climbing
Check out World Nomads travel insurance plans when rock climbing. Be adequately covered if injuries or extreme weather issues strike.
- As featured in:
As featured in:
Ready to conquer new heights? Literally? Aussie explorers have been attracted to rock climbing for centuries, and it’s easy to see why – rocky climbing ticks all the boxes; physical strength, mental focus, (nearly) untouched landscapes, and breathtaking views. Embarking on a rock climbing adventure can be an exhilarating experience, however, amidst the adrenaline rush and excitement, it's important not to forget to research travel insurance…just in case.
- What’s covered when rock climbing?
- Cover for lost, stolen or delayed baggage
- Why should I consider travel insurance when rock climbing
- What’s not covered
- Key tips for your rock climbing trip
What’s covered when rock climbing?
World Nomads offers coverage across two insurance policies (Standard and Explorer) for four different rock climbing activities:
- Rock climbing (indoor)
- Rock climbing (outdoor)
- Rock climbing (bouldering/no ropes/no equipment)
- Rock climbing (sport climbing/bolted)
Note: some of these activities require package upgrades or specific qualifications. For this reason, we recommend you refer to your Product Disclosure Statement (PDS) or contact us before purchasing a travel insurance policy. Please note: soloing/free soloing rock climbing is not covered.
Cover for lost, stolen or delayed baggage
If you’re looking for a location to climb between November and April, check out Krabi province in Thailand – the limestone cliffs have many routes for all skill levels. Keep in mind though, Thailand has some of the busiest airports in the world, and with that comes the possibility of lost baggage. Or even worse your rock climbing gear could go missing in transit or be snatched right under your eyes. If this happens our travel insurance may be able to help.
If you arrive at the airport and your baggage is delayed for more than 12 hours, both our Standard and Explorer plans offer cover for the cost of essential items (think jocks, socks, and a toothbrush). And if the unthinkable has happened and your baggage or climbing gear is lost or stolen, we may cover the original purchase price to replace the items.
Please note: sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Why should I consider travel insurance when rock climbing
It’s no secret that Aussies love a thrill-seeking adventure, and while Australia offers some of the best rock-climbing locations, there’s always an allure to travel abroad and discover new and challenging rock formations to scale. However, travelling overseas and hanging off cliff faces also presents risk. World Nomads could be your ticket to having fun, the safe way.
Here are some of the ways travel insurance could come in handy on your next overseas trip:
Cover for over 150 sports & adventure activities: Yosemite National Park is renowned as a world-class destination for rock climbing. And hiking. And kayaking. And cycling. World Nomads provides travel insurance for more than 150 activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.
Cover for stolen gear: Travel insurance can help you continue to ‘rock on’ if someone decides they like your gear more than you do and steals it. Both the Standard and Explorer policies offer coverage for the cost of stolen belongings (up to policy limits).
What’s not covered
Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.
These include, but are not limited to:
- World Nomads does not offer coverage for free soloing – so make sure you keep those ropes firmly attached!
- World Nomads won’t cover you if you overestimate your vertical limit skills and put yourself in dangerous situations – this includes breaking local laws and warnings.
- Competing at an international event as a national representative.
- Any remote search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
- Follow the local laws and regulations – whether it’s respecting the local customs or respecting the fragile ecosystems of the beautiful places you’re lucky enough to discover, it’s always important to remember travel insurance doesn’t cover breaking the law.
Key tips for your rock climbing trip
- Ensure you have a clean bill of health before you go: climbing isn't just a bit of a walk in the park -- you need to be in top-notch form to scale those crags. Don't forget to have a quick check-in with your doc and sort out any necessary vaccinations or medicines, depending on where you're headed. Speaking of general health; make sure you refer to your PDS before leaving, as we often don’t offer coverage for existing medical conditions.
- Rock climbing can be dangerous – take the time to plan your adventure in detail. It’s important to assess the route difficulty, comparing it to your experience level – because while it’s good to challenge yourself, the outcome won’t be much fun if you realise you’ve bitten off more than you can climb, halfway up!
- Do you know what likes crags? Rock climbers…and…ticks. Do you know what likes rock climbers? Ticks. Because: yum. Tick bites can cause Rocky Mountain Fever and Lyme Disease, which can result in a hospital trip. It’s always best to do a thorough check of your body and gear after every climb.
- Check your gear! Safety is paramount when rock climbing, and safety starts with a thorough inspection of all your climbing gear – before, and after every single climb.
- Rock climbing requires physical strength and ability – we recommend you speak to your doctor before embarking on your journey just to be sure that you’re medically fit for the challenge.
- Inform a local assistance company and your family of your rock-climbing location and trekking route and policy details.
- Make sure to use a qualified tour guide if you're rock climbing as part of a group.
- Check which countries your rock-climbing trip passes through to ensure your policy covers you for that region.
- For the intrepid rock climber, be aware a higher policy excess applies if you need to be medically evacuated within Nepal.
- Make sure that you've selected the right travel insurance plan for your specific needs. Get a quote online anytime, anywhere.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Traveller tip: no one plans for a natural disaster, but unfortunately, they happen. If your whole trip or your rock climbing session is interrupted by a natural disaster and you’re forced to extend your stay, our travel insurance may cover the reasonable and necessary costs (up to policy limits).
Traveller tip: rock climbing can get gnarly, which is why doing your research into travel insurance could be a wise decision. Make sure you take the time to understand what you're signing up for, including what happens if you need to be plucked off a mountain or need a bit of patching up. Do your research, back the ropes, and conquer the world – one rock face at a time!
Traveller tip: if your climbing gear is stolen, it’s imperative you get on the front foot by reporting it to the authorities and obtaining a police report. After that, we ask that you contact us to submit a claim. Always keep copies or originals of any receipts in case you need to make a claim for stolen gear and valuables.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSeguro viagem para o Equador
Confira nossos planos de Seguro Viagem que podem ajudar a protegê-lo em sua viagem ao Equador.
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Um país relativamente pequeno, porém repleto de experiências incríveis para o viajante aventureiro. No Equador, você pode escalar vulcões, andar de bicicleta nos Andes, flutuar em meio à selva, pescar piranhas - emoções são o que não faltam. E isso sem falar na incrível vida selvagem que você vai explorar nas Ilhas Galápagos!
Mas junto com as aventuras vêm os riscos. E se acontecer um desastre natural ou você sofrer um acidente longe de algum centro urbano? Ao planejar as férias dos seus sonhos, uma apólice de seguro é uma boa ideia para ajudá-lo a lidar com eventos inesperados e inconvenientes.
- Por que o Seguro Viagem é importante
- Ao que devo ficar atento quando viajar para o Equador?
- O que não está coberto?
Por que o Seguro Viagem é importante
Uma viagem única para mergulhar com tubarões, tartarugas marinhas e arraias em Galápagos significa um alto investimento. Um Seguro Viagem que cobre bagagem extraviada e emergências médicas pode ajudar a proteger esse investimento caso algo inesperado aconteça.
Uma plano de Seguro Viagem da World Nomads pode oferecer cobertura para:
- Bagagem extraviada ou perdida
- Cancelamento ou interrupção da viagem
- Objetos pessoais roubados
- Seguro médico no exterior e cobertura para eventos relacionados ao Coronavírus
- Mais de 150 atividades e esportes no Equador
Ao que devo ficar atento quando viajar para o Equador?
Se você procura praias tranquilas ou montanhas cobertas de neve, o Equador tem tudo para fazer de uma visita as melhores férias da sua vida! Mas as coisas podem não sair conforme o planejado. Saber que você pode resolver problemas financeiros, médicos ou logísticos por meio de sua apólice de seguro representa um grande conforto. Alguns dos eventos inesperados com os quais podemos ajudá-lo incluem:
Embora o Brasil e o Equador sejam vizinhos próximos, as companhias aéreas ainda podem extraviar ou perder sua bagagem. Se isso acontecer, certifique-se de seguir todos os procedimentos de comunicação corretos no aeroporto e a World Nomads poderá fornecer a você uma muda de roupa e itens pessoais até que as coisas sejam resolvidas.
Com tanto a se fazer no Equador, você provavelmente passou muito tempo planejando a sua viagem. Mas se algo inesperado, como uma doença ou um acidente, acontecer um pouco antes da partida, ou mesmo durante a viagem, seu seguro pode ajudá-lo a recuperar parte de suas perdas.
- Objetos pessoais roubados
As cidades maiores, como Quito e Cuenca, oferecem uma fascinante mistura de história e cultura indígena e espanhola, incluindo um dos maiores mercados ao ar livre da América Latina. Mas se você for roubado enquanto admira o artesanato local, nossa linha direta 24 horas pode indicar a delegacia de polícia mais próxima e ajudá-lo a obter documentos temporários. Também podemos ajudá-lo a receber fundos transferidos por sua família no Brasil.
- Seguro médico no exterior e cobertura para eventos relacionados ao Coronavírus
Se você se machucar em uma caminhada até os famosos lagos de cratera ou em uma expedição de rafting das montanhas para a selva, nossa equipe de assistentes pode ajudá-lo a encontrar o centro médico mais próximo. Se a lesão for grave, a World Nomads também poderá ajudar a providenciar uma evacuação de emergência para o Brasil.
Infelizmente, os efeitos da pandemia ainda fazem parte de nossas vidas; portanto, se você adoecer com um problema médico relacionado ao Coronavírus, seu seguro poderá ajudar com internações hospitalares e medicamentos.
A World Nomads desenvolveu um seguro abrangente para o viajante aventureiro com cobertura para mais de 150 esportes e atividades radicais. Com novas experiências incríveis sendo lançadas no Equador, como tirolesa em alta altitude e balanços à beira de penhascos, é importante que você leia as diferentes apólices - Standard, Explorer e Explorer Plus - e decida qual é a certa para o tipo de férias que pretende tirar.
O que não está coberto?
Claro, nenhuma apólice de seguro pode cobrir absolutamente tudo, e há uma série de situações para as quais a World Nomads não fornecerá assistência ou reembolso. Elas podem incluir:
- Praticar esportes não cobertos pelo plano adquirido. Sempre verifique o que está e o que não está incluso antes de fazer uma apólice e antes de se inscrever em um novo esporte radical, ok?
- Se você não cuidou bem de si mesmo ou de seus pertences. Portanto, se você deixou suas coisas sem vigilância enquanto aproveitava a vida noturna de Quito ou seguia as iguanas na praia de Galápagos, não poderemos oferecer cobertura.
- Tratamento para condições médicas pré-existentes ou se sua viagem foi planejada especificamente para receber cuidados de saúde especializados.
Claro, este é apenas um breve guia para o seguro durante sua viagem ao Equador. Então, antes de ir para o “centro do mundo”, não hesite em entrar em contato para obter informações mais detalhadas sobre as diferentes apólices e coberturas disponíveis.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Travel Insurance
Simple and flexible travel insurance. Buy at home or while travelling, and claim online from anywhere in the world.
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Good news, travel insurance just got up to 15% cheaper*.
No promo, no countdown. Just lower prices on the cover you need for your next adventure.
Our Annual Multi-Trip travel insurance just got more affordable with up to 31% off*, so you can explore your favourite destinations for less. Enjoy 12 months of cover at a reduced price and get ready for more adventures, wherever they take you.
Choose the cover that best suits your needs
Single trip
- Up to 365 days of cover in one trip.
- Flexibility in customising your coverage and destinations.
- Can be more cost effective compared to Annual Multi-Trip if you're a less frequent traveller
Annual Multi-trip
- Unlimited trips within 12-month period.
- Cover for both international and domestic travel.
- Convenience – no need to arrange travel insurance for each trip.
- Can be more cost effective compared to Single Trip if you're a more frequent traveller
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Immediate relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- Medical evacuation home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150 + Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions. You can also visit our help center for more answers.
-
Do you cover adventure sports and activities
Yes - our travel insurance plans offer cover for more than 150 adventure sports and activities.
-
Am I covered if I need to see a dentist while overseas?
Yes, there’s cover if you need to go to a dentist while abroad for emergency dental treatment.
-
Do you need to include stopovers as a destination when buying travel insurance?
While there may be many reasons to buy travel insurance to help protect you for unforeseen events such as trip cancellation, injuries, overseas medical or dental emergencies, or baggage cover, you don’t need to purchase any extra travel insurance if you are making a quick stop-over in a country and not planning to leave the airport.
-
Can I buy travel insurance if I'm already overseas?
Yes - If you're a resident of the Republic of Ireland and meet the Residential Eligibility Criteria, then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,
*Price reduction as of 27/06/2025 0800 IST. Reduction only applies to single trip product and is dependent on selected destination regions and age bands. Actual savings may differ. Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. World Nomads is a trading name of nib Travel Services Europe Limited which is regulated by the Central Bank of Ireland (C172027). Registered Office: City Quarter, Lapps Quay, Cork, T12 Y3ET, Ireland (Company Registration Number 601851). Collinson Insurance Europe Limited is authorised by the Malta Financial Services Authority in Malta and is regulated by the Central Bank of Ireland for conduct of business rules. World Nomads are tied to Collinson Insurance Europe Limited (CIEL) to provide the products which are manufactured by CIEL and distributed by World Nomads.
Whether ordinary or obscure, we cover a wide range of sports and activities when you travel.
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Preparing for your next adventure?
However you like to stay active when you're away, we know that sports and adventure activities play a big role in making your travel experience memorable. That's why we offer a diverse range of activities cover, catering to your unique interests. From abseiling to zorbing, there's a good chance we'll be able to cover you.
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Inspiration
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat to do if you can’t go?
What to do if someone at home is sick or injured
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Unfortunately, sometimes things happen; loved ones fall ill, and best-laid plans don’t go to plan. If you find yourself unable to travel because someone at home is sick or injured, our Cancellation Travel Insurance cover helps Kiwis cover the non-refundable portion of their travel expenses. This includes transport, accommodation, tours/experiences, travel agency cancellation fees and frequent flyer points.
Here are the steps you need to take if you find yourself needing to make an online claim:
- Rearrange or cancel your bookings
- Get it in writing
- Keep your itineraries and receipts
- What if someone gets COVID-19 and I can't travel?
- Need to know more?
1. Rearrange or cancel your bookings
If you find yourself cancelling or postponing your holiday due to the illness or injury of a loved one, it’s essential you take immediate action by rearranging/cancelling all pre-paid and pre-booked travel expenses (think accommodation, tours, transportation etc.).
Traveller tip 1: Take time to research all offers, compensation options, and cancellation alternatives available when rearranging/cancelling with your service providers. Some providers can be quite accommodating – especially in unavoidable situations such as illness and injury. Not only is it in your best interest to avoid or minimise your expenses, it’s important to keep in mind that World Nomads will only cover costs within policy limits, and where you’ve taken reasonable and necessary steps to minimise costs as much as possible.
2. Get it in writing
It’s important you collect all the required reports outlining the medical situation affecting your close relative, and therefore your ability to continue with your travel plans. Some reports required include:
- Doctor or other medical practitioner’s report, confirming the illness or injury
- Hospital admission report
- Ambulance report (if applicable)
- Police report (applicable)
- Any other applicable documentation
Without supporting documentation we may be forced to deny your travel insurance claim. For full details of required documentation, and policy inclusions and exclusions, please refer to your Policy Document.
3. Keep your itineraries and receipts
If the unforeseen does happen, and you’re forced to stay in New Zealand instead of travelling abroad, make sure you keep all your paperwork. (Think receipts, itineraries, booking confirmations, cancellation confirmations, e-tickets, and vouchers).
Also, make sure to keep all documentation outlining any cancellation/postponement offers you’ve secured and refunds paid to yourself, as we’ll need to see those in order to keep your trip cancellation claim hassle-free.
Traveller tip 2: paid for your travel expenses with frequent flyer or similar air travel points? All is not lost – if you can’t recover the lost points from any other source, World Nomads Travel Insurance may be able to reimburse you for the cost of any equivalent class ticket (up to policy limits). Refer to your Policy Document for full details.
4. What if someone gets COVID-19 and I can't travel?
If your travel plans are interrupted or cancelled because a close relative in New Zealand is hospitalised or dies due to Coronavirus, you may be covered for the reimbursement of your non-refundable travel expenses. We offer Coronavirus coverage for cancellation and trip interruption expenses under our Explorer Plan.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Traveller tip 3: wondering who we deem a ‘close relative’? Check out our article, Am I covered if I need to cancel my trip because a relative is sick/injured? for our definition of a close relative, and more information on what is (and isn’t covered) should you find yourself cancelling your trip because someone at home is sick or injured.
5. Need to know more?
This information may help if things go wrong, and you want to make a claim. All travel insurance plans are different, and cover will vary, depending on what’s happened, your Country of Residence, the plan you choose and any options or upgrades you buy. Your Policy Document will always have the full details of what you’re covered for.
If you have any further questions about what’s covered and not covered, just ask us.
This is a summary only. It does not include all terms, conditions, limitations, and exclusions of the plans described. Please carefully read your Policy Document for a full description of coverage. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team