Photo © Getty Images / Ph. Francesco Ciccotti

Safari Travel Insurance Plans

Affordable Safari Travel Insurance for Canadians

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At a glance:

All World Nomads plans cover safaris, with some plans that offer higher limits of benefits.
Coverage may include injuries and medical evacuation if you're seriously hurt while on a safari, as well as protection for your luggage and gear.
Choose from two travel insurance plans: Standard or Explorer—tailored to your trip style and level of adventure.
World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.

Why should I consider travel insurance for my African safari?
What’s Covered in Our Safari Insurance for Canadians
Choosing the Right Safari Travel Insurance Plan (Standard vs. Explorer)
What may not be covered when on a safari?
Top safety tips we recommend for your safari
FAQs

Canadian travellers heading to Africa for a safari face unique insurance needs—from costly medical evacuations to lost camera gear. World Nomads offers travel insurance tailored for Canadians, with safari coverage included in every plan. Whether you're planning an African safari to see the Big 5 in the Serengeti or watch zebras roam in Zambia’s Mosi-oa-Tunya National Park, your adventure is sure to be unforgettable. But whenever you're overseas and surrounded by wildlife, you should be prepared for the unexpected.

Why should I consider travel insurance for my African safari?

From animal attacks to an unplanned case of malaria, unexpected issues can derail even the most carefully planned safari. Travel insurance for safaris may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to Canadian needs, it’s a smart way to travel confidently – whether you're looking for rhinos in Nepal or photographing elephants in Kenya.

Nomads tip: Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you decide that you are not satisfied with the policy, you may cancel it within 10 days and you will be given a full refund of the premium you paid, provided you have not started your trip and you do not want to make a claim or to exercise any other right under the policy.

What’s Covered in Our Safari Insurance for Canadians

As wildlife lovers ourselves, we’ve designed our plans to include travel insurance for safaris. We also offer coverage for more than 250 other sports, activities and experiences.

Emergency Medical Expenses
For broken bones, cuts, and sprains after a fall in the African bush
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation
Baggage & Gear Coverage
Protection for your stuff when you travel
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from enjoying your safari.

Get a quote and compare the plans to see which level of coverage is right for you.

Choosing the Right Safari Travel Insurance Plan (Standard vs. Explorer)

World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.

Standard Plan – This is the most basic plan but includes safari travel insurance as well as up to $5,000,000 CAD in emergency medical expenses and up to $2,500 for trip cancellation for Canadian travellers.
Explorer Plan – This plan also covers safaris but has higher limits of coverage.

Even if your main goal is to go on a safari, you may want to do other fun things too, like bushwalking in Botswana or whitewater rafting on the Zambezi River. That’s totally fine, because there are over 250 other sports, activities and experiences that could be covered when you purchase travel insurance for Africa. When you purchase your policy, you’ll need to list safaris, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  Costs may vary depending on the additional activities you list.

If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

NOMADS TIP: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.

What may not be covered when on a safari?

Some things we may not cover include:

Unattended baggage or personal items
Participation in other activities not listed as covered in your policy
Ignoring your doctor if they have explicitly advised you not to travel to a particular destination or go on a safari
Handling of big game or dangerous animals
Not following government ‘Do Not Travel’ advisories issued by the Canadian government

Top safety tips we recommend for your safari

Do your research and book with an accredited and eco-friendly tour operator.
Make sure your guide has a first-aid kit. It doesn’t hurt to have a small one in your backpack too.
Follow your guide’s instructions at all times and view wildlife from a safe distance.
Stay hydrated and drink plenty of water. Don’t be afraid to ask if the water is safe to drink when you are in remote locations. 
Talk to your doctor to see if prescription antimalarial medication or other vaccinations are recommended. Depending on the medication, you may need to start it prior to your trip. 
Wear long sleeves and long pants to help protect you from bug bites.
Don’t wear open toed shoes when walking around in the bush.
Check with the Public Health Agency of Canada to see if they have issued any travel health notices for your destination. 
Register with Canadians Abroad to stay updated on emergency situations.
Don’t try to handle big game or dangerous animals.
Don’t walk around alone at night.
Take along a copy of the documents showing proof of your safari travel insurance. You may even want to save a copy in your phone so it is easily accessible.

FAQ

Here are our most frequently asked questions about cover for safari. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Are safaris covered under World Nomads Travel Insurance?
Yes, safaris are covered under both plans offered by World Nomads Travel Insurance, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Safaris are considered a Level 1 activity and they are automatically covered, but you’ll still need to list this as an activity when you purchase your safari travel insurance policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like zip lining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.

What types of incidents are covered while on a safari?
If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, pre-paid, non-refundable safari tours that you paid for in advance. If your safari jeep gets in a wreck and you require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.

Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date (as shown on your policy certificate)

Does World Nomads offer travel insurance for African safaris?
Yes, you can purchase travel insurance for Africa and you could have the opportunity to experience safaris in a variety of places such as Kenya, Botswana, and Rwanda. When you get a quote for safari travel insurance, you’ll need to input where you’ll be travelling.

What should I do if I get hurt while on a safari?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.

Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, rocking climbing, and camping could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.

Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by both plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, safari tours and accommodations if your trip is cancelled for a covered reason.

What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.

Need destination inspiration for your next safari?

Not sure where your next safari adventure should take you? Check out some of our favorite safari locations around the world and get destination-specific travel insurance tips to help you plan with confidence.

Kenya Safari Tips: Where to Go and How to Stay Safe

How Travelers Can Stay Safe on Safari in Botswana

Nepal Safaris: The 5 Best Places to See Wildlife

Why Akagera is Rwanda’s Most Unique Safari Destination

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Work emergency?
Weather delay?
Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?
Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Ambulance transfers
Medevac flights
Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Stolen I.D.s
Checked-in sports equipment
Damaged luggage

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Photo © Getty Images / Ph. Francesco Ciccotti

Safari Travel Insurance Coverage

Explore how US Residents can protect their African safari adventures

As featured in:

As featured in:

At a glance:

All World Nomads plans cover safaris, with some plans that offer higher limits of benefits.
Coverage may include reimbursement for injuries and medical evacuation if you're seriously hurt while on a safari, as well as protection for your luggage and gear.
Choose from four travel protection plans: Standard, Explorer, Epic, or Annual—tailored to your trip style and level of adventure.
World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.
Plus, optional Cancel for Any Reason upgrade available on some plans

Why should I consider travel insurance coverage for my safari trip?
Travel insurance benefits for safaris
Levels of plans to protect your safari
What's not covered
Top safety tips we recommend for your safari
FAQs

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Whether you're planning an African safari to see the Big 5 in the Serengeti or watch zebras roam in Zambia’s Mosi-oa-Tunya National Park, your adventure is sure to be unforgettable. But whenever you're overseas and surrounded by wildlife, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for safaris that may help with everything from stolen bags to unexpected medical expenses.

Why should I consider travel insurance coverage for my safari trip?

To being diagnosed with malaria from a mosquito bite to having a monkey steal your passport , unexpected “monkey business” can derail even the most carefully planned safari. Travel insurance and non-insurance services designed for safaris may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently, no matter where the journey takes you.

What travel insurance benefits may protect safari trips

As wildlife lovers ourselves, we’ve designed coverage for losses resulting from safaris while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

Emergency Medical Expenses
For broken bones, cuts, and sprains after a fall in the African bush
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation
Baggage & Gear Coverage
Protection for your stuff when you travel
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from enjoying your safari.

Get a quote and compare the plans to see which level of coverage is right for you.

Terms, conditions, and limitations apply to all mentioned coverages.

All plans include travel insurance coverage for safaris, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records, and pre-departure telehealth services.

What level of travel insurance coverage for my safari do I need?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go on a safari, you may want to do other fun things too, like bushwalking in Botswana or whitewater rafting on the Zambezi River. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase travel insurance coverage for Africa.

Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while on a safari, including up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
Explorer Plan – This is for those trips you’ll be talking about for years to come! It covers more activities, including hot air ballooning and shark cage diving to 165 feet/50 meters. It also has higher limits of coverage for most benefits.
Epic Plan – This plan covers everything the Explorer plan covers, plus even more activities – including bouldering up to 26,247 feet/8,000 meters and cliff diving. It also has the highest benefit limits of coverage.
Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year. It includes travel insurance coverage for safaris, as well as all of the other activities covered in the Standard Plan.

NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York. Full terms apply.

What may not be covered by travel insurance plans for safaris?

Some things we may not cover include:

Unattended baggage or personal items
Not following ‘Do Not Travel’ warnings issued by the U.S. government prior to departure
Participation in other activities not listed as covered in your policy
Ignoring your doctor if they have advised in writing that you are not medically fit to travel.

Top safety tips we recommend for your safari

Do your research and book with an accredited and eco-friendly tour operator.
Make sure your guide has a first-aid kit. It doesn’t hurt to have a small one in your backpack too – just in case.
Follow your guide’s instructions at all times and view wildlife from a safe distance.
Stay hydrated and drink plenty of water. Don’t be afraid to ask if the water is safe to drink when you are in remote locations. 
Take advantage of the pre-departure medical consultation included in your non-insurance services and see if prescription antimalarial medication or other vaccinations are recommended for your destination. Depending on the medication, you may need to start it prior to your trip. 
Wear long sleeves and long pants to help protect you from bug bites.
Don’t wear open toed shoes when walking around in the bush.
Check with the U.S. Department of State to see if they have issued any travel advisories for your destination.
Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations.
Don’t try to handle big game or dangerous animals.
Don’t walk around alone at night.
Take along a copy of the documents showing proof of your travel insurance coverage for safari tours. You may even want to save a copy in your phone so it is easily accessible

FAQ

Here are our most frequently asked questions about cover for safari. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Does World Nomads Offer Travel Insurance for Safaris to U.S. Residents?
Yes, losses related to safaris may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.

What types of incidents may be covered while on a safari?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable safari tours that you paid for in advance. If your safari jeep gets in a wreck and you require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.

Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes travel insurance coverage for safaris online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for an upcoming safari, you’ll need to buy your plan at least the day before you depart on your trip.

Does World Nomads Cover African Safari Tours?
Yes, World Nomads offers travel insurance for Africa. You could have the opportunity to experience safaris in a variety of places such as Kenya, Botswana, and Rwanda. When you get a quote for a travel protection plan that includes travel insurance coverage for African safaris, you’ll need to input where you’ll be traveling.

What should I do if I get hurt while on a safari?
If you get hurt while on a safari, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for safaris.

Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for your safari adventure, you could be covered for more than 250+ other sports, activities and experiences. Things like bushwalking, rocking climbing, and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.

Do I get my money back if I cancel a trip?
Trip cancelation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, safari tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.

What happens if my bags are delayed?
When you purchase travel insurance coverage for safaris, baggage delay coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes a non-insurance service that can help track down your bag and get it delivered to you.

Need destination inspiration for your next safari trip?

Not sure where your next safari adventure should take you? Check out some of our favorite safari locations and get destination-specific travel insurance tips to help you plan with confidence.

Kenya Safari Tips: Where to Go and How to Stay Safe

How Travelers Can Stay Safe on Safari in Botswana

Nepal Safaris: The 5 Best Places to See Wildlife

Why Akagera is Rwanda’s Most Unique Safari Destination

20250818-4750020. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Work emergency?
Weather delay?
Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?
Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Ambulance transfers
Medevac flights
Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Stolen I.D.s
Checked-in sports equipment
Damaged luggage

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Photo © Getty Images / swissmediavision

Annual Multi-Trip Travel Insurance

Your passport to year-round adventures

Get a quote

What is Annual Multi-Trip Travel Insurance?

Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.

Why choose Annual Multi-Trip Travel Insurance?

Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.

How Does It Work?

With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!

Buy cover while traveling

If you're traveling and want to travel longer, World Nomads lets you buy more cover to keep you on the road.

24/7 Emergency Assistance

Our multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Cover for 150+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing one of the longest lists of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

A true claim story

Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.

L. De Jesus,
U.S. resident in Spain
I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely

A.Brennan,
Australian in Thailand
Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.

K.McMahon,
Australian in Thailand
I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.

T.Ryan,
Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Immediate relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Injured abroad?
Need a hospital urgently?
Medical evacuation home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover more than 150 activities you love + more

Here are several activities under each category that World Nomads love to do:

Not all activities, sports, and experiences are automatically covered. You may have to upgrade the sorting level to receive the cover you require for the activities you plan to do, by paying an additional premium. Please read your policy wording carefully before you buy.

Snow

Water

Air

Land

Sports

Experiences

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow

Ice Skating
Skiing
Snowboarding
Tobogganing

Water

Canoeing
Kayaking
Paddle Boarding
Sailing
Scuba Diving (up to 30 meters)
Snorkelling
Surfing
Tubing
Windsurfing

Air

Aerial Safari
Bungee Jumping
Hot Air Ballooning
Passenger in a commercial aircraft
Skydiving / Parachuting (tandem jumps only)
Zip Line

Land

Bushwalking
Camel Riding
Camping
Caving
Hiking
Orienteering
Motorbiking
Mountain Biking
Trekking

Sports

Baseball
Basketball
Cricket
Go Karting
Golf
Hockey
Tennis / Pickleball
Frisbee / Ultimate frisbee
Volleyball

Experiences

Childcare work
General farm work
Hospitality
Restaurant
Teaching
Fruit Picking
Admin work
Office work
WWOOFing

All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans. Coverage may not be available for residents of all countries, states or provinces.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Frequently asked questions

Can my kids travel on my Annual Multi-Trip travel insurance policy?
Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.

Can I cancel my Annual Multi-Trip travel insurance?
Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:
- you haven’t travelled under your policy; and
- you are not making a claim; and
- you are not exercising any other right under the policy.
If you cancel outside of the 21-day cooling-off period, no premium will be refunded. However, discretion may be exercised in exceptional circumstances to provide a refund for unused cover; those exceptional circumstances being bereavement or an unexpected change to your policy resulting in us being unable to continue to cover you. The unused premium will be calculated on a sliding scale basis

Is AMT cheaper than a single-trip policy?
An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.

Does AMT cover domestic travel?
Our Annual Multi-Trip policy offers cover if your country of residence is Ireland for both international and domestic travel.

Will my Annual Multi-Trip policy renew annually?
World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.

Is there a limit on the number of trips I can take with AMT?
There is no limit on the number of trips you can take each year with our Annual Multi-Trip policy. Just be sure you have selected an appropriate policy that will offer cover for the regions you intend to travel to.

Is there a limit on the duration of each trip with AMT?
While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.

Photo © Getty Images / swissmediavision

Annual Multi-Trip Travel Insurance

Your passport to year-round adventures

Get a quote

What is Annual Multi-Trip Travel Insurance?

Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.

Why choose Annual Multi-Trip Travel Insurance?

Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.

How Does It Work?

With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!

Buy cover while traveling

If you're traveling and want to travel longer, World Nomads lets you buy more cover to keep you on the road.

24/7 Emergency Assistance

Our multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Cover for 150+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing one of the longest lists of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

A true claim story

Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.

L. De Jesus,
U.S. resident in Spain
I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely

A.Brennan,
Australian in Thailand
Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.

K.McMahon,
Australian in Thailand
I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.

T.Ryan,
Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Called to jury duty?
Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Injured abroad?
Need a hospital urgently?
You or a family member die?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Luggage lost?
Passport pilfered?
Tech Trashed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover 150 + Adventure Activities you love + more

Snow

Water

Air

Land

Sports

Experiences

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all
  Curling Ice skating – indoor Sleigh rides - horse drawn
- Optional extras
  Glacier/ Ice walking Skiing/Snowboarding - Cross country Skiing/Snowboarding - Helicopter/Cat Skiing - Snowblading Skiing - Snowboarding (Terrain Park) Sledding

Water Activities
- Included for all
  Banana boat rides Black water rafting Boating inland and coastal waters Fishing inland or coastal waters Fishing / angling (ice)  Hydro foiling Jet boating Parasailing River boarding / hydro speeding Rowing / sculling Sailing / yachting Scuba diving - to 30 metres Scuba diving - unqualified Sea kayaking / sea canoeing - inland/coastal waters Shark cage diving - to 30 metres Shark cage diving - unqualified Snorkelling Speed boating Stand up paddle surfing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding White water rafting Windsurfing / sail boarding - inland or coastal waters
- Optional extras
  Boating - outside coastal waters Jet skiing Kite boarding Kite surfing Outrigger canoeing Sailing / yachting - outside coastal waters Spearfishing Surfing Water skiing - barefoot

Air Activities
- Included for all
  Abseiling Aerial safari Hot air ballooning Zip line
- Optional extras
  Bungee / Bungy jumping Skydiving/ Parachuting (Tandem jumps only)

Land Activities
- Included for all
  Aerobics Ballet Bowling Bushwalking up to 3,000 metres Camel riding Camping up to 3,000 metres Caving - sightseeing Cycling / biking / mountain biking - incidental to the trip Dance Dogsledding Fell walking up to 3,000 metres Fitness training Go karting Hiking up to 3,000 metres In-line skating Kite flying Motor racing experience - passenger only Mountain biking - general Orienteering Outdoor endurance course up to 3 miles Outward bound Paint balling Rock climbing - indoor Safari tours Segway Skateboarding - ramp / half pipe / skate park / street Snooker Theme parks / fairgrounds Tuk Tuk - as a passenger Walking up to 3,000 metres War games - online gaming War games / military simulation
- Optional extras
  Bushwalking up to 6,000 metres Camel trekking - overnight Camping up to 6,000 metres Cycling / biking - independent cycle touring Elephant trekking - overnight Fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Land surfing Moped riding / scooter biking under 125cc Motor biking - including as a pillion passenger - under 125cc Trekking up to 6,000 metres

Sports Activities
- Included for all
  Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Darts Flag football / rugby / gridiron – non-contact Football  Frisbee / Ultimate frisbee  Golf Gym training Gymnastics Handball / Tchoukball  Hockey Horse riding - leisure/social/non-competitive riding Korfball Lacrosse Martial arts training - non-contact Netball Rambling - up to 3,000 metres Rifle range / sports shooting Roller skating Rollerblading Rounders Running / jogging - half marathon distance or less Soccer Softball Squash / racquet ball Table tennis Tennis / Pickleball  Trampolining Triathlon - up to sprint distance Volleyball Wake skating Wakeboarding Weight training Yoga
- Optional extras
  Boxing Camogie Football (Gaelic Football) Hurling Martial arts - Judo & Karate only Rugby - league / union Running - up to marathon distance Triathlon - up to middle distance Via ferrata

Experience Activities
- Included for all
  Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
- Optional extras
  Working - general work and manual work not involving the use of mechanical or industrial machinery at a height not exceeding 2 metres above ground level

Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Frequently asked questions

Can my kids travel on my Annual Multi-Trip travel insurance policy?
Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.

Can I cancel my Annual Multi-Trip travel insurance?
Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:
- you haven’t travelled under your policy; and
- you are not making a claim; and
- you are not exercising any other right under the policy.
If you cancel outside of the 21-day cooling-off period, no premium will be refunded. However, discretion may be exercised in exceptional circumstances to provide a refund for unused cover; those exceptional circumstances being bereavement or an unexpected change to your policy resulting in us being unable to continue to cover you. The unused premium will be calculated on a sliding scale basis

Is AMT cheaper than a single-trip policy?
An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.

Does AMT cover domestic travel?
Our Annual Multi-Trip policy offers cover if your country of residence is the United Kingdom for both international and domestic travel.

Will my Annual Multi-Trip policy renew annually?
World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.

Is there a limit on the number of trips I can take with AMT?
There is no limit on the number of trips you can take each year with our Annual Multi-Trip policy. Just be sure you have selected an appropriate policy that will offer cover for the regions you intend to travel to.

Is there a limit on the duration of each trip with AMT?
While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.

Photo © Getty Images

Travel Insurance for Cycling

US Residents can protect their trip on two wheels with bundled travel insurance for cycling trips.

Get a price

As featured in:

As featured in:

At a glance:

Travel insurance coverage for cyclists can protect against unexpected emergency medical expenses, trip interruptions, and damage or theft of gear during their biking adventures.
World Nomads offers benefits that cover a wide range of cycling activities, including road biking, mountain biking, BMX, snow biking, and even unicycling, with flexible plans that cater to everything from casual rides to extreme expeditions.
24/7 non-insurance emergency assistance is available if you run into trouble on or off the bike.
Choose from four travel protection plans: Standard, Explorer, Epic, or Annual—tailored to your trip style and level of adventure.
World Nomads plans also cover 250+ other adventure activities, from rock climbing and hiking to snorkeling and jungle trekking.

Why should I consider travel insurance for my cycling trip?
What types of cycling adventures may be covered by World Nomads Travel Insurance?
Cycling travel insurance benefits
Plan levels for cycling trips
What's not covered
Top safety tips we recommend for your cycling trip
FAQs

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

When planning a cycling adventure—whether it’s scenic touring, urban exploration on an e-bike, or challenging off-road terrain—investing in travel insurance for cycling may be just as important as tightening your helmet. With plans designed to match your ride, you’ll hit the road confident.

Why should I consider travel insurance for my cycling trip?

Even the best-laid cycling plans can face unexpected detours. A crash, sudden illness, or travel delays might throw off your itinerary, while stolen or damaged gear while traveling could cut your ride short. That’s where travel insurance for cycling could come in—it may help cover medical costs if you’re injured mid-ride, reimburse you for non-refundable expenses if you have to cancel for a covered reason, and assist if your essential biking equipment is stolen or damaged while traveling. Whether you’re pedaling out of state roads or venturing to far-flung trails, World Nomads helps keep your adventure on track with 24/7 non-insurance emergency assistance and coverage for more than 250 sports and activities.

What types of cycling adventures may be covered by World Nomads Travel Insurance?

World Nomads offers benefits for losses relating to:

On and off-road biking
BMX
Snow biking (yes, that’s a thing!)
Even unicycling can also be covered!

What travel insurance coverages and non-insurance services are offered by World Nomads for cyclists?

World Nomads Travel Insurance for US residents may cover a range of unexpected problems you could face on and off the road. Plans may include:

Emergency Medical Expenses
Broken bones or gashes from epic wipeouts
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation
Baggage & Gear Coverage
Reimbursement for broken or damaged bicycles
Trip Cancellations
Reimbursement of pre-paid, unused, non-refundable expenses like flights, tours and accommodations if you’re unexpectedly too sick to go on your cycling trip

NOMADS TIP: Consider the optional ‘Cancel for Any Reason’ benefit for added flexibility and protection for shifting plans. Optional benefits come at an additional cost; CFAR not available in NY.

At World Nomads Travel Insurance, we know your cycling trip is more than just biking from one destination to the next. That’s why our plans include travel insurance and non-insurance services for cyclists and protection for over 250+ other adventure sports and experiences – from camping and rock climbing to zip-lining and snorkeling. Whether you’re flying downhill or taking a trail straight up a mountain, we offer four travel protection plans with different levels of insurance coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan that covers everything you plan to do.

*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!

What level of travel insurance coverage do I need for my cycling trip?

Standard Plan – Best suited for backpackers, budget travelers and families. Includes benefit maximums up to $125,000 in emergency medical expenses and up to $2500 for trip cancellation. This is our most basic plan, but it packs a punch.
Explorer Plan – For those trips you’ll be talking about for years to come! Covers over 300 activities and offers the optional ‘Cancel for Any Reason’ benefit for ultimate flexibility.
Epic Plan – Checking that big trip off your bucket list? We’re talking multi-day cycling adventures, safaris, cruises… you name it! This plan offers our highest level of coverage for trips that are truly once in a lifetime.
Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year.

You can compare plans and maximum benefit amounts when you get a quote. Optional benefits come at an additional cost; CFAR not available in NY.

What may not covered by the travel protection plan I buy for my international cycling trip?

While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:

Participating in any activity or sport as a professional athlete.
Bicycles and other sporting equipment that are damaged while in use due to wear and tear.
Search-and-rescue missions.
Unattended baggage, sporting equipment or personal items.
Cycling while under the influence of alcohol or drugs.

Top safety tips we recommend for your cycling trip

As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.

Check you have all your paperwork. Make sure you have all your appropriate documents before you leave. This can include things like proof of any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting.
Be responsible when choosing a cycling destination or activity. Does the cycling tour suit your experience level? Are there any travel or weather alerts for your destination?
Wear a helmet and visible clothing. This should be a no-brainer, but it’s still worth mentioning because in many countries around the world, the locals don’t wear helmets when cycling. Another no-brainer is if you’re planning to ride at night, you should use lights and wear high visibility clothing to make sure other riders and vehicles see you.
Make sure your bike is set up correctly before you ride. Check the saddle, pedals, handlebars and tire pressure before you set forth on your journey.
Save your receipts. Hopefully you will have a perfect trip and won’t need to make a claim. But if you do have a mishap, make sure to save all supporting documentation such as receipts of your purchases.
Get bike fit: Be sure you are physically capable of the cycling routes you are planning. Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes? Consider using our non-insurance telehealth service for pre-trip medical support to get travel medicines, like altitude sickness pills, delivered to your door before you leave on your trip.

NOMADS TIP: Using an e-bike for the first time? Give yourself plenty of practice time. These bikes are heavy and can take longer to brake than you are used to. Start off in a low assist mode and then gradually increase as you become more comfortable.

FAQ

Here are our most frequently asked questions about cover for cycling. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

What does travel insurance for cycling cover?
Travel insurance coverage for cycling trips with World Nomads may help cover emergency medical treatment, evacuation, and repatriation if you’re injured while riding, plus trip cancellation, interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on an e-bike tour, plans can be tailored to your style of cycling, with the Explorer plan offering higher coverage for more extreme rides. With 24/7 non-insurance emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.

Does travel insurance cover bicycle damage or loss?
World Nomads travel protection plans include baggage and personal effects benefit that could reimburse you if your bicycle is damaged or stolen while traveling. Keep receipts and incident reports to support your claim.

Can I get reimbursed if I have to cancel my cycling trip?
If your trip is canceled due to a covered reason—such as unexpected illness or injury—World Nomads Travel Insurance may reimburse you for pre-paid, unused, non-refundable expenses like flights and accommodation.

Are cycling competitions or races covered?
Your participation in an organized athletic or sporting competition, contest, or stunt under contract in exchange for an agreed-upon salary or compensation is excluded. This does not include athletes participating in exchange for a scholarship or tuition and does not pertain to amateur races. Always review your plan details to understand any exclusions related to professional sports.

What plan should I choose for a cycling trip abroad?
World Nomads offers four travel protection plans: Standard, Explorer, Epic, and Annual. The right plan depends on your trip budget, destination, and planned activities. Explorer and Epic plans include higher benefit maximums and coverage for more extreme activities. If you get a quote, you can compare coverages.

Does travel insurance cover cycling injuries like concussions or broken bones?
Yes, if you’re hurt while cycling on your trip, World Nomads’ Accident & Sickness Medical Expense benefit may help reimburse you for doctor visits, hospital stays, or other medical treatment needed due to an accident on a bike. You must be at least 100 miles away from home for the plan to take effect.

What may not be covered by travel insurance for your cycling trip?
Travel insurance may not cover injuries that occur while cycling under the influence of drugs or alcohol, participating in pro competitions, or damage from regular wear and tear. It also may not cover unattended baggage or travel within 100 miles of your home.

Need destination inspiration?

Planning a holiday on two wheels? The view from a bike is a world apart from the driver’s seat. Cycling offers incredible freedom and opens the door to spontaneous adventures. Discover top cycling destinations and essential travel tips to make your ride unforgettable.

How to Plan for a Cycling Trip

5 Destinations that are Putting Cyclists Ahead of Cars

How to Safely Cycle on New Zealand’s Bike Trails

20250721-4677214. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Work emergency?
Weather delay?
Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?
Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Ambulance transfers
Medevac flights
Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Stolen I.D.s
Checked-in sports equipment
Damaged luggage

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Photo © Saro17

Travel Insurance for Cycling and E-Biking

Take life by the handlebars and check out World Nomads travel insurance plans when cycling on your next adventure.

Get a price

As featured in:

As featured in:

At a glance:

Travel insurance for cyclists is important for riders who want protection against unexpected emergency medical expenses, trip interruptions, and damage or theft of gear during their biking adventures.
World Nomads offers coverage for a wide range of cycling activities, including road biking, mountain biking and BMX with flexible plans that cater to everything from casual rides to extreme expeditions.
24/7 non-insurance emergency assistance is available if you run into trouble on or off the bike.
Choose from two travel insurance plans: Standard or Explorer
World Nomads plans also cover 250+ other adventure activities, from rock climbing and hiking to snorkeling and trekking.

Why should I consider travel insurance for my cycling trip?
What types of cycling adventures can be covered by World Nomads Travel Insurance?
Cycling Travel Insurance: What’s covered?
What level of travel insurance coverage do I need for my cycling trip?
What’s not covered when cycling?
Top safety tips we recommend for your cycling trip
FAQs

When planning a cycling adventure—whether it’s scenic touring, urban exploration on a motor bike, or challenging off-road terrain—investing in travel insurance for your cycling trip may be just as important as tightening your helmet. With plans designed to match your ride, you’ll hit the road confident that both your body and equipment are covered.

Why should I consider travel insurance for my cycling trip?

Even the best-laid cycling plans can face unexpected detours. A crash, sudden illness, or travel delays might throw off your itinerary, while stolen or damaged gear could cut your ride short. That’s where travel insurance coverage for your cycling trip could come in—it may help cover medical costs if you’re injured mid-ride, reimburse you for non-refundable expenses if you have to cancel for a covered reason, and assist if your essential biking equipment is stolen or damaged. Whether you’re pedaling in Canada or venturing to far-flung trails, World Nomads helps keep your adventure on track with 24/7 non-insurance emergency assistance and coverage for more than 250 sports and activities.

What types of cycling adventures can be covered by World Nomads Travel Insurance?

World Nomads offers coverage for:

Mountain biking - On or off road/downhill/cross country up to 3,000 metres in elevation
Mountain biking - On or off road/downhill/cross country up to 6,000 metres in elevation
BMX – on road
BMX - off road/on-track/cross country
Quad biking
Scooter biking/riding
Triathlons and endurance races that are less then ultra-distance (non-professional) may also be covered!

Note: Special conditions and exclusions, in addition to the General Conditions and General Exclusions, may apply while taking part in certain sports or activities.

Cycling Travel Insurance: What’s covered?

World Nomads Travel Insurance for Canadian residents may cover a range of unexpected problems you could face on and off the road. Plans may include:

Emergency Medical Expenses
For broken bones and gashes after an cycling fall.
24/7 Emergency Assistance
Your first call in any emergency situation
Baggage & Gear Coverage
Broken or stolen biking gear (no coverage for in-use damage, though)
Trip Delays, Interruptions & Cancellations

Get a quote to see which level of coverage is right for you.

At World Nomads Travel Insurance, we know your cycling trip is more than just biking from one destination to the next. That’s why our plans include travel insurance coverage for cyclists and protection for over 250 other adventure sports and experiences – from camping and rock climbing to zip-lining and snorkeling. Whether you’re flying downhill or taking a trail straight up a mountain, we offer two travel insurance plans with different levels of coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan that covers everything you plan to do.

To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip. 

*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!

What level of travel insurance coverage do I need for my cycling trip?

Standard Plan – Best suited for backpackers, budget travellers and families. Includes up to $5,000,000CAD in emergency medical expenses and $2500 for trip cancellation and trip interruption. This is our most basic plan, but it packs a punch.
Explorer Plan – For those trips you’ll be talking about for years to come! Our plan with the highest benefit limits, including up to $3,000 for baggage, personal effects and sporting equipment coverage and $5,000 for trip cancellation.

Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too. 

What’s not covered when cycling?

While we can offer coverage for many losses relating to biking, there are some things that may not be covered. These include, but are not limited to:

Participating in any activity or sport as a professional athlete.
Bicycles and other sporting equipment that are damaged while in use due to wear and tear.
Search-and-rescue missions.
Unattended baggage, sporting equipment or personal items.
Cycling while under the influence of alcohol or drugs.

Top safety tips we recommend for your cycling trip

As cyclists ourselves, we have learned that it helps to be prepared. Before you hit the road with your bike, helmet and gear, check out a few of our safety tips for having the best cycling trip ever.

Check you have all your paperwork. Make sure you have all your appropriate documents before you leave. This can include things like proof of any required vaccinations, visitor permits if you plan to visit any national parks, and special tourist visas for the countries you’ll be visiting.
Be responsible when choosing a cycling destination or activity. Does the cycling tour suit your experience level? Are there any travel or weather alerts for your destination?
Wear a helmet and visible clothing. This should be a no-brainer, but it’s still worth mentioning because in many countries around the world, the locals don’t wear helmets when cycling. Another no-brainer is if you’re planning to ride at night, you should use lights and wear high visibility clothing to make sure other riders and vehicles see you.
Make sure your bike is set up correctly before you ride. Check the saddle, pedals, handlebars and tire pressure before you set forth on your journey.
Save your receipts. Hopefully you will have a perfect trip and won’t need to make a claim. But if you do have a mishap, make sure to save all supporting documentation such as receipts of your purchases.
Get bike fit: Be sure you are physically capable of the cycling routes you are planning. Have you got a ‘fit for travel’ thumbs up from your doctor to take on the mountains and specific altitudes?

NOMADS TIP: Using an e-bike for the first time? Give yourself plenty of practice time. These bikes are heavy and can take longer to brake than you are used to. Start off in a low assist mode and then gradually increase as you become more comfortable.

FAQ

Here are our most frequently asked questions about cover for cycling. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

What does travel insurance for cycling cover?
Travel insurance for cycling trips covers emergency medical treatment, evacuation, and repatriation if you’re injured while riding, plus trip cancellation, interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on a motor bike tour, plans can be tailored to your style of cycling, with the Explorer plan offering higher coverage for more extreme rides. With 24/7 emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.

Does travel insurance cover bicycle damage or loss?
World Nomads travel protection plans include baggage and personal effects benefit that could reimburse you if your bicycle is damaged or stolen while travelling. Keep receipts and incident reports to support your claim.

Can I get reimbursed if I have to cancel my cycling trip?
If your trip is cancelled due to a covered reason—such as unexpected illness or injury—World Nomads’ travel insurance may reimburse you for pre-paid, unused, non-refundable expenses like flights and accommodation.

Are cycling competitions or races covered?
Your participation as a professional athlete in any sporting event is not covered. Always review your plan details to understand any exclusions related to professional sports.

What plan should I choose for a cycling trip abroad?
World Nomads offers two plans tailored to your adventure style and budget: 
- Standard Plan – Great for budget-conscious riders. 3,000 metres maximum ride elevation
- Explorer Plan – Has higher benefit limits that may be best for someone pushing the limits, or cycling in more remote locations. 3,000 metres maximum ride elevation
- Optional additional activity level coverage – provides coverage for rides up to 6,000 metres in elevation

Does travel insurance cover cycling injuries like concussions or broken bones?
Yes, if you’re hurt while cycling, World Nomads’ Emergency Medical Coverage may help reimburse you for doctor visits, hospital stays, or other medical treatment needed due to an accident on a bike. You can get travel insurance for your Canadian rides, but you must not be in your home province for the plan to take effect.

What may not be covered by travel insurance for your cycling trip?
Travel insurance may not cover injuries that occur while cycling under the influence of drugs or alcohol, participating in professional competitions, or damage from regular wear and tear.

Are there altitude limits for cycling insurance coverage? 
Yes, both travel insurance plans have elevation limits for covered activities. If you're planning to bike at high altitudes (like in the Andes or Himalayas) of up to 6,000 metres, you will need to pay an additional premium. If you need help, give our customer service team a call.

Need destination inspiration?

Planning a holiday on two wheels? The view from a bike is a world apart from the driver’s seat. Cycling offers incredible freedom and opens the door to spontaneous adventures. Discover top cycling destinations and essential travel tips to make your ride unforgettable.

How to Plan for a Cycling Trip

5 Destinations that are Putting Cyclists Ahead of Cars

How to Safely Cycle on New Zealand’s Bike Trails

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Work emergency?
Weather delay?
Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?
Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Ambulance transfers
Medevac flights
Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Stolen I.D.s
Checked-in sports equipment
Damaged luggage

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Photo © Getty/freemixer

Rock Climbing Travel Insurance Coverage

US Residents Can Protect Their Rock Climbing Trips with Travel Insurance

Get a price

As featured in:

As featured in:

At a glance:

All World Nomads plans cover losses resulting from indoor and outdoor rock climbing, with some plans that may cover climbing at higher elevations and offer higher limits of coverage.
Emergency Medical Coverage may assist with medical costs if you're seriously hurt while rock climbing.
Our travel protection plans include transportation if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. Additional terms apply.
Gear and baggage protection helps cover lost, stolen, or damaged rock climbing gear and luggage.
An optional Cancel for Any Reason upgrade is available on some plans (additional cost and state restrictions may apply.)

Why should I consider travel insurance for my rock climbing trip?
Travel insurance and non-insurance services for rock climbing: What may be covered?
What level of travel insurance coverage do I need for my rock climbing trip?
What may not be covered when rock climbing?
Top safety tips we recommend for your rock climbing trip
FAQs

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Whether you're rock climbing in Yosemite National Park or taking your adventure outside of the United States to epic spots like Italy’s Dolomite Mountains, it helps to always be prepared for the unexpected. If you’re planning a rock climbing trip, consider a travel protection plan that may help with issues like stolen climbing gear to unexpected medical expenses.

Why should I consider travel insurance for my rock climbing trip?

Unexpected issues can mess up even the most carefully planned rock climbing trips. Falling rocks can cause injuries and bad weather can put a halt to your climbing. Travel insurance benefits designed for adventures paired with our non-insurance services designed for rock climbing trips may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently. If you have a more adventurous climb planned in the Rocklands and you have travel insurance for Africa, you may be covered as well.

Travel insurance and non-insurance services for rock climbing: What may be covered?

Rock climbing can test your physical and mental abilities – and as adventurers ourselves, that’s part of what we love. Since unexpected situations can happen when climbing though, we’ve designed coverage for losses resulting from rock climbing while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

Emergency Medical Expenses
For falls that happen when rock climbing
24/7 Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation
Baggage & Gear Coverage
Damaged or stolen climbing gear or luggage that is lost
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from climbing

Terms, conditions, and limitations apply to all mentioned coverages.

All plans include adventure travel insurance coverage for rock climbing, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

Get a quote and compare the plans to see which level of coverage is right for you.

What level of travel insurance coverage do I need for my rock climbing trip?

World Nomads offers four plans for US residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when you’re going on a rock climbing trip, you may want to do other fun things too when you’re traveling, like hiking or camping. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase a travel protection plan that includes extreme sports travel insurance coverage and non-insurance services.

Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while rock climbing and bouldering indoors, outdoor rock climbing and ice climbing up to 9,842 feet/3,000 meters and scrambling up to 19,685 feet/6,000 meters. It also includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
Explorer Plan – This is for those who want to take their rock climbing adventures even higher. It covers via ferrata and outdoor rock climbing, mountaineering, scrambling and ice climbing up to 21,325 feet/ 6,500 meters. It also has higher limits of coverage for most benefits.
Epic Plan – This plan covers everything the Explorer Plan covers, but includes more activities and allows you to climb even higher. Outdoor rock climbing, ice climbing, bouldering, soloing, scrambling and mountaineering up to 26,247 feet/8,000 meters may be covered. It also has the highest benefit limits of coverage.
Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes adventure travel insurance coverage for the activities included in the Standard Plan.

Nomads tip: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for US residents, except in New York.

What may not be covered when rock climbing?

The US has some great places to climb, and you may be covered by your extreme sports travel insurance benefits inside the country too – but you may not be covered for rock climbing or traveling within 100 miles of your home. Some other things that may not be covered include:

Unattended baggage, climbing gear or personal items
Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
Participation in activities not listed in our 250+ sports, activities and experiences.
Ignoring your doctor if they have advised in writing that you are not medically fit to travel
Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer Plan during the time-sensitive period and were medically able to travel at the time of purchase

Top safety tips we recommend for your rock climbing trip

If you’ve never climbed, take a lesson to learn proper climbing techniques.
Always wear a helmet. Accidents can happen on any level of terrain when climbing, and you always need to protect your head.
Double check your gear and equipment before climbing. Make sure your rope, harness and carabiners are properly fastened, and ensure your knots are secure.
Climb with a partner and develop good communication with them, including established hand signals. Make sure they are experienced and have the necessary skills to keep you safe.
Only climb in places that allow climbing. If you’re trespassing in an area where you shouldn’t be climbing, you may not be covered by your adventure travel insurance benefits included in your travel protection plan.
Don’t get in over your head. Be responsible when choosing a rock climbing destination and make sure it suits your experience level.
Take advantage of the pre-departure medical consultation included in your non-insurance services and see if there are any vaccinations or prescription medications (like altitude sickness pills) recommended for your destination. Depending on the medication, you may need to start it prior to your trip. 
Check with the US Department of State to see if they have issued any travel advisories for your destination.
Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations.
Have a copy of the documents for your adventure travel insurance coverage saved in your phone. Save the phone number for the 24/7 Non-insurance Emergency Assistance team and have that easily accessible as well. Make sure you know the name of the climbing route and the nearest landmark so you can relay the appropriate information to the local authorities if you need help.

FAQ

Here are our most frequently asked questions about cover for rock climbing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Can rock climbing be covered under World Nomads Travel Insurance?
Yes, rock climbing may be covered under all four plans offered by World Nomads Travel Insurance. The Standard and Annual Plans include travel insurance coverage for incidents while rock climbing and bouldering indoors, outdoor rock climbing and ice climbing up to 9,842 feet/3,000 meters, and scrambling up to 19,685 feet/6,000 meters. The Explorer Plan includes via ferrata and outdoor rock climbing, mountaineering, scrambling and ice climbing up to 21,325 feet/ 6,500 meters. The Epic Plan covers everything the Explorer Plan covers, plus outdoor rock climbing, ice climbing, bouldering, soloing, scrambling and mountaineering up to 26,247 feet/8,000 meters. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.

Can ice climbing be covered under World Nomads Travel Insurance?
Yes, ice climbing may be covered under all four plans offered by World Nomads Travel Insurance. The Standard and Annual Plans include travel insurance coverage for incidents while ice climbing up to 9,842 feet/3,000 meters. The Explorer Plan includes ice climbing up to 21,325 feet/ 6,500 meters. The Epic Plan covers everything the Explorer Plan covers, plus ice climbing up to 26,247 feet/8,000 meters. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic Plan.

What types of incidents may be covered while rock climbing?
If your trip is cancelled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you fall and get hurt when rock climbing and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.

Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes adventure travel insurance coverage for rock climbing online anytime, from anywhere in the world. World Nomads Travel Insurance for US residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for your rock climbing trip, you’ll need to buy your plan at least the day before you depart on your trip.

Does World Nomads Travel Insurance offer coverage for rock climbing outside of the US?
Yes, some of the best rock climbing spots are outside of the US and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Argentina, you could have the opportunity to rock climb in the beautiful Andes Mountains. When you get a quote for a travel protection plan that includes extreme sports travel insurance coverage, you’ll need to input where you’ll be traveling.

What should I do if I get hurt while rock climbing?
If you get hurt while rock climbing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for extreme sports.

Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for rock climbing trips, you could be covered for more than 250+ other sports, activities and experiences. Things like mountain biking, hiking and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.

Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. US residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.

What happens if my bags are delayed?
When you purchase travel insurance coverage for extreme sports, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.

Need destination inspiration for your next rock climbing trip?

Not sure where your next climbing adventure should take you? If you want to stay closer to home, there are great places to climb inside the US, such as Moab and Red Rock Canyon. However, there are plenty of amazing spots around the world to experience, too. Check out a couple of our favorite rock-climbing locations and get destination-specific travel insurance tips to help you plan with confidence.

Where to Go in Lisbon to Avoid the Crowds (Rock climbing the cliffs of Cascais)

Seven Day Trips from Kathmandu to Add to Your Itinerary (Rock climbing around Hattiban)

This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Work emergency?
Weather delay?
Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?
Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Ambulance transfers
Medevac flights
Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Stolen I.D.s
Checked-in sports equipment
Damaged luggage

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance for Canada

In this northern star, don’t forget these travel insurance tips for your next adventure

Get a Price

As featured in:

As featured in:

The vast landscapes and vibrant cities of Canada have a lot to offer travelers from solo adventurers to families. From the breathtaking Rockies to cosmopolitan hubs like Toronto and Vancouver, Canada offers something for everyone. Embrace outdoor activities in Alberta, multicultural cuisine in Quebec, and a welcoming atmosphere that promises unforgettable memories.

Wherever your visit to the land of the maple leaf takes you, our policies offer benefits for:

Overseas medical emergencies
Medical evacuation and repatriation
Coronavirus
Cancellation
Delayed Baggage
Adventures, sports, and activities

And if you’ve already left on your trip, don’t worry – with World Nomads you can buy travel insurance while on the road.

hikers at Mount Burgess looking at Emerald Lake — Hikers at Mount Burgess looking at Emerald Lake. Photo credit: Getty images / Westend61

Choosing the right policy for you

We offer two travel insurance plans – Standard and Explorer – each of which offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs on your Canadian adventure.

Cover for medical emergencies

Whether you’re planning on hiking in Banff National Park or seeing the Northern Lights in the Yukon, there’s so much to see and do in Canada that the last thing you want is to get sick or injured and worry about how you’re going to pay medical bills. Our overseas medical insurance offers cover for emergency medical treatment if you need:

Hospitalization
Day surgery and out-patient treatment
Visits to registered medical practitioners
Prescribed medicines
Ambulances
Medical evacuation, even from remote areas
Emergency dental treatment
Extra expenses to get you home, if medically necessary

Travel tip 1: know your own medical history and needs. For example, if you have existing medical condition(s) that may invalidate your cover. In some cases, you may need to have a doctor sign off that you’re fit to travel. If you’re not sure whether you’re covered, contact us.

24/7 emergency assistance

The Emergency Assistance team is available 24/7 and can help you in a medical emergency. The EA team can also arrange medical transport, set up direct payments to medical facilities, and give support to you and your family.

Coverage for Coronavirus

Both our Standard and Explorer policies offer cover for emergency medical assistance if you get sick with Covid-19 whilst traveling around Canada.

Our Explorer plan also offers cover for some Coronavirus related events such as cancellation, trip interruption expenses, and some quarantine costs, as well as additional benefits for healthcare workers, residential care workers, and law enforcement officers who have their pre-arranged leave canceled by their employer due to Coronavirus.

Check out our What’s Covered for Coronavirus article, and contact us if you have any questions.

Get a quote 24/7

With World Nomads, you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.

Trip cancellation

If your travel plans change unexpectedly and some or all of your trip is canceled, our policies offer coverage (up to benefit limits) for some non-refundable, pre-paid transport and accommodation expenses.

All of our policies can offer coverage for you if you can’t travel because:

A doctor certifies that you’re medically unfit to travel,
You, your traveling companion, or a close relative is hospitalized or dies
Your transport is canceled or delayed because of severe weather, natural disaster, hijacking, or strike.

Delayed baggage

What do you do if you’re arrived in Vancouver, but your bags haven’t? If your luggage is delayed for more than 12 hours, our policies cover essential purchases so you can rest easy while you wait for your bags to turn up.

Our policies also offer coverage if your bags and personal effects are lost, damaged, or stolen.

Travel tip 2: make copies of your essential travel documents and carry essentials such as toiletries, medications, and irreplaceable items in your carry-on luggage.

Trail running. Photo credit: Getty images / Ascent Xmedia

Cover for adventure activities and sports

If you’re into the outdoors, Canada is the place to go! Our travel insurance policies offer cover for more than 150 activities, sports, and experiences from skiing in Whistler, to hiking in Jasper National Park, or mountain biking in Montreal. We can also cover some water-based activities, including kayaking and white-water rafting.

Keep in mind that some of these activities may require you to use specific safety gear or to be accompanied by a licensed guide, and other terms and conditions may apply. Be sure to read the exclusions section of your policy closely because some activities such as Mountaineering and professional sports are not covered.

If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us before you organize your policy.

Travel tip 3: Canada experiences diverse climates. Pack layers, waterproof gear, and check weather forecasts before heading out for your adventures.

Want travel inspo for your Canadian adventures?

Check out our handy guides to get better acquainted with the ‘Great White North’:

This is only a summary of coverage and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance for Canada

In this northern star, don’t forget these travel insurance tips for your next adventure

Get a Price

As featured in:

As featured in:

The vast landscapes and vibrant cities of Canada have a lot to offer travellers from solo adventurers to families. From the breathtaking Rockies, to cosmopolitan hubs like Toronto and Vancouver, Canada offers something for everyone. Embrace outdoor activities in Alberta, multicultural cuisine in Quebec, and a welcoming atmosphere that promises unforgettable memories.

Wherever your visit to the land of the maple leaf takes you, our policies offer benefits (up to the policy limits) for:

Overseas medical emergencies
Medical evacuation and repatriation
Coronavirus
Cancellation
Delayed Baggage
Adventures, sports, and activities

And if you’ve already left on your trip, don’t worry – with World Nomads you can buy travel insurance while on the road.

Choosing the right policy for you

We offer two travel insurance plans – Standard and Explorer – each of which offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs on your Canadian adventure.

Cover for medical emergencies

Whether you’re planning on hiking in Banff National Park, or seeing the Northern Lights in the Yukon, there’s so much to see and do in Canada that the last thing you want is to get sick or injured and worry about how you’re going to pay medical bills. Our overseas medical insurance offers cover for emergency medical treatment if you need:

Hospitalisation
Day surgery and out-patient treatment
Visits to registered medical practitioners
Prescribed medicines
Ambulances
Medical evacuation, even from remote areas
Emergency dental treatment
Extra expenses to get you home, if medically necessary

Travel tip: know your own medical history and needs. For example, if you have an existing medical condition(s), that may invalidate your cover. In some cases, you may need to have a doctor sign off that you’re fit to travel. If you’re not sure whether you’re covered, contact us.

24/7 emergency assistance

The Emergency Assistance team are available 24/7 and can help you if you are having a medical emergency. They can also help arrange medical transport, set up direct payments to medical facilities and give support to you and your family.

Coverage for Coronavirus

Both our Standard and Explorer policies offer cover for emergency medical assistance if you get sick with Covid-19 whilst travelling around Canada.

Our Explorer plan also offers cover for some Coronavirus related events such as cancellation, trip interruption expenses and some quarantine costs, as well as additional benefits for healthcare workers, residential care workers and law enforcement officers who have their pre-arranged leave cancelled by their employer due to Coronavirus.

Check out our What’s Covered for Coronavirus article, and contact us if you have any questions.

Get a quote 24/7

With World Nomads you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.

Trip cancellation

If your travel plans change unexpectedly and some or all of your trip is cancelled, our policies offer coverage (up to benefit limits) for some non-refundable, pre-paid transport and accommodation expenses.

All of our policies can offer coverage for you if you can’t travel because:

A doctor certifies that you’re medically unfit to travel,
You, your travelling companion, or a close relative is hospitalised or dies
Your transport is cancelled or delayed because of severe weather, natural disaster, hijacking, or strike.

Delayed baggage

What do you do if you’ve arrived in Vancouver, but your bags haven’t? If your luggage is delayed for more than 12 hours, our policies offer cover for essential purchases so you can rest easy while you wait for your bags to turn up.

Our policies also offer coverage if your bags and personal effects are lost, damaged or stolen.

Travel tip: make copies of your essential travel documents and carry essentials such as toiletries, medications, and irreplaceable items in your carry-on luggage.

Cover for adventure activities and sports

If you’re into the outdoors, Canada is the place to go! Our travel insurance policies offer cover for more than 150 activities, sports and experiences from skiing in Whistler, to hiking in Jasper National Park, or mountain biking in Montreal. We can also cover some water-based activities, including kayaking and white-water rafting.

Keep in mind that some of these activities may require you to use specific safety gear or to be accompanied by a licensed guide, and other terms and conditions may apply. Be sure to read the exclusions section of your policy closely because some activities such as Mountaineering and professional sports are not covered.

If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us before you organise your policy.

Travel tip 2: Canada experiences diverse climates. Pack layers, waterproof gear, and check weather forecasts before heading out for your adventures.

Want travel inspo for your Canadian adventures?

Check out our handy guides to get better acquainted with the ‘Great White North’:

Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation, and exclusions. If you are unsure of anything, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalised?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

What to do if you can’t travel because someone at home is sick or injured

Get a Price

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As featured in:

If a family member or close relative at home suddenly falls ill, it’s understandable you may not want to continue your travel plans.

Whether you’ve booked but not left yet or are halfway through your trip and need to fly home, here’s what to do when you have no option but to cancel your trip to be by the side of someone you care about.

Rearrange or Cancel Your Bookings
Get It in Writing
Keep Your Itineraries and Receipts
What If Someone Gets COVID-19 and I Can’t Travel?
Need to Know More?

1. Rearrange or Cancel Your Bookings

As soon as you know a close relative is ill and you are unable to travel or have no choice but to curtail your trip after you’ve left, you must try to rearrange any pre-booked or pre-paid accommodation, transport, or tours, or if necessary, cancel them.

2. Get It in Writing

The best way to support your claim is to provide satisfactory written evidence.

Written evidence needs to come from an independent third party and confirm all relevant information, such as the circumstances relating to cancellation, costs incurred, and that pre-paid expenses were non-refundable.

Required Documents Include:

Doctor’s report, written medical diagnosis, or medical certificate from the treating doctor confirming it is medically necessary to cancel or curtail or interrupt your trip.
Relevant medical records or reports, including information about pre-existing medical conditions.
A report from all relevant travel suppliers or carriers confirming the details around the cancellation, including compensation or offers made to you.
Any other relevant documentation related to what happened.

3. Keep Your Itineraries and Receipts

Be sure to keep all relevant itineraries, receipts, and booking and cancellation confirmations from your tour provider/s and carriers.

If you make a claim you must be able to show that the event was unforeseen, unexpected, and occurred after you booked or paid for your travel arrangements and purchased your travel insurance policy.

This is where keeping your itineraries and receipts comes in handy — and can help keep your claim hassle-free. They’ll be able to confirm your intended destinations, dates of purchase, booking and cancellation costs, etc.

4. What If Someone Gets COVID-19 and I Can’t Travel?

If a close relative in your Country of Residence is sick with, and hospitalized due to, COVID-19 and you have to cancel your trip, we may be able to help.

We offer Standard and Explorer Plans, each with different levels of cover. If you’ve purchased an Explorer plan we may be able to help with the costs of pre-paid travel arrangements if you have to return home to your Country of Residence if a close relative is hospitalized with COVID-19.

Like other illnesses, for a valid claim you must be able to provide satisfactory written evidence of diagnosis.

To find out what cover applies to you, read our What’s Covered for Coronavirus, which has all of the details, including benefit limits, conditions and exclusions.

It’s important to note coverage depends on your Country of Residence and varies between plans.

5. Need to Know More?

If you’re still unsure what to do if you need to cancel your trip because someone at home is sick, we’re here to help answer your questions. Check out our Help Centre that has FAQs on diverse topics that will answer any of your questions. If you are still unsure you can get in touch and we’ll help you work through things.

And in case of an emergency, our experienced Emergency Assistance Team is available to help you navigate any medical issue 24 hours a day, 7 days a week.

How Do I Make A Claim on My Travel Insurance?

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states, or provinces. Please carefully read your Policy Wording for a full description of coverage.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection

Unexpectedly hospitalized?
Travel buddy unfit to travel?
Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance

Need meds quick?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation

Banged up abroad?
Need a hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear

Passport or tech stolen?
Airline lost your gear?
Bags delayed?

Help starts here.

Emergency Overseas Medical & Dental Expenses
Emergency Medical Evacuation & Repatriation

Trip Cancellation or Interruption
24-Hour Assistance Services

Baggage
And more (depending on your country of residence)

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

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FAQ

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Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Trip Protection

Emergency Medical Expenses

Emergency Medical Insurance

Emergency Medical Transportation

Evacuation and Repatriation

Protect your gear

Protect your gear

24/7 emergency assistance

Safari Travel Insurance Coverage

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What level of travel insurance coverage for my safari do I need?

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FAQ

Need destination inspiration for your next safari trip?

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Trip Protection

Emergency Medical Expenses

Emergency Medical Insurance

Emergency Medical Transportation

Evacuation and Repatriation

Protect your gear

Protect your gear

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Annual Multi-Trip Travel Insurance

What is Annual Multi-Trip Travel Insurance?

Why choose Annual Multi-Trip Travel Insurance?

How Does It Work?

Buy cover while traveling

24/7 Emergency Assistance

Cover for 150+ Adventure Activities

Donate to local communities

A true claim story

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Trip Protection

Emergency Medical Expenses

Emergency Medical Insurance

Emergency Medical Transportation

Evacuation and Repatriation

Protect your gear

Protect your gear

We cover more than 150 activities you love + more

Snow

Water

Air

Land

Sports

Experiences

24/7 emergency assistance

Frequently asked questions

Annual Multi-Trip Travel Insurance

What is Annual Multi-Trip Travel Insurance?

Why choose Annual Multi-Trip Travel Insurance?

How Does It Work?

Buy cover while traveling

24/7 Emergency Assistance

Cover for 150+ Adventure Activities

Donate to local communities

A true claim story

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Trip Protection

Emergency Medical Expenses

Emergency Medical Insurance

Emergency Medical Transportation