Photo © Marco_Piunti/ Getty

Travel Insurance for Trip Delays

What happens if my trip gets delayed?

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You've done everything you can to prepare for this once-in-a-lifetime trip backpacking through Europe, and you’re finally lining up to board your connecting flight to Paris. But then news comes through that a severe storm is rolling across the Atlantic and flights have been suspended indefinitely.

With hotel accommodation, overland travel tickets and guides all booked, this has thrown an enormous spanner into the works, but unfortunately these sorts of incidents can and do happen. As the saying goes, “even the best laid plans often go awry”.

Fortunately, however, having travel insurance may ensure that you are not left out of pocket and can help relieve the anxiety involved.

What's covered under trip delay

There are many things that can lead to a delay in your travel plans. These may include:

  • Delays caused by certain problems faced by the airline company
  • Unannounced road closures preventing you from reaching the airport
  • Loss or theft of travel documents, including your passport

When choosing the most suitable World Nomads travel insurance for your trip, be sure to carefully read the policy to make sure you are provided with the right coverage relating to delays.

Depending upon the reason for the delay and the policy you have chosen, you may be entitled to reimbursement for:

  • Expenses you have had involving accommodation, meals, and local transportation;
  • Sums you may have already paid for hotel accommodation at your destination or guided trips.

How to file a claim

Another good reason for taking a good look through your policy is to make sure you are fully aware of all you need to do in case anything does go wrong with your schedule.

It is very important that you get hold of all the documents and receipts that may be needed to ensure that your claim for expenses owing to delays goes without a hitch.

For instance, World Nomads insurance policies cover accepted expenses made once the airline has fulfilled its financial obligations owing to delays. As such, you should first approach the airline to request any hotel accommodation or meal vouchers to which you may be entitled, as well as all the relevant information concerning the reasons for the flight delay. Also make sure that you hold onto all the receipts for any additional expenses you may have.

But it’s not as complicated as you may think, so don’t worry! If you do have any problems relating to delays, we have prepared a simple guide on How to Make a Claim.

What’s not covered

World Nomads cannot be expected to cover every eventuality that could lead to a delay in your travel plans. Whilst we aim to make things as smooth as possible, a few of the things we cannot help you with include the following:

Delays of less than 12 hours. This sort of a delay is obviously very unwelcome, but it is probably not going to upset your travel plans too much. You could take advantage of the time to visit that little restaurant that you hadn’t managed to get to before, or read up a bit more on your next destination.

Personal delays. If you missed your flight because your alarm did not go off or a long-planned Carnival procession meant you couldn’t get to the airport, then World Nomads will not be able to reimburse you for any additional expenses incurred. Stay organized and updated on all that is going on!

What’s the difference between trip delay and trip interruption?

World Nomads defines a trip delay as a situation in which you are prevented from traveling for 12 hours or more. A trip interruption, on the other hand, could result from an event that means you cannot continue with your plans – for instance if you have been brought down by a tropical disease whilst hiking the jungles of Costa Rica and the local hospital recommends that you return home for treatment immediately.

To be absolutely clear on the differences between the two scenarios, it is a good idea to carefully read through your policy and get acquainted with all the relevant terms, conditions, limitations, and exclusions that may apply.

If you have any questions or doubts, remember to get in touch. Our team is always ready to explain things at any time of the day or night.

Get a quote

When you’re ready, get a quote, and feel free to contact us if you have any questions.  

Compare our Standard, Explorer and Explorer Plus plans to decide which one best suits your needs.

Still not sure? Get in touch and we can help you decide which travel insurance is best for your next adventure.

This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital urgently?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A person hiking in front of a mountain
Photo © Getty Images / © Marco Bottigelli

Discover the exciting benefits of our enhanced travel insurance

    As featured in:

  • As featured in:

We're thrilled to announce a range of improved benefits, limits and services, for European travellers, designed to enhance your travel experience.

These new features bring you more coverage options and greater feature benefits, ensuring that every adventure is safeguarded. What hasn't changed is our commitment to the values and ideals that have always made World Nomads the preferred choice for adventure-minded travellers. Let’s dive in and explore what’s new.

New features added – even more on the way:

SmartDelay: Our SmartDelay service hooks you up with free lounge access if your flight's delayed by 90 minutes or more. The service is available on all Single Trip policies. The lounge pass will also be extended to up to 4 of your travelling companions, provided they’re listed on your policy and travelling on the same delayed flight. Check the Terms & Conditions to learn more about how the service works.

World Nomads Powered by Air Doctor: Air Doctor is a platform designed to connect travellers with trusted healthcare professionals around the world. Through this feature, World Nomads travel insurance customers will gain access to a network of carefully vetted doctors, ensuring they receive quality medical care wherever they may be. When seeking treatment for minor illnesses, travellers can rely on Air Doctor to provide them with access to medical professionals who speak their language and understand their needs, without having to navigate an unfamiliar healthcare system.

What type of cover do I get with World Nomads new Single Trip insurance policies?

When you choose a travel insurance policy, understanding the extent of coverage is paramount. Let's explore the benefits and limits associated with the updated Single Trip insurance plans offered by World Nomads (as of June 27, 2024).

Single Trip insurance (Standard):

  • Cancelling Your Trip: Benefit up to €4,000 for non-refundable costs incurred due to unexpected trip cancellation.
  • Cutting Short Your Trip: Benefit up to €3,500 for non-refundable costs and additional costs incurred due to unexpected early return.
  • Emergency Medical Expenses Overseas: Coverage of up to €5,000,000 for medical assistance, treatment, evacuation, and repatriation.
  • Personal Baggage: Protection of up to €1,500 against loss, theft, or damage to personal belongings during travel (€150 per item; €300 overall limit for valuables & gadgets).
  • Travel Documents: Reimbursement of expenses up to €350 for replacing lost or stolen travel documents.
  • Delayed Baggage: Benefit of €125 for purchasing essential items in the event of delayed baggage for more than 24 hours.
  • Personal Accident: Coverage of €10,000 for accidental death or permanent total disablement (€5,000 accidental death benefit for individuals under 18).
  • Personal Liability: Protection of up to €2,500,000 for damages if legally liable for causing injury, death, or property damage to a third party.
  • Additional Upgrades: Optional upgrades available for high-value luggage items.

Single Trip insurance (Explorer):

  • Cancelling or Cutting Short Your Trip: Benefit up to €10,000 for non-refundable costs incurred due to unexpected trip cancellation.
  • Cutting Short Your Trip: Benefit up to €6,000 for non-refundable costs and additional costs incurred due to unexpected early return.
  • Emergency Medical Expenses Overseas: Coverage of up to €10,000,000 for medical assistance, treatment, evacuation, and repatriation.
  • Personal Baggage: Protection of up to €3,000 against loss, theft, or damage to personal belongings during travel (€300 per item; €600 limit for valuables & gadgets).
  • Travel Documents and Money: Reimbursement of expenses up to £700 for replacing lost or stolen travel documents and €250 for lost or stolen money.
  • Missed Departure: Coverage of €1,500 for additional transport and accommodation expenses incurred due to a missed departure from xyour home country.
  • Delayed Baggage: Benefit of €250 for purchasing essential items in the event of delayed baggage for more than 24 hours.
  • Personal Accident: Coverage of €25,000 for accidental death or permanent total disablement (€10,000 accidental death benefit for individuals under 18).
  • Personal Liability: Protection of up to €2,500,000 (total for all insured persons per trip) for damages if legally liable for causing injury, death, or property damage to a third party.

Additional Upgrades: Optional upgrades available for higher-risk sports and activities, as well as high-value luggage items.

Remember, the coverage limits mentioned above are per insured person per trip unless otherwise stated. A €100 excess may also apply per person per event. It's essential to review the Policy Wording and Policy Certificate for complete details on benefits, limitations, and exclusions.

What if I purchased a World Nomads policy before June 27, 2024?

For European customers who purchased a World Nomads policy before June 27, 2024, please refer to your Policy Wording for information related to your coverage limits.

 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / © Marco Bottigelli

Discover the exciting benefits of our enhanced travel insurance

    As featured in:

  • As featured in:

We're thrilled to announce a range of improved benefits, limits and services, along with the introduction of our new Annual Multi-Trip travel insurance product for Irish travellers, designed to enhance your travel experience.

These new features bring you more coverage options and greater feature benefits, ensuring that every adventure is safeguarded. What hasn't changed is our commitment to the values and ideals that have always made World Nomads the preferred choice for adventure-minded travellers. Let’s dive in and explore what’s new.

New features added – even more on the way:

SmartDelay: Our SmartDelay service hooks you up with free lounge access if your flight's delayed by 90 minutes or more. The service is available on all Annual Multi-Trip and Single Trip policies. The lounge pass will also be extended to up to 4 of your travelling companions, provided they’re listed on your policy and travelling on the same delayed flight. Check the Terms & Conditions to learn more about how the service works.

World Nomads Powered by Air Doctor: Air Doctor is a platform designed to connect travellers with trusted healthcare professionals around the world. Through this feature, World Nomads travel insurance customers will gain access to a network of carefully vetted doctors, ensuring they receive quality medical care wherever they may be. When seeking treatment for minor illnesses, travellers can rely on Air Doctor to provide them with access to medical professionals who speak their language and understand their needs, without having to navigate an unfamiliar healthcare system.

What type of cover do I get with World Nomads new Annual Multi-Trip or Single Trip insurance policies?

When you choose a travel insurance policy, understanding the extent of coverage is paramount. Let's explore the benefits and limits associated with both the new Annual Multi-Trip and updated Single Trip insurance plans offered by World Nomads (as of June 27, 2024).

Annual Multi-Trip & Single Trip insurance (Standard):

  • Cancelling or Cutting Short Your Trip: Benefit up to €3500 for non-refundable costs incurred due to unexpected trip cancellation or early return.
  • Emergency Medical Expenses Overseas: Coverage of up to €5,000,000 for medical assistance, treatment, evacuation, and repatriation.
  • Personal Baggage: Protection of up to €1,500 against loss, theft, or damage to personal belongings during travel (€150 per item; €300 overall limit for valuables & gadgets).
  • Travel Documents: Reimbursement of expenses up to €350 for replacing lost or stolen travel documents.
  • Delayed Baggage: Benefit of €125 for purchasing essential items in the event of delayed baggage for more than 24 hours.
  • Personal Accident: Coverage of €10,000 for accidental death or permanent total disablement (€5,000 accidental death benefit for individuals under 18).
  • Personal Liability: Protection of up to €2,500,000 for damages if legally liable for causing injury, death, or property damage to a third party.
  • Additional Upgrades: Optional upgrades available for high-value luggage items.

Annual Multi-Trip & Single Trip insurance (Explorer):

  • Cancelling or Cutting Short Your Trip: Benefit up to €6,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
  • Emergency Medical Expenses Overseas: Coverage of up to €10,000,000 for medical assistance, treatment, evacuation, and repatriation.
  • Personal Baggage: Protection of up to €3,000 against loss, theft, or damage to personal belongings during travel (€300 per item; €600 limit for valuables & gadgets).
  • Travel Documents and Money: Reimbursement of expenses up to €700 for replacing lost or stolen travel documents and €250 for lost or stolen money.
  • Missed Departure: Coverage of €1,500 for additional transport and accommodation expenses incurred due to a missed departure from Ireland.
  • Delayed Baggage: Benefit of €250 for purchasing essential items in the event of delayed baggage for more than 24 hours.
  • Personal Accident: Coverage of €25,000 for accidental death or permanent total disablement (€10,000 accidental death benefit for individuals under 18).
  • Personal Liability: Protection of up to €2,000,000 (total for all insured persons per trip) for damages if legally liable for causing injury, death, or property damage to a third party.

Additional Upgrades: Optional upgrades available for higher-risk sports and activities, as well as high-value luggage items.

Remember, the coverage limits mentioned above are per insured person per trip unless otherwise stated. A €100 excess may also apply per person per event. It's essential to review the Policy Wording and Policy Certificate for complete details on benefits, limitations, and exclusions.

What if I purchased a World Nomads policy before June 27, 2024?

For Irish customers who purchased a World Nomads policy before June 27, 2024, please refer to your Policy Wording for information related to your coverage limits.

 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / © Marco Bottigelli

Discover the exciting benefits of our enhanced travel insurance

    As featured in:

  • As featured in:

We're thrilled to announce a range of improved benefits, limits and services, along with the introduction of our new Annual Multi-Trip travel insurance product for UK travellers, designed to enhance your travel experience.

These new features bring you more coverage options and greater feature benefits, ensuring that every adventure is safeguarded. What hasn't changed is our commitment to the values and ideals that have always made World Nomads the preferred choice for adventure-minded travellers. Let’s dive in and explore what’s new.

New features added – even more on the way:

SmartDelay: Our SmartDelay service hooks you up with free lounge access if your flight's delayed by 90 minutes or more. The service is available on all Annual Multi-Trip and Single Trip policies. The lounge pass will also be extended to up to 4 of your travelling companions, provided they’re listed on your policy and travelling on the same delayed flight. Check the Terms & Conditions to learn more about how the service works.

World Nomads Powered by Air Doctor: Air Doctor is a platform designed to connect travellers with trusted healthcare professionals around the world. Through this feature, World Nomads travel insurance customers will gain access to a network of carefully vetted doctors, ensuring they receive quality medical care wherever they may be. When seeking treatment for minor illnesses, travellers can rely on Air Doctor to provide them with access to medical professionals who speak their language and understand their needs, without having to go through a unfamiliar healthcare system.

What type of cover do I get with World Nomads new Annual Multi-Trip or Single Trip insurance policies?

When you choose a travel insurance policy, understanding the extent of coverage is paramount. Let's explore the benefits and limits associated with both the new Annual Multi-Trip and updated Single Trip insurance plans offered by World Nomads (as of June 27, 2024).

Annual Multi-Trip & Single Trip insurance (Standard):

  • Cancelling or Cutting Short Your Trip: Benefit up to £3,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
  • Emergency Medical Expenses Overseas: Coverage of up to £5,000,000 for medical assistance, treatment, evacuation, and repatriation.
  • Personal Baggage: Protection of up to £1,500 against loss, theft, or damage to personal belongings during travel (£125 per item; £250 overall limit for valuables & gadgets).
  • Travel Documents: Reimbursement of expenses up to £300 for replacing lost or stolen travel documents.
  • Delayed Baggage: Benefit of £100 for purchasing essential items in the event of delayed baggage for more than 24 hours.
  • Personal Accident: Coverage of £10,000 for accidental death or permanent total disablement (£5,000 for individuals under 18).
  • Personal Liability: Protection of up to £2,000,000 for damages if legally liable for causing injury, death, or property damage to a third party.
  • Additional Upgrades: Optional upgrades available for high-value luggage items.

Annual Multi-Trip & Single Trip insurance (Explorer):

  • Cancelling or Cutting Short Your Trip: Benefit up to £5,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
  • Emergency Medical Expenses Overseas: Coverage of up to £10,000,000 for medical assistance, treatment, evacuation, and repatriation.
  • Personal Baggage: Protection of up to £3,000 against loss, theft, or damage to personal belongings during travel (£250 per item; £500 limit for valuables & gadgets).
  • Travel Documents and Money: Reimbursement of expenses up to £600 for replacing lost or stolen travel documents and £200 for lost or stolen money.
  • Missed Departure: Coverage of £1,500 for additional transport and accommodation expenses incurred due to a missed departure from the UK.
  • Delayed Baggage: Benefit of £200 for purchasing essential items in the event of delayed baggage for more than 24 hours.
  • Personal Accident: Coverage of £25,000 for accidental death or permanent total disablement (£10,000 accidental death benefit for individuals under 18).
  • Personal Liability: Protection of up to £2,000,000 (total for all insured persons per trip) for damages if legally liable for causing injury, death, or property damage to a third party.

Additional Upgrades: Optional upgrades available for higher-risk sports and activities, as well as high-value luggage items.

Remember, the coverage limits mentioned above are per insured person per trip unless otherwise stated. A £100 excess may also apply per person per event. It's essential to review the Policy Wording and Policy Certificate for complete details on benefits, limitations, and exclusions.

What if I purchased a World Nomads policy before June 27, 2024?

For UK customers who purchased a World Nomads policy before June 27, 2024, please refer to your Policy Wording for information related to your coverage limits.

 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / Mike Powell

Annual Multi-Trip vs Single Trip Travel Insurance

Delve into the details to help you make an informed decision.

    As featured in:

  • As featured in:

Whether you’re a frequent flyer or someone planning one big far-flung trip, the choice between an Annual Multi-Trip and a Single Trip policy can have a significant impact on your cover, as well as your bottom line. Let’s delve into the details to help you make an informed decision.

What is Annual Multi-Trip?

Annual Multi-Trip travel insurance is designed for Irish globetrotters who embark on multiple journeys within a year. With this type of policy, you’re covered for an unlimited number of trips within a specified region during the policy period. It's a cost-effective and convenient option for those who travel frequently.

What are the benefits and considerations of Annual Multi-Trip?

Benefits:

  • Cost-effective: Instead of purchasing a separate policy for each trip, you pay once for year-round coverage.
  • Convenience: We get it. Travel insurance isn’t the most exciting part in planning a trip. Say goodbye to the hassle of arranging insurance every time you travel with Annual Multi-Trip.
  • Kids go free: World Nomads Annual Multi-Trip policies offer free coverage for children under the age of 18 travelling with an adult, making year-round family travel more affordable.
  • Domestic travel: Our Annual Multi-Trip policy offers cover for both international and (subject to some restrictions – check your policy wording for more information).

Considerations:

  • Trip duration limits: Each trip is capped at a certain number of days (31 days with the Standard plan, 45 days with the Explorer plan).
  • Initial cost: While cost-effective in the long run, the upfront payment may be higher than a Single Trip policy.
  • Policy renewal and auto-renewal: Annual Multi-Trip policies do not auto-renew. You'll need to purchase a new policy each year, but don't worry we will write to you 28 days before expiry so you can get another quote. On the other hand, Single Trip policies expire after each journey, requiring a new purchase for any subsequent trips.

What is Single Trip travel insurance?

As the name suggests, Single Trip insurance provides coverage for a single journey. It's ideal for travellers embarking on one-off vacations or business trips outside their home country.

What are the benefits and considerations of Single Trip?

Benefits:

  • Flexibility: Tailored coverage for a specific trip, allowing you to customize your policy based on the destination, duration and planned activities.
  • Less restrictions on trip duration: Enjoy the freedom to choose the length of your trip without worrying about exceeding coverage limits. Single trip policies have a 365-day limit, but if you wish to continue your trip you can simply purchase a new policy.
  • Simplicity: (depending on your travel plans of course). You only need to focus on the details of one trip at a time.
  • Less commitment: If you’re an occasional traveller rather than a frequent flyer a Single Trip policy offers cover when you need it, without the commitment or expense of an Annual Multi-Trip policy.

Considerations:

  • Potentially higher costs: While cheaper for a Single Trip, multiple Single Trip policies can add up to more than an Annual Multi-Trip policy over time.
  • Need for repeated purchases: You'll need to buy a new policy for each trip.
  • No cover for domestic travel: Single Trip policies do not have cover when travelling within the UK.

Other factors to consider when choosing a travel insurance policy: 

Cover type: Annual Multi-Trip and Single Trip policies share some similarities, including benefits like trip cancellation, emergency medical expenses, and personal baggage cover. However, the limits and exclusions may vary between Standard and Explorer plans, so it’s essential to review the policy details carefully.

Trip duration: With Annual Multi-Trip insurance, each trip is typically limited to a specific number of days. Ensure the maximum trip duration aligns with your travel plans to avoid gaps in coverage. Single Trip policies offer more flexibility in trip duration. 

Travel companions: With an Annual Multi-Trip policy your children (aged under 18), if named on the policy, will also be covered (for free) when travelling with another adult for the full duration (365 days). A Single Trip policy will also include free cover for your children. However, cover ends when the Single Trip policy expires. 

Pre-existing medical conditions: Pre-existing medical conditions are not covered under either Annual Multi-Trip or Single Trip insurance policies. A pre-existing medical condition is defined as any medical or dental condition, or related complication that has required or is awaiting medical advice, diagnosis, treatment, prescribed medication, consultations, check-ups, surgery, tests or investigations in the 180 days before you buy or extend your policy or book your trip (whichever you do last). 

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions. 

Get a quote today for either an Annual Multi-Trip or Single Trip insurance policy.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
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Annual Multi-Trip vs Single Trip Travel Insurance

Delve into the details to help you make an informed decision.

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Whether you’re a frequent flyer or someone planning one big far-flung trip, the choice between an Annual Multi-Trip and a Single Trip policy can have a significant impact on your cover, as well as your bottom line. Let’s delve into the details to help you make an informed decision.

What is Annual Multi-Trip?

Annual Multi-Trip travel insurance is designed for British globetrotters who embark on multiple journeys within a year. With this type of policy, you’re covered for an unlimited number of trips within a specified region during the policy period. It's a cost-effective and convenient option for those who travel frequently.

What are the benefits and considerations of Annual Multi-Trip?

Benefits:

  • Cost-effective: Instead of purchasing a separate policy for each trip, you pay once for year-round coverage.
  • Convenience: We get it. Travel insurance isn’t the most exciting part in planning a trip. Say goodbye to the hassle of arranging insurance every time you travel with Annual Multi-Trip.
  • Kids go free: World Nomads Annual Multi-Trip policies offer free coverage for children under the age of 18 travelling with an adult, making year-round family travel more affordable.
  • Domestic travel: Our Annual Multi-Trip policy offers cover for both international and (subject to some restrictions – check your policy wording for more information).

Considerations:

  • Trip duration limits: Each trip is capped at a certain number of days (31 days with the Standard plan, 45 days with the Explorer plan).
  • Initial cost: While cost-effective in the long run, the upfront payment may be higher than a Single Trip policy.
  • Policy renewal and auto-renewal: Annual Multi-Trip policies do not auto-renew. You'll need to purchase a new policy each year, but don't worry we will write to you 28 days before expiry so you can get another quote. On the other hand, Single Trip policies expire after each journey, requiring a new purchase for any subsequent trips.

What is Single Trip travel insurance?

As the name suggests, Single Trip insurance provides coverage for a single journey. It's ideal for travellers embarking on one-off vacations or business trips outside their home country.

What are the benefits and considerations of Single Trip?

Benefits:

  • Flexibility: Tailored coverage for a specific trip, allowing you to customize your policy based on the destination, duration and planned activities.
  • Less restrictions on trip duration: Enjoy the freedom to choose the length of your trip without worrying about exceeding coverage limits. Single trip policies have a 365-day limit, but if you wish to continue your trip you can simply purchase a new policy.
  • Simplicity: (depending on your travel plans of course). You only need to focus on the details of one trip at a time.
  • Less commitment: If you’re an occasional traveller rather than a frequent flyer a Single Trip policy offers cover when you need it, without the commitment or expense of an Annual Multi-Trip policy.

Considerations:

  • Potentially higher costs: While cheaper for a Single Trip, multiple Single Trip policies can add up to more than an Annual Multi-Trip policy over time.
  • Need for repeated purchases: You'll need to buy a new policy for each trip.
  • No cover for domestic travel: Single Trip policies do not have cover when travelling within the UK.

Other factors to consider when choosing a travel insurance policy: 

Cover type: Annual Multi-Trip and Single Trip policies share some similarities, including benefits like trip cancellation, emergency medical expenses, and personal baggage cover. However, the limits and exclusions may vary between Standard and Explorer plans, so it’s essential to review the policy details carefully.

Trip duration: With Annual Multi-Trip insurance, each trip is typically limited to a specific number of days. Ensure the maximum trip duration aligns with your travel plans to avoid gaps in coverage. Single Trip policies offer more flexibility in trip duration. 

Travel companions: With an Annual Multi-Trip policy your children (aged under 18), if named on the policy, will also be covered (for free) when travelling with another adult for the full duration (365 days). A Single Trip policy will also include free cover for your children. However, cover ends when the Single Trip policy expires. 

Pre-existing medical conditions: Pre-existing medical conditions are not covered under either Annual Multi-Trip or Single Trip insurance policies. A pre-existing medical condition is defined as any medical or dental condition, or related complication that has required or is awaiting medical advice, diagnosis, treatment, prescribed medication, consultations, check-ups, surgery, tests or investigations in the 180 days before you buy or extend your policy or book your trip (whichever you do last). 

This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions. 

Get a quote today for either an Annual Multi-Trip or Single Trip insurance policy.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © VeeStudio89/Getty Images

Travel Insurance for Airline Mishaps

Learn how travel insurance may help in the case of cancellation, delays, lost luggage and more.

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We’ve slept on the airport floor when flights were canceled, and we’ve been the ones waiting at the baggage carousel for the bag that never came. We get it – airline mishaps happen. Because of this, you may want to consider travel insurance for flight problems that could happen along your journey.   

How can travel insurance protect my flights?

In many instances, your airline may help when unexpected situations arise. There’s some things they won’t cover though. Depending on your country of residence, travel insurance could help with a variety of unwelcome experiences you may encounter when flying.  

Some of the key benefits on our policies include: 

Flight cancellation

If bad weather has you grounded and your airline has stopped service to your destination, trip cancellation protection could help. You could be reimbursed for the non-refundable travel costs that you now can’t use. This could include things like hotel rooms or guided tours, if you paid for these in advance.

Flight delay

When you’re flying, you’re at the mercy of the airlines to depart when they say they will. If you’re delayed for an extended period of time, travel delay insurance may help reimburse you for the unexpected cost of additional meals and accommodations that you had to pay for as a result of the delay. If you prepaid for non-refundable excursions that you miss because of the delay, you may be reimbursed for those as well. 

Luggage lost, damaged or delayed

So you’ve made it to your destination, but your bags didn’t. If a common carrier (like an airline) loses your bag, baggage insurance may help reimburse the cost to replace your belongings. If your baggage is delayed for a long time on your way to your destination, you may also be reimbursed for things like toiletries and a change of clothes until you are reunited with your bag. 

In-Flight turbulence and other injuries

Nobody enjoys turbulence, but it’s unfortunately one of those things we have to deal with. While it can be a little nerve wracking, it’s usually nothing to worry about unless carry-ons move around and something falls on you, you get hurt while you’re up walking, or those unexpected bumps cause you to spill a hot drink and get burned. If you get injured on your flight, your airline may assist with medical care. If they don’t, emergency medical coverage could reimburse you for medical costs if you need medical care when you get to your destination.   

Extended layovers

What happens if you purchased travel insurance for a certain time and then you’re stuck past that date due to an extended, unplanned layover?  If your airline is delayed in reaching its final destination, World Nomads may extend your coverage to the amount of time needed to make it to your destination. Contact us if this happens.

Can travel insurance protect my flights in any other way?

Depending on your country of residence, you could be covered for other flight mishaps, as well. Get a quote and read the policy documents. If you have questions, give us a call.

What are some things travel insurance would not cover when it comes to my flight? 

If you check in for your flight and realize you’re stuck with the dreaded middle seat, we won’t cover the cost for your upgrade. Some other things travel insurance won’t cover include:

What else is covered by travel insurance? 

Once you step outside the airport, you could still be covered for a variety of unexpected situations you may encounter on your trip.  In addition to air travel insurance benefits, World Nomads could help with several other unexpected circumstances you may encounter during your adventures.  

Depending on your country of residence and the plan you have chosen, you could also be covered for things such as: 

Activities: World Nomads offers adventure travel insurance for more than 150 activities. You  could be covered for activities like hiking, cycling, and kayaking. If you get hurt during your adventures, travel insurance may help with medical expenses and medical evacuation if you’re injured while participating in a covered activity. If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes. 

Trip interruption: Sometimes an incident may happen once you’re already on your trip and you are unable to continue as planned. Maybe you get hurt while rock climbing or a close family member back home gets sick and you have to cut your plans short. Trip interruption coverage could help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.  

Evacuation: If something happens and you need to get immediate medical care in a destination where there aren't nearby medical facilities, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  

Tips for flying safely

  • Bring any medications onboard with you. Instead of packing any necessary medications in your checked bag, throw those in your carry on and take them with you. If the airline loses your bag or it is delayed, you won’t want to be without them. 
  • Move and stretch your legs. Being confined in one position for too long without moving your legs can cause ankle swelling and blood clots. Prevent this by moving your feet and massaging your legs at your seat. 
  • Stay hydrated. Yes, those bathrooms on a plane are cramped, but don’t try to avoid them by limiting your water consumption. Staying hydrated helps prevent things like headaches, dizziness, and fatigue. You’ll want to drink at least 8 ounces of water for each hour of your flight. Humidity in the cabin is usually low, and you may also want to consider a hydrating nasal spray, skin moisturizer, and eye drops.  
  • Save your travel insurance information in your phone. Our hope is that you have a perfect trip, and you won’t need to make a claim. If you do though, you won’t want to be digging for information on how to make a claim. Save your policy information in your phone so it is easily accessible if you need it. 

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital urgently?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty Images / andreswd

Travel insurance for participating in team sport

Headed overseas to play in a team sport? You should consider a World Nomads travel insurance policy. Our policies are designed to safeguard your trip, so all you have to worry about is focusing on your game.

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Why consider travel insurance for team sports?

Whether you’re headed to the UK to play cricket, the USA for ultimate frisbee, or somewhere in between for an entirely different team sport, travel insurance can be just as valuable when you’re traveling to play sports as it can be for your annual overseas vacations.

No matter where you’re headed or which team sports you’re planning to participate in, you should consider travel insurance — because plans go awry and mishaps can happen.

World Nomads Travel Insurance offers coverage for a number of team sports and adventure activities. Let's break down what this means for you:

  1. Cover for bags and valuables: when you arrive to your destination ready to play but your gear doesn’t. Our baggage travel insurance may be able to help replace necessary items, clothing, and other personal belongings.

  2. Cover for medical evacuation: cover for when you become injured or unwell and can’t participate in the team sport and need to be evacuated to a medical facility, or in the worst case scenario, back to your home country. Emergency evacuation coverage isn’t just for adventure-seekers who need adventure travel insurance; it’s also helpful for those contact sports and other team activities you might want to participate in while overseas.

  3. Repatriation back home: If you're declared medically unfit to continue your travels or in the unfortunate event of your passing, cover is available for your repatriation back home. This is subject to the reasonable recommendation of a medical practitioner appointed by us, ensuring that transportation is medically necessary and appropriate.

  4. Cover for the whole family: when you plan to bring the whole family overseas with you. When you have to be overseas for an extended period to play sport, it helps to know that if your family comes with you, our travel insurance may help with cover for your loved ones.

Sports
Goalkeeper about to saving header at goal | Photo credit: Getty Images/JohnnyGreig

Does World Nomads travel insurance offer cover for other team activities I might want to do on my trip?

Absolutely. World Nomads offers cover for more than 150 activities, sports and experiences under our Standard and Explorer plans, from solo pursuits to team activities, such as:

  • Baseball
  • Basketball
  • Cricket
  • Fencing
  • Football
  • Hockey
  • Tennis
  • Ultimate frisbee
  • Volleyball
  • Ice Hockey
  • Pickleball
  • And a heap more team sports.

Note: Not all team activities, sports, and experiences are covered under every travel insurance plan. Cover will depend on your Country of Residence and on the plan you have chosen. For example, some snow activities require a specific plan or upgrade to be selected when you purchase with World Nomads.

It’s always a good idea to read your policy wording carefully so you understand exactly what you’re covered for. And if you’re unsure, get in touch and we can help answer any questions you might have about travel insurance for team sports and other activities.

What else is covered by travel insurance?

Playing sport comes with its share of risk, but not all accidents or calamities happen on the field — or court, or ice-rink for that matter. Other times travel insurance may come in handy include:

  • A canceled trip: If you have no choice but to cancel your trip due to illness, injury, or any other unforeseen event covered under your policy, we may be able to help recoup the cost of things like your unused, non-refundable, pre paid accommodation, tours and flights.
  • A natural disaster: From tsunamis to volcanic eruptions, earthquakes to floods— natural disasters can take many forms. And there’s no shortage of ways they can spoil travel plans, closing airports, delaying flights, wiping out accommodation, and closing off entire towns. Check out our natural disaster coverage article to find out how travel insurance can help when nature goes rogue.
  • Cover for stolen baggage and gear: Whether you arrive to your destination, but your bags and sports gear don’t, your gear is damaged en-route, or you’re the victim of theft, we may be able to help. If your sports gear gets lost or stolen report it to your carrier or police ASAP, then get in touch with the 24/7 Emergency Assistance team who can help.
  • Overseas medical emergencies: Sports injuries are common. If you become injured while participating in team sports activities, we may be able to help with things like locating a doctor or hospital, medical bills, and medical evacuation. Depending on your Country of Residence, World Nomads also offers coronavirus cover for a range of coronavirus-related events.

What plans and options do you offer?

World Nomads offers two travel insurance plans: a Standard Plan and an Explorer Plan, each one has their own benefits, limits, and sub-limits of coverage. Our Explorer Plan offers higher benefit limits and/or sub-limits.

You can compare our Standard and Explorer plans and prices through getting an instant online quote.

Note: both our travel insurance plans are different, and cover varies, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.

What are some things trip insurance does not cover?

Because travel insurance isn’t designed to cover everything, there are certain things we may not cover, such as:

  • If you simply change your mind and decide not to go .
  • If you don’t adhere to the recommendations of the Emergency Assistance team. Failure to do so or refusing repatriation home may result in limitations to your cover.
  • Participation in a sport or activity that is not covered under your policy (check your policy wording carefully).
  • Loss or theft of your bags or gear when they’re left unattended.
  • If you’re participating in a sport or activity professionally.

This is not an exhaustive list. For the full details of what is and isn’t covered, read over your policy wording carefully.

What to do in case of an emergency

If you're involved in an accident, suffer a sudden illness, serious injury, or unfortunately, in the event of your passing overseas, contact the 24/7 Emergency Assistance team as soon as possible.

They're available 24/7 to provide guidance and support. The team will assist in arranging emergency medical transport, directing you to the nearest appropriate medical facility, or organizing your repatriation back home for medical reasons if and when required.

Please note that not reaching out to the Emergency Assistance team may result in limitations or reductions in your cover, and please be aware that waiting periods may apply, so don't hesitate to get in touch.

Tips for doing team sports safely

Regardless which team sport you’re partial to, safety should be your primary concern. You might find these tips helpful when planning your team sports holiday:

  • Know your health and fitness limits: You may have played soccer since you were in school, or been physically active in other ways since, but it’s important to always exercise within your own capabilities. Consider your fitness levels and plan your sports and other activities accordingly.
  • Safety gear: Always wear appropriate safety gear when participating in any sport or activity — because heading out on a cricket field without your cup, for example, is not going to end well.
  • Keep your sports gear and other bags and items with you: Leaving your things unattended makes them a prime target for light fingers and swift snatching. Don’t make things easier for thieves.

Get a quote 24/7

Sound like you would like to consider travel insurance? Fill out the quick quote form below.

Buy while abroad

Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get an instant online quote.

Need to know more?

Get in touch and we can help answer any questions you might have about travel insurance for team sports.

By understanding your rights, responsibilities, and the extent of coverage, you can travel with confidence, knowing that you're backed by a reliable safety net in times of need. Stay safe, and happy travels!

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © FG Trade/Getty

Travel Insurance for Trip Interruption

The world is your oyster… until an unexpected event interrupts your trip.

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They say even the best laid plans have a way of veering off course. And, as all seasoned travelers know, trip interruptions are often what steers you in the wrong direction.

Sickness, injury, a family emergency, an active volcano, pesky pandemics… our Nomads have seen just about every type of trip interruption.

Don’t be caught off guard if your travel plans take an unexpected turn. Trip interruption insurance cover with World Nomads is designed to help get your holiday back on track.

What is trip interruption coverage?

Trip interruption coverage is there to help safeguard your travel plans if the unexpected puts a halt on your trip, leaving you unable to partake in your travel itinerary — or causes you to end your trip entirely.

What does trip interruption insurance cover?

Trip interruption insurance cover varies depending on your Country of Residence and the travel insurance policy you choose. With this in mind, you may have cover for:

  • Sickness and injury: if you or a member of your traveling party suffers sickness or injury while you’re traveling
  • Weather and natural disasters: check your Policy Wording in the Glossary section for a list of natural disasters that we cover
  • Work: if work suddenly becomes a priority while you’re away

What travel insurance plan should I consider?

World Nomads offer two types of travel insurance, Standard and Explorer. Which plan you choose is entirely up to you.

Our Standard Plan includes the fundamentals, like overseas emergency medical, lost, stolen or damaged bags and optional cover for high value items, pre-trip cancellation, and more.

Our Explorer Plan includes all these things plus a few more, which makes this option cost more.

What's the difference between trip cancellation, trip delay and trip interruption insurance?

The differences come down to what stage of your trip you’re at and how they impact your travel plans.

Cancellation cover is designed for when you have to unexpectedly cancel your trip.

Trip delay cover offers help if your travels don’t go according to schedule after your trip has begun, delaying your arrival to your destination.

Trip interruption cover is designed for when an event or circumstance prevents you from partaking in your full, planned itinerary, or means you have to end your trip early.

What else is covered by travel insurance?

A myriad of things! Travel insurance is designed to help in times when the unexpected or unforeseen happens. Depending on your Country of Residence and the plan you choose, World Nomads plans offer cover (up to the benefit limits) for:

  • Cover for more than 150 activities, sports and experiences
  • Emergency Overseas Medical Cover
  • Emergency Evacuation and repatriation when necessary
  • Lost, stolen or damaged baggage insurance
  • And more.

Want to extend your stay?

Travel is addictive, we get it. If you decide to extend your stay, you should consider extending your travel insurance too.

Conditions apply, so as soon as you decide to extend your stay get in touch and we’ll help answer any questions you have about how to extend your insurance policy so you remain covered for the duration of your trip.

What is not covered by trip interruption insurance?

Travel insurance isn’t designed to cover everything. Some of the things that may not be covered include:

  • If you decide to cancel your trip because it wasn’t what you thought it would be
  • Pre-existing medical conditions – see the Policy Wording for details.
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the U.S. Department of State (see state.gov).
  • Unattended baggage or personal items, including any items left in a locked car overnight.
  • If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
  • Injury that’s as a result of, or happens while, under the influence of drugs or alcohol

It’s always a good idea to check the terms and conditions of your policy, so you understand what is and isn’t covered.

What should you do if you need to interrupt your trip?

Get in touch with the 24/7 Emergency Assistance Team who can help you navigate what to do next.

Get a quote 24/7

Fill out the quick quote form below and get an instant quote 24-hours a day, 7-days a week.

Buy travel insurance while traveling

Already on your trip? You can still purchase trip interruption insurance cover. Get a quick quote and buy while abroad.

Need to know more?

The World Nomads team is here to help 24-hours a day, 7-days a week. Get in touch if you’re unsure what your next step should be and we can help get you there, whether that means deciding which policy is best for your trip, how to buy while abroad, or how to make a claim.

FAQs

What am I covered for if my trip is interrupted?

If you have no option but to interrupt or curtail your trip, you are covered for the value of your unused, non-refundable expenses (for which you paid for and have to forfeit). Cancelation expenses covered include: transportation; accommodation, tours and experiences; visas; tuition or course fees; travel agent fees. Check your Policy Wording for details and the limits for which you are covered.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital urgently?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

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Photo © Getty Images / Ph. Francesco Ciccotti

Travel Insurance for Safari Tours

Heading out to search for the Big 5? In addition to the perfect binoculars, you may also want to consider travel insurance for your next safari adventure.

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Some people like to go wild when they are traveling, and some people like to go into the wild. If your version of wild involves searching for the Big 5 in the Serengeti or Maasai Mara, you’re our kind of person. 

Just imagine-you’re bouncing around in your rugged 4x4 jeep as you trek through Kruger National Park in South Africa. Will today be the day you see a herd of elephants crossing the Sabie River or a lioness out on a hunt with her cub? 

You’re then quickly shaken from your daydream by a loud thud on the hood of your jeep. You make eye contact with a leopard before he leaps off and runs into the bush. It’s a memory that you’ll be bragging about for years to come. However, in that moment, all the “what-ifs” also come to mind... should you have considered a travel insurance plan with adventure sports cover?

Should I consider adventure travel insurance for a safari?  

There is such an allure of seeing wild animals in their natural habitat, but you have to remember - these majestic creatures can sometimes have erratic behavior. If you’re on a safari with an experienced guide, the chances of something happening are minimal. When you’re dealing with wildlife though, anything can happen. 

You’ve surely heard about the rare incidents of people being ambushed by a hippo or trampled by an elephant. If you get injured, you’re going to need immediate medical care. Travel insurance could help reimburse you for expenses like x-rays, prescription medications, a hospital stay, or other emergency medical needs you may have if you get hurt on your safari. 

A women on Safari
A woman sitting in a car on a Safari | Photo credit: Getty Images/Westend61

Does travel insurance cover other adventure activities I might participate in during my trip?

You may be going to Zambia on a mission to see zebras roaming freely at Mosi-Oa-Tunya National Park, but you may also decide to hike the Boiling Pot trail near Victoria Falls or go whitewater rafting on the Zambezi River while you are there. 

World Nomads offers adventure travel insurance that covers more than 150 activities. When you get a quote, you can select your country of residence, and easily compare our Standard and Explorer plans side by side. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities. Depending on your country of residence, you may need to add activities to your policy when you purchase it. Check out both plan options, because only you can decide the best travel insurance for your needs.

If you aren’t sure if something is covered, contact our customer service team and they can help explain what each policy includes. 

What else is covered by travel insurance?

In addition to emergency medical cover, international travel insurance could help with several other unexpected situations you may encounter on your safari. Depending on your country of residence, World Nomads may also offer cover for: 

  • Baggage and Gear: If the airline lost the bag that held your binoculars, baggage insurance may help reimburse the cost to replace them if your bag was lost by a common carrier.  
  • Trip Interruption and Cancellation Insurance: If your travel buddy gets severe food poisoning from something he ate, it may put a screeching halt to your plans. If something unexpected happens and you need to cancel or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. 
  • Evacuation: If you’re going on a safari, there’s a good chance you may be in a remote destination where there aren't nearby medical facilities. If something happens and you need to get immediate medical care, the 24/7 Emergency Assistance Team could help get you transported to a place that offers the level of care you need.  
Safari in Serengeti National Park
Safari in Serengeti National Park. Photo credit: Getty Images/Oscar Xu

What are some things trip insurance would not cover?

If you have too many glasses of South African wine at lunch and then try to sneak up to a sleeping lion to grab a selfie, you won’t be covered if that goes terribly wrong. Travel insurance won’t cover you if you are under the influence of drugs or alcohol while you are on your safari. It’s also important that you follow the guidance of your safari guide at all times and view wild animals from a safe distance. Some other things that are not covered include: 

  • Any pre-existing medical condition(s) as explained in the policy wording
  • Wandering from camp on your own, leaving your guide and common sense behind
  • Not following government ‘Do Not Travel’ warnings issued prior to departure
  • Participation in other activities not listed as covered in your policy

Tips for preparing for your safari adventure 

One thing our team at World Nomads definitely recommends is making sure your camera stays fully charged at all times. You never know what you may see at any given moment. It’s also a really good idea to bring an extra camera battery along. Trust us on this one-you don’t want to miss the money shot!

It’s also important to stay safe on your safari adventure because you don’t want it to get cut short. Here are a few of our tips: 

  • Do your research and book with an accredited tour operator.
  • Follow your guide’s instructions at all times and view wildlife from a safe distance.
  • Wear boots and socks when walking around in the bush.
  • Talk to your doctor to see if prescription antimalarial medication is recommended. Depending on the medication, you may need to start this prior to your trip. 
  • Check with your country’s government health department to see if they have issued any health advisories for your destination.
  • Don’t be afraid to ask if the water is safe to drink when you are in remote locations.


This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia