Tanzania is home to epic, unspoiled wildernesses where the Big Five roam free-range. Our travel insurance tips will help you enjoy it full throttle.
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Lions, leopards, and rhinos... they’re only the beginning of the jaw-dropping sights you may encounter on an adventurous trip to Tanzania. The country has 21 national parks, including Gombe Stream National Park (where Dr. Jane Goodall founded a chimpanzee research centre in 1965) and Serengeti National Park, the safari mecca where 4,000 lions and 550 cheetahs roam among the grassy plains.
Like much-needed mosquito netting, World Nomads is here to help protect you and can help take the edge off your worries so you can maximize the sheer beauty of it all instead.
Crime can be a problem in Tanzania. Tourists can be the victims of theft, carjacking and mugging, especially in crowded cities. When you have a World Nomads policy, you may be covered for the loss of your belongings, up to their depreciated value, and to the per-article and total maximum benefit amount.
Always file a police report and hold on to a copy for World Nomads. Carrying colorful Tanzanian shillings? Depending on your Country of Residence, there’s limited or no coverage for cash, so leave what you won’t need for a day out in the safe at your hotel, if possible.
Rain, rain, go away... during Tanzania’s waterlogged monsoon months (March through May and November thru December), flooded roads may be impassable, or you could be stuck in a cyclone. Translation? Ruined plans and you missing out on things you already paid for.
When surprises such as this happen, World Nomads can step in to support you: depending on your Country of Residence, your coverage could include anything from trip cancellation and trip interruption to an evacuation to a safe place. Your choice of a Standard or an Explorer Plan may also decide what benefits you get.
Just note that if a natural disaster has already been forecast or happened after you purchased your policy, it’s not reimbursable. (In other words, you can’t get an insurance policy for something you already know about)
If you’re planning a trip to Tanzania, you may want to consider a World Nomads plan. World Nomads covers more than 150 adventure sports and activities. Read our Help Center article on adventure sports coverage to ensure your activities are included. Additional premiums may apply, and coverage may vary between the Standard and Explorer plans.
Your World Nomads plan can come in handy if tracking elephants on a guided walking safari through the Selous Game Reserve or paddle boarding in a lagoon near Zanzibar After all, a twisted ankle or appendicitis can happen anywhere; and you may want emergency medical coverage for sudden accidents or sicknesses.
Conditions may apply. For example, you may be covered for abseiling – also known as climbing a rock or rappelling – but only up to a certain elevation. Read your policy for more details or contact us with your coverage questions.
World Nomads policy holders have access to 24/7 Emergency Assistance... good news if you’re up a Tanzanian creek without a paddle. Experts on the line can connect you to the nearest qualified hospitals, assist with paperwork, and more. You may also need to touch base with them before undergoing any major medical procedures or evacuation services.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
My flight was delayed due to mechanical issues, which caused me to miss my connecting flight to Kilimanjaro, Tanzania. This delay meant that I missed the first night in my hotel and the pre-arranged transfer from the airport. I also needed to purchase a new transport from the airport to the Machame Gate at Kilimanjaro National Park.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSurf smart: Learn how travel insurance coverage for surfing can help when the unexpected hits, for Canadians
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At a glance:
Whether you're catching waves in Bali, tackling reef breaks in Fiji, or just learning to surf on vacation, accidents can happen. Wipeouts, board collisions, reef cuts, or even jellyfish stings can quickly turn your dream surf trip into one you’d rather forget. That’s where travel insurance can step in — helping with emergency medical costs and other unexpected events.
Chasing waves is thrilling, but even the best-planned trip can run into trouble. Wipeouts, sudden illness, or flight delays can disrupt your itinerary, while gear damage or theft can leave you stranded without a board. Travel insurance plans for surfers can help with the costs of medical care if you’re hurt, reimburse you for cancelled plans if you're too unwell to travel, and assist with lost or damaged equipment.
Whether you're paddling out in Europe or heading to remote islands in search of world-class waves, World Nomads offers plans that support your sense of adventure—backed by 24/7 emergency assistance and coverage for more than 250 sports and activities.
World Nomads Travel Insurance for Canadians may cover a range of problems you could face on and off the water. These include:
Emergency Medical Expenses
Broken bones or gashes from epic wipeouts
24/7 Emergency Assistance
Your first call in any emergency situation
Baggage & Gear Coverage
Broken or damaged surfboards
(if transported via a common carrier, like a commercial airline)
Trip Cancellation
Reimbursements if you’re too sick to go on your surf trip
Get a quote and compare the plans to see which level of coverage is right for you.
At World Nomads, we know your surf trip is about more than just riding waves. That’s why our travel insurance coverage for surfers includes protection for over 250 other adventure sports and experiences – from jungle hikes and scuba dives to zip-lining and snorkeling. Whether you’re chasing swells or exploring off the beach, we offer two travel insurance plans with different levels of activity coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan and activity level that covers everything you plan to do.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
You can compare plans and coverage limits when you get a quote.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels, too.
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
Sorry – we won’t cover you if you do something careless or out of control (like tackle big-wave off-shore surfing when you’re only a beginner). For example, some things we may not cover include:
Here are our most frequently asked questions about cover for surfing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
World Nomads may offer baggage and gear protection to reimburse you if your surfboard is damaged or stolen while travelling, however it does not cover damage sustained while the gear is in use. Keep receipts and incident reports to support your claim. Wear and tear is not covered.
If your trip is cancelled due to a covered reason—such as unexpected illness or injury—World Nomads’ travel insurance may reimburse you for pre-paid, non-refundable expenses like flights and accommodation.
World Nomads offers two travel insurance plans: Standard and Explorer, and you have the option to choose additional activity coverage for each. Additional activity coverage may be necessary if you plan to take your adventure up a notch. If you get a quote, you can compare coverages; you will be prompted to list out all your activities. It is then you can see what the additional activity coverage will cost.
Yes, if you’re hurt while surfing, World Nomads’ emergency medical coverage may help pay for doctor visits, hospital stays, or other medical treatment needed due to an accident on the water.
Already picked your surf spot? Nice. But if you’re dreaming about your next wave—or just want to daydream between sessions—check out some of our surf stories for inspiration. You might just discover your next favorite break.
Surfing in Europe: 6 unexpected spots to explore
Where to find the best surfing on Mexico’s West Coast
Surf town hopping in Costa Rica
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamCover for expats worldwide for medical emergencies, sports and activities, trip cancellations, and more.
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World Nomads travel insurance is designed for adventure seekers who understand that living and working in other countries and among different cultures is a great privilege, and an education. Your decision to move abroad is a big one, considering the benefits of travel insurance may be beneficial for you and your loved ones.
We've put together this expat tips checklist to help you plan before you set off on your next working holiday. Please note, benefit limits, terms and conditions apply depending on your Country of Residence and the plan you’ve selected.
This is not a full list of what's covered. There are benefit limits and terms and conditions that apply. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it.
For more answers related to travel insurance coverage please visit our Help Center or if you have a specific question about World Nomads travel insurance contact us.
Check out our True Claims video to get a behind the scenes look at how we can help you when something goes wrong.
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, you can get a quote online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere's what our customers have to say.
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The last thing you want to do is think about all the things that might go wrong before or during your trip, but crazy and unexpected things can and do happen. We have been around since 2002, offering simple and flexible travel insurance products and helping independent travelers like you.
We strongly believe you should consider travel insurance when planning your next trip, but don't just take our word for it – here's just a few examples of what our customers have to say about us.
I fell on my side and heard the sound of dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
Thanks to the brilliant Niamh and the team at World Nomads, I was able to get a personalized letter that highlighted my insurance plans. It's always handy for visa purposes. I'll continue to invest in World Nomads. Niamh and the team were very very responsive - I didn't have any issues at all. I would highly recommend them.
5 star review on 07 June 2025
World Nomads provide travel insurance for real adventures - covering treks at altitudes other want to charge big bucks for. Their information is eay to follow and they are the best for adventure travels on the market.
5 star review on 27 May 2025
They were great when we had to postpone our holiday, gave us a refund then we bought our next lot of insurance with them for our upcoming holiday. Was very easy and reasonably priced.
5 star review on 21 May 2025
I travel once or twice a year and NEVER travel without using World Nomads travel insurance. I work in tourism and the value of their product is great, plus I have submitted claims that have been paid out in a timely manner. They have very comprehensive coverage and I always recommend them. A quote is really simple to get online, and I always compare it to two other companies, but World Nomads always wins.
5 star review on 06 May 2025
I love world Nomads. They have really comprehensive cover and good pricing. Last time we travelled we unfortunately had to claim when our 5 year olds temperature soared above 40C and she was briefly hospitalised. Claim was easy, professional and straightforward. Happy to have insured with them again.
5 star review on 4 April 2025
No problems signing up. Looked reasonable and plus it’s Australian and I’m a Kiwi so it’s easier to trust than an American travel agency.
5 star review on 28 March 2025
I am most satisfied with World Nomads. They offer comprehensive coverage and affordable travel insurance. The policy is easy to understand and all exclusions are clear and fair. It is reassuring to know that 24/7 customer support is offered.
5 star review on 26 March 2025
Easy, quick and less expensive than other travel insurance. A trusted brand.
5 star review on 12 March 2025
Very competitive travel insurance coverage. Website easy to navigate and info related to the policy well presented. I rang and had a couple of queries which were answered quickly.
5 star review on 06 January 2025
I did not need to claim insurance on this trip but have done on a previous trip. The World Nomad team were responsive, supportive and gave super clear information and it was easy to place my claim once the trip was done. World Nomad is now my default travel insurance especially when planning adventure holidays.
5 star review on 28 December 2024
World Nomads not only offers competitive pricing and great cover, but are always responsive to any enquiry. We have been using them for over 10 years now and have always had a good experience. Recently we had to cancel a trip and within 48 hrs, all was sorted. Lauren and Nicole were both so communicative and made the process so easy. We will continue to use World Nomads for all of our travel insurance needs and highly recommend them for others too!
5 star review on 24 December 2024
Very detailed and easy to understand instructions with a cheatsheet to help us while on the road. We've had minor inconveniences in the van, but no more than to be expected for a van of this age and nothing detrimental to our trip. We're less than 1 week into 5 weeks so far, though!
5 star review on 17 December 2024
Quick and easy to buy insurance. It covered everything that I needed including sports. I don't know how easy it is to make a claim since fortunately I didn't have to
5 star review on 18 November 2024
While I have never had to make a claim with World Nomads, my husband and I have traveled to 5 continents and dozens of countries with the peace of mind that we were covered for any difficulties. Purchasing a policy is seamless and being able to extend a policy while we are traveling is so easy and helpful. All of our policies are listed in our online account, so we have easy access in case of making a claim or having to contact customer support. My only regret is that in a couple of years, we will no longer be eligible for coverage because of the age limit. But we’ve certainly enjoyed having access for nearly 20 years.
5 star review on 17 November 2024
World Nomads’ travel insurance premium was considerably lower than the quotes I got from Canadian insurance companies. Perhaps it’s because WN asks you to specify which countries you’re going to, so in my case they knew I wasn’t going to the United States.
5 star review on 16 October 2024
I use World Nomad for adventure-styled trips off the beaten path that have much greater risks than general vacations. The process to buy and insure the trips are seamless and straight-forward. I have yet to claim anything from World Nomad so I do not know how that experience is.
5 star review on 3 October 2024
Clear description of the services. Perfect for us living in Japan and non US citizen traveling to Hawaii very often.
5 star review on 2 October 2024
Received a quick refund on the canceled policy. Very helpful staff. Now have a new policy and heading to Everest Base Camp in November. Hopefully I won't require rescuing!
5 star review on 27 September 2024
I always use World Nomads as my travel insurer. Getting a quote is super fast and easy and it’s easy to understand what is and isn’t included using their comparison charts. I have used them for years now for many trips, including one claim process that was easy to navigate and I was happy with the outcome. Highly recommend.
5 star review on 23 September 2024
Had a unique situation (yes we are all unique) but heading away for 23.5 months. This company was the only one with a travel insurance solution. Easy to deal with by website, email and phone.
5 star review on 17 September 2024
A no-nonsense reliable company We’ve used world nomads for every trip we’ve taken for the last 20 years. Fortunately we have only needed to claim on one occasion and the team were exemplary, helping us out all along the way. I won’t use anyone else!
5 star review on 9 September 2024
Timely response to emergency service request and claim. Really appreciate the professional service from all staff having assisted me during and after my Nepal tracking trip.
5 star review on 3 September 2024
So far just booking with World Nomads. Soooo looking forward to our trip in the New Year. The service and support for booking was first class. Super organised, super responsive and really developed information provided not just on the tour booked but also on transport, accommodation other attractions etc. Definitely recommended.
5 star review on 6 August 2024
Simple and easy sign up process. Concise and comprehensive FAQ. Quick response to queries via email.
5 star review on 26 July 2024
I have had amazing service so far, the only thing that took some time was that initial phone call to notify about my accident, getting through an agent using the international number given in the policy. That took about 1 hr and a half so don’t hang up, after that everything was pretty smooth and they called me and followed up by email as well, everyone that I spoke to was very kind, professional and understanding of my situation, I feel very well looked after even when I’m far from home at the moment. Thanks for the professionalism and follow up from the medical support team included in this policy.
5 star review on 24 July 2024
Easy to see the differences between plans and their policy inclusions. Easy payment and quick document turnaround. I have used world Nomads a couple of times before and always had a good experience.
5 star review on 23 July 2024
The process to get the quote was relatively simple. I also like how you detail what is included in the 2 seperate products so that you can easily compare your options plus it is very clear up front regarding the Covid coverage.
5 star review on 18 July 2024
Very easy to access and to activate. Seems good vale when compared to other policies. Customer service great (when I made an error - my fault- we’re very quick and helpful in fixing policy )
5 star review on 10 July 2024
This is my first time using World Nomads. The site was easy to navigate and the insurance easy to purchase. The policy was also cheaper than other travel insurance company. As I have not make any claims for anything I cannot provide any feedback on that.
5 star review on 9 July 2024
First time purchasing insurance with World Nomads. It was easy and directed filling information online. Hope everything goes smoothly on the trip.
5 star review on 30 June 2024
I've been using World Nomads for almost ten years now and have never been disappointed. Easy to take a policy out, (love the microdonations option), extend and claim if required. I would recommend World Nomads in a heartbeat to any international traveller looking for travel insurance. I have suggested that World Nomads introduce an online chat facility for claims and an App at the earliest.
5 star review on 10 May 2024
We were of course super bummed when my husband was injured just over a week before our big Morocco/Southern Euro trip. I had no idea how insurance would pan out, but was so thankful that Trip Mate and World Nomads were so obliging and pretty expedient! It was about six weeks between filing the claim and getting our checks. When we rebook our trip, I will definitely go through this company again.
Michelle
US
5 star review on 26 April 2024
I have purchased over 30 policies from World Nomads since 2015. I have claimed on 3 of them and all three claims were settled in full. The claim process is very thorough but efficient and once all the documents are submitted the claims were settled. This is how travel insurance should work I will strongly recommend World Nomads to anyone.
5 star review on 22 April 2024
Been using them for a number of years, the ease of use, reasonable pricing, flexible menu, wide country & activity covers is the best in my book. Made a claim so tested their credentials, and it was trouble less and refunded quickly. I tend to travel with no return ticket and change destinations & time travel as I go along , only found World Nomads could accommodate that with the least restriction , good work WN
5 star review on 19 April 2024
I booked a trip to Singapore and Malaysia in January for me and my wife for March 27-April 11, 2024. We were to visit our son and his family in Johor Bahru for a week, then travel to Sibu Island for the remainder of our trip. Unfortunately, my wife broke her foot in late February so we decided to cancel our trip. We didn't think snorkeling on Sibu Island would work well with a walking boot and crutches. We were able to get 100% refunds for all the pre-paid fees we had paid for housing and airfare. Once I submitted the required documentation you quickly processed a full refund for the travel insurance we are unable to use. Thanks for helping us out. We are very disappointed we will miss visiting with our kids and grandkids. I'm glad we were not disappointed in seeking a refund.
Byron
US
I’ve used World Nomads for quite a few years now and always found them to be very helpful, especially during the dubious covid years. But now I’m extra impressed because this week they’ve gone above and beyond to help me and I’m really grateful to Kasey and team for helping sort out a logistical nightmare. They were fast to respond and actually helped me find the best and cheapest option for me and my family. Thank you for actually taking the time to think about the best solutions for your customer. Great customer service!
5 star review on 9 February 2024
I love World Nomads! Having worked for an insurance company for over 30 years, I appreciate how tough it is to reach this level of customer service. But, they never disappoint. Malina was the best. They are great, and I will use them every time for my travel insurance!
5 star review on 23 January 2024
I recently bought another policy with World Nomads for my current 6 month trip because I had a great experience with them on my last one. I unfortunately had to visit the hospital and purchase antibiotics on my last trip. They were extremely responsive, filing my claim was quick and simple, and they checked in on me (and asked me how I am feeling) once or twice every day until I healed! Once I returned home, my payment was processed promptly. All in all, it was a good experience and I love that they cover so much more than many others.
5 star review on 23 November 2023
Airline broke my surfboard. Once I gathered all the documentation from the airline (hard part) was easy to submit and received full compensation. Will definitely use World Nomads again for future travels.
5 star review on 17 November 2023
World Nomads provides great coverage for an even better price. We recently had a claim and they resolved it quickly and we received our refund promptly.
5 star review on 17 November 2023
We needed coverage for a three week road trip in Europe. World Nomads offered what we needed and was easy to understand and purchase. One of our gear bags ended up getting lost during the trip and World Nomads helped us out without a fuss.
5 star review on 16 October 2023
Bought a policy for Daughter travelling in 3 days time so I wanted swift, clear information about the levels of cover available. Giving 5 stars solely based on ease of the process so far and quick receipt of policy with associated documents. Also considered it to be a satisfactory price when checked against other quotes.
5 star review on 22 September 2023
We have used World Nomads for about 14 trips since March 2020. Getting quotes is very easy. We have had to turn in 2 claims and the claims were readily reimbursed as promised. The online claim forms are easily completed as long as you have the required documentation (doctor's notes, receipts). The e-checks for reimbursement were sent in a timely manner. We have been very happy with this choice of insurance and will continue to use them. We also have recommended WN to many friends and travelers we meet.
5 star review on 20 September 2023
I bought a policy for an 9 month trip to Malaysia and Vietnam. WN was a little bit more expensive, but provided a higher level of coverage. Unfortunately, my grandmother passed away while I was on this trip and I put in a claim for trip interruption and WN was great. Despite the fact that my country of residence was the UK and my grandmother lived in the US, WN covered my travel to the US for her funeral and back to Vietnam. The claim process was easy and straight forward and I received the payment very quickly (less than a month). The customer service reps I spoke to were very helpful. I would highly recommend WN for hassle-free travel insurance.
5 star review on 31 August 2023
For the first time in all our travels we unfortunately both became unwell in Thailand resulting in having to get a doctor to our hotel on 2 occasions and the loss of 2 pre-booked tours. World Nomads were absolutely brilliant when we submitted our 2 separate claims, it was very easy and they paid both of the total amounts (less the $100 excess) into our bank account in less than a week. Very impressed!
5 star review on 10 August 2023
I never thought I’d actually have to file a claim with World Nomads. My iPhone was stolen off of me in the Milan train station despite my vigilance with all the pickpocket warnings — they are true magicians :( I notified World Nomads right away and from the start they made the claims process very easy. I’m sure having a police report of the theft (all in Italian) and phone receipt helped move the process along. From start to finish, my refund check was issued in less than two months’ time, which was very satisfactory to me. Thank you World Nomads. I’ve recommended you to friends who have recently purchased policies and will definitely be using you again on future travel!
5 star review on 26 July 2023
I have insured with Nomads for a number of years. They have always been easy and straightforward to deal with. Their claims assessment, in this case, has been very prompt.
5 star review on 25 July 2023
Easy to use. I needed to be sure I had insurance before I left the country. I signed up at the airport in Auckland. Zealand. Thanks World Nomads. Btw. World Nomads looked after me in 2014 when I had a brain injury, falling down stairs. I was completely sober. thanks World Nomads
5 star review on 22 July 2023
I've used World Nomad for all my USA trips and every time they have been a great company that makes me feel secure when abroad :D Thank you!
5 star review on 26 June 2023
The cost of travel insurance was reasonable, the claim adjuster was friendly and informative and the payout occurred in a timely and very fair fashion.
5 star review on 24 June 2023
I've been buying travel insurance through World Nomads for several years now and have always had a good experience. Only once was a claim denied and while I would have thought it would be covered, it was a lesson learned. Read each policy so you are clear. World Nomads offers a great service, timing, honest, helpful. I will continue to use their services.
5 star review on 22 June 2023
It really sucked to have to cancel our trip due to a sudden medical problem (a blown knee joint requiring knee replacement) but we were relieved we had taken out coverage through World Nomads. The online claims process worked well for us. We only had to contact a claims rep at the beginning to get answers to a couple of preliminary questions. The rep was professional & gave us accurate & complete information. World Nomads & Trip Mate resolved our claim in our favor in a reasonable amount of time, and covered about 90% of our losses. We found this result totally acceptable for our particular situation. We would recommend World Nomads to anyone and plan to use their travel insurance again -- once one of us recuperates from knee replacement surgery and is able to travel again!
5 star review on 30 May 2023
It took approximately 6 weeks to receive payment on our claim - but they paid it in full- including the portion of our prepaid tour that we missed, the rental cost of Airbnb to isolate and hotel for a plane delay.
5 star review on 18 May 2023
We purchased insurance for a trip to Italy (from the US) taken in 2022. At the end of our trip, one of us contracted Covid, and due to quarantine requirements as well as a negative test requirement for flying home, I lost my return flight cost and had some additional expenses. My travel mate flew home as scheduled, but I had to stay for another week. While it was a bit cumbersome, I was able to document my losses, and I was reimbursed by the insurance company within a few weeks for my new return ticket cost as well as an expensive ($210) taxi ride from Siena to the Florence airport. The new flight ticket cost was over $1500 one-way, so it was quite a relief to have it covered! The Italian government paid for the quarantine hotel and meals, so the insurance company lucked out on that. I’m really glad we had insurance for this trip. It was our first time ever needing it.
4 star review on 18 May 2023
One of the most straightforward claims I have ever had to do. The Nomad team were constantly in touch following up and checking in to make sure we were getting the best care and providing information for further treatment. Highly recommended and will be using for any future travels.
5 star review on 15 May 2023
World Nomads has proven to be an outstanding company for aquiring travel insurance for my world travels. I have used World Nomads for several trips-- Europe, Latin America, and New Zealand--and soon to South Asia. The plans are cost effective and affordable and the customer service has been truly excellent during a recent claim process. The customer service representative was exceptionally helpful and knowledgeable, following up and responding to queries, and most importantly assisting to ensure that the reimbursement process was done expeditiously. I highly recommend World Nomads!
5 star review on 04 May 2023
I have purchased trip insurance twice and it's very easy. One trip was canceled due to illness and the claim was also easy to submit. Took a few weeks but everything was taken care of to our satisfaction. We'll definitely purchase their insurance for future trips.
5 star review on 25 April 2023
The whole process was easy and as I wanted my adventure activities Insured ie Motorcycle touring, World Nomads came out the clear winner. Their description of what was and what wasn’t insured was a lot clearer and less convoluted than other companies I had looked at and the price was very competitive.
5 star review on 19 April 2023
I have been using World Nomads for years. It is easy to choose the right insurance needed. Insurance is provided as soon as it is purchased. The cool-off period is also a very interesting and useful feature to increase the customers' piece of mind in case of changes in the planned trip.
5 star review on 14 April 2023
Got COVID while on an international trip. We had to cancel a pre booked tour that was non—refundable. We got a verified test, submitted our documents as detailed on the claim page and we got the claim money in a few weeks!
5 star review on 13 April 2023
After our flight was delayed to Cancun due to mechanical issues, we ended up not only having to pay for an extra night at a hotel, but also lost money due to not being able to make it to our original hotel in time. World Nomads reimbursed us for both rooms! Always use them when I travel.
5 star review on 30 March 2023
I needed urgent dental care while traveling, involving one diagnostic appointment and then two treatments. I submitted the claim after returning home. World Nomads fully reimbursed the cost of the dental care.
5 star review on 29 March 2023
I forgot to purchase travel insurance before I headed out; my aeroplan rewards travel only covers me for ten days ; I am travelling to visit my family here in Italy and World Nomad had my back. Great service. Great website. Smooth sign up online. Seamless communication. Super easy to get signed up and covered. I love these guys. I highly recommend them.E
5 star review on 27 March 2023
I had a larger medical claim reimbursed in full, no questions, despite paperwork in multiple languages and currencies. Extremely glad I opted to purchase this before my trip
5 star review on 27 March 2023
My wife and I had a last minute flight cancelation causing alot of headaches for us and another nights stay at an unplanned hotel. World Nomads insurance covered our expenses and troubles with no issue. I haven’t had to use the insurance policies that we always purchase before but World Nomads was easy to file a claim with. We will continue to use them for all of our adventure insurance needs!
5 star review on 09 March 2023
Reactivity of help center (I couldn't use my visa credit card to pay my insurance on the website). Great kindness of the person who answer to my call; and she accepted to make great efforts to speak slow in English.
5 star review on 16 February 2023
Reliable! In the past when I unfortunately had to make a claim due a medical emergency, World Nomads were upfront, hassle free and covered the majority of my claim where possible.
5 star review on 15 February 2023
Never put much thought into trip insurance before but decided going overseas with my bike and all the gear was worth the extra expense. And boy was I glad we did it! Long story short, after the trip, we filed a claim with World Nomads for the expenses incurred due to airline baggage lost/delayed. The claim submittal was easy and hassle free. And wouldn't you know, within 1-2 months we received our refund checks for the additional expenses. I am so stoked and satisfied with the customer service and ease of use with World Nomads. From now on, I will ONLY use them. I hope to never have these issues again, but for the price for the piece of mind, it is so worth it. If you are on the fence about getting coverage, just do it!
5 star review on 13 February 2023
I had to change the coverage dates of my policy. When I was not able to add extra days on their website, I reached out with their customer service inquiry online. I had the most pleasant (and prompt) response. My issue was resolved quickly and to my satisfaction. I have been and will continue to recommend them on social platforms.
5 star review on 30 January 2023
Malina was the most responsive customer service rep I have ever worked with. She provided great answers and guidance on how to proceed with policies.
5 star review on 17 January 2023
Fantastic product & service, awesome customer service... such a value add to a holiday knowing Nomads got my back
5 star review on 09 January 2023
I bought travel insurance in September, at that time I didn't know how valuable trip insurance can be if an unforeseen event occurs, because I never had any reason to make a claim. But unfortunately, unforeseen events can occur when you least expect them. So, I had to cancel my trip and I made a claim for the reimbursement of travel expenses. My claim was processed successfully, and I received reimbursement for travel expenses up to the maximum stipulated in the insurance certificate. For those who wrote that they have not yet received their medical or travel expenses reimbursement, I advise you to be patient with them, do not forget that AXA is a world-renowned insurance company and their decision are fair and impartial. Thank you WorldNomads for providing high-quality travel insurance and thank you AXA for handling my claim professionally. I gladly recommend insuring your trip with WorldNomads.
5 star review on 22 December 2022
Claim was processed pretty quick considering COVID times and the portal was easy to use.
5 star review on 13 December 2022
I had to make a claim as my baggage got lost. Was a simple process and immediate payment. These guys are a+++
5 star review on 11 December 2022
Excellent user experience, easy to get insurance on any device, including mobile phone.
5 star review on 21 November 2022
This is my second time with World Nomads. I appreciated the last assistance very much in Nepal. You are easy to access and fast on response! Thank you!
5 star review on 15 November 2022
Fast, easy to use and very fair prices. Relatively easy and honest claim system too. I’ve used several times and got money back when I was due.
5 star review on 13 November 2022
Empathy, support and incredible service at a very difficult time. Above and beyond! I’ve used World Nomads over the last 10 years and this is the first time I’ve needed to make a claim and they were amazing. Personal, calm and professional service. Could not recommend more.
5 star review on 10 November 2022
Easy to use and understand the travel insurance requirements.
5 star review on 18 October 2022
Seamless easy to setup insurance.
I like the ability to donate to worthy charities too.
Richard
Japan
5 star review on 12 October 2022
I have used World Nomads many times. Thankfully, I have only had to make two claims. Both were handled with minimal hassle and appropriately paid. I will continue to use them and recommend them to others!
5 star review on 20 September 2022
We needed insurance for an expensive trip to Australia so we contacted a number of ins carriers. We ended up going with World Nomad because of the great pricing and customer service. They picked up the phone virtually right away and spent 30 minutes answering all our questions knowledgeably. It was such a great deal and experience, we bought the insurance the next day.
5 star review on 11 September 2022
I had extend my stay in Lima by a night due to airline delays. My travel insurance covered travel delays and my extra night at my hotel was reimbursed within a couple months following my claim submission. Also, this was one of the few policies offering coverage for high altitude hiking. Would recommend World Nomads travel insurance.
5 star review on 21 August 2022
I have used World Nomads several times, including a one-year trip worldwide. Unfortunately, we had to make claims for medical treatments and stolen items, which they promptly processed.
4 star review on 08 August 2022
Very quick and easy to buy travel insurance with great coverage at a good price! Love the follow up emails that remind that you can cancel free up to 10 days after purchase if you want to.
5 star review on 12 July 2022
World Nomads travel insurance is a great deal and can include coverage for extreme sports. And they're helpful and responsive when you need to make a claim.
5 star review on 3 July 2022
I used World Nomads several times. Then my trip on 2020 was cancelled due to the Pandemic. Although not covered, my communication with World Nomads to reconsider was promising, not outright rejection, in case my trip is re-scheduled by the agency. True enough, it is re-scheduled this year, 2022. World Nomad gave me a refund of my 2020 premium after I got a new insurance for the 2022 trip. Very considerate and responsive to customer-the way to go! Keep it up World Nomad. I will recommend you to my trip companions for their future travel plans.
5 star review on 22 June 2022
We are getting ready to travel in 2023, so I don’t have any experience using the insurance and I hope we won’t need it when we are traveling. However, it was easy to purchase and we believe a great deal especially for times as they are today! You never know what is going to happen. It is nice to have some protection.
5 star review on 11 June 2022
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHome to modern architecture, colonial landmarks and amazing food experiences
As featured in:
Delayed luggage is reportedly one of the top issues for our travellers in Singapore, which may not be surprising given it hosts such busy air and sea ports. Lost and stolen luggage and medical emergencies are also among the unexpected events that our travelers report.
World Nomads travel insurance is designed to help with many of the unexpected events that can occur while traveling.
One minute, you’re enjoying a cycling trip around the pristine island of Pulau Ubin, the next you’re in an ambulance wondering what happened. Accidents and illnesses can happen unexpectedly which is why our 24/7 Emergency Assistance Team is always available to take your call. Our team members can:
Make sure you let us know how you’re doing and stay in touch with our EA team for the duration of your medical event. And don’t worry – if you’ve already left on your trip and wished you’d bought travel insurance, with World Nomads you can buy while you’re already overseas although waiting periods for cover may apply.
If you’re seriously injured or ill, our cover includes (if deemed medically necessary):
This is particularly helpful when you’re injured and require special assistance or arrangements (such as lying flat) while flying, which can require the purchase of multiple seats, business class travel or an air ambulance.
And, if you’re traveling alone and are unable to navigate your repatriation by yourself, depending on your Country of Residence, we may also send one of our World Nomads team members to accompany you home. You can read how we helped one of our travelers in this scenario.
Depending on your Country of Residence, World Nomads travel insurance offers cover for some COVID-19-related events.
You should also do your research about the COVID-19-related travel restrictions and entry requirements – including PCR tests and proof of vaccination – for the countries you’re traveling to. Make sure you’ve done your homework and know what you will need to enter or transit through Singapore.
Travel Insurance Tip: it’s your responsibility to check visa and entry requirements, and make sure you comply with them, to any destination you’re travelling to. Travel insurance doesn’t offer cover for the costs associated with being denied entry to a country because you didn’t have the right visas or entry requirements.
If your bags don’t arrive with you in Singapore, then luggage travel insurance may be able to help while the airline tries to find it. If your bags are delayed 12 hours (or 24 hours on some policies) after the scheduled landing time, you may be covered for basic expenses you incur as a result. This may include a change of clothes, a toothbrush and other basic necessities.
What to do if your bag doesn’t turn up: if your airline carrier has lost your luggage, you must exhaust all avenues with them first to try and locate it. You’ll need to file a lost luggage report with your carrier or the local authorities, and keep copies of all paperwork, including all receipts of expenses, for when you submit your claim.
If you’re not sure what to do, contact our 24/7 Emergency Assistance Team who can help.All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. If you’ve more questions, just get in touch.
World Nomads offers two plans for travelers going to Singapore – the Standard and Explorer plans. Each offers cover with different benefit limits for:
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat am I covered for when visiting Costa Rica?
As featured in:
Costa Rica is teeming with incredible wildlife and beautiful landscapes, and like most visitors, the Irish are drawn to its misty volcanic peaks, rushing rapids, epic waves, and exotic rainforests. Many who seek out Costa Rica do so for the adventure and, of course, are in search of La Pura Vida.
To enter Costa Rica, you must fill in a Health Pass 72 hours prior to arrival and show proof of travel insurance. That’s where World Nomads comes in, as our policies provide cover, so you can focus on your holiday.
World Nomads has two levels of cover – Standard and Explorer – that offer different benefits, limits, and sub-limits, so it’s best to compare them. For Irish travellers with their sights set on Costa Rica, our policies include cover for:
Travel insurance tip 1: Irish residents will need to contact your private medical insurance (PMI) provider (if applicable) and follow its emergency medical procedures and claims procedures. Cover available under this travel insurance policy is in excess of any cover provided by your PMI. Also, provide us with details of your PMI provider to help us co-ordinate your care. Where your PMI provider does not cover you, contact our 24/7 Emergency Assistance Team before incurring medical costs.
Irish travellers have long considered Costa Rica a great place to holiday. Most flights from Dublin require a stop on the way and transit time can take up to 16 hours. Those who are well travelled know that long haul doesn’t always mean smooth travelling, flights get delayed or cancelled, baggage goes missing, and documents/personal belongings are mislaid. Insurance can reduce this travel-related stress.
Apart from its spectacular natural beauty, road conditions in this part of Central America can be poor; crime does occur; it experiences hurricanes, and as the country is on the so-called Ring of Fire, it can be earthquake-prone.
When you’re at the beach, always follow lifeguard advice, and be aware of dangerous currents particularly at beaches that aren’t supervised by lifeguards.
If you’re a digital nomad, keep your tech devices secure as thieves are active everywhere.
If you’re hiring a car, our Explorer Plan covers rental car excess if you have an accident. Cover is also available for the cost of replacing rental car keys if they get lost, stolen or damaged during the rental period. You must have a valid licence from your country of residence for the class of vehicle you’re driving overseas, regardless of local laws. You must also comply with local laws of the country you’re driving in.
Please note: travel insurance doesn’t replace the need to have a signed rental vehicle agreement or damage waiver in place.
Explorer Plan policy holders can take advantage of provisions for hijacking and costs associated with natural disasters, so long as the event was unexpected and there wasn’t prior warning.
When it comes to the loss or theft of personal belongings, both plans offer travel insurance cover, but as always cover will depend on your country of residence and the circumstances.
Make sure you list all the activities you’re planning in the policy detail. Higher-risk activities may require an upgrade to the level of cover or an additional premium. Remember our Emergency Assistance Team is available 24/7 and can assist with any language barriers you may face.
Travel insurance tip 2: Costa Rica grants visas to digital nomads. It allows foreign nationals and their families to live and work there for at least 12 months, with the possibility of a year-long renewal. The visa allows exemption from income tax, and a local bank account; this is a significant increase on the 90-day limit on tourist stays.
For the latest travel advice from the Irish Department of Foreign Affairs (DFA) check out their website.
Some things we won’t cover include:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You can read more about hiking and travel insurance and you should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
I was renting a room in Costa Rica. Before I left for an excursion, I put my valuables out of sight. When I returned, my trip my device was gone. There were a few other items moved throughout the house, but that was the only item that was taken.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat am I covered for when I visit Costa Rica?
As featured in:
More than 91,000 British travellers head to Costa Rica every year, drawn to its misty volcanic peaks, rushing rapids, epic waves, and exotic jungle wildlife. Many who seek out Costa Rica do so for the thrills, adventure and, of course, the La Pura Vida.
To enter Costa Rica, you’ll need to fill in a Health Pass 72 hours before you arrive and show proof of travel insurance. That’s where World Nomads comes in - our policies cover you so you can focus on your holiday.
World Nomads has two levels of cover – Standard and Explorer – that offer different benefits, limits, and sub-limits, so it’s best to compare them to see which is best for what you’re planning to do. For British travellers to Costa Rica, our policies include cover for:
British travellers have long considered Costa Rica a go-to vacation spot. With direct flights between Heathrow and San Jose, it is an accessible, exciting destination.
As dizzying as the appeal is, Costa Rica is a 10-hour flight from London, and most of us know that long haul isn’t always smooth travelling, flights get delayed or cancelled, baggage goes missing, and documents/personal belongings are mislaid. Insurance can reduce this stress.
Apart from its spectacular natural beauty, road conditions in Costa Rica can be poor; crime occurs, it experiences hurricanes and, as the country is on the so-called Ring of Fire, it can be earthquake-prone.
When you’re at the beach, always follow lifeguard advice, and be aware of dangerous currents particularly at beaches that aren’t supervised by lifeguards.
If you’re a digital nomad, keep your tech devices secure as thieves are active everywhere.
Explorer Plan policy holders can take advantage of provisions for costs associated with natural catastrophe's, as long as the event was unexpected and there wasn’t prior warning.
When it comes to the loss or theft of personal belongings, both plans offer travel insurance cover, depending on your country of residence and the circumstances.
Make sure you list planned activities when you apply for your policy (higher-risk activities may require an upgrade to an increased level of cover with an additional premium). Remember our Emergency Medical Assistance Team is available 24/7 to answer any urgent questions if you’re in a medical crisis.
Travel Insurance tip: Costa Rica grants visas to digital nomads. It allows foreign nationals and their families to live and work there for at least 12 months, with the possibility of a year-long renewal. The visa allows exemption from income tax, and a local bank account; this is a significant increase on the 90-day limit on tourist stays.
Some things we won’t not cover include:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
I was renting a room in Costa Rica. Before I left for an excursion, I put my valuables out of sight. When I returned, my trip my device was gone. There were a few other items moved throughout the house, but that was the only item that was taken.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat am I covered for when visiting Costa Rica?
As featured in:
Costa Rica draws adventure travelers from all over the world. Whether you’ve got your heart set on ziplining through dense rainforest, tackling the epic waves of the Pacific Coast, or taking in the misty volcanic peaks on foot, this Central American destination ticks all the boxes.
Costa Rica is an intriguing destination, but like any country there are risks involved. That is why it is a requirement that travelers show proof of travel insurance to gain entry.
With World Nomads you can buy travel insurance with two levels of cover – Standard and Explorer – as soon as your trip is locked in and you're ready to go, or while you're on the road traveling around Costa Rica. Please be aware that each plan has different benefits, limits, and sub-limits.
Note: All travel insurance plans are different, and cover will vary, depending on what you are claiming for, your Country of Residence, the plan you choose and any options or upgrades you buy.
Our plans include cover for:
Depending on where you’re traveling from, flying to Costa Rica may require a stopover which can lend itself to tight turn arounds of connecting flights, lost luggage, and bad weather causing unexpected flight cancellations.
And that’s not all you need to consider, although beautiful, this tropical haven is in an active earthquake, hurricane, and volcano zone, and the mountainous landscape is prone to landslides. World Nomads offers cover for natural disasters, but cover will depend on your Country of Residence and varies between plans. We can assist with all these situations and the right policy can go a long way to reducing the stress involved in international travel.
In Costa Rica, road conditions are often poor, with potholes and inadequate signage, and crime does occur.
When it comes to beach safety, currents can be dangerous and many beaches are unsupervised by lifeguards and lack signage advising of unsafe conditions. If you are a digital nomad, be mindful of your tech security.
If you’re hiring a car, our Explorer Plan includes rental car excess. Cover is also available for the cost of replacing rental car keys if they get lost, stolen or damaged during the rental period. You must have a valid licence from your country of residence for the class of vehicle you’re driving overseas, regardless of local laws. You must also comply with local laws of the country you’re driving in.
Note: travel insurance doesn’t replace the need to have a signed rental vehicle agreement or damage waiver in place.
If you find yourself in a crisis, the World Nomads 24-hour Emergency Assistance Team is available for roadside assistance referrals or locations of nearby hospitals, medical providers or pharmacies. The team can also help if you’re having trouble getting by in a language you don’t know.
Traveler tip: Costa Rica grants visas to digital nomads. The visa allows foreign nationals and their families to live and work there for at least 12 months, with the possibility of a further year-long renewal. The visa allows exemption from income tax, and a local bank account; this is a significant increase on the 90-day limit on tourist stays.
Some things we won’t not cover include:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered that way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
I was renting a room in Costa Rica. Before I left for an excursion, I put my valuables out of sight. When I returned, my trip my device was gone. There were a few other items moved throughout the house, but that was the only item that was taken.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team