Sailing Travel Insurance Coverage
US Residents can sail with confidence with travel insurance protection
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover sailing, with some plans that offer higher limits of coverage.
- Coverage for injuries if you're seriously hurt while sailing. Transportation if your condition is severe, acute, or life-threatening and adequate treatment if not available in your immediate area. Additional terms apply.
- Gear & Baggage Protection helps cover lost, stolen, or damaged sailing gear and luggage.
- Choose from Standard, Explorer, Epic or Annual plans to match your sailing trip style, budget and activities.
- Plus, optional Cancel for Any Reason upgrade available on some plans (additional cost and state restrictions may apply.)
- Why should I consider travel insurance for my sailing trip?
- Sailing travel insurance benefits
- Plan levels for sailing trips
- What's not covered
- Top safety tips we recommend for your sailing trip
- FAQs
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Whether you're planning to sail the crystal waters of the Galapagos Islands or keep pace with bottlenose dolphins along the Fumba Peninsula in Zanzibar, you're guaranteed an ocean adventure when you set sail on the open waters. But whenever you're surrounded by water, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for sailing that may help with everything from stolen bags to unexpected medical expenses.
Why should I consider travel insurance for my sailing trip?
From wet decks to choppy seas, unexpected issues can derail even the most carefully planned journey. Travel insurance and non-insurance services designed for sailing may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently – whether you're navigating the storied inlets of the French Riviera or the British Virgin Islands.
Travel insurance and non-insurance services for sailing: What may be covered?
World Nomads Travel Insurance for US residents may cover a range of unexpected problems you could face on and off the water. Plans may include:
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Emergency Medical Expenses
For broken bones, cuts, and sprains after a slip on a wet deck -
24/7 Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation, on or off the water -
Baggage & Gear Coverage
Damaged or stolen sailing gear, or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from setting sail.
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my sailing trip?
World Nomads offers four plans for US residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go sailing, you’ll probably be doing other fun things like snorkeling or swimming. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences.
- The Standard and Annual plans include travel insurance coverage for incidents while sailing.
- The Explorer plan covers more activities, including shark cage diving to 165 feet/50 meters and free diving up to 196 feet/60 meters. It also has higher limits of coverage for most benefits.
- The Epic plan covers everything the Explorer plan covers, plus even more activities – including cliff diving and deep-water soloing. It also has the highest benefit limits of coverage.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when sailing?
Some things we may not cover include:
- Sailing under the influence of drugs or alcohol
- Unattended baggage, sporting equipment or personal items
- Sailing or traveling within 100 miles of your home
- Damage to your sailboat
- Sailing in a competition or for salary/compensation
Top safety tips we recommend for your sailing trip
- Research your tour operator: If you’re going on a sailing excursion, research the tour company’s credentials ahead of time.
- Take a boating safety class: If you’ll be the one at the helm, take the time to learn as much as you can before hitting the water. There are several boating safety courses that are recommended by the U.S. Coast Guard.
- Check the weather: Before you leave, you’ll want to make sure there aren’t any storms headed your way. Weather conditions can change rapidly, so continue to monitor the weather once you’ve hit the high seas.
- Put on a life jacket: Think less about your tan lines, and more about your safety. Rough water can happen at any time, and you won’t have time to grab that if you unexpectedly go overboard.
- Wear the right shoes: Look for shoes with good traction and a non-slip sole. If your shoes are also made from water resistant material, that’s even better.
- Get a good dry bag to hold a copy of the documents showing your sailing travel insurance coverage and non-insurance services: If an accident happens, you’ll want that handy – and dry. Make sure you have the phone number for the 24/7 Non-Insurance Emergency Assistance Team easily accessible, as well as your plan number. You may want to save that in your phone as well.
FAQ
Here are our most frequently asked questions about cover for sailing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Can sailing be covered under World Nomads Travel Insurance?
Yes, sailing may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What types of incidents may be covered while sailing abroad?
If your trip is cancelled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable sailing tours that you paid for in advance. If you slip and fall on the deck and you require medical assistance, emergency medical expense coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for a sailing excursion, you’ll need to buy your insurance at least the day before you need coverage.
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Does World Nomads Travel Insurance offer coverage for sailing outside of the United States?
Yes, there are so many great places to sail around the world, and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for the Caribbean, you may have the opportunity to sail around several picturesque destinations like the Bahamas or Jamaica. When you get a quote for travel insurance and non-insurance services for sailing, you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while sailing?
If you get hurt while sailing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance Team is also included for support anytime, anywhere.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for your sailing adventure, you could be covered for more than 250+ other sports, activities and experiences. Things like hiking, biking, rocking climbing, and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, sailing tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add optional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for sailing, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next sailing trip?
Not sure where your next sailing adventure should take you? Check out some of our favorite places around the world to sail and get destination-specific travel insurance tips to help you plan with confidence.
Trinidad & Tobago Discoveries: Sailing the Caribbean
Kauai: 4 Adventures That Will Get You Off Your Beach Chair
20250730-4701181. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Seek solace, adventure, and the great outdoors while camping
Ditch the tech and relax to the rhythm of a wilderness camping trip. From stargazing in Canada’s Jasper National Park to sleeping under the stars on Australia’s Whitsunday Islands, you’ll experience more of everything on a camping break.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Why consider travel insurance for camping
- What's not covered?
What's covered for camping?
If you are injured or become ill travel insurance can help you find medical treatment in a foreign country and take the sting out of unexpected medical costs. Depending on your Country of Residence and the plan you’ve selected, World Nomads may offer coverage (up to the policy limits) for:
- Overseas emergency medical: emergency medical expenses at a hospital or medical centre if you suffer an unexpected injury or illness while hiking. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation and repatriation: approved overseas emergency medical evacuation to the most appropriate medical facility for treatment or repatriation back to your country of residence. Emergency transport is subject to approval from the 24-hour Emergency Assistance team.
- Trip cancellation: has severe weather or a sick travel companion put a stop to your camping break, and you have no choice but to cancel your trip? Your plan may be able to recover the unused, non-refundable expenses of cancelling your trip.
- Gear protection: had your camera stolen while camping? Our gear coverage can help with replacing belongings swiped from under your nose. You’ll need a police report to submit with your claim as well as copies of the original receipts and supporting documentation.
- Delayed baggage cover: has your checked-in baggage been delayed for more than 24 hours? Your plan may cover essential items you purchase while you’re waiting for your baggage.
- Natural catastrophe: both our plans may cover you if a natural catastrophe occurs and you need to move to a safe place or cannot use your booked accommodation.
- Coronavirus coverage: we offer coverage for some Coronavirus-related events. Check out our Coronavirus cover article which goes into more detail on all the benefits, including benefit limits and exclusions.
Cover for adventure or sports activities while camping
Both our Standard Plan and Explorer Plan offer cover for level 1 sports and adventure activities such as camping, hiking and mountain biking up to 4,500 meters (14,763 feet), or river tubing, kayaking and bungee jumping.
For Kiwis looking for more adventurous pursuits, you may need to upgrade your cover if you’re planning on camping, hiking or mountain biking up to 6,000 meters (19,685 feet) or if you’re abseiling or rafting. Specify all the activities you’re planning on your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your Policy Wording for details or contact us.
Why consider travel insurance for camping?
If that dawn hike didn’t quite go to plan and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility and coordinate payment directly with the hospital (provided cover has been confirmed by us). For general out-patient treatment that’s unlikely to exceed US$725, keep all your receipts so you can make a claim under your policy for reimbursement.
The Explorer Plan also has cover for the rental insurance excess if you’re involved in a motor accident or if your rental car is damaged or stolen, or if you lose the rental key.
Travel Insurance Tip 1: check you have any relevant paperwork as you’ll likely be asked to provide proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID-19 certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
What's not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Pre-existing medical conditions as explained in your Policy Wording.
- Any adventure or sport activity you did not specify on your policy.
- If you refuse to be repatriated or evacuated.
- If you do not use a professional, qualified, and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do. If you are unable to contact us before arranging emergency transport or medical treatment, this may impact your cover.
- Expenses that can be recovered from other sources e.g., service providers, credit card issuers or other insurance policies.
- If you don't keep your gear safe and secure at all times.
- Medical treatment that can wait until you return to your country of residence.
- The policy excess per person per insured event where applicable (check your Summary of Cover).
Travel Insurance Tip 2: before you head off into the wilderness, follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your coverage.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Get ready to discover the globe while camping
Camping is the start of many adventures for New Zealanders chasing wilderness and open skies. Plant yourself among the forests of Slovenia or beneath a star-studded desert sky to experience more of everything on a camping break.
What’s covered for camping?
Travel insurance can help with unexpected costs if a sudden illness or injury lands you in hospital, if you’re left empty handed when the airline loses your baggage (with your camping gear in it!), or if severe weather puts a dent in your travel plans.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: the great outdoors can be good for the soul but not if it ends in sickness or injury. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation:if your secluded camping spot is far away from medical facilities, our cover may help get you transported to the medical facility best for your care. Subject to approval from the 24/7 Emergency Assistance Team.
- Baggage protection: had your stuff swiped while camping? Our gear cover may help with replacing belongings that were stolen. Remember to keep copies of your receipts if you need to make a claim.
- Cancellation protection: if severe weather or a sick or injured travel buddy affects your trip before it’s even begun, and you have no choice but to cancel your trip, there is cover to help with those non-refundable expenses of cancelling your camping trip.
- Family plans: cover includes two adults and up to eight dependents on the one policy. Plus, plans can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).
Cover for adventure or sport activities while camping
Both our Standard and Explorer plans offer cover for level 1 sport and adventure activities that include camping and hiking up to 2,000 metres, and activities such as surfing, kayaking and bungy jumping.
For Kiwis looking for more adventurous pursuits you may need to upgrade your cover if you’re planning on camping or hiking up to 6,000 metres or if you’re abseiling or mountain biking. Specify all the activities you are planning on your trip when you get your quote as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
Why consider travel insurance for camping?
Camping holidays can serve up some serious surprises. If that hike to catch the sunrise turns into a nasty misstep and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility.
Traveller Tip: check you have any relevant paperwork as you’ll probably be asked for proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
For self-drive camping trips, the Explorer Plan has cover for the rental insurance excess if you’re involved in a car accident. If you’re taking your own sports equipment such as a kayak, the Explorer Plan also offers cover to hire replacement equipment if:
- It is accidentally damaged by a carrier; or
- It is delayed or lost by a carrier for more than 12 hours (the waiting period).
Please note sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Camping destinations
Awaken your sense of adventure camping in:
- Old-growth forests on the coast of the Baltic Sea in northern Sweden.
- Shiretoko National Park, Japan for hot springs and waterfalls.
What’s not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Any pre-existing medical conditions which are not listed as an automatically covered pre-existing medical condition as per your PDS. Check your policy wording carefully.
- If you do not use a professional qualified and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Unattended baggage or personal items.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Travel Insurance Tip: before you head off into the wilderness, be sure to follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your cover.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Experience the world sleeping under canvas
Camping in wild and remote places is right of passage for many Aussies. Discover the hike-in only campsites on the Hawaiian Islands or go solo camping in the Canadian Rockies to get under the skin of a country on a camping break.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Why consider travel insurance for camping
- What's not covered?
What's covered for camping?
Travel insurance can help with unexpected costs if a sudden illness or injury lands you in hospital, if you’re left empty handed when the airline loses your baggage (with your camping gear in it!), or if severe weather puts a dent in your camping plans.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: the great outdoors can be good for the soul but not if it ends in sickness or an injury. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation:if your secluded camping spot is a long way from medical facilities, our cover may help get you transported to the medical facility best for your care. Subject to approval from the 24/7 Emergency Assistance Team.
- Baggage protection: had your stuff swiped while camping? Our gear cover may help with replacing belongings that were stolen. Remember to keep copies of your receipts if you need to make a claim.
- Cancellation protection: if severe weather or a sick or injured travel buddy puts a stop to your trip before it’s even begun, and you have no choice but to cancel, there is cover to help with those non-refundable expenses of cancelling your camping trip.
- Family plans: cover includes two adults and up to eight dependents on one policy. Plus, plans can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).
Cover for adventure or sports activities while camping
Both our Standard and Explorer plans offer cover for level 1 sport and adventure activities that include camping and hiking up to 2,000 metres, as well as activities such as surfing, kayaking and bungy jumping.
For Aussies looking for more adventurous pursuits, you may need to upgrade your cover if you’re planning on camping or hiking up to 6,000 metres or if you’re abseiling or mountain biking. Specify all the activities you’re planning on your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
Why consider travel insurance for camping?
Camping holidays can serve up some serious surprises. If that hike to catch the sunrise turns into a nasty misstep and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility.
Traveller Tip: check you have any relevant paperwork as you’ll probably be asked for proof for a number of things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID-19 certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
For self-drive camping trips, the Explorer Plan has cover for the rental insurance excess if you’re involved in a car accident. If you’re taking your own sports equipment, such as a kayak, the Explorer Plan also offers cover to hire replacement equipment if:
- It is accidentally damaged by a carrier
- It is delayed or lost by a carrier for more than 12 hours (the waiting period).
Please note: sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
What's not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Any pre-existing medical conditions which are not listed as an automatically covered pre-existing medical condition as per your PDS. Check your policy wording carefully.
- If you do not use a professional, qualified, and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Damage to sporting equipment while in use or more than three years old.
- Unattended baggage or personal items.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Travel Insurance Tip: before you head off into the wilderness, follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your cover.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
