Travel Insurance for Sailing Trips
Protect your sailing trip with coverage for Americans, including medical emergencies, trip cancellations and lost bags.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Whether you're planning to sail the crystal waters of the Galapagos Islands or keep pace with bottlenose dolphins along the Fumba Peninsula in Zanzibar, you're guaranteed an ocean adventure. But whenever you're surrounded by water, you should be prepared for the unexpected.
Along with your boat shoes, boating license, and guide to nautical terminology, it's worth considering bringing travel insurance* along. Having it in your (waterproof) pocket could help if you were to fracture your finger hoisting a sail or lose your wallet to the churning white caps in a squall.
From pre-trip medical support and car rental protection to cancel for any reason coverage, and even pet kenneling benefits if your return trip is delayed, we’ve got your back. Our plans cover inclement weather under certain circumstances (say, a snowstorm cancels your flight or a hurricane wipes out your hotel), including trip cancellation, trip interruption, and trip delay coverage due to a variety of reasons, including natural disasters.
Here’s what you need to know about travel insurance for sailing.
What's covered for sailing?
When you're sailing, you can navigate the storied inlets of the French Riviera or British Virgin Islands, using the wind as your guide. But even as a seasoned sailor, you don't want to be caught up the creek without a paddle (or, in this case, a mast and jib). Here are a few benefits covered in World Nomads plans for inland sailing and coastal waters, from Trinidad and Tobago to coastal Maine:
- Baggage protection: Maybe your backpack slipped off the sopping wet stern, or your windbreaker got stolen right off the port. Our gear coverage can help replace your stuff, up to its actual cash value at the time of the loss.
- Baggage delays: You may be covered for baggage delays of at least 12 hours en route to your destination.
- Emergency medical expenses: Even without wet decks and choppy seas, you could find yourself with a medical emergency, be it an ankle sprain or a collarbone fracture. Our emergency medical expense coverage may help cover everything from the services of a physician to ambulance services and x-rays in the case of an accident or injury at sea or on shore. World Nomads plan holders also have access to the 24/7 Emergency Assistance Team... a wonderful thing if you need to translate your medical needs to your non-English-speaking doctor.
- Medical Evacuation: Most of the Earth is covered in water... which means you have plenty of places to sail, but then could easily hit a snag in a far-flung destination. With emergency medical evacuation, you can be transported by air ambulance to get treatment at an appropriate medical facility if medically necessary… big sigh of relief! An emergency evacuation must be ordered by a physician who certifies that the severity of your accidental injury or sickness warrants your emergency evacuation.
- Trip cancellation: Say your health takes a turn for the worse and a physician advises you not to travel, or a hurricane at your destination renders your chartered course and your pre-sail accommodation totally unusable. Trip cancellation may help with the recovery of missed, prepaid, non-refundable trip costs when you cancel for a covered reason.... handy when you're ready to re-book the adventure, be it a sail through the Greek isles or New Zealand's subtropical Bay of Islands where gold sand beaches, marlin fishing and turquoise water awaits.
- Trip interruption: Did an emergency cut your trip short? Trip interruption may cover you.
World Nomads water sports coverage
Besides sailing, World Nomads covers over 250 other sports, activities and experiences, including on island and coastal waters, such as: parasailing, hydro foiling, water skiing, kiteboarding, scuba diving, jet skiing and more.
The coverage and the maximum benefit limits of your specific activity depends on which plan you buy. The list of covered sports and activities should help you decide on whether to buy a Standard, Explorer, Epic or Annual plan, as they have different levels of coverage. You can't upgrade your coverage after you purchase a plan, so it's important to get this right on the first go.
Are you traveling long-term? Setting sail repeatedly throughout the year? You can buy always more travel insurance when abroad (waiting periods may apply) even if you don't have a return ticket. World Nomads plans offer coverage for up to 180 days at a time with the Standard, Explorer, and Epic plans. And if you plan to take numerous trips during the year, then the Annual Multi-Trip plan could be best for you, with a maximum trip length of 45 days.
What's not covered for sailing?
Not every day is smooth sailing, but if you check the weather forecast, you can avoid some choppy waters. The same is true for travel insurance: if you know what's excluded beforehand, you'll be better equipped to navigate any unexpected losses. And sorry, we may not be able to cover you for:
- Negligent behavior (i.e., under the influence of drugs or alcohol, even Caribbean sunset cocktails).
- Racing and/or professional sailing.
- Boat rental damage or loss.
- Search-and-rescue missions.
- Any losses related to non-compliance with a license, contract or permit.
- Losses that come from knowingly exposing yourself to needless risk.
- Fraudulent and criminal acts.
- Sports equipment such as scuba or snorkel gear if it’s damaged while in-use.
- Expenses that can be recovered from another source, such as your carrier or primary health insurer.
- If you travel against medical advice.
- Any pre-existing medical condition, unless you purchased your plan within the time-sensitive period and have a waiver.
- Unattended baggage, sporting equipment or personal items.
Get a quote 24/7
With World Nomads, you can buy travel insurance before you go or when you're already traveling, anytime, anywhere, 24-hours a day. Fill out a quick form and get an instant quote.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company's travel protection plans.24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Work emergency?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Seek solace, adventure, and the great outdoors while camping
Ditch the tech and relax to the rhythm of a wilderness camping trip. From stargazing in Canada’s Jasper National Park to sleeping under the stars on Australia’s Whitsunday Islands, you’ll experience more of everything on a camping break.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Why consider travel insurance for camping
- What's not covered?
What's covered for camping?
If you are injured or become ill travel insurance can help you find medical treatment in a foreign country and take the sting out of unexpected medical costs. Depending on your Country of Residence and the plan you’ve selected, World Nomads may offer coverage (up to the policy limits) for:
- Overseas emergency medical: emergency medical expenses at a hospital or medical centre if you suffer an unexpected injury or illness while hiking. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation and repatriation: approved overseas emergency medical evacuation to the most appropriate medical facility for treatment or repatriation back to your country of residence. Emergency transport is subject to approval from the 24-hour Emergency Assistance team.
- Trip cancellation: has severe weather or a sick travel companion put a stop to your camping break, and you have no choice but to cancel your trip? Your plan may be able to recover the unused, non-refundable expenses of cancelling your trip.
- Gear protection: had your camera stolen while camping? Our gear coverage can help with replacing belongings swiped from under your nose. You’ll need a police report to submit with your claim as well as copies of the original receipts and supporting documentation.
- Delayed baggage cover: has your checked-in baggage been delayed for more than 24 hours? Your plan may cover essential items you purchase while you’re waiting for your baggage.
- Natural catastrophe: both our plans may cover you if a natural catastrophe occurs and you need to move to a safe place or cannot use your booked accommodation.
- Coronavirus coverage: we offer coverage for some Coronavirus-related events. Check out our Coronavirus cover article which goes into more detail on all the benefits, including benefit limits and exclusions.
Cover for adventure or sports activities while camping
Both our Standard Plan and Explorer Plan offer cover for level 1 sports and adventure activities such as camping, hiking and mountain biking up to 4,500 meters (14,763 feet), or river tubing, kayaking and bungee jumping.
For Kiwis looking for more adventurous pursuits, you may need to upgrade your cover if you’re planning on camping, hiking or mountain biking up to 6,000 meters (19,685 feet) or if you’re abseiling or rafting. Specify all the activities you’re planning on your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your Policy Wording for details or contact us.
Why consider travel insurance for camping?
If that dawn hike didn’t quite go to plan and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility and coordinate payment directly with the hospital (provided cover has been confirmed by us). For general out-patient treatment that’s unlikely to exceed US$725, keep all your receipts so you can make a claim under your policy for reimbursement.
The Explorer Plan also has cover for the rental insurance excess if you’re involved in a motor accident or if your rental car is damaged or stolen, or if you lose the rental key.
Travel Insurance Tip 1: check you have any relevant paperwork as you’ll likely be asked to provide proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID-19 certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
What's not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Pre-existing medical conditions as explained in your Policy Wording.
- Any adventure or sport activity you did not specify on your policy.
- If you refuse to be repatriated or evacuated.
- If you do not use a professional, qualified, and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do. If you are unable to contact us before arranging emergency transport or medical treatment, this may impact your cover.
- Expenses that can be recovered from other sources e.g., service providers, credit card issuers or other insurance policies.
- If you don't keep your gear safe and secure at all times.
- Medical treatment that can wait until you return to your country of residence.
- The policy excess per person per insured event where applicable (check your Summary of Cover).
Travel Insurance Tip 2: before you head off into the wilderness, follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your coverage.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Get ready to discover the globe while camping
Camping is the start of many adventures for New Zealanders chasing wilderness and open skies. Plant yourself among the forests of Slovenia or beneath a star-studded desert sky to experience more of everything on a camping break.
What’s covered for camping?
Travel insurance can help with unexpected costs if a sudden illness or injury lands you in hospital, if you’re left empty handed when the airline loses your baggage (with your camping gear in it!), or if severe weather puts a dent in your travel plans.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: the great outdoors can be good for the soul but not if it ends in sickness or injury. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation:if your secluded camping spot is far away from medical facilities, our cover may help get you transported to the medical facility best for your care. Subject to approval from the 24/7 Emergency Assistance Team.
- Baggage protection: had your stuff swiped while camping? Our gear cover may help with replacing belongings that were stolen. Remember to keep copies of your receipts if you need to make a claim.
- Cancellation protection: if severe weather or a sick or injured travel buddy affects your trip before it’s even begun, and you have no choice but to cancel your trip, there is cover to help with those non-refundable expenses of cancelling your camping trip.
- Family plans: cover includes two adults and up to eight dependents on the one policy. Plus, plans can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).
Cover for adventure or sport activities while camping
Both our Standard and Explorer plans offer cover for level 1 sport and adventure activities that include camping and hiking up to 2,000 metres, and activities such as surfing, kayaking and bungy jumping.
For Kiwis looking for more adventurous pursuits you may need to upgrade your cover if you’re planning on camping or hiking up to 6,000 metres or if you’re abseiling or mountain biking. Specify all the activities you are planning on your trip when you get your quote as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
Why consider travel insurance for camping?
Camping holidays can serve up some serious surprises. If that hike to catch the sunrise turns into a nasty misstep and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility.
Traveller Tip: check you have any relevant paperwork as you’ll probably be asked for proof for several things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
For self-drive camping trips, the Explorer Plan has cover for the rental insurance excess if you’re involved in a car accident. If you’re taking your own sports equipment such as a kayak, the Explorer Plan also offers cover to hire replacement equipment if:
- It is accidentally damaged by a carrier; or
- It is delayed or lost by a carrier for more than 12 hours (the waiting period).
Please note sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Camping destinations
Awaken your sense of adventure camping in:
- Old-growth forests on the coast of the Baltic Sea in northern Sweden.
- Shiretoko National Park, Japan for hot springs and waterfalls.
What’s not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Any pre-existing medical conditions which are not listed as an automatically covered pre-existing medical condition as per your PDS. Check your policy wording carefully.
- If you do not use a professional qualified and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Unattended baggage or personal items.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Travel Insurance Tip: before you head off into the wilderness, be sure to follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your cover.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
Experience the world sleeping under canvas
Camping in wild and remote places is right of passage for many Aussies. Discover the hike-in only campsites on the Hawaiian Islands or go solo camping in the Canadian Rockies to get under the skin of a country on a camping break.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Why consider travel insurance for camping
- What's not covered?
What's covered for camping?
Travel insurance can help with unexpected costs if a sudden illness or injury lands you in hospital, if you’re left empty handed when the airline loses your baggage (with your camping gear in it!), or if severe weather puts a dent in your camping plans.
World Nomads offers cover (up to the policy limits) for:
- Overseas emergency medical: the great outdoors can be good for the soul but not if it ends in sickness or an injury. Your policy may cover you for your overseas medical expenses, up to the policy limits and when agreed by us. You can submit a claim to recover unexpected medical expenses while camping abroad.
- Medical evacuation:if your secluded camping spot is a long way from medical facilities, our cover may help get you transported to the medical facility best for your care. Subject to approval from the 24/7 Emergency Assistance Team.
- Baggage protection: had your stuff swiped while camping? Our gear cover may help with replacing belongings that were stolen. Remember to keep copies of your receipts if you need to make a claim.
- Cancellation protection: if severe weather or a sick or injured travel buddy puts a stop to your trip before it’s even begun, and you have no choice but to cancel, there is cover to help with those non-refundable expenses of cancelling your camping trip.
- Family plans: cover includes two adults and up to eight dependents on one policy. Plus, plans can be extended while still travelling for up to 12 months from your departure date (terms and conditions apply).
Cover for adventure or sports activities while camping
Both our Standard and Explorer plans offer cover for level 1 sport and adventure activities that include camping and hiking up to 2,000 metres, as well as activities such as surfing, kayaking and bungy jumping.
For Aussies looking for more adventurous pursuits, you may need to upgrade your cover if you’re planning on camping or hiking up to 6,000 metres or if you’re abseiling or mountain biking. Specify all the activities you’re planning on your trip when you get your quote, as you can’t add them afterwards. Terms and conditions apply, check your PDS for details or contact us.
Why consider travel insurance for camping?
Camping holidays can serve up some serious surprises. If that hike to catch the sunrise turns into a nasty misstep and you need a doctor urgently, call our 24/7 Emergency Assistance Team. They can help direct you to the nearest medical centre or arrange emergency transport to the most appropriate facility.
Traveller Tip: check you have any relevant paperwork as you’ll probably be asked for proof for a number of things such as entry permits for countries you’ll be visiting, special tourist visas, digital COVID-19 certificates, proof of vaccinations and a negative PCR test, and camping or visitor permits for national parks.
For self-drive camping trips, the Explorer Plan has cover for the rental insurance excess if you’re involved in a car accident. If you’re taking your own sports equipment, such as a kayak, the Explorer Plan also offers cover to hire replacement equipment if:
- It is accidentally damaged by a carrier
- It is delayed or lost by a carrier for more than 12 hours (the waiting period).
Please note: sporting equipment that is checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
What's not covered?
Sorry – we won’t cover you if you do something reckless (such as camping in an area that is against local authority warnings). Some things we don’t cover include:
- Any pre-existing medical conditions which are not listed as an automatically covered pre-existing medical condition as per your PDS. Check your policy wording carefully.
- If you do not use a professional, qualified, and licensed guide and operator for activities where required.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Damage to sporting equipment while in use or more than three years old.
- Unattended baggage or personal items.
- The policy excess per person per insured event where applicable (check the Summary of Benefits in your PDS).
Travel Insurance Tip: before you head off into the wilderness, follow the camping regulations that apply to that region or country. If you unknowingly cross into another country that is not on your certificate of insurance, it could affect your cover.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
