• Why should I consider international ski insurance for my trip?
• Ski and Snowboard Travel Insurance: What may be covered?
• What level of travel insurance coverage do I need for my ski trip?
• What may not be covered when on a ski trip?
• Top safety tips we recommend for skiing
• FAQs

Are you dreaming of skiing down slopes in Italy, Austria, Switzerland or France? How about within Canada? No matter where you’re headed for wintry fun, it helps to always be prepared for the unexpected when skiing and snowboarding. Ski travel insurance for Europe, the US and within Canada all include a range of benefits that could help with everything from stolen ski gear to unexpected medical emergency expenses.

Why should I consider international ski insurance for my trip?

Unexpected issues can mess up even the most carefully planned ski trips. For example, those seeking fresh powder flock to Japan each winter to hit the slopes, but what happens if an injury puts a halt to your fun? Ski insurance for Japan may help you bounce back quickly with support for medical and travel emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re skiing outside of your home province.

Ski and Snowboard Travel Insurance: What may be covered?

Whether you’re in fresh powder or on the bunny hill, navigating steep (and even not so steep) terrain can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder or a wrist fracture. If you’re heading south to the United States to hit the slopes in Breckenridge, Vail or Palisades, you may want to consider getting a quote for travel insurance for skiing in the US. We also offer coverage for more than 250 other sports, activities and experiences.

What level of travel insurance coverage do I need for my ski trip?

World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.

• Standard Plan – This is the most basic plan but includes up to $5,000,000 CAD in emergency medical expenses and $2,500 CAD for trip cancellation.
• Explorer Plan – This adventure travel insurance plan also covers skiing but has higher limits of coverage.

Even if your main goal is to go skiing, you’ll probably also be doing other things like snowmobiling or snow biking. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase adventure travel insurance. When you purchase your policy, you’ll need to list skiing, snowboarding and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  Costs may vary depending on the activities you list. Most forms of Skiing are a Level 3 activity and require an additional premium to cover, so be sure to buy the proper coverage for your ski trip!

If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

What may not be covered when on a ski trip?

Save the cocktails for apres-ski. If you start taking shots off of the shot ski, and then get hurt, you may not be covered. Travel insurance for skiing won’t cover you if you are injured when you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:

• Unattended baggage, ski gear or personal items
• Damage to ski equipment while you’re using it
• Not following government ‘Do Not Travel’ advisories issued by the Canadian government
• Travelling or skiing in your home province
• Search and rescue missions
• Not following the International Ski Federation code or the ski resort’s regulations
• Pre-existing medical conditions
• Participation in other activities not listed as covered in your policy
• Competitions, racing or national squad training, acrobatics, tricks, stunting, freestyle, aerials or jumps.
• Ignoring your doctor if they have explicitly advised you not to go skiing or snowboarding

Need destination inspiration for your next ski trip?

While there are great places to ski here in Canada (and you can get ski insurance for Canada as long as you’re skiing outside of your home province), there’s an abundance of great places around the world to ski and snowboard. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.

Five Great Ways to Experience Germany in Winter

Skiing in Japan: The Best Resorts to Check Out Now

Skiing in Italy’s Dolomites

Four Reasons to Visit Turkey in Winter

Bluebird Colorado: A Local’s Guide to Skiing in the Rockies

Austria Essential Skiing and Snow Tips

Four Winter Wilderness Adventures in Central and Eastern Canada

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

• Why should I consider travel insurance for my ski trip?
• Travel insurance and non-insurance services for skiing and snowboarding trips: What may be covered?
• What level of travel insurance coverage do I need for my ski trip?
• What may not be covered when on your skiing trip?
• Top safety tips we recommend for your skiing trips
• FAQs

Are you dreaming of peaks in Italy, Austria, Switzerland or France? Or are you planning to stay in the United States to hit the slopes in Breckenridge, Vail, or Palisades? No matter where you’re headed for wintry fun, it helps to always be prepared for the unexpected when skiing and snowboarding. A travel protection plan that includes ski trip insurance coverage for Europe, the US, or any other snowy destination can help protect your adventure. Travel insurance benefits for skiing may help with everything from stolen ski gear to unexpected medical expenses.

Why should I consider travel insurance for my ski trip?

Unexpected issues can mess up even the most carefully planned ski trips. For example, those seeking fresh powder flock to Japan each winter to hit the slopes, but what happens if a blizzard hits and puts a halt to your fun? A travel protection plan that includes ski insurance coverage for Japan may help you bounce back quickly with support for emergencies, delays, and disruptions. Getting evacuated off a snowy mountain in a foreign country is not cheap and with a sport as risky as skiing, travel insurance can be even more important.

Travel insurance and non-insurance services for skiing and snowboarding trips: What may be covered?

Whether you’re on a black diamond at Chamonix Mont Blanc or on the bunny hill in the Dolomites, navigating steep (and even not so steep) terrain can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Since unexpected situations can happen on the slopes, we’ve designed our travel protection plans to include travel insurance coverage for skiing and snowboarding trips. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

All plans include adventure travel insurance coverage for skiing, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

What level of travel insurance coverage do I need for my ski trip?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when your main goal is to go skiing, you may want to enjoy other fun winter activities like snowmobiling or snowshoeing. That’s totally fine, because you may be covered for losses resulting from more than 250+ other sports, activities and experiences when you purchase a travel protection plan.

• Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while skiing (cross country/nordic skiing on marked trails, dry slope, heli, on piste or off piste within resort boundaries, power assisted, and snowblading.) Snowboarding (dry slope, heli, and on piste or off piste within resort boundaries) is also included. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
• Explorer Plan – This plan includes everything in the Standard plan, plus even more activities – including more extreme skiing and snowboarding activities such as acrobatics, free-style, jumping, flying, stunting, backcountry/outside of resort boundary/alpine ski touring, by helicopter/snow cat, racing, and skiing and snowboarding in a terrain park within a resort. Skiing with a miniwing (speed riding) is also covered, as is serving as a ski or snowboard instructor or guide (paid or volunteer.) It also has higher limits of coverage for most benefits.
• Epic Plan – This covers everything the Explorer plan covers, plus even more activities – including glacier walking (up to 26,247 feet/8,000 meters) and ice climbing (up to 26,247 feet/8,000 meters). It also has the highest benefit limits of coverage.
• Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes adventure travel insurance coverage for skiing, as well as all of the other activities covered in the Standard Plan.

What may not be covered when on your skiing trip?

Save the cocktails for apres-ski. Travel insurance for skiing trips won’t cover you if you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:

• Unattended baggage, ski gear or personal items
• Damage to ski equipment while you’re using it
• Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
• Participation in activities not listed in our 250+ sports, activities and experiences
• Ignoring your doctor if they have advised in writing that you are not medically fit to travel
• Traveling or skiing within 100 miles of your home
• Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
• Skiing or snowboarding in a competition or for salary/competition
• Pre-existing Conditions. However, you could be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchased the Epic or Explorer plan during the time-sensitive period and were medically able and not disabled from travel, based on the assessment of a physician, to travel at the time of purchase when you buy the plan. A definition of a pre-existing condition can be found in your plan document.

Need destination inspiration for your next ski trip?

While there are great places to ski here in the United States, there’s an abundance of great places around the world to also check out. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.

Five Great Ways to Experience Germany in Winter

Skiing in Japan: The Best Resorts to Check Out Now

Skiing in Italy’s Dolomites

Four Reasons to Visit Turkey in Winter

Bluebird Colorado: A Local’s Guide to Skiing in the Rockies

Austria Essential Skiing and Snow Tips

Four Winter Wilderness Adventures in Central and Eastern Canada

Can You Fly While Pregnant?

In most cases, yes - flying while pregnant is safe for healthy women, especially during the second trimester, which is often considered the safest time to travel. But every pregnancy is different, so always check with your doctor first. If they advise against flying, don’t risk it—travel insurance won’t cover you if you ignore medical advice.

Before booking, review your airline’s pregnancy travel policy. If you're near your due date, you may need a note from your doctor confirming your due date and any potential complications. No letter? You might be denied boarding—and that’s not something your travel insurance will cover.

Plan ahead, get your paperwork in order, and fly safe!

What’s not covered by travel insurance? 

Travel insurance could cover several unplanned situations if you’re travelling while pregnant, but it isn’t meant to cover everything. If your doctors tell you not to travel while you’re pregnant, and you do it anyway, you won’t be covered by travel insurance.

A few other things that wouldn’t be covered include: 

• Routine prenatal care 
• Giving birth during your trip
• Any pregnancy-related medical issues starting at nine weeks before your due date
• Any pre-existing medical condition(s) as explained in the policy wording
• Medical expenses incurred while travelling within your home province

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

• Why should I consider travel insurance for my scuba diving trip?
• Scuba diving travel insurance: What may be covered?
• What level of travel insurance coverage do I need for my scuba diving trip?
• What may not be covered when scuba diving?
• Top safety tips we recommend for your scuba diving trip
• FAQs

You’ve gotten your PADI certification and now you’re ready to explore beneath the ocean’s surface. From coral reefs in the Caribbean to shipwrecks in Europe, there’s no shortage of divine dive sites around the world. And while calm waters, crystal clear visibility, and a bulletproof dive plan might make for the perfect underwater adventure, accidents can still happen. Our travel insurance plans include a range of benefits for scuba diving that may help with everything from stolen bags to unexpected medical expenses.

Why should I consider travel insurance for my scuba diving trip?

A slip and fall on the dive boat, decompression sickness, jellyfish stings, and ear barotrauma are just some of the unexpected issues that could derail even the most carefully planned dive trip. Travel insurance coverage designed for scuba diving may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently – whether you're diving among the abundant marine life in the Florida Keys or alongside the Great Wall of China (yes, that’s possible!).

Scuba diving travel insurance: What may be covered?

As divers ourselves, we’ve designed our plans to cover scuba diving while travelling. We also offer coverage for more than 250 other sports, activities and experiences.

What level of travel insurance coverage do I need for my scuba diving trip?

World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage. 

• The Standard plan includes travel insurance for recreational scuba diving and cavern diving up to 40 metres, as well as working as a scuba diving instructor or guide
• The Explorer plan also covers those activities but has higher limits of coverage.

When you purchase your policy, you’ll need to list scuba diving, and all of the other activities that you plan to participate in while on your trip. The main purpose of your trip may be diving, but you may also be doing other fun things like kayaking or sailing. There’s over 250 other sports, activities and experiences that may be covered. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  

Recreational scuba diving and shark cage diving up to 30 metres are considered Level 1 activities and are automatically covered, but you’ll still need to list them when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like scuba diving or cavern diving up to 40 metres, and working as a scuba diving instructor or guide. If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

What may not be covered when scuba diving?

• Scuba diving under the influence of drugs or alcohol
• Dives that are deeper (over 40 metres) than your adventure travel insurance coverage allows 
• Scuba diving without the proper certification (like PADI or NAUI), unless it is a discovery course with an instructor
• Unattended baggage, sporting equipment or personal items
• Travelling within your home province
• Diving if your doctor has advised against it
• Commercial scuba diving 

Top safety tips we recommend for your scuba diving trip

• Research your dive company: Only dive with reputable companies using licensed, seaworthy boats and well-maintained dive equipment. 
• Don’t dive without proper certifications: Make sure you’ve gone through the proper coursework through PADI or NAUI based upon the type of dive you’ll be doing. If you don’t have the proper certification for your dive, you won’t be covered by your travel insurance for scuba diving. 
• Check (and double check) your scuba gear before getting in the water: Make sure everything is working properly and if you’re unsure about anything, let your guide know. 
• Don’t dive alone or swim off on your own: Even if you see something cool underwater, don’t go check it out alone – you and your dive buddy need to stay together. Always know where your guide and buddy are at all times. 
• Keep an eye on your air gauge: Monitor this closely so you can plan your return to the surface accordingly. Always make sure you have enough air to complete your dive.
• Ascend slowly and safely: Coming back to the surface too quickly can cause serious problems. Make sure to do safety stops at the appropriate depths. 
• Store a copy of your scuba diving travel insurance coverage in a dry bag: If an accident happens, you’ll want that handy – and dry. Make sure you have the phone number for the 24/7 Emergency Assistance Team easily accessible, as well as your policy number. You may want to save that in your phone as well. 

Need destination inspiration for your next scuba diving trip?

Not sure where your next scuba diving adventure should take you? Check out some of our favorite places around the world to dive and get destination-specific travel insurance tips to help you plan with confidence.

Best Scuba Diving Spots on Australia’s East Coast

Into the Deep: Scuba Diving the Great Wall of China

Trinidad & Tobago Discoveries: Caribbean Scuba Diving

Scuba Diving in Cuba: The 6 Best Dive Sites

Best Scuba Diving in Japan: 5 of the Top Dive Sites

Scuba Diving in Colombia: Here’s Why It’s Perfect

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

• Why should you consider travel insurance coverage for your next hiking and trekking adventure?
• Hiking and trekking travel insurance coverage
• What benefits are covered with hiking travel insurance?
• What may not be covered?
• Top tips for your hiking adventure
• FAQs

Whether you’re trekking to Base Camp or hiking a Canadian mountain range you may want to protect your adventure with World Nomads Travel Insurance. Our travel insurance plans include a range of benefits that could help with everything from stolen bags to unexpected medical expenses.

Why should you consider travel insurance coverage for your next hiking and trekking adventure?

Hiking and trekking can take you off the beaten path—and far from help if things go sideways. From twisted ankles on remote trails to gear stolen from your rental car, unexpected issues can derail even the most carefully planned journey. Travel insurance designed for hikers and trekkers may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your route and altitude level, it’s a smart way to explore confidently—whether you're heading to Patagonia, peaks in Asia, or your local national park.

Hiking and trekking travel insurance

Top tips for your hiking adventure

To make the most of your time on the trail, keep the following tips in mind:

• Be prepared: we recommend that you check the weather, check your equipment, and if you’re going guided, confirm that you’re using an accredited tour operator.
• Stay healthy: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. It’s best to be sure you are physically capable of it. Consider asking a doctor before you leave about altitude medication or other helpful prescriptions you can take with you.
• Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.

Need destination inspiration?

Not sure where your next hiking adventure should take you? Check out some of our favorite trails around the world and get destination-specific travel insurance tips to help you plan with confidence.

3 Epic Pilgrimage Routes

High-altitude hiking: prepare and train

Travel insurance coverage for Asia

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.