Travel Insurance for Skiing and Snowboarding
World Nomads offers simple and flexible travel insurance for winter sports. Buy at home or while travelling and claim online from anywhere in the world.
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Fresh tracks and bluebird days make for epic ski trips, yet accidents can happen no matter your level of experience. If you’re just learning to snowboard or you’re a ski bum chasing winter, World Nomads travel insurance may be able to help you and your family when the unexpected hits your next winter sports adventure.
- What does ski and snowboard travel insurance cover?
- Why consider travel insurance when skiing or snowboarding?
- What's not covered by travel insurance?
- Get a travel insurance quote
What does ski and snowboard travel insurance cover?
As passionate ski bums, we’ve designed our plans to cover the style of skiing and snowboarding our Nomads love the most:
- Skiing and snowboarding at resorts around the world, including within resort terrain parks
- Cross country skiing on marked trails
- Skiing (by helicopter/snow cat)
- Snowboarding (by helicopter/snow cat)
- Snowmobiling (on land), ice skating, snow rafting, and more
When you buy your policy, you’ll need to list all the activities you plan to do on your trip. Our policies are divided into three levels with different coverages and premiums associated with each one. Skiing and snowboarding fall into Level 2 or 3. In addition to your time on the slopes, we can also offer coverage for more than 250 other activities, like sledding, surfing, hiking and more.
Please contact us if you have any questions around coverage for any activities you plan to do.
Why should I consider travel insurance for skiing and snowboarding?
Thousands of sports enthusiasts tackle the slopes every season, usually without any major incident. But adventure sports can be risky, especially when frosty temperatures and spine-rattling runs are part of the picture. Add the fact that ski trips can be really expensive between renting gear, buying lift tickets and booking a plane ticket. The cost can easily run into the thousands of dollars just for one day on the mountain. That expense is worth protecting!
If your next vacation includes skiing or snowboarding, you could find yourself needing help for everything ranging from delayed flights due to a snowstorm, to damaged equipment to emergency evacuation.
Here are a few scenarios where travel insurance for skiing and snowboarding could be a real asset. Just remember these are example scenarios only and you will need to read your policy for exact details. All claims require documentation and will be reviewed on a case-by-case basis.
Accidents on the Slopes
Whether you’re in fresh powder or on the bunny hill, navigating steep (and even not so steep) terrain can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Emergency medical bills can be just as painful as a crash. This is where travel insurance can soften the blow.
Emergency Help
When you get hurt on a mountain, getting transportation to a hospital can be critical. Our ski and snowboard travel insurance plans cover ambulance service to transport you to the hospital. Our 24/7 Emergency Assistance Team can help you every step of the way, too. If your treating physician recommends you return to your home province because of your medical condition, you may be eligible for reimbursement under your World Nomads travel insurance for your airfare or, when medically necessary, medical air evacuation to your home province.
Be sure to contact our emergency assistance team before seeking medical treatment, evacuation or repatriation. Our emergency assistance coordination team can provide guidance, and in some cases, be able to arrange direct payment to providers.
Damaged or stolen ski or snowboard equipment
If your skis or snowboard have been lost or damaged by your common carrier, or stolen after your arrival, you could get reimbursed for the current value (which factors in depreciation) of your equipment.
If your bags are delayed for 12 hours or more in transit to your destination, your plan may also cover the cost of rental equipment for your use while you’re waiting for a resolution from your carrier. Note that damage to sporting equipment while in use is not covered.
Weather Delays
Snowstorms are great for the mountains, but not so good for your flights. If your regularly scheduled common carrier is delayed for three hours or is cancelled due to inclement weather, you may be eligible for coverage for trip interruption as part of your ski and snowboard travel insurance plan. This means you may receive reimbursement for your non-refundable, prepaid and unused expenses for ski tickets, accommodations, etc.. if you can’t make it to your winter wonderland.
You wouldn’t forget to pack your ski jacket and gloves – so why would you leave home without travel insurance?
What's not covered in ski and snowboard travel insurance?
Travel insurance isn’t designed to cover everything. Here are a few of our exclusions:
- Participation in a race or competition as a professional athlete
- Search and rescue costs
- Sporting equipment damaged while in use
- Delayed baggage and sporting equipment on the way home from your trip.
Get a travel insurance quote
Ready to hit the slopes? When you get a quote you can compare our Standard and Explorer plans and decide which one might best suit your needs. If you have any questions, get in touch and we can help you decide which travel insurance is best for your next winter sport adventure. Coverage is available for international trips or for domestic trips outside of your home province.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Cross Country Crash Course
FAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Ski buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Popped a shoulder?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medivac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- GoPro stolen?
- Bags lost in transit?
- Luggage delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSkiing and Snowboarding Travel Insurance
Stay protected on the slopes with World Nomads travel insurance.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- Why should I consider travel insurance when skiing or snowboarding?
- What's covered for ski and snowboard travel insurance?
- What's not covered for ski and snowboard travel insurance?
Fresh tracks and bluebird days will make for an epic trip, yet accidents on and off the hill do happen, even to the most experienced skiers or boarders. Whether you’re just learning or you’re a veteran ski bum chasing seasons, World Nomads travel insurance* may be able to help when the unexpected hits your next winter adventure.
From plans with different coverages like pre-trip medical support and car rental protection to emergency evacuations, optional cancel-for-any-reason coverage, and travel credits up to $750 if trails are closed due to too much (or not enough) snow, we’ve got your back. Here’s what you need to know about travel insurance for skiing and snowboarding.
Why should I consider travel insurance when skiing or snowboarding?
Thousands of sports enthusiasts tackle the slopes every season, usually without any major incident. But adventure sports can be risky, especially when frosty temperatures and spine-rattling runs are part of the picture.
If your next vacation includes time on the slopes, you may find yourself needing help for a serious medical emergency, evacuation, or repatriation back home, or simply for disappointing travel inconveniences related to too much or not enough snow preventing you from skiing during the trip. Some plans let you cancel for any reason and also include non-insurance services like pre-trip medical support and even rental car damage protection.
You wouldn’t forget to pack your ski jacket and gloves – so why would you leave home without travel insurance*?
Here are a few case scenarios where travel insurance for skiing and snowboarding may be a real asset. Just remember these are example scenarios only. All claims require documentation and will be reviewed on a case-by-case basis.
You could get into an accident
Whether you’re on- or off trail, navigating steep (and even not so steep terrain) can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Emergency medical bills (including those incurred overseas) can be just as painful as a crash. This is where travel insurance may soften the blow.
Bad weather can cause delays, destruction, and cancellations
Maybe an avalanche buried your lodge or a snowstorm delayed your connecting flight. Our plans cover inclement weather under certain circumstances, including trip cancellation, trip interruption, travel inconveniences, and trip delay coverage due to a variety of reasons, including natural disasters.
Furthermore, our coverage for skiers and snowboarders even extends to how weather affects the activities you do on the trip. This way, you can confidently book your ski trip knowing that you may be covered if inclement weather like a blizzard (or a complete lack of snow) causes your trip to be changed.
You need to get to a far away hospital
When you get hurt on a mountain, getting transportation to a hospital can be critical. The 24/7 Emergency Assistance Team can help plan your evacuation so that it’s timely and efficient, subject to doctors' approval (remember to call the Emergency Assistance Team first, before arranging evacuation). And thanks to travel insurance, it doesn’t have to cost you an arm and a leg.
Your equipment may get lost or stolen
If your skis or snowboard have been lost or damaged by your common carrier, or stolen after your arrival, you may get reimbursed for the current value of your equipment (which factors in depreciation) or the cost of a replacement, up to a per item and total maximum limit.
Our plans also includes non-insurance services like Blue Ribbon Baggage, which will track and expedite the return of your airline baggage. Note that if your ski or snowboard gear is delayed, lost, or damaged, you must report the incident as soon as possible to a responsible officer for the carrier. Make sure you get a Property Irregularity Report, or a similar official report, in writing and make a claim directly with the carrier first before making a claim with us.
Please note we do not offer coverage for damage to sporting equipment while in use.
What's covered for ski and snowboard travel insurance?
World Nomads travel insurance is designed to help you explore your boundaries. We automatically provide coverage for more than 250 activities on and off the slopes.
As passionate ski bums, we’ve designed our plans to cover the style of riding our Nomads love the most***:
- Skiing and boarding within resorts.
- Cross country and Nordic skiing on marked trails.
- Terrain parks.
- Heli-skiing and heli-boarding.
- Acrobatic, free-style, jumping, flying and stunt skiing; speed riding and ski racing (Explorer or Epic plan only, check yours carefully).
- Snowmobiling, ice skating, snow kiting, snow rafting, and more.
Coverage is available for international trips or for domestic trips more than 100 miles from home and can also include these unique benefits (plan dependent):
- Get $250 per incident as a ‘travel inconvenience’ (up to plan limits) if your ski resort closes all or part of its facilities for at least one day due to lack of snow or inclement weather that causes a cessation of services. You must have purchased the Explorer or Epic plan within the time sensitive period in order to be eligible.
- Receive reimbursement for your ski lift ticket if at least 50% of the trails or slopes are closed for at least eight consecutive hours for various reasons, subject to terms and conditions. Read your plan for details of this “Trip Interruption” benefit.
- Gear coverage: Sporting equipment may be covered when stolen or if checked into your transportation carrier, lost or damaged. This coverage is secondary (excess) to any coverage provided by your carrier.
***Each coverage plan differs in its coverage of skiing or snowboarding activities. Conditions and exclusions apply. Review the plans and check out our Help Center article adventure sports coverage to choose the right plan for your trip.
What's not covered for ski and snowboard travel insurance?
- Sporting equipment damaged from use.
- Delayed baggage on the way home from your trip.
- Being paid to compete in a sporting event.
- Search-and-rescue missions.
- If you travel against medical advice.
- Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period and were medically able to travel at the time of purchase.
- Unattended baggage, sporting equipment or personal items.
- Travel within 100 miles of your home.
Get a quote
Ready to hit the slopes? When you get a quote you can compare our Standard, Explorer, and Epic Plans and decide which one might best suit your needs.
Travel a lot? Then our Annual Plan may be best for you. Still not sure? Get in touch and we can help you decide which travel insurance is best for your next snow adventure.
We cover 250+ activities you love
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Has an avalanche closed the road to the resort?
- Has a snow storm canceled your flight?
- Are you or a close relative seriously sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Slipped on ice?
- Tore your ACL or MCL?
- Crashed in the terrain park?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Road or air ambulance?
- Flight assistance?
- Medevac needed home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro or laptop stolen?
- Skis or board damaged by the airlines?
- Luggage lost or delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about ski and snowboarding travel insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.
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Are search and rescue missions covered?
Unfortunately, no. They are excluded from the plan, although there are provisions for emergency evacuation and medical expenses.
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What should I do if I get injured on the mountain?
Contact ski patrol to get immediate local assistance if you’re on the slopes. If you’re already in the village, contact the 24/7Emergency Assistance team so they can direct you to the nearest medical facility, and help arrange treatment or emergency evacuation, if required.
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Will you cover me if the resorts are closed because of lack of snow?
In most instances, this is a case scenario that’s not covered by the plan. Travel insurance doesn’t protect you from the loss of enjoyment. However, if your lodging is uninhabitable because of a natural disaster, you could qualify for trip cancellation or trip interruption coverage.
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Does my travel insurance cover medical costs upfront?
The plans are in excess to any other insurance you may have. You should pay upfront and then claim reimbursement with your primary insurance first and the difference can be submitted to us.
Travel Insurance for European Residents
Simple and flexible trip insurance for international travel. Buy and claim from anywhere in the world.
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World Nomads Travel Insurance
Travel insurance for independent travellers and their families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.World Nomads travel insurance has been designed by travellers for travellers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy in an accident?
- Sudden death of an immediate relative?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need to get to hospital urgently?
- Medical evacuation home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost by a carrier?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions. You can also visit our help center for more answers.
-
Do you cover adventure sports and activities
Yes - our travel insurance plans offer cover for more than 150 adventure sports and activities.
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Am I covered if I need to see a dentist while overseas?
Yes, there’s cover if you need to go to a dentist while abroad for emergency dental treatment.
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Do you need to include stopovers as a destination when buying travel insurance?
While there may be many reasons to buy travel insurance to help protect you for unforeseen events such as trip cancellation, injuries, overseas medical or dental emergencies, or baggage cover, you don’t need to purchase any extra travel insurance if you are making a quick stop-over in a country and not planning to leave the airport.
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Can I buy travel insurance if I'm already overseas?
Yes - If you're a resident of Belgium, Denmark, Germany or the Netherlands then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,
Buy Travel Insurance Away from Home.
Get covered by World Nomads, even if you're already on the road.
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If you’ve left home without travel insurance or your policy has run out and you’re still on the road, World Nomads has got you covered. With World Nomads, you can buy a policy online, anytime, from anywhere in the world.
We know it’s easy to forget to buy travel insurance. That’s why we’ve designed simple and flexible travel insurance so you can buy what you need, when you need it, even while traveling. If you forgot to buy a policy before you started your trip, are outside your home country without insurance, or your cover has ended but your trip hasn’t, you can buy a World Nomads policy 24/7 online.
If you buy a policy while traveling, waiting periods, conditions and restrictions on cover do apply. This means you may have to wait up to 72 hours for full cover to apply and certain benefits (like pre-trip cancellation) may not apply as you’ve already left your home country.
Your policy wording will have full details to understand the cover, limits and exclusions.
- Buy while traveling
- Get cover 24/7 online
- Instant confirmation
- Ongoing traveler support
- 24/7 Emergency Assistance
Waiting periods apply
Malaria at Christmas.
In the 25th of December I woke up feeling nausea, fever, headache, and lethargy. After two days with the symptoms not ceasing I went to a clinic and was admitted with severe malaria. I stayed in the hospital for two days taking shots for malaria and also saline drip.
A. G. Brazilian Nomad in Zambia.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
Travel Insurance for Pregnancy
Learn what is and isn't covered by travel insurance if you're pregnant.
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Congrats, mama-to-be! 🎉 Time to enjoy some fun before your little nomad arrives. Book that babymoon—you’ve earned it! And don’t forget to get travel insurance to cover any surprises along the way.
Can I still get travel insurance if I’m travelling while pregnant?
Yes – we don’t expect you to sit home for nine months, and we completely understand that you may be travelling. Unexpected travel situations can still happen when you’re expecting a little one, so it could be a good idea to consider travel insurance when you’re travelling while pregnant.
Just read your policy and make sure you understand what it does and doesn’t cover. Starting at nine weeks before your due date, travel insurance won’t cover any pregnancy-related medical issues. It also isn’t going to cover the costs of childbirth if the baby comes while you’re travelling. By your third trimester, your doctor may recommend that you stay close to home anyway.
How to get emergency assistance
It’s essential that you get in contact with our Emergency Assistance team as soon as possible so that you can get support.
Please be ready with the following:
- Your policy number
- A contact number where you can be reached
- The nature of your problem
- Your location
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
What is covered by travel insurance?
When travelling while pregnant, there are several benefits included in your travel insurance plan that could be especially important to you.
- Emergency Medical Expense Coverage: Morning sickness is one thing, but if a serious medical emergency happens while travelling pregnant, you’ll want travel insurance! It can help cover doctor visits, hospital stays, medications, and ambulance rides. Our travel insurance plans for Canadian travellers provide emergency medical coverage including coverage for an emergency medical condition due to complications of pregnancy within the first 31 weeks of pregnancy.
- Trip Cancellation and Trip Interruption: Pregnant and facing a medical emergency before or during your trip? Trip cancellation or trip interruption coverage could save you a lot of money! If you, your travel companion, or an immediate family member develops a medical condition before leaving Canada or your trip is interrupted due to an emergency medical situation, including a complication of pregnancy within the first 31 weeks of pregnancy, you may be eligible for reimbursed of your prepaid non-refundable flights, hotels, and more. This protection is especially important when travelling while pregnant, as your health could change rapidly.
- Lost or delayed baggage: If your checked bag is lost by your common carrier, you could be reimbursed for your belongings (up to maximum limits stated in your policy wording.) If your checked bag is delayed for more than 12 hours, you could also get reimbursed for the costs of toiletries and a change of clothes.
Best Travel Insurance Plans for Pregnant Travellers
World Nomads offers two travel insurance plans for Canadian residents, both covering pregnancy-related medical issues up to 31 weeks:
- Standard Plan:
- Emergency medical coverage up to CAD $5,000,000
- Lower premiums, basic coverage
- Explorer Plan:
- Emergency medical coverage up to CAD $10,000,000
- Higher limits and more comprehensive coverage
Important: You must maintain coverage through your home province’s Government Health Insurance Plan. Without it, emergency medical coverage limits max out at CAD $40,000.
When requesting a pregnancy travel insurance quote, you can compare both plans side-by-side to choose the best fit. Unsure about coverage? Our customer service team is here to clarify any questions.
Am I covered for activities while I’m pregnant and travelling?
World Nomads covers more than 250 activities for Canadian residents. Let’s be real though – just because World Nomads covers so many activities, doesn’t mean you should be participating in all of them when you’re travelling while pregnant. Every person is different, and your doctor can give you the right advice for your particular situation. Once you know what activities are safe and you make a plan, you can then get a quote for travel insurance. At that time, you’ll need to list all of your planned activities. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.
We cover 250 activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Can You Fly While Pregnant?
In most cases, yes - flying while pregnant is safe for healthy women, especially during the second trimester, which is often considered the safest time to travel. But every pregnancy is different, so always check with your doctor first. If they advise against flying, don’t risk it—travel insurance won’t cover you if you ignore medical advice.
Before booking, review your airline’s pregnancy travel policy. If you're near your due date, you may need a note from your doctor confirming your due date and any potential complications. No letter? You might be denied boarding—and that’s not something your travel insurance will cover.
Plan ahead, get your paperwork in order, and fly safe!
What’s not covered by travel insurance?
Travel insurance could cover several unplanned situations if you’re travelling while pregnant, but it isn’t meant to cover everything. If your doctors tell you not to travel while you’re pregnant, and you do it anyway, you won’t be covered by travel insurance.
A few other things that wouldn’t be covered include:
- Routine prenatal care
- Giving birth during your trip
- Any pregnancy-related medical issues starting at nine weeks before your due date
- Any pre-existing medical condition(s) as explained in the policy wording
- Medical expenses incurred while travelling within your home province
Top Tips for Travelling While Pregnant
Got the diapers and onesies? Cool. Now here’s your travel checklist. Just because you’re expecting doesn’t mean you have to cancel all your adventures—unless your doctor says so, of course.
- Check in with your doctor: Before booking, talk to your healthcare provider about whether travel (especially flying while pregnant) is safe for you.
- Know your destination: Check the Canadian government’s travel advisories for any health risks.
- Airline rules: Some airlines require a doctor’s note if you’re flying while pregnant—check before you go.
- Don’t skip the stockings: Compression socks aren’t cute, but they help reduce the risk of blood clots on long flights.
- Hydrate like a pro: Drink water often—preferably bottled if you’re unsure of the local water quality.
- Pack meds in your carry-on: Don’t risk losing important prescriptions in checked luggage. Include nausea relief, just in case.
- Buckle up smart: Keep your seatbelt low and under your belly for comfort and safety.
- Go for the aisle seat: Trust us—you’ll want easier access to the restroom.
- Watch your meals: Avoid carbonated drinks, gassy foods, and all-you-can-eat regret.
- Save your travel insurance info: Keep your policy number and 24/7 emergency assistance line handy on your phone.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFamily travel insurance for Canadians
Toddlers or teens in tow? World Nomads covers up to 7 dependents
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So you’re travelling with tots and teens in tow? World Nomads loves nothing more than seeing our future Nomads exposed to the wonders of the world at an early age – which is why we can cover your entire brood as additions to your family plan. Be sure to list them as dependents when you buy your travel insurance.
What does your coverage offer?
Under the Standard and Explorer Plans, World Nomads offers coverage that’s suitable for families:
- Emergency medical treatment
- Emergency medical evacuation
- Trip cancellation, Trip interruption and Trip delay
- Baggage loss/theft and Baggage delay
- A wide variety of adventure activities (Additional premiums may apply, depending on your activity choices.)
As a Canadian Nomad, your plan also gives you (and your family) access to:
- A 24/7 Emergency Assistance team that provides local information and help accessing nearby medical facilities
- Safety information to help plan your trip
- Travel guides and videos for inspiration
What counts as a dependent?
Dependent children are unmarried and rely on you for support, and are at the time the insurance is purchased:
- Under 21 years of age; or
- Full-time students under 25 years of age; or
- Mentally or physically incapable of self-support, at any age.
- Foster children must be under your legal guardianship and reside at your address.
- Dependents must also be travelling on the same itinerary as you to be on the same policy.
Are dependents covered at the same limits as adults?
Yep – no need to worry! Travel insurance isn’t like going to restaurant and ordering kid-sized meals with smaller portions. Your children are covered up to the same limits even though they are travelling under your wing .
Got another question? Just ask World Nomads or contact our customer service team.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
How do I buy a family travel insurance policy?
All you need to do is enter a few details about yourself and your holiday as well as the ages of all your family members and we will automatically generate a quote for a family travel insurance policy with both Standard and Explorer options.
Once you’ve selected the right level of coverage and paid the premium, you will get an instant confirmation of coverage and policy wording sent directly to your email. You must read the policy to ensure you understand the coverage.
Monkey Bite
While visiting the Monkey Forest in Bali, I was bitten by a monkey. After returning to the hotel, I visited a local doctor. I received the first rabies vaccination and then went to the International SOS office in Bali for an examination. There, I received a second rabies shot followed by immunoglobin shots.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you, your family sick, injured or deceased?
- Strike at your departure or arrival point?
- Official travel advisory warning not to travel?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need prescription meds?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need to get to a hospital urgently?
- You or a family member deceased?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or gear stolen?
- Tech trashed?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamScuba Diving Travel Insurance
Canadians can protect their scuba dives with travel insurance
- As featured in:
As featured in:
At a glance:
- World Nomads plans provide cover for recreational scuba diving and shark cage diving up to 30 metres, with the ability to pay an extra premium and be covered for scuba diving and cavern diving up to 40 metres, and working as a scuba diving instructor or guide
- Coverage for injuries and medical transport if you're seriously hurt while scuba diving.
- Plans cover lost, stolen, or damaged diving gear and luggage.
- Access to emergency assistance anytime, anywhere.
- Why should I consider travel insurance for my scuba diving trip?
- Scuba diving travel insurance: What may be covered?
- What level of travel insurance coverage do I need for my scuba diving trip?
- What may not be covered when scuba diving?
- Top safety tips we recommend for your scuba diving trip
- FAQs
You’ve gotten your PADI certification and now you’re ready to explore beneath the ocean’s surface. From coral reefs in the Caribbean to shipwrecks in Europe, there’s no shortage of divine dive sites around the world. And while calm waters, crystal clear visibility, and a bulletproof dive plan might make for the perfect underwater adventure, accidents can still happen. Our travel insurance plans include a range of benefits for scuba diving that may help with everything from stolen bags to unexpected medical expenses.
Why should I consider travel insurance for my scuba diving trip?
A slip and fall on the dive boat, decompression sickness, jellyfish stings, and ear barotrauma are just some of the unexpected issues that could derail even the most carefully planned dive trip. Travel insurance coverage designed for scuba diving may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently – whether you're diving among the abundant marine life in the Florida Keys or alongside the Great Wall of China (yes, that’s possible!).
Scuba diving travel insurance: What may be covered?
As divers ourselves, we’ve designed our plans to cover scuba diving while travelling. We also offer coverage for more than 250 other sports, activities and experiences.
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Emergency Medical Expenses
Decompression sickness and cuts from coral while diving -
24/7 Emergency Assistance
Your first call in any emergency situation -
Baggage & Gear Coverage
Broken or damaged scuba diving gear (while transported via a common carrier, like a commercial airline) -
Trip Cancellation
Reimbursements if you’re too sick to go on your dive trip
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my scuba diving trip?
World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.
- The Standard plan includes travel insurance for recreational scuba diving and cavern diving up to 40 metres, as well as working as a scuba diving instructor or guide
- The Explorer plan also covers those activities but has higher limits of coverage.
When you purchase your policy, you’ll need to list scuba diving, and all of the other activities that you plan to participate in while on your trip. The main purpose of your trip may be diving, but you may also be doing other fun things like kayaking or sailing. There’s over 250 other sports, activities and experiences that may be covered. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.
Recreational scuba diving and shark cage diving up to 30 metres are considered Level 1 activities and are automatically covered, but you’ll still need to list them when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like scuba diving or cavern diving up to 40 metres, and working as a scuba diving instructor or guide. If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when scuba diving?
- Scuba diving under the influence of drugs or alcohol
- Dives that are deeper (over 40 metres) than your adventure travel insurance coverage allows
- Scuba diving without the proper certification (like PADI or NAUI), unless it is a discovery course with an instructor
- Unattended baggage, sporting equipment or personal items
- Travelling within your home province
- Diving if your doctor has advised against it
- Commercial scuba diving
Top safety tips we recommend for your scuba diving trip
- Research your dive company: Only dive with reputable companies using licensed, seaworthy boats and well-maintained dive equipment.
- Don’t dive without proper certifications: Make sure you’ve gone through the proper coursework through PADI or NAUI based upon the type of dive you’ll be doing. If you don’t have the proper certification for your dive, you won’t be covered by your travel insurance for scuba diving.
- Check (and double check) your scuba gear before getting in the water: Make sure everything is working properly and if you’re unsure about anything, let your guide know.
- Don’t dive alone or swim off on your own: Even if you see something cool underwater, don’t go check it out alone – you and your dive buddy need to stay together. Always know where your guide and buddy are at all times.
- Keep an eye on your air gauge: Monitor this closely so you can plan your return to the surface accordingly. Always make sure you have enough air to complete your dive.
- Ascend slowly and safely: Coming back to the surface too quickly can cause serious problems. Make sure to do safety stops at the appropriate depths.
- Store a copy of your scuba diving travel insurance coverage in a dry bag: If an accident happens, you’ll want that handy – and dry. Make sure you have the phone number for the 24/7 Emergency Assistance Team easily accessible, as well as your policy number. You may want to save that in your phone as well.
FAQ
Here are our most frequently asked questions about cover for scuba diving. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Is scuba diving covered under World Nomads Travel Insurance?
Yes, World Nomads offers travel insurance coverage for scuba diving, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Recreational scuba diving and shark cage diving up to 30 metres are considered Level 1 activities and are automatically covered, but will still need to be listed when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like scuba diving or cavern diving up to 40 metres and working as a scuba diving instructor or guide. If you are doing something else on your trip and aren’t sure if it’s covered, you should contact us to make sure.
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What types of incidents are covered while scuba diving abroad?
If your trip is cancelled, delayed, or interrupted due to an unforeseen, covered event, you may be able to recover your travel expenses (up to the policy limits), and this may include unused, pre-paid, non-refundable dive trips that you paid for in advance. If you get decompression sickness and require medical assistance, emergency medical expense coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date.
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Does World Nomads Travel Insurance offer coverage for scuba diving outside of Canada?
Yes, there are so many great places to scuba dive around the world, and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Australia, you could have the opportunity to dive the Great Barrier Reef or the SS Yongala, which is considered one of the best wreck dive sites in the world. When you get a quote for travel insurance for scuba diving, you’ll need to input where you’ll be traveling, and also list scuba diving as one of your activities.
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What should I do if I get hurt while scuba diving?
If you have travel insurance coverage for scuba diving and unexpectedly get hurt, you must contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside of Canada and your medical team doesn’t speak French or English. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, with your adventure travel insurance benefits, you may be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, rocking climbing, and camping may all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by both plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, scuba diving tours and accommodations if your dive trip is cancelled for a covered reason.
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What happens if my bags are delayed?
When you purchase travel insurance for diving, baggage coverage is also included. If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan may reimburse you for essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next scuba diving trip?
Not sure where your next scuba diving adventure should take you? Check out some of our favorite places around the world to dive and get destination-specific travel insurance tips to help you plan with confidence.
Best Scuba Diving Spots on Australia’s East Coast
Into the Deep: Scuba Diving the Great Wall of China
Trinidad & Tobago Discoveries: Caribbean Scuba Diving
Scuba Diving in Cuba: The 6 Best Dive Sites
Best Scuba Diving in Japan: 5 of the Top Dive Sites
Scuba Diving in Colombia: Here’s Why It’s Perfect
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHiking Travel Insurance Coverage
Trekking & High-Altitude Insurance Coverage for Canadians
- As featured in:
As featured in:
At a glance:
- World Nomads offers hiking and trekking travel insurance to help cover medical emergencies, gear loss, and trip cancellations.
- You can choose a plan and corresponding activity level based on your trek’s maximum elevation, with coverage available up to 6,000 metres.
- Our plans include emergency medical evacuation coverage if you get injured or sick while hiking in remote areas.
- We provide hiking gear protection if your equipment is stolen or accidentally damaged during your trip.
- If your trek is disrupted by illness or injuries (amongst other covered reasons), travel insurance may help cover your prepaid, non-refundable trip costs.
- Why should you consider travel insurance coverage for your next hiking and trekking adventure?
- Hiking and trekking travel insurance coverage
- What benefits are covered with hiking travel insurance?
- What may not be covered?
- Top tips for your hiking adventure
- FAQs
Whether you’re trekking to Base Camp or hiking a Canadian mountain range you may want to protect your adventure with World Nomads Travel Insurance. Our travel insurance plans include a range of benefits that could help with everything from stolen bags to unexpected medical expenses.
Why should you consider travel insurance coverage for your next hiking and trekking adventure?
Hiking and trekking can take you off the beaten path—and far from help if things go sideways. From twisted ankles on remote trails to gear stolen from your rental car, unexpected issues can derail even the most carefully planned journey. Travel insurance designed for hikers and trekkers may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your route and altitude level, it’s a smart way to explore confidently—whether you're heading to Patagonia, peaks in Asia, or your local national park.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province, too.
Hiking and trekking travel insurance
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Standard & Explorer Plans
Hiking and trekking trips covered up to 3,000 metres -
Optional Extra
Hiking and trekking trips covered up to 6,000 metres
Plus, our plans include coverage for 250+ other activities you might do along the way, so you can explore confidently, wherever your backpack leads you. Get a quote and compare the plans to see which level of coverage is right for you.
What benefits are covered with hiking travel insurance?
World Nomads offers coverage (up to the plan maximum benefit amount) for:
- Emergency medical expenses:if you fall and get hurt while hiking, you may need medical help. Our emergency medical coverage for illness or injury may provide reimbursement for the treatment you need.
- Emergency medical evacuation and repatriation: If your injuries are severe, acute, or life-threatening our plans may cover emergency medical evacuation and transportation to a medical facility best suited for your care, subject to approval from the 24/7 Emergency Assistance Team.
- Baggage and personal effects protection: Our gear coverage may help with reimbursement of the cost to repair or replace damaged, lost or stolen items, including airline checked bags.
- Trip cancellation: if you need to cancel your trip due to a covered reason such as an unexpected illness, we may be able to reimburse your pre-paid, unused, non-refundable expenses like flights, tours and accommodations.
What may not be covered?
- Any alcohol related sickness, death or injury or the abuse of medication, drugs, alcohol or any other toxic substance.
- Travel within your home province
- Unattended baggage, sporting equipment or personal items.
- Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
- Hiking or trekking over 6,000 metres.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
Get a hiking travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteTop tips for your hiking adventure
To make the most of your time on the trail, keep the following tips in mind:
- Be prepared: we recommend that you check the weather, check your equipment, and if you’re going guided, confirm that you’re using an accredited tour operator.
- Stay healthy: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. It’s best to be sure you are physically capable of it. Consider asking a doctor before you leave about altitude medication or other helpful prescriptions you can take with you.
- Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.
FAQ
Here are our most frequently asked questions about cover for hiking. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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What is the difference between hiking, trekking and mountaineering for travel insurance purposes?
The terms ‘hiking’ and ‘trekking’ are usually interchangeable when it comes to travel insurance benefits. Mountaineering, on the other hand, often includes technical climbing or high-altitude ascents that may require ropes or specialized gear. Each activity carries different risks, so travel insurance plans like those from World Nomads offer varying levels of coverage depending on the elevation, difficulty, and whether technical skills or equipment are involved. Check out our (lengthy) list of covered adventure activities to help you determine the plan right for you.
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Why should I consider travel insurance coverage for hiking and trekking?
Hiking and trekking adventures vary in intensity—and elevation. That’s why World Nomads offers two different plans, each with the opportunity to add additional activity coverage for higher risk activities. With elevation-based options, you can choose a plan that fits your route, your style, and your ambition.
- Elevation coverage by plan:
- Standard Plan – up to 3,000 metres
- Explorer Plan – up to 3,000 metres
- Additional activity level coverage – bumps up the coverage to 6,000 metres (additional cost involved)
- Elevation coverage by plan:
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When should I purchase travel insurance if I’m planning an adventure?
Many travellers choose to buy travel insurance soon after booking to access pre-trip benefits like Trip Cancellation coverage, which may reimburse your prepaid, non-refundable trip costs if you cancel for a covered reason (like unexpected sickness or injury). Planning ahead means more protection. However, if you’re already on your trip, you can still purchase travel insurance (certain waiting periods may apply).
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Would hiking gear and equipment be covered?
Yes, hiking gear and equipment may be covered under the baggage and personal effects benefit of our plans if it's lost, stolen, or accidentally damaged during your trip. Maximum benefit amounts and conditions vary by plan, so be sure to review your chosen plan documents —especially if you're carrying high-value items like trekking poles, boots, or GPS devices. Note: coverage does not include wear and tear or gear damaged during use. Additional terms and conditions apply.
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Am I eligible to purchase travel insurance from World Nomads?
To be eligible for coverage under this policy you must:
- agree that Canada is your country of residence at the time tour policy is purchased and for the full duration of your trip;
- be less than 66 years of age at the time your policy purchase date; and
- be travelling for a maximum of 365 days.
To be eligible for trip cancellation coverage you must:
- purchase this policy prior to your start date; and
- have purchased your policy not more than 18 months prior to your start date.
To be eligible for all other coverage under this policy, you must be covered under Your GHIP for the full duration of your policy to be eligible for the maximum emergency medical benefits. If you do not have GHIP coverage while on your trip, your aggregate limit for all emergency medical benefits will be limited to $40,000 CAD for the full duration of your trip.
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Does my plan include emergency evacuation coverage?
Yes, our travel insurance coverage includes emergency medical evacuation if you’re seriously injured or become unexpectedly ill while hiking or trekking. If you're in a remote area and need transport to the nearest adequate medical facility, the Emergency Evacuation and Repatriation of Remains benefit may help cover the cost—which can easily run into the hundreds of thousands of dollars. Medical evacuation must be deemed medically necessary by the attending physician and approved by the 24/7 Emergency Assistance team. Always check your plan’s elevation limits and covered activities to make sure you're protected for your specific adventure.
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Is there a maximum altitude limit for travel insurance coverage with World Nomads?
Yes, there are two different altitude maximums.
- Elevation coverage by plan:
- Standard Plan – up to 3,000 metres
- Explorer Plan – up to 3,000 metres
- Additional activity level coverage – bumps up the coverage to 6,000 metres (additional cost involved)
- Elevation coverage by plan:
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Do I need travel insurance coverage for multi-day hiking trips?
Yes, you must purchase your travel insurance plan to cover the full duration of your trip outside of your home province.
Need destination inspiration?
Not sure where your next hiking adventure should take you? Check out some of our favorite trails around the world and get destination-specific travel insurance tips to help you plan with confidence.
High-altitude hiking: prepare and train
Travel insurance coverage for Asia
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for extended trips
Discover how World Nomads can protect US residents on long-term adventures.
- As featured in:
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
- What can travel insurance cover during a long trip
- Who might want to buy travel insurance for a long trip?
- How long can travel insurance cover me for?
- What if I don’t know how long I want to travel for?
- What's not covered?
Often the best adventures have no end date … that’s why World Nomads has designed flexible travel insurance policies for all types of travelers. If you're looking to travel for more than a week or two, we have travel insurance* that can keep US residents covered for up to 180 days on a single trip. We also offer an Annual travel insurance plan which can cover multiple trips per year, with each trip being up to 45 days in length.
What can travel insurance cover during a long trip?
Our plans come with loads of benefits, depending on the plan you buy. Whether you’re going on a long trip or a short trip, all of our plans may provide cover for:
- Trip cancellation and trip interruption if you get sick or injured at the last minute and need to make a change.
- Emergency medical expense reimbursement, which may cover an urgent visit to the doctor, medicine to help you get well, x-rays and hospital stays.
- Emergency medical evacuation if you get really sick and need to be transported somewhere with appropriate medical facilities or back to the US.
- Emergency repatriation if you need to be flown home to receive better care, or if a natural disaster or civil unrest makes your current destination unsafe.
- Delayed, lost or stolen baggage.
- 24/7 worldwide emergency assistance.
Our travel insurance plans are designed by travelers for travelers, and we cover more than 250 activities, sports, volunteer and work experiences, including skiing, hiking, scuba diving and more.
Who might want to buy travel insurance for a long trip?
Travelers of all ages might be interested in purchasing a long term travel insurance plan. Here are a few examples:
- College students going on study abroad who want to travel in between quarters or semesters.
- Digital nomads making the most of work and play.
- New retirees heading out to explore the world with their newfound freedom.
- Families traveling for the summer holidays.
- Spontaneous travelers (the Annual travel insurance plan might be right for you!)
How long can I travel with long term travel insurance?
Our policies are designed to be flexible … we’re nomads after all! We offer long-duration policies and allow travelers to extend their cover or buy more cover while they’re on the road.
US travelers can buy a World Nomads travel insurance single-trip plan with a maximum duration of 180 days. If you purchase the Annual Plan, you can travel as much as you want with the maximum consecutive trip time of 45 days.
When you get a quote, you can compare our four single trip plans, and one annual travel insurance plan to see which will be best suited for your trip.
What if I don’t know how long I want to travel for?
If you’re planning on exploring the world for a while, but you don’t know how long you’ll be gone for, don’t fret. You have a couple of options to ensure you’re covered while you’re away:
- Purchase a new plan: If your plan has expired, you can purchase a new one while you’re still traveling. Just note your coverage takes effect at 12:01 a.m. local time the day after you purchase your plan. Your plan wording will have full details to understand the cover, limits and exclusions.
- Purchase and track your plans with your World Nomads membership: A free membership gives you access to all of our great content and safety advice. And if you buy insurance with us, your membership allows you to manage and view multiple policies in one place online, making it easy to buy more plans as needed, and access online claims forms. Make sure you log-in before purchasing each new plan.
- Consider the optional “Cancel for Any Reason” benefit: It’s unfortunate, but it happens: You plan a big trip months in advance, only to have something come up that is now stopping you from going. The trip cancellation benefit may help recover some of the expenses, but a certain qualifying event would have to happen (sickness, natural disaster, etc.) But what if your dog is sick or you break up with your partner or you get a new job? Instead of losing all the money you put down, consider adding on the “cancel for any reason” benefit to your Explorer or Epic travel insurance plan during the time-sensitive period to protect those long trips (and big investments!).
What’s not covered by travel insurance?
All travel insurance plans have exclusions and limitations. Here are some of ours – we won’t provide cover for:
- Anything illegal (you didn’t really think we’d cover that did you?) Be sure to respect the local laws those of your host countries.
- If you've taken drugs or overindulged in alcohol.
- Routine medical treatment (remember it's not regular health insurance; it's for medical emergencies).
- Ongoing treatment at home.
- Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period and were medically able to travel at the time of purchase.
- Cancelling your trip due to fear of travel or just changing your mind (unless you purchased the ‘cancel for any reason’ benefit).
A True Claims Story
Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
U.S. resident in Spain
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 200 activities you love + more
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about extended trips and travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Can I buy a travel insurance policy if I'm already traveling?
Yes, you can be traveling anywhere in the world and still buy a policy for any duration you choose (from 1 day up to 180 days). Check the policy wording for details on when coverage begins and ends.
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What if I get sick while traveling?
What if I get sick while traveling? If you’re injured or get sick while you’re traveling,, you could be covered for: hospital stays; emergency out-patient treatment ; prescribed medicines, X-rays, and laboratory tests; and medical evacuation, if a necessary part of your treatment.
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Can I extend my policy?
Technically, you can’t extend your policy, but you can purchase another policy if you need additional coverage.
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What if I need to end my trip early?
• You may be eligible for our trip interruption benefit [link] if you need to end your trip before originally planned. However, you won’t be able to get a refund on the unused portion of your policy. If you run into an emergency, please call our 24/7 Emergency Assistance team.
