Photo © Vitalalp/IStock

Travel insurance for bungee jumping

Whether it's called bungee or bungy jumping, be sure you're covered before you leap.

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Bungee jumping is truly the height of adventure! Standing on the edge of the platform, feeling the wind blowing on your face, the tightness of the ropes around your ankles – and the tightness in your throat and stomach as you prepare to jump! But before you do, follow our tips and make sure you’re covered.

What types of bungee jumps are covered?

Depending on your Country of Residence, all bungee jumps are covered on both our Standard and Explorer plans. However, it is a special condition that you must jump with a professional, qualified and licensed guide, instructor or operator, otherwise you will not be covered.

If you're a Brazilian resident: sorry, we cannot cover any bungee jumping on any plan.

Choosing the right policy for you

We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific bungee jumping plans.

You can’t upgrade your policy after the cooling-off period so choose carefully when considering purchasing a policy. Check out your policy wording and contact customer service if you’re unsure what your cover includes.

What’s actually covered when you go bungee jumping?

World Nomad’s travel insurance offers cover for these key benefits, up to policy limits:

  1. If you’re injured or have an accident whilst bungee jumping

If you suffer a bungee jumping injury or accident on your jump, our emergency medical coverage may cover you for emergencies that require:

  • Hospitalization
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescribed medicines
  • Ambulances

If you need medical treatment, it’s essential that you get in touch with our Emergency Assistance team as soon as possible so they can support you.

  1. If you need to be evacuated or repatriated

You might be bungee jumping in a canyon far from medical assistance, and our policies include coverage if you need to be evacuated to a medical facility.

  1. Emergency Assistance Team available 24/7

Having an emergency in a foreign country can be overwhelming but buying a World Nomads policy means you’ll have access to our 24/7 Emergency Assistance team. Our Emergency Assistance team can help with a range of services in whatever part of the world you’re traveling, can speak multiple languages and they’re available 365 days a year.

  1. Cancellation of your bungee jump

If your bungee jump is cancelled or interrupted due to an unforeseen event, you may be able to recover your additional travel expenses. This includes if your jump is affected by a natural disaster, or your destination is affected by an extreme weather event.

Note: keep in mind that all plans are different depending on the plan chosen and your Country of Residence. Terms, conditions, limits, and exclusions apply. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip. If you’re not sure about anything, contact us.

What’s not covered when bungee jumping?

While we can offer coverage for bungee jumping, there are also things we just won’t cover. These include, but are not limited to:

  • If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure.
  • Any pre-existing medical condition unless otherwise expressly stated in your policy.
  • Participation in a sport or activity not listed as covered in the policy wording or agreed by World Nomads or where you haven’t paid the required additional premium.
  • Expenses you incur after you return to your Country of Residence.
  • Working or participating professionally in any activity or sport.

World Nomad’s handy tips for your bungee Jump

  • Put your safety first: only go bungee jumping with professional, qualified, licensed and reputable operators. If you don’t, your cover may be void. If something doesn’t feel right, then don’t jump.
  • Follow all the instructions the professional guides give you - they are trained professionals and are there to make your jump the best it can be.
  • Wear comfortable clothes – casual clothes that aren’t too loose and footwear that won’t interfere with the ankle harness. Consider taking warm clothing – it can get cold in the wind!
  • Avoid over-eating before jumping – or you could leave it behind.
  • Have fun! Embrace the nerves and go for the once in a lifetime opportunity!

Want to get a taste of bungee jumping? See World Nomad’s Jabari Smith as he jumps off of the famous 440ft Nevis Bungy in Queenstown, New Zealand.

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © PamelaJoe McFarlane/IStock

Travel insurance for Canada

In this northern star, don’t forget these travel insurance tips for your next adventure

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The world’s second biggest country has a lot to offer travelers, including the grandeur of Canada’s Rocky Mountains, epic road trips across the plains, and great nights out sampling the many gastronomical delights of the French-inspired Montreal and Quebec.

Wherever your visit to the ‘Great White North’ takes you, World Nomads offers travel insurance that includes cover for:

And if you’ve already left on your trip, with World Nomads you can buy travel insurance while on the road.

hikers at Mount Burgess looking at Emerald Lake
Hikers at Mount Burgess looking at Emerald Lake. Photo credit: Getty images / Westend61

Medical Emergencies

From Poutine-eating competitions to stunning road trips and adventure activities, there’s so much to see and do in Canada that the last thing you want is to get sick or injured and then worry about how you’re going to pay the medical bill. Overseas medical insurance offers cover for emergency medical treatment in Canada for events such as:

  • Hospitalization
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescribed medicines
  • Ambulances
  • Extra expenses to get you home, if medically necessary
Travel tip: know your own medical history and needs. For example, if you have an existing medical condition(s) that may invalidate your cover for that specific condition. In some cases, you may need to have a doctor sign off that you’re fit to travel. If you’re not sure whether you’re covered or not, contact us and we can help.

24/7 Emergency Assistance Team

Our multi-lingual team is here to take the stress out of already stressful situations. They are available 24 hours a day, 7 days a week, 365 days a year and can offer assistance such as translation if you don’t speak French and in case of an emergency, arranging medical transport, providing payments direct to providers and giving support to you and your family.

Coverage for Coronavirus

Depending on your Country of Residence and the travel insurance plan you choose, you may have access to Coronavirus (COVID-19) coverage for certain events.

To find out what cover applies to you, select your Country of Residence and read our What’s Covered for Coronavirus article which has all of the details. If you’re not sure if something is covered or how to claim, contact us and we’ll let you know.

hikers at Mount Burgess looking at Emerald Lake
Historic shops and restaurants buildings in the Old Montreal district in Quebec, Canada. Photo credit: Getty images / Pgiam
Travel tip: many countries may require proof of COVID vaccination and pre-entry testing before you can enter, and some countries have introduced visas and travel insurance minimum requirements. Do your research before you go as travel insurance does not cover expenses you incur because you don’t have the correct visas to enter your intended destination(s).

Cancellation

With all of the uncertainty when it comes to travel over the past few years, the last thing you want is to be out of pocket if you have to cancel your travel plans unexpectedly.

Depending on your Country of Residence, our travel insurance policies can offer coverage for some non-refundable, pre-paid transport and accommodation expenses, so you've got one less thing to worry about.

All of our policies can offer coverage for you if you can’t travel because:

  • A doctor certifies that you’re medically unfit to travel,
  • You, your travelling companion or a close relative is hospitalized or dies.

Travel Insurance Cover for Adventure Activities

Our travel insurance policies offer cover for more than 150 activities, sports and experiences from skiing in Whistler, to hiking in Alberta and mountain biking in Montreal. We can also cover some water-based activities, including kayaking and white-water rafting. Some of these activities may require you to use specific safety gear or to be accompanied by a licensed guide, and other terms and conditions may apply – these will be outlined in your policy wording.

We offer two types of travel insurance plan – Standard and Explorer. While there are many activities covered on the Standard plan, those feeling extra adventurous may need to upgrade to the Explorer Plan. You’ll also want to read the exclusions section of your policy closely because some activities such as Mountaineering or professional sports are not covered.

Remember, if you’re not sure if something you’re planning on doing while on holiday is covered, please contact us before you organize your policy.

Trail running. Photo credit: Getty images / Ascent Xmedia

Please note that this information is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the policy wordings for complete details of coverage and exclusions.

If you have a question about coverage, contact us.

Travel tip: the weather in Canada can change rapidly so make sure you’re prepared on your outdoor adventures by taking gloves, a warm jacket and a waterproof jacket – even in summer. You don’t want to get caught out!

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Chalabala/IStock

Travel Insurance for Asia

Travelling to Asia? With half the world to explore, there's a lifetime of adventure just waiting for you.

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Travel in Asia

Draw a circle around the section of the globe that contains India, China, Japan, and Southeast Asia, and you have more than half the people on the planet.

With that many people and that many cultures, imagine the diversity of what you can experience traveling in Asia. The spirituality of major religions like Buddhism, Shintoism, and Hinduism. The majesty of the highest peaks, from Mt Fuji in Japan to the highest of them all – Mt Everest in Nepal. The vast differences in culture from places like South Korea, to Thailand, to Sri Lanka. And the realization that while circumstances may be different, people are the same the world over.

Things to consider when traveling in Asia

Scooter and motorbike safety

If you’re wondering whether you’ll need a licence to ride a motorbike or scooter the answer is Yes. You must have the appropriate license to ride a scooter or motorbike from your Country of Residence. If you do not have the appropriate license from your Country of Residence and you have an incident, you may not be covered.

You’ll also need to wear a helmet to ensure you are covered under our policies. Injury from a motorcycle accident is one of the most common claims. Many countries in Southeast Asia – especially Thailand - require you to wear a helmet while driving.

If you end up in a motorbike or scooter accident whilst traveling in Asia, we may offer cover for emergency medical expenses for treatment at the hospital or by a doctor; evacuation to a suitable medical facility if required; and repatriation home if you’re seriously ill or injured and unable to continue your trip. Our 24/7 Emergency Assistance Team can support you with translation services and finding a medical centre or hospital. They can also arrange for an emergency evacuation to the nearest hospital, or medical repatriation back home if required.

If you have an accident while traveling in Asia, follow these steps to keep safe, and make a claim.

Did you know our policies offer cover for 150+ adventure activities, sports and experiences across Asia including using a scooter, scuba diving up to 30m, hiking and more.

Bali belly and Gastro issues

Eating all the tasty food is a must when traveling in Asia, however it’s also one of the most common causes for claims. The best advice is don't eat anything that's been sitting around, even for a short while. Fresh is best, so insist on the food being freshly cooked. Always wash your hands before eating and avoid tap water if possible.

Be sure to seek medical advice with plenty of time before your trip to organise vaccinations or preventive medicines you may need, such as tetanus, typhoid and yellow fever vaccines and malaria medication. You should also buy a strong mosquito repellent, as this can help protect you from dengue fever and malaria.

Your coverage will vary according to your Country of Residence and whether you chose a Standard or an Explorer plan. Read your policy for details on cover, maximum benefit limits, exclusions and conditions of your coverage. Contact us if you have any questions about your cover.

Theft

The best rule to go by is to employ common sense. Don’t leave your bag or valuables unattended or unzipped. Put your wallet away after purchases. Ride by bag snatchers are a thing in some Asian countries, so you’ll need to be vigilant. Do NOT try to hang onto the bag if it’s grabbed. If there’s nothing of value in your bag, it’ll be easier to let the thieves have it and avoid a confrontation.

We also advise leaving important documents, passport and credit cards in your hotel safe or a locker, if available.

Trains are the safest option out of several public transport options in Asia, however if you’re traveling overnight, you should take extra measures to secure your valuables while you snooze. Take padlocks, bike chains, cable ties, or whatever you prefer to secure your bags. Whether you are traveling on a bus, train or ferry our tip is to not stow anything of value in the luggage compartment.

Our policies can offer cover if your belongings are stolen (up to policy limits), depending on your Country of Residence and plan chosen. Don’t forget to keep your police report and make a copy to submit with your claim. If you’ve had your belongings stolen, follow our guide for what to do next.

Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

True Claims Stories

“A motorcycle came from behind me and stopped next to me, so I stopped walking. Two people wearing helmets were on the motorcycle. The driver was gesturing although I didn't know why, I didn't hear him/her say anything. I felt a slight pull on my bag and on my backpack strap, and then the motorcycle rode away out of sight. The motorcycle passenger had taken my bag. The strap of the bag must have been cut. I couldn't see a license plate. I continued to my hotel and reported the theft to the police the next day.”

Japanese resident in Thailand

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Anderser/Getty Images

Travel Insurance for Bali

Surfing beaches, ancient spirituality and misty mountains

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Bali is renowned for its surf scene, spiritual vibe, and mouth-watering food, so it’s easy to see why it’s one of Indonesia’s most popular islands. Whether it's covering medical emergencies, lost luggage, or unexpected cancellations, travel insurance can help protect you when embarking on your Bali escapade.


A beach in Bali, Indonesia
An aerial view of Kuta Selatan, Bali, Indonesia. Photo credit: Pexels / Oliver Sjöström

With the right travel insurance coverage, you can immerse yourself fully in Bali's beauty, knowing you're prepared for any unexpected twists and turns along the way.

What’s covered?

With World Nomads, you can buy travel insurance when you book your trip from home or while you're already traveling. Both of our travel insurance policies – the Standard Plan and Explorer Plan - offer cover (up to the benefit limits) for:

Make sure you select the right travel insurance plan for your needs. Each of our policies offers different benefits, limits and sub-limits, so it’s best to compare them to see which one suits the type of trip you’re planning. With World Nomads you can get a quote, make a claim, or extend your policy instantly online, even while traveling.

Note: all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.

Travel insurance essentials for your Bali holiday

Bali is packed with tropical and cultural experiences, but there are some things you need to consider before immersing yourself in the Balinese culture.

Natural disasters, like severe weather, floods, landslides, volcanic eruptions, tsunamis, and earthquakes can regularly occur; there is an ongoing risk of terror attacks; and the standard of medical facilities is often lower than that of other countries.

Depending on the policy you choose and your Country of Residence, World Nomads travel insurance may cover you (up to the policy limits) for the following:

Trip cancellation cover

If you or anyone in your party gets sick or injured and you need to cancel your holiday plans, we may cover the non-refundable travel expenses. Please note that the traveler must have already been issued a traveler’s Certificate of Insurance from World Nomads to have cancelation coverage available to them.

Activities coverage

We cover more than 150 activities, sports and experiences including trekking, rafting or surfing, which are just some of the activities tourists seek out in Bali. But we don’t cover everything. Many activities also have specific terms and conditions, limitations and exclusions you should read up on. An upgrade for certain sports may be required. Check your policy for details.

Lost, stolen or delayed baggage cover

If your luggage gets damaged or stolen en route to Bali or during your travels, you may be able to claim the unexpected costs incurred as a result. And if your luggage is delayed for more than 24 hours, you may be entitled to replacement costs for your essential clothing and toiletries. It’s important to read your policy wording carefully.

Natural disasters and other unforeseen events

If your island time is thrown into chaos by a volcanic eruption, or you’re involved in a scooter accident, you can make a claim. If a volcano wreaks havoc with flight schedules, we understand that you may want to cancel your trip rather than vacation in an ash-affected area. If you're already in Bali, we may cover your exit. The use of scooters/mopeds comes with a caveat – you must have the appropriate licenses and add it as an activity when you buy your policy.

Overseas medical emergencies

If you come down with Bali Belly after drinking contaminated food or water or are unfortunate enough to injure yourself in the surf, your policy may cover you for medical expenses. If required, you can get transported to a medical facility suited for your care, subject to approval from the 24/7 Emergency Assistance Team. Limits apply.


Green grass field Bali
Green grass field, Bali, Indonesia. Photo credit: Pexels / Arnie Watkins

What’s not covered?

Travel insurance is not designed to cover everything. Some things World Nomads don’t cover include:

  • Pre-existing medical conditions
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning.
  • Participation in a sport or activity not listed in the policy wording or one that's covered, but you haven't paid the required additional premium.
  • Costs arising from your refusal to be repatriated once you are declared medically unfit to continue a trip but are fit for repatriation.
  • The policy excess per person per insured event where applicable (check the ‘Summary of Benefits’ in your policy wording).
  • Loss or damage to luggage due to age, wear and tear, or loss of value. Damage to sporting equipment caused while in use. Terms and conditions apply. Depending on your country of residency and the plan you have selected, if an item is listed as a specified item when you purchase a policy and where an additional premium is paid, wear tear and depreciation is not considered in the event of a claim.

Bali travel insurance and safety tips

While Bali is generally safe, if you’re venturing there for the first time, it’s handy to be well-versed on how to traverse the island safely.

Safety

  • Be mindful of traffic when crossing streets – Bali’s traffic can be chaotic.
  • Avoid leaving valuables unattended at the beach or in crowded areas. Keep valuables in a bum bag and lock your room at night.
  • Wear plenty of insect repellent and sunscreen and don’t drink tap water or drinks with ice.
  • Respect local traditions and customs, including dress codes when visiting cultural attractions like temples and sacred sites.
  • Only consume drinks from a reputable bar and avoid Arak – cases of methanol poisoning have been reported because of this traditional Balinese drink.

Travel insurance

  • Check that your travel insurance policy includes cover for all of the activities you intend to undertake while in Bali. You may need to pay an additional premium if the activity is ‘high risk.’
  • Understand the terms and conditions of your chosen insurance policy, including exclusions or limitations.
  • Ensure your travel insurance covers medical emergencies, including evacuation if required.

Traveler tip: make copies of all key travel documents – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals so you have backups and proof of purchase if required.

Are you looking for more travel inspiration for Bali?

World Nomads has various articles that cover a range of fun topics on Bali, such as:

Secure Your Bali Adventure Now - Get Travel Insurance!

Best time to travel to Bali

Bali is a pleasure to travel around at any time of year, but the best time to visit is during the dry season from April to October when the weather is sunny and pleasant, perfect for exploring the island’s beaches and outdoor activities.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 150 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Kiszon Pascal/Getty Images

Travel insurance for China

From boom to bamboo, Great Wall to the Gobi Desert. In such a diverse country, only one thing’s for sure; nothing’s for sure.

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Ni Hao! Whether you’re braving the crowds of Beijing, retracing the footsteps of nomads before you on the Silk Road, or hiking the Great Wall, China is as diverse as you’d expect a country of 1.4 billion people to be. 

Such uniqueness brings surprises – some amazing, others not so. This is where travel insurance comes in. World Nomads policies may help in the face of the unexpected, allowing you to explore China with the confidence of a support team behind you. 

What’s covered when traveling in China? 

All our plans offer cover (up to the benefit limits) for: 

Consider if you’ve selected the right travel insurance plan for your specific needs. World Nomads has two levels of cover - the Standard Plan and Explorer Plan - that offer different benefits, limits and sub-limits so it’s best to compare them to see which one suits your travel needs. 

You can get a quote, make a claim, or extend your policy instantly online, even while traveling.

Five top things to be aware of when traveling in China

  1. Conquering the language barrier in a crisis

Emergencies abroad are stressful enough but try navigating any Chinese system when you don’t speak Mandarin, Cantonese or the local dialect… lucky you have travel insurance with World Nomads. 

In a medical emergency, you can contact our 24/7 Emergency Assistance team, who can direct you to nearby medical care, talk to doctors for you, and provide payments direct to providers if needed. They can also provide assistance with lost passports (what to do, embassy location), or provide assistance in case your checked-in bag ends up in Hunan instead of Hainan.

It’s worth knowing that while we can help with communication on the ground, you’ll need to translate paperwork into English when you lodge your claim.

  1. Going off the beaten track on an adventure? 

If you’re the kind of nomad that likes to see a country from all angles, including upside-down, underneath and above, you’ll love that our policies may cover more than 150 adventure activities, sports and experiences including:

Depending on your plans and Country of Residence, you may need to upgrade your policy to be covered for the activities you will be doing. If you’re unsure whether the activity you want to do is covered, just contact us.

Keep in mind that coverage for an activity may have specific requirements, and if you don’t comply with them, you may not be covered. For example, if you plan to drive you must be licensed for that type of vehicle both at home and in China, that means getting a Chinese driver’s license (always check if your international driving permit is recognized).

  1. Keep your gear safe 

In a country of 1.4 billion people, some places you go to are bound to be busy and crowded. Where there are crowds there are often pickpockets. With our travel insurance policies, you may be able to make a claim for replacement or reimbursement of stolen items, up to a per item and total maximum limit. 

When traveling in China, you must take reasonable care to protect your belongings, or they may not be covered if stolen. This includes carrying valuable items with you such as electronic devices, jewelry, cash, travel documents and credit cards, and never leaving them unsupervised. 

If your stuff is stolen, you must report any theft to the local authorities as soon as possible and obtain official documentation to support your claim.

Terms and conditions, limitations, and exclusions apply so be sure you check your policy wording.

  1. Medical emergencies in China

Your health and safety are a priority when you’re adventuring in a foreign country. Things like traffic accidents, bicycle crashes and food poisoning are all too common in China. That's why our plans cover emergency medical expenses if you fall ill, get into an accident or get hurt on your travels. 

China is a massive country, and once you leave the large cities access to medical care can pose a challenge. If your adventures take you into remote parts of China and you need emergency evacuation, our policies may also cover you. 

  1. Travel delays and cancellations 

China’s airports rank amongst the top ten in the world for flight cancellations and delays.

If your travel plans are affected by a delay or cancellation - our policies may help salvage pre-paid, non-refundable trip expenses that you’ve had to forfeit if a covered event disrupts your plans. 

Keep in mind to check your policy for any terms and conditions, limitations and exclusions you need to meet: your delay might need to be a certain number of hours or be caused by a covered reason.  

Note: all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any optional extras or upgrades you add.

What’s not covered?

Our policies aren’t designed to cover everything and there are some things we just won’t cover. These include, but are not limited to: 

  • Any pre-existing medical conditions 
  • Any items lost, stolen or damaged that are unsupervised or unattended
  • If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure
  • Any adventure activities or sports that aren’t covered by our policies.
  • Any costs related to illegal activities or being under the influence of drugs or alcohol.

Be sure to read your policy wording for all exclusions, and if you’re not sure whether something is covered, just ask us

Need some more travel inspiration for your Chinese odyssey?

Check out our handy travel guides and insider travel tips:

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions outlined in the policy wording. Coverage may not be the same or available for residents of all countries, states or provinces. If you’re not sure if something is covered, get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © lechatnoir / Getty

Travel Insurance for France

What you need to know about travel insurance for a trip to France.

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One of Europe’s cultural capitals, France offers many varied experiences – from the azure waters of the French Riviera to a quiet café down an alley in Lyon, or the surprises that await you in the Louvre. But for surprises of the unpleasant kind – a delayed connection at Paris Charles de Gaulle airport, pickpocketing on the Metro, or a tumble down the ski slopes in Chamonix – World Nomads is here to back you up.

Baggage and personal effects theft

Petty crime and the theft of personal belongings can be common in Europe, especially in popular destinations or crowded transport hubs.

All World Nomads travel insurance plans have some coverage for theft, or if a carrier has lost your checked in luggage, depending on your Country of Residence and your chosen plan.

However, with any insurance plan, limits, conditions and exclusions may apply. For example, if you have simply misplaced your bags or if your gear gets damaged. Generally, you need to be able to show that you took reasonable care to look after your things.

Tips for keeping your gear safe:

  • Before you travel to France, keep a copy of your receipts or other proof of ownership, as you’ll need to provide this with any claim if your things are stolen.
  • Always carry your electronics and valuables with you and lock your gear up in a secure location when you can’t take it with you.
  • In high-volume tourist areas and automated service stations, protect your PIN. If possible, use ATMs in more controlled and supervised areas such as banks, shops and shopping centers.

Tips for making a baggage and personal effects claim:

If general, you will need a police report, or some other kind of report from an authorized representative (e.g., a property irregularity report from the airline or bus company if your bags were checked in), to validate baggage/gear claims.

Rental car coverage and road safety

While you might consider road trips to be safer than bungee jumping or sky diving, road-based travel comes with its own set of risks. World Nomads is here to help whether you’re navigating lane changes on the périphérique (ring road) around Paris or bumping along a country road with the following benefits:

  • Rental car coverage for theft and damage insurance excess is available on select plans (benefits depend on your Country of Residence and/or your choice of a Standard or an Explorer plan)
  • Our multi-lingual Emergency Assistance Team is at your service 24/7 to get you through a medical emergency or if you need emergency evacuation.

Tips for a safe and fun road trip in France:

  • In addition to breakdowns or accidents, theft can happen anywhere – even the countryside isn’t immune to rental car break-ins, so be sure to take care of your belongings
  • Don't forget to stop regularly for breaks to beat fatigue. Motorways have aires (approved roadside parking areas), which can be as simple as a picnic spot or a service center with more amenities.

Going on an outdoor adventure?

The diversity of France’s geography means that there’s a beach, river canyon or snow-capped peak for every adventurer and every skill level. World Nomads travel insurance policies are built for adventure, and our policies can cover more than 150 activities, sports and experiences including cross-country and alpine skiing, hiking and mountain biking.

Getting the most out of activities cover

  • Some activities may require you to use specific safety gear or to be accompanied by a licensed guide, so check your policy for any conditions.
  • Be sure read the exclusions section of your policy closely. Activities such as mountaineering, search-and-rescue missions, and those above a certain elevation may not be covered.
  • Additional premiums may apply, depending on your Country of Residence. Your choice of a Standard or Explorer plan may also determine what activities are covered.
  • If the activity you want to do isn’t listed, or if you have any questions, contact us.

Medical emergencies

While French nationals benefit from a universal health care system, travelers from outside the EU may be out of pocket if they get into a cycling accident on a country road or get sick from a steak tartare or unpasteurized cheese. All World Nomads policies offer some cover for overseas medical, and you can make a claim for reimbursement for these medical expenses (less any excess, which may apply), even if you’re still traveling.

What is overseas medical cover?

Having a policy with World Nomads also means you have access to our Emergency Assistance team, who are here to support you 24/7. They can help you find the nearest medical centre, and if it’s more serious they can arrange for an emergency evacuation, and set up direct payments to the medical facility if needed, so you can focus on your recovery.

Tips for making a claim for overseas medical:

  • If you need to make a medical claim, follow this guide for all the information you will need to submit with your claim.
  • Depending on your Country of Residence, you may be able to get a cash advance from World Nomads to help pay for your bills before you get any services or treatment.
  • Medical claims can be complicated, and you may be asked for additional documentation. We may ask you for the medical bill, but also proof of payment.

Travel insurance doesn't cover everything. All the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

A true claim story

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L. De Jesus,
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely
    A.Brennan,
    Australian in Thailand
  • Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.
    K.McMahon,
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.Ryan,
    Canadian in Malaysia

Travel Insurance for a trip to Greece

What you need to know about travel insurance for a trip to Greece

    As featured in:

  • As featured in:

Currently there is no content for US residents visiting this destination. To ensure Greece is covered head over to World Nomads USA and get an instant travel insurance quote.

With more sunny days than most countries in Europe Greece is a stunning destination for history buffs and adventurous travelers with ancient ruins many of us have only heard of in story books, stark calderas, stunning scenery all lapped by the sapphire seas of the Mediterranean.

But, sometimes, island living can derail our travelers Greek Odyssey with missed connections, tumbles while hiking and more, which is where travel insurance may help.

Athens at night
Athens at night. Photo credit: Getty images / Stanley Chen Xi


What’s covered?

World Nomads has two levels of cover – the Standard Plan and Explorer Plan - that offer different benefits, limits and sub-limits so it’s best to compare them to see which one suits your travel needs.

Overseas emergency medical: if you’re injured or fall ill while hiking pine and fir forests in Mount Ainos National Park, World Nomads offers cover for emergency medical expenses for treatment, prescriptions, doctors’ visits, hospital stays and emergency transport. Our 24/7 Emergency Assistance Team can help direct you to the nearest or most appropriate medical facility.

Baggage cover: theft is a risk no matter where you are in the world. Our gear coverage can help replace belongings that were snatched from under your nose.

Activities cover: we cover more than 150 sports and adventure activities, from sailing the Aegean Sea, to mountain biking the shady forests near Thessaloniki. If your favourite sport isn’t on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.

Cover for some Coronavirus-related events:

Depending on your Country of Residence and the travel insurance plan you choose, you may have access to Coronavirus (COVID-19) coverage for certain events.

To find out what cover applies to you, select your Country of Residence and read our What’s Covered for Coronavirus article which has all of the details, including benefit terms, limits, conditions and exclusions.

If you forgot to buy travel insurance before you left home, you can purchase while you’re travelling (a waiting period may apply for some benefits).

Sithonia peninsula, Halkidiki
A beach on the east coast of Sithonia peninsula, Halkidiki, Aegean sea. Photo credit: Getty images / Marius Roman


Why should I consider travel insurance when visiting Greece?

Once you’ve gazed on the must-see Acropolis you’ll have so much more you’ll want to do: trekking to the towering medieval monasteries in Meteora, or scuba diving an ancient shipwreck in Greece’s first underwater museum at Peristera,

For the most part, you can wander the streets of Old Town Naxos without a care, however, if the unexpected happens, a travel insurance plan can support you when things go wrong. If you fall ill or injure yourself, or your gear is lost or stolen, with a World Nomads’ policy you may be covered for related medical expenses and replacement of your personal items so you can continue your trip.

When you’re trying to navigate a foreign country (and language) in a crisis, it’s good to know you’ll also have access to the 24/7 Emergency Assistance Team who can help you find local medical assistance or contact the local authorities.

An old town in Athens
Anafiotika neighborhood and Acropolis in the old town of Athens. Photo credit: Getty images / Cavan Images


What to look out for when traveling around Greece?

Losing yourself in the antique flea markets of Athens or soaking up the secluded beaches on Karpathos, you might think you’re in a world of your own; unfortunately, Greece is not immune to petty crime and tourist scams. It pays to be vigilant in the many busy ports, metros and markets (anywhere that attracts a big crowd) as crafty pickpockets can try to distract tourists before snatching phones, money and passports.

When it comes to theft, prevention is best, check out our Safety Tips for Greece article before you go. If theft does occur, contact the local authorities (or the Tourist Police in major cities and islands) to get a written report to submit with your claim along with copies of your items’ receipts.

While travel insurance essentials such as baggage cover, emergency medical cover and trip cancellation are offered on both our plans, the Explorer Plan offers cover for a wider range of activities. For example, the roads in the Greek Islands are renowned for being twisting, narrow and dusty so if you’re planning on hiring a car to explore the stunning coastal drives on Kefalonika, the Explorer Plan offers cover for your hire car insurance excess should you have a car accident, or if the vehicle is broken into, or stolen.

The Explorer Plan may also support you as you navigate the numerous flight and ferry connections around the Islands. If you’re on the Explorer Plan and adverse weather affects your connecting transport, or a natural catastrophe occurs and you cannot use your booked accommodation, you may be covered for the related expenses to find other transport or accommodation. Both our plans also offer cover if your baggage is delayed by your carrier for more than 24 hours.

Parthenon temple in Athens
Couple looking at Parthenon temple in Athens. Photo credit: Getty images / Matteo Colombo


What’s not covered?

Travel insurance isn’t designed to cover everything – so make sure you know what you’re covered. Some, but not all, of the events we don’t cover include:

  • Existing medical conditions: these may not be covered if you’re sick or injured due to the existing medical condition, unless otherwise stated in your policy,
  • Being intoxicated: that include if you’re intoxicated due to alcohol or any illegal substances.
  • Doing stupid or illegal stuff: if you’re acting in an irresponsible manner or not complying with local laws you may not be covered.
  • Not following doctor’ orders: disobeying your treating doctor’s directions and/or those of our Emergency Assistance Team.
  • Leaving valuables unattended: stolen, lost or damaged personal belongings that were left unguarded.

New Entry/Exit System (EES) starts October 2025

If you’re travelling to any EU countries, you need to be aware of a new system being rolled out. The Entry/Exit System (EES) is coming to 29 European countries from October 12, 2025.

The EES is a new automated border control system designed to modernize and enhance how travellers enter and leave the Schengen Area.

Countries that are taking part in the EES are: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

ETIAS delayed until 2026

The European Travel Information and Authorisation System (ETIAS) travel authorisation system has been postponed to late 2026.

Non-EU citizens planning a holiday to Europe will need to check if they need a ETIAS travel permit before they go. 

The ETIAS will apply to travellers from 59 visa-exempt countries and territories, including Australia, New Zealand, Canada, Japan, Singapore, South Korea, the United Kingdom and the United States.

While an official date hasn’t been announced yet, ETIAS is expected to begin in the last quarter of 2026.

Learn more about the ETIAS by checking out our Travel Wiser article.

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.

Did you know travel insurance can cover...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

Travel insurance tip: if any of your belongings are stolen, you must obtain a written police report as soon as you can. Where possible, provide witness details as well as photographs, comply with all conditions of any issuing body and provide receipts for all costs incurred, or we will not pay for any claim that you make.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Poike/IStock

Travel insurance for Italy

Explore la dolce vita

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There are more hidden gems in Italy than there are varieties of pasta and gelato, from sampling limoncello while watching an Amalfi sunset, swimming the turquoise waters of Lake Garda, or visiting the World Heritage-listed site of Pompeii.

When you head to the Bel Paese, you’ll no doubt have an unforgettable trip; World Nomads just wants to help make sure it’s unforgettable for the right reasons. 

What's covered

With World Nomads, you can buy travel insurance when you book your trip from home or while you're already traveling around Italy. All our plans offer cover (up to the benefit limits) for:

Note: all travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any optional extras or upgrades you add. Always make sure you read the policy wording carefully.

Will I need a Schengen Visa to go to Italy?

Yes! When in Italy it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. Depending on the Schengen country where you are applying for the visa, authorities may ask you for a Schengen visa letter.

If you’re not a resident of a Schengen visa country, you will need to get a valid Schengen visa to move freely in the 27 EU member states. Before you can get your visa, you'll need valid travel insurance.

Going off season 

It’s a good idea to visit Italy in the shoulder seasons, especially if you want to avoid large crowds and want cheaper flights and accommodation. Many of the main cities in Italy in the summer months will be full of tourists. If you do go outside of peak season – either in the autumn months (September to November) or the spring months (March to May) - flights may be cheaper, as will hotels and even shops.

Also, if you do go in the peak season, it may be a good idea to go off the beaten path and visit some of the lesser known, but still incredible, Italian cities and regions. For example, Locorotondo in Puglia, Trento in Trentino, Mantua in Lombardy, and Tropea in Calabria.

Check out our travel alerts to stay up to date on any travel restrictions or travel changes for Italy.

Pickpockets and other scammers

Italy might be the home of high fashion brands, but even a humble backpack can draw attention here, thanks to pickpockets. Always be vigilant with your personal items, especially in crowded areas where you’re likely to get jostled, especially on the buses, metros and trains, and busy tourist sights.

What to do if your gear is stolen

  • If the worst happens, and you realize your personal effects have been stolen or damaged, you may be eligible for coverage on the loss, subject to claim assessment.
  • As soon as you’ve noticed your bags have been stolen or damaged, report it to the relevant authority (carrier, tour operator, accommodation provider). In the case of theft, you’ll also need to report it to the local police or relevant authority.
  • Generally, insurance won’t cover things such as losing bags or valuables that are left unattended. Remember to always keep originals or copies of your receipts if you need to make a claim. 

When it comes to theft, prevention is best, check out our top 5 safety tips for Italy article before you go.

Planning on an adventure?

If you’re planning on skiing down the snow-dusted slopes in the Dolomites or cycling through cinematic Tuscany, World Nomads has you covered with cover for more than 150 adventure activities and sports.

Additional premiums may apply, depending on your Country of Residence. Your choice of a Standard or Explorer plan may also determine what activities are covered. Just select your Country of Residence to see those that apply to you. If you’re not sure if something you’re planning on doing while on holiday is covered, please contact us.

24/7 Help if you fall sick or get injured

In a medical emergency, say an injury or equipment failure that leaves you on your derrière, it’s comforting to know you can contact World Nomads for 24/7 Emergency Assistance. They can help you find care nearby, communicate with doctors, and even assist with any paperwork that you’ll need for out-of-pocket expenses. (While Italian citizens have nationalized healthcare, visitors from non-EU countries may have to pay for the cost of their treatments.) With a World Nomads policy, you may be covered up to a maximum benefit for emergency accidents and sickness medical expenses.

Trip delays

One of the most common reasons World Nomads gets a worried call from travelers is an unforeseen travel delay. Maybe local train employees are on strike or the bus you booked has been in a road accident.

Depending on the plan selected, with a World Nomads policy, you could get reimbursed for any expenses you incurred and even a one-way ticket home if the delay is caused by an event specified in your policy and sets you back for a certain amount of time. Just be sure to keep your receipts and copies of your rescheduled itinerary.

Whatever you’re planning, be sure to read over your policy carefully and contact customer service if you have questions.

Looking for more travel inspiration for Italy?

World Nomads has various articles that cover a range of fun topics on Italy, here’s a sample of some of our content:

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 150 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel companion unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need medication?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Hurt abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Orbon Alija/IStock

Travel Insurance for the United States

Learn how travel insurance coverage can help US residents traveling around their home country.

    As featured in:

  • As featured in:

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Times Square, New York City
Times Square, New York City. Photo credit: Getty images / Zsolt Hlinka

The 50 states of the US are a melting pot of culture, natural wonders, history, languages, small towns, and urban centers. Wilderness lovers can climb through the rocky gorges of Bryce Canyon National Park, search for wildlife in Yellowstone, and chase the wildest landscapes of Alaska. City lovers can catch a show on Broadway in New York City, walk through charming Charleston, South Carolina, and admire the architecture and views in San Francisco.

While you might feel more at ease traveling in your own country, the unexpected can still happen. We encourage you to consider travel insurance* for your travels within the United States, which help protect you against unexpected flight delays, lost luggage, missed connections, and so much more.

Do I need travel insurance for the USA?

Travel can bring all kinds of unexpected surprises - like coming across jazz musicians playing on the streets of New Orleans or watching a guzzling geyser in Grand Teton National Park.

Some surprises are not as great though. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you twist your fall and get hurt while climbing Angel’s Landing in Zion, you may then wish that you had travel insurance for the USA.

World Nomads has four plans to choose from, and when you get a quote you can compare the options and choose the best international travel insurance for your needs.

Travel insurance for activities in the USA

From packrafting in Jackson Hole, Wyoming to shredding some fresh powder in the Sierra Nevada Mountains, outdoor enthusiasts have so many thrills to experience in their own backyard! World Nomads covers more than 250 activities for Americans traveling within the US.

Ocean lovers can surf the swells in Oahu and Santa Cruz, snorkel with manta rays in Hawai’i, and scuba dive in the Florida Keys. If mountains are more your thing, the US has phenomenal year-round hiking options. You can climb to the top of Mount Rainier in Washington state or conquer one of Colorado’s many high-altitude mountains. During winter, ski in Colorado’s Rockies or learn to dog sled in Alaska.

When you get a quote for your travel insurance for the USA, it’s advantageous to have a general itinerary in mind. Different plans cover different activities. An advance plan will help you choose the best insurance for your trip. For example, kayaking with orcas in the San Juan Islands is covered under all plans. However, if you want to take a scenic hot air balloon ride in New Mexico, you’ll need to invest in the Epic or the Explorer plan.

Times Square, New York City
Golden gate bridge. Photo credit: Getty images / Michael Lawenko Dela Paz

Travel insurance for medical emergencies in the USA

Accidents can happen anywhere in the world, even while you’re traveling in your home country. Your health insurance may not provide out-of-area or out-of-state coverage, so having travel insurance for the USA can help protect you from the unexpected during your adventures.

For example, if you fall and injure yourself while bouldering in Oregon’s Smith Rock State Park, your travel insurance for the USA may be beneficial. In the event of a medical emergency while traveling in the USA, you can call the 24/7 Emergency Assistance Team and they can help refer you to a place that offers the level of care that you need.

To streamline your experience seeking medical treatment in the United States, we recommend signing up for our Portable Health Service before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place. Whether you need to refill a prescription or deal with a more serious injury, the service can expedite the process.

Travel insurance for lost bags in the USA

What happens if you land in Salt Lake City and find out your bags didn’t arrive at the same time you did? If you’re left sitting at the airport carousel anxiously waiting for the bag that never comes, your travel insurance for the USA may reimburse you for a change of clothes and toiletries until your bag makes its way to you (if the delay is 12 hours or more).

If you’re skiing in Park City and you packed your new ski jacket, you could be reimbursed for the cost of replacing it if the airline isn’t able to remedy the situation. The other belongings in your lost checked bag could be covered as well (up to plan limits, conditions and exclusions apply).

The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact the Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.

Santa Monica beach, Los Angeles, California
Santa Monica beach, Los Angeles, California. Photo credit: Getty images / massimo colombo

Travel insurance for canceled, interrupted, or delayed trips to the USA

Even if you have the perfect getaway planned, unexpected situations happen that can derail your plans. When looking for travel insurance plans for the USA, make sure to get one that covers trip cancelation, delays, and interruptions—and could reimburse you those non-refundable flights, hotels, and activities you paid for in advance.

If you purchase the Explorer and Epic Plan during the time sensitive period, the plans also may cover various travel inconveniences you may encounter on your adventures within the USA. For example, if you planned a ski vacation to Lake Tahoe, but the resort lacks snow and closes when you are already there, you may be eligible for compensation. Or if your rental car broke down on a road trip through the mountains of Utah and you arrived more than 12 hours late at your destination, you may also be eligible for compensation.

Tips for Americans traveling in the USA

If you purchase travel insurance for the USA, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.

There are things to keep in mind even if you’re traveling in your own country. Each state does things a bit differently and has its own rules. Sales tax varies state-to-state and speed limits can change as well. Be mindful of the change of etiquette and regulations as you explore new frontiers of this diverse country.

Take time, slow down, and explore the unknown. Check out our round-up of the least-visited national parks in the US for some inspiration. And as you explore the great outdoors, be mindful of the wilderness and leave no trace principles. You may also want to read up on wildlife safety such as tips for bear encounters—a real possibility in forest and mountain regions!

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Travel insurance tip: some countries may require proof of COVID-19 vaccination before you can enter, and some have introduced visas and travel insurance minimum requirements. Do your research before you go as travel insurance does not cover expenses you incur because you don’t have the correct visas to enter your intended destination(s). Make sure you have the required proof of any vaccinations so you can easily produce them while traveling overseas.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Shutterworx/IStock

Travel Insurance for Spain

A trip to Spain can offer excitement, adventure, or pure relaxation. Learn how travel insurance could help.

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Currently there is no content for US residents visiting this destination. To ensure Spain is covered head over to World Nomads USA and get an instant travel insurance quote.

Tapas, wine, sunshine and fiestas. Ole

If you’re planning a trip to Spain, you might be heading to San Sebastian for a hit of sun and surf, Valencia to tour the tapas scene and marvel at ancient architecture, or to the historic Bilbao Mercado de la Ribera marketplace, Europe’s largest indoor market. No matter where you’re headed, before you pack your bags you may want to consider travel insurance. If disaster strikes while you’re overseas, travel insurance may just save the day - or the fiesta.

Discover how World Nomads travel insurance could help you travel better

Barcelona
Barcelona skyline at sunrise. Image credit: Pol Albarrán

What's covered

With World Nomads you can buy travel insurance as soon as your trip is locked in or when you’re already enjoying your trip around Spain (waiting periods apply), it’s entirely up to you.

World Nomads offers two plans – Standard and Explorer – each provides different levels of coverage depending on your Country of Residence and what level of cover you need. Here are some of the highlights of our cover:

  • Medical evacuation and repatriation.
  • More than 150+ activities, sports, and experiences.
  • Trip cancellation.
  • Travel delays /interruption.
  • Baggage and high-end valuables.
  • 24/7 worldwide Emergency Assistance.

Why should I consider travel insurance for Spain?

Travel insurance could help just in case you land in Barcelona, but your baggage doesn’t, you suffer a travel delay, you or your travel buddy catches COVID-19, or you need to be medically evacuated. Depending on your Country of Residence and the level of cover you have chosen, our policies may cover you for:

  • Emergency medical and evacuation - if you become ill or are in a serious accident that requires emergency treatment or evacuation, your policy may cover you for medical and surgical treatment, hospital fees, and in some cases, specialist counselling. Benefit limits apply.
  • Baggage and personal belongings - in the unfortunate event that your luggage or personal items are accidentally damaged or stolen, you may be able to claim for those items. In addition, if your luggage is delayed more than 24 hours (more than 12 hours for US residents), you may be entitled to replacement costs. Check your policy wording carefully as terms and conditions apply.
  • Activities coverage - we cover more than 150 activities worldwide – including backpacking, kayaking, hiking, and bungee jumping, but not all are covered under every plan, you can read about the activities covered for your Country of Residence. Many activities also have specific conditions and exclusions you should read up on before you go. Depending on your Country of Residence and the level of cover you’ve chosen, you may need to add activities to your policy. Terms and conditions apply.
  • Cover for Coronavirus-related events: depending on your Country of Residence World Nomads offers cover for some Coronavirus-related events to help if your trip is derailed by COVID-19. Check your policy carefully as benefit limits apply and vary between plans.

What should I look out for when traveling around Spain

As fun and fascinating as Spain can be there are some things you should be aware of, such as:

Crime in Spain’s hotspots

Wandering around the streets of Madrid, Barcelona, and Seville can be a wonderful experience, but you need to remain vigilant and keep your valuables in sight. Watch out for bag snatching, pickpockets, and theft from cars. We offer cover if you're after travel insurance for your tech gear and other high value items. To upgrade the cover for high value items, list them on your policy and pay the additional premium. Make sure you have copies of all key documents you’re traveling with — passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets, etc.

Illness in Spain

Falling ill remains a risk in all regions of Spain, COVID-19 included. If you're in Spain and you are feeling unwell, call 112 for medical emergencies. You can always get in touch with the 24-hour Emergency Assistance Team. Make sure you’ve checked our Coronavirus cover article if you have caught COVID-19.

Natural disasters in Spain

Spain experiences earthquakes, severe storms, and forest fires. Always do your research for updates. On 19 September 2021 there was a volcanic eruption on the island of La Palma, in the Canary Islands. Due to the eruption, flights and travel plans were sent into disarray for people traveling to and from the Canary Islands. While we do offer cover for natural disasters, for those policies that do cover natural disasters in one way or another, you'll need to have bought a policy before the natural disaster event is known and do everything you can to minimize your expenses. Check your policy carefully as benefit limits apply and vary between plans.

Have fun at festivals but don’t overdo it

When going to party hotspots and festivals in Spain it’s important to be aware of your surroundings, especially if you're traveling solo and don’t know the language. We suggest not to overdo it when it comes to drinking and be careful of accepting drinks from strangers especially at big events. Remember that while we do offer cover for overseas travel accidents such as, hospitalization, day surgery and out-patient treatment, and prescribed medicines, you won’t be covered if you’re on drugs or have been drinking alcohol excessively or if you’ve been acting illegally.

Exterior of the Cathedral of Plasencia, Extremadura, Spain.
Cathedral of Plasencia. Image credit: Emerson Mendoza Ayala

What's not covered

Here are some of the things we do not provide cover for:

  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by your Country of Residence.
  • Participation in a sport or activity not listed in the policy wording or agreed by World Nomads where you haven’t paid the required additional premium.
  • Costs arising from refusal to be repatriated once declared medically unfit to continue a trip but fit for repatriation.
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies)
  • Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.

Frequently asked questions

Do I need a Schengen Visa to travel to Spain?

Yes! When in Europe, it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. If you’re traveling to Spain on a short trip, you will likely need to apply for a Schengen short-stay visa for Spain. Consult the Schengen Visa website for more details.

Is proof of COVID vaccination required to enter Spain?

Entry to Spain no longer requires proof of COVID-19 vaccination. For full details on entry requirements for your Country of Residence, consult your country’s travel advisory.

Will I be covered if I take part in the Running of the Bulls in Pamplona?

We don’t cover any sport or activity that’s not listed in your policy wording. If you’re unsure, it’s best to consult your policy and policy wording. If you’re still not sure, get in touch, and we can help answer your questions.

Have more questions?

If you have more questions about travel insurance, contact us.

Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think. Featuring coverage for more than 150 activities, quotes are fast and can be done online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states, or provinces. Please carefully read your policy wording for a full description of coverage.

Ready to go? Get a quote.

Tell us your travel details below and get a quote for your trip to Spain today. You’ll be sipping sangria and tasting tapas in no time.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team