Travel advice for Americans visiting Chile

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  • As featured in:

At a glance

  • World Nomads offers four travel protection plans for your trip to Chile. Plans range from standard to higher-limit protections. 
  • Coverage may apply to popular activities in Chile like white water rafting, surfing and skiing. 
  • Plans for Americans include protection for medical emergencies, trip interruptions and lost luggage. 

From the stark terrain of the Atacama Desert to the glaciers and fjords of Patagonia, Chile is home to some of South America’s most dramatic scenery – all within easy reach of the US. Running along the continent’s western edge, Chile is framed by the Andes to the east and the Pacific Ocean to the west, with landscapes shifting between mountain ranges, valleys and coastline. Santiago and Valparaíso bring culture, color and energy, while the Casablanca and Colchagua valleys offer a slower pace. Come for the scenery, stay for the rhythm of daily life – and a calendar of festivals that bring people together. Just don’t forget to consider travel insurance before you leave. 

Plan Comparisons

Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.

Standard PlanExplorer PlanEpic PlanAnnual Plan

Ideal for:
Budget Travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – $125,000
  • Medical Evacuation – $400,000 
  • Trip Cancellation – $2,500

Covering the basics for your trip to Chile.

Get a quote

Ideal for:
Adventure Travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – $150,000
  • Medical Evacuation – $500,000
  • Trip Cancellation – $10,000

Optional 'Cancel for Any Reason' available.*

Get a quote

Ideal for:
Bucket-list trips

Coverage Includes:

  • Accident & Sickness Medical Expense – $250,000
  • Medical Evacuation – $700,000
  • Trip Cancellation – $15,000 

Optional 'Cancel for Any Reason' available.*

Get a quote

Ideal for:
Weekend warriors & avid travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – Up to $100,000 per trip
  • Medical Evacuation – Up to $100,000 per trip
  • Trip Cancellation – $5,000 per individual coverage term
Get a quote
*Additional cost, terms and conditions apply. Not available to residents of NY

Travel insurance for adventure activities in Chile

Getting active outdoors is an essential part of the Chile experience. In the north, the Atacama Desert is the place to go for sandboarding, stargazing under some of the clearest skies on earth and exploring salt flats and geysers at high altitude. Further south, Patagonia is all about scale – think multi-day treks in Torres del Paine, glacier hikes and kayaking past icebergs. You can also ride horses across wide-open plains or take on challenging climbs in the Andes. Along the coast, world-class waves roll into places like Pichilemu, while offshore waters are ideal for diving. Skiing in Chile is also world-class. 

Coverage for activities in Chile

Snow 31 activities
Water 74 activities
Air 15 activities
Land 65 activities
Sports 85 activities
Experiences 18 activities
Activities shown in blue are automatically included in the Standard, Explorer, Epic and Annual Multi-Trip Plans. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

Common insurance considerations for Chile

Accidents and emergencies 

No one likes imagining the worst, but if you do get sick or have an accident that sends you to the hospital, you’ll be glad you purchased travel protection before you left home. Fell off a horse in Patagonia? Wiped out on a mountain bike descent and ended up in the hospital? Ate ceviche past its prime and got a bad bout of food poisoningEmergency assistance is a phone call away. All World Nomads plans include non-insurance services like portable health records. This enables medical staff to access your records 24/7. Having that information available may be critical if you experience an unexpected medical emergency while travelling.

Trip Cancellation

The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel protection plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about traveling? There’s no judgment here. Just make sure you purchase the Cancel For Any Reason benefit within 7 days of making your first trip payment (like booking a hotel or flight) and remember to cancel no later than two days before your departure date. Additional cost, terms and conditions apply; not available to New York residents.

Emergency evacuation 

If you get sick or injured and your condition is acute, severe, or life threatening and you’re far from suitable medical facilities, emergency evacuation and repatriation coverage may help get you the care you need. It may cover, up to the maximum benefit amount, to get you to the closest suitable medical facility or to your primary residence for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies.

Trip interruption

No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get injured or sick while you're traveling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.

Tips we recommend for traveling to Chile

  • Distances can be surprisingly long, so plan driving routes carefully  
  • Pack for changing conditions, especially if you’re visiting places like Patagonia or the Atacama where temperatures can vary widely 
  • Take care at altitude in northern Chile and allow time to acclimatize if visiting high-elevation areas 
  • Watch out for petty crime – pickpocketing, bag snatching and theft from vehicles happens in cities and tourist areas. 
Image not found

FAQ

Here are our most frequently asked questions about cover for Chile. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Do Americans need a visa to visit Chile?
    Americans don’t need a visa for short stays in Chile (typically up to 90 days), but you may need to show proof of onward travel. Entry requirements can change, so check before you go.
  • What is the best time to visit Chile?
    Chile’s seasons vary by region. Summer (December to February) is ideal for Patagonia, while spring and autumn are great for central regions. The Atacama Desert can be visited year-round.
  • What currency is used in Chile?
    Chile uses the Chilean peso (CLP). Credit cards are widely accepted in cities, but it’s useful to carry cash for smaller purchases and rural areas.
  • What is the best way to get around Chile?
    Domestic flights are the quickest way to cover long distances, while buses are reliable and affordable. Car hire is useful for exploring certain regions at your own pace.
  • How do I make a travel insurance claim?

    You can make a claim online 24/7: https://worldnomads-us.eclaims.csaclaims.com. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 844-207-1930 and we can assist you with your claim. 

  • What do I do if I need emergency assistance?

    No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergencystolen gearmissing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.  

    When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back. 

    The contact information for medical emergency assistance is: 

    Phone: +1 (877) 289-0968 (toll-free from the Continental US); or 

    Phone: +1 (954) 334-8143 (collect from anywhere else in the world) 

  • What if my passport gets stolen in Chile?

    World Nomads travel protection plans cover theft or damage of the following documents: 

    • Passports 
    • Driver’s licenses 
    • Birth certificates 
    • Travel visas 

    You can claim up to the maximum limit stated in the plan towards the replacement of your passport or one or more other travel documents mentioned above. 

Need inspiration for your Chilean travels?

Not sure where your next adventure should take you? Take a look at these travel and safety ideas and get destination-specific travel insurance tips to help you plan with confidence.

Highlights of Southern Chile: An Adventurer’s Guide

5 Amazing, Less-Visited National Parks in Chilean Patagonia

Natural Disasters in Chile: Essential Tips to Stay Safe

20260702-5711170. *This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

Travel tips and advice for Americans exploring Argentina

    As featured in:

  • As featured in:

At a glance

  • World Nomads offers four travel protection plans for your trip to Argentina. Plans range from standard to higher-limit protections.
  • Coverage may apply to popular activities in Argentina whitewater rafting, hiking and skiing.
  • Plans for Americans include protection for medical emergencies, trip delays and lost luggage.

One day you’re eating empanadas in a local parrilla or catching a late-night tango show in Buenos Aires; the next, you’re cycling through Mendoza vineyards, leaving on a cruise to Antarctica, standing at the edge of Iguazú Falls or heading south to Patagonia’s wide-open plains and glacier-fed lakes. In the northwest, red-rock valleys and high-altitude deserts add yet another dimension. Before venturing beyond Buenos Aires, though, catch a football match, settle in for a proper asado (barbecue) and wander barrios like San Telmo, La Boca and Recoleta to get a sense of the city’s history. American travelers will find Argentinians social and welcoming – this alone can make a good destination great. Travel with confidence, knowing you’re prepared for the unexpected. 

Plan Comparisons

Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.

Standard PlanExplorer PlanEpic PlanAnnual Plan

Ideal for:
Budget Travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – $125,000
  • Medical Evacuation – $400,000 
  • Trip Cancellation – $2,500

Covering the basics for your trip to Argentina.

Get a quote

Ideal for:
Adventure Travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – $150,000
  • Medical Evacuation – $500,000
  • Trip Cancellation – $10,000

Optional 'Cancel for Any Reason' available.*

Get a quote

Ideal for:
Bucket-list trips

Coverage Includes:

  • Accident & Sickness Medical Expense – $250,000
  • Medical Evacuation – $700,000
  • Trip Cancellation – $15,000 

Optional 'Cancel for Any Reason' available.*

Get a quote

Ideal for:
Weekend warriors & avid travelers

Coverage Includes:

  • Accident & Sickness Medical Expense – Up to $100,000 per trip
  • Medical Evacuation – Up to $100,000 per trip
  • Trip Cancellation – $5,000 per individual coverage term
Get a quote
*Additional cost, terms and conditions apply. Not available to residents of NY

Travel insurance for adventure activities in Argentina

Whether you’re a turbo-charged adventurer or just love getting out into the outdoors, Argentina delivers. In Patagonia, trek through Los Glaciares National Park or kayak among icebergs – or push things further with ice climbing or multi-day backcountry expeditions. Around Bariloche, it’s all about getting active surrounded by natural beauty – alpine peaks, clear lakes and forested trails set the scene for hiking, mountain biking and kayaking, with skiing in winter and options for off-piste runs. In Mendoza, ride horses in the Andes foothills, cycle quiet backroads, or ramp things up with whitewater rafting and paragliding over the mountains. In the northwest, try sandboarding and high-altitude climbs or take your time hiking through remote valleys. 

Coverage for activities in Argentina

Snow 31 activities
Water 74 activities
Air 15 activities
Land 65 activities
Sports 85 activities
Experiences 18 activities
Activities shown in blue are automatically included in the Standard, Explorer, Epic and Annual Multi-Trip Plans. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

Common insurance considerations for Argentina

Accidents and emergencies 

No one likes imagining the worst, but if you do get sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Fell over hiking in Patagonia? Wiped out on a mountain bike descent and ended up in a hospital? Ate ceviche past its prime and got a bad bout of food poisoningEmergency assistance is a phone call away. Also, all World Nomads plans include non-insurance services like portable health records. This enables medical staff to access your records 24/7. Having that information available may be critical if you experience an unexpected medical emergency while traveling.

Trip Cancellation

The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel protection plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Changed your mind about traveling? There’s no judgement here. Just make sure you purchase the Cancel For Any Reason benefit within 7 days of making your first trip payment (like booking a hotel or flight) and remember to cancel no later than two days before your departure date. Additional cost, terms and conditions apply; not available to New York residents.

Emergency evacuation

If you get sick or injured and your condition is acute, severe, or life threatening and you’re far from suitable medical facilities, emergency evacuation and repatriation coverage may help get you the care you need. It may cover, up to the maximum benefit amount, to get you to the closest suitable medical facility or to your primary residence for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 non-insurance Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies.

Trip interruption

No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're traveling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.

Tips we recommend for travelling to Argentina

  • Distances are vast, so plan ahead and consider domestic flights to cover long routes efficiently 
  • Dinner is eaten late, often from 9pm onwards, so adjust your schedule accordingly 
  • Book ahead for popular experiences like Iguazú Falls and Patagonia during peak season 
  • If drinking mate with locals – don’t stir the straw and pass the gourd back to the server when finished  
Image not found

FAQ

Here are our most frequently asked questions about cover for Argentina. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • How do I avoid getting sick in Argentina?

    Keep up simple hygiene habits – wash or sanitize your hands regularly and be mindful of where and what you eat and drink, especially in busy markets or remote areas. Before you go, check the recommended vaccinations and make sure routine immunisations are up to date. All World Nomads plans for US residents include additional non-insurance services like access to pre-trip medical support. A telehealth consultation can help you with a customized medical plan based on your destination. This may help you prepare for health concerns before you go and the best ways to avoid travel-related illnesses. 

  • What currency is used in Argentina?
    Argentina uses the Argentine peso (ARS). Credit cards are accepted in many places, but cash is still widely used, especially outside major cities.
  • What do I do if I need emergency assistance?

    No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergencystolen gearmissing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.  

    When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back. 

    The contact information for medical emergency assistance is: 

    Phone: +1 (877) 289-0968 (toll-free from the Continental US); or 

    Phone: +1 (954) 334-8143 (collect from anywhere else in the world) 

     

Need destination inspiration?

Not sure where your next adventure should take you? Take a look at these travel ideas around the world and get destination-specific travel insurance tips to help you plan with confidence.

What to see and do in Mendoza, Argentina

Hiking travel insurance coverage

Transport tips: How to get around Buenos Aires safely

Argentina discoveries: Magical Patagonia

20260708-5725327. *This website is not affiliated with United States Fire Insurance Company, World Nomads, or Trip Mate. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.
Photo © Jarana Creatives/Getty

Travel insurance when visiting Portugal

What Canadian travellers need to know before going to Portugal

    As featured in:

  • As featured in:

At a glance

  • World Nomads offers four travel insurance plans for your trip to Portugal. Plans range from standard to higher-limit protections. 
  • Coverage may apply to popular activities in Portugal like surfing, cycling and hiking. 
  • Policies for Canadians include protection for medical emergencies, trip cancellations and lost luggage. 

Portugal is a compact, easy-to-explore country where a laid-back lifestyle, strong café culture and great food add to the appeal for Canadians. Lisbon is rich in history, with centuries-old neighbourhoods, cobblestone streets and historic trams weaving through the city’s hilltop districts. Head north to Porto for port wine cellars and riverside walks along the Douro, or venture inland to the Douro Valley, where terraced vineyards follow the contours of the hills. Further south, the Algarve golden cliffs and surf beaches are a magnet for travellers, while lesser-known regions like Alentejo offer wide-open landscapes, whitewashed villages and a slower pace. A smooth trip starts with smart planning, so be sure to choose the right cover before you leave home. 

Plan Comparisons

Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.

Standard PlanExplorer PlanEpic PlanAnnual Plan

Ideal for:
Budget Travelers

Coverage Includes:

  • Emergency medical – up to $1.5 million CAD 
  • Emergency Medical evacuation – up to $250,000 CAD 
  • Trip cancellation – up to $2,500 CAD 

Covering the basics for your trip to Portugal.

Get a quote

Ideal for:
Adventure Travelers

Coverage Includes:

  • Emergency medical – up to $5 million CAD 
  • Emergency Medical evacuation – up to $500,000 CAD 
  • Trip cancellation – up to $10,000 CAD 

Optional 'Cancel for Any Reason' available.

Get a quote

Ideal for:
Bucket-list trips

Coverage Includes:

  • Emergency medical – up to $10 million CAD 
  • Emergency Medical evacuation – up to $750,000 CAD 
  • Trip cancellation – up to $15,000 CAD 

Optional 'Cancel for Any Reason' available.

Get a quote

Ideal for:
Weekend warriors & avid travelers

Coverage Includes:

  • Emergency medical – up to $5 million CAD per trip 
  • Emergency Medical evacuation – up to $500,000 CAD per trip 
  • Trip cancellation – up to $2500 CAD per trip 


Get a quote

Travel insurance for adventure activities in Portugal

Portugal’s coastline and more rugged inland regions are made for getting active outdoors. Surfing is a major draw, with consistent waves along the Atlantic coast from Ericeira, a World Surfing Reserve, to the beaches around Peniche and Nazaré. Portugal is a standout destination for hiking, with the Seven Hanging Valleys Trail considered one of the best in Europe. Cycling is another highlight, whether you’re riding through the Douro Valley’s vineyard-covered hills or along coastal routes. Canyoning and coasteering are popular in Madeira and the Azores, while rafting and canoeing offer a different way to explore Portugal’s rivers. 

Coverage for 250 activities you love + more

Snow 31 activities
Water 74 activities
Air 15 activities
Land 65 activities
Sports 85 activities
Experiences 18 activities
Activities shown in blue are automatically included in the Standard, Explorer, Epic and Annual Multi-Trip Plans. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

Common insurance considerations for Portugal

Trip interruption 

No matter how good of a time you’re having in Portugal, things can happen that mean you have to end your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason. 

Accidents and emergencies 

No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Stayed out too long in the sun on the Algarve and needed medical attention? Had an accident hiking in Madeira? Ate some seafood past its prime and came down with a nasty bout of food poisoningEmergency assistance is a phone call away. 

Trip Cancellation

The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight). 

Missing luggage 

Nothing gets a trip off to a rocky start quite like arriving in Portugal without your bags. If your checked luggage is lost or delayed, travel insurance benefits may help reimburse you for lost items. Keep original receipts for any personal items you buy – like a toothbrush, medication or a change of clothes. The first step is always to report missing luggage to your carrier and check what compensation they may provide. 

Tips for travelling to Portugal

  • Travel outside peak season (June to September) and venture beyond the main cities to experience a different side of Portugal 
  • Summer temperatures can be high, particularly inland, so plan outdoor activities for early morning or late afternoon and stay hydrated 
  • Be mindful of pickpocketing in busy areas, especially in Lisbon and Porto
  • Take care when swimming as Atlantic currents can be strong along some beaches. Swim in designated, lifeguard-patrolled areas. 

FAQ

Here are our most frequently asked questions about cover for Portugal. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Do Canadians need a visa to visit Portugal?
    Canadians don’t need a visa for short stays in Portugal (up to 90 days within a 180-day period), but must apply for ETIAS authorisation before arrival. Requirements can change, so check current advice before you travel.
  • What do I do if I need emergency assistance?

    No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergencystolen gearmissing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.

    When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back. 

    The contact information for medical emergency assistance is: 

    Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or 

    Phone: +1 416 646 3723 (collect from anywhere else in the world) 

This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.
Photo © Tony Anderson/Getty

Travel Insurance for South America

From trekking the Peruvian Andes to diving off the Galapagos Islands, learn how travel insurance for South America could help Canadians

    As featured in:

  • As featured in:

At a glance

  • World Nomads offers four travel insurance plans for your trip to South America. Plans range from standard to higher-limit protections. 
  • Coverage may apply to popular activities in South America like rock climbing, hiking and scuba diving. 
  • Policies for Canadians include protection for medical emergencies, trip delays and lost luggage. 

From Patagonia’s dramatic glaciers to Colombia’s coffee region and Brazil’s tropical coastline, South America is vast and varied. Beyond its natural landscapes, each country’s identity is shaped by history, food and tradition. Explore ancient sites like Machu Picchu, wander Cartagena’s colourful streets, dance the tango in Buenos Aires, have a pisco sour at a rooftop bar in Cusco – the more you immerse yourself in local culture, the more rewarding your trip will be. Wherever you’re headed in South America, it pays to be prepared. From missed connections to medical emergencies, travel insurance helps you handle the unexpected. 

Plan Comparisons

Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.

Standard PlanExplorer PlanEpic PlanAnnual Plan

Ideal for:
Budget Travelers

Coverage Includes:

  • Emergency medical – up to $1.5 million CAD 
  • Emergency Medical evacuation – up to $250,000 CAD 
  • Trip cancellation – up to $2,500 CAD 

Covering the basics for your trip to South America.

Get a quote

Ideal for:
Adventure Travelers

Coverage Includes:

  • Emergency medical – up to $5 million CAD 
  • Emergency Medical evacuation – up to $500,000 CAD 
  • Trip cancellation – up to $10,000 CAD 

Optional 'Cancel for Any Reason' available.

Get a quote

Ideal for:
Bucket-list trips

Coverage Includes:

  • Emergency medical – up to $10 million CAD 
  • Emergency Medical evacuation – up to $750,000 CAD 
  • Trip cancellation – up to $15,000 CAD 

Optional 'Cancel for Any Reason' available.

Get a quote

Ideal for:
Weekend warriors & avid travelers

Coverage Includes:

  • Emergency medical – up to $5 million CAD per trip 
  • Emergency Medical evacuation – up to $500,000 CAD per trip 
  • Trip cancellation – up to $10,000CAD per trip 


Get a quote

Travel insurance for adventure activities in South America

From riding across the plains of Patagonia on horseback to exploring the underwater wonders of the Galápagos, getting active outdoors is easy in South America. If hiking is your thing, Peru’s Inca Trail, the W Trek in Torres del Paine and Colombia’s Lost City Trek are among the most iconic routes. Cyclists will love Patagonia’s dramatic roads and Peru’s high-altitude Andean routes, while mountain climbers can take on Aconcagua, the highest peak in South America. All-round adrenaline junkies can head for San Gil in Colombia to take their pick of extreme sports.

Coverage for 250 activities you love + more

Snow 31 activities
Water 74 activities
Air 15 activities
Land 65 activities
Sports 85 activities
Experiences 18 activities
Activities shown in blue are automatically included in the Standard, Explorer, Epic and Annual Multi-Trip Plans. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

Common insurance considerations for South America

Accidents and emergencies 

No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Hit by a car crossing the street in Santiago? Tripped over on your Patagonia trek and broke your arm? Ate questionable asado in Córdoba and got food poisoningEmergency assistance is a phone call away. 

Trip Cancellation

The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight). 

Emergency evacuation 

If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home. 

Natural disasters 

When a natural disaster strikes, even the most carefully planned trip can be thrown off course, but travel insurance can offer some much-needed weatherproofing. With protection for trip interruptionmedical emergencies, and even evacuation, you can head into the unknown feeling prepared for whatever comes your way. Do your research before you go though, because if you buy a policy after an event is known and the natural disaster impacts your trip, you won’t be covered for any expenses. 

Tips for travelling to South America

  • Check entry requirements for each country – visa rules, entry forms and passport validity requirements can vary  
  • Be mindful of food and water safety – stick to bottled or filtered water and eat freshly prepared food 
  • Learn a few local phrases – Spanish and Portuguese are widely spoken, and a few basics can go a long way 
  • Don’t let strangers help you with luggage at bus terminals, airports or train stations, and never stow bags where you can’t see them. 

FAQ

Here are our most frequently asked questions about cover for South America. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Do Canadians need visas to travel in South America?
    Visa requirements vary by country. Canadians can enter many South American countries visa-free for short stays, but some require visas or entry forms. Always check the requirements for each destination before you travel.
  • Is South America safe for tourists?
    Safety varies by country and region. Popular tourist areas are generally well managed, but petty theft and more serious crime can occur. Stay in well-known areas, use reputable transport and remain aware of your surroundings. You may want to consider travel insurance for those unexpected situations.
  • What currency is used in South America?
    There’s no single currency – each country has its own. Credit cards are widely accepted in cities, but it’s useful to carry cash, especially in smaller towns.
  • Do I need vaccinations for South America?
    Some vaccinations may be recommended depending on your itinerary, including protection against hepatitis A and yellow fever. Speak with your doctor before travelling.
  • Is altitude sickness a risk in South America?
    Yes. Many destinations in the Andes, including Cusco in Peru and La Paz in Bolivia, sit at high elevations. Altitude sickness can affect travellers, so it’s important to acclimatise gradually, stay hydrated and avoid overexertion in the first few days.
  • Is it safe to visit the Amazon rainforest?

    Yes, when travelling with a reputable guide or organised tour. Most visitors explore the Amazon through lodges or guided excursions, which help manage risks such as wildlife, navigation and remote conditions. You may want to consider travel insurance for those unexpected medical emergency situations.

  • Is it safe to travel between regions in South America?
    Yes, but distances can be long and conditions vary. Domestic flights are often the quickest way to travel between major destinations, while buses are a common option for shorter routes. It’s best to plan ahead and allow extra time for connections.
  • What do I do if I need emergency assistance?

    No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergencystolen gearmissing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.

    When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back. 

    The contact information for medical emergency assistance is: 

    Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or 

    Phone: +1 416 646 3723 (collect from anywhere else in the world) 

  • What if my passport gets stolen in South America?

    World Nomads travel insurance plans cover theft or damage of the following documents: 

    • Passports 
    • Driver’s licenses 
    • Birth certificates 
    • Travel visas 

    You can claim up to the maximum limit stated in the policy towards the replacement of your passport or other travel documents

This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.
Photo © Tuul & Bruno Morandi/Getty images

Travel Insurance for Thailand

Learn how travel insurance could cover your trip to Thailand.

    As featured in:

  • As featured in:

The Land of Smiles attracts scores of sun-seeking British tourists every year. Drawn to the tropical conditions, white sandy beaches, fabulous food, the Full Moon parties, and chaotic appeal of the cities like Bangkok, it’s not hard to see why Thailand rates so highly with British travellers.

Man on boat, Thailand
Ko Phi Phi Don, Krabi. Photo credit: Getty / Marco Bottielli

What's covered

World Nomads has two plans - Standard and Explorer - each of them providing cover for a multitude of activities including hiking, kitesurfing, kayaking, surfing and scuba diving. Some activities may require an upgrade where an additional premium has to be paid.

We also offer cover for key events such as:

  • Medical evacuation and repatriation back to the UK
  • Trip disruption
  • Emergency overseas medical
  • Delays or missed flights
  • Lost, stolen or damaged baggage
  • Coronavirus-related events

Floating market, Thailand
Aerial view of floating market. Photo credit: Getty / Siwabud Veerapaisarn / EyeEm

How can travel insurance help when visiting Thailand

We know the Brits love their cocktails by the beach, island-hopping explorations, and wildlife encounters, but as much fun as a trip to Thailand always is, it is just as important to consider what could go wrong and be prepared for that as best as any traveller can. The following is a list of travel insurance considerations:

  • Activities and sports cover: Whether its snorkelling, kayaking, hiking, and cycling our policies may cover you for more than 150 activities you may wish to try while in Thailand. We know Brits are an adventurous bunch, and so long as you are with a professional, and adhere to the conditions, instructions, etc, you may be covered.
  • Access to our 24/7 Emergency Medical Assistance Team: We know that when travelling in a foreign country, things can get lost in translation. That’s why we have a 24-hour assistance team available to you for the entirety of your trip. Whether you have a query about the procedures you need to follow if something goes wrong, or you just want to find out about medical providers where you are, the team can assist you.
  • Cover for baggage / personal belongings: World Nomads plans offer cover to UK residents for luggage and personal gear. If your baggage is delayed between Heathrow and Bangkok, we may be able to help you with necessities. Same goes for any gear that may be damaged, stolen or destroyed during your travels, so long as it wasn’t a result of recklessness or negligence. Under the Explorer plan, the policy covers accidental loss or theft of your own money while on your person or stolen from a locked safety deposit box. Unfortunately, we don't cover your sports gear while it's in use.
  • Medical emergencies: No one plans to injure themselves or spend more time in bed than out exploring the sights; that’s the last thing we want. World Nomads can assist with emergency medical transport, evacuation, and repatriation if you’re medically unfit to continue your travels. Terms and conditions apply.
  • Covid 19 and travel insurance: Both our Standard and Explorer plans offer cover for emergency medical assistance should you fall ill with Coronavirus while abroad.

Motorbike traffic
Motorbike traffic in Bangkok. Photo credit: Getty / Leo Patrizi

What to look out for when travelling around Thailand

Most travellers let their hair down when they head abroad, sometimes so much so that they often forget that they’re in a foreign country and need to always keep their heads in the game.

  • Theft: British travellers need to be aware that pickpockets and bag snatchers are active all over Thailand, so be mindful of your personal belongings when travelling in open transport like Tuk Tuks and don’t think a short nap on a bus is without its risks, especially if you haven’t secured your belongings.
  • Drink spiking: Be diligent about not accepting drinks from strangers in bars and don’t leave glasses and cups unattended. Drink spiking has been reported in Thailand, particularly during Full Moon parties. Not only can an incident like this ruin your holiday but it has in the past led to severe illness.
  • Fraud: Think twice before handing your passport to a third party; it’s risky and losing sight of your passport is a big no-no anywhere. Keep a keen eye on your debit and credit cards during transactions, always use an ATM within a bank and keep your PIN to yourself. Skimming is an issue across Thailand, so if something looks untoward, wait and find another option.
backpacker in Khaosan Road
Backpacker in Bangkok, Thailand. Photo credit: Getty / Krisanapong Detraphiphat

What's not covered

  • Costs associated with ignoring UK Government travel warnings or advice. This includes travelling to an area where there is a ‘Do Not Travel’ alert in place; and/or choosing to remain in a country after such a warning has been issued.
  • Medical expenses incurred in the UK.
  • Any costs associated with a pre-existing medical condition, unless otherwise stated in your policy.
  • Travelling against medical advice.
  • Stolen, lost or damaged personal belongings that were left unattended.
  • Injury or damage caused by drug abuse or alcohol misuse.
  • Participation in a sport or activity not listed in the Policy Wording or agreed by World Nomads where you haven’t paid the required additional premium.

If you have a specific question about World Nomads insurance, please visit our online Help Center or contact us.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

 

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Tony Anderson/Getty

Travel Insurance for South America

From the rainforest to the mountains, learn how travel insurance for South America benefits American travelers.

    As featured in:

  • As featured in:

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

At a glance:

  • Travel insurance benefits for South America may include trip cancellation, delay, and interruption
  • Coverage for medical emergencies, medical evacuation, and natural disasters while abroad
  • Protection for lost, stolen, or delayed baggage and personal belongings
  • Coverage for 250+ adventure and sports activities across South America (high-altitude hiking included!)
  • Optional Cancel For Any Reason (CFAR) upgrade for extra flexibility. Additional terms apply
Santiago, Chile
Costanera tower and city skyline, Santiago, Chile. Photo credit: Getty Images / Ruben Earth


Whether you want to stand in awe of the glaciers of Patagonia, adventure into the depths of the Amazon Rainforest, or salsa all night in CaliSouth America is a continent of so many thrills. City, culture, and nature travelers alike from the US can relish the offerings of this mesmerizing continent. 

While a trip to South America is an amazing experience, there are some things to be aware of when you’re visiting from the US. Our nomads have experienced it all - from lost baggage to natural disasters. We’ve learned quite a bit in our travels and we encourage you to explore travel insurance* plans for South America.

Do I need travel insurance for South America?

International travel can bring all kinds of unexpected surprises - like the hidden petroglyphs that you can find in the Atacama Desert.

Some surprises are not as great though. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you twist your ankle, fall, and get hurt while doing the El Choro trek in Bolivia, you may then wish that you had travel insurance for South America.

World Nomads has four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.

Buenos Aires, Argentina
The obelisk on Ave 9 de Julio in Buenos Aires, Argentina. Photo credit: Getty Images / Andrew Peacock

Travel insurance for activities in South America

Famed for adventures like hiking the Inca Trail to Machu Picchu and sandboarding in Atacama Desert, South America offers many thrills for the intrepid traveler. World Nomads covers more than 250 activities for Americans traveling to South America and includes things like rafting the Rio Futaleufu in Chile, kayaking in the Amazon, surfing in Mancora, Peru, and rock climbing in Patagonia.

When you get a quote for your travel insurance for South America, it’s advantageous to have a general itinerary in mind. Different plans cover different activities. An advance plan will help you choose the best insurance for your trip—and make sure even your most daring adventure is covered.

For example, scuba diving with sea lions in the Galapagos Islands and a multi-day trek in the Peruvian Andes will be covered under all insurance plans, including the Standard Plan. However, if climbing Mount Aconcagua-- South America’s highest mountain reaching 22,837 feet— is on your list, you’ll need to invest in the Epic Plan.

Travel insurance for medical emergencies in South America

Before you take off on your South American adventure, we recommend that you make an appointment with our Pre-Departure Telehealth service partner. This non-insurance service offers online consultations 24/7 and can help you obtain any necessary vaccinations or medications, such as medication to help with altitude sickness and traveler’s diarrhea.

Many popular destinations are at high altitudes including the Salar de Uyuni salt flats in Bolivia and Lake Titicaca. It’s no fun to be experiencing altitude sickness while you’re hiking in the Andes or exploring the markets of Cusco. Take some time to get acclimated to the new heights and stay hydrated—this means drinking plenty of water and avoiding alcohol, as tempting as it might be to have that second Pisco Sour.

Accidents can happen to anyone. Maybe you’re hiking across Perito Moreno Glacier in Patagonia when you slip, fall, and injure yourself. Your travel insurance for South America can help you out.

If you have a medical emergency when traveling to South America, you can call the 24/7 Emergency Assistance Team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.

If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for South America may cover the costs to get you there.

Botafogo bay, Rio de Janeiro
Botafogo bay, Rio de Janeiro, Brazil. Photo credit: Getty Images / Andre Pinto

Travel insurance for lost bags in South America

What happens if you land in Cartagena, Colombia and your bag never arrives? If you were planning on doing the Ciudad Perdida Teyuna – the Lost City Hike--, you probably packed your hiking boots. Your insurance for South America may help you be reimbursed for your trekking gear. The other belongings in your lost checked bag may be covered as well (up to plan limits, conditions and exclusions apply).

If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.

The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact the Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.

Travel insurance for stolen items in South America

Theft is something to watch out for when you travel to South America- especially in crowded touristy areas or busy cities like Sao Paolo or Bogota. Be aware of your surroundings and avoid putting anything valuable in your back pockets. You may also want to carry handbags across your body, and wear backpacks on your front.

Keep an eye on your bags at bus terminals, train stations, and airports. We’ve heard about organized scams where a visitor gets sprayed with something and then a “good Samaritan” points it out and offers to help. It’s really a ploy to divert your attention while someone else comes up and steals your belongings.

If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim for those stolen goods.

It’s important that you do your part to keep your belongings safe as well. If your purse gets stolen while having a few too many drinks during a wild night out in Buenos Aires, your World Nomads travel insurance won’t cover your loss.

Travel insurance for canceled, interrupted, or delayed trips to South America

Even if you have the perfect getaway planned, unexpected situations happen that can derail your plans.

What happens if you get sick a few days before leaving for South America? If your doctor tells you not to travel at that time, you could be forced to cancel your trip. A travel insurance plan for South America that includes cancelation coverage may reimburse you for those non-refundable flights, hotels, and activities you paid for in advance.

If you’re already on your trip, and something happens to delay or interrupt your vacation, World Nomads insurance may be able to compensate you for covered reasons.

The Explorer and Epic Plans also offers coverage for various travel inconveniences you may encounter, if you’ve purchased your plan within the time sensitive period. Say you’re on a road trip in Argentina and your rental car breaks down, causing you to be late to your intended destination by 12 or more hours. Your World Nomads insurance plan for South America may compensate you for this headache but remember to document it, as proof of the rental car breakdown will be required.

Tips for Americans traveling to South America

Before you head south for your grand adventure, we encourage you to check out the US government’s travel warnings for each country you plan to visit. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.

If you purchase travel insurance for South America, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your phone so you don’t have to search for that if an emergency happens.

There are so many great tours that American visitors can book in South America. When you’re researching options, try to find an eco-friendly tour operator. With the vast amount of untouched natural land and waterways in South America, it’s up to us nomads to do our part to protect it for years to come.

Before you take off, brush up on a few key Spanish phrases—and Portuguese if you’re heading to Brazil! You may also want to read up on some cultural do’s and don’ts, like insider etiquette tips for Argentina and check out our regional guides like this first-timer’s guide to Salvador, Brazil.

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team