Destinations
World Nomads travel insurance has been designed by travellers for travellers, to help you explore your boundaries.
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Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
Destinations
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries.
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Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
Destinations
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries.
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Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
Travel Insurance for adventure activities
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries
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Understand the key parts of World Nomads travel insurance
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat to do
World Nomads travel insurance has been designed by travellers for travellers, to help you explore your boundaries.
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Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
What to do
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries.
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Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
What to do if...
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries.
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Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
Seguro Viagem para Nômades Digitais
Seu escritório em qualquer lugar do mundo, com a ajuda de um Seguro Viagem para lidar com eventos inesperados pelo caminho.
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Como um profissional que trabalha de maneira remota e abraça um estilo de vida nômade, você pode montar sua estação de trabalho além de qualquer fronteira estabelecida, bastando ter seu laptop e celular em mãos. Os planos de Seguro Viagem da World Nomads foram criados por viajantes para viajantes e se adaptam à flexibilidade de seu estilo de vida em movimento.
Se você é um nômade digital e não possui, por exemplo, a cobertura de um plano de saúde fora do Brasil, nosso Seguro Viagem pode ajudar em casos de doenças inesperadas ou acidentes enquanto você está no exterior. Ou imagine que você já despachou sua bagagem e está pronto para o voo quando é alertado sobre um atraso devido a condições climáticas adversas. Com o Seguro Viagem, você pode ser reembolsado por despesas básicas, como alimentação, itens de higiene pessoal e acomodação, pelas quais você teve que pagar devido ao atraso, ou por despesas pré-pagas não reembolsáveis de sua viagem que você eventualmente perder devido ao atraso.
Você pode garantir uma apólice por períodos de até 180 dias ou optar por planos múltiplos para garantir cobertura contínua por até um ano. Você pode até comprar o Seguro Viagem quando já estiver viajando. Faça uma cotação para comparar nossos planos e escolher aquele que melhor atenda às suas necessidades.
O que está coberto
Cobertura para tecnologia e equipamento
No mundo de hoje, impulsionado pela tecnologia, levar seus dispositivos eletrônicos em suas viagens é tão comum e importante quanto levar roupas na mala, especialmente para nômades digitais. Nossos planos de Seguro Viagem são feitos sob medida para acompanhar seu estilo de vida imerso em tecnologia, e nossas apólices podem oferecer cobertura para uma ampla gama de aparelhos: smartphones, tablets, Kindles, câmeras, lentes e laptops. Compare nossos planos Standard, Explorer e Explorer Plus para residentes no Brasil e escolha a melhor cobertura para você.
Se por azar você sofrer roubo, dano ou perda de seus dispositivos tecnológicos pessoais enquanto eles estiverem sob sua supervisão, a World Nomads pode intervir para reembolsar os custos associados à substituição ou reparo. É importante observar que esses benefícios só se tornam acessíveis após se esgotarem outras fontes potenciais de compensação, como reclamações junto à companhia aérea ou outras empresas provedoras de transporte. Lembre-se de que depreciação e desgaste são considerados, e que as reivindicações estão sujeitas a itens específicos e limites máximos de benefícios.
Assistência médica no exterior
Viagens longas levantam a questão de como lidar com acidentes, imprevistos ou doenças graves. Quando crises ocorrem longe de casa, enfrentá-las sozinho é a última coisa que você deseja. Com nossa assistência médica no exterior, você pode entrar em contato com nossa equipe de Assistência Emergencial 24 horas por dia quando se encontrar em situações urgentes.
É importante entender que o Seguro Viagem não substitui o plano de saúde abrangente que você pode ter em casa, e também que você não deve depender da boa vontade de outro país para cobrir suas despesas médicas. Despesas diárias ou preventivas, como medicamentos para alergias, pílulas anticoncepcionais ou consultas nutricionais, não são cobertas. No entanto, ao enfrentar uma picada de cobra, intoxicação alimentar ou um acidente de esqui, você pode contar com os planos da World Nomads para fornecer assistência essencial durante emergências médicas, incluindo evacuação e transporte para hospitalização urgente ou regresso sanitário de emergência para o Brasil.
Além de oferecer encaminhamento para hospitais e médicos – e fique tranquilo, avaliamos cuidadosamente nossos provedores – nossa equipe garante que você receba tarifas negociadas e serviços de suporte adicionais, como avisar sua família ou até mesmo organizar a entrega de comida em seu quarto de hospital.
Saiba mais sobre o que está coberto pelo nosso Seguro Viagem e entre em contato se tiver alguma dúvida. Ficaremos felizes em ajudar.
O que não está coberto
Agora, vamos abordar o que o Seguro Viagem para nômades digitais não cobre.
Para bagagem e pertences pessoais, as seguintes exclusões se aplicam:
- Se você deixar seus pertences pessoais em um local não supervisionado.
- Mal funcionamento eletrônico (você terá que entrar em contato com o fabricante).
- Se você não apresentar um relatório de perda ou roubo às autoridades locais ou ao representante do local onde isso ocorreu, como uma companhia de transporte, operadora turística ou outro fornecedor.
- Itens que você não consegue provar serem seus (por exemplo, você não tem um registro de compra).
Para emergências médicas e regresso sanitário, a cobertura não é fornecida para:
- Quaisquer despesas médicas relacionadas a uma condição preexistente.
- Tratamento ou cirurgia não emergencial, como exames físicos de rotina (este não é um plano de saúde comum, e sim voltado para emergências médicas).
- Gravidez e parto (exceto complicações na gravidez).
Esta lista não está completa, é apenas um resumo, portanto, leia sua apólice com atenção para obter uma descrição abrangente dos termos, condições, limitações e exclusões aplicáveis especificamente ao seu plano.
Os exemplos mencionados acima são ilustrativos e não garantem cobertura. Todas as solicitações passam por revisão, exigem documentação e são avaliadas individualmente. Se você tiver alguma dúvida sobre a cobertura, entre em contato - estamos aqui para ajudar.
Dicas para Nômades Digitais:
- Não esqueça que além uma boa conexão de internet, um nômade digital também precisa ter boa acomodação, cafés e opções de supermercado.
- Procure por programas de afiliados de empresas que tem produtos e serviços que você confia e pode recomendar a sua audiência. Falando nisso, nossos afiliados amam o Seguro Viagem World Nomads. Se quiser conhecer nosso programa, clique aqui.
- A vida de nômade digital pode parecer divertida, mas não é para todo mundo. Não esqueça que estar longe de casa também significa não ter acesso a certas regalias e facilidades.
Mordida de macaco!
Ao visitar a Floresta dos Macacos em Bali, fui mordido por um macaco. Depois de retornar ao nosso hotel, visitamos um médico local na mesma noite da mordida. Recebi a primeira vacina contra raiva e depois fui ao escritório da International SOS em Bali para realizar alguns exames. Chegando lá, recebi uma segunda vacina contra raiva e em seguida injeções de imunoglobina.
S.Dutter. - Nomad residente dos EUA na Indonésia.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Você ou sua família estão doentes, feridos ou mortos?
- Perdeu seu emprego?
- Teve sua casa destruída?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Precisa de medicamentos?
- Sofreu um acidente?
- Ficou doente?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Se acidentou no exterior?
- Precisa urgentemente de um hospital?
- Impossibilitado de prosseguir viagem?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Suas malas sumiram?
- Não encontra sua bagagem?
- Malas danificadas?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Nós cobrimos mais de 180 atividades que você adora fazer durante a sua viagem.
- Scuba diving
- Surfing
- Snowboarding
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Travel Insurance for pregnancy
Learn what is and isn't covered by travel insurance if you're pregnant.
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With your new addition on board, it’s important that you have the right travel insurance to look after yourself and your unborn child.
What does travel insurance cover if I'm pregnant?
If you have to cancel because you're unfit to travel and the doctor signs off on it, you can be covered for your pre-paid, non-refundable transport and accommodation costs.
If you're traveling while pregnant, and you're suddenly ill or injured or you have an unexpected pregnancy complication (including an ectopic pregnancy or miscarriage), our policies cover:
- Emergency medical treatment
- Hospitalization
- Ambulances
- Transport to get you home for ongoing treatment (if medically required)
- Access to our 24-hour/7-day emergency assistance team
Cover for pregnancy depends on your country of residence and how many weeks pregnant you are while traveling.
For Brazilian travelers these conditions apply as long as the insured is up to the 28th (twenty-eighth) week of gestation and the complication is related to an emergency or accident.
From the 29th (twenty-ninth) week of gestation, exclusively complications resulting from personal accident will be covered.
What’s not covered for pregnant travelers
- If you decide not to travel due to your pregnancy.
- Childbirth at any time.
- A pregnancy with any complications for any pregnancy prior to buying or extending the policy.
- Routine pregnancy check-ups, e.g. standard ultrasounds and blood tests; pregnancy tests; etc.
- Fertility treatments at any time (although we're working on this).
- Expenses incurred in your home country.
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information read your policy carefully before you buy.
How to get assistance if you're sick or injured while pregnant.
It’s essential that you get in contact with our emergency assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
- Your policy number
- A contact number
- The nature of your problem
- Your location
Unable to travel in first trimester.
I unexpectedly became pregnant towards the end of November. I was planning on still going on the trip until my doctor diagnosed me with Hyperemesis Gravidarum. They recommend not leaving the country due to these complications in the first trimester of pregnancy.
M.M. U.S Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGet a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quoteComprehensive Travel Insurance
Discover World Nomads' coverage options tailored for your overseas adventures.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Looking for bundled travel insurance* options to cover your adventure overseas? World Nomads travel insurance is designed with the adventurous traveler in mind.
While we won't say our travel insurance is fully comprehensive (because it doesn't cover everything), we built our plans around what our customers most often claim for and tell us they want.
- 24/7 Emergency Assistance in multiple languages for a range of services. If you need help (medical, lost bags, crimes, natural disasters, etc.), they should be your first call.
- Emergency medical coverage that may include hospitalization, same day surgery and out-patient treatment, emergency dental coverage, and visits to registered medical practitioners.
- Coverage for delayed, lost or stolen baggage, gear and sporting equipment.
- Coverage for some of your non-refundable, pre-paid transport and accommodation expenses when you’ve had to unexpectedly cancel your trip for a covered reason.
- Mechanical breakdowns or transportation strikes that shut down travel on common carriers for 24 consecutive hours.
- Coverage for more than 250 adventure activities, sports and experiences, including rock climbing, snowboarding, bungee jumping, hiking and snorkeling.
- Coverage when your trip is delayed, interrupted or cancelled.
- Pre-trip medical support via our non-insurance service partners at Runway Health & FootprintID. If you need vaccines or medicines for your vacation destination, we’ve got your back.
Some of our higher tier plans (Explorer and Epic) also offer coverage for:
- Rental Car Protection (applicable to state regulations; read your plan to make sure your state is covered).
- Travel inconveniences, like a ski resort that shuts down due to lack of snow or your cruise misses a port of call due to inclement weather. This benefit is available only if you purchased your Explorer or Epic plan within the time sensitive period.
- Pet Kenneling for your furry friend if your travel delay causes them to stay at least six hours longer at their kennel than expected.
- Trip Exchange if your travel supplier (like a tour company or cruise) changes the dates on you and you are forced to incur extra expenses, or even cancel, as a result.
- Missed connection coverage for when you arrive too late to make your trip departure (like on a cruise or tour group) and you incur extra expenses to join at a different location (or port).
You can also add “Cancel for Any Reason” coverage to the Explorer and Epic plans, although an additional cost will be incurred. This is also only available during the time sensitive period. You may want to consider this if you are planning a big trip and have invested a lot of money, or if you are worried something could come up in the future that could cause you to miss it.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Surfing in Costa Rica
I was surfing at Playa Carmen near Malpais, Costa Rica. I jumped off of my board into the water and landed face-first on a rock. My chin was split open and required 8 stitches to close, administered at the local emergency clinic. They also wrote me a prescription for antibiotics to prevent infection at the wound site, which I bought at the pharmacy across the street.
AS US Nomad in Costa Rica
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick, injured or dead?
- Natural disaster or terrorist attack where you’re going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dies?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro Gone?
- Laptop Lost?
- Sports Gear Stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 250+ activities you love
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team