Whether you’re embarking on a cross-country adventure or taking the coastal route, travel insurance can be available to prepare for the unexpected.
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One of the best things about road trips is the freedom to explore at your own pace, an on our own terms. Travel insurance is designed for many modes of transport, but there are specific reasons why it’s important for road trips.
Anything from falling ill to jury duty can prevent you from taking your trip. With this coverage, you may be able to recuperate your pre-paid, non-refundable deposits.
Safety is a priority when you’re getting behind the wheel and traveling to new destinations. A trip protection plan can buffer the hazards of being on the road.
Car breakdowns and traffic accidents can put a dent in your wallet (as well as your car) if you don’t have vehicle coverage. Some World Nomads plans offer damage collision waiver coverage depending on your country of residence and your choice of a Standard or Explorer plan.
If you’re in a crisis, whether you’re stranded in the middle of nowhere or need urgent medical attention, our Emergency Assistance team is available 24/7 in whatever part of the world you’re traveling.
You may need help getting your trip back on track when you encounter problems whether that be a sudden illness, or an incident caused by bad weather.
If thieves break into your hotel room, you can make a claim for a replacement or a reimbursement of your stolen items.
If you’re thinking of taking the scenic route on your next trip abroad, World Nomads offers travel insurance coverage so you can enjoy the road less travelled.
It only takes a fraction of a second for your dream trip to turn into a nightmare: your car could veer off the road, your phone or documents could be stolen from the locked glove compartment…or even worse.
Some of the benefits included within our Standard and Explorer plans include:
Having travel insurance may help with coverage when hitting the road if something goes wrong. World Nomads may offer cover (up to the policy limits) for:
Traveller tip: if you’ve already arrived at your overseas holiday destination and you realise that you forgot to buy travel insurance before leaving New Zealand, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Road tripping through a new country lets you explore at your own pace and gives you the freedom to stop along the way. Travel insurance for your road trip means that when things go wrong you have help at hand, for example:
Travel insurance isn’t designed to cover everything, so it’s important to understand what’s not included:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
We parked a rental car in the parking lot of a restaurant in Haut Bay, an area of Cape Town. After eating dinner, we returned to the car to find that a window had been broken and anything within easy reach had been stolen. Luckily for us, we had been smart enough to bring our very expensive camera inside the restaurant with us, only leaving behind the case and an extra lens.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhether you’re embarking on a cross-country adventure or taking the coastal route, travel insurance can be available to prepare for the unexpected.
As featured in:
One of the best things about road trips is the freedom to explore at your own pace, an on our own terms. Travel insurance is designed for many modes of transport, but there are specific reasons why it’s important for road trips.
Anything from falling ill to jury duty can prevent you from taking your trip. With this coverage, you may be able to recuperate your pre-paid, non-refundable deposits.
Safety is a priority when you’re getting behind the wheel and traveling to new destinations. A trip protection plan can buffer the hazards of being on the road.
Car breakdowns and traffic accidents can put a dent in your wallet (as well as your car) if you don’t have vehicle coverage. Some World Nomads plans offer damage collision waiver coverage depending on your country of residence and your choice of a Standard or Explorer plan.
If you’re in a crisis, whether you’re stranded in the middle of nowhere or need urgent medical attention, our Emergency Assistance team is available 24/7 in whatever part of the world you’re traveling.
You may need help getting your trip back on track when you encounter problems whether that be a sudden illness, or an incident caused by bad weather.
If thieves break into your hotel room, you can make a claim for a replacement or a reimbursement of your stolen items.
What’s better than hitting the open road and exploring a far-away country via the highways and the off-the-beaten track by-ways? Maybe you’re travelling the US from coast to coast on Route 66 or Europe’s calling you from the famed, limit-less German Autobahn.
While planning your road trip, you might want to consider packing travel insurance just in case your holiday comes across a roadblock.
Travel insurance is designed for many types of transport, but road trippers heading overseas should know that only our Explorer Plan covers rental car hire.
Our Standard and Explorer plans are designed to provide cover for sudden and unforeseen events on your next overseas road trip, such as being left empty-handed when the airline loses your bags, or if severe weather interrupts your plans, and for many other reasons.
Some of the benefits included within our Standard and Explorer plans include:
Having travel insurance may help with coverage when hitting the road if something goes wrong. World Nomads may offer cover (up to the policy limits) for:
Traveller tip: if you’ve already arrived at your overseas holiday destination and you realise that you forgot to buy travel insurance before leaving Australia, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Road tripping through a new country lets you explore at your own pace and gives you the freedom to stop along the way. Travel insurance for your road trip means that when things go wrong you have help at hand, for example:
Travel insurance isn’t designed to cover everything, so it’s important to understand what’s not included:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
We parked a rental car in the parking lot of a restaurant in Haut Bay, an area of Cape Town. After eating dinner, we returned to the car to find that a window had been broken and anything within easy reach had been stolen. Luckily for us, we had been smart enough to bring our very expensive camera inside the restaurant with us, only leaving behind the case and an extra lens.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamProtect the freedom of carrying everything on your back.
As featured in:
Whether you’re a backpacker aiming to head overseas to work a ski season, looking to study abroad for a semester, or simply taking a gap year, World Nomads can offer travel insurance coverage to help you in case the unexpected happens while exploring the globe.
While travelling overseas brings risk, you can consider managing that risk with travel insurance, so you know you’ll have help at hand if something goes wrong.
The right travel insurance can be very helpful in keeping your trip on track. World Nomads offers two policies – Standard and Explorer - that can be helpful when backpacking overseas.
Our Standard and Explorer plans are designed to provide cover for sudden and unforeseen events on your next overseas adventure, such as being left empty-handed when the airline loses your luggage, if you need to see a doctor if you are hurt or unwell, and for many other reasons.
World Nomads may offer cover for the following (up to the policy limits):
Traveller tip: if you’ve already arrived at your overseas holiday destination and forgot to buy travel insurance before leaving New Zealand, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Living in a post-pandemic world is still a little worrying, so knowing what Coronavirus coverage you have is smart. If you test positive to Coronavirus after buying your policy the Explorer Plan will cover you for any non-refundable portion of your prepaid travel arrangements.
World Nomads’ travel insurance plans include cover for some Coronavirus-related events. You can read more about it in our Coronavirus cover article, which has all of the details, including terms, conditions, benefit limits and exclusions.
Note: don’t forget to keep all receipts and written reports to support your insurance claim.
Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.
These include, but are not limited to:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamProtect the freedom of carrying everything on your back.
As featured in:
A backpacking holiday is pure freedom – all your stuff in a single pack strapped to your back and the ability to go anywhere, do anything, and see everything. For many, this is a rite of passage, the first big independent holiday taken as an adult.
While travelling overseas brings risk, you can consider managing that risk with travel insurance, so you know you’ll have help at hand if something goes wrong.
The right travel insurance can be very helpful in keeping your trip on track. World Nomads offers two policies – Standard and Explorer – that provide coverage when backpacking overseas.
Our Standard and Explorer plans are designed to provide cover for sudden and unforeseen events on your next overseas adventure, such as being left empty-handed when the airline loses your luggage, if you need to see a doctor if you are hurt or unwell, if severe weather interrupts your plans, and for many other reasons.
World Nomads may offer cover for the following (up to the policy limits):
Traveller tip: if you’ve already arrived at your overseas holiday destination and you forgot to buy travel insurance before leaving Australia, don’t panic. You can visit the World Nomads website at any time of the day or night to purchase a policy.
Living in a post-pandemic world is still a little worrying, so knowing what Coronavirus coverage you have is smart. If you test positive for Coronavirus after buying your policy, the Explorer Plan will cover you for any non-refundable portion of your prepaid travel arrangements.
World Nomads travel insurance plans include cover for some Coronavirus-related events. You can read more about it in our Coronavirus cover article, which has all of the details, including terms, conditions, benefit limits and exclusions.
Note: don’t forget to keep all receipts and written reports to support your insurance claim.
Travel insurance is not designed to cover everything so understanding what’s not covered is important. There are several situations we can cover you for, but there are also some we just won’t cover.
These include, but are not limited to:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance designed for adventures while traveling.
As featured in:
Whether you’re planning on going to Iceland, South Africa, Argentina, Thailand, or Canada, preparation is key when you are including many activities and outdoor adventures. Learning about the sports, checking the route, and packing the right gear if the weather rolls in are just some things to have in mind. You should consider packing travel insurance if an unexpected accident or sudden illness stops you in your tracks.
We’ve designed our travel insurance plans to offer cover for more than 150 adventure sports and activities ranging from hiking, zip lining, dog sledding, scuba diving, skiing, white water rafting and more. Remember to check your policy as your level of activity and sports cover is subject to terms and conditions, limitations and exclusions.
The following is a small sample of what World Nomads plans offer (up to the benefit limits):
Emergency medical and evacuation coverage: if at any time during your trip, you or any of your traveling companions becomes sick or injured, then you’ll need to contact our 24/7 Emergency Assistance team right away. They can help to locate the nearest hospital or medical centre and will facilitate your repatriation back to your Country of Residence if appropriate
Trip cancellation coverage: if you or anyone in your party gets sick or injured and needs to cancel their holiday plans, we may cover the non-refundable travel expenses. Please note that the traveler must have already been issued with our Certificate of Insurance to be eligible for cancellation coverage.
Coverage for extended stays: if you’re having an awesome time on your trip and choose to delay your return home to your Country of Residence, then you may also extend your travel insurance policy. You must not have had any change to your health, submitted a claim or intend to and are 69 years old or younger at the time to be eligible to extend. This must be done prior to 11:59pm on the return date that is listed on your policy. The policy may be extended for a total of 12 months from the start date that is indicated on your Certificate of Insurance.
Coverage for baggage and personal belongings: if your baggage or personal items are lost, damaged or stolen, then you’ll need to submit receipts, along with police reports or statements from your carrier (if the belongings were lost in transit).
Your coverage will vary according to your Country of Residence and whether you choose a Standard or an Explorer plan. Read your policy wording for details on terms and conditions, maximum benefit limits, and exclusions of your coverage.
You may be covered for medically necessary expenses if you get Coronavirus. To find out what cover applies to you, read our Coronavirus cover article, which has all the details, including benefit limits, conditions, and exclusions.
If you forgot to buy travel insurance before you left home, you can purchase while you’re traveling (a waiting period may apply for some benefits).
During your holiday, you may wish to try activities and sports that aren’t commonly done back home in your Country of Residence.
Before purchasing your travel insurance policy, check your policy wording to make sure that all the sports and activities that you intend to do are covered. World Nomads provides travel insurance for over 150 activities, sports and experiences. While this list might seem immense, it doesn’t cover everything. That’s why you should never take for granted that your preferred activities will be covered.
The following are only some of the many sports and activities covered under our policies:
An upgrade for certain sports may be required depending on your Country of Residence and the plan you’ve selected. Our terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.
When hunting around for a travel insurance policy, you might be tempted to take the most cost-effective cover without reading through the policy wording first. There are different policies to cover different types of holidays, and although reading this document can be a tedious task, it’s best to familiarise yourself with all the benefits, policy limits and exclusions before you buy your cover.
World Nomads offer two travel insurance plans, the Standard Plan and the Explorer Plan. Both plans may offer protection for many of the same types of risks and can cover the costs associated with hospitalisation, repatriation, replacing lost baggage, as well as other unplanned for expenses.
However, the Explorer Plan offers a wider level of cover, with a greater range of benefits, and higher policy limits. For instance, you might wish to include cover for hiking or diving on your trip. Therefore, when choosing between the two plans, you would need to know the exact altitudes of your hiking trips and the depths of your planned dives.
Please check your policy wording when choosing any activities or sports as you may need to upgrade the policy and sporting level to ensure you’re covered for everything you plan to do. Many activities have specific conditions and exclusions that you should read up on before you go. Before choosing the right type of cover for your holiday, you need to research the details of any activities, sports, and tours you will be participating in, to make sure you make you have an adequate level of cover.
When deciding which policy is best suited to your adventures you might want to consider:
Note: It’s important you choose your policy carefully as you can’t upgrade from a Standard Plan to an Explorer Plan mid-trip.
Here are just a few examples of what is not covered under our plans. Please refer to your policy for the complete list.
Whichever country you’re traveling through, it always pays to be prepared. Here are some general tips for international travelers to keep in mind.
Be careful with valuables - wallets poking out of back pockets or unzipped handbags displaying the contents inside are irresistible attractions for pickpockets and muggers. Keep all valuable items safely concealed on your body, or securely locked away in your hotel room when you don’t require them.
Listen to local news updates - during your stay in any country, make sure you pay attention to local news broadcasts, including weather updates. If a violent storm is expected to blast the region in the coming days, then it’s probably wise to postpone any outdoor activities or adventures you had planned until a later date.
Only work with qualified and licensed instructors - if you are planning to participate in any activities that require an instructor, then you should investigate whether that instructor has received the right training. They must be qualified to lead hiking, diving, abseiling, or other types of tours and be registered with the governing association for their recreational activity.
There may be specific terms, conditions, limitations and exclusions that apply depending on what you'll be doing. Of course, always read the full terms, conditions limitations and exclusions in the plan you choose so there’ll be no surprises if you need to use it. If you are unsure of your level of travel cover, please contact us for help.
World Nomads covers more than 150 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it.
You can read more about coverage for some specific activities, or select your Country Of Residence and click here to see the activities covered by the plans available to you.
We offer cover for:
A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about adventure activities and sports and travel insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Travel insurance designed for adventures while travelling.
As featured in:
When planning an overseas holiday with mates, it’s not always easy to agree on the types of activities you’re going to do. Whether it’s hiking, skiing, scuba diving, or other outdoor adventures that you decide on, you may want to consider purchasing travel insurance before you leave.
Even the most careful of travellers should consider having appropriate cover in place, especially if planning on a mix of outdoor activities that will test physical and mental abilities.
The following is a small sample of what World Nomads plans offer (up to the benefit limits):
Emergency medical and evacuation coverage: if at any time during your trip, you or any of your travelling companions become sick or injured, then you’ll need to contact our 24/7 Emergency Assistance Team right away. They can help find the nearest hospital or medical centre and will facilitate your repatriation back to Australia if your treating doctor believes this to be medically necessary.
Trip cancellation coverage: if you or anyone in your party gets sick or injured and you need to cancel your holiday plans, we may cover the non-refundable travel expenses. Please note that the traveller must have already been issued with a travellers Certificate of Insurance from World Nomads to have cancellation coverage available to them.
Coverage for extended stays: if you’re having an awesome time on your trip, and choose to delay your return home, then you may be eligible to also extend your travel insurance policy. You must not have had any change to your health, submitted a claim or intend to and are 69 years old or younger at the time to be eligible to extend. This must be done prior to 11:59pm on the return date that is listed on your policy. The policy may be extended for a total of 12 months from the start date that is indicated on your Certificate of Insurance.
Coverage for baggage and personal belongings: if your baggage or personal items are lost, damaged or stolen, then you’ll need to submit receipts, along with police reports or statements from your carrier (if the belongings were lost in transit).
Your coverage will vary according to whether you choose a Standard or an Explorer plan. The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement (PDS).
During your holiday, you may wish to try activities and sports that aren’t commonly played back home in Australia.
Before purchasing your travel insurance policy, check your PDS to make sure that all the sports and activities that you intend to do are covered. World Nomads provides travel insurance for more than 220+ activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you should never take for granted that your preferred activities will be covered.
The following are only some of the many sports and activities covered under our policies:
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.
When hunting around for a travel insurance policy, you might be tempted to take the most cost-effective cover without reading through the PDS first. There are different policies to cover different types of holidays, and although reading this document can be a tedious task, it’s best to familiarise yourself with all the benefits, policy limits and exclusions before you purchase your cover.
World Nomads offer two travel insurance plans, the Standard Plan and the Explorer Plan. Both plans may offer protection for many of the same types of risks and can cover the costs associated with hospitalisation, repatriation, replacing lost baggage, as well as other unplanned for expenses.
However, the Explorer Plan offers a level of cover, with a wider range of benefits, and higher policy limits. For instance, you might wish to include cover for hiking or diving on your trip. Therefore, when choosing between the two plans, you would need to know the exact altitudes of your hiking trips and the depths of your planned dives.
As with many of the other activities that we cover, there are different levels of cover for hiking. For example, hiking trips to an altitude of 2,000 metres is classed as Level 1. Hikes to an altitude of 6,000 metres are listed as Level 3. There is no cover under our policies for hiking expeditions that exceed an altitude of 6,000 metres.
Before choosing the right type of cover for your holiday, you need to research the details of any activities, sports, and tours you will be participating in, to make sure the cover is adequate for you.
When deciding which policy is best suited to your adventures you might want to consider:
Note: It’s important you choose your policy carefully as you can’t upgrade from a Standard Plan to an Explorer Plan mid-trip.
Here are just a few examples of what is not covered under our plans. Please refer to your policy for the complete list.
Whichever country you’re travelling through it always helps to be prepared, here are some general tips for Australian travellers to keep in mind.
Be careful with valuables – wallets poking out of back pockets or unzipped handbags displaying the contents inside are irresistible attractions for pickpockets and muggers. Keep all valuable items safely concealed on your body, or securely locked away in your hotel room when you don’t require them.
Listen to local news updates – during your stay in any country, make sure you pay attention to local news broadcasts, including weather updates. If a violent storm is expected to blast the region in the coming days, then it’s probably wise to postpone any outdoor activities or adventures you had planned until a later date.
Only work with qualified and licensed instructors – if you are planning to participate in any activities that require an instructor, then you should make sure the instructor has received the right training. They must be qualified and licenced to lead hiking, diving, abseiling, or other types of tours and be registered with the governing association for their recreational activity.
There may be specific terms, conditions, limitations and exclusions that apply depending on what you'll be doing. Of course, always read the full terms, conditions limitations and exclusions in the plan you choose so there’ll be no surprises if you need to use it. If you are unsure of your level of travel cover, please contact us for help.
World Nomads covers more than 220 activities and sports, and if it’s not on the list you can contact us and we’ll let you know if we’ll cover it.
You can read more about coverage for some specific activities, or select your Country Of Residence and click here to see the activities covered by the plans available to you.
We offer cover for:
A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrom the parties of Carnival to the animals of the Amazon, learn how travel insurance can protect Americans traveling to Brazil.
As featured in:
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
Traveling to Brazil offers opportunities to experience vibrant cultures and adrenaline-fueled adventures. Many Americans visit Mount Corcovado to see Rio de Janeiro’s Christ the Redeemer statue or the many rivers and islands of Recife, known as the Brazilian Venice.
If you’re wanting to take in some of the country’s natural beauty, head to Terra de Cachoeiras, known as the “Land of the Waterfalls.” Brazil is also known for pristine beaches like Baia do Sancho, Praia do Espelho, and Copacabana Beach.
While a trip to Brazil is an amazing experience, there are some things to be aware of when you’re visiting from the United States. Our nomads have danced the night away at the wild parties during Carnival and have searched for even wilder experiences in the heart of the Amazon. We’ve learned quite a bit in our travels and we encourage you to check out our team’s tips on what to know before you go to Brazil.
Because unanticipated things can always happen when traveling, you may also want to get a quote for travel insurance* for Brazil.
International travel can bring all kinds of unexpected surprises. Some of those are fun, like the amazing moqueca (fish stew) that you can try in Florianopolis.
Some surprises that come with traveling outside of the US are not as great. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but those things can happen unexpectedly. A good travel insurance for Brazil may help with those types of situations.
World Nomads travel insurance may also assist if you get injured participating in any of the adventures and activities you’ll find there. If you get hurt while cycling through Serra da Canastra, the emergency medical coverage included in your travel insurance for Brazil may help you get the care you need.
There are four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.
Your trip may include lying on one of the country’s alluring beaches for some rest and relaxation. World Nomads covers more than 250 activities for Americans traveling to Brazil-- including rafting on the Jacare Pepira River, hiking the Cachoeira da Fumaca Trail at Chapada Diamantina National Park, and scuba diving at Fernando de Noronha Marine Park.
Before you get a quote for your travel insurance for Brazil, it’s best to have an idea of your planned activities. Each plan offers different coverage. With a plan for your adventures, you can choose the best plan to ensure full coverage on all your activities in Brazil.
You can cycle tour along Brazil’s coast, along its rivers, and through its scenic mountains with any insurance plan, including the Standard Plan. But if you’re thinking you may want to try freediving in some of Brazil’s coastal areas, choose the Explorer or Epic Plan for full coverage.
Travel insurance for Brazil may help cover the expenses from unexpected medical emergencies you experience while traveling.
Before you leave the US, consider making an appointment with our non-insurance service partner who provides online medical consultations. You can book a telehealth appointment with a doctor to see if you need vaccinations and to obtain any necessary medications before setting of for Brazil, like traveler’s diarrhea medicine or malaria prevention. We also recommend packing a strong mosquito repellent.
There are some steps you can take to stay safe in the Amazon. Such a diversity of wildlife comes with a diversity of parasites and amoebas. If you get bitten by a kissing bug, it may not be as romantic as their name leads you to believe. They’ve been known to carry the parasite that transmits Chagas Disease.
If you get hurt deep in the Amazon Rainforest and don’t have the help you need close by, your international travel insurance may also offer evacuation coverage if you need to be transported to another place to get care.
In some rural areas, you may find limited services available or find that your medical team only speaks Portuguese. If you have a medical emergency when traveling to Brazil, call the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your Brazilian medical team if language is a barrier.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the United States to get medical care, the repatriation coverage that is included in your travel insurance for Brazil may cover the costs to get you there.
Nobody plans for lost bags, but it happens. It could be pretty frustrating if you checked your swimsuit in hopes of catching the stellar waves in Itacare. Your travel insurance for Brazil may reimburse you for the cost to replace your suit and other belongings (up to plan limits, conditions and exclusions apply).
If you’re lucky, your bags and surfboard just took a detour and will eventually make their way to you. Even a delayed bag can be stressful. If your bag is delayed for at least 12 hours, you may be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
If your bags are missing, the first step is to contact the airline. If the airline is unable to track down your bag, contact our non-insurance service partner who will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call them so you can file a lost luggage claim.
While it’s a good idea to always be cautious when you’re traveling in Brazil, it’s especially important to be vigilant during crowded, busy events like Carnival. The Guinness Book of World Records even named the Carnival of Sao Paulo the world’s largest street carnival. The event is a great time to make new friends, but it’s also unfortunately a prime spot for pickpocketing.
It can be easy for someone to snatch your phone or cash out of your pocket without you knowing. Sometimes pickpockets operate in gangs around crowded areas. One person may cause a distraction, while one steals, someone else stashes the stolen items, and another keeps watch.
If anything does happen, make sure you make a police report. You’ll need that to make a claim to get reimbursed for stolen items with your travel insurance for Brazil.
You’ll need to do your part to keep your belongings safe too. If you have too many caipirinhas and leave your bag in a boteco, you won’t be covered if it’s not there waiting on you the next day.
Sometimes you have the perfect getaway planned, but things happen that can cancel, interrupt, or delay your trip. When you’re searching for the best travel insurance for Brazil, check to make sure it has coverage for trip cancellation, delay, and interruption so you could be reimbursed for unused, prepaid, non-refundable travel expenses if something unexpected happens.
If you get sick before leaving the US and your doctor tells you not to travel to Brazil at that time, you could be forced to cancel your trip. A good travel insurance for Brazil that includes cancellation coverage could reimburse you for those non-refundable flights, hotels, and activities you paid for in advance.
Unexpected things can also happen once you’re already in Brazil. If you get a call that an immediate family member back home has died, we understand that you may need to cut your trip short and head back home to the US earlier than expected.
The Explorer and Epic Plans may also cover for a number of travel inconveniences that may arise during your trip to Brazil if you purchased your plan during the time sensitive period. For example, if you’ve booked a cruise down the Amazon River and the company is unable to complete the scheduled itinerary due to excessive water levels, you may be eligible for compensation for this disruption to your cruise.
Before you leave the United States, we encourage you to check out the US government’s safety warnings for Brazil to review their up-to-date warnings for any weather, safety, and political situations.
If you purchase travel insurance for Brazil, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Take extra camera batteries. The worst feeling is to get set up for the perfect shot, only to find out you have a dead battery. With all of the wildlife you’ll see in Brazil, make sure to read up on some of our tips on how to photograph wildlife in an ethical way.
Brazil is an amazing country full of culture, natural beauty, and adventures. Our nomads really enjoyed their time there, and we think you will too. To help you further plan, we invite you to check out more of our travel safety tips for Brazil before you leave the US.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel Safety Tip: Keep your belongings close at all times. Don’t draw attention to yourself, and refrain from wearing flashy jewelry – it can make you a target for thieves or worse, an armed hold-up or mugging. Watch out for pick-pockets and don’t fall for schemes agreeing to have someone take your photo while they hold your belongings, or other scams.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrom the rainforest to the mountains, learn how travel insurance for South America benefits American travelers.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
Whether you want to stand in awe of the glaciers of Patagonia, adventure into the depths of the Amazon Rainforest, or salsa all night in Cali, South America is a continent of so many thrills. City, culture, and nature travelers alike from the US can relish the offerings of this mesmerizing continent.
While a trip to South America is an amazing experience, there are some things to be aware of when you’re visiting from the US. Our nomads have experienced it all - from lost baggage to natural disasters. We’ve learned quite a bit in our travels and we encourage you to explore travel insurance* plans for South America.
International travel can bring all kinds of unexpected surprises - like the hidden petroglyphs that you can find in the Atacama Desert.
Some surprises are not as great though. Nobody wants to think about things like canceled trips, delayed baggage, and medical emergencies, but these things can happen unexpectedly. If you twist your ankle, fall, and get hurt while doing the El Choro trek in Bolivia, you may then wish that you had travel insurance for South America.
World Nomads has four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.
Famed for adventures like hiking the Inca Trail to Machu Picchu and sandboarding in Atacama Desert, South America offers many thrills for the intrepid traveler. World Nomads covers more than 250 activities for Americans traveling to South America and includes things like rafting the Rio Futaleufu in Chile, kayaking in the Amazon, surfing in Mancora, Peru, and rock climbing in Patagonia.
When you get a quote for your travel insurance for South America, it’s advantageous to have a general itinerary in mind. Different plans cover different activities. An advance plan will help you choose the best insurance for your trip—and make sure even your most daring adventure is covered.
For example, scuba diving with sea lions in the Galapagos Islands and a multi-day trek in the Peruvian Andes will be covered under all insurance plans, including the Standard Plan. However, if climbing Mount Aconcagua-- South America’s highest mountain reaching 22,837 feet— is on your list, you’ll need to invest in the Epic Plan.
Before you take off on your South American adventure, we recommend that you make an appointment with our Pre-Departure Telehealth service partner. This non-insurance service offers online consultations 24/7 and can help you obtain any necessary vaccinations or medications, such as medication to help with altitude sickness and traveler’s diarrhea.
Many popular destinations are at high altitudes including the Salar de Uyuni salt flats in Bolivia and Lake Titicaca. It’s no fun to be experiencing altitude sickness while you’re hiking in the Andes or exploring the markets of Cusco. Take some time to get acclimated to the new heights and stay hydrated—this means drinking plenty of water and avoiding alcohol, as tempting as it might be to have that second Pisco Sour.
Accidents can happen to anyone. Maybe you’re hiking across Perito Moreno Glacier in Patagonia when you slip, fall, and injure yourself. Your travel insurance for South America can help you out.
If you have a medical emergency when traveling to South America, you can call the 24/7 Emergency Assistance Team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your local medical team if there are language barriers.
If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the US to get medical care, the repatriation coverage that is included in your travel insurance for South America may cover the costs to get you there.
What happens if you land in Cartagena, Colombia and your bag never arrives? If you were planning on doing the Ciudad Perdida Teyuna – the Lost City Hike--, you probably packed your hiking boots. Your insurance for South America may help you be reimbursed for your trekking gear. The other belongings in your lost checked bag may be covered as well (up to plan limits, conditions and exclusions apply).
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens, you may still be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
The first step is to contact the airline. If the airline isn’t able to help you locate your lost bag, the second step is to contact the Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
Theft is something to watch out for when you travel to South America- especially in crowded touristy areas or busy cities like Sao Paolo or Bogota. Be aware of your surroundings and avoid putting anything valuable in your back pockets. You may also want to carry handbags across your body, and wear backpacks on your front.
Keep an eye on your bags at bus terminals, train stations, and airports. We’ve heard about organized scams where a visitor gets sprayed with something and then a “good Samaritan” points it out and offers to help. It’s really a ploy to divert your attention while someone else comes up and steals your belongings.
If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim for those stolen goods.
It’s important that you do your part to keep your belongings safe as well. If your purse gets stolen while having a few too many drinks during a wild night out in Buenos Aires, your World Nomads travel insurance won’t cover your loss.
Even if you have the perfect getaway planned, unexpected situations happen that can derail your plans.
What happens if you get sick a few days before leaving for South America? If your doctor tells you not to travel at that time, you could be forced to cancel your trip. A travel insurance plan for South America that includes cancelation coverage may reimburse you for those non-refundable flights, hotels, and activities you paid for in advance.
If you’re already on your trip, and something happens to delay or interrupt your vacation, World Nomads insurance may be able to compensate you for covered reasons.
The Explorer and Epic Plans also offers coverage for various travel inconveniences you may encounter, if you’ve purchased your plan within the time sensitive period. Say you’re on a road trip in Argentina and your rental car breaks down, causing you to be late to your intended destination by 12 or more hours. Your World Nomads insurance plan for South America may compensate you for this headache but remember to document it, as proof of the rental car breakdown will be required.
Before you head south for your grand adventure, we encourage you to check out the US government’s travel warnings for each country you plan to visit. Weather, safety, and political situations can change at any time, and this is where they list any current advisories.
If you purchase travel insurance for South America, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your phone so you don’t have to search for that if an emergency happens.
There are so many great tours that American visitors can book in South America. When you’re researching options, try to find an eco-friendly tour operator. With the vast amount of untouched natural land and waterways in South America, it’s up to us nomads to do our part to protect it for years to come.
Before you take off, brush up on a few key Spanish phrases—and Portuguese if you’re heading to Brazil! You may also want to read up on some cultural do’s and don’ts, like insider etiquette tips for Argentina and check out our regional guides like this first-timer’s guide to Salvador, Brazil.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamStunning scenery, top surf spots, mountainous rainforests, and a laid back lifestyle. Say Aloha to Hawaii!
As featured in:
Aloha! It’s time to put the Irish weather in the rear-view mirror and get ready for a sunny adventure in Hawaii. Whether you’re planning to hike the rugged Kalalau Trail on Kauai, or a more sedate saunter to the Blue Room (also known as Waikapalae), Hawaii will restore that Irish winter pallor to a healthy glow in no time.
Of course, whenever we plan a holiday, we hope everything goes smoothly, but that isn’t always the case. The right insurance can come in handy when a hiccup, or something more serious, interrupts your holiday.
World Nomads has two levels of cover – Standard and Explorer – they offer different benefits, limits, and sub-limits, so it’s best to compare them. For Irish travellers with their sights set on Hawaii, our policies include cover for:
All our Standard and Explorer plans will offer cover for emergency overseas dental and medical assistance, medically necessary evacuation and repatriation if you get sick or die from COVID-19 while travelling overseas. The difference will often be the excess or the maximum payable limit.
World Nomads travel medical insurance can cover expenses such as:
Here are some of the highlights of our coverage, depending on the plan you’ve selected:
While stunning scenery abounds, travel to any country does bring a level of risk and Hawaii is no different. The Hawaiian Islands can be exciting and fun, particularly for those seeking an adventurous getaway but it’s important to be sensible about the level of risk and the type of activity and sports coverage you may need.
While making your dive plan, it’s important to also think about your insurance, in case something goes wrong (which can happen, even to the most experienced divers). When getting the right scuba diving level of insurance, you’ll need to know the depth you’re diving, your level of dive qualifications and you may be required to dive only under constant supervision.
If you’re planning on some tropical scuba diving, just know that solo diving, cave diving or any dive below 30 metres (or 50 metres if the appropriate premium has been pad) is not covered.
Always check your Policy Wording carefully to make sure all your chosen activities are covered. You may need to upgrade your level of cover for a specific activity when you purchase.
One of the reasons Hawaii is so exciting is that it’s so different to home. No persistent cloud cover or gently rolling hills. It can be steamy and hot, with rugged, sometimes explosive, terrain. This can affect the type of cover you choose.
Natural catastrophes, such as volcanoes, tropical thunderstorms, and even cyclones and tsunamis, are known to happen in Hawaii. If you find that you cannot use your booked accommodation because of a natural catastrophe, the Explorer Plan may cover you for reasonable additional accommodation and transport costs. The Standard Plan does not offer coverage for natural catastrophes.
Kayaking on the Wailua River, Hawaii’s only inland river, is a relaxing way to spend a few hours as you paddle upstream, before hiking to a stunning secluded waterfall. However, if your kayak capsizes (the most common kayaking accident) and you hurt yourself as you get flipped into the water, travel insurance may be helpful in getting medical costs covered. Kayaking is a Level 1 activity and is covered in both the Standard and Explorer policies, but make sure you read the safety information to ensure you comply.
When taking out insurance, understanding what’s not covered is just as important as what is covered. Every policy is different, so make sure you read the wording carefully.
This is only a summary of coverage and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel insurance tip 1: to have cover for an adventure sport or activity, you may need to add it to your policy or select a plan with more coverage when you buy and pay the extra premium. Remember, you can’t upgrade your coverage after you buy, so it’s important to get this right on the first go.
Travel insurance tip 2: always make sure you’ve done your research on not just on Hawaii, but each of the countries you’re planning to visit as there may be Irish government-imposed travel restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ or "Avoid Non-essential Travel' list, then your World Nomads policy will not provide cover for the reasons outlined in the warning. The Ireland Department of Foreign Affairs (DFA) currently advises to avoid non-essential travel to some countries and territories due to coronavirus (COVID-19) risks. You can look up DFA foreign travel advice here, and read the DFA’s COVID-19 travel advice by clicking here.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamStunning scenery, top surf spots, mountainous rainforests, and a laid back lifestyle. Say Aloha to Hawaii!
As featured in:
If you’re planning to say farewell to gloomy skies and travel to Hawaii, be prepared for one of the world’s most incredible adventure destinations. Whether you plan to hike the rugged Kalalau Trail on Kauai or snorkel the Blue Room (also known as Waikapalae), Hawaii will restore that sun-deprived British complexion to a healthy tan in no time.
Whenever you plan a holiday, you hope everything goes smoothly, but that isn’t always the case. The right travel insurance can come in handy when a hiccup, or something more serious, interrupts your holiday. If you’re thinking of buying travel insurance to cover yourself and your loved ones, you should make sure you read the Policy Wording carefully to understand what’s included.
World Nomads offers two plans – our Standard or our Explorer policy – and the benefits differ so read the detail carefully before deciding. For British travellers with their sights set on Hawaii, our policies include cover for:
All our Standard and Explorer plans will offer cover for emergency overseas dental and medical assistance, emergency overseas medical assistance, medically necessary evacuation, and repatriation if you get sick or die from COVID-19 while travelling overseas. The difference may be the excess or the maximum payable limit.
World Nomads travel medical insurance can cover expenses such as:
Here are some of the highlights of our coverage, depending on the plan you’ve selected:
While there are many activities available on the Standard Plan, those feeling adventurous can upgrade to the Explorer Plan, which offers higher benefits and cover for a broader range of activities and sports.
Hawaii can be exciting and fun, particularly for those seeking an adventurous getaway but it’s important to be sensible about the level of risk and the type of activity and sports coverage you may need.
For example, the crystal-clear waters of Lana’i, where some of the world’s best scuba diving can be found, are a must-see for scuba fans. When thinking about your dive plan, it’s important that you are getting the right level of activity cover, so you’ll need to know the depth you’re diving, and the qualification you have achieved. You may be required to dive only under constant supervision, so talk to us if in doubt.
One of the reasons that Hawaii is so exciting is its unique landscape and changing climate. It can be hot with rugged, sometimes explosive, terrain. Volcanoes, tropical thunderstorms, and even cyclones and tsunamis are known to happen in Hawaii. This can affect the type of cover you choose.
Natural catastrophes can mean your booked accommodation is no longer suitable or you need to move to safety. If this happens to you our Explorer Plan may cover some costs for alternative accommodation.
Water sports are a major drawcard in Hawaii. Kayaking out into the bay to get a different perspective of the Napali Coast with its jagged and jutting natural formations is a great adventure. But one of the most common kayaking accidents is capsizing, with many kayakers hitting their head. It might be a good idea to consider either Standard or Explorer cover to help with expenses related to the accident, such as transport to a medical facility or other medical costs such as medical evacuation if it’s a serious accident.
When taking out insurance, understanding what’s not covered is just as important as what is covered. Some things we won’t not cover include:
This is only a summary of coverage and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your Policy Wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel insurance tip 1: to have cover for an adventure sport or activity, you may need to add it to your policy or select a plan with more coverage when you buy and pay the extra premium. Remember, you can’t upgrade your coverage after you buy, so it’s important to get this right on the first go.
Travel insurance tip 2: always make sure you’ve done your research on all the countries you’re planning to visit as there may be UK government-imposed travel bans or restrictions in place. If you decide to travel to a country where the UK Foreign, Commonwealth & Development Office (FCDO) advises against all travel or all but essential travel, your World Nomads policy will not provide cover for the reasons outlined in the warning. The FCDO may advise against all but essential travel to some countries and territories due to coronavirus (COVID-19) risks. You can look up foreign travel advice here, and read the FCDO’s COVID-19 travel advice by clicking here.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team