Travel Insurance for Backpacking
US residents can stay protected on the trail - essential travel insurance coverage for backpackers
- As featured in:
As featured in:
At a glance:
- Backpacking travel insurance may help if your trip is interrupted, your gear is stolen, or you’re injured on the trail.
- World Nomads offers plans with coverage for emergency medical expenses, baggage loss, trip cancellations, and 250+ adventure activities.
- Coverage varies by plan, including treks up to 26,247 feet/8,000 meters with the Epic Plan.
- Optional Cancel for Any Reason (CFAR) coverage adds flexibility if plans change unexpectedly (must be added within 7 days of first deposit for your trip).
- Access pre-trip telehealth to get essential meds, like altitude sickness pills or necessary vaccinations, before you go.
- How can I protect my backpacking trip with travel insurance coverage?
- Why you may want to consider travel insurance to protect your backpacking trip
- Backpacking Travel Insurance Benefits
- What's not covered
- Top tips for backpackers
- FAQs
Just you, your pack, and the open road. Backpacking is a rite of passage for nomads chasing big experiences on a small budget.
Whether you're out to find your crew or yourself, travel insurance coverage can help if things go off track.
World Nomads Travel Insurance covers backpackers exploring Thailand, Vietnam, South America, Europe and beyond.
How can I protect my backpacking trip with travel insurance coverage?
Backpacking looks different for every traveler—maybe you're hostel-hopping across Europe and want protection in case your gear gets stolen, or you’re trekking through the Andes where emergency medical expense coverage could be very helpful. That’s why World Nomads Travel Insurance offers flexible travel protection plans for backpackers, with coverage designed to match your style of adventure. From safeguarding your belongings to covering accidents at high altitudes, we’ve got your back.
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Standard Plan
covers backpacking trips up to
19,685 feet/6,000 meters -
Explorer plan
covers backpacking trips up to
21,325 feet/6,500 meters -
Epic plan
covers backpacking trips up to
26,247 feet/8,000 meters -
Annual plan
covers backpacking trips up to
19,685 feet/6,000 meters
Plus, our plans include coverage for 250+ other activities you might do along the way, so you can explore confidently, wherever your backpack leads you.
Why you may want to consider travel insurance to protect your backpacking trip
Backpacking is all about freedom and spontaneity—but that flexibility also comes with risk. From sprained ankles on rocky trails to food poisoning in rural villages or stolen gear on overnight buses, the unexpected can derail your trip fast. That’s where travel insurance for backpackers can help—covering emergency medical expenses, trip interruptions, evacuations from high-altitude regions, and lost or stolen passports. And if your plans change before you even leave, optional Cancel For Any Reason (CFAR) coverage may reimburse you for non-refundable, unused trip costs—ideal for travelers who like to keep their options open. Whether you're trekking through South America or hopping between hidden towns in Southeast Asia, having the right coverage gives you the confidence to go wherever the trail takes you. Certain conditions and limitations apply.
What travel insurance benefits could cover you and your backpacking trip?
World Nomads offers coverage (up to the plan maximum benefit amount) for:
- Medical expenses:if you get hurt while backpacking and need medical attention, our accident and sickness medical expense insurance benefit may provide reimbursement for the treatment you need.
- Emergency medical evacuation and repatriation: If your injuries are severe, acute, or life-threatening our plans may cover evacuation and transportation to a medical facility best suited for your care, subject to approval from the treating medical physician and the non-insurance 24/7 Emergency Assistance Team.
- Baggage and personal effects protection: Our gear coverage may help with reimbursement of the cost to repair or replace damaged, lost or stolen items, including airline checked bags.
- Trip cancellation: if you need to cancel your trip due to a covered reason such as an unexpected illness, we may be able to reimburse your pre-paid, unused, non-refundable expenses like flights, tours and accommodations. Want even more freedom to cancel? Check out the optional ‘Cancel for Any Reason’ benefit available on some plans (additional cost applies; not available in NY).
- Natural disaster evacuation assistance: if unforeseen severe weather or natural disaster event puts a stop to your trekking adventure, your plan may cover costs to get you out of there and to the nearest place of safety. Certain conditions and limitations apply.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered by the travel protection plan for backpackers?
Here are a few things we may not cover:
- Being under the influence of narcotics.
- Travel within 100 miles of your home.
- Unattended baggage, sporting equipment or personal items.
- Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
Top tips for backpackers
Here are some pointers to help keep you covered while backpacking.
- For you, does backpacking = hiking or mountain climbing? Make sure you select the right plan for your adventure sport or activities. Our article on covered sports and activities should help you decide on whether to buy a Standard, Explorer, Epic or Annual plan, as they have different levels of coverage.
- Going wherever the breeze blows? If you want to cross the border, check with our customer service team first as your plan may not apply in all countries.
- Traveling long-term: You can buy another plan for more travel insurance coverage while abroad (waiting periods may apply) even if you don’t have a return ticket. And if you plan to take numerous trips during the year, then the Annual Multi-Trip plan could be best for you.
- Stay healthy: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. It’s best to be sure you are physically capable of it. Consider using our non-insurance service partner to initiate an online consultation to obtain prescription medications for the most common travel needs, like altitude sickness pills, delivered to your door before you leave on your trip (costs may apply).
- Keep your receipts and paperwork:any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.
FAQ
Here are our most frequently asked questions about cover for backpacking. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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What does travel insurance cover for backpacking trips?
Travel insurance for your backpacking trip can help cover emergency medical expenses, trip cancellations, stolen gear, emergency evacuations, and more. World Nomads offers flexible plans that include coverage for 250+ activities you might encounter on the road.
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Do I need travel insurance for a backpacking trip?
Only you can decide your travel insurance needs however our plans were created with backpackers – and their unique circumstances - in mind. Whether you're trekking in high altitudes or navigating unfamiliar cities, the right travel insurance coverage can protect you from unexpected bills due to injuries, illness, theft, and trip disruptions.
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Is emergency evacuation included in backpacking travel insurance?
Yes, our travel insurance coverage includes emergency evacuation. If you’re seriously injured or become unexpectedly ill while backpacking. If you’re in a remote area and need transport to the nearest adequate medical facility, the Medical Evacuation and Repatriation of Remains benefit may help cover the cost – which can easily run into the hundreds of thousands of dollars. Evacuation must be deemed medically necessary by the attending physician and approved by the 24/7 Emergency Assistance team. Always check your plans’ elevation limits and covered activities to make sure you’re protected for your specific adventure.
- The Standard and Annual plans cover hikes up to 19,685 feet (6,000 meters)
- The Explorer plan covers up to 21,325 feet (6,500 meters)
- The Epic plan extends coverage up to 26,247 feet (8,000 meters)
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Does the travel insurance coverage include protection for stolen backpacks or gear?
Yes, backpacking gear and equipment may be covered under the baggage and personal effects benefit of our plans if it’s lost, stolen, or accidentally damaged during your trip. Coverage maximum benefits amounts and conditions vary by plan, so be sure to review your chosen plan documents – especially if your carrying high-value items like trekking poles, boots, or GPS devices. Note: coverage does not include wear and tear, or gear damaged during use. Additional terms and conditions apply.
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Can I cancel my backpacking trip and get reimbursed?
If you need to cancel your trip for a covered reason—like an unexpected illness or injury—your plan may reimburse the pre-paid, unused, non-refundable trip costs with the ‘trip cancellation’ benefit. Want more flexibility? World Nomads offers optional Cancel For Any Reason (CFAR) coverage if you buy it within 7 days of your first trip deposit. Optional ‘Cancel for Any Reason’ benefit is available on some plans (additional cost applies; not available in NY).
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Am I covered for high-altitude trekking while backpacking?
Yes, but coverage depends on your plan. World Nomads offers multiple plans that cover hiking and trekking at different altitudes—from lower elevation hikes to epic multi-day routes up to 8,000 meters (26,247 feet).
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Can I buy travel insurance after my backpacking trip has started?
Yes, with World Nomads you can purchase travel insurance and non-insurance services even if you’ve already started your trip. Waiting periods may apply for certain benefits, so it’s best to buy coverage early.
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What should I do if I get sick while backpacking abroad?
If you become ill while backpacking, your travel protection plan may help with reimbursement of medical expenses. If Emergency Medical Evacuation is required it must be deemed medically necessary by the attending physician and approved by the 24/7 Emergency Assistance team. Always check your plan’s elevation limits and covered activities to make sure you're protected for your specific adventure.
Need destination inspiration for your next backpacking trip?
When you buy a World Nomads Travel Insurance plan, rest assured that your coverage has been crafted by passionate travelers who have lugged backpacks, battled bedbugs, and fought with food poisoning along the way as well. For trip ideas and tips, check out our article on backpacking dos and don’ts, as well as some of our favorite backpacking trips:
Climbing Kilimanjaro: What to Know and How to Prepare
6 Backpacking Tips for Staying Safe in Thailand
2 Week Thailand Itinerary: Get Your Day-by-Day Travel Guide
How Traveling Cheaply Can Also Be Good for the Planet
This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Mountain Biking Adventures
Learn how travel insurance for mountain biking can help when the unexpected happens to Canadians
- As featured in:
As featured in:
At a glance
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Trail‑Ready Travel Insurance: Mountain biking travel insurance plans may help cover emergency medical expenses, trip delays, and stolen or damaged gear while riding trails around the world.
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Off‑Road, BMX & Beyond: Coverage includes off-road mountain biking, BMX, cycling—plus 250+ other adventure sports.
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Protection On and Off the Bike: Emergency medical expenses, 24/7 assistance, and baggage protection are included in many World Nomads plans.
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Choose Cover That Matches Your Adventure: Choose from the Standard, Explorer, Epic or Annual Multi-Trip plans with optional additional activity level coverage to match your mountain biking trip style, budget, and adventures.
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Ride Smart. Ride Covered: Stay safe with proper equipment checks, and licensed guides to help ensure your ride—and your insurance—goes smoothly.
Mountain biking is hugely popular in Canada, with millions of riders hitting the trails—from world‑class destinations in British Columbia to alpine routes in the Rockies—and many travelling abroad to ride iconic terrain around the world. Whether you’re tackling technical descents closer to home, flowing singletrack on a cross‑border trip, or riding legendary bike parks overseas, mountain biking comes with real risks. Crashes, mechanical failures, trail injuries, or unexpected medical needs can quickly derail a dream trip. That’s where travel insurance can step in, helping cover emergency medical costs and other unforeseen events so you can focus on the ride.
Why should you consider travel insurance for your mountain biking adventure?
Mountain biking adventures are thrilling—but they can come with unexpected bumps and twists. That’s why World Nomads includes mountain biking in our list of 250+ covered adventure sports for Canadians. If your mountain biking trip leads to an injury or other medical emergency, our travel insurance coverage for mountain biking may help with emergency medical expenses, emergency medical evacuations, and trip interruptions. Whether you're mountain biking through the jungle in Costa Rica or exploring remote trails in Asia, the right coverage gives you peace of mind to ride hard, knowing you’re protected if the unexpected happens.
What types of mountain biking adventures are covered by travel insurance?
As long as you're not doing anything reckless, like riding without a helmet or under the influence of drugs or alcohol, World Nomads offers coverage for:
- Mountain biking/gravel biking On or off road/downhill/cross country up to 3,000 metres in elevation
- Mountain biking/gravel biking - On or off road/downhill/cross country up to 6,000 metres in elevation
- BMX – on road
- BMX - off road/on-track/cross country
- Quad biking
- Scooter biking/riding
- Multi-Sports, Triathlons and outdoor endurance races (less than ultra-distance and non-professional) may also be covered!
Note: In addition to the General Conditions and General Exclusions, special conditions and special exclusions may apply while taking part in certain sports or activities.
Mountain Biking Travel Insurance: What’s Covered?
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Emergency Medical Expenses
For broken bones, cuts, and sprains after an epic crash on the trail. -
24/7 Emergency Assistance
Your first call in any emergency situation -
Baggage & Gear Coverage
Broken or stolen biking gear (no coverage for in-use damage, though) -
Trip Cancellation, trip interruptions and trip delays
When your mountain biking plans have to change
Get a quote and compare the plans to see which level of coverage is right for you.
At World Nomads, we know your mountain biking trip is about more than just the ride down the trail. That’s why our travel insurance plans for mountain bikers also cover 250+ other adventure sports and experiences—from alpine hikes and rock climbing to zip-lining and white-water rafting. Whether you’re navigating rugged backcountry or adding extra thrills to your itinerary, we offer four travel insurance plans with different coverage levels to match your trip style or budget, and optional adventure sports coverage to match your appetite for adventure. Be sure to check out our (extensive!) list of covered activities to pick the plan and activity level that fits everything you’re planning to do.
To see the cost of adding your particular adventure, get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once you begin your trip.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
Choosing the Right Cycling Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your cycling trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Coverage for 250 activities you love + more
What's not covered when mountain biking?
While we can offer coverage for mountain biking, there are some things we just won't cover. These include, but are not limited to:
- Participating in any activity or sport as a professional athlete.
- If you travel against medical advice.
- Bicycles and other sporting equipment that are damaged while in use.
- Search-and-rescue missions.
- Unattended baggage, sporting equipment or personal items.
- Biking while under the influence of alcohol or drugs.
Top safety tips for your mountain biking adventure
- Get bike fit: Mountain biking requires a certain amount of strength and stamina, and in some cases, the ability to handle altitude. Be sure you are physically capable of it and consider seeing a doctor prior to your trip.
- Make sure your bike is set up correctly before you ride check the saddle, pedals, handlebars, brakes, and tire pressure.
- Put your safety first: only go riding with professional, qualified, licensed, and reputable operators. If something doesn't feel right, then don't go.
- Keep your body loose and springy. Be prepared to stand up on the bike; doing this moves you with the bike and can help you avoid injury and accidents.
FAQ
Here are our most frequently asked questions about cover for mountain biking. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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What is mountain biking travel insurance coverage, and why do I need it?
Travel insurance for mountain biking trips covers emergency medical treatment, emergency medical evacuation, and repatriation if you’re injured while riding, plus trip cancellation, trip interruption, and coverage for lost, stolen, or damaged cycling gear checked as luggage. Whether you’re road biking, mountain biking, or embarking on a motor bike tour, plans can be tailored to your style of cycling by choosing to add additional adventure activities. The Explorer and Epic plans offer higher maximum benefit limits which may be well suited for those more expensive extreme rides, and offer the ability to add on optional ‘cancel for any reason’ coverage at an extra cost. With 24/7 emergency assistance and protection for over 250 activities, World Nomads helps keep your cycling adventure on track even if the unexpected happens.
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Does travel insurance cover off-road mountain biking and BMX riding?
Yes! World Nomads travel insurance plans offer coverage for a wide range of biking styles, including off-road mountain biking, BMX and quad biking. Be sure to check this list to confirm that your specific activity is included.
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What travel insurance benefits are included for mountain biking trips?
Coverage may include emergency medical expenses, baggage and gear protection, trip delays, trip cancellations, and 24/7 emergency assistance. This means if you crash on the trail, miss a flight, or your bike gear is stolen, you may be covered depending on your plan.
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What happens if I get injured while mountain biking abroad?
If you're hurt while biking overseas, World Nomads Travel Insurance may help cover the cost of emergency medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval). Access to a 24/7 Emergency Assistance team is also included for support anytime, anywhere.
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Can travel insurance cover stolen or damaged biking gear?
Yes— World Nomads plans offer baggage and personal effects protection, which can help reimburse the cost of stolen or damaged biking gear, such as helmets, pedals, or tools that get damaged while in the care of your airline or other common carrier. There is no coverage for damage that occurs while the gear is in use.
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What types of travel insurance plans are available for mountain bikers?
World Nomads offers four plans tailored to your adventure style and budget:
- Standard Plan – Great for budget-conscious riders. 3,000 metres maximum ride elevation
- Explorer and Epic Plans – Has higher benefit limits that may be best for someone pushing the limits, or mountain biking in more remote locations. 3,000 metres maximum ride elevation
- Annual Multi-Trip Plan – One plan can protect your mountain biking adventures all year long. This plan covers an unlimited number of trips of up to 14 days during a 12-month period.
- Optional additional activity level coverage – provides coverage for rides up to 6,000 metres in elevation
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What are some exclusions in mountain biking travel insurance?
Travel insurance may not cover:
- Professional competition biking
- Damage to gear while in use or from wear and tear
- Search-and-rescue costs
- Incidents involving drugs or alcohol abuse.
- Unattended gear or personal items
Always read your plan details to understand what’s not included.
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Are there altitude limits for mountain biking insurance coverage?
Yes, our travel insurance plans have elevation limits for covered activities. If you're planning to bike at high altitudes (like in the Andes or Himalayas) of up to 6,000 metres, you will need to pay an additional premium. If you need help, give our customer service team a call.
Need destination inspiration?
Check out our handy guides and insider travel tips on the best places to go mountain biking:
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Backpacking
If something unexpected happens to Canadians, we’ve got your back – pack or no pack.
- As featured in:
As featured in:
At a glance
- Protection for the Unexpected: Backpacking can come with risks—injuries, stolen gear, or trip interruptions—travel insurance can help cover the unexpected.
- Bundled Coverage: World Nomads offers plans with coverage for emergency medical expenses, baggage loss, trip cancellations, and 250+ adventure activities.
- Elevation Maximums: Coverage varies by plan and corresponding activity level purchased. The maximum elevation covered is 6,000 metres.
- Support When You Need It: 24/7 Emergency Assistance Team is available in dozens of languages.
Just you, your pack, and the open road. Backpacking is a rite of passage for nomads chasing big experiences on a small budget. Whether you’re backpacking through Europe or making your way across Southeast Asia, these trips may last longer than a month—recent stats say around 41 days on average - and time is often spent exploring nature and navigating big, busy cities.
With so many destinations, experiences, and moving parts along the way, a little preparation can go a long way.
Whether you're out to find your crew or yourself, travel insurance may help if things go off track.
Why you may want to consider travel insurance to protect your backpacking trip
Backpacking is all about freedom and spontaneity—but that flexibility also comes with risk. From sprained ankles on rocky trails to food poisoning in rural villages or stolen gear on overnight buses, the unexpected can derail your trip fast. That’s where travel insurance for backpackers can help—covering emergency medical expenses, trip interruptions, emergency medical evacuations from high-altitude regions, and lost or stolen passports. If you have to cancel your trip before departure due to a covered reason—like sudden illness or injury—trip cancellation coverage may help reimburse your prepaid non-refundable expenses. Whether you're trekking through South America or hopping between coasts in the US, having the right coverage gives you the confidence to go wherever the trail takes you.
How can I protect my backpacking trip with travel insurance?
Backpacking looks different for every traveller. Maybe you’re trekking through high altitudes in the Andes where emergency medical expense coverage could be very helpful, or you need to protect your gear from getting stolen in city hostels. That’s why World Nomads offers four flexible travel insurance plans for backpackers (including the Annual Multi-Trip Plan), with coverage designed to match your style of adventure. Plus, our plans include coverage for 250+ other activities you might do along the way, so you can explore confidently, wherever your backpack leads you.
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Emergency Medical Coverage
For broken bones or food poisoning while on the road -
24/7 Emergency Assistance
Your first call when things go wrong -
Baggage & Gear
Damaged or stolen gear and checked luggage -
Optional Cancel for Any Reason
Want ultimate flexibility? Cancel your trip for any reason and receive partial reimbursement (available on the Explorer and Epic plans only)
Nomads tip: Already travelling? You can buy when already on the road! Read more here
Choosing the Right Backpacking Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your backpacking trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Coverage for 250 activities you love + more
What doesn't backpacker insurance cover?
Travel insurance isn’t designed to cover everything. Here are a few things we don’t cover:
- Any alcohol related sickness, death or injury or the abuse of medication, drugs, alcohol or any other toxic substance.
- Travel within your home province
- Unattended baggage, sporting equipment or personal items.
- Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
- Backpacking over 6,000 metres.
Top travel insurance tips for backpackers
Here are some pointers to help keep you covered while backpacking.
- For you, does backpacking = hiking or mountain climbing? Make sure you select the right plan and level of coverage for your activity. Our article on covered sports and activities should help you decide what to pick.
- Going wherever the breeze blows? If you want to cross the border, check with our customer service team first as your plan may not apply in all countries.
- Travelling long-term: You can buy more travel insurance while abroad (waiting periods may apply) even if you don’t have a return ticket. Note that your total trip duration cannot exceed 365 days (14 days on the Annual Multi-Trip Policy).
- Stay healthy: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. It’s best to be sure you are physically capable of it. Consider going to the doctor before your trip to make sure you are medically able to travel and have all the necessary medications.
- Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.
FAQ
Here are our most frequently asked questions about cover for backpacking. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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What does backpacking travel insurance cover?
Backpacking travel insurance plans can help cover emergency medical expenses, trip cancellations, stolen gear, emergency evacuations, and more. World Nomads offers flexible plans that include coverage for 250+ activities you might encounter on the road.
-
Do I need travel insurance for a backpacking trip?
Only you can decide your travel insurance needs; however, our plans were created with backpackers – and their unique circumstances - in mind. Whether you're trekking in high altitudes or navigating unfamiliar cities, the right travel insurance coverage can protect you from unexpected medical bills due to injuries, illness, theft, and trip disruptions.
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Is emergency evacuation included in backpacking travel insurance?
Yes, all four of our plans include emergency medical evacuation. In addition, the Explorer, Epic and Annual Multi-Trip plans also include security evacuation coverage. Our 24/7 Emergency Assistance Team must arrange and approve all emergency medical or security evacuation.
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Does backpacking travel insurance cover stolen backpacks or gear?
Yes, baggage and personal effects coverage may help reimburse you for stolen or damaged backpacks, gear, or checked luggage—just be sure to keep receipts and file a report to support your claim.
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Can I cancel my backpacking trip and get reimbursed?
If you cancel for a covered reason—like sudden illness or injury—your plan may reimburse non-refundable trip costs with the ‘trip cancellation’ benefit. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
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Am I covered for high-altitude trekking while backpacking?
Yes, but coverage depends on the activity level you purchased. All plans cover backpacking up to 3,000 metres. You must add an additional level of protection for hikes up to 6,000 metres. You can do this when you get a quote for travel insurance.
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Can I buy travel insurance after my backpacking trip has started?
Yes, with World Nomads you can purchase travel insurance even if you’ve already started your trip. Waiting periods may apply for certain benefits, so it’s best to buy coverage early.
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What should I do if I get sick while backpacking abroad?
If you become ill while backpacking, your travel insurance may help coordinate your medical care, arrange transportation to the most suitable medical facility and cover your medical expenses. All of this is subject to plan terms and conditions. The first step is always to call the 24/7 Emergency Assistance team, if at all possible.
Need destination inspiration?
Not sure where your next hiking adventure should take you? Check out some of our favorite trails around the world and get destination-specific travel insurance tips to help you plan with confidence.
High-altitude hiking: prepare and train
Travel insurance coverage for Asia
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Bungee Jumping Travel Insurance Coverage
Learn how Canadians can bungee jump with confidence with travel insurance
- As featured in:
As featured in:
At a glance
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Bungee Jump With Backup: World Nomads offers travel insurance to help cover medical emergencies, stolen gear and trip cancellations for your bungee jumping adventures.
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Plans Built for Big Drops: Bungee jumping may be covered, and you can choose a plan based upon the level of coverage you need.
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Emergency Support in Remote Locations: Our plans include emergency medical evacuation coverage if you get injured while bungee jumping in remote areas.
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Protection for Interrupted Bungee Trips: If your trip is interrupted by illness or injuries (amongst other covered reasons), travel insurance for bungee jumping trips may help cover your prepaid, unused, non-refundable trip costs.
Bungee jumping has become a staple of adventure travel, with an estimated two million jumps taking place worldwide each year—and, statistically speaking, it’s even safer to jump than to drive to the jump site. Maybe you’re taking the leap in New Zealand, the birthplace of commercial bungee jumping, or soaking up the lush scenery of South America for your first plunge. Wherever your jump takes you, it helps to be prepared for the unexpected. If your epic trip includes bungee jumping, World Nomads Travel Insurance with adventure sports coverage can help protect your adventure, offering benefits that may assist with everything stolen gear to unexpected medical expenses.
Why should I consider travel insurance for my bungee jumping trip?
Unexpected issues can mess up even the most carefully planned bungee jumping trips. An unexpected hurricane can put a halt to your bungee jumping trip if the inclement weather causes you to miss a connection, but World Nomads Travel Insurance may help you bounce back quickly with support for emergencies, delays, and disruptions. World Nomads offers four plans. You can choose a travel insurance plan that best meets your needs; it’s a smart way to travel confidently when you’re bungee jumping outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Insurance Plan provides little, if any emergency medical coverage once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Bungee jumping travel insurance: What may be covered?
Bungee jumping can test you both physically and mentally – and as adrenaline-seekers ourselves, that’s part of what we love. Since unexpected situations can happen when bungee jumping, we’ve designed our plans to include travel insurance for bungee jumping.
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Emergency Medical Expenses
For injuries when bungee jumping that require emergency medical treatment -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen gear -
Trip Delays, Interruptions & Cancellations
Travel protection for your pre-paid, nonrefundable trip costs and unexpected expenses
Get a quote and compare the plans to see which level of coverage is right for you.
Choosing the Right Adventure Sports Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
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Ideal for: Coverage Includes:
Covering the basics for your trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
|
Even if your main goal is to go bungee jumping, you’ll probably also be doing other things like rock climbing or ziplining. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase World Nomads travel insurance with adventure sports coverage. When you purchase your policy, you’ll need to list bungee jumping, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. The cost of your travel insurance plan may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you decide that you are not satisfied with the policy, you may cancel it within 10 days and you will be given a full refund of the premium you paid, provided you have not started your trip and you do not want to make a claim or to exercise any other right under the policy.
Coverage for 250 activities you love + more
What may not be covered when on a bungee jumping trip?
If you decide to throw back a couple of drinks to calm your nerves before your big jump – and then get hurt while intoxicated – you may not be covered. Travel insurance for bungee jumping may not cover you if you get hurt when you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:
- Unattended baggage, gear, or personal items
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or bungee jumping in your home province
- Pre-existing medical conditions if your medical condition is not stable and you do not meet the stability period found in the terms and condition of the policy.
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have advised you not to travel to a particular destination or go bungee jumping
Top safety tips we recommend for bungee jumping safely
- Choose a reputable company. Take a look at their certifications, safety record and reviews.
- Don’t try to show off. When you jump, don’t try to do flips or anything else that hasn’t been approved by the staff.
- Talk to your doctor before jumping. Things like high blood pressure, heart conditions, dizziness, epilepsy, eye injuries, asthma, and neck, back or spinal problems can make bungee jumping more risky.
- Don’t be under the influence of drugs or alcohol when you jump.
- Wear the right clothes. Comfortable clothing is recommended, but don’t wear anything loose.
- If you have long hair, tie it back to keep it from getting tangled in equipment.
- Check with the Public Health Agency of Canada to see if they have issued any travel health notices for the destination where you’ll be bungee jumping.
- Register with Canadians Abroad to stay updated on emergency situations.
- Save a copy of your bungee jumping travel insurance documents in your phone. Have the phone number for the 24/7 Emergency Assistance team easily accessible as well.
FAQ
Here are our most frequently asked questions about cover for bungee jumping. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Is bungee jumping covered under World Nomads Travel Insurance?
Yes, bungee jumping is covered under all four plans offered by World Nomads Travel Insurance. Bungee jumping is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for bungee jumping policy. You’ll need to list all activities you are planning to partake in and pay an additional premium to be covered for any Level 2 and Level 3 activities like ziplining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a bungee jumping trip?
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your non-refundable, unused, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable bungee jumping tours that you paid for in advance. If you get hurt while bungee jumping and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags (by your common carrier) or Canadian government travel advisories advising travellers not to travel to a destination on your itinerary.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date. Your departure date will be 12:01am local time on the date that you are originally scheduled to start your trip as shown on your policy certificate.
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Does World Nomads offer travel insurance for bungee jumping overseas?
Yes, some of the best bungee jumping spots are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for China, you could have the opportunity to bungee jump at Macau Tower. When you get a quote for World Nomads Travel Insurance with adventure sports coverage, you’ll need to input where you’ll be travelling.
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What should I do if I get hurt while I’m bungee jumping?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, and swimming could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered with all four plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodation if your trip is cancelled due to a covered reason. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration?
Ready to jump, but not sure where to go? There are plenty of great spots around the world to experience bungee jumping. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.
New Zealand: Auckland
Africa: Victoria Falls
China: Macau Tower
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Surfing travel insurance
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
- As featured in:
As featured in:
- What types of surfing are covered?
- Choosing the right policy for you
- What's covered?
- What's not covered?
- Tips to get the most out of your surfing trip
Point breaks, offshore breezes and rays of sun beating on your golden-tanned face. Surfing the azure ocean blue can create a big adrenaline rush ─ but so can stingray encounters, jagged coral reefs and (gulp!) shark attacks. But don’t worry, World Nomads can help get you back on your feet if your surfing trip turns into a wipe-out.
What types of surfing are covered?
Besides hanging ten from the breakers of Australia to Maui, did you know we can also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kitesurfing
- Wakeboarding (excluding jumps)
Our policies can cover up to 150 other sports, activities and experiences so if you’re combining your surfing trip with camping or a road trip, you can rest easy knowing we’ve got your back.
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy wording for details or contact us if you have questions.
Choosing the right policy for you
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific surfing plans.
What’s covered?
As surf enthusiasts, you can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks. Depending on your Country of Residence, our policies offer cover (up to policy limits) for:
- Emergency overseas medical: Long lefthanders can be epic to ride, but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from us.
- 24/7 Emergency Assistance: Our multilingual Emergency Assistance team is here to help facilitate a range of services in whatever part of the world you’re traveling.
- Baggage protection: Got your stuff stolen while surf town-hopping in Costa Rica? Our gear coverage may help with replacing belongings that were swiped from under your nose.
- Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Trip cancellation cover may be able to help recover the travel expenses.
Your coverage will vary according to your Country of Residence and whether you chose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage. If you have any questions about your cover, just ask us.
What's not covered?
Sorry – we won’t cover you if you do something stupid (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search and rescue costs
- Competition surfing
Tips to get the most out of your surfing trip
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance coverage ─ depends on your responsible behavior. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing or aerial manoeuvres when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for coverage.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of coverage and exclusions.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when backpacking
Protect the freedom of carrying everything on your back.
- As featured in:
As featured in:
Just you and the open road, the basics on your back, the world at your feet. Backpacking is a rite of passage for many nomads seeking maximum experience for minimum expense. Freedom and flexibility are key and we’re here to help with our policies created by travelers, for travelers just like you.
You might be setting out to find your crew or yourself, to connect with a destination or hit the dance floor. Whatever creature comforts you can do without, travel insurance should be considered.
- Why should I consider insurance when backpacking?
- What’s covered when backpacking?
- What’s not covered?
- Top tips for backpacking nomads
Our policies can help global backpackers
Depending on your Country of Residence and the plan you’ve chosen our policies offer flexible options for your backpacking adventures including:
- Flexible cover for long-term adventures: World Nomads policies may offer coverage for up to a year. And in some instances - depending on your Country of Residence and the plan you’ve chosen - you may also extend your policy or buy travel insurance while abroad for another 12 months . Please note that waiting periods or time excess may apply, even if you don’t have a return ticket.
- Backpacking means adventure! Our policies may cover more than 150 activities, sports and experiences so you can adventure with confidence.
- Want to work or give back? Our policies may offer cover for different types of work, working holidays and volunteering, including for digital nomads.
You can get a quote, make a claim, or extend your policy instantly online, even while traveling.
Choosing the right policy for you
World Nomads travel insurance may help if:
- You’re injured and need medical transport or evacuation home.
- You want cover for your bags and valuables in case they’re lost, stolen or damaged. Keep the paperwork and receipts for your gear.
- You need to cancel your trip, or your trip is unexpectedly delayed.
- You’ve already left home and need to buy travel insurance.
- You want cover for some Coronavirus-related events.
- You need cover for overseas medical expenses and hospitalization costs.
- You’re looking for cover for adventure sports, activities, and experiences.
Your coverage will vary according to your Country of Residence and whether you choose a Standard or an Explorer plan. Read your policy for details on cover, maximum benefit limits, exclusions and conditions of your coverage.
Why should I consider insurance when backpacking?
If your backpacking travels take you on the wrong kind of adventure – such as a sudden illness or injury, a natural disaster, stolen or lost belongings, or an emergency – travel insurance may be able to help you with expenses, so you’re not left with a huge bill.
What’s covered when backpacking?
Depending on the plan you choose and your Country of Residence, some of the key benefits on our policies include cover (up to policy limits) for:
Unexpected medical emergencies
Your health and safety are a priority when you’re backpacking around the world. That's why our plans offer cover for emergency medical expenses if you fall ill, get into an accident or get hurt on your travels. Please note that terms and conditions, benefit limits, and exclusions apply
Being avid backpackers ourselves, we know that your adventure may take you far from medical help, and if you need emergency evacuation our policies may also cover you.
24/7 emergency assistance
If something goes wrong in an unfamiliar place, it can be overwhelming. With World Nomads you’ll have access to our 24/7 Emergency Assistance Team. Whether you need help finding a doctor for Bali Belly, if you come off your bicycle touring the countryside or if your gear is stolen, our Emergency Assistance team can help with emergencies in most parts of the world where you may be traveling.
Adventure ‘till you drop!
Our policies are designed to allow for maximum adventure, whatever your budget. Depending on the plan you choose and your Country of Residence, you could be covered for more than 150 sports, activities and adventures including:
- Scooter and motorbike riding
- Bungee jumping
- Hiking
- Scuba diving
- Snowboarding
- Skydiving
It’s important to remember that not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Some activities may have special terms and some activities may not be covered at all. If you’re not sure whether your activity is covered, contact us.
Trip interruptions and delay
Don’t let an unexpected incident unravel your backpacking trip - our trip interruption coverage can help salvage pre-paid, non-refundable trip expenses that you’ve had to forfeit if a covered event has disrupts your plans.
Our policies may also cover you if you experience a delay by making sure you have the essentials to be comfortable such as meals, toiletries and even accommodation. Check your policy for any conditions you need to meet: your delay might need to be a certain number of hours or be caused by a covered reason.
Stolen or lost baggage
When everything you have with you is on your back, it can be confronting if your gear is stolen, or your travel carrier loses your only possessions. With our travel insurance policies, you may be able make a claim for a replacement or a reimbursement of your stolen items, up to a per item and total maximum limit. Terms and conditions apply so be sure to check the policy wording.
Note: Keep in mind that benefit limits, terms and conditions and exclusions apply depending on your Country of Residence, so be sure to read your policy wording carefully. If you have any questions about your cover, contact us.
What’s not covered
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Any pre-existing medical conditions
- Any items lost, stolen or damaged that are unsupervised or unattended.
- If you travel against medical advice or neglect to adhere to government ‘Do Not Travel’ warnings issued prior to departure.
- Going against local authority warnings by entering closed or restricted areas or places or putting yourself in an unsafe or dangerous situation.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
- Any remote search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
- Any adventure activities or sports that aren’t covered by our policies.
- Certain items such as cash, credit cards and sports equipment damaged while in use
- Any costs related to illegal activities or being under the influence of drugs or alcohol.
Top tips for backpacking nomads
- Keep an eye on your gear and belongings. When everything you have is on your back you could be a target for thieves.
- The cheapest option isn’t always the best choice. Be savvy about things like safety in your activities, transport and accommodation options.
- Keep digital copies of your important documents like passport, visas and insurance certificates.
When you buy a World Nomads travel insurance policy, your coverage has been crafted by passionate travelers who have lugged backpacks, battled bedbugs and waited in line for the restroom too. For trip ideas and tips, check out our article on backpacking dos and dont's and heaps more.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Some FAQs
Here are some of our most frequently asked questions about backpacking. You can also find the answers to other questions in our Helpdesk or you can get in touch with our customer service team.
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Does my insurance pay for my accident upfront or do I have to pay and claim?
Who pays depends on what’s happened. If it’s an emergency where hospital admission and/or medical evacuation is required, the insurer may cover these costs upfront (provided the incident is covered as per the policy wording, of course).
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I'm on a gap year, can I claim for my baggage while I'm away?
You can claim whenever you like, while traveling or when you return home.
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Is there a time period that I have to claim within?
You're welcome to submit a claim whenever you're ready. If you're waiting on documentation, just let our customer service team know, so they can make a note.
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Does it matter if my receipts are in another language?
You can submit your claim with the receipts in another language. If the claims examiner requires you to translate it, they'll let you know.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when volunteering
Don't let your good deeds go uncovered
- As featured in:
As featured in:
From Oxfam to The Salvation Army, the Brits have a proud history of helping out when they travel abroad.
If you want to give back when you travel, World Nomad’s travel insurance allows you to participate in a range of volunteer activities. From summer teaching programmes to clean water projects, volunteering can help strengthen communities, forge meaningful connections and change lives.
What coverage does travel insurance provide for volunteers?
|
What's Covered |
What's not Covered |
|---|---|
|
Want to step out into the world and volunteer your time? |
As a global citizen contributing to good causes, we hope that you'll act responsibly and within your limits. But just to be clear, we won't cover any incidents related to: |
What volunteer activities are covered by travel insurance?
In both our Standard and Explorer plans, we provide travel insurance cover for a range of non-manual volunteer activities, which may include:
- Retail work such as helping out in a co-op shop
- Teaching
- Clerical work
- Childcare
- Some volunteering in communities on projects.
For all volunteering work, you must have the right equipment and clothing, the proper training and be supervised appropriately. When you purchase travel insurance, be sure to add the activity to your quote so it’s included in your policy.
We also offer an optional upgrade for manual activities such as:
- World Wide Opportunities on Organic Farms (WWOOF)
- Environmental and conservation work that involved farm hand style activities
- Manual work or work with power tools under two metres in height not involving the use of mechanical or industrial machinery.
What volunteer activities are excluded?
Some volunteer activities may not be covered as they’re just too risky for us to cover, for example volunteer firefighting, or activities in places known to be unsafe or dangerous. This includes volunteer work that includes:
- Work performed over 2 meters in height
- Work performed offshore, underground or in caves
- Operating machinery
- Working with dangerous animals and / or big game.
If you’re not sure about coverage, contact us and we’ll help you.
This is only a summary of cover and does not include the full terms, conditions, limits and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn't covered.
If haven't yet chosen a volunteer program, you can find inspiration in our article about choosing ethical volunteer programs
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.
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Will travel insurance cover me for countries other than those listed on my policy?
That depends on your policy and your country of residence. You may have to put in a request with the customer service team for a country to be added to your policy.
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Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illnesses overseas. They don't stand in place of primary medical insurance or your home health system.
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Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what happened. If it’s an emergency situation, where medical evacuation is required, World Nomads will try and cover these costs upfront (provided the incident is covered as per the policy wording and you get pre-approval from the Emergency Assistance team). You must contact World Nomads 24/7 Emergency Assistance if you have a medical emergency.
Travel Insurance for the USA
What Canadians need to know before travelling to the United States
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to the US. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in the US like hiking, surfing and skiing.
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
The USA is still the most popular destination for Canadian travellers – by far – and not just because it’s right next door. One trip might have you catching a Broadway show in New York, another might see you camping in the red rock expanses of Utah, hiking the Hollywood Hills, or boot scooting at a honky-tonk in Nashville. The beauty of the USA is that you can dip in and out of completely different worlds without ever leaving the country. Distances are vast, so planning matters – but the payoff is a trip tailored exactly to how you like to travel.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to the USA. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in the USA
The USA is made for getting outdoors. Hike into vast national parks like the Grand Canyon or Yosemite, or head north to Alaska for glacier trekking, wildlife spotting and kayaking through icy fjords. In winter, ski resorts in Colorado, Utah and Wyoming deliver everything from cruisy runs to backcountry terrain. On the water, California’s coastline is a magnet for surfers, while Hawaii takes things up a notch with bigger waves and year-round conditions. Mountain biking trails cut through forests and desert terrain in Moab or Sedona, ziplining crosses forested valleys in the Great Smoky Mountains, and skydiving anywhere between the Pacific and the Atlantic will add a serious thrill. Road trips in the US are part of the adventure too – long drives on Route 66 or along the Pacific Coast Highway turn the journey into the main event.
Coverage for 250 activities you love + more
Common insurance considerations for the USA
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Fell down some steps at a shopping mall? Wiped out on a black ski run and ended up in hospital? Ate a dodgy hotdog and got a bad bout of food poisoning? Emergency assistance is a phone call away
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to the USA
- Tipping customs are similar to Canada, but more firmly expected in the US – plan for 15-20% in restaurants
- Healthcare in the US is expensive, which is why you may want to consider comprehensive travel insurance
- Crime levels vary widely by city and neighbourhood, so research where you’re staying, avoid unfamiliar areas at night and take care with valuables
FAQ
Here are our most frequently asked questions about cover for the USA. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit the USA?
Most Canadians don’t need a visa for short tourist visits to the USA. You’ll need a valid passport and may be asked about your travel plans at the border.
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Is the USA safe for Canadian travellers?
The USA is generally safe to visit, but safety can vary by city and neighbourhood. Stay aware of your surroundings and take standard precautions, particularly in busy urban areas.
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Can I use my Canadian driver’s licence in the USA?
Yes, Canadian licences are generally valid for short-term visits. Check rental car requirements and insurance coverage before you travel.
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Do Canadians need ESTA to enter the USA?
Canadians generally don’t need ESTA for land crossings or most short visits. However, if you’re flying into the USA, you may need to meet additional entry requirements, so it’s best to check before you travel.
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How long does it take to cross the US border from Canada?
Border wait times can vary widely depending on the crossing point, time of day and season. Weekends, holidays and peak travel periods tend to be busiest, so check live wait times before you go and allow extra time.
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What can Canadians bring into the USA?
There are restrictions on certain items, including fresh food, alcohol and cannabis. You’ll need to declare all goods at the border, and rules can change, so check current guidelines before you travel.
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Do I need travel insurance for the US?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for Asia: What You Need to Know
What Americans need to know before going to Asia
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel protection plans for your trip to Asia. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Asia like skiing, hiking and swimming.
- Plans for Americans include protection for medical emergencies, trip interruptions and lost luggage.
Asia offers a huge range of travel experiences, whether you’re exploring fast-paced cities, relaxing on the beach or on an adventure-driven escapade. With such diversity between countries, climates and customs, Asia inspires many return trips. Loved Japan? You’re going to want to visit South Korea next. Dreaming of traveling to India? It’s a big country – give yourself time to explore more than one region. Thailand, too, invites a deeper dive – literally. Good preparation, including the right travel insurance, can help you make the most of every trip you take to Asia.
Plan Comparisons
Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Asia. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
|
Travel protection for adventure activities in Asia
There are outdoor experiences galore in Asia, from high-altitude trekking to tropical water sports. In Nepal and northern India, multi-day hikes wind through the Himalayas, while in Vietnam and Thailand, jungle trails and rivers lend themselves to hiking, kayaking and caving. Along the coasts of Indonesia, Sri Lanka, Thailand and the Philippines, warm waters make surfing, snorkeling and diving popular year-round. Locals and visitors alike love hiking in Japan, and in winter its famed ‘Japow’ snow attracts skiers and snowboarders from around the world. If you’re up for some real adventure, explore Vietnam by motorbike to discover the country well beyond the tourist hotspots.
Coverage for activities in Asia
Common insurance considerations for Asia
Accidents and emergencies
No one likes imagining the worst, but if you do get sick or have an accident that sends you to the hospital, you’ll be glad you purchased travel protection before you left home. Hit by a scooter crossing the street in Vietnam? Wiped out on a ski slope in Japan and have your arm in a cast to prove it? Ate a dodgy curry in India and came down with a nasty bout of food poisoning? Emergency assistance is a phone call away. All World Nomads plans include non-insurance services like portable health records. This enables medical staff to access your records 24/7. Having that information available may be critical if you experience an unexpected medical emergency while traveling.
Food and water safety
A few simple precautions can help you avoid traveler’s diarrhea in Asia. Gastro illnesses are more common in some Asian countries than others, but it pays to be careful no matter where you’re going. Stick to bottled or filtered water, avoid ice and choose freshly cooked food served hot. If you do get sick, the medical expense travel insurance benefit may reimburse necessary emergency medical expenses while travelling. If local care is not suitable in your immediate area, the emergency evacuation and repatriation benefit may cover transport to the nearest suitable medical facility or home for treatment if you suffer an injury or illness that is severe, acute or life-threatening. (Exclusion applies to Adventure or Extreme activities.).
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel protection plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about traveling? There’s no judgment here. Just make sure you purchase the Cancel For Any Reason benefit within 7 days of making your first trip payment (like booking a hotel or flight) and remember to cancel no later than two days before your departure date. Additional cost, terms and conditions apply; not available to New York residents.
Baggage
Even the most careful of travelers can face that sinking feeling when they realize they’ve left their passport or wallet on the train, or that a thief has taken off with their phone or camera and there’s no hope of getting it back. Whether you bought the lost or stolen item on your trip (and have the receipts to show for it) or carried it with you from home, travel protection may be able to reimburse you.
Tips we recommend for travelling to Asia
- Driving rules vary across Asia, with some countries driving on the left and others on the right. Take care crossing the road (it’s easy to look the wrong way to check for oncoming cars).
- Be mindful of food and water safety – in many destinations, it’s best to stick to bottled or filtered water and eat hot, freshly cooked food.
- Learn about a country’s customs and etiquette preferences before you arrive. As a guest in another country, showing respect for local ways of doing things is always appreciated. Whatever you do, don’t stick your chopsticks in your rice or point them at anyone in Japan if you don’t want to cause great offence.
- Ask before you take photos of anyone and avoid taking pictures of children.
FAQ
Here are our most frequently asked questions about cover for Asia. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Americans need visas to travel in Asia?
Visa requirements vary widely across Asia. Americans can enter some countries visa-free for short stays, while others require a visa in advance or an e-visa. Always check the entry requirements for each destination before you travel.
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Is Asia safe for tourists?
Asia is generally safe for visitors, but safety can vary by country and region. Petty theft can occur in busy areas, and some destinations may have higher risks related to political turmoil, traffic, poverty, weather or local conditions. Stay aware of your surroundings and follow US Department of State travel advisories*. You may want to consider travel insurance for those unexpected situations that arise.
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How do I avoid getting sick in Asia?
Keep up simple hygiene habits – wash or sanitize your hands regularly and be mindful of where and what you eat and drink, especially in busy markets or remote areas. Before you go, check the recommended vaccinations and make sure routine immunizations are up to date. All World Nomads plans for US residents include additional non-insurance services like access to pre-trip medical support. A telehealth consultation can help you with a customized medical plan based on your destination. This may help you prepare for health concerns before you go and the best ways to avoid travel-related illnesses.
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Do I need travel insurance for Asia?
Travel insurance isn’t mandatory, but it’s strongly recommended. Benefits for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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What if my bags are lost or stolen?
Travel insurance benefits for lost, damaged, destroyed, stolen or delayed bags are included in all World Nomads plans. Also, our non-insurance service included in every plan assists with tracking and delivering missing checked bags.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 844-207-1930 and we can assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 (877) 289-0968 (toll-free from the Continental US); or
Phone: +1 (954) 334-8143 (collect from anywhere else in the world)
Need destination inspiration for Asia?
Not sure where your next adventure should take you? Take a look at these travel ideas around the world and get destination-specific travel insurance tips to help you plan with confidence.
5 unique cultural experiences in Japan
Hiking travel insurance coverage
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance for Thailand
What Canadians should know before visiting Thailand
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Thailand. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Thailand like hiking, scuba diving and rafting.
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
If you’re flying into Bangkok, spend a few days here before continuing on to the islands – this sultry city is more than just a gateway. Think buzzing night markets, late-night street food, long-tail boats on the Chao Phraya River and temples sitting alongside rooftop bars and mega malls. Head north to Chiang Mai for a slower rhythm, with mountain scenery, night bazaars and early morning alms-giving ceremonies, then make your way south where islands like Phuket and Koh Samui bring beaches and fun in the sun. It’s a long journey for Canadians heading to Thailand, but well worth it – it’s a destination that blends standout food, culture and beach time with an ease that makes it hard to leave.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Thailand. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Thailand
In Thailand’s south, dive or snorkel around Koh Tao and the Similan Islands, kayak through limestone karsts in Phang Nga Bay or try stand-up paddleboarding along calm island shores. Rock climbers can head to Railay Beach in Krabi for dramatic cliff faces rising straight out of the sea. Up north, Chiang Mai and Pai are hubs for trekking, with jungle trails, waterfalls and multi-day hikes through hill tribe regions. Ziplining through rainforest canopy, whitewater rafting on the Mae Taeng River or mountain biking through rugged terrain adds a hit of adrenaline. For something different, try kitesurfing along the Gulf coast, go canyoning in northern Thailand or take a Muay Thai class with a local.
Coverage for 250 activities you love + more
Common insurance considerations for Thailand
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be glad you purchased travel insurance before you left home. Had a car accident in Bangkok? Hurt yourself rock climbing and ended up in hospital? Ate dodgy street food and got a bad bout of food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Trip interruption
No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Tips for travelling to Thailand
- Travel in the shoulder seasons (May to June and September to October) for fewer crowds and better value, but expect short bursts of rain
- Dress modestly when visiting temples – shoulders and knees covered, and shoes removed before entering
- Stay hydrated and pace yourself in the heat, especially in Bangkok and inland areas where temperatures can climb
- Respect local customs, including removing shoes when required and avoiding touching someone’s head or pointing feet at people or sacred objects
FAQ
Here are our most frequently asked questions about cover for Thailand. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Thailand?
Canadians can enter Thailand visa-free for short stays (typically up to 30 days if arriving by air), but entry rules can change, so check before you travel.
-
What is the best time to visit Thailand?
November to February offers cooler, drier weather and is the most popular time to visit. March to May is very hot, while the wet season (June to October) brings humidity and short, heavy showers.
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Is Thailand safe for travellers?
Thailand is generally safe, especially in well-travelled areas. Take usual precautions with valuables, be cautious of scams in tourist hotspots and use reputable transport.
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Can I drink tap water in Thailand?
No – stick to bottled or filtered water. Ice in hotels and restaurants is usually safe, but use your judgement in smaller venues.
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What currency is used in Thailand?
The Thai baht (THB). ATMs are widely available and cards are accepted in most hotels, restaurants and larger shops, though cash is still common in markets.
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Is Thailand expensive for Canadians?
Thailand is considered good value. Accommodation, food and transport are generally affordable, though prices rise in peak season and at luxury resorts.
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How do I get around Thailand?
Domestic flights are the quickest way to cover long distances. Trains and buses connect major regions, while ferries link the islands. Within cities, use taxis, tuk-tuks or rideshare apps.
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What should I wear in Thailand?
Light, breathable clothing works best in the heat. Pack something modest for temples and a light layer for air-conditioned spaces.
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Do I need travel insurance for Thailand?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
-
How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)