Travel insurance for Australia
Essential travel insurance tips when going down under
- As featured in:
As featured in:
Spanning nearly 8 million km2 and with crystal-clear water, red deserts, tropical rainforests, and bustling cities, Australia is fascinatingly diverse. Whether you’re road-tripping the East Coast, hiking on Kangaroo Island or scuba diving the Great Barrier Reef, World Nomads has you covered.
- What am I covered for?
- What should I look out for when travelling to Australia?
- What’s not covered?
- Handy tips for travelling in Australia
What am I covered for?
World Nomads offers cover (up to the policy limits) for:
- Overseas medical expenses: if you become sick or injured during your trip.
- Medical evacuation and repatriation: if you need emergency transport home due to a serious illness or injury.
- Travel delays/interruption: if your trip is interrupted due to an insured event.
- Trip cancellation: if your trip is cancelled due to an insured event.
- Baggage and valuables: if your belongings are stolen, accidentally damaged, delayed or lost.
- Family plans: add your children and grandchildren to our policies at no extra cost.
- Activities cover: we cover more than 150 activities so you can have fun adventuring your way around Australia’s outback, coasts, cities and skies.
Note: our travel insurance plans are different. Cover will vary, depending on your country of residence, what you are claiming for, the plan you choose and any options or upgrades you buy.
With World Nomads, you can buy travel insurance as soon as your trip is locked in or while you're traveling (waiting periods apply); it’s entirely up to you.
What should I look out for when travelling to Australia?
There are a few key things to consider when visiting Australia. Our travel insurance may help if you land in Melbourne, but your baggage doesn’t, or you suffer an injury whilst hiking Cradle Mountain.
To make it easier for you to choose a plan that’s right for you we offer two plans – Standard and Explorer. Each one provides different levels of coverage depending on what you need and your country of residence:
- The Standard Plan –covers a range of benefits and certain adventure activities but has lower coverage limits.
- The Explorer Plan – covers all the benefits of the Standard plan, with larger coverage limits, more benefits and covers more sports and activities.
Essential travel cover options when you need them the most
Depending on the level of cover you choose and your country of residence, our policies may cover you for:
Lost, stolen or delayed baggage cover
If your luggage or personal items are stolen, lost or accidentally damaged, you may be able to claim to replace or repair the item. If your luggage is delayed for more than 24 hours, you may be able to claim for essential clothing and toiletries while you wait for your bag to be returned.
Travel insurance for accidents or injuries
If you become sick or injured in Australia with anything from food poisoning to an injury while participating in an activity, our policies may cover you for medical treatment including hospitalisation, prescribed medicines and prescribed physiotherapy treatments. Terms and conditions apply.
Coronavirus cover for some events
If you catch COVID-19 while travelling in Australia we may cover you for medical expenses and hospital assistance, as well as repatriation. Our Explorer Plan offers extra cover for Coronavirus-related events such as cancellation, trip interruption expenses and some quarantine costs. To find out what cover applies to you, read our Coronavirus cover article, which has all the details, including benefit limits, conditions, and exclusions.
Adventure sports & activities cover
There’s no shortage of adventures and activities to do in Australia and depending on what plan you choose and your country of residence, you can be covered for hiking adventures in the Snowy Mountains, road trips along the East Coast, surfing at Bondi Beach, snorkelling with Whale Sharks on Ningaloo Reef and much more. You can find the full list of covered activities in the Policy Wording.
Rental car coverage and road safety
Australia is the perfect place for a road trip. With such vast distances between destinations, it can be a good idea to make sure you are covered if something goes wrong when you’re on the road.
Available on our Explorer Plan, we may cover your rental vehicle insurance excess, or the cost of repairing the rental vehicle if you’re involved in a motor accident or your rental vehicle is damaged or stolen.
What’s not covered?
Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:
- Pre-existing medical conditions – see the policy wording for details.
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the U.S Department of State.
- Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organization, including obtaining relevant vaccinations and hygiene measures.
- Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
- Our policy doesn’t replace the need for you to purchase rental vehicle insurance through the rental vehicle company covering physical damage and theft of the rental vehicle and your liability to third parties for injury or property damage while the rental vehicle is in your care or control.
- Being intoxicated by alcohol or drugs.
Be sure to read the Policy Wording and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover.
Handy tips for travelling in Australia
- If you’re planning a road trip, be aware of the distances involved between destinations. Sometimes it can be hundreds of kilometres between towns and petrol stations.
- The sun is very strong in Australia so be sure to wear sunblock, even on a cloudy day. Temperatures in Outback areas can be very high.
- Pick your season – the weather can vary tremendously in parts of Australia even in the same season.
- Swim between the flags at the beach. They show the safest point on the beach for swimming and can help you avoid dangerous rips.
Are you looking for more travel inspiration for Australia? World Nomads has various articles that cover a range of fun topics on Australia, here are just a few:
- How to Get a Working Holiday Visa for Australia
- Australia Hikes: 6 Spectacular Tracks All Around the Country
- Where to Stay in Australia: Accommodation Travel Tips
- 10 Ancient Natural Wonders Around Australia
You can also check out our articles if you need the latest safety travel alerts.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for Australia
Essential travel insurance tips when going down under
- As featured in:
As featured in:
With its crystal-clear water, tropical rainforests, and a burnt red Outback, Australia is a thrilling destination. Whether you’re road-tripping the Great Ocean Road, cycling around Uluru or snorkelling the Great Barrier Reef, World Nomads Travel Insurance can have you covered.
- What am I covered for?
- What should I look out for when travelling to Australia?
- What’s not covered?
- Handy tips for travelling in Australia
What am I covered for?
World Nomads offers cover (up to the policy limits) for:
- Overseas medical expenses: if you become sick or injured during your trip.
- Medical evacuation and repatriation: if you need emergency transport home due to a serious illness or injury.
- Travel delays/interruption: if your trip is interrupted due to an insured event.
- Trip cancellation: if your trip is cancelled due to an insured event.
- Baggage and valuables: if your belongings are stolen, accidentally damaged, delayed or lost.
- Family plans: add your children and grandchildren to our policies at no extra cost.
- Activities cover: we cover more than 150 activities so you can have fun adventuring your way around Australia’s outback, coasts, cities and skies.
Note: our travel insurance plans are different. Cover will vary, depending on what you are claiming for, the plan you choose and any options or upgrades you buy.
With World Nomads, you can buy travel insurance as soon as your trip to Australia is locked in or while you're travelling (waiting periods apply); it’s entirely up to you
What should I look out for when travelling to Australia?
When visiting your neighbours across the ditch, there are a few key things to consider. Our travel insurance could help if you land in Sydney, but your baggage doesn’t or if you suffer an injury hiking Cradle Mountain.
World Nomads offers two plans – Standard and Explorer. Each policy has different levels of cover depending on what your needs are. You may be covered if your bags are lost or stolen, if your transport is delayed, or if you suffer an injury that lands you in hospital.
- The Standard Plan – covers a range of benefits and certain adventure activities and has lower coverage limits.
- The Explorer plan – covers all the benefits of the Standard Plan, with larger coverage limits, more benefits and covers more sports and activities.
Essential travel cover options when you need them the most
Depending on the level of cover you choose, World Nomads offers coverage (up to the policy limits) for:
Lost, stolen or delayed baggage cover
If your luggage or personal items are stolen, lost or accidentally damaged, you may be able to claim to replace or repair the item. If your luggage is delayed for more than 12 hours, you may be able to claim for essential clothing and toiletries while you wait for your bag to be returned.
Medical insurance for accidents or injuries
If you become sick or injured in Australia, with anything from food poisoning to an injury whilst participating in an activity, our policies can cover you for medical treatment including hospitalisation, prescribed medicines and prescribed physiotherapy treatments.
Coronavirus cover for some events
If you catch COVID-19 while visiting Australia, we may cover you for medical expenses and hospital assistance, as well as repatriation. Our Explorer Plan offers extra cover for Coronavirus-related events such as cancellation, trip interruption expenses and some quarantine costs. You can check out our Coronavirus cover article which has all of the details, including terms and conditions, benefit limits and exclusions.
Adventure sports & activities cover
There’s no shortage of adventures and activities to do in Australia and depending on what plan you choose, you can be covered for hiking in Tasmania, road tripping along the East Coast, surfing at Bondi Beach, snorkelling with Whale Sharks on Ningaloo Reef and much more. You can find the full list of covered activities here.
Rental car coverage and road safety
Australia is the perfect place for a road trip. With such vast distances between destinations, it can be a good idea to make sure you are covered if something goes wrong when you’re on the road.
Available on our Explorer Plan, we may cover your rental vehicle insurance excess, or the cost of repairing the rental vehicle if you’re involved in a motor accident or your rental vehicle is damaged or stolen.
What’s not covered?
Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:
- Existing medical conditions – see the Policy Document for details.
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the New Zealand Government.
- Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organization, including obtaining relevant vaccinations and hygiene measures.
- Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
- Our policy doesn’t replace the need for you to purchase rental vehicle insurance through the rental vehicle company covering physical damage and theft of the rental vehicle and your liability to third parties for injury or property damage while the rental vehicle is in your care or control.
- Being intoxicated by alcohol or drugs.
Be sure to read the Policy Document and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover.
Australia Travel Tips
- If you’re planning a road trip, be aware of the distances involved between destinations. Sometimes it can be hundreds of kilometres between towns and petrol stations.
- The sun is very strong in Australia so be sure to wear sunblock, even on a cloudy day. Temperatures in Outback areas can be very high.
- Pick your season – the weather can vary tremendously in parts of Australia even in the same season.
- Swim between the flags at the beach. They show the safest point on the beach for swimming and can help you avoid dangerous rips.
Are you looking for more travel inspiration for Australia? World Nomads has various articles that cover a range of fun topics in Australia, here are just a few:
- How to Get a Working Holiday Visa for Australia
- Australia Hikes: 6 Spectacular Tracks All Around the Country
- Where to Stay in Australia: Accommodation Travel Tips
- 10 Ancient Natural Wonders Around Australia
You can also check out our articles if you need the latest safety travel alerts.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Traveller tip 1: don't forget when travelling overseas, some countries may require your New Zealand passport to be valid for at least six months before it's expiry date as a condition of entry
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Brazil
What Canadians need to know before travelling to Brazil
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Brazil. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Brazil like surfing, hang gliding and hiking.
- Policies for Canadians include protection for medical emergencies, trip cancellations and lost luggage.
Big and bold, Brazil is known for its warm, welcoming culture. From the beaches of Rio de Janeiro to the depths of the Amazon rainforest, it’s a country defined by strong traditions, a deeply social way of life and a rhythm that feels distinct within South America. Beyond the headline sights, you’ll find vibrant cities, colonial towns and a culture shaped by music, food and festivals. No wonder more Canadians are adding Brazil to their travel plans. Travel insurance helps protect your plans, your belongings, and your peace of mind.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to Brazil. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Brazil
For incredible views over Rio de Janeiro, challenge yourself with a hike up to Pedra da Gávea or try hang gliding over the city and beaches. At Iguazu Falls, boat tours take you close to the base of the falls, while in the Amazon, guided treks and river trips grant you access to remote parts of the rainforest. Along the coast, surf towns from Florianópolis to Bahia are popular for wave riding, and snorkelling and diving in the protected waters around the islands of Fernando de Noronha is a must. For something different, try kitesurfing or sandboard across the dunes of Lençóis Maranhenses.
Coverage for 250 activities you love + more
Common insurance considerations for Brazil
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thanking your lucky stars you got travel insurance before you left home. Wiped out surfing in Rio and had to go to hospital? Rented a motorcycle but hit a patch of rough road and came off? Ate coxinha in São Paulo and came down with a nasty bout of food poisoning? Emergency assistance is a phone call away.
Trip interruption
No matter how good of a time you’re having in Brazil, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can arise before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads, which means you can cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Missing luggage
Nothing gets a trip off to a rocky start quite like arriving in Brazil without your bags. If your checked luggage is lost or delayed, travel insurance benefits may help reimburse you for lost items. Keep original receipts for any personal items you buy – like a toothbrush, medication or a change of clothes. The first step is always to report missing luggage to your carrier and check what compensation they may provide.
Tips for travelling to Brazil
- Pickpocketing and bag snatching happens, so keep valuables secure and out of sight – especially in cities and on popular beaches
- Protect against mosquitoes – use repellent and wear long sleeves in the evening, especially in tropical regions
- Avoid walking alone at night and stay in well-lit, populated areas
- Carry a copy of your ID and keep your passport stored securely at your accommodation
- Set off on hikes in the cool of the early morning if hot and humid weather is forecast, and take plenty of bottled water.
FAQ
Here are our most frequently asked questions about cover for Brazil. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do Canadians need a visa to visit Brazil?
Visa requirements for Canadians travelling to Brazil have changed in recent years. Currently, Canadians need to get an eVisa before travelling. Check official government advice before you go.
-
Is Brazil safe for tourists?
Safety can vary by region. Popular tourist areas are generally well managed, but petty theft and more serious crime can occur. Stay in well-known areas, use reputable transport and remain aware of your surroundings. Follow Canadian government travel advice about where not to go in Brazil.
-
Can I drink tap water in Brazil?
It’s generally best to avoid tap water. Stick to bottled or filtered water and take care with ice and raw foods.
-
What currency is used in Brazil and can I use credit cards?
Brazil uses the Brazilian real (BRL). Credit and debit cards are widely accepted in cities, but it’s useful to carry cash for smaller purchases.
-
Do I need vaccinations for Brazil?
Some vaccinations may be recommended, including protection against hepatitis A and yellow fever, depending on your itinerary. Speak with your doctor before travelling.
-
Is it safe to travel in the Amazon in Brazil?
The Amazon is generally safe to visit with a reputable guide or organised tour. Most travellers explore the region through lodges or guided excursions, which help manage risks. It’s important to follow local advice, use insect repellent, consider travel insurance, and stay aware of your surroundings.
-
Is Carnival safe in Rio?
Carnival is one of Brazil’s biggest events and is generally safe for travellers, but large crowds can increase the risk of pickpocketing and petty theft. Keep valuables secure, avoid carrying unnecessary items and plan your transport in advance, especially at night. You may want to consider travel insurance that covers theft, just in case the unexpected happens.
-
Do I need travel insurance for Brazil?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
-
How do I make a claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
-
What if my passport gets stolen in Brazil?
World Nomads travel insurance plans cover theft or damage of the following documents:
- Passports
- Driver’s licenses
- Birth certificates
- Travel visas
You can claim up to the maximum limit stated in the policy towards the replacement of your passport or other travel documents.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for South America
From trekking the Peruvian Andes to diving off the Galapagos Islands, learn how travel insurance for South America could help Canadians
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to South America. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in South America like rock climbing, hiking and scuba diving.
- Policies for Canadians include protection for medical emergencies, trip delays and lost luggage.
From Patagonia’s dramatic glaciers to Colombia’s coffee region and Brazil’s tropical coastline, South America is vast and varied. Beyond its natural landscapes, each country’s identity is shaped by history, food and tradition. Explore ancient sites like Machu Picchu, wander Cartagena’s colourful streets, dance the tango in Buenos Aires, have a pisco sour at a rooftop bar in Cusco – the more you immerse yourself in local culture, the more rewarding your trip will be. Wherever you’re headed in South America, it pays to be prepared. From missed connections to medical emergencies, travel insurance helps you handle the unexpected.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to South America. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in South America
From riding across the plains of Patagonia on horseback to exploring the underwater wonders of the Galápagos, getting active outdoors is easy in South America. If hiking is your thing, Peru’s Inca Trail, the W Trek in Torres del Paine and Colombia’s Lost City Trek are among the most iconic routes. Cyclists will love Patagonia’s dramatic roads and Peru’s high-altitude Andean routes, while mountain climbers can take on Aconcagua, the highest peak in South America. All-round adrenaline junkies can head for San Gil in Colombia to take their pick of extreme sports.
Coverage for 250 activities you love + more
Common insurance considerations for South America
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you purchased travel insurance before you left home. Hit by a car crossing the street in Santiago? Tripped over on your Patagonia trek and broke your arm? Ate questionable asado in Córdoba and got food poisoning? Emergency assistance is a phone call away.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Emergency evacuation
If you get seriously sick or injured but you’re far from appropriate medical facilities, emergency evacuation and repatriation insurance can help get you the care you need. It may cover, up to the policy limits, the cost to get you to the closest appropriate medical facility or to your home province for further treatment. Under your World Nomads plan, emergency evacuation may be covered if it’s recommended by the attending physician and pre-approved by our 24/7 Emergency Assistance team. This benefit could include transportation costs and any related medical services or supplies. If you’re in hospital for three days or more, it may also include the transportation of a family member or companion to your bedside or the return of a dependent child back to your home.
Natural disasters
When a natural disaster strikes, even the most carefully planned trip can be thrown off course, but travel insurance can offer some much-needed weatherproofing. With protection for trip interruption, medical emergencies, and even evacuation, you can head into the unknown feeling prepared for whatever comes your way. Do your research before you go though, because if you buy a policy after an event is known and the natural disaster impacts your trip, you won’t be covered for any expenses.
Tips for travelling to South America
- Check entry requirements for each country – visa rules, entry forms and passport validity requirements can vary
- Be mindful of food and water safety – stick to bottled or filtered water and eat freshly prepared food
- Learn a few local phrases – Spanish and Portuguese are widely spoken, and a few basics can go a long way
- Don’t let strangers help you with luggage at bus terminals, airports or train stations, and never stow bags where you can’t see them.
FAQ
Here are our most frequently asked questions about cover for South America. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do Canadians need visas to travel in South America?
Visa requirements vary by country. Canadians can enter many South American countries visa-free for short stays, but some require visas or entry forms. Always check the requirements for each destination before you travel.
-
Is South America safe for tourists?
Safety varies by country and region. Popular tourist areas are generally well managed, but petty theft and more serious crime can occur. Stay in well-known areas, use reputable transport and remain aware of your surroundings. You may want to consider travel insurance for those unexpected situations.
-
Is it safe to drink tap water in South America?
In many countries, it’s best to avoid tap water. Stick to bottled or filtered water and take care with ice and raw foods.
-
What currency is used in South America?
There’s no single currency – each country has its own. Credit cards are widely accepted in cities, but it’s useful to carry cash, especially in smaller towns.
-
Do I need vaccinations for South America?
Some vaccinations may be recommended depending on your itinerary, including protection against hepatitis A and yellow fever. Speak with your doctor before travelling.
-
Is altitude sickness a risk in South America?
Yes. Many destinations in the Andes, including Cusco in Peru and La Paz in Bolivia, sit at high elevations. Altitude sickness can affect travellers, so it’s important to acclimatise gradually, stay hydrated and avoid overexertion in the first few days.
-
Is it safe to visit the Amazon rainforest?
Yes, when travelling with a reputable guide or organised tour. Most visitors explore the Amazon through lodges or guided excursions, which help manage risks such as wildlife, navigation and remote conditions. You may want to consider travel insurance for those unexpected medical emergency situations.
-
Is it safe to travel between regions in South America?
Yes, but distances can be long and conditions vary. Domestic flights are often the quickest way to travel between major destinations, while buses are a common option for shorter routes. It’s best to plan ahead and allow extra time for connections.
-
Do I need travel insurance for South America?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
-
How do I make a claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
-
What if my passport gets stolen in South America?
World Nomads travel insurance plans cover theft or damage of the following documents:
- Passports
- Driver’s licenses
- Birth certificates
- Travel visas
You can claim up to the maximum limit stated in the policy towards the replacement of your passport or other travel documents.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance Benefits for Adventure Sports and Activities
Canadian adventurers may be covered for 250+ sports and activities while travelling
- As featured in:
As featured in:
At a glance
- World Nomads offers single trip and annual multi-trip travel insurance plans for Canadian residents that may include 250+ adventure sports and activities
- Covered activities may include kayaking, cycling, hiking, scuba diving, camping, safari tours and more
- An optional Adventure Sports Coverage Upgrade is required for coverage for Level 2 and Level 3 activities such as skiing, cliff diving, deep sea fishing, and rappelling
- Medical emergencies that happen while participating in covered activities may be covered
- Prepaid, unused, non-refundable trip costs may be reimbursed if your trip gets cancelled or interrupted
- You may be covered the depreciated value of lost, stolen, damaged or sporting gear
- Why should you consider travel insurance that covers adventure sports and activities?
- What’s Covered for Adventure Sports and Activities
- Important to know
- Maximum Limits
- Included Activities
- Questions to Ask When Choosing a Plan
- FAQs
Why should you consider travel insurance that covers adventure sports and activities?
A recent survey shows that over one-fifth of Canadian travellers identify as adventure seekers. For some that may be rafting in Costa Rica, hiking in Iceland, or taking on the epic bike trails of New Zealand. No matter what adventures and activities you’re planning on your trip though, there are some things you can’t plan for.
If you get hurt while participating in a covered activity, travel insurance may help with emergency medical coverage that could cover things such as a hospital visit, ambulance ride, prescription medication and x-rays. (Just remember, you must have Government Health Insurance Plan (GHIP) coverage in your home province for your entire trip to be eligible for the maximum emergency medical expenses benefit. If you don't, your total limit for all emergency medical expenses is limited to $40,000 CAD).
If your trip is cancelled or interrupted due to an unforeseen covered event, you may be able to claim for reimbursement of your prepaid, unused, non-refundable travel expenses (up to the maximum benefit limit shown in your policy), and this may include prepaid, unused, non-refundable tours and activities. If your sporting gear is lost, damaged, or delayed for at least 12 hours by your airline, or it’s stolen, travel insurance may be able to help as well. Because of these unexpected situations that can happen while travelling, you may want to consider getting a quote for travel insurance for activities and adventure sports. Level 1 activities such as snorkeling, kayaking, cycling, hiking, scuba diving, camping, safari tours may be included, but you’ll need to purchase an upgrade to be covered for Level 2 and 3 activities such as skiing, cliff diving, deep sea fishing, and rappelling.
What’s Covered for Adventure Sports and Activities
Important to know
- You’ll need to list out all your activities when purchasing a plan, and you may need to pay an additional premium to be covered for Level 2 and 3 activities
- Coverage doesn’t include participation as a professional athlete
- Sporting equipment damaged while you’re using it isn’t covered
- You must report stolen sporting equipment to the police and get a written report
- Some adventure sports are excluded or have special conditions, so check the list of covered activities and adventure sports and refer to the policy for complete details
Maximum Limits
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Emergency Medical Expenses: Up to $1,500,000 CAD Trip Cancellation: Up to $2,500 CAD Sporting Equipment Theft or Loss by a Common Carrier: Up to $1,000 CAD, with a $250 CAD per-item limit Sporting Equipment Delay: Up to $400 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Cancellation: Up to $10,000 CAD Sporting Equipment Theft or Loss by a Common Carrier: Up to $2,500 CAD, with a $500 CAD per-item limit Sporting Equipment Delay: Up to $1,000 CAD Get a quote |
Emergency Medical: Up to $10,000,000 CAD Trip Cancellation: Up to $15,000 CAD Sporting Equipment Theft or Loss by a Common Carrier: Up to $4,000 CAD, with a $750 CAD per-item limit Sporting Equipment Delay: Up to $1,500 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Cancellation: Up to $10,000 CAD Sporting Equipment Theft or Loss by a Common Carrier: Up to $2,500 CAD, with a $500 CAD per-item limit Sporting Equipment Delay: Up to $1,000 CAD Get a quote |
Included Activities
There are over 250 sports, activities and experiences that may be covered by World Nomads Travel Insurance plans for Canadian residents. When you purchase your policy you’ll need to list out all of your activities and pay an additional premium for Level 2 and 3 activities if any fall in that category.
Some examples of activities that may be included in your travel insurance plan include:
- Kayaking
- Cycling
- Scuba diving
- Surfing
- Bungee jumping
- Camping
- Hiking
- Sailing
- Safaris
- Pickleball
- Live Action Role Playing (LARP)
Some activities also have special conditions and special exclusions, so make sure you read your policy and understand what is covered under your policy for activities and adventure sports. You can contact us if you have any questions.
If you decide to purchase the Level 2 upgrade, you’ll be covered for all adventure sports and activities that are listed in Levels 1 and 2. If you decide to purchase the Level 3 upgrade, you’ll be covered for all adventure sports and activities that are listed in Levels 1, 2, and 3.
Questions to Ask When Choosing a Plan
It may be tempting to purchase travel insurance coverage without reading the policy wording. However, you should read and understand the policy and ensure it meets your individual travel insurance needs. You’ll want to pick the plan that has the best travel insurance for the adventure sports and activities you’ll be participating in.
When deciding which plan is best matched to your adventures you might want to ask yourself:
- What kind of activities will I be doing while I’m travelling?
- What activities are my travel companions planning? Will I want to participate too?
- What coverage is offered by the different plans for these activities?
- What exclusions might apply?
World Nomads offers single trip and annual multi-trip plans for Canadian residents, and when you get a quote for travel insurance, you’ll be able to compare the coverage of each plan side by side. You’ll want to familiarize yourself with all the benefits, limits and exclusions before you buy a plan that includes travel insurance for activities and adventure sports. If you’re participating in a Level 2 or Level 3 activity, make sure you upgrade the plan and pay the additional premium. You will need to list all of the activities you will be participating in when you purchase your policy. If you have any questions about what activities are covered, you can contact us.
FAQ
Here are our most frequently asked questions about cover for adventure sports and activities. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
What adventure sports and activities may be covered?
World Nomads travel insurance plans for Canadian residents may include 250+ activities, sports and experiences. You’ll need to list out all of the activities you are planning and if any are considered Level 2 or 3, pay an additional premium to be covered.
Some examples of activities that may be included in your travel insurance plan include:
- Kayaking (inland/coastal waters)
- Cycling
- Scuba diving (up to 30 metres)
- Surfing
- Bungee jumping
- Camping
- Hiking
- Sailing
- Safaris
- Pickleball
- Live Action Role Playing (LARP)
Some activities also have special conditions and exclusions, so make sure you read your policy and understand what is covered by travel insurance for activities and adventure sports. If you have any questions about what activities are covered, you can contact us.
-
What types of medical expenses may be covered if I get injured?
All of the single trip and annual multi-trip plans offered by World Nomads include travel insurance for medical emergencies that may cover a variety of expenses, including:
- Physician costs
- Hospitalization
- Prescription medication
- Tests needed to diagnose your condition
- Ambulance transport
Just remember, you must have Government Health Insurance Plan (GHIP) coverage in your home province for your entire trip to be eligible for the maximum emergency medical expenses benefit. If you don't, your total limit for all emergency medical expenses is limited to $40,000 CAD.
-
Do I still need a Government Health Insurance Plan while travelling?
You must have Government Health Insurance Plan (GHIP) coverage in your home province for your entire trip to be eligible for the maximum emergency medical expenses benefit. If you don't, your total limit for all emergency medical expenses is limited to $40,000 CAD.
-
Will travel insurance pay for sporting equipment lost by my airline?
World Nomads adventure sports travel insurance includes coverage for baggage and personal effects and sporting equipment. If your checked bag or sporting equipment is lost or damaged by a common carrier, you may be able to be reimbursed for certain items that you can prove you owned (maximum limits and per-item limits apply). You’ll want to speak to the airline about reimbursement first, though. Your travel insurance for your baggage, personal effects and sporting equipment won’t kick in until you’ve exhausted the benefits from the source of your loss.
If your sporting equipment is delayed by your airline more than 12 hours on the way to your destination, you could also be reimbursed (up to the maximum limit shown in your policy documents) if you need to rent sporting equipment while on your trip.
-
Are adventure sports and activities covered if I’m travelling in Canada?
Yes, you may be covered for trips within Canada, but only if you’re travelling outside of your home province. You will still need to make sure the activities you’re participating in are covered within your chosen plan. If you have any questions about what activities are covered, you can contact us.
-
Do I get my money back for activities I paid for in advance if I have to cancel my trip?
Trip cancellation coverage is included in all World Nomads Travel Insurance plans for adventure sports and activities, and you may be reimbursed for prepaid, unused, non-refundable expenses such as tours and excursions if your trip is cancelled for a covered reason. Other expenses such as prepaid, unused, non-refundable flights and hotel accommodation may be reimbursed as well.
If you think there’s a possibility that you may cancel your trip for a reason that isn’t included, you may want to consider the optional ‘Cancel for Any Reason’ add-on. The ‘Cancel for Any Reason’ travel insurance coverage isn’t automatically included, but it’s an optional add-on you can select if you purchase the Explorer or Epic plan within 15 days of paying the first payment or deposit for your trip. With ‘Cancel for Any Reason’ coverage, benefits may be paid for up to 50% of prepaid, non-refundable deposits and payments you made towards your cancelled trip (up to policy limits), as long as you cancel your trip at least 48 hours before the scheduled departure date listed on your policy certificate.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel insurance for water sports and activities
What to know when getting your adrenaline rush in and around the water
- As featured in:
As featured in:
Making the most of stand-up paddle-boarding SUP in Asia, a casual reef snorkeling experience in Hawaii, or maybe you want to dial up the adrenaline and go parasailing in Canada.
As fun as they sound, water sports activities aren’t always smooth sailing. World Nomads travel insurance can help you keep your head above water if the unexpected occurs.
- What does World Nomads travel insurance cover?
- What types of water activities and sports are covered?
- Different levels of cover and optional extras
- What's not covered
- Tips for your water activity and sports trip
What does World Nomads travel insurance cover?
As a team of professional travel tragics ourselves, we know how important it is to cover yourself against the unexpected. Medical costs in overseas hospitals can be exorbitant, and that’s just the tip of the iceberg.
Depending on your Country of Residence and your selected plan, travel insurance may help if:
- You’re injured and need medical transport or evacuation home.
- You want cover for your bags and valuables in case they’re lost, stolen or damaged. Keep the paperwork and receipts for your gear.
- You need to cancel yout rip or your trip is unexpectedly delayed.
- You’ve already left home and need to buy travel insurance.
- You want cover for some Coronavirus-related events.
- You need cover for overseas medical expenses and hospitalization costs.
- You’re looking for cover for adventure sports, activities, and experiences.
Your coverage will vary according to your country of residence and whether you choose a Standard or an Explorer plan. Read your policy for details on cover, maximum benefit limits, exclusions and conditions of your coverage.
What types of water activities and sports are covered?
Whether you want to be in, on or under the water, having insurance as a safety net can be a good idea. These are just some of the many water sports covered under our plans:
- Wakeboarding
- Kiteboarding
- Windsurfing
- Boating (inland and coastal waters)
- Parasailing
- SUP
- Rowing/sculling
- Jet skiing
- Water skiing
- Tubing
and many more activities, sports and experiences…
*All plans are different and may require an upgrade for some water activities and sports. Conditions and exclusions apply. Read the policy wording carefully to choose the right plan and/or water sport option for your trip.
Differents levels of cover and optional extras
With cover for more than 200 activities, sports and experiences, our team of travel experts are all about supporting you as you venture into the global depths.
When considering the specific water or non-water related activities, it’s vital that you decide on what you’ll be doing before going overseas. You cannot add sports or activities after purchasing a policy.
World Nomads has several Level 1 activities, sports and experiences which you’ll be covered for automatically and are usually lower risk activities. For example, snorkeling, parasailing (over water only), water skiing and whitewater rafting are automatically covered under both Standard and Explorer plans.
You may want to push some boundaries and add some more intense activities and sports that are categorised as Level 2 or above. For example, parasailing, deep sea fishing, and water skiing (barefoot) require an additional premium under either plan. The Explorer Plan covers you for higher risk activities and sports and will cost you an additional premium.
Travel insurance tip: World Nomads provides travel insurance for more than 200 activities, sports and experiences. While this list might seem exhaustive, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered. You can’t upgrade your level of cover mid-way through your holiday, so do consider this wisely.
When choosing World Nomads, you’ll have access to two simple and flexible plans – Standard and Explorer. Both plans have several coverage options and optional extras. We offer cover (up to the policy limits) for:
- Overseas medical expenses: whether you’re in a raft traveling at break-neck speed or gliding along behind a boat on skis, if you’re new to these activities, the wobbles are a given. It only takes one fall or jolt to see you wind up with a jarred back, neck or a twisted ankle. Emergency medical bills can ruin your holiday, that’s where insurance comes in.
- 24-hour Emergency assistance: if you’re in a remote area and find yourself in need of urgent medical help, it’s not always easy to find help. World Nomads provides 24-hour Emergency Assistance. Our staff can assist you all the way from needing directions to a medical facility, helping with multi-lingual services, to urgent medical evacuation off a mountain.
- Unexpected weather conditions may interrupt/delay your plans: crazy weather such as tornadoes or cyclones, huge swells, and in some cases tsunami warnings, can delay flights and force operators to cancel pre-booked activities. Our plans may cover unexpected conditions, including natural disasters, trip cancellation and delays.
Whichever plan you go with, you agree to take reasonable care and not put yourself at needless risk while participating in these adventure sports. You must follow any local government or health authority warning or advice.
What's not covered?
While there are several things we can offer coverage for, there are also things we just won’t cover. These include, but are not limited to:
- Participation in a water sports competition as a professional athlete
- Sporting equipment damaged from use
- Search-and-rescue mission
- If you travel against medical advice or neglect to adhere to government warnings
- Any adventure activities or sports that aren’t covered by our policies
- Any existing medical conditions, except as may be noted in the policy wording
- Any claims resulting from the violation of local laws
- Losses that come from knowingly exposing yourself to needless risk
- Fraudulent or criminal acts.
Tips for your water activity and sports sports trip
- Cover for stolen baggage and sports gear: travel insurance may be able to help if your water sports equipment is damaged or lost in transit. Note: it won’t be able to help if you break something while you’re using it, like your SUP paddle breaks, as exclusions apply to sports equipment in use.
- Monitor weather conditions and consider your fitness: you may want to reconsider your plans for a water-based holiday if you’re traveling to an island nation during the least optimal season weather-wise. You also need to ensure you are fit enough to take on any water-related activities or sports that you plan on doing. There’s no point signing up for cage-diving for instance if you’re prone to panicking or aren’t a proficient swimmer.
- Ensure your activity operators are certified and/or accredited – you should make sure that any activity you do is covered by the appropriate body or you must have the right experience level and accreditation. For example, if you’re scuba diving you must hold a current P.A.D.I. (Professional Association of Diving Instructors), B.S.A.C. (British Sub Aqua Club), SAA (Sub Aqua Association), C.M.A.S. (Confederation Mondiale Des Activites Subaquatiques), or equivalent internationally recognised qualification and follow their relevant association, club or confederation rules and guidelines at all times. Or you must only dive under the constant supervision of a properly licensed diving instructor.
- Do your research regarding vaccinations and entry requirements: if you’re going somewhere remote, ensure you’re up to date with your vaccinations and have taken preventative measures for exotic diseases like malaria, as required by the World Health Organization. Some destinations require proof of these on arrival. Remain up to date with global health warnings by monitoring int and follow the advice of your government.
- Cover for Coronavirus-related events: we offer cover for some Coronavirus-related events that may assist if your trip is derailed by COVID-19. To find out more, read our What’s Covered for Coronavirus article, which goes into more detail on all the benefits, including benefit limits, terms and conditions, and exclusions.
This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
