EN Contact us
Member
Photo © Getty/freemixer
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel Insurance for Rock Climbing

Be prepared for your next rock climb with flexible travel insurance coverage.

    As featured in:

  • As featured in:

Climbing the walls may be a popular global colloquialism, but for Irish travellers the phrase is often exactly as it sounds. Whether eyeing off a challenging indoor facility or preparing to descend Morocco's Todra Gorge, research is imperative. Make sure you get a handle on the conditions, pack a map and some courage. Oh, and don't forget insurance, as fun as climbing is, it can be risky.

What's covered?

Whether harnessing a new skill or climbing like a boss, World Nomads has cover (up to the policy limits) for the following:

  • Trip cancellation cover: if there’s a death in the family, you're called up for jury duty or Ireland's Travel Advisory issues a warning against; All or all but essential travel after you’ve been issued your Certificate of Insurance (Explorer plan only) and up to 7 days before the certified departure of your trip. Please note events must be unexpected and unforeseen.
  • Activities cover: travel and adventure go hand-in-hand, that’s why our policies cover more than 150 activities, sports, and experiences. While hiking and swimming are considered less dangerous, rock climbing requires an insurance upgrade and an additional premium.
  • Extended stays: if you are scheduled to head home but have found another incredible climbing location you can’t pass up, we allow an extension of your cover (Single Trip policy only) right up until your policy expires at 11:59pm IST/GMT on your Certificate of Insurance end date. The maximum duration of a Single Trip policy is 365 days from the start date, including extensions.
  • Baggage delays and personal belongings: we cover baggage delays that stretch beyond 24 hours (terms and conditions apply). If belongings such as phones, headphones or cameras are lost or stolen, and they are deemed to have been reasonably and responsibly secured out of plain sight, you can make a claim.
  • Emergency medical and evacuation cover: if you suffer a fall or are injured during a climb and require medical assistance or evacuation, we may be able to help. Conditions, exclusions and excesses, do apply.
  • Cover for some Coronavirus (COVID-19) related events: to find out more about our cover for COVID-19 related events, including benefit limits and exclusions, read our Coronavirus cover article.

Why do I need to consider travel insurance when rock climbing?

We all know that Irish adrenaline seekers are daring, but most know there are always risks. Rock climbers may be confronted with falling rocks, the weather may change suddenly, and gear failure can cause severe injury.

Travel insurance can help take some of the stress out if you end up in hospital with unexpected medical costs from a broken leg or bangs and scrapes. Importantly travel insurance offers coverage for those ‘worst possible case’ scenarios when you need to be repatriated to Ireland to recover.

Please be aware that if you need to make a claim at any point of your trip you must prove you acted responsibly, used the recommended safety clothing and equipment, and were guided by a professional, qualified, and licensed guide, instructor or operator. Special exclusions and conditions apply - see the Policy Wording for details.

What to look out for on your next rock climbing adventure

Preparation and planning are key when activities such as rock climbing are in the mix. Whether tackling an indoor course or if you prefer to belay down a rocky mountain in Canada, it's important that you’re up to the challenge and well versed on the conditions, have the level of fitness required, and that you don’t have any niggling injuries that may be aggravated while climbing.

You may want to consider what you'd do if your bag or climbing gear are stolen, your connection is delayed, and you miss a climb you’d already booked and paid for months ago. Even worse, you could injure yourself a week out from your trip and need to cancel. Travel insurance can lessen the blows, and depending on your circumstances, we've got cover to suit you.

The following tips can help you maximise your safety and validity of cover.

  • Inform a local assistance company and your family of your rock climbing location and trekking route and policy details.
  • If you require any medical treatment during your trip while outside of Ireland, you first need to contact your Private Medical Insurance (PMI) provider (if applicable) and follow their emergency medical procedures and claims procedures. Where your PMI provider cannot provide assistance, please contact our 24-hour Emergency Medical Assistance Team before incurring medical costs.
  • Check which countries your rock climbing trip passes through to ensure your policy covers you for that region.
  • Make sure that you’ve selected the right travel insurance plan for your specific needs. Get a quote online anytime, anywhere.

Choose a plan to suit your specific needs

World Nomads offers two levels of cover, Standard and Explorer, and what is right for one person may not suit another. When it comes to rock climbing, a Level 2 activity(except rock climbing indoor, which is Level 1), consider our higher level of cover (Explorer) for an additional premium.

Our Standard Plan includes a range of benefits including overseas medical, baggage cover, trip cancellation and certain adventure activities, while the Explorer Plan has all the benefits of the Standard Plan and a few extras, but it’s more expensive. Choose the right cover for you and do note that once cover is purchased for your activities it can’t be changed.

What's not covered?

While there are several situations we can cover you for, there are also some we are unable to cover. These include, but are not limited to:

  • Travel against medical advice or neglect to adhere to the Irish Government issued warnings prior to departure.
  • Pre-existing medical conditions as outlined in your policy.
  • Search and rescue costs.
  • Professional competitive rock climbing.
  • You act recklessly, maliciously or illegally and injure yourself or others in the process.
  • Expenses you incur after you return to your home in Ireland.

This is not a full list of what's covered and what's not; please check your Policy Wording for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty/freemixer
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel insurance when rock climbing

Be prepared for your next rock climb with flexible travel insurance coverage.

    As featured in:

  • As featured in:

Travel insurance when rock climbing

If you feel like you need a bigger adventure that delivers more thrills than lying on a beach sunbaking, then rock climbing could be just what you need on your next trip.

Whether you're eyeing off a top indoor facility in Europe or preparing to tackle Spain's Costa Blanca, it pays to check the weather and travel restrictions, pack a map along with some courage and consider travel insurance – as fun as climbing is, it requires a lot of planning as the risks are evident.

What's covered?

No matter your skill level – whether you're a pro determined to conquer your next peak or an amateur with the full gamut of climbing options in your sights – World Nomads may offer cover for the following (up to the policy limits):

  • Overseas emergency medical expenses for sudden injury or illness.
  • Emergency medical evacuation or repatriation back to your country of residence.
  • Loss, theft or damage to baggage or personal items. It's important to keep copies of your original receipts if you need to make a claim.
  • The non-refundable costs of cancelling a trip due to sudden injury or illness.
  • The Explorer Plan includes cover for official 'Do Not Travel' advice issued for your destination after you've received your Certificate of Insurance, which requires you to cancel your trip.
  • Checked-in baggage delayed for more than 24 hours and the replacement costs for essential clothing and toiletries while you wait.
  • Cover for some Coronavirus (COVID-19)-related events. To find out more about our cover for COVID-19 related events, including benefit limits and exclusions, click here.

How to get the most of your insurance if you're planning on rock climbing

Safety is key to conquering new heights, no matter the destination – Europe, Australia, the United States, and every rugged landscape in between.

As daring as climbers are, falling rocks, unexpected changes in weather conditions, and equipment malfunctions are just some of the challenges faced.

Our Standard and Explorer plans are designed to provide cover for sudden and unforeseen events on your next adventure, such as being left empty-handed when the airline loses your baggage (with your gear in it), if you need to see a doctor if you are hurt or unwell or if severe weather interrupts your plans.

As a climber, there are different travel insurance requirements depending on the type of activity you are planning to undertake. While bouldering is automatically covered (special exclusions apply), when it comes to indoor and outdoor rock climbing and mountaineering increased cover is required, which means an additional premium. In some cases, there are height limits, and soloing is prohibited.

Will I be covered for helicopter evacuation and rescue?

As a rock climber, you'll often find yourself in locations that will be only accessible by helicopter. Depending on your Country of Residence and the plan you’ve selected, if you found yourself in an emergency and need to be evacuated or transported to the nearest medical facility or back to your Country of Residence, your helicopter rescue or air ambulance may be covered by travel insurance.

Please be aware of the following:

  1. When we determine you're medically fit to travel, we may decide to either transport you to other medical care facilities; and/or repatriate you to your Country of Residence if you’re declared medically unfit to continue your trip.
  2. You, your guide or travelling companion must advise our 24/7 Emergency Assistance Team and your Private Medical Insurer of the situation as soon as reasonably possible to confirm cover, manage costs and any potential claim.

Travel insurance tip: your cover will depend on the activities you chose at the time of policy purchase and terms and conditions apply for each activity. Level 1 sports and activities are automatically covered on the Standard and Explorer plans. You can upgrade your cover for a range of other activities, experiences, and manual work if you select the activities (listed as Level 2, 3 and 4) but you'll need an upgrade to the Explorer Plan.

What to look out for when rock climbing

Preparation and planning are key when activities such as rock climbing are involved. Whichever peak or wall you have in your sights it pays to be versed on the conditions, have the level of fitness required, and ensure that you don't have any pre-existing medical condition that could be aggravated and cause further injury.

While we don't like to think about what can go wrong, these scenarios are often all too common:

  • Think about what you'd do if your helmet, ropes, or camera are stolen.
  • You arrive at your destination only to realize your climbing gear hasn't arrived and is going to be delayed more than 24 hours.
  • Your flight is delayed or cancelled, and you miss a climb you pre-booked and paid for months ago.
  • You’ve booked your insurance and you injure yourself or fall ill a week out from your trip and are forced to cancel.
  • Our policies provide benefits that may assist with these challenges. Our Standard Plan include a range of benefits including overseas medical, personal belongings cover, pre-trip cancellation and certain adventure activities, while the Explorer Plan has all the benefits of the Standard cover and a few more, and it's slightly more expensive.

Rock climbing travel insurance tips:

  • Inform a local assistance company and your family of your rock-climbing location and trekking route and policy details.
  • Make sure to use a qualified tour guide if you're rock climbing as part of a group.
  • Make sure all your gear is working correctly and always keep them nearby to avoid theft.
  • Check which countries your rock-climbing trip passes through to ensure your policy covers you for that region.
  • For the intrepid rock climber, be aware a higher policy excess applies if you need to be medically evacuated within Nepal.
  • Make sure that you've selected the right travel insurance plan for your specific needs. Get a quote online anytime, anywhere.

What's not covered?

While there are several situations we can cover you for, there are also some we just won't cover. These include, but are not limited to:

  • Any pre-existing medical conditions, as outlined in the policy wording.
  • Unattended baggage or personal items.
  • Working or participating professionally in any activity or sport.
  • Any search or rescue operations to remove you from a life-threatening situation (unless cover is available for a natural catastrophe under your policy).
  • Failure to adhere to local government authority warnings.
  • Ignoring 'Do Not Travel' warnings from your local government.
  • Damage from any illegal activity.
  • Expenses that are recoverable from elsewhere, e.g. transport carriers or accommodation providers.

This is not a full list of what's covered and what's not; please check your Policy Wording for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Gary John Norman / Getty Images
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Sailing Travel Insurance Coverage

Canadian residents can protect their sailing trips with travel insurance

    As featured in:

  • As featured in:

At a glance:

  • World Nomads offers travel insurance for sailing in inland/coastal waters, with the ability to pay an extra premium and be covered for sailing outside coastal waters. 
  • Coverage for injuries and medical transport if you're seriously hurt while sailing.
  • Reimbursement for your prepaid, nonrefundable sailing tours that are cancelled, delayed, or interrupted due to a covered event.
  • Gear & Baggage Protection helps cover lost, stolen, or damaged gear and luggage.
  • Access to emergency assistance anytime, anywhere.

Whether you're planning to sail the crystal waters of the Galapagos Islands or keep pace with bottlenose dolphins along the Fumba Peninsula in Zanzibar, you're guaranteed an ocean adventure when you set sail on the open waters. But whenever you're surrounded by water, you should be prepared for the unexpected. Our travel insurance for sailing may help with everything from stolen bags to unexpected medical expenses.

Why should I consider travel insurance for my sailing trip?

From wet decks to choppy seas, unexpected issues can derail even the most carefully planned journey. Travel insurance designed for sailing may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently – whether you're navigating the storied inlets of the French Riviera or the British Virgin Islands.

Sailing travel insurance: What may be covered?

As seafarers ourselves, we’ve designed travel insurance that covers sailing while travelling. We also offer coverage for more than 250 other sports, activities and experiences.

  1. Emergency Medical Expenses
    For broken bones, cuts, and sprains after a slip on a wet deck

  2. 24/7 Non-insurance Emergency Assistance
    Available 24/7 to assist in an emergency situation, on or off the water

  3. Baggage & Gear Coverage
    Damaged or stolen sailing gear, or luggage that is lost

  4. Trip Delays, Interruptions & Cancellations
    A money-saver if inclement weather keeps you from setting sail.

Get a quote and compare the plans to see which level of coverage is right for you.

What level of travel insurance coverage do I need for my sailing trip?

World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage. 

  • The Standard plan includes travel insurance for sailing.
  • The Explorer plan also covers sailing but has higher limits of coverage.

When you purchase your policy, you’ll need to list sailing, and all of the other activities that you plan to participate in while on your trip. Even if your main goal is to go sailing, you’ll probably be doing other fun things like snorkeling and swimming. That’s totally fine, because there’s over 250 other sports, activities and experiences that may be covered. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  

Sailing in inland/coastal waters (within three nautical miles of shore) is considered a Level 1 activity and is automatically covered, but you’ll still need to list it when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 activities like sailing outside coastal waters and Level 3 activities like swimming outside coastal waters. If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels, too, while outside your home province. 

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A group of young people sailing

What may not be covered when sailing?

Some things we may not cover include:

  • Sailing under the influence of drugs or alcohol
  • Unattended baggage, sporting equipment or personal items
  • Sailing or travelling within your home province
  • Damage to your sailboat
  • Sailing in a competition 
  • Sailing more than 60 miles (52 nautical miles) outside of a safe haven – a protected body of water used by marine craft for refuge from storms or heavy seas

Top safety tips we recommend for your sailing trip

  • Research your tour operator: If you’re going on a sailing excursion, research the tour company’s credentials ahead of time. 
  • Take a boating safety class: If you’ll be the one at the helm, take the time to learn as much as you can before hitting the water. There are several boating safety courses that are accredited by the Canadian government.
  • Check the weather: Before you leave, you’ll want to make sure there are no storms headed your way. Weather conditions can change rapidly, so continue to monitor the weather once you’ve hit the high seas. 
  • Put on a life jacket: Think less about your tan lines, and more about your safety. Rough water can happen at any time, and you won’t have time to grab that if you unexpectedly go overboard. 
  • Wear the right shoes: Look for boat shoes with good traction and a non-slip sole. If your shoes are also made from water resistant material, that’s even better. 
  • Keep a copy of your sailing travel insurance coverage in a dry bag: If an accident happens, you’ll want that handy – and dry. Make sure you have the phone number for the 24/7 Emergency Assistance Team easily accessible, as well as your policy number. You may want to save that in your phone as well. 

FAQ

Here are our most frequently asked questions about cover for sailing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • Is sailing covered under World Nomads Travel Insurance?

    Yes, World Nomads offers travel insurance for sailing, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Sailing within inland/coastal waters (within three nautical miles of shore) is considered a Level 1 activity and is automatically covered, but you’ll still need to be listed when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 and Level 3 activities like sailing and swimming outside of coastal waters. If you are doing something else on your trip and aren’t sure if it’s covered, we suggest you contact us to make sure.

  • Does World Nomads Travel Insurance cover other activities during my trip?

    Yes, when you purchase travel insurance for sailing, you may also be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, rock climbing, and camping may all be covered. When you purchase your policy, you’ll need to list all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask. 

  • What happens if my bags are delayed?

    When you purchase sailing travel insurance, baggage coverage is also included. If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan may reimburse you for essential items like toiletries and a change of clothes until you and your bag are reunited.

Need destination inspiration for your next sailing trip?

Not sure where your next sailing adventure should take you? Check out some of our favorite places around the world to sail and get destination-specific travel insurance tips to help you plan with confidence.

Trinidad & Tobago Discoveries: Sailing the Caribbean

Kauai: 4 Adventures That Will Get You Off Your Beach Chair 

Things to Do in Barbados Beyond the Resorts

Why Maine’s Coast is Best Experienced by Boat

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Jakob Helbig / Image Source - Getty Images
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel Insurance for multi-destination trips

When your bags are packed and your passport is ready to go, start off your multiple-destination trip with travel insurance.

    As featured in:

  • As featured in:

The only thing better than exploring a new country? Exploring two, three, four, or even more, new countries. If you’re going to be traveling to multiple destinations, you may want to consider protecting yourself with travel insurance.

Sure, more countries mean more opportunities for fun. But they also mean more unfamiliar cultures to encounter, safety issues to research, and transit systems to navigate.

What are the benefits of getting travel insurance for multiple countries?

World Nomads offers cover for multiple destinations under one policy. Trips to many different countries are a fantastic way to explore multiple countries, regions and cities all in one trip. With World Nomads travel insurance, you can be covered for multiple destinations under one policy. 

For example, if you are planning on traveling to Europe and plan to visit multiple European countries, but you’re unsure if every destination is covered, it’s worth giving our customer service agents a call. They’re happy to answer any questions, so you can go back to planning your itinerary.

Reasons to consider travel insurance for trips with multiple destination

  • Illness or injury to you, a travel companion, or an immediate family member
  • Sudden job loss or being called up for jury duty
  • Severe weather or natural disasters
  • A flight being delayed or cancelled unexpectedly, and you’re stuck at an airport
  • A family member back home falling ill or passing away
  • You plan to work, study, or do volunteer work while overseas
  • Civil unrest or acts of terrorism.

Note: Depending on your country of residence and level of cover, there may be a limit on how long each individual trip you take can be. Please check your policy wording for full details and always check the terms, conditions, limitations, and exclusions in the policy wording, so that there are no surprises if you need to use it. If you're not sure if something is covered get in touch.

Four ways travel insurance can cover multiple destination trips

  1. Trip cancellation

You spent months planning your globetrotting tour through South America, and then the worst happens. After you pre-paid for your flights, hotels, and tango dancing lessons, your trip gets canceled. It feels like all your advance planning – and advance paying – was for nothing.

Thankfully, you had the foresight to purchase travel insurance. When you’re visiting several destinations, your pre-paid expenses can add up. But, if you buy a policy with World Nomads, your trip cancellation coverage could reimburse you in the event of a globetrotter’s worst nightmare… such as an airline strike on your departure date, or you falling ill the day you were supposed to fly out. (Coverage depends on your Country of Residence and the plan you select, the Standard or the Explorer.)

Travel insurance tip: check your policy for the maximum benefit amount for trip cancellation. You may want the limit to cover 100% of your pre-paid trip costs. You should also scan your policy for the ‘covered reasons’ under trip cancellation. Only the events specified are reimbursable under your plan.  

  1. Passport/ID loss and theft

You’ll need your passport and ID to accomplish the multiple destination holiday you’ve been planning. Every time you cross a border, board a plane, or check into hotels – it’s a must.

If your passport is lost or stolen on your multiple destination journey, World Nomads is here to help. With a policy, you can reach out to our Emergency Assistance Team, 24 hours a day, 7 days a week. The team will always be there to assist you with contacting embassies in case of a lost passport or other emergencies.

Depending on your Country of Residence and the plan you select (Standard or Explorer), you could be covered for the replacement of your passport and for the inconveniences of having your passport stolen such a trip delay. Check your individual policy for exact benefits.

  1. Baggage and personal belongings

Theft

Pickpocketing is a global scourge, especially in busy tourist areas such as train stations and airports. With a World Nomads policy, your baggage and personal effects are covered up to the maximum benefit amount… handy when you find yourself in need of more than just the clothes on your back.

Travel insurance tip: when you file a claim, you’ll need to show proof of ownership of your stolen belongings. It can help to take snapshots of the contents of your suitcase before your trip and gather any receipts for valuable items.

Delays

Because travelers visiting multiple destinations often find that they are hopping aboard more planes, trains, and automobiles than a single-destination traveler, their chances of experiencing a baggage delay may be higher. In those instances, having a World Nomads policy packed away means you may have coverage for any incidentals – a change of clothes, for example – depending on your Country of Residence and the plan you select.

Travel insurance tip: Depending on your Country of Residence the 24/7 EA team may help assist you with locating your belongings wherever they may be. If your suitcase doesn’t arrive on the carousel, give us a call and we can assist you in finding your bags.

  1. Medical emergencies

24/7 Emergency Assistance Team

Accidents happen, no matter where you are on the globe. But, if you are heading to multiple countries, you could wind up needing to navigate hospitals and health care systems in different languages… some of which you may not speak.

Depending on your country of residence your World Nomads policy may help you rest a little easier, knowing that we have translation service professionals ready to assist with translations (and finding the nearest quality hospital).

Medical evacuation

If you’ve had a major accident and need emergency evacuation, you’ll be grateful to know that you can get support with your medical bills. But, in the event the worst happens, you will have enough to worry about. Why add how you’ll pay for emergency evacuation expenses to the mix?

When you have a World Nomads policy, you can, metaphorically, at least, pop a chill pill, and can relax until you’re on the mend. Wherever you are on your itinerary, you can rest assured that you’ll be in a quality hospital, whether that be across town or back in your home country.

Travel insurance tip: you’ll need permission from us for an evacuation, and reasonable exclusions apply (such as if you break your leg while bike packing while drunk… that’s on you).


This is only a summary of coverage and does not include the full terms and conditions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, customer service is here to help.

FAQs for travelers visiting multiple countries 

When does my cover for each trip start and end?

Cover for any specific country will vary depending on the amount of time you spend there, for example, you may only be transiting through a country and only spending time at the airport for your stopover before continuing your trip. When you buy a policy, you must select all the countries where you’ll spend at least 72 hours of your trip. Your chosen countries will be shown on your Certificate of Insurance. Please be aware that our cost to insure travelers is higher for some countries and regions than others, so the premium we charge takes this into consideration. 

Can I cover multiple people on the one policy?

Yes, you can. Travel insurance for multiple countries may provide cover for yourself, a travel friend, or the whole family. Always check the policy wording to see if there are any age restrictions for you or anyone travelling with you, and what the specific criteria is for including multiple people on the one policy.

Do I need cover if I’m making a stopover and not leaving the airport?

Cover will depend on your country of residence e and the type of policy you have purchased. You may be covered for a stopover if you are leaving the airport and staying in a specified destination for less than 72 hours. You can find out more by checking out our Help Centre article here.

 

 

Traveling to multiple countries? Here are ways World Nomads can help:

  • Translation and interpreting services
  • Flight rescheduling
  • Physician referrals
  • Pre-trip information

Please note: some World Nomads services may not be available for all destinations. If you have any questions around what services are available for your destination(s) please get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Got into an accident?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need medication?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Hurt abroad?
  • Need to get to a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport stolen?
  • Luggage lost?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.
Photo © Pakin Songmor
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel Insurance when visiting Thailand

Turquoise waters, vibrant culture, lush jungles and Tuk Tuks

    As featured in:

  • As featured in:

Thailand should be on every global travelers’ radar as it offers a mix of white sand beaches, ornate temples, and lush forests. With so much to explore, you may want to consider the benefits of travel insurance for you and your travel companions.

With World Nomads, you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road traveling around Thailand.

Traveling to Thailand soon? Download our free 14 day itinerary to discover the best of Bangkok, Chiang Mai, the Golden Triangle, and more.

What’s Covered

World Nomads has two plans which cover an array of activities ranging from mountain biking to snorkelling, hiking, kayaking, surfing, scuba diving and more. Depending on your Country of Residence and the plan you choose, World Nomads plans offer cover (up to the benefit limits) for:

  • Emergency medical: overseas emergency medical expenses at a hospital or medical centre if you suffer an unexpected injury or illness while in Chiang Mai.
  • Evacuation: approved overseas emergency medical evacuation to the most appropriate medical facility for treatment or repatriation back to your country of residence. Emergency transport is subject to approval from the 24-hour Emergency Assistance team.
  • Trip cancellation: has a sick or injured traveling companion put a stop to your Thailand trip?  Your plan may be able to recover the unused, non-refundable travel expenses.
  • Gear protection: had your camera stolen while trekking in Thailand? Our gear coverage can help with replacing belongings swiped from under your nose. You’ll need a police report to submit with your claim as well as copies of the original receipts and supporting documentation.
  • Lost, stolen, or damaged baggage cover: we offer cover for baggage and items which you take with you or buy during your trip if they are stolen, damaged or destroyed, or if lost or damaged by a carrier. You must report all theft or loss to the police as well as to the common carrier, service provider or other local authority as soon as possible.
  • Coronavirus cover: we offer cover for some Coronavirus related events. To find out more click here.

Traveler tip 1: if you’ve suffered a theft, get a Property Irregularity Report or other incident report from the carrier so you can submit it with your claim, as well as a police report. You should also have copies of the original receipts for your valuables and any luggage tickets.

Why should I consider insurance for Thailand?

World Nomads has two travel insurance plans to choose from, Standard vs Explorer. Both plans can help if you suddenly up in hospital with a bad case of food poisoning, or if you’ve had bags or valuables stolen. A worst-case scenario is if you are badly injured and need to be repatriated back to your Country of Residence as this can be very costly.

Traveler tip 2: To travel to Thailand, you’ll need to seek permission using the Royal Thai Government’s online platform – Thailand Pass and be approved before entering. Requirements for a Thailand Pass include a vaccination certificate, a negative COVID test from three days before departure and travel insurance with a minimum coverage of US$50,213 (AUD$70,000). For the latest Thailand travel alerts and restrictions click here.

What to look out for when traveling around Thailand

Beware theft and pickpockets

While Thailand is amongst the safest places to travel, there is always the chance that you could be the victim of a theft. Make sure you keep a copy of your receipts as you’ll need proof of ownership for any claims should your items get stolen. All World Nomads travel insurance plans will have some baggage coverage if your bags and valuables are stolen or damaged. However, with any insurance plan, benefit limits, conditions and exclusions may apply.

Keep an eye on your gear 24/7

It’s very important that you NEVER leave your valuables out of sight. You can find out more about our travel cover for tech gear and other high value items here. Make copies of all key documents such as, passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets, and keep them separate from the originals so you’ll have proof of purchase if the originals go missing. Exercise caution in crowded areas and on public transport; padlocking your bags to the luggage rack if you’re on an overnight train or bus is always a good idea.

Surviving Thailand’s food markets

You're going to find a variety of delicious food while traveling in Thailand, but food preparation standards can vary. Gastro and its unpleasant side effects are one of the more common medical complaints our travelers have experienced while in Thailand.

Our 24/7 Emergency Assistance team can help you find a doctor, particularly useful in Thailand’s remote areas, where access to medical care is harder to come by. If your illness is serious, the team can arrange for an emergency evacuation. Hospitals in Thailand (especially around Bangkok or Phuket) are well-equipped to treat you even if they may seem less modern than facilities you’d find at home.

Here are some simple actions that can help in case of gastro:

  • Always wash your hands before and after eating or use a hand sanitizer.
  • Never eat anything that's been sitting around, even for a short while.
  • Don't drink tap water in Thailand – stick to bottled, boiled, filtered, or treated water.
  • If you lose more fluids than you can keep down, seek help and use rehydration sachets.

Riding Motorbikes and Scooters

It’s easy to rent a motorcycle, so it’s not surprising that we see everything from exhaust pipe burns to extreme injuries caused by crashes, which can sometimes be fatal.

If you choose to ride, be sure to select a travel insurance plan that covers motorbike and scooter use.

Depending on your Country of Residence and the plan you’ve selected, we may offer coverage for global travelers hurt in motorcycle accidents for:

  • Emergency medical expenses for treatment at the hospital or by a doctor at the local medical centre.
  • Evacuation to more suitable medical facility if it’s urgent, medically necessary and if you’re fit to travel.
  • Repatriation if you’re seriously ill or injured and unable to continue your trip.

For your coverage to take effect, certain conditions apply:

  • You must have a valid driver’s license from your country of residence and as required in the relevant country where you're traveling.
  • You need to comply with local laws and safety practices (wear a helmet, obey speed limits, and don’t drive drunk).

Traveler tip 3: if you’re intending to rent a car or motorbike you must check the licensing and local laws for the country you’re going to. You must also be adequately insured elsewhere, as you are not covered under this insurance for third party liability in respect of any mechanical or motorized vehicle.

If you need medical treatment, evacuation, or repatriation, you or a travel companion MUST contact our 24-hour Emergency Assistance team as soon as possible. Limits and exclusions to coverage will apply so read your policy carefully for full details.

For more details, or if you have a specific question about World Nomads insurance, please visit our online Help Center or contact us.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Pakin Songmor
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel Insurance when visiting Thailand

Turquoise waters, vibrant culture, lush jungles and Tuk Tuks

    As featured in:

  • As featured in:

With its beautiful beaches, vibrant cities, and rich cultural heritage, it’s easy to see why New Zealanders want to visit Thailand. However, unexpected issues can arise during any trip.

Traveling to Thailand soon? Download our free 14 day itinerary to discover the best of Bangkok, Chiang Mai, the Golden Triangle, and more.

Here’s why you should consider travel insurance for your Thailand adventure.

Man on boat, Thailand
Ko Phi Phi Don, Krabi. Photo credit: Getty / Marco Bottielli

What’s covered in Thailand

Our policies can offer cover (up to policy limits) for benefits including:

For over 20 years, World Nomads has helped adventurous travellers like you with travel insurance tailored for your journey. With our policies, you can enjoy emergency medical treatment, medical evacuation, trip cancellation benefits, baggage protection, cover for over 150 sports and activities, and many more benefits.

World Nomads offers two plans – Standard and Explorer. Each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.

Why should I consider travel insurance for Thailand?

With affordable accommodation, delicious food and adventures from scuba diving in Phuket to hiking Khao Luang - Thailand is a traveller’s dream. Our policies may cover you if your passport is stolen whilst browsing the Pattaya floating market or if your trip is cancelled due to extreme weather.

Our policies also offer cover for families looking for a relaxing break and digital nomads remote working in Chiang Mai.

Floating market, Thailand
Aerial view of floating market. Photo credit: Getty / Siwabud Veerapaisarn / EyeEm

What to look out for when travelling around Thailand

Beware of theft and pickpockets

While Thailand is a relatively safe place to travel, pickpockets are active in tourist areas. World Nomads travel insurance plans have some coverage if your bags and valuables are stolen or damaged.

Traveller tip 1: Make copies of all key documents such as passport, ID, travel insurance, receipts, vouchers and transportation tickets so you’ll have proof of purchase for any claims.

Keep an eye on your gear 24/7

It’s very important that you NEVER let your valuables out of sight. Exercise caution in crowded areas and on public transport.

Traveller tip 2: if you’re a victim of theft, get a Property Irregularity Report or other incident report so you can submit it with your claim, as well as a police report.

Surviving traveller's diarrhea

If you eat something that doesn’t agree with you and need medical assistance our 24/7 Emergency Assistance Team is here to help. The multi-lingual team can help you find a doctor or a, particularly useful in Thailand’s remote area, where access to medical care is harder to come by. If your illness is serious, the team can arrange for an emergency evacuation.

Stay healthy and avoid gastro with these tips:

  • Always wash your hands or use hand sanitizer.
  • Don't drink tap water in Thailand – stick to bottled, boiled, filtered, or treated water.
  • If you lose more fluids than you can keep down, seek help and use rehydration sachets.

Riding motorbikes and scooters

Our policies may cover you (up to policy limits) if you ride a motorbike or scooter in Thailand for:

  • Emergency medical expenses
  • Evacuation to suitable medical facility if required
  • Repatriation if you’re seriously ill or injured

To be covered for motorbike, scooter or moped use you must:

  • select the activity when you purchase your policy. Activities cannot be added after policy purchase.
  • have a valid driver’s license for the same class of vehicle in New Zealand, and as required in Thailand.
  • comply with local laws and safety practices (wear a helmet, obey speed limits, and don’t drive under the influence of alcohol or drugs).

What do I do if I’m sick or injured and need assistance?

If you need emergency medical help, contact the 24-hour Emergency Assistance Team as soon as possible. They will contact suitable assistance and arrange medical care.

If you have general questions about your policy, you can contact us.

Motorbike traffic
Motorbike traffic in Bangkok. Photo credit: Getty / Leo Patrizi

What’s not covered

There are some things we can’t cover, including, but not limited to:

  • Participation in any activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
  • Existing medical conditions
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the New Zealand Government (see SafeTravel)
  • Unsupervised baggage or personal items
  • Being intoxicated by alcohol or drugs or acting illegally.

Always check the terms, conditions limits and exclusions of your policy. If you’re not sure about something or have any questions, contact us.

Are you looking for more travel inspiration for Thailand?

World Nomads has various articles that cover a range of fun topics on Bali, such as:

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

FAQs for travel to Thailand

Here are our most frequently asked questions about Thailand and travel insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team. 

  • Do I need a Visa for Thailand?

    From 2025 travellers from 93 visa-exempt countries including New Zealand will have to apply for a mandatory electronic travel authorisation (ETA) permit. A pilot phase is due to begin in December 2024, with a full roll-out by June 2025.

    Travellers will need to apply for the free ETA online before arriving for tourist visits up to 60 days.

    For more information visit the Thailand e-visa website.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Pakin Songmor
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel Insurance for Thailand

Turquoise waters, vibrant culture, lush jungles and Tuk Tuks.

    As featured in:

  • As featured in:

With white sandy beaches, beautiful temples, and island hideaways, Thailand is a top destination for Aussies looking to unwind. Although Thailand is a friendly country the unexpected can happen, so consider taking World Nomads travel insurance with you.

Traveling to Thailand soon? Download our free 14 day itinerary to discover the best of Bangkok, Chiang Mai, the Golden Triangle, and more.

Man on boat, Thailand
Ko Phi Phi Don, Krabi. Photo credit: Getty / Marco Bottielli

What’s covered in Thailand

Our policies can offer cover (up to policy limits) for benefits including:

For over 20 years, World Nomads has helped adventurous travellers like you with travel insurance tailored for your journey. With our policies, you can enjoy emergency medical treatment, medical evacuation, trip cancellation benefits, baggage protection, cover for over 150 sports and activities, and many more benefits.

World Nomads offers two plans – Standard and Explorer. Each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.

Why should I consider travel insurance for Thailand?

With affordable accommodation, delicious food and adventures from scuba diving in Phuket to hiking Khao Luang - Thailand is a traveller’s dream. Our policies may cover you if your passport is stolen whilst browsing the Pattaya floating market or if your trip is cancelled due to extreme weather.

Our policies also offer cover for families looking for a relaxing break and digital nomads remote working in Chiang Mai.

Floating market, Thailand
Aerial view of floating market. Photo credit: Getty / Siwabud Veerapaisarn / EyeEm

What to look out for when travelling around Thailand

Beware of theft and pickpockets

While Thailand is a relatively safe place to travel, pickpockets are active in tourist areas. World Nomads travel insurance plans have some coverage if your bags and valuables are stolen or damaged.

Traveller tip 1: Make copies of all key documents such as passport, ID, travel insurance, receipts, vouchers and transportation tickets so you’ll have proof of purchase for any claims.

Keep an eye on your gear 24/7

It’s very important that you NEVER let your valuables out of sight. Exercise caution in crowded areas and on public transport.

Traveller tip 2: if you’re a victim of theft, get a Property Irregularity Report or other incident report so you can submit it with your claim, as well as a police report.

Surviving traveller's diarrhea

If you eat something that doesn’t agree with you and need medical assistance our 24/7 Emergency Assistance Team is here to help. The multi-lingual team can help you find a doctor or a, particularly useful in Thailand’s remote area, where access to medical care is harder to come by. If your illness is serious, the team can arrange for an emergency evacuation.

Stay healthy and avoid gastro with these tips:

  • Always wash your hands or use hand sanitizer.
  • Don't drink tap water in Thailand – stick to bottled, boiled, filtered, or treated water.
  • If you lose more fluids than you can keep down, seek help and use rehydration sachets.

Riding Motorbikes and Scooters

Our policies may cover you (up to policy limits) if you ride a motorbike or scooter in Thailand for:

  • Emergency medical expenses
  • Evacuation to suitable medical facility if required
  • Repatriation if you’re seriously ill or injured

To be covered for motorbike, scooter or moped use you must:

  • select the activity when you purchase your policy. Activities cannot be added after policy purchase.
  • have a valid driver’s license for the same class of vehicle in Australia, and as required in Thailand.
  • comply with local laws and safety practices (wear a helmet, obey speed limits, and don’t drive under the influence of alcohol or drugs).

What do I do if I’m sick or injured and need assistance?

If you need emergency medical help, contact our 24-hour Emergency Assistance Team as soon as possible. They will contact suitable assistance and arrange medical care.

If you have general questions about your policy, you can contact us.

Motorbike traffic
Motorbike traffic in Bangkok. Photo credit: Getty / Leo Patrizi

What’s not covered

There are some things we can’t cover, including, but not limited to:

  • Participation in any activities where you don’t purchase the appropriate level upgrade, or where it is specifically excluded
  • Existing medical conditions
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see www.smartraveller.gov.au)
  • Unsupervised baggage or personal items
  • Being intoxicated by alcohol or drugs or acting illegally.

Always check the terms, conditions limits and exclusions of your policy. If you’re not sure about something or have any questions, contact us.

Are you looking for more travel inspiration for Thailand?

World Nomads has various articles that cover a range of fun topics on Bali, such as:

Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help.

FAQs for travel to Thailand

Here are our most frequently asked questions about Thailand and insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team. 

  • Do I need a Visa for Thailand?

    From 2025 travellers from 93 visa-exempt countries including Australia will have to apply for a mandatory electronic travel authorisation (ETA) permit. A pilot phase is due to begin in December 2024, with a full roll-out by June 2025.

    Travellers will need to apply for the free ETA online before arriving for tourist visits up to 60 days.

    For more information visit the Thailand e-visa website.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Getty/freemixer
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel insurance when rock climbing

Check out World Nomads travel insurance plans when rock climbing. Be adequately covered if injuries or extreme weather issues strike.

    As featured in:

  • As featured in:

Travel insurance when rock climbing

When looking for a mix of thrills, adventure and breath-taking natural landscapes, rock climbing delivers on all three. With so many top rock climbing destinations globally such as the Dolomites in Italy, Kalymnos in Greece, and Yosemite National Park in the USA, adrenaline junkies don’t have to look far.

Whether you’re a beginner or an experienced climber you may want to consider travel insurance as rock climbing can test your physical and mental abilities.

Insurance is essential if you are injured, severe weather derails your trip, or your equipment is lost or damaged.

What's covered when rock climbing?

World Nomads covers most rock climbing activities whether it is an indoor rock climbing day with friends or a week away at Yosemite National Park. However, we will not be able to cover you for rock climbing over 6,000 metres (19,685 feet) or if you plan on free soloing.

Depending on your Country of Residence and whether you’ve selected the Standard or Explorer plan, we may offer coverage for rock climbing for the following:

  • Rock climbing (indoor)
  • Rock climbing (bouldering)
  • Rock climbing outdoor under 6,000m (19,685 feet)- multi-pitch climbing / sport climbing / bolted / aid climbing / traditional climbing / top or bottom rope climbing.

Residents of some countries may require an upgrade to include certain rock climbing activities and at certain altitudes.

Cover for more than 150 adventure and sports activities on both World Nomads plans

While there are many activities available on the Standard Plan, those feeling adventurous can upgrade to the Explorer Plan, which offers higher benefits and cover for a broader range of activities and sports.

Travel insurance tip: to have cover for an adventure sport or activity, you may need to add it to your policy or select a plan with more benefits/coverage when you buy and pay the extra premium, depending on your Country of Residence. Remember, you can’t upgrade your coverage after you buy, so it’s important to get this right on the first go.

What am I covered for?

Travel insurance is designed for many reasons, for example if extreme weather derails your rock climbing trip, However, there are specific reasons why it’s important for a rock climbing trip. World Nomads offers coverage (up to the policy limits) for:

  • Baggage protection: had your ropes or rappelling gear stolen while rock climbing? Our gear coverage may help to replace belongings that were swiped.
  • Emergency medical: rock climbing and fresh air can be great for the body and soul but not if it ends up in a bad fall. Emergency medical coverage will help in the case of an accident or when you need urgent medical treatment for an injury. Get to a doctor for treatment and medication and you can submit a claim to recover the costs (up to your benefit limit).
  • Evacuation: your next rock climbing adventure may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from us. Please note that remote travel is not covered.
  • Trip cancellation: has a sick or injured traveling companion put a stop to your rock climbing adventure? Depending on your plan, you may be able to recover your travel expenses.
  • Coverage for some Coronavirus (COVID-19)-related events: depending on your Country of Residence and the plan you’ve selected you may be covered for some Coronavirus-related events. To find out more, read our What’s Covered for Coronavirus article.

What's not covered?

Some things we may not cover include:

  • Training for and/or participating in an activity at a professional level.
  • Competing at an international event as a national representative.
  • Going against local authority warnings by entering closed or restricted areas or places or putting yourself in an unsafe or dangerous situation.
  • If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do.
  • Any remote search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
  • Unattended baggage or personal items.

Key insurance tips for your rock climbing trip

  • Got your paperwork?: you’ll need the right visas and permits wherever you go to climb – insurance doesn’t cover you for not doing your paperwork.
  • Know where to go… and where not to: check you can camp / climb or just generally be wherever that ‘hot’ climbing spot is. You don’t want to find yourself spending dinner in the local police station instead of the local bar… and insurance doesn’t cover you for illegal acts,
  • Proof of purchase: yep, any claim you make will need supporting documentation such as receipts of your purchases.
  • It pays to be prepared: check the weather, check your equipment, and check the credentials of your climbing instructor (if it’s a group climb) – if any seem unreliable then reconsider if it’s a smart move to go.
  • Don’t get in over your head: be responsible when choosing a rock climbing destination or activity. Does it suit your experience level? Are you using an accredited tour operator?
  • Keep an eye on your gear: don’t leave your expensive rock climbing gear or any other baggage unattended -those 'I spaced out” moments might not qualify for coverage.
  • Be responsible: Choose a tour operator that promotes responsible tourism, works as part of the local community, as well as actively helps to conserve the environment.

This is not a full list of what’s covered and what’s not; please check your policy for a full list of terms, conditions, limitations & exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Essential tips for first-time World Nomads travel insurance buyers

    As featured in:

  • As featured in:

You may be weighing up the pros and cons of travel insurance for your next trip overseas, especially if you’ve never used it before. With Coronavirus adding an extra level of uncertainty, now could be the right time to consider travel insurance.

World Nomads offers insurance for travelers aged between 18 and 69. Our policies are available to travelers from more than 100 countries worldwide. You can get a quote online and be covered in no time.

If you’ve never had the need for travel insurance but you are thinking about buying it for your next trip, some of the scenarios where it may help include:

  • If you need to cancel or curtail your trip because you’re sick.
  • If you want your tech gear, valuables, and baggage covered.
  • If you need emergency treatment during your trip due to an unexpected illness or injury.
  • If you plan to do several activities and sports and need that extra level of cover.
  • If you end up stuck at the airport for an extended period due to a travel delay or trip interruption.

What to look out for when considering travel insurance

Get a doctor to approve your fit to travel: know your own medical needs, for example, whether you have pre-existing medical condition(s) that may invalidate your cover. You may need to have a doctor’s sign off that you’re fit to travel, for example, if you’re pregnant and having pregnancy-related complications or if you’re unsure about a specific medical condition. 

Research all your travel destinations: always do your research on the countries or regions you plan to visit. Check government travel advisories as they can change rapidly. Check out our travel alerts, and health organizations advisories, such as the World Health Organization.

Take time out to read the fine print: check your policy’s benefit limits, terms and conditions and exclusions to ensure you are getting the right level of cover for your travel plans and destinations to cover any potential claims. You can always get in touch with the Customer Service team who can help answer any questions. 

Ensure all activities and sports are covered: our plans include cover for more than 200 activities globally, from backpacking to kayaking, hiking, and bungee jumping, but not all are covered under every plan – you can find out what is available for your Country of Residence here. You may need to pay an additional premium for higher-risk activities or choose a different plan. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip.  

We’re here to help in case of emergency: make sure to know what to do in case of an emergency, which you can discuss with our 24/7 Emergency Assistance Team.

I have never bought World Nomads travel insurance. Why should I consider it?

For many first-time buyers, buying travel insurance can be daunting and confusing. At World Nomads, we have made choosing a travel insurance plan less time-consuming and stressful by offering two travel insurance plans with different levels of cover depending on your travel needs. 

Standard Plan: includes a range of benefits such as overseas medical, coverage for your belongings, pre-trip cancellation and certain adventure activities. 

Explorer Plan: has all the benefits of a Standard Plan and a few more, but it is more expensive. 

Check out our Standard vs Explorer article for information on coverage, benefit limits, terms and conditions and exclusions. 

Can I buy or extend my travel insurance while overseas? 

With a World Nomads policy, you can buy cover anytime, anywhere. Plus, if you decide to stay longer somewhere or want to change direction on a whim, we are happy to extend your policy as long as it’s done before the end date shown on your Certificate of Insurance. 

Traveler tip: if you buy a policy while traveling overseas, you must wait 72 hours before any cover is activated. The maximum duration available for any policy, including extensions, is 12 months from the start date.  

Does World Nomads travel insurance include cover for Coronavirus-related events? 

We offer cover for some Coronavirus-related events, however level of coverage under our Standard and Explorer Plans will depend on your Country of Residence and the plan you’ve selected. 

If you are diagnosed with Coronavirus while overseas, your benefits may include: 

  • 24/7 access to our Emergency Assistance Team, who can help you access local medical care. 
  • Medical costs including hospitalization. 
  • Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending medical practitioner. 

Some of our Explorer plans offer cover for some additional Coronavirus-related insured events, such as cancellation following a COVID-19 diagnosis, to assist our travelers. 

To find out what cover applies to you, read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions. 

Things to look out for when buying travel insurance: 

  • Make sure you correctly choose the right trip dates, age limit, and level of cover. 
  • Ensure all your destinations are covered.  
  • Make sure you understand what a pre-existing medical condition is under our policy. 
  • Some activities and sports may require extra level of cover or may not be covered. 
  • Make sure you clearly understand the benefit limits and the excess as per the level of cover you’ve selected. 
  • Understand that there will be General Exclusions in your cover for which you won’t be covered under any circumstances.  
  • Make copies of travel documents and keep receipts in case you need to make a claim.

This is only a summary of cover and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Photo © Dani Kancil/IStock
  1. World Nomads
  2. Category
  3. Type
  4. Insurance

Travel Insurance for Natural Disasters

How Americans can safeguard their travel plans from extreme weather with insurance coverage for natural disasters.

    As featured in:

  • As featured in:

For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Yes, there’s coverage for US residents if a natural disaster such as a tornado, flood, cyclone, hurricane, tsunami, wildfire or earthquake affects your travel plans and/or injures you.

It’s one thing if a rainy day washes out your trekking expedition, but what if a hurricane blows the roof off your hotel? When a natural disaster strikes, it’s hard to classify your trip as anything but… a disaster. World Nomads can offer some much-needed weatherproofing, with protection for trip cancellations, medical emergencies and more.

Does travel insurance provide coverage for natural disasters?

While the forces of nature are unpredictable, your travel insurance* should be a sure thing you can count on. However, you need to have purchased your plan before these forces of mass destruction have become known events. If you did that, then you may be eligible for coverage if:

  • Trip cancellation or trip interruption: say a tornado rips through your hotel, leaving it in a state unsuitable for guests. Or the company where you work gets ravaged by a flood and you’re part of the team that has to put things back together again. Understandably, you may want to put a stop to your travels and get your money back for the parts you missed.
  • Trip delays: if a blizzard (or other inclement weather) delays your common carrier transportation for at least six hours, this coverage may offer reimbursement for incidentals to help you manage while you’re waiting.
  • Emergency medical expense and emergency evacuation: if you get caught in the aftermath of an earthquake or hurricane, you could get seriously injured. What could help if you’re injured or in imminent physical danger? Emergency medical benefits, which may help protect you from hefty out-of-pocket medical bills.
  • Non-medical emergency transportation: our plans cover evacuation up to the specified maximum benefit amount to get you away from an area impacted by a recent natural disaster. Benefits may cover all reasonable natural disaster evacuation expenses and related costs incurred for your transportation, up to your plan’s maximum limits.
  • Baggage return: If you are evacuated and have to leave your baggage behind (because there are weight limits on the aircraft evacuating you, for example), we may reimburse you (up to maximum benefits) for the cost of transporting your baggage home or to the destination you’ve been taken to.

You can find out more about what’s covered in each of our single-trip and annual plans in our article, What travel insurance plan is right for you?

What qualifies as a natural disaster?

A natural disaster is a natural event that causes destruction or loss, such as an earthquake, flood, wildfire, hurricane, blizzard or volcanic eruption. It could also include naturally occurring wildfires, snow, rain, wind or related weather that causes severe and widespread damage, triggering a travel advisory from the US Government or a ‘natural disaster’ declaration at your trip destination. For more details on the definition of a natural disaster, read the details of your plan.

How does it work?

Whether it be trip interruption, cancellation or baggage, you’ll need to inform us of your situation as soon as possible. We may be able to assist in helping you figure out an emergency plan. In terms of filing a claim, be sure to gather the following documentation, as it pertains to your case:

  • Proof of all non-refundable, prepaid deposits or payments;
  • Complete unused transportation tickets and vouchers;
  • Original receipts for any expenses incurred because of the natural disaster;
  • Original receipts for any new tickets;
  • Invoices and original receipts from travel service providers.

What is not covered under natural disasters?

  • If a natural disaster was already forecast or announced when you purchased your plan (it’s on the news, for example).
  • Any extreme weather that’s not defined as a natural disaster under the plan.
  • Fear of traveling to a destination where a natural disaster is looming (in other words, unless the natural disaster occurs, you won’t be eligible for benefits).
  • Search-and-rescue missions, like during an avalanche.
  • Any weather conditions that only cause a loss of enjoyment (such as if a storm ruins your beach day but doesn’t cause any major destruction.)
  • Storm-chasing activities. You must not have put yourself in the path of danger.

If you’re worried about travelling and have purchased our Explorer or Epic plan along with the optional add-on ‘Cancel For Any Reason’ insurance during the time-sensitive period, changing your mind is perfectly ok. When you get a quote, you can compare the plans side-by-side and determine which one might be right for you.

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Did you know?

Following the 2004 Indian Ocean tsunami, which overwhelmed large parts of Indonesia, World Nomads launched our travel philanthropy program, Footprints, which has gone on to raise millions for community projects including disaster risk management in the developing world.

Our responsible travel section has more information on our Footprints program.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team