Travel Insurance when visiting the Caribbean
Essential travel insurance tips
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Your Caribbean adventure could be trekking through rainforests in Dominica or taking a splash in the waters of Aruba. With its countless island destinations, Irish travellers will have the time of their lives when they visit the Caribbean. You may like to consider purchasing travel insurance first just in case your island adventure takes a turn for the worst.
What’s Covered
World Nomads offer travel insurance for Irish travellers who can choose between the Standard Plan and Explorer Plan as they both offer different levels of cover.
The following is a brief list of what we cover. Each policy has different conditions and limits, please check your policy wording for a thorough list of what is and is not covered.
Overseas emergency medical: cover is offered for hospitalisation (both inpatient and outpatient), as well as treatment at medical centres in the place where you are staying. You must notify our 24/7 Emergency Assistance Team in the first instance. They will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and monitor your medical treatments if needed to make sure you are given proper care.
Overseas emergency dental: must relate to an injury that you sustain on your overseas trip. There is no cover for routine treatment such as regular dental cleans or check-ups.
Baggage cover: if your baggage or personal belongings are lost or damaged during your trip, then you may claim for these. However, claims without supporting documentation such as police reports and receipts may not be covered. Benefit limits, conditions and exclusions apply.
Extended stays: if you decide to lengthen your overseas holiday, you may extend your travel insurance up to a maximum of 12 months past the start date listed on your Certificate of Insurance.
Medical evacuation and repatriation: we offer emergency medical transport and repatriation back to Ireland if medically necessary and authorised by our emergency medical assistance team.
Cover for Coronavirus-related events: Irish travellers may be covered for their non-refundable travel expenses if they are forced to cancel their holiday plans due to a Coronavirus diagnosis. For more information, please read our Coronavirus cover article, which includes all the details, including benefit limits, conditions, and exclusions.
How to get the most out of your insurance when visiting the Caribbean
We recognise that you may have different activities and experiences in mind for your overseas adventures.
Our Standard Plan provides cover for all the main risks facing overseas travellers such as illness, injuries, and theft. While the Explorer Plan offers everything that the Standard Plan does, the benefit limits and/or sub-limits are higher, and a wider range of activities are included.
For instance, if you wanted to go Scuba diving in the crystal-clear waters of the Caribbean, then you might want to check out all the different levels of coverage that we offer, and to find out what conditions or exclusions apply for this underwater activity.
Though both our Standard and Explorer plans include benefits for Scuba diving, each plan has a different level of coverage and may exclude certain types of diving or dives of a certain depth. Be sure to check your policy for exclusions, such as search-and-rescue missions.
Besides Scuba diving, World Nomads offers cover for 150+ adventure activities including:
- Surfing.
- Hiking.
- Backpacking.
- Kayaking.
- Sandboarding.
- Snorkelling.
If your favourite sport isn’t on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.
What to look out for when travelling around the Caribbean
Like all holiday destinations, there are certain dangers that can present a challenge for anybody travelling through the Caribbean. Check your policy for all the conditions and exclusions associated with the following risks:
Extreme weather: this island region is sometimes struck by fierce storms that damage hotels and disrupt lines of transport.
Travel insurance tip: if your booked accommodation becomes uninhabitable due to extreme weather conditions, you may be eligible to claim for alternative accommodation and transport expenses up to the policy limit (Explorer Plan).
Crime: thieves are known to prey on unsuspecting tourists whose bags may be snatched from them in street mugging incidents or sneakily taken whilst their attention is diverted elsewhere.
Travel insurance tip: if you are the victim of a theft, you must obtain a written police report as soon as you can. Where possible, provide witness details along with any photographs, comply with all the conditions of any issuing body and provide receipts for all costs incurred, or we will not pay for any claim you make.
What’s not covered
Below is a brief list of what we do not cover. Please check your policy wording for a full list of benefit limits, exclusions, as well as the terms and conditions.
- Pre-existing conditions as explained in your policy.
- Treatment that you had been having in Ireland, before travelling to the Caribbean.
- Unattended luggage and other personal items that are damaged, lost or stolen.
- Expenses that other organisations such as hotels or transport companies are responsible for paying.
- If you are under the influence of alcohol or drugs.
- Failing to comply with official organisations and our 24/7 Emergency Assistance Team to repatriate you back to Ireland.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for the Caribbean
Essential travel insurance tips
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Why spend your next holiday on the couch doing Sudoku puzzles, when you could be sipping cocktails watching the sun go down in Jamaica or Puerto Rico? With countless island destinations to choose from, you can explore the Caribbean’s verdant rainforests and white sand beaches.
Before you book your flight for this popular holiday destination, you might want to consider buying travel insurance first.
What’s covered?
For all the beauty in the Caribbean, there is also the possibility of running into unexpected trouble. The following are some examples of how travel insurance can help if the unexpected happens to you:
Overseas emergency medical: if you become sick or are injured then your travel insurance may cover your treatment, hospitalisation, and medication expenses. However, you must notify our 24/7 Emergency Medical Assistance Team as soon as reasonably possible, when you are aware you will be admitted as an inpatient for at least one night. They will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care could be tricky) and monitor your medical treatments if needed to make sure you are given proper care.
Emergency medical evacuation: if you are injured and require emergency transport to the nearest hospital via ambulance or helicopter, then the transportation costs may be covered. You will need to check with our 24/7 Emergency Medical Assistance Team first.
Medical repatriation: we offer emergency medical repatriation back to the UK if medically necessary and authorised by our emergency medical assistance team.
Baggage cover: if your bags or other personal items are stolen, delayed, or go missing during your holiday, report the incident to the local police and get a Loss Report from them, as you’ll need to include this as supporting evidence, along with your receipts for these items, when submitting your claim. Benefit limits, conditions and exclusions apply.
Extended stays: you may extend your travel insurance policy past the expiration date if you’re planning to stay longer in the Caribbean. This will need to be done prior to the current expiration date of your policy and can be extended up to 12 months from the start date of your policy (Single Trip only).
Cover for Coronavirus-related events: British travellers may be covered for medically necessary expenses if they get Coronavirus in the Caribbean.
How to get the most out of your insurance when visiting the Caribbean
The policy that you ultimately choose should depend on what type of Caribbean holiday you are planning to have. World Nomads offers two travel insurance plans, the Standard Plan and the Explorer Plan.
Both plans offer travel insurance essentials such as trip cancellation cover, baggage cover and emergency medical evacuation cover. However, the Explorer Plan offers higher benefit limits and/or sub-limits than the Standard Plan, as well as cover for a wider range of activities.
For example, if you plan to go hiking in the mountains of St Lucia, then you might want to check out our different levels of cover for hiking in case you are injured. World Nomads offers different levels of cover for hiking depending on the altitude, these include:
- 3,000 metres (Level 1).
- 4,500 metres (Level 2).
- 6,000 metres (Level 4).
Note: make sure you check your policy for specific exclusions, such as search-and-rescue missions.
Besides hiking, World Nomads offers cover for 150+ adventure activities including:
- Surfing.
- Scuba diving.
- Kayaking.
- Sandboarding.
- Snorkelling.
If your favourite sport isn’t on the list, get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.
What to look out for when travelling around the Caribbean
Here are some common problems that travellers can encounter when visiting the region:
Extreme weather: well known as a sun-drenched paradise with a year-round warm climate, the Caribbean Islands are occasionally lashed by powerful tropical storms that wreak widespread destruction.
Travel insurance tip: if a hurricane, flood, or another natural disaster damages the hotel or hostel that you are booked to stay at, then you may be covered for additional accommodation expenses with an alternative at the same destination up to the policy limit. (Explorer Plan).
Crime: travellers to the Caribbean are sometimes the targets of bag snatchings and other types of crimes, both petty and more serious.
Travel insurance tip: if you are the victim of a theft, you must obtain a written police report within 24 hours. Where possible, provide witness details along with any photographs, comply with all conditions of any issuing body and provide receipts for all costs incurred, or we will not pay for any claim you make.
What’s not covered?
Below is a brief list of what we do not cover. Please check your policy wording for a full list of benefit limits, exclusions, as well as the terms and conditions.
- Any pre-existing conditions, unless otherwise stated in your policy;
- Travelling to or staying in a country that the British Government has issued a public directive instructing travellers to avoid all travel;
- Being under the influence of alcohol or any illegal substances;
- If you are acting in an irresponsible manner or not complying with local laws;
- Disobeying your treating doctor’s directions and/or those of our Emergency Assistance Team;
- Stolen, lost or damaged personal belongings that were left unattended.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance when visiting the Caribbean
Essential travel insurance tips
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The Caribbean, with its many island destinations such as Jamaica, St Lucia, and the Dominican Republic, has always been a mecca for international travelers who dream of escaping chilly climates and their frantic way of life. If you’re planning a trip to this unique part of the globe, considering travel insurance can provide support if your Caribbean holiday suddenly goes awry.
What’s covered
World Nomads travel insurance provides cover for illness, injury, or damage to your personal belongings. Depending on your Country of Residence and the plan you have selected, you may be covered for:
Overseas emergency medical: if you’ve had an injury or need urgent medical attention and require a medical centre or hospital, you must contact our 24/7 Emergency Assistance Team in the first instance. They will confirm if the treatment is medically necessary and advise you on what to do, help locate suitable medical facilities (particularly in remote areas where access to medical care can be tricky) and monitor your medical treatments if needed to make sure you’re given proper care.
Medical evacuation and repatriation: we offer emergency medical transport and repatriation back to your Country of Residence if medically necessary and authorised by our emergency medical assistance team.
Baggage cover: if your baggage or other personal belongings are lost or damaged during your trip, then you may claim for these. However, claims without supporting documentation such as police reports and receipts may not be covered. Benefit limits, conditions and exclusions apply.
Extended stays: if you are having way too much fun on your Caribbean holiday and choose to stay longer, you may also extend your travel insurance for a maximum of one year past the start date of your policy.
Coverage for some Coronavirus (COVID-19) related events: if you are forced to cancel your holiday plans due to being diagnosed as having Coronavirus by your treating doctor, then you may claim for any non-refundable travel expenses. To find out what cover applies to you, read our Coronavirus cover article, which has all the details, including benefit limits, conditions, and exclusions.
How to get the most out of your insurance when visiting the Caribbean
The two travel insurance plans that we offer are the Standard Plan and the Explorer Plan. Both offer cover for injuries, illness, trip cancellation expenses and theft. However, the Explorer Plan offers higher benefit limits and/or sub-limits than the Standard Plan and cover for a wider selection of activities.
For example, if you plan to go Scuba diving in the turquoise waters of the Caribbean, then you might want to consider our levels of coverage for Scuba diving in case you are involved in a Scuba diving accident.
Though both our Standard and Explorer plans include benefits for Scuba diving, each plan has a different level of coverage and may exclude certain types of diving or dives of a certain depth. Be sure to check your policy for exclusions, such as unguided dives or search-and-rescue missions.
Besides Scuba diving, World Nomads offers cover for 150+ adventure activities including:
- Surfing.
- Hiking.
- Backpacking.
- Kayaking.
- Sandboarding.
- Snorkelling.
If your favorite sport is not on the list get in touch with our Customer Assistance Team and they will let you know if we cover it. Be aware that an upgrade for certain activities and sports may be required.
What to look out for when traveling around the Caribbean
The Caribbean is a tropical playground where travelers from all over the world gravitate to enjoy the lush wilderness, white sand beaches and laid-back vibes. However, getting sick or injured could prove to be very costly, you may want to consider purchasing travel insurance before you go.
Here are some common problems that travelers can encounter when visiting the region:
Extreme weather: well known for being a sun-drenched paradise with year-round warm climates, the Caribbean Islands are occasionally lashed by powerful tropical storms that wreak widespread destruction.
Travel insurance tip: if your hotel is damaged by a natural catastrophe, you may be covered for transport expenses as well as accommodation in a different hotel up to the policy limit.
Theft: thieves are known to prey on unsuspecting tourists whose bags may be snatched from them in street mugging incidents or sneakily taken whilst their attention is diverted elsewhere.
Travel insurance tip: if any of your belongings are stolen, you must obtain a written police report as soon as you can. Where possible, provide witness details as well as photographs, comply with all conditions of any issuing body and provide receipts for all costs incurred, or we will not pay for any claim that you make.
What’s not covered?
Below is a brief list of what we do not cover. Please check your policy wording for a full list of benefit limits, exclusions as well as the terms and conditions.
- Pre-existing medical conditions as explained in the policy wording.
- Any medical treatment, medication, or hospitalization for a non-urgent condition. Examples could include cosmetic surgery, general check-ups, or other elective surgeries.
- Theft, damage, or loss of items that were unattended.
- Expenses that other organisations, including hotels and airlines are liable for.
- If you were breaking the law or acting in a careless manner.
- Failing to comply with official organisations and our 24/7 Emergency Assistance Team to repatriate you back to your country of residence.
- Traveling to or staying in a country that the government in your country of residence has declared an official travel ban on or warned against non-essential travel.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSailing Travel Insurance Coverage
US Residents can sail with confidence with travel insurance protection
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At a glance:
- All World Nomads plans cover sailing, with some plans that offer higher limits of coverage.
- Coverage for injuries if you're seriously hurt while sailing. Transportation if your condition is severe, acute, or life-threatening and adequate treatment if not available in your immediate area. Additional terms apply.
- Gear & Baggage Protection helps cover lost, stolen, or damaged sailing gear and luggage.
- Choose from Standard, Explorer, Epic or Annual plans to match your sailing trip style, budget and activities.
- Plus, optional Cancel for Any Reason upgrade available on some plans (additional cost and state restrictions may apply.)
- Why should I consider travel insurance for my sailing trip?
- Sailing travel insurance benefits
- Plan levels for sailing trips
- What's not covered
- Top safety tips we recommend for your sailing trip
- FAQs
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Whether you're planning to sail the crystal waters of the Galapagos Islands or keep pace with bottlenose dolphins along the Fumba Peninsula in Zanzibar, you're guaranteed an ocean adventure when you set sail on the open waters. But whenever you're surrounded by water, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for sailing that may help with everything from stolen bags to unexpected medical expenses.
Why should I consider travel insurance for my sailing trip?
From wet decks to choppy seas, unexpected issues can derail even the most carefully planned journey. Travel insurance and non-insurance services designed for sailing may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently – whether you're navigating the storied inlets of the French Riviera or the British Virgin Islands.
Travel insurance and non-insurance services for sailing: What may be covered?
World Nomads Travel Insurance for US residents may cover a range of unexpected problems you could face on and off the water. Plans may include:
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Emergency Medical Expenses
For broken bones, cuts, and sprains after a slip on a wet deck -
24/7 Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation, on or off the water -
Baggage & Gear Coverage
Damaged or stolen sailing gear, or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from setting sail.
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my sailing trip?
World Nomads offers four plans for US residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go sailing, you’ll probably be doing other fun things like snorkeling or swimming. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences.
- The Standard and Annual plans include travel insurance coverage for incidents while sailing.
- The Explorer plan covers more activities, including shark cage diving to 165 feet/50 meters and free diving up to 196 feet/60 meters. It also has higher limits of coverage for most benefits.
- The Epic plan covers everything the Explorer plan covers, plus even more activities – including cliff diving and deep-water soloing. It also has the highest benefit limits of coverage.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when sailing?
Some things we may not cover include:
- Sailing under the influence of drugs or alcohol
- Unattended baggage, sporting equipment or personal items
- Sailing or traveling within 100 miles of your home
- Damage to your sailboat
- Sailing in a competition or for salary/compensation
Top safety tips we recommend for your sailing trip
- Research your tour operator: If you’re going on a sailing excursion, research the tour company’s credentials ahead of time.
- Take a boating safety class: If you’ll be the one at the helm, take the time to learn as much as you can before hitting the water. There are several boating safety courses that are recommended by the U.S. Coast Guard.
- Check the weather: Before you leave, you’ll want to make sure there aren’t any storms headed your way. Weather conditions can change rapidly, so continue to monitor the weather once you’ve hit the high seas.
- Put on a life jacket: Think less about your tan lines, and more about your safety. Rough water can happen at any time, and you won’t have time to grab that if you unexpectedly go overboard.
- Wear the right shoes: Look for shoes with good traction and a non-slip sole. If your shoes are also made from water resistant material, that’s even better.
- Get a good dry bag to hold a copy of the documents showing your sailing travel insurance coverage and non-insurance services: If an accident happens, you’ll want that handy – and dry. Make sure you have the phone number for the 24/7 Non-Insurance Emergency Assistance Team easily accessible, as well as your plan number. You may want to save that in your phone as well.
FAQ
Here are our most frequently asked questions about cover for sailing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Can sailing be covered under World Nomads Travel Insurance?
Yes, sailing may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What types of incidents may be covered while sailing abroad?
If your trip is cancelled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable sailing tours that you paid for in advance. If you slip and fall on the deck and you require medical assistance, emergency medical expense coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for a sailing excursion, you’ll need to buy your insurance at least the day before you need coverage.
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Does World Nomads Travel Insurance offer coverage for sailing outside of the United States?
Yes, there are so many great places to sail around the world, and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for the Caribbean, you may have the opportunity to sail around several picturesque destinations like the Bahamas or Jamaica. When you get a quote for travel insurance and non-insurance services for sailing, you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while sailing?
If you get hurt while sailing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance Team is also included for support anytime, anywhere.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for your sailing adventure, you could be covered for more than 250+ other sports, activities and experiences. Things like hiking, biking, rocking climbing, and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, sailing tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add optional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for sailing, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next sailing trip?
Not sure where your next sailing adventure should take you? Check out some of our favorite places around the world to sail and get destination-specific travel insurance tips to help you plan with confidence.
Trinidad & Tobago Discoveries: Sailing the Caribbean
Kauai: 4 Adventures That Will Get You Off Your Beach Chair
20250730-4701181. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance when sailing
Don’t let an accident take the wind out of your sails.
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When you’re sailing, you can navigate the storied inlets of the French Riviera or British Virgin Islands, using the wind as your guide.
Along with your boat shoes, boating license and guide to nautical terminology, it’s worth considering bringing travel insurance onboard. Having it in your (waterproof) pocket can help if you were to fracture your finger hoisting a sail or lose your wallet to the churning white caps in a squall.
- What’s covered for sailing?
- World Nomads water sports coverage
- What’s not covered for sailing?
- Frequently asked questions
What’s covered for sailing?
Even as a seasoned sailor, you don’t want to be caught up the creek without a paddle (or, in this case, a mast and jib). Here are a few eventualities typically covered in World Nomads plans for inland sailing and coastal waters:
Emergency medical
Even without wet decks and choppy seas, you could find yourself with a medical emergency, be it an ankle sprain or a collarbone fracture. Our coverage may help cover everything from the services of a physician to ambulance services and x-rays in the case of an accident or injury at sea or on shore. World Nomads policy holders also have access to 24/7 Emergency Assistance Team... a wonderful thing if you need to translate your medical needs to your kind, but non-English-speaking doctor.
Evacuation
Most of our earth is covered in water... which means you have plenty of places to sail but could easily hit a snag in a far-flung destination. Subject to approval of 24/7 Emergency Assistance Team, your World Nomads policy can transport you by air ambulance to get treatment at an appropriate medical facility if medically necessary.
Baggage protection
Maybe your backpack slipped off the sopping wet stern, or your windbreaker got stolen right off the port. Our gear coverage can help replace your stuff, up to its actual cash value at the time of the loss.
Trip cancellation
Say a physician advises you to not to travel until your health improves, or a hurricane at your destination renders your chartered course and your pre-sail accommodation totally unusable, you may be able to recoup your pre-paid, non-refundable travel expenses... handy when you’re ready to re-book the adventure.
World Nomads water sports coverage
Besides sailing, World Nomads covers other activities on island and coastal waters, such as:
- Yachting
- Parasailing
- Sailboarding
- Cruising
- Catamaran sailing
- Hydro foiling
- Hydrospeeding
- Water skiing
- Barefoot water skiing
- Deep Water soloing
- Kiteboarding (on land or water)
- Kayaking
- Sea Kayaking
- Wakeboarding
- Wake skating
- Scuba diving
Your coverage depends on your Country of Residence, and certain conditions may apply for coverage to be available. An additional premium may also apply. Check out the sports, activities and adventures covered by World Nomads for more details.
What’s not covered?
Not every day is smooth sailing, but if you check the weather forecast, you can avoid some choppy waters. The same is true for travel insurance: if you know what’s excluded beforehand, you’ll be better equipped to navigate any unexpected losses. And sorry, we may not be able to cover you for:
- Sailing beyond the allowed distance from a safe haven or shore, as specified in your policy
- Racing and/or professional sailing
- Boat rental damage or loss
- Search-and-rescue missions
- Extreme sport sailing
- Losses that come from knowingly exposing yourself to needless risk
- Fraudulent and criminal acts
- Any claims resulting in the violation of local laws
- Any losses related to non-compliance with a license, contract or permit
- Sports equipment such as scuba, snorkel and scuba gear if it’s damaged while in-use
In addition to life jackets, floatation devices and other safety gear, be sure to BYO sunscreen. For more travel info, read our Explore, Travel Safety, and Responsible Travel articles.
Get a quote for your next sailing trip
Fill out the form below and navigate your way to the right travel insurance for your next boating adventure.
Got questions? We’re here to help. Get in touch and we can help get you set sail with peace of mind.
Frequently asked questions
Should I consider insurance to sail while overseas?
Without the right cover, you could be setting sail for disaster. Consider choosing travel insurance that covers you for all the water-based adventures you plan to enjoy overseas, even sailing. Securing travel insurance specifically for sailing means you and your vessel will be protected for a wide variety of unforeseen disasters. Check your country’s policy wording for details on what’s covered.
Which destinations am I covered for when sailing?
Depending on your Country of Residence and the policy you choose, your boating in your desired destination could be just a gust of wind away. Check your country’s policy wording to see if your preferred destination is covered for sailing trips.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 150 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Work emergency?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance for France
From the museums of Paris to the vineyards of Bordeaux, here’s how World Nomads travel insurance could help Americans in France.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
At a glance:
- Travel insurance benefits for France may include trip cancellation, delay, and interruption
- Coverage for medical emergencies, medical evacuation, and natural disasters while abroad
- Protection for lost, stolen, or delayed baggage and personal belongings
- Coverage for 250+ adventure and sports activities across France (including the Tour du Mont Blanc)!
- Optional Cancel For Any Reason (CFAR) upgrade for extra flexibility. Additional terms apply
- Do I need travel insurance for France?
- Travel insurance for activities in France
- Travel insurance for medical emergencies in France
- Travel insurance for lost bags in France
- Travel insurance for stolen items in France
- Travel insurance for canceled, interrupted, or delayed trips to France
- Tips for traveling to France from the United States
Home to the Eiffel Tower, the Louvre, and Palace of Versailles, there’s plenty to see and do in France for American sightseers.
If you want to see medieval fairytale villages and prehistoric caves, you’ll enjoy getting outside of the city with a visit to the Pyrenees mountains. Meanwhile, water lovers can flock to the French Riviera, and foodies can make the trek to Lyon, which has earned the title of gastronomic capital of France.
While a trip to France is definitely a tres bien experience, there are some things to be aware of. Our nomads have dealt with currency conversion confusion, delayed flights, and pickpockets on the Metro. We encourage you to check out our team’s travel tips for France before leaving the US so you can be prepared—and look into travel insurance* for France to help you travel with peace of mind.
Do I need travel insurance for France?
For the most part, you can spend your days promenading along the River Seine or swooshing down the slopes of Mont Blanc without any incident. But if you twist your ankle or take a tumble on the slopes, you may then realize that travel insurance for France would have been a good idea.
With any overseas travel, there are going to be some things you can’t plan for - like canceled trips, natural disasters, medical emergencies, and delayed baggage. Because of these situations, travel insurance for France may be something you consider. There are four plans to choose from. When you get a quote, compare the options to determine the best international travel insurance for your needs.
Travel insurance for activities in France
The Tour de France has made the country famous as a cycling destination. Even if you’re not competing, you can still explore France on two wheels and check out amazing cycling routes along the Seine or in Corsica. If you’re more interested in exploring France on four wheels, you may be interested in a safari tour to see the flamingos in Camargue. You may even want to leave land and set sail on the blue waters of the Bay of Cannes.
World Nomads covers more than 250 activities for Americans traveling to France including cycling, sailing, and safari tours. It's best to have an idea of your planned activities and adventures before you get a quote for travel insurance for France.
Different plans cover different activities so this will help you choose the best coverage for your trip. For example, bikepacking in Provence is covered under all plans, including the Standard Plan. However, if you’re hoping to go cliff jumping in Calanques National Park near Marseille, you may want to choose the Explorer or Epic Plan.
Travel insurance for medical emergencies in France
If there’s an avalanche when you’re skiing in the French Alps and you get hurt, you may not know where to go for help. With travel insurance for France, you’ll have access to the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need.
Your international travel insurance for France could also offer evacuation coverage if you need to be transported to another place to get care. If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the United States to get medical treatment, the repatriation coverage that is included in your plan may cover the costs to get you there.
If you have an emergency and need to make a claim, call and report your emergency as soon as it happens, or as soon as you’re able. Also remember to save all paperwork and receipts for any unexpected medical expenses.
To streamline your experience seeking medical treatment in France, sign up for our Portable Health Records service. This non-insurance service is part of all plans and allows for your documents, prescriptions, test results, and emergency contacts to be accessible in one place, anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, this service can expedite the process.
Travel insurance for lost bags in France
What happens if you make it to Nice but your bags didn’t? If the airline loses your bag for 12 consecutive hours or more, you could be reimbursed for a change of clothes and toiletries until you and your bag are reunited.
If that reunion never happens, you could be reimbursed for your lost bags and belongings with your travel insurance for France. The first step is to contact the airline to try and track down your bag.
If the airline isn’t able to help you locate your lost bag, the second step is to contact the Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call so you can file a lost luggage claim.
While baggage coverage is included in your travel insurance for France, know there are plan limits. If you’ve purchased expensive items in France, you may want to take it on the plane as carry on instead of checking it. If you have any questions, contact us and we can help explain what is covered.
Travel insurance for stolen items in France
Pickpocketing is something to watch out for when you travel to France - especially in crowded areas like Paris. One nomad found herself the victim of a pickpocketing scam in France in which her bag and sunglasses were stolen. While her travel insurance for France covered reimbursement for the stolen items, she would have preferred that this never happened to her in the first place.
This particular scam started with simple flattery from a stranger that distracted her. Check out our tips for avoiding travel scams in France before your trip, and always be aware of your surroundings. If anything does happen, make sure you contact the police and file a report. You’ll need that if you make a claim.
Make sure to do your part to keep your belongings safe too. If you’re in Bordeaux, overindulge at your wine tasting, and forget your purse at the vineyard, you won’t be covered.
Travel insurance for canceled, interrupted, or delayed trips to France
What happens if you get sick a few days before leaving for France? If your doctor tells you not to travel to France at that time, you could be forced to cancel your trip. Your travel insurance for France includes cancellation coverage and you could be reimbursed for those non-refundable flights, hotels, and activities you paid for in advance.
Sometimes situations happen that can disrupt your plans once you’re already in France. In the home of the French Revolution, strikes, protests, and demonstrations happen fairly frequently. If your train travel is affected by a strike and you can’t get from Paris to Reims, you may miss the hot air balloon ride you had booked. If you prepaid for your balloon ride and it’s non-refundable or transferable, your travel insurance for France may reimburse you for that excursion.
The Explorer and Epic Plans also cover various travel inconveniences you may encounter in France if you purchased during the time sensitive period. For example, if you planned a winter ski vacation to Chamonix, but the resort’s facilities are closed due to a lack of snow for at least a day, you may also get some compensation.
Tips for traveling to France from the United States
France is a beautiful country, and we’ve made many memories there. We think you’ll love it too. Any international travel comes with things to watch out for. Just be aware of your surroundings, and make sure to check out our travel safety tips for France before you go.
You’ll also want to check out the US government’s safety warnings for France before leaving the United States. Weather, safety, and political situations can change quickly, and this is where they list their up-to-date warnings on any advisories that may exist at that time.
If you purchase travel insurance for France, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.
Finally, learn a few French words and phrases—it will go a long way. Bon voyage and make some wonderful memories!
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for volunteering
Don't let your good deeds go uncovered.
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Whether you have specific skills to offer or you’re in search of meaningful connections, volunteering abroad can be a life changing experience. While out in the world helping others, make sure you also look after yourself and consider buying travel insurance before you pack your bags.
World Nomads travel insurance can cover you when participating in a range of round-the-world volunteer activities and vacations, from summer teaching programs to clean water projects. Whatever the cause, we’re strong supporters of paying it forward and giving back.
What's covered
Want to step out into the world and volunteer your time? Depending on your Country of Residence and the plan you’ve selected, World Nomads travel insurance may provide cover for:
- Trip cancellation
- Trip interruption
- Emergency medical care
- Emergency evacuation and repatriation
- Trip delay
- Baggage and personal belongings cover
- Extend or buy more cover while traveling
- Cover for some Coronavirus-related events
Traveler tip 1: if you intend to work or study, you must have the appropriate visa to work or study under the local laws of the country you’re visiting.
Travel insurance cover on our Standard and Explorer plans
At World Nomads, we do our best to support volunteers, whether it's protecting endangered turtle hatching grounds or teaching school children in an under resourced village.
Before you take off on your next volunteer adventure, consider packing travel insurance that provides cover for the things you plan to do.
Volunteer activities our Standard Plan may cover include:
- Hospitality or work at bars.
- Farming such as fruit picking, WWOOFing or other manual labor.
- Wildlife or animal care.
- Environmental or conservation work.
- Au pair, nanny or other volunteer childcare.
- Teaching.
- Retail work such as shop assistant or store manager role.
- Office or clerical work.
Volunteer activities our Explorer Plan may cover include:
- Undertakings in construction or renovation projects, including painting, using power tools, operating machinery, or roadwork.
- NGO support and disaster relief.
- Medical and health care work (health education, medical services, medical practitioner).
Note: you can upgrade your cover for a range of other activities and experiences and manual work if you select the activities (listed as Level 2 and 3) and pay any required additional premium at the time you buy your policy.
If you feel unsure about whether your volunteer activity is covered, you can get in touch with our Customer Service team and they will be able to assist you.
Am I covered for Coronavirus-related events?
While volunteer work is rewarding, getting sick while overseas can be costly in more ways than one, especially with Coronavirus still causing major issues worldwide. The cover you will have under our Standard and Explorer plans will depend on your Country of Residence. They include:
- Standard and Explorer plans: offer cover for emergency medical assistance if you get sick with Coronavirus (COVID-19) overseas (excluding pre-existing medical conditions, as defined in the policy wording) – cover includes medical assistance, repatriation, and hospitalization.
- Explorer Plan: additionally, offers cover for some Coronavirus-related events including but not limited to cancellation, trip interruption expenses and some quarantine costs, as well as additional cover for healthcare workers, residential care workers and law enforcement officers who have their pre-arranged leave cancelled by their employer due to Coronavirus. Benefit limits apply.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, terms and conditions, and exclusions.
Traveler tip 2: do your research well in advance of your trip around vaccines needed for your intended destination. Make sure you follow government, health department, and World Health Organization preventative and precautionary measures, including any relevant vaccinations, hygiene, or social distancing guidelines. Please refer to who.int for further information.
What’s not covered?
Some volunteer activities may not be covered as they’re just too risky for us to cover. This includes volunteer work that includes:
- Taking part in activities such as base jumping, wingsuit flying, cliff diving, martial arts competitions, motor sports, and piloting an aircraft among others.
- Going on dangerous expeditions; mountaineering expeditions or expeditions to inaccessible regions of the Arctic, Antarctica, or Greenland, unless approved by us.
- Crewing of a vessel more than 60 miles (96.5km) from a protected body of water.
- Work as a guide where ropes or other specialist climbing equipment is required.
- Work offshore or underground, including in caves.
- Work operating machinery or heavy/industrial equipment.
- Work at height without proper safety equipment.
- Working with dangerous animals, for example, hippopotami, crocodiles, alligators, sharks, elephants, bears, big cats, and deadly snakes.
Traveler tip 3: you must have the appropriate skills and training and hold the necessary licences and/or certificates for the work you undertake. You should only work from ground level up to two metres above ground, as the risk of injury is significantly increased when working at heights greater than two metres.
If you’re not sure about coverage, contact us and we’ll help you.
If haven't yet chosen a volunteer program, you can find inspiration in the following articles:
- Questions to Ask Before You Volunteer Abroad
- Tips on Choosing an Ethical Volunteer Program
- Voluntourism 101: How to Get Started
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn't covered.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Will travel insurance cover me for countries other than those listed on my policy?
That depends on your policy and your country of residence. You may have to put in a request with the customer service team for a country to be added to your policy.
-
Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illnesses overseas. They don't stand in place of primary medical insurance or your home health system.
-
Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what happened. If it’s an emergency situation, where medical evacuation is required, World Nomads can cover these costs upfront (provided the incident is covered as per the policy wording and you get pre-approval from the Emergency Assistance team). You must contact World Nomads 24/7 Emergency Assistance if you have a medical emergency.
Sinistros, Reembolsos e Indenizações
Veja como realizar o seu pedido de reembolso.
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Pelo visto alguma coisa durante a sua viagem não saiu como o planejado ...
Não tem problema, estamos aqui para te ajudar no que for preciso. Nem sempre as cosias acontecem da forma que a gente quer, por isso vamos ajudar você a resolver isso o mais rápido possível. Leia as etapas a seguir com atenção para que nossa equipe possa trabalhar com rapidez e eficiência.
Para apólices compradas a partir do dia 17 de dezembro de 2021, seu Seguro Viagem World Nomads é segurado pela Chubb Seguros:
Ligue para o time de sinistros da Chubb, disponíveis 24 horas por dia, 7 dias por semana:
Se estiver no Brasil, ligue para: 0800-722-4825
Para apólices compradas até o dia 16 de dezembro de 2021, seu Seguro Viagem World Nomads é segurado pela Zurich Seguros:
Ligue para o time de sinitros da Zurich, disponíveis de segunda a sexta-feira das 9h às 18h e sábado das 9h às 14h (exceto feriados).
Se estiver no Brasil, ligue para: 0800-878-3233
Nossas equipes vão dizer o que você precisa fazer!
Dependendo do seu caso, do que aconteceu com você ou do plano de Seguro Viagem que você comprou os procedimentos podem ser diferentes. Por telefone mesmo você saberá o melhor caminho a seguir, pode confiar.
A comunicação com a Central de Atendimento não exime o Segurado da obrigação de entregar à Seguradora todos os documentos pertinentes ao sinistro.
Travel Insurance for Italy
Whether you’re headed to Umbria or Emilia-Romagna, travel insurance for Italy can help you live ‘la dolce vita’.
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There are more hidden gems in Italy than there are varieties of pasta. Whatever your adventure, we’re here to help.
Rome’s Colosseum is a popular spot for Canadian travellers, but we encourage you to check out some of the other great spots in Italy as well. You could sample an after-dinner limoncello while watching an Amalfi sunset or you may include Lecce on your itinerary, which has been called the “Florence of the South.”
While a trip to Italy is an amazing experience, there are some things to be aware of. We encourage you to check out our tips for visiting Italy before leaving Canada so you can be prepared. Some of our tips include dealing with the currency conversions and train travel. However, our biggest tip? Pack World Nomads travel insurance!
- Do I need travel insurance for Italy?
- Travel insurance for activities in Italy
- Travel insurance for medical emergencies in Italy
- Travel insurance for lost bags in Italy
- Travel insurance for stolen items in Italy
- Travel insurance for cancelled, interrupted, or delayed trips to Italy
Do I need travel insurance for Italy?
International travel can bring all kinds of unexpected surprises. Some of those are great – like accidentally discovering a quiet restaurant that has the best pizza you’ve ever eaten.
Some surprises that come along with overseas travel are not that great, such as unexpected flight delays and lost bags. A good travel insurance plan for Italy could help with these situations. It could also help you get the emergency medical care you need if you get injured participating in any of the adventures and activities you’ll find in Italy.
There are different plans to choose from, and when you get a quote you can compare our plans determine the best travel insurance for your international travel needs.
Travel insurance for activities in Italy
There are so many things to see and do in Italy. Your Italian adventure may include hiking Sila National Park in Calabria, skiing the Dolomites, or taking a swim along the coastline of Sardinia. World Nomads covers more than 250 activities for Canadians travelling to Italy-including hiking, skiing, and swimming.
When you get a quote for your travel insurance for Italy, you’ll need to list your planned activities. You won’t be able to add or remove activities after you purchase, so make sure you add them all at that time. If you are participating in an activity that you haven’t listed in your policy, you can contact us to determine if you will be covered.
Travel insurance for medical emergencies in Italy
If you get sick or injured on your trip, your may only pay a small portion, if any, of your medical expenses in Italy. In some situations, medical providers may require a payment guarantee or payment upfront. The Canadian government recommends that Canadians get travel insurance for Italy that includes coverage for medical evacuation and hospital stays. Your travel insurance plan may provide reimbursement for expenses you incur due to a medical emergency.
In some rural areas, you may find limited services available, or find that your medical team doesn’t speak English or French. If you have a medical emergency when travelling to Italy, you can call our 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your Italian medical team if language is a barrier.
If you have an emergency and need to make a claim, you’ll need to call and report your emergency as soon as it happens, or as soon as you are able. You must contact us prior to seeking medical attention or if your medical condition prevents you from calling, call us as soon as reasonably possible. Also remember to save all paperwork and receipts.
Travel insurance for lost bags in Italy
What happens if you board your flight in Canada, and then realize that you made it to Italy, but your bags didn’t? If the airline loses your bag, you could be reimbursed for a change of clothes or toiletries until you and your bag are reunited. If that reunion never happens, you could be reimbursed for your lost bags and belongings with the baggage coverage that is included in your travel insurance for Italy. You will need to work with your airline to recover your bags or obtain reimbursement. Once you have exhausted the benefits available to you by your transportation carrier, you can submit a claim under your World Nomads travel insurance. You will need to submit a letter of coverage or denial from the transportation carrier, a written report regarding the theft or damage, and original receipts or sales slips as supporting documentation when you submit your claim.
Italy is known for its luxury shopping, and we know it can be tempting to carry your souvenirs back home to Canada in your new Dolce & Gabbana backpack that you bought in Milan. While baggage coverage is included, just know there are policy limits. You may want to take your high dollar bag with you as a carry on instead of checking it. If you have any questions, contact us and we can help explain what is covered.
Travel insurance for stolen items in Italy
Pickpocketing is something to watch out for when you travel to Italy – especially in crowded tourist areas like Rome, Florence, and Venice. These areas tend to be even more crowded during the summer, so you’ll want to be extra cautious during those times.
One nomad had her iPhone stolen when on the train in Milan. We are happy that the World Nomads travel insurance plan she purchased for her Italian adventure covered
Review our tips for avoiding pickpocketing in Italy before your trip, and always be aware of your surroundings. If anything does happen, make sure you contact the police and file a report. Need assistance? World Nomads travel insurance plans include worldwide emergency medical assistance, emergency travel assistance and security assistance. Our Assistance Service Teams are here to assist you during your Italy adventure.
Travel insurance for cancelled, interrupted, or delayed trips to Italy
Sometimes you have the perfect getaway planned, but things happen that may cause you to cancel, interrupt, or delay your trip.
If you get sick before leaving Canada and your doctor tells you not to travel to Italy at that time, you could be forced to cancel your trip.
It’s also possible for natural disasters to affect your trip. Mount Etna is located in Sicily and is Europe’s most active volcano. An eruption could cause flight problems that prevent you from getting to your destination as planned, and your trip may be interrupted. You could also face flooding in Venice in the fall or winter. During those times, some businesses may close and you may not be able to participate in all of your planned activities. Our plans provide coverage if, after you have booked your trip to Italy and purchase your travel insurance, the Canadian government issues a travel advisory to a destination, country or region listed on your travel itinerary.
If you have travel insurance for Italy, and something unexpected happens that causes you to cancel, delay, or interrupt your trip, you may be able to recover your unused, prepaid, non-refundable travel expenses. Travel insurance does not cover everything. The insurance policy will outline the covered risks for trip cancellation, trip interruption and trip delay for your trip to Italy.
Should I visit Italy?
Italy is one of the top European destinations visited by Canadians. Whether you go for the delicious food, the architecture, or the adventure, you’ll love all of the experiences Italy has to offer. Overall, Italy is a safe place to travel, and is welcoming to Canadians. Want to learn more? Check out the section of our destination guide.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel companion unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medication?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Hurt abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance when off the grid
Ready to unplug and cleanse mind, body, and spirit? We have coverage for unexpected setbacks while you’re getting away from it all.
- As featured in:
As featured in:
Whether off-grid for you means a remote mountain escape in Jasper National Park, a solo road trip in New Zealand, or experiencing rural village life by volunteering, it can be a great way to escape the stresses of daily life.
While you’re planning your off-grid getaway, don’t forget to consider travel insurance which could save you a few headaches and avoid some nasty hospital and medical bills.
Why should I consider travel insurance?
Going off-grid can be the ultimate form of social distancing if you’re seeking solitude, avoiding large crowds, and wanting to unplug from digital devices. Both our Standard and Explorer plans may offer coverage (up to the benefit limits) if:
- You get injured and need medical transport or evacuation back to your home country.
- You need coverage for your bags and valuables in case they’ve been lost, stolen or damaged. Keep the paperwork and receipts for your gear.
- You’ve already left home and forgot to buy travel insurance.
- You need coverage for emergency medical expenses and hospitalization costs for sudden injury or illness.
- You’re looking for coverage for a range of adventure sports, activities, and experiences.
Don’t forget to read the policy wording as all plans are different and coverage will depend on your Country of Residence. Never assume you’ll be covered in every situation, as benefit limits, terms and conditions and exclusions may apply. If you are still unsure about what you are covered for then contact us.
Want to know more about what is and isn’t covered by travel insurance? Read your policy and contact us if you have any questions.
Rental coverage when your road trip comes to a halt
Some World Nomads plans offer damage collision waiver coverage depending on your Country of Residence and your choice of insurance plan, a Standard or an Explorer. Make sure you read your policy and check the amount of coverage your plan provides.
Remember, if you leave your gear in your rental vehicle unattended or unsecured, and it gets stolen, our plans are unlikely to cover it.
If you get into a car accident, rental car travel insurance may help by covering damage to your vehicle and the cost of repairs, as well as charges imposed by the rental company, depending on your circumstances.
Make sure you report the damage to the local authorities and the rental car company as soon as possible. Also, it almost goes without saying, damage due to irresponsible behaviour will not be covered.
Depending on your Country of Residence and the plan you purchase there may be coverage for vehicle rentals. However, coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage. If you’re not sure if something is covered, get in touch.
Coverage for adventure seekers and sports lovers
Off-grid getaways are a great way to engage in some high-energy activities.
Maybe abseiling or a thrilling zip line is your thing? Before you pull the rip cord on that adventure, check that your insurance covers your activity. Depending on your Country of Residence, you may need to include an insurance upgrade when you buy to have coverage for some activities. If you don’t have the right level of coverage, you won’t be able to claim if something goes wrong.
Many policies cover white water rafting and kayaking, for example, but Class 6, Extreme and Exploratory Rapids aren’t covered. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip. Your policy may have conditions and exclusions.
Coverage for unexpected medical emergencies
Our plans cover emergency medical expenses when you're sick or injured. If your injuries are more serious than minor bumps and scratches, you may need to get to a hospital. Our plans include emergency evacuation coverage for ambulances or transfers to an appropriate medical facility. Be sure to check the maximum benefit amount and terms of coverage in your policy.
Go REALLY off the grid, but check your destinations
OK, so there’s off-grid and then there’s really off the grid. Just be aware that the more remote your destination, the more chance there is that these may not be covered. Make sure to check if your off-the-grid destination(s) are covered by our policies.
Some destinations may not be covered due to violence, terrorism or possibly due to being designated a COVID hotspot. Additionally, there will also be certain activities, including volunteering activities, that we cannot cover as they are too dangerous.
Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations, and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
What does my travel insurance cover?
Travel insurance tip 4: Depending on your Country of Residence, if you decide to travel to a country where there’s already been a ‘Do Not Travel’ warning or its equivalent put in place by your government, then your policy will be cancelled. Governments can issue or change travel warnings without notice, so always check with World Nomads before you pay anything towards your trip.
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team